Money Matters with Mike
by Mike Zaino
Each week, Mike Zaino takes to the airwaves to educate more Americans on ways to a secure retirement and to reach financial freedom. Subscribe to the podcast and tune in every Saturday at 9:00 AM EST on WRHI (FM 100.1 & AM 1340) in the Charlotte, NC area.Learn more and schedule a meeting with Mike at MoneyMattersWithMike.comPowered by The Zaino Group
Episodes
-
Why Income Beats a Big Number: Planning Your Paycheck for Life
A million dollars might sound like the goal… but in retirement, it's not about the number—it’s about the income. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why an income strategy matters more than a big pile of cash, and how you can create...
-
How to Strengthen Your Retirement Plan This Summer: 5 Smart Moves to Make Now
Retirement isn’t just about stopping work—it’s about starting life on your terms. But without the right plan, retirement can become a different kind of stress. In this episode of Money Matters with Mike, host Mike Zaino and producer Matt McClure walk you through a step-by-step summer checklist to...
-
Financial Fundamentals: 9 Ways to Retire Comfortably—No Matter What You’ve Saved
On this week’s episode of Money Matters with Mike, Mike Zaino and co-host Matt McClure go back to basics and unpack the essential strategies to help you retire confidently—no matter how much you’ve saved so far. Learn how to: ✅ Maximize your Social Security benefits ✅ Eliminate your mortgage and...
-
The Truth About Annuities: Not Your Grandpa’s Retirement Tool
This week on Money Matters with Mike, we’re unpacking the truth about annuities — and why they’ve stood the test of time from Jane Austen to Julius Caesar to today’s retirees. Mike Zaino and co-host Matt McClure dive into how annuities work, what makes a good one (and a bad one), and why…
more -
From Saving to Spending: How to Master the Decumulation Phase
Your investment strategy should match your age — and your goals. In this episode, Mike and Matt talk about how to transition from saving to spending in retirement, why decumulation is often misunderstood, and how to catch up even if you started late. Plus: the age-appropriate guide to investing…
more -
Bonus Interview: Healthy Eyes, Healthy Lives: Vision Tips from the National Eye Institute
Guest: Dr. Chantal Cousineau-Krieger, Ophthalmologist, National Eye Institute ️ May is Healthy Vision Month, and Matt McClure sits down with Dr. Chantal Cousineau-Krieger, an ophthalmologist with the National Eye Institute, to explore how your eye health connects to your overall…
more -
Is Your Retirement Built on Income—or Just a Number?
In this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why retirement isn’t about hitting a magic number — it’s about reliable income. Learn how to transform your portfolio into a personal pension, how to align your investments with your goals, and how to...
-
Can You Afford to Retire Today? Income, Taxes & the Real Retirement Test
On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal the truth about retirement—it’s not about your age, it’s about your income. Learn how to assess your financial landscape, prevent the dreaded “retirement tax bomb,” and build a sustainable income plan that...
-
Bonus Interview: Crushed by Credit? There’s Hope — with Robin Growley
In this bonus episode, we dive into the importance of tackling credit card debt before it spirals out of control. You'll hear insights from Robin Growley of Bank of America, who shares practical tips and a message of hope for anyone feeling overwhelmed by debt. Whether you're just starting to...
-
Retirement Gameplan: Control, Growth, and Guaranteed Income
Concerned about market volatility and your retirement future? In this episode of Money Matters with Mike, financial pro Mike Zaino and co-host Matt McClure explore how to protect your retirement savings while still enjoying potential growth. Discover how to take control of your 401(k), make smart...
-
Checklist for Confident Retirement: Income, Taxes, Healthcare & More
On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal a step-by-step checklist for a secure retirement. From income planning and Social Security strategies to healthcare coverage and tax-saving tips, they cover everything you need to know to retire with...
-
Tariff Tantrum: How to Stay Calm and Protect Your Nest Egg
Tariffs. Inflation. Market volatility. Retirees and pre-retirees are feeling the pressure—but there’s a smarter way to respond. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure break down what’s happening in the markets and how retirees should react. Learn why...
-
Taxes, Turbulence & Retirement Truths: How to Protect Your Future
Retirement can feel like a minefield—especially when taxes, market swings, and health costs come into play. Mike Zaino shares proactive strategies to help you avoid the four biggest threats to your retirement plan. Topics covered: How to protect your savings from market downturns What rising…
more -
Bonus: Tick Tock—Beat the Tax Deadline Before It Bites
Procrastinated on your taxes? You’re not alone—but time’s almost up. Matt McClure shares urgent insights from Jackson Hewitt’s Mark Steber on what you must do before April 15 to avoid major penalties. From filing extensions to natural disaster relief, don’t miss this last-minute tax survival…
more -
Bonus Interview: Spring Clean Your Finances for America Saves Week
It’s America Saves Week—a perfect time to recommit to those financial resolutions you made in January. In this special podcast extra, Matt McClure speaks with Robin Growley, Head of Consumer Deposits at Bank of America, about smart, simple ways to build your savings. From automating deposits to...
-
Retirement Risks, Recovery, and Reality Checks
Worried about market crashes, inflation, or running out of money in retirement? You’re not alone—and this episode is packed with the smart strategies you need to take back control. Mike Zaino and co-host Matt McClure break down how to rebuild after a downturn, step by step. You’ll learn: ✅ How to...
-
Peace of Mind Through Preparation: Organize Your Retirement Plan Today
Is your financial house in order? In this episode of Money Matters with Mike, host Mike Zaino shares practical steps to get organized, reduce financial stress, and prepare for a more confident retirement. You’ll learn: How to “spring clean” your finances The importance of revisiting your…
more -
The Money Talk: How to Protect Your Family—and Your Dignity—in Retirement
In this powerful episode of Money Matters with Mike, we tackle a topic that too many families avoid—the money talk. Whether you're planning for retirement, already living it, or supporting aging parents, open and honest financial conversations are key to protecting your future and your dignity....
-
Home Sweet Home? Deciding Whether to Downsize, Relocate, or Age in Place
Is your current home the best fit for your retirement? In this episode of Money Matters with Mike, we explore the pros and cons of downsizing, relocating, or staying put as you age. From emotional ties and social connections to home maintenance costs and financial implications, Mike Zaino helps…
more -
Your Paycheck is Gone—Now What? Avoiding Retirement Surprises
Retirement isn’t just about saving—it’s about protecting what you’ve built. This episode explores the key risks retirees face, from losing their steady paycheck to hidden investment fees that can quietly drain their accounts. Mike Zaino explains how to build a resilient retirement plan, maximize...
-
Protect Your Savings & Sanity: Smart Moves for Uncertain Times
Market swings got you worried? On this episode of Money Matters with Mike, we’re diving into market volatility, why staying invested matters, and how to protect your nest egg from unexpected downturns. Mike and Matt share smart strategies to safeguard your income, manage risks, and plan for…
more -
How to Keep More of Your Money: Tax-Smart Retirement Planning
Are you unknowingly sitting on a retirement tax bomb? In this episode of Money Matters with Mike, we break down how your retirement income is taxed—Social Security, IRAs, 401(k)s, pensions, and more. Learn how to create a tax-efficient retirement strategy and explore powerful tools like Roth...
-
Stay Calm & Invest On: Avoiding Panic in a Volatile Market
The market is always changing—are you prepared for what’s next? In this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into the realities of market volatility, the history of major downturns, and what they mean for your retirement. From the Great Depression to…
more -
Risk, Reward & Retirement: How to Plan for Long-Term Success
How much risk should you take in retirement? What’s the best way to protect your savings? And how do taxes fit into the equation? Host Mike Zaino tackles these critical questions, helping you design a retirement plan that balances growth, safety, and tax efficiency. Listen to Previous Episodes:...
-
Bonus Interview: Mark Steber, Chief Tax Information Officer, Jackson Hewitt
The IRS is now accepting tax returns for the 2024 tax year. As usual, the deadline to file is April 15th, but if you are thinking of procrastinating, think again! Matt McClure speaks with Mark Steber of Jackson Hewitt Tax Service about importance of filing soon, changes to tax law this year, and...
-
Don't Sabotage Your Retirement: The Biggest Blunders to Avoid
Many retirees face financial stress not because of bad luck, but because of bad decisions. Join us as we discuss the top missteps people make when planning for retirement and how you can steer clear of them to ensure a secure future. Listen to Previous Episodes:...
-
Social Security Smarts: Planning for the Future You Deserve
Don’t let Social Security be an afterthought in your retirement planning. We’ll guide you through key decisions, explain how benefits are calculated, and share tips to optimize your financial security. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike:...
-
Securing Your Legacy: Why Estate Planning Matters in Retirement
Think estate planning is only for the wealthy? Think again! This week, Mike explores why everyone entering retirement needs an estate plan to protect their assets, avoid unnecessary taxes, and make their wishes known. Learn how to navigate the process with professional tips and practical advice....
-
Bonus Episode: Collegiate Athletics Facing Major Changes in 2025
College athletics has gone through seismic shifts in the past couple of years, to NIL money, Conference realignments, and expanded College Football Playoff. In 2025, the entire business model is set to change and incorporate Revenue-sharing, possible employee status and more. This month's…
more -
Fresh Year, Fresh Finances: Strategies for Success in 2025
Ready to take charge of your finances in 2025? In this episode, we cover key financial moves to set yourself up for success, from creating a realistic budget to investing for the future. Tune-in for actionable advice to achieve your money goals and start the year strong! Listen to Previous...
-
BONUS Episode: Hospital patients are even safer today than they were in 2019 — with Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association
With Guest: Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association Hospital patients are even safer today than they were in 2019. That’s according to a new report by the American Hospital Association (AHA). Retirement.Radio’s Matt McClure speaks with...
-
Income, Income, Income
Income is much more important than one big “nest egg” number in retirement. This week, Mike tells you why that is – and how you can create an income that will help preserve your legacy. Plus, he has details on how you can do some good with your money this holiday season by helping your neighbors...
-
Protecting Your Retirement from Inflation
Inflation raises the cost of living, shrinking your savings’ purchasing power. Retirees often rely on fixed incomes like Social Security, which doesn’t always keep up. On this week’s show, Mike discusses some ways to “inflation-proof” your retirement. Plus, he has details on how you can do some...
-
Do You Really Have a Retirement Plan?
If you have a 401(k), IRA or another retirement account, you may think you have a solid retirement plan. Chances are you’re wrong. Having an account where your money can grow is great, but that doesn’t mean you actually have a plan. This week, Mike discusses why that is – and how working with a...
-
Bonus Episode: November is National Palliative Care Month! w/ Dr. William Logan, National Medical Director, Carelon Health Palliative Care
Guest: Dr. William Logan, National Medical Director, Carelon Health Palliative Care November is National Palliative Care Month. Seriously ill patients often juggle many doctor visits, complicated medication schedules, and care instructions. They also experience a range of emotions that comes with...
-
Control the Controllables
So much happens in our lives that we have no control over. That’s why it’s important to control what you can. This week, Mike has some simple tips for taking the reins when it comes to your finances. You can’t alter the markets on Wall Street, but you can put a plan in place that will set you up...
-
Bonus Episode: Happy Veterans Day w/ Guest Lindsey Streeter, Senior Vice President of Global Military Affairs at Bank of America
An estimated 180,000 service members transition to civilian life annually, according to the Department of Labor. While veterans play a vital role in our communities and society, they continue to face significant obstacles when entering the workforce. Matt McClure speaks with Lindsey Streeter,...
-
Learning From the Habits of Wealthy Retirees
This time around, Mike highlights some simple habits that will set you up for retirement success. You’ll learn how wise investments and strategic savings can build a bright financial future, even for those who didn't start off wealthy. We will also take a look at the growing national debt and…
more -
Set Yourself Up for Retirement Success
This week, Mike highlights how for retirement allows you to bring future goals, needs, and concerns into the present. By understanding and preparing for them now, you can take steps today that will shape a comfortable and secure future. Plus, the USA is struggling compared to other countries when...
-
Income Planning for Retirement + Info on Social Security
Join us as we delve into the world of retirement planning and Social Security. This episode is packed with essential information to help you make informed decisions about your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike:...
-
Don’t Bury Your Head in the Sand
On this week’s show, Mike analyzes a quote that says burying your head in the sand won’t make you invisible, but it will lead to suffocation. That is especially true when it comes to your finances. Mike will reveal some common problems people face when planning for retirement, and more…
more -
Social Security Announces Lowest Cost of Living Adjustment in Four Years
GUEST: Jenn Jones, VP of Government Affairs, AARP TOPIC: Each year the Social Security Administration announces the cost-of-living adjustment (COLA) for the upcoming year. Last week, leaders announced a 2.5% COLA for 2025. That is smaller than recent years – attributable to slowing inflation.…
more -
The Ingredients for a Successful Retirement
This week, Mike reveals how truly preparing for retirement means considering healthcare costs, income streams, and unexpected expenses, ensuring you're not just snacking on financial solutions but enjoying a full feast! Embrace the wisdom of tackling problems head-on and learn how to build a…
more -
Vision Loss Awareness with Jason Menzo, CEO of the Foundation Fighting Blindness, and Michelle Glaze, Director of Professional Outreach for Foundation Fighting Blindness
GUESTS: Jason Menzo, CEO of the Foundation Fighting Blindness, and Michelle Glaze, Director of professional outreach of Foundation Fighting Blindness (Michelle shares her own story about vision loss, as well). TOPIC: World Sight Day on Thursday, October 10, 2024, focuses the world’s attention on...
-
The Second Fifty: An Indispensable Guide for Living Well, Interview with Debra Whitman, PhD
Guest: Debra Whitman, PhD, AARP’s Executive Vice President and Chief Public Policy Officer and former staff director for the Senate Special Committee on Aging In her groundbreaking new book, Debra Whitman provides a road map for navigating, and celebrating, the second half of life. A globally...
-
Setting Yourself Up for Success by Taking Action NOW!
This week, Mike discusses concrete steps you can take to set your self up for retirement success. He walks you through each decade of your retirement planning journey and points out how your priorities – and strategies – must change as you go along. Listen to this episode to hear how you can have...
-
Protecting Yourself from Scams & Data Breaches with Michael Bruemmer, Experian
Fraud, identity theft and data breaches have become part of our everyday lives. So far in 2024, there have been more than 1,300 data breaches. Last year consumers reported losing more than $10 billion to fraud, the highest dollar amount ever reported, according to the Federal Trade Commission...
-
Are You Lost on the Road to Retirement?
This week, Mike helps you discover the importance of setting clear goals, estimating costs accurately and creating a robust financial roadmap that can help you navigate the complexities of retirement. It’s time to redefine your destination and boldly stride toward a fulfilling retirement…
more -
Plan Ahead for the Loss of a Spouse
This week, the show focuses on difficult, but important, discussions. Thinking about life without your spouse is something nobody wants to do, but it’s essential to plan ahead so everyone is taken care of, no matter what happens. Mike discusses the different ways you can plan so you and your…
more -
Why the Small Things Matter When Planning for Retirement
On this week’s show, Mike Zaino discusses why it is so important to manage the small things in your financial life. Things like going out to eat too often, having too many monthly subscriptions and carrying a balance on your credit cards can have a huge impact on your overall retirement plan.…
more
About this show
Each week, Mike Zaino takes to the airwaves to educate more Americans on ways to a secure retirement and to reach financial freedom. Subscribe to the podcast and tune in every Saturday at 9:00 AM EST on WRHI (FM 100.1 & AM 1340) in the Charlotte, NC area.Learn more and schedule a meeting with Mike at MoneyMattersWithMike.comPowered by The Zaino Group
Hosted by
Mike Zaino