PODCAST · business
Money Mentor Podcast
by Graeme Holm
Welcome to the Money Mentor Podcast. Graeme Holm, Australia's original Money Mentor and his wife Rebecca speak about all areas of finance in this informative, yet entertaining podcast. Not only will you improve your financial literacy, you might just have a bit of a laugh as well.
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Now Their Mortgage Could Be Gone in Just 3 Years | Sam & Britt | First 90 Days S1E7
13 years together, no joint account, constant fights about money. 90 days later, they are $58,000 ahead. Sam and Britt had been together 13 years and never once talked about money, no joint account, just the same quiet arguments coming back around. Britt saved without trying. Sam maxed out a $1,000 credit card and thought nothing of it. After a year of watching from a distance, they finally joined Infinity in April and found out their two properties had been cross securitised the whole time. Ninety days in, Britt has saved money for the first time in her life, they are already $58,000 ahead of plan, and their home loan could be gone in just over three years. The fights about money have stopped. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
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How They Wiped 10 Years Off Their Mortgage in 12 Months | Kirsty & Jake | CHANGING LIVES S4E66
Kirsty and Jake weren't broke, they were comfortable. Comfortable still left 13 years on the mortgage. Kirsty has worked in real estate since she was 17 and was terrified of investing in property. Jake runs a waste business and watched Infinity Group for nearly 2 years before he said anything. From the outside they looked sorted, no credit cards, no debt apart from the house, bills always paid. Kirsty says it was comfortable, but it wasn't right, and neither of them knew how to fix it. In under 12 months they have taken just under $150,000 off their home loan and bought four investment properties. Jake's only regret is the two years he waited. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #PayOffYourMortgage #FinancialFreedom
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From “Not Ready” to $30K Off Their Mortgage in Just 90 Days | Monique & Sean | First 90 Days S1E6
Sean and Monique were told no for 3 years. 90 days in, almost $30,000 is off their mortgage. Sean and Monique had spent years asking for help with their money and hearing no from everyone, financial advisors included. When Infinity said not yet back in 2023, they took it personally and went to work. The 3 years that followed were brutal. The business dried up after Covid, they lost a pregnancy two weeks before Christmas, a tornado cut their power for a fortnight, and they separated for a week to work out what they actually wanted. They came back, signed up in April, and two sweeps later almost $30,000 is gone from the mortgage. Sean still calls it witchcraft. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
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They Had $1M in the Bank… But Were Doing It Completely Wrong | Benji & Cherry | CHANGING LIVES S4E65
Benji and Cherry had $1 million sitting in the bank and a $750,000 mortgage they never paid off. They weren't struggling, and that was the problem. The cash sat there earning interest they were taxed on while they kept paying interest on the home loan, and Cherry was sceptical of Infinity from the start, convinced anything that sounded this good had a catch in it. What changed her mind was seeing their super broken down and realising what retirement would actually look like if they carried on exactly as they were. In this episode they talk about paying the home loan off straight away, why they still stick to a weekly budget now that they don't have to, and the 10 year goal Benji is not shy about. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #PayOffYourMortgage #FinancialFreedom
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$86K Off Mortgage in 90 Days | Brad & Fiona | First 90 Days S1E5
In their 50s, Brad and Fiona paid $45,000 to the bank in a year, but less than $10,000 came off their home loan. Their mortgage had kept creeping up, and they knew they needed a plan for retirement. After looking closer, they realised they had paid $45,000 to the bank in one year while reducing their loan by less than $10,000. After watching the free webinar and completing the masterclass, they saw a potential path to pay off their home loan in less than 5 years. Now, just 90 days in, the future feels very different. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #RetirementPlanning
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In 2 Years, They Reduced Their Mortgage By $220,000 | Clare & Stewart | CHANGING LIVES S04 EP64
Clare thought the age gap meant she'd have to work long after Stewart retired. 2 years on, that's changed. Clare and Stewart started with an $855,000 home loan, a credit card maxed out at $12,000 most months, and repayments that barely dented what they owed. Because of the age gap between them, Clare had quietly made peace with being the one still working long after Stewart stopped, funding a retirement that wasn't hers yet. A free webinar during a storm on holiday cracked that open, though she spent the next six months convinced it might be a scam. Two years on, their mortgage term has gone from 28 years to nine, and retiring together is finally on the table. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
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Sydney Rents Hit $900/Week, Melbourne's Auction Comeback & the Migration Cap Debate | Wilson Monthly
Jim Chalmers says you'll "get over" the broken tax promise, but Sydney rents just hit $900 a week. This month we unpack Chalmers' admission that Labor broke its negative gearing and capital gains tax promise, and what "you'll get over it" actually means for renters and investors. We cover the case for capping migration to housing supply, why first home buyer loan applications are down 19% while rents keep climbing, and the RBA's rate hold despite underlying inflation sitting at its highest level in years. Then the full data deep-dive: Sydney's price slump versus Brisbane and Perth's building boom, Melbourne's approvals slide, investor lending down 14.9%, and the auction clearance rates hinting at an early spring revival. Money Mentor YouTube Channel: @moneymentorau Dr Andrew Wilson on LinkedIn: /dr-andrew Follow and subscribe to stay up to date with the latest episodes. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #WilsonMonthly #AustralianPropertyMarket #NegativeGearing
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From $9k Off Our Mortgage in 1 Year to $17k in Just 90 Days | Andrea & Darrel | First 90 Days | S1E4
Darrel and Andrea paid off $9,000 in a year. In their first 90 days with Infinity, they paid off $17,000. For years, Darrel and Andrea felt like they were doing everything right, paying the loan, saving, refinancing, and still going nowhere. When they finally sat down and ran the numbers, they were blown away to learn they'd been losing $200 a week without realising it, and admit they kicked themselves for waiting two years to find out. In their first 90 days, they paid off $17,000, almost double the $9,000 they'd managed in the whole year before. They've since bought their first investment property, started a second through their SMSF, and say it's taken a big weight off their shoulders. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
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The Super Trap That Catches Australians | Woody & Natalie | CHANGING LIVES S04 EP63
Woody and Natalie were in their 50s with an $800,000 mortgage, and the plan was to use super to clear it. Good jobs, no debt except the home loan, and no real plan beyond the status quo. The retirement plan was to use super to pay off the mortgage and downsize, and it never sat right with Woody. There had to be a better way. They talk about the light bulb moment that interest is calculated daily, the savings account they were holding while owing $800,000, and the slush fund Woody quietly ran for years. Less than two years later the loan sits at about $630,000, and Woody rang the bank because he could not believe it was real. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
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At 50, 90 Days Changed Their Whole Retirement Plan | Kelly & Rubes | First 90 Days | S1E3
Kelly turned 50 last year with $666,000 still owing, and it started to feel like they had left it too late. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN After more than 20 years working at CommBank, the only advice she had ever heard was to pay the minimum. Retirement had started playing on her mind and she had no confidence in what was waiting. Rubes had been at her about Infinity for around 18 months, but she quit the first webinar half an hour in. 90 days later, they are sitting roughly $18,000 ahead. In the whole of the previous year they put $14,000 on the home loan. Kelly talks through what she saw on the calculator that changed her mind. #First90Days #MortgageFreeAustralia #RetirementPlanning
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How They Cut $240,000 Off Their Home Loan in 2 Years | Gemma & Toby | CHANGING LIVES S04 EP62
Gemma and Toby were comfortable. Good jobs, a house they'd built on ten acres, a $425,000 mortgage they weren't losing sleep over, which is exactly why doing nothing felt so easy. Then Gemma sat through a free webinar, decided to test what she'd heard about credit cards, and closed hers from the front seat of her car. They talk through the declined card that changed how she spends, Toby's scepticism right through the first strategy meeting, and what a 30-year loan looks like now, with three investment properties, a wedding in Tassie and four months at home with their son. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #PayOffYourMortgage #AustralianHomeowners
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At 58 We Cut 7.8 Years Off Our Mortgage In 6 Months | Vince & Carmela | CHANGING LIVES | S04 EP61
Everyone told Vince and Carmela they were lucky. Seven years on a 1.99% loan, they'd paid off $7,000. Want to improve your own financial future? Our free webinar is where to start👉 https://bit.ly/43V2jKN Vince and Carmela met at 19, built their dream home, and spent the next thirty years refinancing it, so many times Vince has lost count. Credit cards were the safety net. One Christmas Eve they bought the kids $1.99 toys off a 7-Eleven rack. Seven years on a fixed 1.99% rate took their loan from $216,000 to $210,000. Six months after joining Infinity Group it's at $173,000, and Vince has done the maths on what that's taken off the life of the loan. In their late fifties, they thought a pension was the plan. Then someone told them they could buy a property. #ChangingLivesPodcast #PayOffYourMortgage #FinancialFreedom
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We Wish We'd Done This Sooner…” | Joanne & Ray | First 90 Days | S1E2
They thought they were doing everything right, until they realised how much longer they'd be paying off their mortgage. This honest conversation follows the moment everything changed, from scepticism and uncertainty to a clear financial plan with a goal they never thought was possible. 👉 If this story resonates with you and you want to start setting yourself up for financial freedom, it all starts with our free webinar: https://bit.ly/43V2jKN Before joining Infinity, Joanne and Ray had a family home, an investment property and money sitting in offset, but they still felt unsure whether they were making the most of their finances. While Joanne was ready to make a change, Ray wasn't convinced and questioned whether they needed help at all. After taking the leap, they discovered a strategy that completely changed the way they viewed money. Within their first 90 days they had already made significant progress on their mortgage, and for the first time could see a path to becoming debt free in under 10 years. If you've ever wondered whether you're doing enough with your money, their journey may answer a few of your own questions. #FinancialFreedom #Mortgage #PersonalFinance
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The Decision That Changed Their Financial Future | Sam & Brad | First 90 Days | S1E1
Before reaching 90 days with Infinity, Sam and Brad had paid off a personal loan, reduced their mortgage by $17,000 and purchased two investment properties in one week. 👉 If their financial journey resonates with you and you want to start setting yourself up for financial freedom, it all starts with our free webinar: https://bit.ly/43V2jKN Before Infinity, their money was spread across eight accounts. They had a $445,000 mortgage, $25,000 in debt and could not understand why their hard work was not helping them get ahead. With Brad frequently working away and their children potentially requiring long-term support, the financial pressure went far beyond numbers. Sam was hesitant to trust anyone with something as important as their family's future. After attending the Infinity Masterclass, they decided to change how they managed their money. Sam and Brad share the early progress they made, what finally gave them confidence and why building a more secure future for their children means so much to them. #FinancialFreedom #MortgageRepayment #MoneyMentor
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Inflation, Melbourne's Green Shoots & Negative Gearing | Wilson Monthly Market Update July 29
This month's Wilson Monthly Market Update kicks off with a hard look at the Prime Minister's recent comments on negative gearing reform — and why the reasoning behind restricting it to one or two properties doesn't match how Australian tax law actually works. From there, the conversation moves into what's shaping up to be one of the biggest questions facing renters and investors alike: as investors exit the market ahead of new taxation changes, what happens to an already undersupplied rental market?The episode also breaks down the government's expanded Help to Buy scheme and asks whether shared equity solves affordability or just shifts ownership (and risk) onto taxpayers, before moving into the regular data deep-dive: the RBA's rate-hold heading into a bigger August decision, a mixed inflation print with underlying inflation ticking up to its highest level since 2004, an easing unemployment rate, home building approvals split sharply between the booming Perth/Brisbane markets and the still-struggling Melbourne/Sydney unit sector, and the latest auction clearance rates — including early signs of a possible turnaround in Melbourne.As always: rents, rates, building approvals, capital city price trends, and the long-term data that puts the current cycle in context.Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.👉 Follow the link https://bit.ly/43V2jKN to watch the free webinar and start your Infinity journey now!
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$528k Down To $20k in Three Years. | Luke & Kellie | CHANGING LIVES | Season 4 Ep62
In this episode of "The Money Mentor," Rachael sits down with Luke and Kellie - and this one carries an important warning for anyone who has ever placed their trust in the wrong hands. In 2017, they did everything by the book - hired a financial planner and followed professional advice to the letter. They were advised to sell their house and ‘rentvest’. Years later, sick of renting and moving multiple times they realised they wanted stability for their children and a home of their own. They had solid careers, worked hard, but with a new home and large mortgage, they still felt they could never get ahead. When interest rates started climbing, the fear became very real, and without a budget to fall back on, the cracks began to show. Luke and Kellie had grown up in families where finances were always a struggle, and they knew they wanted to build a brighter future for their children. Then an Instagram ad changed everything. One Infinity webinar was all it took - Kellie was sold and she quickly brought Luke on board. What followed was nothing short of a transformation. A $528,000 mortgage on their home was reduced to just $20,000 in just three years. They now have four investment properties, and a portfolio worth five million dollars. But Luke and Kellie are quick to point out that the biggest shift wasn't in their bank account - it was in their mindset. For the first time, they stopped hoping their future would work out and started building it with intention. Luke and Kellie didn't need more advice. They needed the right advice - and everything changed when they found it. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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Proving Wealth Creation is Possible Under 30. | Grace & Kale | CHANGING LIVES | Season 4 Ep 61
In this episode of "The Money Mentor," Podcast Rachael sits down with Kale and Grace - and if you are young and wondering whether now is the right time to get serious about money, this episode is for you. At twenty-six and twenty seven, they had done something many their age only talk about - they got into the property market. But six months in, with a sizeable mortgage, almost nothing in savings, a wedding on the horizon, and a social circle with very different priorities, anxiety started to creep in. They looked around and found nobody in their world having the same conversation. Then they found Infinity - and the professional advice they needed to move forward without fear. What followed was a masterclass in what is possible when young people choose differently. Almost $100,000 stripped from their mortgage and two investment properties secured. Not only did Kale and Grace find the professionals, at Infinity they discovered a supportive community of people who share their goals, and who freely talk about the oddly taboo topic - wealth creation. In this episode Kale and Grace share what it feels like to swim against the tide, how they kept each other motivated, and what they would say to every young couple sitting on the fence right now. Kale and Grace didn't wait - and now they are unstoppable. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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Infinity Saved Their Finances and Their Relationship | Liv & Jamie | CHANGING LIVES | Season 4 Ep60
In this episode of "The Money Mentor," G sits down with Liv and Jamie, and this one is a lot of fun - full of honesty, humour and some damn good advice. Liv and Jamie are two youngbusiness owners who have been on a wild ride since they found Infinity sixteen months ago. From the outside, their lavish lifestyle looked picture perfect. But their business books told a different story, and the numbers were scary.Over $627,000 in bad debt and a $155,000 overdraft maxed to the limit, the couple felt caught in quicksand with no way out. They had no common goals, no transparency and communication around finances was non-existent - and with the financial tension growing, something had to give. Then Liv found Infinity, and with it the advice and structure they desperately needed. Now, with the overdraft wiped, credit cards gone and toys sold, they have a shared budget andgoals in place. $382,000 of debt has been cleared and the couple now have three investment properties in their corner. Jamie opens up to G about taking brutally honest feedback on board and making big changes - and Liv could not beprouder. They also put G on the spot, asking for his take on building a life and a business alongside a partner, drawing on his own journey with Bec. Spoiler - he delivers. Liv and Jamie are just getting started - and now they have a whole community behind them to help them keep it real. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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From $48k in Bad Debt to a $2M Property Portfolio | Donovan and Steph | CHANGING LIVES | Season 4 Ep 59
In this episode of "The Money Mentor," Donovan and Steph join Rachel for an unfiltered conversation - honest, funny, and at times hilarious - and above all, inspiring. Before settling down, they were free-spirited travellers who lived well and spent freely - and when kids came along, the habits didn't change much. After fifteen years of strong FIFO income, they had very little to show for it. What nagged at Donovan was watching his own parents fall back into mortgage debt in their fifties - he knew he wanted to build security for his family's financial future but had no idea where to start. Then they found Infinity and connected instantly with Graeme's straight-talking style and the logic of the Infinity way. The mindset shift was swift and the results followed - debt cleared within weeks, a financial plan that could weather life's surprises, and a property portfolio now sitting at two million dollars with $800,000 in equity. But the transformation didn't stop there. Steph has found her way into meaningful work she genuinely loves, and Donovan has embraced the Infinity community wholeheartedly - completing 60 Strong and arriving at a version of himself he's proud to show off at the gym. Two people, fully committed, living proof that the right shift in thinking changes everything. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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The Refinancing Trap That Keeps Australians Broke | Belinda & Josef | CHANGING LIVES | Season 4 Ep 58
In this episode of "The Money Mentor," we speak to Belinda and Josef, two hardworking parents who, despite good incomes, found themselves caught in the refinancing trap, their home loan growing heavier year after year. No savings, no investments, and a bank eager to refinance them into another thirty years of debt to cover renovations and wedding expenses - they were heading in the wrong direction. Then they did the maths and said no. In February 2017 they met Graeme and discovered Infinity, and for the first time had the structure and budget that had been missing all along. The wedding happened. The renovations happened. Holidays happened. Every bit of it paid for in full, without taking on a cent of new debt. But the change didn't stop at their finances. Belinda and Josef embraced a complete lifestyle shift, one that has brought significant health benefits for them both and transformed the way they live day to day. Nine years on, they have reduced their debt by $589,000, built a portfolio of seven investment properties worth over ten million dollars, and never looked back. Belinda and Josef didn't need more debt. They needed a better offer - and they found one. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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Years Wasted Following The Wrong Financial Advice. | Denise & Jeff | CHANGING LIVES | Season 4 Ep 57
In this episode of "The Money Mentor," Rachel sits down with Jeff and Denise, two healthcare professionals who, on paper, had done everything right - solid careers, no bad debt, and a cherished family home they'd built themselves. But after decades of hard work, they couldn't shake the feeling they weren't actually getting anywhere. They'd tried to chart their own course - selling an investment property just before it took off, setting up an SMSF with the wrong guidance, and absorbing endless books and podcasts that left them with more confusion than clarity. Then six years ago, Denise found Infinity, and Jeff, seeing the shift in her thinking, was quickly on board too. Denise likens their old approach to driving with an old paper map for directions, unsure if you're even headed the right way. With Infinity, she says, it's more like having a chauffeur - you simply say where you want to go, and they figure out how to get you there. The results speak for themselves: credit cards cleared, a proper budget in place, four investment properties, and a fully paid-off family home. They haven't stopped living either, travelling extensively with full confidence and zero guilt. Jeff and Denise share their story of success and how finding Infinity gave them access to expert advice and changed their family’s forever. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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A Single Mum Built $2.5 Million in Property | Ebony | CHANGING LIVES | Season 4 Ep 55
In this episode of "The Money Mentor," Rachel sits down with Ebony, who faced one of life's hardest resets when her marriage ended and she became a single mother with an eight-month-old and a toddler. She chose to rebuild, but the road was far from straightforward. Back at work early, she purchased her first home in 2018, a rundown property that needed work before she could move her children in. Building on her success she wanted to think bigger, but as a single mother with dependants she hit walls at every turn. When the banks wrote her off she went searching for another way, and found Infinity. In just twelve months, Ebony has gone from being told property investing wasn't possible to having an SMSF property investment and a dual occupancy build underway. With Infinity's guidance her home loan has been slashed from $259,000 to $79,000 and is on track to be completely cleared within the next 12 months. When others said it couldn't be done, Infinity helped her prove them wrong. Sit back and listen to Ebony describe the year that has changed the trajectory of her family's future. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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They Paid Off Their Dream Home in Just One Year | Daniel & Sarah | CHANGING LIVES | Season 4 Ep 56
In this episode of "The Money Mentor," Daniel and Sarah sit down with G for their second appearance on the podcast first appearing in Series 3, Episode 4, June 13th, 2025. A young family with steady careers and every intention of getting ahead, they spent ten years watching their debt not just stand still, but grow. Borrowing against their home had taken what they owed to nearly $685,000, leaving them caught in a revolving cycle of credit cards and mortgage payments that felt like running on a treadmill. It took Daniel finding Infinity in 2020 to break the pattern. Infinity gave them the structure and strategy they had been missing, and the impact rippled through every corner of their lives - their wellbeing, their outlook, and even the way their children relate to money. Fast forward to today and the picture looks entirely different. Seven investment properties, $7.5 million in assets, and a dream home they call their own. In this episode they share where life has taken them since, the next goal in their sights, and what being part of the Infinity community has meant to them - a network that has become more like family than anything else. This is what happens when the right plan meets the right people.PART 1: Turning Doubt into Wealth | CHANGING LIVES | SEASON 3 Episode 5 | Daniel & Sarah | Money Mentor Podcast - Money Mentor Podcast | Podcast on Spotify Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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They Built Intergenerational Wealth on One Wage | Carlos & Lynell | CHANGING LIVES | Season 4 Ep 54
In this episode of "The Money Mentor," we speak to Carlos and Lynell, whose story begins with a decision many families face - to have Lynell stay home and raise their daughters, leaving the family on a single income. They saved diligently, built up a $100,000 deposit, and still the banks turned them away. Priced out and frustrated, it seemed like homeownership was simply not on the cards. That changed in 2013, when G came to their home and did something no one else had - he sat with them, listened, and built a strategy around their actual life. A different way into the market, tools and incentives most people never discover, and a long-term plan they could believe in. Fast forward to now - they are not just in the property market, they have paid off the family home, have two investment properties, and have built the kind of intergenerational wealth that families dream of. Carlos and Lynell joined Infinity in the early days, theirs is a story of patience, trust in the process, and proof that walking through the right door can open up the world. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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They Were Told No. Until Infinity Said Yes | Dennis & Mary | CHANGING LIVES | Season 4 Ep 53
In this episode of "The Money Mentor," we speak to Dennis and Mary, who have flown in from their home in Western Australia's Pilbara to join Rachel for a chat about their remarkable journey over the past year. Relative newcomers to the Infinity community, in just a few months Dennis and Mary have turned their financial fortunes around. Before Infinity, they were working and earning well but could not seem to get ahead. They were in their 50s with $22,000 in credit card debt, an oppressive 30-year mortgage on the family home and were constantly worried about the future. They knew property was the answer, but when they sought advice, they were offered nothing but roadblocks. Then they found Infinity, and for the first time, someone showed them it could be done. With a clear plan in place, they cleared their debt, restructured their mortgage, and now have two investment properties, and the future looks bright. Dennis and Mary share their story of hope, and be warned, it gets emotional. Their story is proof that with the right advice, dedication, and faith in the process, anything is possible. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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From 0 to 7 Investment Properties in Under 4 Years | Brendon & Matt | CHANGING LIVES | Season4 Ep 52
In this episode of The Money Mentor, Brendon and Matt are back for Part Two and the update is nothing short of remarkable. They returned from Europe in 2017 with unforgettable memories and $60,000 in credit card debt. The couple realised something had to change. Eight months of brutal discipline later, they had saved a full house deposit and had a hunger to do more. By November 2022, they had another $100,000 in savings but no clear direction until a late night webinar caught their eye and their Infinity journey began. When they last sat down with G, their story was already extraordinary, six investment properties and a mortgage nearly paid off. Now they're back with seven investment properties, a home loan sitting at just $42,000, and an August wedding being planned, on a budget and entirely on their own terms. Matt is studying for his master's in social work, and with their mortgage almost gone, the couple are now dreaming bigger than ever. In this episode they share the habits and mindset shifts that got them here, and the tips they'd pass on to anyone ready to take control of their finances. Brendon and Matt are back. And their story just keeps getting better. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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Rising Costs, Slowing Growth and Housing Shortages | Wilson Monthly Market Update EP 6 June
In this month's Wilson Monthly Podcast, Rachael Howlett sits down with Dr Andrew Wilson to unpack the latest developments shaping Australia's property market. With the RBA holding interest rates steady after a series of hikes, Andrew explores what persistent inflation, rising electricity costs and a softening labour market could mean for homeowners, investors and buyers.The pair also discuss the ongoing shortfall in new housing supply, the latest capital city price movements, rental market trends and where opportunities may emerge as economic conditions continue to shift. If you're looking to understand what's next for Australian property in 2026, this episode delivers the insights you need. Money Mentor YouTube Channel: @moneymentorau Dr Andrew Wilson on LinkedIn: /dr-andrew If you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes. 👉 Follow the link https://bit.ly/43V2jKN to watch the free webinar and start your Infinity journey now!
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Build The Retirement You Want | Mark & Steph | CHANGING LIVES | Season 4 Ep 51
In this episode of The Money Mentor, we speak to Steph and Mark, who spent a decade exploring Australia, taking on work wherever they landed, from managing caravan parks to long-haul driving, without ever pausing to think about where their money was going. They owned property, but with no strategy in place, they ended up juggling two mortgages and just a few hundred dollars a week to live on. Everything changed in June 2020 when Stephanie found Infinity, and a new approach, buy, grow, sell, and repeat. Mark was on board and they finally had a strategy that made sense. Then in 2024, Mark's prostate cancer diagnosis forced the couple to think about a question they'd been putting off: what did they want their future to actually look like? With property sold and their mortgage cleared, Steph and Mark are now using the freedom they found on the road to build a retirement that lets them live life to the full. This is their story of trading uncertainty for a plan and finally building freedom their way. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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Mortgage Paid Off In Four Years | Nathan & Gabriella | CHANGING LIVES | Season 4 Ep 50
In this episode of "The Money Mentor," we speak to Nathan and Gabriella, who prove that with the right strategy, everyday people can achieve extraordinary results. A teacher and a gardener, they joined Infinity in April 2021 with $60,000 sitting in the bank and no real plan for it. Gabriella arrived at her first Masterclass as a sceptic, searching for a flaw in Infinity’sformula for financial freedom, but she couldn't find one. What followed was a year of disciplined saving, a shared focus, and a lifestyle built around a clear financial goal. In less than four years their mortgage was gone, and they had built a property portfolio worth four and a half million dollars. The couple share their tips on becoming super savers and how they are raising their daughters to understand and respect money, passing on the financial education that changed their own lives. Sometimes the perfect moment doesn't come. You build it. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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257
Infinity Gave Them Security In Their Darkest Days | Steven & Sarah | CHANGING LIVES | Season 4 Ep 49
In this episode of "The Money Mentor," we speak to Sarah and Steven, who share how their journey with Infinity has given them financial freedom and security in an uncertain world. They married young and had three beautiful children. But their lives changed forever when their youngest son was diagnosed at just four months old with a life threatening condition requiring 39 brain surgeries over 19 years. The financial toll was immense — crippling mortgage debt, credit cards used to cover medical bills, andhundreds of dollars lost to interest every single day - with no end in sight. A chance encounter with an Instagram reel changed everything, leading them to Infinity and a moment where they could finally see a way forward. In just over a year they slashed over $106,000 from their debt, cut years off their mortgage, and built a growing investment portfolio. When Steve was recently hit with a sudden health scare, the couple were able to face it from a place of financial strength rather than fear. Sarah and Steven's story is proof that no matter how heavy the load, the right plan changes everything.Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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256
Drowning in Debt to 8 Investment Properties | Stevo & Jaime - Part 3 | CHANGING LIVES | Season 4 Ep 48
In this episode of The Money Mentor, we welcome back Stevo & Jaime who return to the podcast to share updates and insights about their astonishing and continuing growth with Infinity Group. Their financial journey started as a young couple, working hard at any jobs that came their way, Stevo was even Mayor of their rural town! To owning a motel in regional South Australia. Juggling raising three girls their life had become driven by work and they knew there must be more. They went looking for change - soldthe Motel in 2023 and that’s when Stevo found Infinity and their lives changed forever. They now own 8 investment properties, are living their best lives, and are excited to share with G their next plans. Stevo & Jaime's financial journey shows that with with clear goals, discipline and the right team behind you - anything is possible! Catch their early episodes here: Series 3 Ep 6 - https://youtu.be/8UYGY3kTkWI?si=et-ATGSadBYl95Cp Series 3 Ep 7 - https://youtu.be/zlGff4WU7XA?si=fw0_1OG3ArreA_ie Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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255
Mortgage Free in 5 Months | Carey & Tania | CHANGING LIVES | Season 4 Ep 47
In this episode of "The Money Mentor," Tania and Carey share the inspiring story of how they found Infinity and turned their financial future around. Before infinity Tania and Carey spent 14 years trying to get ahead, but after joining multiple investment groups, they had hardy made a dent in their home mortgage. In their 60’s with a blended family, busy lives, and no budget, money was slipping away way too easily, and a comfortable retirement feltlike an unattainable dream. Then they discovered Graeme's free webinar and and immediately signed up. With Infinity’s expert guidance they cleared credit cards, paid off the car loan, acquired four investment properties, and wiped out their 14 year mortgage in just five months. The biggest transformation, though, was how it brought them together as a couple, focused on what really matters to them, joint goals, both accountable and moving in the same direction. The future now looks bright. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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254
Infinity's First Ever Clients | Doug & Letetia | CHANGING LIVES | Season 4 Ep 46
In this episode of "The Money Mentor," G speaks to Doug and Letetia, who have been with Infinity from inception. Their inspiring financial story began when they sought advice for their son and realised that they too needed guidance from the experts at Infinity to turn their finances around. They share with us how they went from spending everything they earned, living week to week...... to having a portfolio of six investment properties, buyingtheir dream home on river front acreage, and adventuring around Australia in their four wheel drive camper and sailboat. Now debt free they retired last year at 58 years young, having achieved exactly the life they'd envisioned back in 2012 when they took a leap of faith to join Infinity, a move that has transformed their whole families future. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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253
The Property Game Has Changed | Wilson Monthly Market Update EP 5 May
Negative gearing changes. Interest rates up. Rents rising.Confidence slowing. But the fundamentals haven’t changed: Australia still has a housing shortage. This month’s Wilson Monthly breaks down: • What the Federal Budget means • What happens next for investors • Why apartments could surge • Where the opportunities are now The headlines create fear. The data creates opportunity. 📈Comment "FTB" and we’ll DM you a direct link to watch our FREE Infinity webinar 🚀 Check out our podcasts here: 👇 ▶ YouTube: https://www.youtube.com/@moneymentorau 🍏 Apple: https://bit.ly/4l1my0j 🟢 Spotify: https://bit.ly/4jNKovo Dr Andrew Wilson on LinkedIn: /dr-andrew
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252
BONUS EP – RM Connor with Marion & Jaamal | CHANGING LIVES| Series 4 Ep 45
In this episode, Connor sits down with Marion and Jaamal to explore their journey with Infinity, starting with what life and finances looked like before they found the program. They share how they first discovered Infinity, what led them to become clients, and the emotions and uncertainties they experienced before taking that step. Since joining, they reflect on what has changed, not just in their budget and financial goals,but in their overall mindset. This episode highlights the importance of investing in yourself, shifting the way you think about money, and building a healthier relationship with finances. They also discuss the value of having a relationship manager to guide them along the way,as well as the impact of being part of the Infinity community. Their story is a powerful reminder of how structure, support, and the right mindset can create meaningful and lasting change. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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251
BONUS EP - RM Emily with Brad & Larissa | Series 4 Ep 44
In this episode, Emily sits down with Brad and Larissa to unpacktheir journey from no structure, constant spending, and high stress, despite earning well to building discipline, clarity, and control over their finances. From daily takeout, multiple coffees, and overspending each week, they realised how much money was being wasted.They share how simplifying everything through budgeting, meal planning, and cooking from scratch allowed them to feed a family of five on $400 a week while becoming healthier and more intentional with their lifestyle.With accountability and structure, they stopped impulse spending and focused only on what truly mattered. This episode highlights how a complete mindset shift can transform more than just money leading them to become mortgage free with multiple investments in just over a year. Proof that real change comes from structure, consistency, and taking control. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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250
BONUS EP - RM Chevonne with Jarrod & Amanda | Series 4 Ep 43
In this episode, Chevonne sits down with Jarrod and Amanda to unpack how joining Infinity transformed their approach to money from unstructured spending to a clear system with accountability and purpose. They were initially drawn in after seeing Graeme on socials and realising how much money was being lost through lack of structure and interest repayments.Before Infinity, they lived comfortably but without real financial direction, spending freely and reacting rather than planning. While they avoided unnecessary debt on big purchases, day to day spending lacked structure and control.Since joining, they’ve implemented a strict weekly allowance and clear budgeting system, helping them stay disciplined even through challenges like medical setbacks. Every dollar now has a job, with surplus funds consistently directed toward their mortgage and long-term goals. They credit the structure, support, and community for keeping them on track, with their key message being simple: commit, stay consistent, and just start. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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249
$121K Paid Off in 16 Months | Jarrod & Amanda | CHANGING LIVES | Season 4 Ep 42
Jarrod and Amanda went from earning good money but having no financial structure, simply accepting a 30-year mortgage and spending freely, to completely transforming their approach after realising how little they understood about money and how much interest was costing them.Motivated by life events and the desire to create a better future for their family, they committed to learning, budgeting, and following a structured financial system. Within 16 months, without increasing income significantly or selling assets, they paid off $121,000 of their mortgage and built a $3.2 million property portfolio. More importantly, their mindset shifted from passive acceptance to intentional control, focusing on long-term wealth, discipline, and creating financial freedom and opportunities for their child.Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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248
BONUS EP - RM Silvija with Daniel & Whitney | Series 4 Ep 41
In this episode, Silvija sits down with Daniel and Whitney to unpack how they turned a simple goal of paying off their mortgage into a much bigger vision building wealth and creating long term security for their family. While they were already making progress, they realised they didn’t fully understand what was possible without the right structure and plan. They share how implementing a clear system and weekly budget transformed their day-to-day spending, eliminated unnecessary purchases, and gave them complete control. With consistency and discipline, they not only paid off their home loan but also secured multiple investment properties, without increasing their income. This episode highlights the power of having a clear goal and the right guidance to execute it. What started as “just paying off the mortgage” quickly became a pathway to freedom, momentum, and building a future for their kids. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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247
Home Loan Paid Off In 6 Months | Daniel & Whitney | CHANGING LIVES | Season 4 Ep 40
Daniel and Whitney share their financial journey from buying their first block of land in 2010 while living with parents, to building a thoughtfully designed forever home and aggressively paying down their mortgage. They describe a disciplined, no-debt lifestyle, avoiding car loans, cutting unnecessary expenses and subscriptions, and increasing repayments to hit the goal of debt freedom. After hitting a plateau, they discovered Infinity through podcasts and seminars, which clarified strategy, budgeting, and conservative borrowing for investment properties. With new budgeting systems, offset accounts and a clear plan, they quickly paid off the home loan, acquired two investment properties, and improved financial organisation. They emphasise understanding the strategy, being conservative with income assumptions, involving their kids in money lessons, and celebrating milestones. Both recommend exploring Infinity’s free resources as a starting point for anyone wanting to accelerate wealth-building without overextending. Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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246
BONUS EP - RM Kat with Garth | Series 4 Ep 39
In this episode, Kat sits down with Garth to unpack his journey from managing money across 16 different accounts to creating a simple, structured system that ultimately led to becoming mortgage free. Despite earning well, money was constantly disappearing, until they realised it wasn’t income holding them back, but a lack of clarity and control. Garth shares the mindset shift that changed everything: understanding that money isn’t the problem, the way you manage it is. By simplifying their finances, combining accounts, and assigning purpose to every dollar, they were able to reduce waste, stay consistent, and build real momentum. He also highlights the power of accountability through a relationship manager, helping them stay disciplined and accelerate their debt reduction. This episode is a powerful reminder that financial freedom doesn’t come from earning more, it comes from taking control of what you already have. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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245
$750k Mortgage Paid Off in Just Over A Year | Sean & Sarah | CHANGING LIVES | Season 4 Ep 38
Sean and Sarah, a couple from Sydney with a young daughter, completely transformed their financial life after discovering new concepts about money and investing through a podcast, realising the mistakes they had been making and deciding to change their strategy. They sold assets that no longer made sense, walked away from a risky project, reorganised their finances with discipline (including a strict family budget), and began investing more intelligently, allowing them to fully pay off their home and build a portfolio of multiple properties.More than the financial outcome, the biggest impact was on their family dynamic: they adoptedfull transparency with their daughter about money, created more conscious spending habits, and developed a long-term mindset focused on choices rather than restrictions, showing that organisation, family alignment, and consistency can lead to financial freedom and a profound life transformation.Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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244
Doubt to Mortgage Free in 18 Months | Garth & Gemma | CHANGING LIVES | Season 4 Ep 37
On the Money Mentor Podcast, Garth shares how he and Gemma transformed their finances after joining Infinity. They entered the program skeptical but quickly embraced its structure, consolidating accounts, following a budget, and using targeted debt reduction and equity strategies. Gemma initially resisted using her savings to pay down their mortgage, but ultimately trusted the process; within about 18 months they’d paid off the home loan and began investing in property, later establishing an SMSF. The couple describe improved financial oversight, less relationship conflict, and newfound freedom to travel and plan future moves. Garth emphasises the supportive Infinity community and advises others not to fear the process: with guidance and commitment, significant progress is achievable, as their portfolio growth and lifestyle changes demonstrate.Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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243
BONUS EP - RM Chantal with Katie & Matthew | Series 4 Ep 36
In this episode, Chantal sits down with Katie and Matthew to break down how they took full ownership of their financial journey and elevated their results to the next level. From early on, they stood out for their work ethic, xbut the real shift came when they committed fully to the process and tookcontrol of their outcomes. Through structure, regular check-ins, and clear weekly planning, they built strong accountability and stayed focused on their goals. A key turning point was leaning into challenges and cutting back on unnecessary spending, proving that small, consistent decisions compound into massive results. They made sacrifices along the way, reducing lifestyle spending and delaying short term reward but stayed focused on the bigger picture. Their progress has been driven by discipline, mindset, and a willingness to do what most won’t. Their message is simple: take ownership, stay consistent, and trust the process, the results will follow. 👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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242
$340K Mortgage Paid Off In 2.5 Years! | Katie & Matthew | CHANGING LIVES | Season 4 Ep 35
Matthew and Katie, a Hunter Valley couple with two kids, joined the Infinity program in May 2023 and by tightening their budget (monthly FFF from $770 down to $600), selling a family boat, embracing discipline and coaching accountability, they paid off a $340K mortgage in about 2½ years. Paying off $180K in 18 months, then clearing the remainder within a 12 month challenge issued by G. They now hold three investment properties valued at over $2M with $300K reserved for the next purchase. They credit structure, communication, mindset work, and professional guidance for their success.Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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241
$525k Mortgage Paid Off In 14 Months | Larissa & Brad | CHANGING LIVES | Season 4 Ep 34
Larissa and Brad join the Money Mentor podcast to share how financial coaching with Infinity transformed their lives. Before, they had no budget or structure, spent impulsively, and only saw an accountant annually. After discovering Infinity via podcasts and webinars, they embraced budgeting, rapid debt repayment, and strategic property investing. They sold an old owner occupied property, used equity wisely, and grew from one home to three investment properties, reaching a 2.5M portfolio and substantial savings. The process brought reduced stress, improved family presence, healthier habits (quitting smoking/drinking, fitness challenges), and stronger financial literacy for their children. Trust in the advisor, ongoing communication, and a supportive community were key to their confidence. They now enjoy flexibility, less worry about bills, clearer priorities, and plans for future travel and lifestyle changes. They recommend Infinity to anyone seeking holistic life transformation, financially, physically, and emotionally. Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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240
BONUS EP - RM Ella with Rose & Peter | Series 4 Ep 33
In this episode, Ella sits down with Rose and Peter to share their journey from big spending habits and no clear plan, to becoming mortgage free in under 6 months. Before Infinity, they were living comfortably but without structure, spending on takeaways, holidays, and day-to-day expenses without real awareness. Everything changed once they implemented a clear budget and gave every dollar a purpose. By staying consistent, they reduced their weekly spend from $650 to $500 and created a system that allowed them to pay off their home fast and invest in their future. They also open up about a major health scare early in their journey and how being mortgage-free removed financial stress, allowing them to focus purely on recovery.This episode highlights the true power of structure, support, and having a plan, not just to build wealth, but to create real security when life throws the unexpected.👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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239
Paid Off Their House in 6 Months | Rose & Peter | CHANGING LIVES | Season 4 Ep 32
Rose and Peter’s journey is a powerful example of how being “okay” financially isn’t the same as being truly secure. In their early 50s, with two investment properties and a mortgage, they felt stuck, unable to move forward due to lending limits and lack of structure. After discovering anew strategy, they made a bold decision: sell their existing properties, clear their debt, and reset their financial position. Within just six months, they became completely debt free and rebuilt their portfolio with a stronger foundation. Along the way, they transformed their habits ditching credit cards, implementing a strict but sustainable budget, and involving their daughter in financial awareness, proving that discipline, not income, was the real game changer. But their story goes far beyond money. Shortly after becoming debt free, Peter suffered a sudden stroke that required emergency surgery, an experience that could have been financially devastating if they were still burdened with debt. Instead, their new position gave them peace of mind and the ability to focus entirely on recovery and family. Today, they live with clarity and intention: prioritising experiences, planning travel, and building a future based on freedom of choice rather than financial stress. Their biggest lesson? Most people don’t have a money problem, they have a structure and mindset problem. With the right plan, discipline, and willingness to make uncomfortable decisions, everything can change. Change your financial future now! 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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238
BONUS EP - RM Connor with Darren & Zoe | Series 4 Ep 31
In this episode, Connor sits down with Darren and Zoe to share their transformation from juggling 14 bank accounts and living week to week, to building structure, clarity, and control over their money.Before Infinity, they thought they were doing the right thing but had no real plan. Everything changed when they understood their numbers and implemented a simple, structured budget.By staying consistent, they reduced their weekly spend from $750 to $550 and created a clear path forward without sacrificing their lifestyle.They also share how support, accountability, and the right system helped them push through challenges and stay on track.This episode proves you don’t need to earn more to get ahead you just need the right plan.👉 Watch the free webinar to start your journey: https://bit.ly/43V2jKN
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237
$270k Of Interest Saved In 18 Months | Darren & Zoe | CHANGING LIVES | Season 4 Ep 30
Blended family, full time jobs. Darren & Zoe share their financial transformation after joining Infinity. Before, Zoe struggled as a single mum, they juggled multiple jobs, debts, 14 bank accounts, expensive car leases and underperforming properties, and felt stuck despite appearing financially “successful.” After attending Infinity’s webinar and two day masterclass, they followed tailored advice: sold underperforming investments, ended costly leases, consolidatedaccounts, implemented a weekly budget and meal prep habits, refinanced, and set up a self managed super fund. Within a year they saved roughly $270,000 in interest and accelerated their mortgage payoff timeline dramatically. Beyond money, they gained clarity, ongoing coaching, community support, better health and relationship routines, and flexibility to care for family. Their goals now are to pay off their home loan in under five years, reinvest in property, and move to the coast. They emphasise education, structure, and trusted advisors as the keys to sustainable change.Excited to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
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ABOUT THIS SHOW
Welcome to the Money Mentor Podcast. Graeme Holm, Australia's original Money Mentor and his wife Rebecca speak about all areas of finance in this informative, yet entertaining podcast. Not only will you improve your financial literacy, you might just have a bit of a laugh as well.
HOSTED BY
Graeme Holm
CATEGORIES
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