Money Skills by Scripbox

Book a free consultation with our wealth expert today: https://qr.scripbox.com/3KswBhMIn this episode, we sit down with Ripan Dutta a 31-year-old Senior Product Manager at PhonePe to unpack a practical path to Financial Independence. At 31, he has built close to ₹5 crore in 6 years and is halfway to his FI target. He breaks down –1️⃣How he set a ₹3.5 lakh per month passive income goal.2️⃣The simple math to back-calculate corpus needs using risk-free post-tax returns.3️⃣Why focusing on income growth beats chasing an extra 2 to 3 percent returns?We cover his –1️⃣Shift from tax-saving only investments to aggressive SIPs.2️⃣Current SIPs of ₹2.5–3 lakh a month.3️⃣Diversified mutual funds with global exposure, direct stocks, a measured crypto sleeve, and ample emergency liquidity. He also shares hard-won lessons on ESOP documentation, why he rents and does not own a car or a house, and how he spends guilt-free on health, fitness and slow travel while still compounding toward freedom.Guest: Ripan Dutta — https://www.linkedin.com/in/ripandutta/Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.#MoneySkills #Scripbox #FinancialIndependence #PassiveIncome #SIPs #ESOPs #PersonalFinance #MutualFunds #FIRE

Book a free consultation with our wealth expert today: https://qr.scripbox.com/3UcJ1w1When Anuradha Sinha suddenly lost her husband, she was faced with more than just grief. She had to untangle a web of financial chaos.From chasing down missing PF accounts to consolidating scattered investments, Anuradha spent over two years navigating a maze of paperwork, real estate, insurance claims, and incomplete documentation. Today, she not only manages her money independently but earns a steady ₹2.5 lakh per month and lives life on her own terms.In this deeply personal episode, she shares:- What happens when there’s no nominee or will in place- How she found and recovered wealth from 8+ EPF accounts- Why she chose to sell real estate and rent after retirement- How women can build financial independence, before life forces them to

You’ve heard “save more,” but what if that’s not enough?In this episode, Varun Girilal, Managing Partner at Scripbox, breaks down a powerful, no-fluff 7-step framework that helps you go beyond saving — to building real financial security.We cover everything:✅ Emergency Funds✅ SIPs & Smart Investing✅ Insurance (Without the Mistakes)✅ Rent vs. Buy✅ Couple Money Talk✅ And how to stay calm when life (or markets) crashWhether you earn ₹50K or ₹5L, this episode is your practical roadmap to survive, grow, and thrive.#FinancialPlanning #VarunGirilal #SIP #EmergencyFund #Budgeting #PersonalFinanceIndia #CoupleFinance

#marketvolatility #volatility #mutualfunds #investmentstrategies #wealthmanagement In this episode, we sit down with Rinju Abraham, CBO of PMS at Scripbox and a seasoned market analyst with over two decades of experience, to decode how investors should handle market downturns. From understanding the psychology behind panic selling to building resilient, diversified portfolios, Rinju breaks down #marketvolatility, asset allocation strategies, and the importance of long-term thinking. Whether you're in your 30s just starting out or approaching retirement, this conversation offers practical insights on crisis-proofing your investments, avoiding emotional traps, and recognising red flags when seeking financial advice.Book a consultation: https://qr.scripbox.com/4m2ZLlX

In this episode of MoneySkills by Scripbox, Mohankumar Swaminathan, AVP, Product at Scripbox — a credit card expert who turned everyday spending into over a million reward points — shares how he funded milestones like his wedding and an international trip to Bali. He offers practical tips on maximising reward points, managing family finances like a business, and choosing the right credit cards for your lifestyle.

In this candid conversation, three investors — Mohankumar Swaminathan (AVP, Product), Jithu Gopal (AVP, Product), and Arun David (AVP, Technology) — share their personal journeys to reaching the ₹1 crore milestone. From investment strategies and asset allocation to financial mistakes and balancing lifestyle goals, discover practical insights, inspiring stories, and real-world money lessons you can apply today.Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

In this episode, we dive into the incredible story of AK Narayan, who transformed his finances and the lives of others. Discover the importance of investing a portion of your salary—30-32%—into systematic investment plans, even if you’re starting small. We explore AK Narayan's wealth journey, from reaching his first crore and beyond.

Are you earning ₹1 lakh per month and wondering how to achieve financial freedom? In this eye-opening podcast, we break down the smartest investment strategies, the power of SIPs, and the secrets to building a corpus by 50! Learn how to beat inflation, tackle market volatility, and choose the best wealth-building products. Whether you're a salaried professional or entrepreneur, this is your ultimate guide to creating wealth. Watch now to take charge of your financial future!

In this episode, we sit down with Anup Bansal, an experienced investor and entrepreneur, to dive deep into his fascinating financial journey—from losing 85% of his portfolio during a market crash to becoming a wealth management expert. Anup shares: The lessons he learned from investing in tech stocks during the dot-com bubble His experience with real estate investments in India and the US How he transitioned from being a salaried professional to an entrepreneur Practical tips on achieving financial independence and avoiding common investment mistakes Key Takeaways from the Podcast: Why starting your financial journey early is critical The importance of diversification and overcoming emotional biases How to align your investment strategy with your life goals If you're someone looking to make smarter financial decisions, avoid costly mistakes, and learn from real-life experiences, this episode is for you!

In this episode of Money Skills by Scripbox, we sit down with Varun Girilal, a former Ranji cricketer and Managing Partner at Scripbox, to explore his inspiring journey from playing cricket to building financial expertise. Discover how match fees at 15 kickstarted his investment journey, the lessons he learned from early financial mistakes, and how he transitioned into wealth management. Varun shares valuable insights on SIPs, mutual funds, real estate, and his personal investment strategies, including the importance of liquidity, diversification, and spending after saving. Whether you're new to investing or looking for expert insights, this conversation is packed with actionable advice and personal stories. #WealthManagement #FinancialFreedom #CricketToFinance #ScripboxMoneySkills #MoneySkills

In this exclusive episode of Money Skills by Scripbox, Swati Verma, Growth Marketing Manager at Scripbox, sits down with Atul Shinghal, #founder and #ceo of Scripbox. Join us as Atul opens up about his journey from a frugal army upbringing to building a wealth management empire. Discover the mistakes he made, the financial lessons he passes on to his children, and his top advice for aspiring entrepreneurs. Atul’s candid insights on the power of compounding, SIPs, and the importance of financial independence are a must-watch for anyone looking to build lasting wealth. Don’t miss his tips on managing money wisely and his “Cash is King” mantra for young entrepreneurs!

In this episode of MoneySkills by Scripbox, we’re joined by investment legend Bharat Phatak, Director at Scripbox, with over 30 years of experience in wealth management. Bharat shares his personal investment journey, his views on navigating economic cycles, and his top principles for building wealth in India. Discover why asset allocation, tax efficiency, and a belief in equity are the foundation of any successful portfolio. Plus, learn why it’s crucial to avoid common investing mistakes, especially in volatile markets, and how to leverage compounding to your advantage. Whether you’re in your 20s, 30s, or beyond, these insights are timeless and actionable.

In this episode of our podcast, we dive deep into the essentials of "Planning and Investing for Retirement" with Rinju Abraham, Chief Business Officer of PMS at Scripbox. Rinju shares expert insights on building a strong retirement plan, effective investment strategies, and tips for securing a financially comfortable future. Whether you're just starting your investment journey or looking to optimize your retirement savings, this episode has valuable advice for everyone. Tune in and learn how to set yourself up for a stress-free and prosperous retirement.

In this episode, host Riney Joy, sits down with Anirudh Dar, Managing Partner at Scripbox, to discuss the fundamentals of financial planning. With 20 years of experience in the wealth management industry, Anirudh has helped over 350 families achieve their financial independence. Whether you're just starting your financial journey or looking to refine your planning strategy, Anirudh's valuable perspectives will guide you toward a more secure financial future.

Navigating the complexities of NRI investments in India & taxation can be challenging, but our guest, Nirav Jagani, AVP Advisory at Scripbox, brings over a decade of experience in financial advising, specifically for NRIs. In this episode, Nirav shares his expert insights on managing investments in India, cross-regime tax advisory, and how #nris can make the most of their financial opportunities. Joining him is our host, Varun Girilal, Managing Partner at Scripbox, who guides the conversation to uncover practical strategies for NRIs. Whether you're an NRI looking to optimise your investments or simply want to understand the nuances of cross-border financial management, this episode is packed with valuable advice.

In today’s episode, host Velkarthik Anand, Associate Manager of Corporate Development at Scripbox, sits down with A.K. Narayan, Managing Partner at Scripbox, to discuss how mutual funds are the ultimate tool for wealth creation. From young investors watching their money grow to retirees enjoying a steady income through the Systematic Withdrawal Plan (SWP), Narayan shares real-life success stories of clients who have achieved financial freedom at different stages of life. Learn how mutual funds can help you reach your goals—whether it's buying a home, renovating, or securing your retirement. Don’t miss this expert take on wealth creation through mutual funds!

In this episode of Money Skills by Scripbox, host Jithu Gopal, AVP Product at Scripbox, sits down with Sanjiv Singhal, Founder of Scripbox, to tackle the concept of responsible investing. Sanjiv explains how investing responsibly is about prioritising your life's goals and ensuring financial stability for your family. Discover how to balance responsibilities like your child's education, retirement, and buying a home, while also accommodating your lifestyle desires. Sanjiv shares practical advice on setting up an emergency fund, securing health and term insurance, and understanding the balance between risk and non-risk investments. Learn how to bulletproof your financial goals against market uncertainties and inflation, ensuring a secure future for you and your loved ones. Tune in to learn how to transform your investment approach from daunting to doable, and how Scripbox can be your trusted guide in this financial journey!

In this episode, we explore the essential topic of risk profiling in portfolio management with expert insights from Meyyappan, Senior Vice President of Advisory at Scripbox, and Nirav Jagani, AVP Advisory at Scripbox. Join us as we unravel what risk profiling is and why it's critical for achieving investment success. Discover how to accurately create your own risk profile, understand the key factors that influence your ability and willingness to take risks, and learn about common misconceptions and best practices in the field. We’ll also discuss how risk profiles evolve over time, the importance of periodic reviews, and strategies for managing risk during retirement.

Feeling overwhelmed by the idea of mutual fund KYC compliance? You don’t need to be a compliance expert to stay on top of things! In this episode of Money Skills by Scripbox, Vishal Agrawal, Vice President of Operations at Scripbox, and Archana Nair, Associate Group Manager at Scripbox, will guide you through SEBI’s mandate to link your PAN with Aadhaar, along with the subsequent amendments that offer much-needed relief. You'll learn how these changes affect your investments, why staying updated is crucial, and how to navigate these regulatory waters with ease. With clear, actionable insights, this episode makes understanding these new rules straightforward. Watch the full episode for a deep dive into the latest updates and practical tips to ensure your mutual fund investments remain in top shape.

Worried about investing because you’re ‘not good at maths’? Well, consider that myth busted because in this episode we show you how investing success has less to do with formulae and more to do with behaviour and the processes you set up for the long term. In this episode of Money Skills by Scripbox, host Shikha sits down with Varun Girilal, a Managing Partner at Scripbox. With over 20 years in the wealth management industry, Varun shares simple, yet highly actionable insights on how to manage your emotions and regulate your behaviour through market ups and downs so as to come out ahead. By the way, Varun also happens to be a former Ranji cricket player, and shares a very interesting parallel between cricket and the investing process along with practical approaches and real-life examples to help you develop this mindset.

Want to expand your investing options but worry about losing money? Sure, markets can be volatile but a disciplined, portfolio-based approach can smooth out the inevitable bumps on the road! In this episode of Money Skills by Scripbox, Sanjiv Singhal sits down with Rinju Abraham, Chief Business Officer of Scripbox’s PMS business. Rinju shares his extensive knowledge on asset allocation, a crucial part of investment strategy that he helped build out at Scripbox. Learn about the philosophy behind asset allocation, its benefits, and how it can optimize your investment returns while managing risk from a seasoned expert in the field!