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PODCAST · education

Money with Alpha

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!

  1. 214

    Ep218 Thriving Money System

    In this episode, Alpha opens up the Thriving Money System. It's the same system she uses with every single client, and the one she comes back to herself whenever something in her own money life starts to drift. The Thriving Money System has 6 steps: Clarity, Mindset, Education, Systemize, Review, and Wealth. And before you assume this is another rigid, follow-steps-in-order framework, it's not. Think of it more like a jigsaw puzzle. The pieces don't always go together in sequence. What matters is that they all eventually connect. What you'll hear in this episode: Why clarity is the most underestimated and impactful step in building wealth (and why so many people skip it) The real reason women carry so much baggage around money, and why it goes deeper than your parents What "education" about money actually looks like (hint: it's not textbooks and spreadsheets) What happens when the system clicks, and why clients so often say "why did I not do this sooner?" How often to review your finances, and what life events should trigger one What Step 6, Wealth, actually means, including the estate planning stuff most people put off until it's urgent Key takeaways: The 6 steps are Clarity, Mindset, Education, Systemise, Review, Wealth You don't have to go in order. You can work on them in parallel. You just need to have done some clarity and mindset work before jumping straight to wealth. Pattern interrupts can be intentional or forced. Alpha strongly recommends the intentional kind. A money review doesn't have to be complicated. It just has to happen. The "should" word around money is a sign you haven't set up your system yet. Work with Alpha: Full 1:1 Mentoring Program: www.moneymadesimple.com.au/accelerator Financial Future Review (single session): www.moneymadesimple.com.au/review Prosperess App: prosperess.net Money Essentials (self-paced course): www.moneymadesimple.com.au/money-essentials Free Clarity Chat (15 minutes): www.moneymadesimple.com.au/clarity-chat

  2. 213

    Ep217 You Can Do Hard Things

    This one's a bit of a pep talk, and honestly, it's one I needed for myself too. This year has thrown a lot of people off, and if you've been feeling like things are just harder than they should be right now, this episode is for you. I'm sharing 5 things that help me when life (or money stuff) feels overwhelming, and they work whether you're dealing with a to-do list that won't quit or trying to get your head around your finances. Because here's the truth: you can do hard things. You just need a bit of structure to prove it to yourself. In this episode I cover: Write it down. Get it out of your head and onto a list before your brain loses it. Schedule time for strategic thinking separately from tactical planning. They use different brain cells. Don't look at the big picture too often. Set the strategy, trust it, and let it run. Do one thing at a time. Complete it. Then move to the next. Keep going. Consistent micro steps beat one big leap every single time. Mentioned in this episode: Financial Future Review: a 90-minute targeted session to get clear on where you are, where you're going, and what to do next: https://www.moneymadesimple.com.au/review

  3. 212

    Ep216 Thriving with Neurodiversity with Francesca Casaro

    In this episode, Alpha sits down with Francesca Casaro, developmental educator, autism and ADHD specialist, and founder of Neuro Connections, to talk about what neurodivergence actually is, why so many people are only getting diagnosed in adulthood, and how to stop working against your brain and start working with it. Francesca's path is a fascinating one. Born in Italy, she moved to New Zealand, had a daughter, and it was only when her daughter started school that the journey toward diagnosis began, for her daughter, and eventually for Francesca herself. Both are autistic and ADHD. Rather than sitting with that information, Francesca went deep, completed a Master of Autism Neurodivergence, and built a career supporting autistic and ADHD families. This conversation is warm, honest, and genuinely useful, whether you're navigating neurodivergence yourself, supporting a child, or simply trying to understand why some things feel so much harder than they should. What We Cover ·       What developmental education actually is (and why it's different from teaching) ·       Why autism isn't more common, we just understand it better now ·       What a 'spiky cognitive profile' means and why it matters ·       Why formal labels can be useful, but only when they give you tools, not more shame ·       The neurodiversity movement and what 'neuro-affirmative' practice actually looks like ·       How hyperfocus is a strength, not just an ADHD trait to manage ·       What to do if you suspect neurodivergence, in yourself or your child, without a formal diagnosis ·       Practical strategies for money avoidance when your brain works differently ·       Why working to your strengths matters more than fixing your weaknesses About Francesca Casaro Francesca is a developmental educator and founder of Neuro Connections, based in Brisbane. She holds a Master of Autism Neurodivergence and works with autistic and ADHD individuals aged 9 and up, and their families. She also works as a facilitator with Reframing Autism. Francesca works face-to-face in limited capacity and offers telehealth sessions Australia-wide. Find Francesca: https://neuroconnections.au/ 

  4. 211

    Ep215 Property & Wealth with Janice Minihan

    This week I'm chatting with Janice Minihan - property investor, buyer's agent, and property manager with a portfolio spanning Australia and the UK. Janice's story starts where a lot of ours do: watching someone else do something with money that made you think, "wait, there's another way." For Janice, it was watching her dad flip a house in Rockhampton and make more in three months than a full year of teaching. That moment changed everything. We talk about what it actually looks like to start building wealth through property, why inaction is often the most expensive choice you can make, and what the current Australian market, including the recent budget changes, means for investors right now. What we cover: Janice's journey from primary school teacher to property investor and portfolio builder across Australia and the UK Why the cost of doing nothing is often bigger than the cost of getting it wrong What neutrally geared property looks like and why Janice now prefers it over negative gearing The truth about property management (and why most of it is genuinely terrible) How to avoid overcapitalising on renovations and what buyers actually want Granny flats, multi-generational living, and why this is one of the biggest opportunities in Southeast Queensland right now What the 2025 federal budget changes mean for property investors (negative gearing, CGT discount, trusts, SMSFs) How to build the right team: broker, accountant, property manager Janice's mission to help women aged 40–60 access secure, affordable rental housing Key takeaways: You don't need to know everything before you start. You just need the next step and the right people around you. Getting the structure right from the beginning saves enormous pain later. Property in Southeast Queensland is one of the more forgiving wealth-building vehicles available, but only if you go in informed. The cost of inaction is real. Every year you wait is a year of compounding you don't get back. Good property management protects your investment. Most people underestimate this until they've had a bad experience. About Janice: Janice Minihan is a buyer's agent, property manager, and investor based in Southeast Queensland, with a portfolio and management business operating across Australia and the UK. Connect with Janice: https://www.atrealty.com.au/ https://www.linkedin.com/in/janice-minihan/ https://www.instagram.com/minihangroupaustralia/ https://www.facebook.com/jen.min.376 

  5. 210

    Ep214 What is Really Holding You Back with Money?

    After speaking at four women's events in a single week, Alpha noticed the same five beliefs coming up about why smart, capable women still haven't sorted their money. From "I don't have time" to "I don't have enough money to start," each one sounds logical, and each one is keeping women stuck. In this episode, Alpha unpacks all five, reframes them, and gives you a way past each one. In this episode Why "I don't have time" is rarely about time The difference between needing more knowledge and needing permission to act How confidence is actually built (and why you can't read your way into it) The inherited money stories that are still running your decisions Why "I don't have enough to start" is more often a feeling than a fact The difference between share trading and share investing (these are not the same thing) The woman who built $1,200 in a microinvesting app while ignoring it for six months.

  6. 209

    How to Plan When Change is Constant

    Death, taxes, and change. These are certainties in life. This year has felt like a runaway horse and if you've been quietly avoiding your finances because the goal posts keep moving, this episode is your permission slip to take one small step anyway. Alpha unpacks the recent Federal Budget changes (in plain English, not accountant-speak) and shares why now is not the time to freeze. She walks through the 5 things you can actually do to feel more in control when so much is outside your control: Get clear on what YOU want (not what your dad, your friend, or the property gurus on Instagram want for you) Know where your money is (not your numbers, your money) Talk to the right kind of accountant (and what "right" actually means now) Get informed about the changes that affect you (without doom-scrolling) Keep moving forward, even in tiny increments She also gets honest about freezing after her father passed last year, why she literally wrote "make decision" in her calendar, and how momentum builds confidence (not the other way around). Key takeaways: Clarity is the only thing you can fully control. Start there. "Know where your money is" is the gentler starting point if "know your numbers" feels too big. The Federal Budget changes are significant for property investors, trust structures, and capital gains tax. Compliance accountants and strategic accountants are not the same thing. Frozen is a valid response to change. Stuck is not the same as careful. Momentum builds confidence. Not the other way around. Resources mentioned: Clarity Chat with Alpha (now including a Clarity Audit of your money picture) - https://www.money-madesimple.com.au/claritychat Free 2-page Financial Health Check PDF.  Email me for a copy - [email protected] Prosperess app (cashflow visibility, net worth tracking, scenario modelling) - www.prosperess.net

  7. 208

    Ep212 Pay Off Your Mortgage Faster & Make Money

    There's one financial concept that quietly decides whether you spend your life paying interest or earning it. Compounding. Most of us learned the word in high school maths, then never had it explained in a way that actually changed how we manage money. In this episode, Alpha walks through both sides of compounding using the loan calculator and Future Projector she built inside the Prosperess app. She shows the real numbers behind paying your mortgage fortnightly instead of monthly (spoiler: same payment, three years saved, $62,000 less in interest), what happens when you find an extra $100 or $500 a month, and how even $50 a month invested can quietly become tens of thousands over 20 years. This is the kind of maths the bank has no reason to walk you through. So Alpha walked you through it instead. What you'll take away What compounding actually is, in plain language The fortnightly repayment trick that saves more than $62,000 on a $500,000 loan What an extra $100, $200 or $500 a month does to your loan term and total interest The difference between an offset account and a redraw, and when each one actually helps you What $50, $100 and $150 a month grows to in 20 years at a conservative 8% return Why it's not too late if you're in your late 40s or 50s Why automation beats discipline every time Mentioned in this episode The Prosperess loan calculator and Future Projector (inside the Prosperess app) The Money Pie framework Vanguard ETFs (referenced as an example of automated investing) 21-day free trial of Prosperess: prosperess.net Quote from this episode "Compounding either works for you or against you. The good news is you actually get to choose which." Connect Website: www.money-madesimple.com.au  App: www.prosperess.net 

  8. 207

    Ep211 How to Manage Debt Effectively

    Episode summary: Debt isn't usually the problem. Confusion about debt is. In this episode, Alpha walks through five things she wants every woman to understand about debt, from what you actually want it to do for you, to how to use a credit card so it earns you interest instead of charging you any. It's a mini masterclass on getting clear about debt so it serves you, not the bank. What's covered: Why clarity comes before action when it comes to money (and why "diving in" and "avoiding" come from the same place) What you actually want debt to do: consume or grow The real difference between good and bad debt, and why the interest rate tells the whole story The habits and identity around repayment, and why the minimum payment is built for the bank, not you How debt and cash flow are the same conversation Using a credit card so it earns interest in your favour Why the things banks don't tell you are usually the things that matter most Resources mentioned: The loan calculator inside the Prosperess app (play with extra repayments, fortnightly vs monthly, lump sums) The future projector inside Prosperess (see what 5, 10, 15, 20 years of small changes actually look like) Check out www.prosperess.net A question to sit with this week: What's one thing about your debt you've been avoiding finding out? Just pick that one. Start there.

  9. 206

    Ep210 Separate Your Business & Personal Finances

    If you're a business owner and your business and personal finances are mixed together, or you've handed everything off to your accountant and just hoped for the best, this one's for you. In this episode, Alpha breaks down the practical (and surprisingly simple) framework for managing your business and personal finances as two separate, visible systems. She covers the four key areas: mindset, bank accounts, systems, and the cashflow lifestyle piece. Plus, she shares how the Money Pie concept works in both your business and personal life to make sure the money you earn actually goes where it needs to go. What You'll Learn: Why mixed finances cause more tax debt than almost anything else (and how easily it's avoided) The four-part framework: mindset, bank accounts, systems, cashflow How many bank accounts is actually too many (and where the confusion starts) The Money Pie: how to set it up for both your business and personal life When to use percentages vs dollar figures depending on your income stability How to connect your day-to-day cashflow to actual wealth building Resources Mentioned: Prosperess app: www.prosperess.net Her Prosperity Collective: www.herprosperitycollective.com 

  10. 205

    Ep209 How to get Comfortable with Discomfort around Money

    Why do so many intelligent, capable women avoid managing their money? It's not because they can't do it.  It's because it feels uncomfortable. In this episode, I unpack something that comes up again and again, both in life and with money: learning how to become comfortable with discomfort. Managing your money feels hard, but it doesn't need to be.  What it does need is for you to sit in moments of uncertainty, unfamiliarity, and sometimes even self-doubt. And, understandably, most of us avoid these things! Inside this episode, I walk you through: Why discomfort is a sign of growth, not failure How avoidance and procrastination are often just disguised discomfort The role of habits in helping you move through resistance Where knowledge gaps keep you stuck (and how to spot them) Why practicing small, simple actions matters more than "getting it right" How to treat your money like a daily habit (think Duolingo). This isn't about becoming perfect with money. It's about becoming someone who no longer avoids it.

  11. 204

    Ep208 Ways to Save Money

    There's a lot of noise right now about rising costs, interest rates, and "cutting back." And for many women, that just adds to the overwhelm.  Plus, it reinforces the belief that managing money is hard, time-consuming, and too difficult (which then results in more avoidance). In this episode I take you through the practical things I do to keep the cost of living down.  Some things I've been doing for years and others I've added into my daily rhythm. For me it's why I have recipe books - to give me inspiration of what to cook and be a guide to help me reduce the mental load.  That's what this episode is designed to be. Instead of complicated strategies, I'm sharing real, practical things I'm doing in my own life to reduce costs, simplify decisions, and feel more in control of my money, without sacrificing quality or enjoyment. Here is what I go through: Smarter ways to manage food costs (without compromising on nutrition) Simple habits that stop overspending before it happens Low-cost (and free) ways to enjoy life, especially with kids How to think differently about interest rates (and use them to your advantage) Why small changes can dramatically shift your financial future. Rather than framing this as ways to "cut costs" and "live within your means", it's about being more intentional with how you are spending money day to day, so that there is some left to help Future-You. Here is where you can find the recipes and resources I talk about in this episode - https://www.money-madesimple.com.au/recipes 

  12. 203

    Ep207 How to be Financially Wise

    What does it actually mean to be a "wise, wealthy woman"? And why does money feel so much harder than it should? In this episode, I unpack the idea of wisdom, not as something you don't have, but something you've likely been ignoring. You already know more about money than you think. The real issue isn't knowledge.  It's the gap between knowing and doing. In this episode we explore: How past stories (like "I'm not good with numbers") shape your financial behaviour Why women often undervalue their own life experience and intelligence The hidden reason you feel overwhelmed (it's not because money is complex) Why focusing on "what next" keeps you stuck, and what to focus on instead The connection between cash flow and wealth (and why most people link them incorrectly) How your nervous system keeps you in financial stress (even when things improve) A simpler, more grounded way to start managing money. Key Takeaways: You don't need more information. You need to start using what you already know in a way that actually works for you.

  13. 202

    Ep206 What Doing Nothing is Costing You

    If you've been telling yourself "I'll deal with my money later"… this episode is your wake-up call. Not in a panic-inducing way, but in a real, grounded, slightly uncomfortable truth: Doing nothing with your money is costing you more than you think. In this episode, Alpha breaks down the actual cost of inaction, not just financially, but in terms of lost opportunity, reduced choice, and a harder path later. This isn't about perfection. It's about starting. What we cover: Why time is your biggest advantage (and what happens when you ignore it) The real power of compounding—and why small amounts matter more than you think Income vs growth: what most people misunderstand about investing Why it's NOT too late (even in your 40s or 50s) How to think about money differently depending on your stage of life What diversification actually means (and what it doesn't) Why visibility is the missing piece for most women How to stop overcomplicating money and start taking action Key takeaway: You don't need to have everything figured out. But doing nothing? That's a decision too—and it has a cost.

  14. 201

    Ep205 Build Wealth with the Money You Already Have

    "I don't have enough money to invest." If you've ever thought this, you are not alone, but this belief may be the very thing holding you back from building wealth. In this episode, Alpha breaks down one of the most common (and limiting) beliefs about money, that you need more of it before you can start building wealth. She shares why this isn't true, what's really going on beneath the overwhelm, and how small, consistent actions can completely change your financial future. This is not about restriction, discipline, or becoming "good with money." It's about clarity, simplicity, and creating a system that works for you. What you'll learn: Why "I don't have enough money" is not the real problem The hidden reasons women avoid managing money (hint: it's not laziness) How financial noise, comparison, and "shoulds" create paralysis The simple shift from survival mode → wealth-building mindset What investing actually is (in plain English) How small amounts (like $100/month) can grow into real wealth Why consistency matters more than income Practical ways to start, even if you feel behind Key takeaway: You don't need more money to build wealth. You need clarity, structure, and a starting point.

  15. 200

    Ep204 How Should You Prioritise Money Actions

    Many women quietly carry a belief that they're "not good with money." Yet these same women run businesses, raise families, manage teams, coordinate complex lives, and solve problems every day. So why does money feel so overwhelming? In this episode of Money with Alpha, Alpha addresses one of the most common questions she hears when speaking with women about finances: "How do I know what to do next with my money?" After numerous conversations during recent International Women's Day events, Alpha noticed a pattern. Women were eager to ask questions about money — but often quietly, cautiously, and sometimes with embarrassment. Feeling unsure about money is incredibly common. And it has far less to do with intelligence or capability than most people think. In this episode, Alpha breaks the problem down into three simple but powerful questions that can immediately bring clarity and direction. Rather than trying to solve everything at once, these questions help you identify where to begin and how to move forward with confidence. The Three Questions to Ask Yourself 1. Where are you feeling the most financial stress right now? Your starting point is almost always where the pressure is greatest. Whether it's day-to-day bills, insurance costs, mortgage pressure, or simply not knowing where your money goes each month, identifying the main source of stress helps you prioritize action. Sometimes, the solution isn't dramatic. It may simply be renegotiating bills, reviewing insurance, or gaining visibility over your cashflow - changes that can save thousands of dollars annually.  2. What are your goals and have you actually written them down? Clarity changes everything. When you know what you want financially, whether that's property investment, financial independence, more lifestyle freedom, or simply less stress, you can begin asking the right questions and seeking the right advice. Without goals, money decisions become reactive instead of intentional. 3. Are your habits supporting the future you want? Money habits matter more than most people realise. Do bills get ignored until reminders arrive? Do you rely heavily on credit or "buy now, pay later"? Or do you consciously manage timing, cashflow, and payments? Your habits either support your goals or quietly sabotage them. The key isn't perfection, it's awareness. Small Steps Build Powerful Momentum One of the most empowering parts of this process is that wealth doesn't begin with huge leaps. Sometimes the first step is as simple as: Saving $10 a month Starting a micro-investment Reviewing one recurring bill Tracking where your money actually goes Small actions build confidence. Confidence builds momentum. Momentum builds wealth. And perhaps the most important truth Alpha shares in this episode: You are capable of managing money, and building wealth, even if you don't believe it yet. In This Episode You'll Learn Why so many capable women doubt themselves with money The three questions that bring clarity to your financial priorities How financial stress can reveal your next best action Why writing down goals changes the entire conversation The hidden role habits play in wealth building How small financial steps build confidence and momentum.

  16. 199

    Ep203 Make Money Work Smarter Not Harder

    In this week's episode of Money with Alpha, we flip the familiar phrase "work smarter, not harder" and apply it to your money. You don't need to hustle harder. You don't need to earn endlessly more. And you certainly don't need to live in a constant state of financial stress. Instead, you can make your money work smarter. In this episode, Alpha breaks down three powerful shifts that transform money from a source of overwhelm into a facilitator of freedom: 1️⃣ Give Your Money a Purpose Money is energy. It flows in and out. But without intention, it feels chaotic. When you decide what your money is for — travel, security, generosity, lifestyle experiences — it stops being about restriction and starts being about design. 2️⃣ Create a System The mental load of money is often heavier than the reality. A simple, flexible system creates visibility, removes guesswork, and eliminates constant decision fatigue. 3️⃣ Automate What You Can When your savings, investing, and categorisation are automated, money becomes quieter. Less stress. Less noise. More compounding. More ease. Alpha also shares: Why guessing is often worse than reality How clarity changes financial anxiety Why "How much do I need?" is the wrong starting question The power of building flexibility into your system How automation builds wealth without constant effort ✨ Stop guessing. ✨ Start growing. ✨ Let money support your life.

  17. 198

    Ep202 Balancing Immediate Need with Future

    In this episode of Money with Alpha, we're talking about the silent tug-of-war so many women live in every day: managing immediate financial pressures while completely avoiding long-term wealth building. Payroll. School fees. Groceries. Mortgage. Clients. Staff. The next invoice. The end of the month. When you're juggling so much in the "now," thinking about retirement, investing, or wealth can feel overwhelming, unrealistic, or even impossible. But, avoiding it doesn't make it disappear. In this episode, Alpha shares: Why the "I'll deal with it later" mindset is quietly costing you time and money Why wealth is not about earning more, it's about starting and working with what you have now Different investing pathways (property, ETFs, shares, superannuation), and how to choose what suits your personality, age and risk profile Why clarity and knowledge reduces overwhelm instantly How small, incremental actions shift your financial future dramatically The emotional patterns of hoarding vs spending, and how to find balance Why money gives you one powerful thing above all else: choice How the Money Pie Framework connects your day-to-day cashflow with long-term wealth If you've been telling yourself: "I don't have time." "I don't earn enough." "It's too complicated." "It's too late for me." This episode is your gentle wake-up call. Because you are not behind. You are not incapable. You are not bad with money. You've just been stuck in survival mode. And it's time to shift.

  18. 197

    Ep201 Why Wealth is Available to You

    Wealth. It's a word that can trigger excitement… or a full-body freeze. In this episode of Money with Alpha, I'm unpacking why wealth is absolutely available to you, even if: No one in your family has ever been wealthy You think you're "bad with money" You believe you don't earn enough to invest You feel like managing money is complex, time-consuming, or overwhelming I'm breaking this down into seven key areas that shift you from doubt and avoidance into clarity, confidence and momentum. In This Episode We Cover: Identity & Beliefs The stories you've absorbed about who you are, "I'm not good with money," "I make bad decisions," "We're not wealthy people", and how those beliefs quietly shape your financial results. Habits & Stories How beliefs create habits (late payments, minimum repayments, avoiding investing) and how those habits reinforce the same old story. Defining Wealth Wealth doesn't have to mean private jets and millions in the bank. For many women, wealth is about choice. What does it mean for you? Purpose Why building wealth just for "more money" rarely works, and how aligning it to your values changes everything. Confidence Confidence isn't something you wait for. It's built through small, consistent action. Calm (Hint: Automation) How systems and automation remove the mental load and create physiological calm around money. Momentum Why momentum, not perfection, is what accelerates wealth. This episode is your invitation to stop outsourcing your financial power and start building wealth in a way that feels aligned, calm and possible. You can do this. Now it's time to believe that you can.

  19. 196

    Ep200 Navigating Steep Learning Curves

    In this 200th episode of Money with Alpha, I take you behind the scenes of building my new financial app, and the unexpectedly powerful parallels it revealed about women and money. I am not a tech person. In fact, I've been on one of the steepest learning curves of my life, navigating tech stacks, hosting regions, API keys, compliance requirements, and software integrations. There were days when my head felt like it might explode. And then it hit me: This is exactly how many women feel about money. Not incapable. Not unintelligent. Just unfamiliar with the language, systems, and tools. In this episode, I unpack the five biggest hurdles I've encountered while building the app, and how they mirror the common blocks women face when managing money: Language – Jargon creates overwhelm. Knowledge gaps – Not knowing where to start. Cost (visible and invisible) – The price of action vs. the price of inaction. The Build – Creating visibility and systems. The Tech/Tools – Finding the right tool changes everything. You'll hear why: You don't need to be a "numbers person" to build wealth. Investing doesn't have to be complicated (hello ETFs and micro-investing). The real cost is often doing nothing. The right tool can fast-track your confidence and clarity. You are not behind, you're simply on a learning curve. This episode is about empowerment. If I can build a tech app from scratch with zero background, you can absolutely learn to manage and grow your money. You might not be there yet, but you are getting there. 🎧 Listen now 📌 Join the waitlist for the upcoming app at www.money-madesimple.com.au

  20. 195

    Ep199 - How to Reach Your Number

    So much of the anxiety we feel around money doesn't come from a lack of income, it comes from a lack of clarity. In this practical and grounding episode of Money with Alpha, Alpha walks you through a simple but powerful exercise to help you identify your retirement number. Not to overwhelm you, but to give you something solid to aim for. If the future feels like a big black hole… If you're doing "all the right things" but still feel unsure… If money feels like one more thing you don't have the mental space to deal with… This episode is for you. Alpha breaks down: Why uncertainty fuels money anxiety How having a number changes your present-day decisions A simple, step-by-step way to calculate your retirement target How to assess your current net worth (without judgment) What to do once you see the gap, and why it's not as scary as it sounds The small, realistic money levers that actually move the needle Why momentum matters more than perfection This isn't about scrimping, sacrificing, or living a joyless life now for a future that may never come. It's about clarity, intention, and balance, so you can enjoy your life now and later. 🎧 You may want a pen and paper for this one or listen once, then come back to it. 🔗 Join the waitlist for Alpha's upcoming app (designed to make all of this easier): 👉 www.money-madesimple.com.au 

  21. 194

    Ep198 Your Nervous System & Wealth

    There is a lot of focus and information on "money mindset", and while that is important, it misses how your body responds to money.  This applies to what you currently have or don't have, and where you want to be (which is often an arbitrary "I want more money").   Before you can have more, your body needs to recognise and feel that it's safe to have more, and that's where your nervous system comes into it. In this episode of Money with Alpha, Alpha explores the powerful (and often overlooked) relationship between your nervous system and your financial capacity. Drawing on her own journey, including personal growth, and years of working with women around money, Alpha unpacks why sudden financial growth can feel unsafe, why incremental change matters, and why success can feel more threatening than failure. This episode is for you if you: Feel like you want more money, but struggle to hold onto it Notice self-sabotage when things start going well Feel conflicted between wanting more and judging yourself for it Know you need both practical money systems and emotional safety In this episode, we explore: Why success (not failure) often disregulates the nervous system The difference between safety and security with money Why lottery winners often lose everything Money as energy: inflow, outflow, and intentional circulation How confidence is built through small, consistent actions Why self-judgment is more damaging than external judgment How clarity, visibility, and flexibility support financial growth Alpha invites you to reflect on where you are right now: safety, security, energy, confidence, or judgment, and how you might begin expanding your capacity to hold more, without overwhelming your system. 🎧 Listen now and discover how to grow your wealth without overloading your nervous system.

  22. 193

    Ep197 How I Invest

    Investing can feel like a black hole: confusing, intimidating, and risky, especially when you've worked hard for every dollar you've earned. In this episode of Money with Alpha, I share my real, lived investing journey. Not from a financial markets background, but as someone who had to figure it out step by step. I walk you through: The difference between income returns and capital growth (and why this matters more than most people realise) How to understand your risk profile beyond generic questionnaires What diversification actually means (and what it definitely isn't) How I structure my own portfolio, including defensive vs growth assets Why I invest in ETFs and micro-investing Why "time in the market" always outperforms "timing the market" How consistent, boring investing quietly builds wealth over time. This episode is about taking the fear out of investing, simplifying your decisions, and helping you feel more confident taking action, even if you're starting small. 🎧 Listen now and discover why investing doesn't have to feel like gambling.

  23. 192

    Ep196 Date Your Money

    In this episode, Alpha invites you to rethink your relationship with money. Not as something to fear or avoid, but as something to get to know and to come at with curiosity rather than confusion. Using the metaphor of dating, Alpha walks through simple, practical steps to help you reconnect with your finances, gain clarity, and reduce money anxiety. In this episode, you'll learn: Why avoidance makes money stress worse (not better) How your past money "mistakes" can become learning points The five key steps to building visibility and clarity with money Why knowing when bills hit matters as much as how much they are How to create a money date that actually feels supportive Takeaway: Money doesn't need perfection, it needs attention. A little curiosity can transform your entire financial relationship.

  24. 191

    Ep194 Micro-Changes Instead of Resolutions

    Big New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence. Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time. In This Episode, We Cover: Why New Year's money resolutions often fail The role of identity in financial behaviour How beliefs, stories, and language shape your money habits The difference between intentional money management and avoidance Why micro-investing and small automations are so powerful How to create CEO-level clarity without micromanaging your finances Simple micro-actions you can implement immediately This episode is perfect for anyone who feels overwhelmed by money, short on time, or stuck in cycles of avoidance, and is ready for a gentler, smarter way forward. 🎧 Tune in and start building momentum through micro-changes.

  25. 190

    Ep193 Alpha's Money Story

    In this solo episode, Alpha invites listeners behind the scenes of her personal money journey.  From her multicultural upbringing in Australia, shaped by financial scarcity and cultural expectations, to discovering her passion for financial empowerment for women. Alpha dives into: Growing up as a daughter of migrants who had no money when they were growing up How money stories are inherited from generations before us — even when no one talks about money directly Why she became a "squirreler" with money, and the pivotal moment she realised she needed to learn how money really works The career path that didn't fit — including depression, burnout, and a brave leap into something new The spark that led her to financial education, property investing, and ultimately launching Money Made Simple How her love of travel helped her reconnect with joy and lifestyle vision in mid-life Why the Money Pie framework was born, and why "simple + intentional" will always beat complexity ✨This episode is your reminder that your past does not dictate your financial future, and that it's never too late to rewrite your money story with intention.

  26. 189

    Ep192 What Financial Advisors Do with Dylon Mackriel

    In this episode of Money with Alpha, Alpha sits down with financial advisor Dylon Mackriel, founder of DreamWise Financial Services, to unpack what financial planning actually involves — beyond the jargon, beyond the misconceptions, and beyond the old-school commission-driven model many people still fear. Dylon shares his personal journey from South Africa to Australia, shifting from accounting into financial planning, and why the emotional side of money plays such a huge role in his work. You'll hear: ✨ In this episode, we explore: Why everyone earning an income can benefit from financial advice What financial planners do beyond investing How superannuation, insurance, and retirement strategies really work The truth about self-managed super funds (SMSFs) — who they're for and who they're not ETFs vs direct shares vs SMAs (and why diversification is essential) How to choose the right advisor, and why education is a non-negotiable part of quality advice The emotional and behavioural side of money Dylon's personal money story, including growing up with limited resources and how that shaped his mission This is an empowering conversation that helps remove the mystery from financial planning — so you can make smarter decisions, feel more confident, and understand the mechanics behind wealth-building… at any age. Connect with Dylon: DreamWise Financial Services – DreamWise Financial Services Dylon Mackriel | LinkedIn

  27. 188

    Ep191 Human Design with Selena Hillier

    In this enlightening episode of Money with Alpha, Alpha Schulte sits down with Selena Hillier, Human Design practitioner, life coach, and corporate leader turned soul-led entrepreneur. Together they explore how understanding your unique Human Design type can unlock self-acceptance, release shame, and create alignment in every area of life — including money. Selena shares her journey from corporate sales manager to Human Design guide, explaining how this blend of science and spirituality helps people reconnect with who they truly are. She and Alpha discuss practical ways to apply Human Design in relationships, parenting, business, and even how we relate to money. From breaking free of conditioning and "shoulds," to accepting your natural energy flow, this conversation will inspire you to live—and spend—more consciously and authentically. Key Takeaways Human Design blends science and spirituality using birth data to reveal how you're uniquely wired. Five energy types—Manifestor, Generator, Manifesting Generator, Projector, and Reflector—each operate differently. Self-awareness leads to self-acceptance. Understanding your design removes shame and judgment. Parenting and relationships transform when we honour how others are designed to operate. Money blocks often mirror conditioning. Human Design helps uncover energetic patterns behind financial habits. Goals aren't for everyone. Some people thrive through flow and intuition rather than rigid planning. Connect with Selena Hillier Instagram: www.instagram.com/selena_hillier_/ Website: www.pivotalmoments.com.au

  28. 187

    Ep190 2025 Reflections: Life & Money

    In this reflective episode, Alpha takes you behind the scenes of her 2025 wrap-up — the highs, the lows, the unexpected, and the profoundly transformative. Using her five-part reflection framework (What worked well? What didn't? What did I learn? What do I want more of? What do I want less of?), she shares the real human side of a year filled with growth, disruption, loss, clarity, and powerful financial lessons. You'll hear: ✨ What Worked Well Attracting aligned, entrepreneurial clients who value clarity and empowerment Beautiful stories of couples leaning into shared financial understanding How the Money Pie again proved its power — helping Alpha redirect an extra $12,000 toward her daughter's school plan without sacrificing lifestyle Wins in personal investing and steady long-term growth 💔 What Didn't Go as Planned Delays in launching her software and writing her book A challenging year caring for her father and processing his unexpected passing The shock of funeral expenses — and why emergency funds matter more than we realise The true cost of international travel and the sting of exchange rates 📚 What She Learned The absolute necessity of buffers and emergency funds The importance of transparent financial conversations with family How settling an estate reinforces why wills, enduring powers of attorney, and paperwork matter A deep dive into investment strategies, lump sum decisions, ETFs, super, tax implications, and the emotional side of investing The reminder that clarity comes from education, support, and time — not rushing big financial decisions 🌱 What She Wants More Of in 2026 Calm, joy, and lightness Community, connection, and a safe space for women to talk about money Giving and receiving support (even when it feels uncomfortable) 🔻 What She Wants Less Of Heavy energy, drama, and emotional depletion Busyness that takes her away from creativity and presence Energetic disruptions that drain instead of empower. 📈 Financial Themes Emerging for 2026 Volatile markets and political uncertainty Further increases in property prices and the pressure this puts on buyers The continued rise of ETFs and why they're changing the game Why long-term investing beats market-watching every single time The possibility of interest rate increases — and what that means for your budget. Alpha also shares what's brewing for early 2026: a community-focused program designed to bring women together to grow, learn, and create empowered money momentum. This episode invites you to pause, reflect, and think about your own year — financially, emotionally, and personally — so you can step into the new year with clarity and intention.

  29. 186

    Ep190 Dream BIG with Billie Sharp

    In this inspiring episode of Money with Alpha, Alpha sits down with the dynamic Billie Sharp — entrepreneur, public speaker, and founder of multiple thriving businesses — to talk about what it really takes to dream big and create generational wealth. Billie shares her journey from working three jobs as a teenager to becoming the owner of six diverse businesses across industries like tech, e-commerce, and trades. She opens up about: The mindset shift from earning money to creating wealth Building businesses based on real-world gaps rather than rigid plans Using data and intuition to make smart financial and business decisions How she runs multiple companies without running herself ragged Why she and her husband chose to homeschool their daughter and design life on their own terms The lessons she learned from early money mistakes — and how she rewired her habits What generational wealth really means to her (and why it's about more than money) The power of authenticity, confidence, and letting your sparkle shine — even if it's with a tiara! 👑 Billie also talks about her big, audacious goal: to become a billionaire not for status, but to create global change through impact investing — much like the Gates Foundation. 💡 Key takeaway: Money is opportunity. Power is the ability to create change. Dreaming big is not selfish — it's necessary. Connect with Billie Sharp: Instagram: www.instagram.com/billiesharp.official  Facebook: www.facebook.com/billiesharp.official  Website: https://billiesharp.com.au/  The Bizillionaire Academy: https://bizillionaireacademy.billiesharp.com.au/ 

  30. 185

    Ep188 Working to Create Time with Raylz Wynyard

    In this heartwarming and eye-opening conversation, Alpha sits down with Raylz Wynyard, co-founder of a family-run NDIS support service built on empathy, lived experience, and integrity. Raylz shares how her journey began when her son was diagnosed with autism, before the NDIS in its current form even existed, and how that personal experience led her to create a business that does things differently. With her husband and adult children now part of the company, Raylz has built more than a business: she's built a legacy of care, community, and respect for people living with disabilities. They talk about: The personal story that inspired Raylz to start her business The importance of empathy, humour, and humanity in disability care Navigating the financial side of NDIS with fairness and transparency Running a family business (and keeping the peace!) How Raylz's daughter (who works in the busiess), at just 20 years old, has already saved a house deposit Creating a business that gives back time, freedom, and stability for future generations. This episode is a celebration of heart-led leadership, resilience, and the power of aligning your values with your business and money decisions. Tune in if you want to: ✔️ Learn how to grow a service business without losing its soul ✔️ Be inspired by a family who turned adversity into impact ✔️ See what real values-driven entrepreneurship looks like in action.

  31. 184

    Ep187 Feng Shui and Money with Suzanne Butler

    In this episode, Alpha sits down with Feng Shui specialist Suzanne Butler to explore how the energy of your home and workspace influences your money flow, health, and overall wellbeing. Suzanne shares her fascinating journey from the Australian Defence Force to becoming a sought-after Feng Shui expert, helping clients transform chaos into clarity — both energetically and financially. They dive deep into how clutter, blocked spaces, and even the position of your desk can affect your sense of worthiness and ability to attract abundance. Suzanne's story of financial turnaround — from toxic relationships and debt to flow and prosperity — illustrates just how powerful intentional space design can be. In this episode, you'll learn: Why your environment mirrors your inner state (and your bank balance) How clutter, disorganization, and "energy hoarding" create financial blockages The subtle link between worthiness, self-belief, and money flow Practical Feng Shui tips to invite abundance into your home and business The importance of decluttering as an act of self-respect and empowerment Resources Mentioned: www.harmonisingEnergies.com – Suzanne's website with free quizzes Suzanne's podcast WTF is Feng Shui Follow Suzanne on Instagram (@harmonising_energies_fengshui) and Facebook at harmonisingenergiesfengshui

  32. 183

    Ep186 - Wholisitic Healing with Jayde Celieste

    In this episode: The surprising link between your skin health and emotional health How somatic awareness and nervous system regulation can change your energy and appearance Why your body literally stores emotions — and how to listen to its signals What emotional anatomy and face reading can reveal about your inner world How your subconscious beliefs about money are reflected in your body Practical ways to ground, rebalance, and build emotional resilience Key quote: "You can make as much money as you like if you're willing to work on the beliefs your body is holding." Connect with Jayde: 🌐 www.jaydecelieste.com 📸 Instagram: @jayde_celieste 📘 Facebook: @jayde.philips

  33. 182

    Ep185 Money School Fundamentals

    In this episode of Money with Alpha, we dive into what I like to call Money School — the foundational lessons we all wish we'd been taught about money, but weren't. Just like school gave us structure for learning, we can create our own curriculum for financial wisdom — one that blends knowledge with experience and real-life relevance. There is an upside to learning about money as an adult - we have real-world experience which makes us (hopefully) better able to understand how to apply what we learn to our lives.  The wisdom that comes with age gives us an advantage here! Alpha walks through the five core fundamentals of Money School, helping you move from confusion to clarity, and from reaction to intentional action with your money. In This Episode, You'll Learn: What money really is – beyond numbers and emotions, it's simply a tool for value exchange. How much money you truly need (and want) – and why clarity here changes everything. How you earn – identifying ways to earn aligned with your skills, passions, and lifestyle. What to do with the money you earn – learning the balance between saving, spending, and investing. Why automation is freedom – how setting systems helps you stress less and live more. Key Takeaway: Money is a tool, not a test. When you understand how to earn, use, and automate it, you unlock the freedom to focus on what really matters — living the life you choose. 👉 Listen now to start building your own Money School toolkit for a simpler, calmer, and more abundant financial life.

  34. 181

    Ep184 Myth #4: I'm Not Good at Maths

    In this episode we go through: Why school-style maths and real-life money skills are different The 5 levers that matter more than maths: Beliefs, Technology, Knowledge, Clear Actions, Consistency How to use calculators and automation so progress happens on autopilot The mindset shift from "I work for money" to "money works for me" Practical micro-actions you can take this week (no equations needed) Key takeaways: Remove the label "bad at maths"—it's not a useful metric for money success Use technology to calculate; use your judgment to decide Start small (automate $50/month, review subscriptions, set a monthly money date) Consistency compounds confidence. Take one small action towards your financial health today!

  35. 180

    Ep183 MYTH #3 I Don't Have the Time to Sort out My Money

    In this week's episode of Money with Alpha, we're tackling one of the most common excuses women make when it comes to managing their money — "I don't have time." Alpha breaks down why this belief is just another myth that keeps you from financial clarity and freedom. Through five practical steps — Beliefs and Stories, Clarity, Visibility, System, and Flexibility — you'll discover how to make space for your money without feeling overwhelmed or deprived. You'll also hear personal stories and relatable examples (including a hilarious one involving a stuffed crocodile!) that remind us how easily we can find time and money for what truly matters — when we decide to. In this episode, you'll learn: Why "not having time" is a story you can rewrite. How your money beliefs may be quietly sabotaging your progress. Why clarity about what lights you up is essential to building financial freedom. The power of visibility — seeing your money clearly and without fear. How to create a simple, flexible system (like the Money Pie framework) that fits your lifestyle.

  36. 179

    Ep182 MYTH #2 It's Too Late to Invest

    In this episode we dismantle the belief that you've missed the investing boat because you are too old. Alpha walks you through the five-step pathway:  Clarity  Knowledge Know Yourself Plan Action. Plus, simple compounding examples, how to think about superannuation (retirement savings) + property, and what to do next.   You'll learn: How to define a lifestyle-aligned investing target Why women's investing strengths give us an edge A simple compounding play you can start this month How to sense-check risk with your nervous system Your three levers: investments, superannuation, and debt reduction.

  37. 178

    Ep180 MYTH #1 Money is Complex & Overwhelming

    In this episode of Money with Alpha, we tackle one of the most common myths holding women back from financial empowerment: that money is complicated and overwhelming. Alpha shares five simple, practical shifts — clarity, visibility, habits, beliefs, and chunking things down — to help you take the mystery (and fear) out of managing your money. Whether you're an entrepreneur juggling business and personal finances or simply ready to stop procrastinating, this episode will show you that money can, in fact, be simple. You'll learn: Why clarity on your lifestyle vision is the key to financial direction How visibility over your money reduces fear and confusion The role habits play in creating ease with money How to recognise and rewrite limiting money stories The power of taking small, consistent steps Listen in and discover how to shift from overwhelm into confidence and choice.

  38. 177

    Ep181 Selling Paradigm Shift with Maree Kirkpatrick

    In this powerful conversation, Alpha and Maree dive deep into the heart of selling — and why traditional "hustle" sales tactics no longer work for modern, service-based women in business. Maree shares her approach to sales that's all about connection, service, and genuine care — without the pressure or "ick factor." They unpack the difference between marketing and sales, why most business owners are "pouring water into leaky buckets," and how women can confidently sell from a place of value, integrity, and empowerment. You'll Learn: Why sales is not about pushing or persuading — it's about helping. The critical distinction between marketing (getting leads) and sales (converting leads). Maree's seven-step sales process and why 80% of sales success happens in the first two steps. How niching by values — not industry — can transform your business. The connection between money flow, mindset, and your ability to sell confidently. Why the sales conversation doesn't end when a client says yes — it's just the beginning. About Maree: Maree Kirkpatrick is a straight-talking, big-hearted sales strategist helping women in business transform how they think and feel about selling. Through her Her Sales Club community and workshops, she teaches women how to sell with confidence, connection, and heart — and build sustainable, profitable businesses without the burnout. Maree's in-person event on the Gold Coast: www.mareekirkpatrick.com/sorted

  39. 176

    Ep179 Experiences are Powerful

    In this reflective episode of Money with Alpha, I share some personal lessons from navigating grief, decluttering a lifetime of possessions, and rediscovering what truly matters. It's about more than money—it's about experiences, relationships, and creating a life aligned with your values. You'll learn: Why experiences often bring more joy than "stuff" How curating the right relationships strengthens your confidence The power of tracking and capturing your journey Why financial empowerment isn't about how much you spend, but the freedom to choose Simple ways to challenge old patterns and design a money system that works for you If you're ready to move beyond comparison, embrace clarity, and fund your fun, this episode will inspire you to reflect—and act. 👉 Tune in now and let's talk about creating the empowered life you deserve.

  40. 175

    Ep178 Systems to Help You Scale with Jodie Eade

    In this episode, I sit down with Jodie Eade, a Business Consultant who specializes in Business Systems to explore how simple systems and everyday habits can transform the way you manage money in both business and life. We talk about why systems matter, how habits build financial confidence, and why chasing quick fixes without structure only leads to burnout. You'll also learn a simple playbook you can use to get clear, take control, and finally feel empowered in your financial journey. What You'll Learn in This Episode: Why systems aren't about restriction—they're about freedom. How habits and routines can create money confidence. The danger of shortcuts and quick fixes without structure. A simple 5-step framework to set up your financial playbook. How to overcome fear of success and step into empowerment. If you've ever felt overwhelmed by money or unsure where to focus in your business finances, this episode will give you clarity, confidence, and actionable next steps. Resources & Links Mentioned in This Episode: Jodie Eade – Business Consultant Free strategy session

  41. 174

    Ep177 Money Momentum Pathway

    Money isn't just about numbers—it's about freedom, choices, and building the life you want. But for many women, managing money feels overwhelming or unclear. In this solo episode, I introduce you to the Money Momentum Pathway, a powerful framework designed to help you move from financial confusion to confidence. The pathway is built on three key pillars: Clarity – getting clear on your values and long-term vision so money supports what matters most. Visibility – seeing where your money is going and how it's working for you. Flexibility – adapting your financial plan as your life, priorities, and goals evolve. Together, these three elements create momentum—and with momentum comes motivation. Instead of worrying about "sticking to a budget," you'll find yourself asking, "How much more can I invest this month?" This episode will inspire you to look at money differently—not as something to restrict you, but as a tool to create freedom, security, and joy. What You'll Learn in This Episode: Why clarity about your values is the foundation of empowered money decisions. How financial visibility shifts you from feeling out of control to confident. Why flexibility is essential as life and goals evolve. How momentum makes managing money feel natural, purposeful, and exciting. Resources & Links: Join the waitlist for the Money Momentum Pathway

  42. 173

    Ep176 Busting Crypto Myths with Sujit Menon

    Having been increasingly "crypto curious", I realised that Sujit Menon has been in this world for many years, and loves sharing what he knows.  In this week's episode we talk about: What actually is money What is Bitcoin and how is it different to other cryptocurrencies How does investing in Bitcoin work, and why it's something we should all be thinking about adding to our portfolios What Bitcoin is going to look like in the future.   A valuable conversation, and one that will get your head reeling!

  43. 172

    Ep175 Breaking Patterns Holding You Back with Isabella Bucciol

    Money isn't just about dollars—it's about stories, beliefs, and patterns we often inherit without even realizing it. In this episode, we dive into how women can uncover hidden money stories passed down through generations, and how to finally break free from patterns that keep you stuck. You'll learn why money is best seen as a tool, not a burden, and how family history can quietly shape your financial decisions. Plus, we'll explore practical steps to start shifting your mindset and building systems that support your financial empowerment. If you've ever felt like you're working hard but not moving forward, this episode will give you the clarity and confidence to start rewriting your money story. What You'll Learn: How unconscious family patterns shape your relationship with money Why money itself is neutral (and how to start using it as a tool) The hidden "loyalties" that keep you repeating financial struggles Simple, practical steps to claim your financial power Here is where you can find out more, and book in for the Family Constellation - Money Workshop in Brisbane on Saturday 20 September, 2025 - Group Work - Mind and Soul Nurturing

  44. 171

    Ep174 Own Your Path (& Media) with Prosper Taruvinga

    What does it really mean to be financially empowered? In this inspiring episode, I sit down with Prosper Taruvinga, who grew up in Zimbabwe during hyperinflation before moving to Australia to build a thriving business. His story is one of resilience, vision, and the power of owning your money mindset—and your media. We explore: The "money language" we absorb in childhood and how it shapes our decisions Prosper's journey from survival to entrepreneurship Why financial literacy is built step by step, not overnight How to avoid relying too heavily on external systems like social media The importance of creating platforms and processes you truly own If you're a woman business owner who wants to be financially self-empowered, this conversation will help you shift from survival mode to growth mode—and remind you that your past does not define your financial future. Resources and Links: Connect with Prosper Taruvinga on LinkedIn Learn more at Live Long Digital Find Prosper's new book on Amazon For more episodes, visit Money Made Simple

  45. 170

    Ep173 My Monthly Money Routine

    Ever wondered how to keep your finances on track without spending hours every week? In this episode of Money with Alpha, I share my personal monthly money routine—a simple yet powerful process I use to stay in control of both my business and personal finances. You'll learn: Why having a regular "money date" is the key to financial consistency The exact steps I take each month to review my business performance and personal spending How I use my "money pie" method to make sure every dollar has a purpose The importance of buffers (and how they saved me from extra stress during a family emergency) How to shift your mindset so your finances become an enabler, not a restriction Whether you're a business owner or simply want to feel more confident with your money, this episode will help you build a routine that works for your life. No overwhelm, no guilt—just clarity and empowerment. Resources & Links Mentioned: Connect with me on Instagram: @alphamoneymadesimple Visit my website: www.money-madesimple.com.au  If you enjoy this episode, please subscribe and leave a review—it helps more women take control of their money and their future.

  46. 169

    Ep172 Power of the Money Pie Framework

    In this episode of Money with Alpha, I'm diving deep into my Money Pie Framework — a simple yet powerful system I first created for myself and have now shared with countless clients. If you've ever felt overwhelmed by your finances, uncertain where your money is going, or guilty about spending, this framework can help you find clarity, confidence, and freedom. You'll discover the three core pillars of the Money Pie Framework — Visibility, Clarity, and Flexibility — and how they work together to help you see exactly where your money is, align it with what truly matters to you, and adapt as life changes. I share personal stories, client examples, and practical tips for setting up your own money pies in both your personal and business finances, so you can plan ahead without feeling restricted. Whether you want to save for a holiday, pay off debt, prepare for retirement, or simply feel more organised, the Money Pie Framework will give your money purpose — and remove the stress of financial decision-making. What You'll Learn in This Episode: Why simplicity is the key to financial empowerment. How to create separate "money pies" for personal and business finances. The importance of Visibility — knowing exactly what's coming in and going out. How Clarity around your vision and values stops impulse spending. How Flexibility helps you adapt to life's changes without financial chaos. Real-life examples of how the framework has saved clients stress — and even relationships. Resources & Links Mentioned in This Episode: Book a free Clarity Chat with Alpha to explore your own Money Pie Framework. Related episodes: Separating Your Business and Personal Finances Why You Need a Fun Fund

  47. 168

    Ep171 What We All Think But Don't Say About Money

    In this deeply relatable episode, Alpha opens up about the emotional side of money—the unspoken reasons why so many of us procrastinate when it comes to our finances. From the fear of judgment to the comfort of familiar (but unhelpful) habits, she dives into five key reasons we put off dealing with money matters, even when we know it's important. Whether you're avoiding your bills, putting off switching providers, or just feel like you "should be better at this by now," this episode reminds you that you're not alone—and you're not broken. 💡 In This Episode, Alpha Shares: Why self-judgment is the real fear behind feeling judged by others How to keep what you love (like coffee or chocolate) and still be smart with money The myth that managing money is "hard"—and how to simplify it Why shame and guilt hold us back from progress How familiarity with discomfort keeps us stuck—and how to gently move forward ✨ Takeaway Message: You don't need to overhaul your finances overnight. Financial empowerment is built through small, safe, and intentional steps that honor where you are now. It's time to bring kindness into the conversation about money—and release the guilt.

  48. 167

    Ep 170 Why I Love Talking About Money

    For many of us, money was a taboo topic growing up. It wasn't something we talked about—it was something we worried about in silence. In this episode, I'm sharing why I love talking about money and why opening up these conversations is the first step to financial empowerment. In this episode I talk about: ✨ why money is simply energy and how that changes everything ✨ how money gives you freedom, choices, and the ability to help others ✨ the importance of breaking the cycle of shame around money conversations ✨ simple ways to start talking about money with your family and friends Let's take the fear out of finances and start creating a healthy, empowered relationship with money. 🎧 Tune in now and let's normalize money conversations!

  49. 166

    Ep 169 Your Time is Now

    In this heartfelt and empowering episode, I share a deeply personal reflection inspired by recent life events that reminded me how precious our time really is. I explore the five "C's" that can transform not only your business but your entire approach to life: Clarity, Courage, Confidence, Commitment, and Consistency. As women business owners, we often put our own dreams on hold while taking care of everyone and everything else. This episode is your invitation to pause, reflect, and reclaim your power. I'll guide you through practical ways to: ✅ Gain clarity about the life and business you truly want ✅ Build the courage to step outside your comfort zone ✅ Grow your confidence to make bold decisions ✅ Commit to your vision and values (while giving yourself grace to pivot) ✅ Stay consistent to create long-term success If you've been waiting for the perfect time to prioritize yourself and your goals, this is your reminder: Your time is now. 🎧 Tune in and take the first step toward an intentional, aligned, and abundant life.

  50. 165

    Ep168 Clarity on Strategy and Growth with Paul Farmer

    What does business growth mean to you?  What do you think is even possible? These are important questions to ask yourself and to clarify as you build a business.  Otherwise, you become reactionary and may end up building a business that feels more like a cage. Speaking with Business Mentor and Strategist, Paul Farmer, we delve into these topics and more, also talking about what strategy even is, and why it's so important. Here is how you can connect with Paul: Business Coaching, Consulting & Strategies | Mentoris Group Paul Farmer | LinkedIn

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ABOUT THIS SHOW

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!

HOSTED BY

Alpha Schulte

Frequently Asked Questions

How many episodes does Money with Alpha have?

Money with Alpha currently has 50 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Money with Alpha about?

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. ...

How often does Money with Alpha release new episodes?

Money with Alpha has 50 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Money with Alpha?

You can listen to Money with Alpha on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Money with Alpha?

Money with Alpha is created and hosted by Alpha Schulte.
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