Navigating Retirement Podcast
by Seaside Wealth Management
Welcome to Navigating Retirement, a friendly conversation on all things finance for retired people and those getting ready for retirement. Join hosts Brad Lineberger, CFP® & Matt Callahan, CFP®, as they discuss topics such as investing, retirement, Social Security, estate planning, taxes, current events, and more. 👉Website: https://seasidewealth.com/🤔Questions for Brad? [email protected]🤔Questions for Matt? [email protected]📱Give us a call: (760) 730-8120
Episodes
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How to Talk to Your Aging Parents About Their Money [Ep 49]
Is talking openly about money with aging parents really necessary — or can it wait? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan share what happens to families who skip this conversation, and give you a clear framework for having it…
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Should You Downsize Your Home in Retirement? [Ep 48]
Is selling your home and downsizing in retirement actually a smart move — or a costly mistake? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan break down the real pros, cons, and tax consequences of downsizing, so you can make the right…
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3 Ways To Make RMDs Work For You [EP 47]
Are required minimum distributions creating tax bills you weren't expecting in retirement? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan break down three strategies to lower your RMDs, reduce your lifetime tax bill, and stop overpaying…
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What Happens to Your Retirement Plan If You Get Divorced? [EP 46]
Is a late-life divorce putting your retirement at risk? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan break down the financial moves you need to make — and the costly mistakes to avoid — when divorce happens after 50. They cover how a…
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The 5 Biggest Retirement Tax Mistakes Made at Filing Time (And How to Avoid Them) [Ep 45]
Are you unknowingly handing the IRS more than you owe? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan walk through the five biggest retirement tax mistakes made at filing time — covering tax gain harvesting at the zero-percent capital…
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Is One Million Dollars Enough to Retire? [Ep 44]
Wondering if a million dollars is actually enough to retire on? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan break down everything you need to know about retiring with $1 million — covering the three tax buckets, the updated 5% safe...
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Should You Claim Social Security at 62, 67, or 70? [Ep 43]
Confused about when to claim Social Security? In this episode of Navigating Retirement, Certified Financial Planners Brad Leibberger and Matt Callahan break down everything you need to know about claiming at 62, full retirement age, or 70 — so you can make the smartest decision for your…
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10 Retirement Questions Every Pre-Retiree Asks (Answered By CFPs) [Ep 42]
Planning your retirement requires clear answers to critical financial questions that determine your future security. In this episode, Certified Financial Planners Brad Lineberger and Matt Callahan tackle the ten most frequently asked pre-retirement questions from their community classes. They…
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Who We Are: Brad Lineberger, CFP® & Matt Callahan, CFP®
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthAfter 40 weekly episodes, we thought it was time to do an episode where we tell you all about who we are as people outside of work, our journey into financial advising, and what drives us to help...
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Active Investing vs Passive: Which Actually Wins in Retirement? 🎧 [Ep 40]
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealth Investing is fun, and with technology, it's easier than ever to trade. But there are a lot of risks that increase with active investing. On today's show, Matt and Brad debate which strategy is...
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The Real Power of Having Cash Nobody Explains
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthWarren Buffett says cash is a bad investment. Is that actually true? If you're close to or in retirement, does it make sense for you to have some cash on hand to pay less tax and increase your...
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Wall Street Got 2025 WRONG | Here's What They're Predicting for 2026
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad discuss what would have happened to you if put the predictions of Wall Street into action in 2025. They also discuss what they think will happen in the markets in...
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2026 Money Goals: What's Really Going to Work?
Welcome to 2026! 🎇 Matt and I are here to guide you through some smart financial planning to set yourself up for long-term success. We'll share essential money tips and strategies for effective financial management to help you achieve financial success. This year, focus on goal setting to build...
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Protect Yourself From Running Out of Money in Retirement
In this episode, Matt and Brad discuss if the 4% is still practical these days and some strategies for how to manage your withdrawals in retirement. Welcome to Navigating Retirement! A fun and friendly conversation on helping you reduce the fear of running out of money in retirement and build...
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2026 Wealth Blueprint: Our Top Money Strategies
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad ring in the New Year with some sound strategies for you to add to your list of financial goals to help you build wealth and retire in style. Welcome to Navigating...
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Building Wealth Includes Paying Less Taxes w/ Jake Lincoln CPA 🎧 [Ep 34]
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad welcome special guest Jake Lincoln, CPA of Coastal Tax Advisors to discuss the importance of tax planning and tax loopholes that are often underutilized to build...
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2025 Investing Year In Review
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad discuss the wild ride of the stock market in 2025. If you're an investor, you've seen some highs and lows this year. Hopefully, you ended up in the green, but if…
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Our Top 3 Tax Dodging Strategies
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad discuss their best tax dodging strategies they've used for their clients. You have the right to use every tax rule that you can to lower your lifetime tax bill. Pay...
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How To Rebalance Your Portfolio
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad discuss how, why, and when to rebalance your portfolio. What should you buy, sell, or hold? The end of the year is a good time to rebalance your investments, but you...
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Smart Year-End Money Moves for 2025
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIn this episode, Matt and Brad discuss all the smart moves you can make before the end of the year to set yourself up for success in 2026. Do these now! Welcome to Navigating Retirement! A fun and...
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Best & Worst ETFs for 2026
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthCurious about investing with ETFs? In this episode, Matt and Brad look at the best and worst ETFs of 2025 to help you plan for 2026. They also help you understand what ETFs are and how they work…
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How YOUR Investments Are Taxed
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthIt's the end of the year, and the IRS is eyeing up how to tax your investment profits. In this episode, Matt and Brad explain all the various ways your investments will be taxed and cover some…
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A Ramsey Trusted Pro Talks Long Term Care Insurance
Did you know that 7 of 10 retirees today are going to need long-term care in their lifetime? The odds are against you if you think that you'll be one of the lucky 3 who don't need it. On today's show, Brad and Matt welcome Christina Frey from Frey Insurance to discuss why exploring Long Term Care...
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What's Retirement Actually Like? New Retiree Speaks!
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthAre you prepared for all the expenses you'll face in retirement? In this episode, Brad Lineberger, CFP®, and Matt Callahan, CFP®, highlight the importance of creating a solid retirement budget....
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Secrets To OPTIMIZE Your Retirement Plan
✅ Schedule a Retirement Strategy session with us here: https://7ym2vglvi6z.typeform.com/SeasideWealthAre you prepared for all the expenses you'll face in retirement? In this episode, Brad Lineberger, CFP®, and Matt Callahan, CFP®, highlight the importance of creating a solid retirement budget....
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How to Spend Smartly When You Retire!
✅ Register NOW for our FREE Social Security Live Webinar Q&A on 10/22/25: https://keap.seasidewealth.com/ss-oct-15-event-registration.htmlAre you prepared for all the expenses you'll face in retirement? In this episode, Brad Lineberger, CFP®, and Matt Callahan, CFP®, highlight the importance of...
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The Hidden Investing Danger That Can Wreck Your Retirement!
Are you prepared for the sneaky retirement risk that could derail your plans? Brad Lineberger, CFP®, and Matt Callahan, CFP®, explain the sequence of returns risk in retirement and why it's essential for financial planning for retirement. Learn more about retirement savings and the best…
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What's a Financial Advisor? What Does Fiduciary Mean? What's a CFP®? (We'll Answer Those Questions)
Have you been trying to figure out how to manage your money, especially with retirement planning on the horizon? 🤔 This video explores the role of a financial advisor and how they can help you maximize your savings and overall financial planning. Could wealth management be the key to achieving...
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GREAT DEBATE: Claim Social Security at 62, 67, or 70?
✅ Register NOW for our FREE Social Security Live Webinar Q&A on 10/22/25: https://keap.seasidewealth.com/ss-oct-15-event-registration.html We are addressing the common misconception that Social Security is going bankrupt, offering a crucial social security update. Our discussion includes advice…
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401k Hacks You MUST USE for Retirement
Brad Lineberger, CFP®, and Matt Callahan, CFP®, share why most people who use their 401k as the biggest tool for saving for retirement, don't often understand how to use it to its full potential. In their many years of financial planning, they've found workers often miss out on maximizing their...
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Baby Boomers Prepare: MASSIVE Transfer Of Wealth Has Begun
Brad Lineberger, CFP®, and guest Vince Tiseo, Global Head of Business Strategy for Goldman Sachs, discuss how to prepare yourself and your family for the biggest transfer of wealth in American history. What do you want your legacy to be? Who's important to you? How do you leave money to your…
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Social Security Reform & Your Pension's Future. Will Your Retirement Thrive?
Brad Lineberger, CFP®, and Matt Callahan, CFP®, discuss recent changes in Washington, D.C., and how pensions and Social Security work together, impacting retirement income. Don't be complacent with your retirement planning; stay informed to maximize your benefits. Ensure your financial planning...
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Retiring With $1 Million in 2025: Is It Possible?
Brad Lineberger, CFP®, and Matt Callahan, CFP®, discuss whether $1 million is still enough for a comfortable retirement, especially considering current financial realities; they offer expert insights for retirement planning. Understanding financial planning, retirement income, and retirement...
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Stock Market Secrets No One Told You About!
Brad Lineberger, CFP®, and guest Vince Tiseo, Global Head of Business Strategy for Goldman Sachs, discuss how retirement investing is evolving with Direct Indexing. Direct Indexing is an investment strategy that combines stock market investing with tax advantages. Learn about stock market…
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The Checklist You MUST Have Before Securely Retiring in 2025
Matt, CFP®, and Brad, CFP®, discuss a checklist of all the financial areas you need to consider before retiring in 2025 to avoid retirement mistakes. From investing to Social Security and Medicare to the sequence of returns risks. We cover it all to help you achieve financial security. 👉 Want to...
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The BEST Investment Secrets for a Secure Retirement in 2025
Matt, CFP®, and Brad, CFP®, discuss how retirees can invest wisely to ensure they don't run out of money due to longevity and inflation. They cover strategies to help with retirement planning, focusing on retirement income streams and the importance of a diversified portfolio. Learn how to…
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Are Taxes Stealing Your Retirement Dreams? | The Fishbowl Podcast
Worried about taxes impacting your retirement? Brad and Matt discuss practical ways to lower your lifetime tax bill, offering actionable steps for immediate savings. They emphasize the importance of proper retirement planning and understanding retirement tax strategies. Learn how financial…
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Should You Trust Annuities for Retirement in 2025? | The Fishbowl Podcast
Considering annuities for your retirement? This episode examines the pros and cons to help with your retirement planning. Learn how annuities can fit into your financial plan, and if they are the right investment for your retirement income planning.👉 Want to talk fixed income for your…
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Will Your Retirement Be Safe After One Big Beautiful Bill? | The Fishbowl Podcast
In this episode, Brad and Matt discuss the "One Big Beautiful Bill" and its impact on retirement, Social Security, and investments, offering guidance for financial planning. They break down the key aspects of the bill to help viewers navigate changes and understand its implications for retirement...
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Social Security Will Be Gone in 2034 | The Fishbowl Podcast by Seaside Wealth Managment
By 2034, Social Security may face challenges, impacting investors and retirees; this video explores potential congressional solutions. Understand the implications for retirement planning and how this affects personal finance. Learn how financial planning can help navigate these changes. 👉 Want…
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Investing and War | The Fishbowl Podcast by Seaside Wealth Management
With rising political tensions and the US hitting Iran's nuclear facilities, investors are concerned about the economic impact. This video dives into how war impacts the stock market, the economy, and retirement income. Learn about this geopolitical framework and what it means for your…
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How Investing Is Like Baseball | The Fishbowl Podcast by Seaside Wealth Management
Baseball seasons are long and full of ups and downs. But it's a game of averages, just like investing. In this episode, Brad Lineberger, CFP, and Matt Callahan, CFP, discuss the similarities between baseball and investing. 👉 Ready to create a stress-free retirement? Schedule a FREE intro call…
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All About Bonds | The Fishbowl Podcast by Seaside Wealth Management
Bonds are supposed to be safe and steady. But recently, Bonds have been volatile. What's going on? Brad Lineberger, CFP, and Matt Callahan, CFP, discuss the bond market and their place in a portfolio. 👉 Ready to create a stress-free retirement? Schedule a FREE intro call with us here: 🤝...
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Inheriting Assets, 401(k)s, & IRAs | The Fishbowl Podcast by Seaside Wealth Management
It's time to have a difficult conversation with your parents about money. Why? Because if they leave you assets, you could be stuck with a huge tax bill. Brad Lineberger, CFP, and Matt Callahan, CFP, discuss scenarios on how to inherit assets to pay less taxes. 👉 Ready to create a stress-free...
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2025 Q1 Recap & Looking Ahead to 2026 | The Fishbowl Podcast by Seaside Wealth Management
Brad Lineberger, CFP, and Matt Callahan, CFP, recap all the wild market swings in Q1 of 2025 and use that data to predict what may happen for the rest of the year and 2026. What markets are hot? What futures have cooled? They provide valuable insights. 👉 Ready to create a stress-free retirement?...
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The Rewards of Retirement Planning | The Fishbowl Podcast by Seaside Wealth Management
While it may cause anxiety, taking some time to plan over 30 years of your life can have huge rewards for you and your family. Brad Lineberger, CFP, and Matt Callahan, CFP, discuss the rewards of retirement planning. 👉 Ready to create a stress-free retirement? Schedule a FREE intro call with us...
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Tariffs, Volatility, & Retiring in a Down Market | The Fishbowl Podcast by Seaside Wealth Management
Tariffs are here and causing volatility in the market. Brad Lineberger, CFP® & Matt Callahan, CFP®, discuss how they're helping their clients during this uncertain time. Welcome to the Fishbowl! A fun and friendly conversation on all things finance for folks who are retired and getting ready for...
About this show
Welcome to Navigating Retirement, a friendly conversation on all things finance for retired people and those getting ready for retirement. Join hosts Brad Lineberger, CFP® & Matt Callahan, CFP®, as they discuss topics such as investing, retirement, Social Security, estate planning, taxes, current events, and more. 👉Website: https://seasidewealth.com/🤔Questions for Brad? [email protected]🤔Questions for Matt? [email protected]📱Give us a call: (760) 730-8120
Hosted by
Seaside Wealth Management