PODCAST · education
MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
by Krista Naldjian
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.”I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :)If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you.Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start.I’m so glad you’re here!<3 KristaNext steps: Join The Money Mindful Moms Club! It’s a virtual club for moms getting their finances togethe
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201. My Debt Payoff is back... here's what happened.
Debt Payoff... let's talk about it. I was making progress towards paying off our debt... and then I wasn't. What happened? And what's the status now? In today's episode I break it down and share some takeaways from it that I think could help you. If you're in a season of pausing, just know you're not alone! xo, <3 Krista ps. We're starting a new segment on the show sharing YOUR money wins. If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode! ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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200. Entering Our Money On Purpose Season
Welcome to a NEW season of the Money Mindful Moms Podcast. I'm calling this our "Money on Purpose" season. I know many of you are at different places along the journey but I think we can all be on the same page about wanting our money to feel on purpose instead of feeling like our money is bossing us around. So that's where we're headed this season and I hope you'll come along for the ride. xo, <3 Krista ps. In today's episode I shared we'll be doing a new segment on the show sharing your money wins. If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode! ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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199. Summer Rewind Series- Part 4. Revisiting our most popular episodes from this past year
Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. See you back here in August with fresh episodes! xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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198. Summer Rewind Series- Part 3. Revisiting our most popular episodes from this past year
Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. See you back here in August with fresh episodes! xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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197. Summer Rewind Series- Part 2. Revisiting our most popular episodes from this past year
Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. See you back here in August with fresh episodes! xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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196. Summer Rewind Series- Part 1. Revisiting our most popular episodes from this past year
Hi friends! Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. See you back here in August with fresh episodes! xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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195. Stuck in a financial rut? Here's how I would shake things up
As we head into summer I wanted to share a thought I had about my time in college and an unexpected impact on my life from those years that could help you shake things up financially if you need to get unstuck. See you in August with fresh episodes! xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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194. What a normal money week looks like at my house
"But what if my week doesn't go according to plan?" Honestly, that's pretty much me every week. We shuffle things around, we move money from one budget category to another, and we move on. Today I'm sharing what our money looked like last week. What went well and what busted the budget. Because I want you to know it almost never turns out perfectly according to plan, even for someone who's been doing this for a while like me. xo, <3 Krista ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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193. 5 things I've stopped spending money on that I don't miss at all
If you're in a money saving season, same! We're trying to save where we can so we can continue spending on the things that matter most to us. So for today's episode I thought I'd share a handful of things we've given up spending money on that we really don't miss at all. Maybe these will be things you'll want to give up or maybe it will just inspire you to come up with your own list of things you can cut back on for a season. Spoiler... it's not coffee that I'm giving up :) xo, <3 Krista ps. it's not too late to join the Summer Savings Challenge! If you want to join the challenge you need to be a part of The Momentum Circle Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge. ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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192. Permission to Disconnect a Little over the Summer with 1 Very Important Step to Take First)
Hi friend! If you're ready to soak up summer and need some permission to take some of the energy you normally put towards your money goals and focus it on some R&R or more time with your family, I see you. I am you. But before you go MIA, I have one thing for you to do before you go lay by the pool for a while and it will make your life so much easier (not to mention it will be easier to jump back into your goals when you're ready.) Cheers to a great summer! <3 Krista ps. it's not to join the Summer Savings Challenge! If you want to join the challenge you need to be a part of The Momentum Circle Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge. ----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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191. Stop Dreading Summer! You can stay on budget when routines look different
Summer is (almost) here! Summer can mean slowing down, shifting away from our regular routines, and sometimes, our budgets and $ goals get pushed aside until the kids are back in school. But there is a way you can stay on budget even over the summer months, and in this episode we're talking about it. In this episode I share: The Summer Savings Challenge starts June 1st! If you want to join the challenge you need to be a part of The Momentum Circle Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge. I'm excited to save with you this summer! xo <3 Krista----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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190. Tiny Financial Wins That Actually Changed My Life
Hi friends! Do you ever feel like the small things you're doing to achieve your money goals aren't enough? Maybe it's starting to feel like it's not worth it because you're not making huge strides towards your debt payoff or savings goals. Today's episode is for you. As someone who works with women on their money goals I get a front row view to how it's actually the small things consistently that add up and today I'm sharing the small wins that I've personally had that have made all the difference. With you, <3 Krista----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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189. How I'm preparing for the financial unknown in this economy
Hi friends! If you're one of the many people I know feeling the stress of financial uncertainty thanks to the state of the economy and the world, today's episode is for you. I share 3 things I'm doing differently right now to prepare for the unknown as best I can. I hope it helps you feel like you're not alone! Hugs, Krista----more---- More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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188. This is the Part Where Most People Quietly Give Up
Hi friends! If you're past the honeymoon phase with your $ goals and you're currently working out the plan you created months or even years ago, you might be in the messy middle, and I want to help! Today's episode is a pep talk but if you need more on this topic, I would definitely join my pay-what-you-want Money Mindful Moms Club (simply request to follow the private IG account) OR join my membership called The Momentum Circle. We'll be doing a deep dive into contentment, staying the course, and lots of other things that can happen in the messy middle. More from Krista: - New here? I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey. - Grab my Mom's Side Hustle Guide for just $19! ----more---- Want to work with me? The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE----more---- More resources: Connect: [email protected] Instagram, Tik Tok & Facebook: @moneymindfulmoms
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ABOUT THIS SHOW
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.”I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :)If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you.Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start.I’m so glad you’re here!<3 KristaNext steps: Join The Money Mindful Moms Club! It’s a virtual club for moms getting their finances togethe
HOSTED BY
Krista Naldjian
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