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Money Matrimony

by Hayson & Nikki Lo

Do you and your partner have arguments about money? Is discussing finances a challenge in your relationship? Do you find yourselves earning and spending without a clear direction? Want to achieve financial freedom but don’t know where to start? Welcome to Money Matrimony, the podcast where we, Hayson and Nikki, a husband and wife duo, explore the intersection of love, life, and finances for couples. In each episode, we'll share our own experiences, lessons learned, tips & tricks and candid conversations about money and relationships. From budgeting, saving strategies to navigating complex relational & financial decisions like starting a family to discussing prickly questions like income disparity. We hope that through this podcast we can create a safe space for all of us to learn, grow and be inspired and in turn have a healthier relationship with money and ultimately a healthier relationship with our partner. Tune in every second We

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Episodes

  1. Episode 36 - The Real Cost Of Having Kids

    Episode 36 - The Real Cost Of Having Kids What It Really Costs (And Who Actually Pays For It) Nobody gives you a straight answer to this question. The baby books don't cover it. Your parents had different costs. And Google will give you a figure so large it either paralyses you or you dismiss it...

  2. Episode 35 - What 2 Years Of Podcasting Taught Us

    Episode 35 - What 2 Years Of Podcasting Taught Us What Talking About Money Did To Our Marriage Two years ago we sat down with a microphone and a question: why aren't couples talking about money? Today, we're marking our second anniversary by turning the lens on ourselves. In this episode, Nikki…

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  3. Episode 34 - What Do We Owe Our Children .. and Our Parents?

    Episode 34 — What Do We Owe Our Children — and Our Parents? Inheritance. Ageing parents. Entitlement. Responsibility. Few family conversations carry more emotion — or more unspoken expectation — than money across generations. Should parents leave an inheritance? Should children expect one? And…

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  4. Episode 33 - Financial security: when enough is enough

    Episode 33 - Financial Security: When enough, is enough In this episode, we explore financial security not necessarily through the lens of a monetary amount, but rather through ‘feelings’. We discuss how ‘enough’ is not an end goal that one achieves to reach but a state of emotional confidence…

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  5. Episode 32 - Money Boundaries: Why and how it creates freedom in a relationship

    Episode 32 - Money Boundaries: Why and how it creates freedom in a relationship Money boundaries can sound burdensome. Like rules, we immediately think of restriction. Less freedom. But in our experience, the opposite is true. When money boundaries are unclear, tension quietly builds; guilt…

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  6. Re-release | Must-Listen: Budgeting 101 – The What, Why & How (Part 1 of 4)

    Re-release | Must-Listen: Budgeting 101 – The What, Why & How (Part 1 of 4) As the new year approaches, many couples resolve to “be better with money.” And yet, year after year, one reality remains: many people still don’t have a budget. This is one of our most popular episodes, and for good...

  7. Re-release | Must-Listen: Budgeting 101 – Obstacles to Budgeting With Your Spouse (Part 2 of 4)

    Re-release | Must-Listen: Budgeting 101 – Obstacles to Budgeting With Your Spouse (Part 2 of 4) Once you’re convinced you need a budget, the next challenge is doing it together. As we head into the new year, we’re re-releasing this episode because budgeting as a couple is rarely just about…

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  8. Re-release | Must-Listen: Joint Accounts – Bridging the Divide

    Re-release | Must-Listen: Joint Accounts – Bridging the Divide As we head into a new year, we’re re-releasing what we believe is one of the most important money conversations for married couples. This episode isn’t really about bank accounts — it’s about unity, trust, and how you choose to…

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  9. Re-release | Must-Listen: Money & Me (Part 1)

    Re-release | Must-Listen: Money & Me (Part 1) Before you set financial goals, build a budget, or make plans for the year ahead, there’s one crucial step most couples skip: understanding each other. That’s why we’re re-releasing this foundational episode as you begin the new year. In Money & Me…

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  10. Episode 31 — Is It Worth It? (Part 2) Family Holidays & Grocery Shopping

    Episode 31 — Is It Worth It? Family Holidays & Grocery Shopping In Part 2 of our “Is It Worth It?” mini-series, we take on two everyday decisions that every family wrestles with: 🏖️ Family holidays — memories vs money 🛒 Online vs in-person grocery shopping This episode explores how couples can...

  11. Episode 30 — Is It Worth It? (Part 1) Subscriptions, Eating Out & Private Schools

    Episode 30 — Is It Worth It? (Part 1) Subscriptions, Eating Out & Private Schools In this episode, we dive into the everyday decisions couples face and unpack the real question behind them: How do we decide if something is truly worth it for our family? From the streaming subscriptions we forget…

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  12. Episode 29 - Adulting 101: Health Insurance, Wills, and Grown-Up Stuff No One Told Us About

    🎧 Episode 29: Adulting 101 - Health Insurance, Wills, and Grown-Up Stuff No One Told Us About Because adulting doesn’t come with a manual — and we’re learning it together. Ever found yourself saying, “Why didn’t anyone teach us this in school?” You’re not alone. This week, we’re diving into the...

  13. Episode 28 - Financial Life Hacks That Actually Work

    Episode 28: Financial Life Hacks That Actually Work Ever feel like you’re working harder than ever but still watching money slip through your fingers? You’re not alone — and this week, we’re unpacking the real-world financial hacks that have helped our family save thousands (without feeling like...

  14. Episode 27 – Would You Rather…? Money Edition for Couples

    🎙️ Episode 27: Would You Rather…? Money Edition for Couples What do your choices reveal about your money personality — and your marriage? In this episode, Nikki and Hayson play a round of “Would You Rather: Money Edition,” answering thought-provoking (and sometimes laugh-out-loud) scenarios that...

  15. Episode 26 - Love Languages, Meet Money Languages: How We Spend Reflects How We Love

    Episode 26 - Love Languages Meet Money Languages: How We Spend Reflects How We Love We all speak a love language — but did you know you also have a money language? In this episode of the Money Matrimony Podcast, Nikki and Hayson unpack how the way we give and receive love connects deeply to how…

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  16. Episode 25 – Stay at Home Parent Part 2: Practical Tips & Considerations

    Episode 25 – Stay-at-Home Parent Part 2: Practical Tips & Considerations In Part 2 of our stay-at-home parenting series, we go deeper than the surface-level debates and talk about the real trade-offs, the decision-making process, and the practical steps that make it work for the long haul. We...

  17. Episode 24 - Stay at Home Parent: The Job Everyone Judges, But No One Sees (Part 1)

    Episode 24 - Stay at Home Parent: The Job Everyone Judges, But No One Sees (Part 1) What comes to mind when you hear “stay-at-home parent”? Lucky? Lazy? Not working? Or maybe… the person holding the entire household together with one hand — while wiping down high chairs, calming tantrums, and...

  18. Episode 23 - Money Myths 2.0: What’s Really Holding Us Back?

    Episode 23 - Money Myths 2.0: What’s Really Holding Us Back? We’ve all heard them — the money “truths” that sound wise… but actually keep us stuck. In this episode, we’re taking on five of the most common financial myths that many couples (and let’s be honest, even we at times!) believe — and…

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  19. Episode 22 – Love & Retirement: Are You and Your Partner on the Same Page?

    Episode 22 – Love & Retirement: Are You and Your Partner on the Same Page? Retirement isn’t just about superannuation balances or pension age — it’s about aligning your vision for the future as a couple. In this episode, we dive into what retirement actually means, how to talk about it, and why...

  20. Episode 21 – Teaching Kids About Money (Part 2): Turning Everyday Life Into a Money Classroom

    Episode 21 – Teaching Kids About Money (Part 2): Turning Everyday Life Into a Money Classroom Welcome to Part 2 of our two-part series on raising financially literate kids! In this episode, we move from theory to practice—how do we actually teach our kids about money in everyday life? And what do...

  21. Episode 20 – Teaching Kids About Money (Part 1): Shaping a Healthy Money Mindset

    Episode 20 – Teaching Kids About Money (Part 1): Shaping a Healthy Money Mindset When we think about teaching our kids about money, maybe our first thought is budgeting… or saving up for a bike. All good stuff. But what if the most important lesson isn’t how to use money, but what money really…

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  22. Episode 19 - Stronger Together: Facing Life's Big Challenges (Starting with a Home Reno)

    Stronger Together: Facing Life's Big Challenges (Starting with a Home Reno) Life inevitably throws big challenges at couples – career shifts, family changes, financial pressures, and yes, sometimes the unique chaos of a home renovation! This episode dives into how facing these hurdles together...

  23. Episode 18 - Raising Generous Kids: Teaching Giving & Gratitude in a Material World

    Episode 18 - Raising Generous Kids: Teaching Giving & Gratitude in a Material World In today’s consumer-driven world, our kids are constantly bombarded with messages telling them they need more — more toys, more tech, more stuff. But how do we raise children who appreciate what they have and…

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  24. Episode 17 - Busting the Biggest Money Myths in Marriage

    💭 Have you ever believed a money myth that shaped how you handle finances in your marriage? We all grow up hearing certain “truths” about money—statements passed down from family, picked up from social media, or even reinforced by friends. Some of these beliefs sound logical. Others feel...

  25. Episode 16 - Keeping Up with the Joneses: The Hidden Cost of Comparison

    Episode 16 - Keeping Up with the Joneses: The Hidden Cost of Comparison 💰 When a friend upgrades their car, a colleague moves into a bigger house, or social media flaunts the latest luxury trend—it’s easy to feel like you’re falling behind. But is the race to “keep up” actually worth it? In this...

  26. Episode 15 - Decoding Debt – Friend or Foe?

    Episode 15: Decoding Debt - Friend or Foe? Debt—Is it a tool or a trap? A necessary step forward or a weight holding you back? In this episode, we dive deep into the real impact of debt—not just on your bank account but on your mindset, financial future, and even your relationship. ➡️ How do...

  27. Episode 14 - Summer Special: Behind The Mic

    Episode 14 – Summer Special: Behind The Mic 🎉 We’re back for 2025! After a refreshing summer break, Money Matrimony is kicking off the new year with a heartfelt and inspiring Summer Special episode. In this episode, we take a step back to celebrate the progress of the podcast, share memorable...

  28. Episode 13 - Lifestyle Inflation

    Episode 13: Lifestyle Inflation vs. Generosity Have you ever noticed how easy it is to start spending more when you’re earning more? New job, pay raise, or side hustle success—it’s tempting to upgrade your lifestyle just because you can. This phenomenon is called lifestyle inflation, and while it...

  29. Episode 12 - Emergency Fund: Building Peace of Mind for Life’s Surprises

    Episode 12 - Building Your Emergency Fund: Building Peace of Mind for Life’s Surprises In this episode of Money Matrimony, Hayson and Nikki get into the essentials of creating an emergency fund—why it matters, how much you should set aside, and the steps to make saving for unexpected expenses...

  30. Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101 Part 3 of 4

    Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101: Part 3 of 4 In this episode of Money Matrimony, we return for Part 3 of the Budget 101 Series, focusing on a topic that every couple with expanding families faces: how to plan and budget for a growing...

  31. Episode 10 - Does avocado on toast actually prevent you from buying a property?

    Episode 10 - Does avocado on toast actually prevent you from buying a property? In this episode of Money Matrimony, we dive into the heated debate around avocado toast being blamed for why millennials struggle to buy homes. Is it really the culprit, or is there a bigger issue at play? In this...

  32. Episode 09 - Holiday Special: How much did we spend on our 4 week holiday for our family of 5

    Episode 9 Show Notes: How We Budgeted and Managed Our 4-Week Asia Trip In this episode of Money Matrimony, we take you through all the details of our recent 4-week family holiday to Asia. After four years of planning (and 2 children in between), we finally made it happen! We’ll dive into why we...

  33. Episode 08 - How Kids Affected Our Finances: The Real Cost of Raising a Family

    Episode 08 - How Kids Affected Our Finances: The Real Cost of Raising a Family According to recent research the cost of raising a child to adulthood is $557,013 which is the reason why many chose not to have children. In this episode of Money Matrimony, Hayson and Nikki dive into the financial...

  34. Episode 07 - Budgeting 101: Obstacles to Budgeting with Your Spouse (Part 2 of 4)

    Episode 07: Obstacles to Budgeting with Your Spouse In this episode of Money Matrimony, we delve into the common obstacles couples face when trying to budget together. We explore five major challenges - lack of financial literacy, unrealistic expectations, past financial mistakes, power dynamics,...

  35. Episode 06: Income Disparity

    Episode 6 - Income Disparity When Australia’s Workplace Gender Equality Agency (WGEA) released their gender pay gap report on 27th of February 2024 it sparked a lot of discussions around gender pay gap & income disparity. But that's only half the story, there is often the hidden side of income...

  36. Episode 05: Budgeting 101 - What, why and how of budgeting? (Part 1 of 4)

    Episode 5 Show Notes Welcome to the first part of our four-part series on budgeting! In this episode, we dive into the fundamentals of family budgeting. We’ll explain what a family budget is, why it’s crucial for financial health and management, and provide a step-by-step guide on how to build an...

  37. Episode 04: Weathering the Storm - Navigating Financial Stress in Your Family

    Episode 04 - Weathering the Storm: Navigating Financial Stress in Your Family In this episode, we’ll be diving into a crucial and sensitive topic: navigating financial stress in your family. This is such an important topic to discuss because at some point in your relationship and in your family,...

  38. Episode 03: Joint Accounts - Bridging The Divide

    Joint accounts, a topic central for many relationships and often it can even be a touchy subject for some couples, but they're also a powerful tool for fostering financial unity but more importantly unity for a relationship. In today's episode, we'll be discussing the pros and cons of joint...

  39. Episode 02: Money & Me (Part 2)

    Money Story - Our Collective Story This is part 2 of a 2-part series called “Money & Me” where we dive into the world of our money stories. These are the narratives that define our relationship and perspective on money, encompassing our upbringing, experiences, influences, and attitudes towards...

  40. Episode 01: Money & Me (Part 1)

    Our money story - What is it? and why does it matter? We often underestimate the complexity of a union between 2 individuals in a relationship who have spent a majority of their lives and formative years apart. We each have our own unique stories and with it, we bring baggage, experiences &…

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  41. Teaser Episode: Introduction to Money Matrimony

    “We've noticed that while people are often more comfortable discussing topics like work, parenting and even sex, money is often considered a sensitive subject … it’s a topic that causes so much tension in relationship, its often just avoided or brushed off very quickly once the temperature…

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ABOUT THIS SHOW

Do you and your partner have arguments about money? Is discussing finances a challenge in your relationship?

Do you find yourselves earning and spending without a clear direction? Want to achieve financial freedom but don’t know where to start?

Welcome to Money Matrimony, the podcast where we, Hayson and Nikki, a husband and wife duo, explore the intersection of love, life, and finances for couples.

In each episode, we'll share our own experiences, lessons learned, tips & tricks and candid conversations about money and relationships. From budgeting, saving strategies to navigating complex relational & financial decisions like starting a family to discussing prickly questions like income disparity.

We hope that through this podcast we can create a safe space for all of us to learn, grow and be inspired and in turn have a healthier relationship with money and ultimately a healthier relationship with our partner.

Tune in every second We

HOSTED BY

Hayson & Nikki Lo

Frequently Asked Questions

How many episodes does Money Matrimony have?

Money Matrimony currently has 41 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Money Matrimony about?

Do you and your partner have arguments about money? Is discussing finances a challenge in your relationship? Do you find yourselves earning and spending without a clear direction? Want to achieve financial freedom but don’t know where to start? Welcome to Money Matrimony, the podcast where we,...

How often does Money Matrimony release new episodes?

Money Matrimony has 41 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Money Matrimony?

You can listen to Money Matrimony on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Money Matrimony?

Money Matrimony is created and hosted by Hayson & Nikki Lo.
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