PODCAST · education
NGPF Podcast
by Next Gen Personal Finance
Next Gen Personal Finance (NGPF) is a nonprofit committed to guaranteeing that all U.S. high school students receive a personal finance course prior to graduating. NGPF has become the number one source for over 115,000 educators looking for high-quality, engaging personal finance curriculum to equip students with the skills they need to thrive in the future. The organization invests in teacher professional development with live Virtual Professional Development, 11 Certification Courses, and 40+ asynchronous On-Demand modules. All of its curriculum and professional development is provided at no cost. NGPF has been recognized by Common Sense Education as a "Top Website for Teachers to Find Lesson Plans" and also named NGPF a "Selection for Learning." Visit ngpf.org for more.
Episodes
-
Losing Big & The Hidden Costs of America's Gambling Boom
NGPF Speaker Series: Historian Jonathan D. Cohen, author of Losing Big: America's Reckless Bet on Sports Gambling, explores how the rapid expansion of legalized gambling has reshaped American culture, policy, and personal finance. Sports betting is no longer just about who wins the game—and…
more -
On a Mission to Reshape Finance (10 years of Girls Who Invest)
Ten years ago, Seema Hingorani founded Girls Who Invest to close the gender gap in investment management, and today the nonprofit has trained more than 4,000 alumni, partnered with the biggest names on Wall Street, and built one of the most respected pipelines into finance! In this conversation,...
-
The $5 Million Payoff for a Financially Literate High School Graduate
Could the lessons you teach today change your students' financial futures by millions of dollars? In "The $5 Million Payoff for a Financially Literate High School Graduate," Paul Merriman uses historical returns and hypothetical investing scenarios to make the case for starting early, keeping…
more -
Reasons to Invest in Index Funds
Is trying to beat the market actually holding your investments back? In this episode, investing educator Paul Merriman breaks down the case for index funds and explores how fees, taxes, and frequent trading can quietly chip away at your investment returns. He challenges common investing myths,...
-
The Math and History of Investing
Could starting just five years earlier or keeping a little more of your investment returns for yourself really change your financial future by millions? In this episode, investing educator Paul Merriman explores the math and history behind small decisions with potentially life-changing results.…
more -
Unfollow the Algorithm: Teaching Teens to Outsmart Marketing
Linda is the founder of Good For You Money, and she grew up translating bills for her immigrant parents in a two-bedroom apartment shared with strangers. She retired from corporate life at age 36! In this episode, Linda shares how she went from graduating into the Great Recession with five…
more -
Building a World of Money Without Borders with Josh Contreras of Wise
Students are growing up in a 21st century global economy where money moves faster and farther than ever before. This session with the Wise Team will explore how modern financial technology is reshaping the way individuals, businesses, and nations interact economically. Dive into the latest...
-
The Hi-5 Banking Method
Sahirenys Pierce is a financial educator, content creator, and author of The High-5 Banking Method. She will share why so many people struggle with money management despite having access to more financial advice than ever before. She breaks down her refreshingly simple "2 Checking, 3 Savings"...
-
Why Financial Decisions Matter Earlier Than You Think
Fred Miller is a university professor and author of Earlier Than You Think: How Money, Time, and Simple Decisions Shape Your Future, a student-friendly personal finance book born from his two decades of teaching wellness courses. Drawing from his own experience of never having taken a personal...
-
Navigating Retirement, Risk, and Fiduciary Advice
What if the person calling themselves your "financial advisor" is really just a salesperson in disguise? In this episode, Yanely sits down with Pam, an award-winning finance journalist, founder and CEO of WealthRamp, and 30-year champion of fee-only fiduciary advice, who shares how witnessing...
-
Family Finance Trends in 2026
Jonathan Morales, Head of Community Banking at JPMorgan Chase, unpacks viral money trends reshaping how younger generations think about finances. Join the session to explore how transparency, accountability, and digital culture are redefining how families talk about, save, and spend money.…
more -
Panel of Financial Journalists: Investing, Money, & What Students Need to Know
Tune into this live panel discussion of leading financial journalists for an engaging conversation on investing, money management, and the financial knowledge students need to build confident futures. This was live during the NYC FinCamp in August 2026! The panel features Gunjan Banerji of The…
more -
Students Leading the Financial Literacy Movement
Financial education isn't just something that happens to students—many are actively driving the movement forward. In this panel discussion, you'll hear directly from students who are passionate about making financial literacy accessible to their generation. They'll share what sparked their…
more -
Jake Cousineau on the Psychology Behind Financial Decision Making
Jake Cousineau teaches personal finance at Viewpoint School, where what started as one trimester course now reaches nearly every eighth grader plus juniors and seniors. His first book "How to Adult: Personal Finance for the Real World" grew from a short guide for graduating seniors into a text...
-
Bringing "Beyond Belief" to Your Students
What if the most important thing you teach your students about money has nothing to do with budgets, credit scores, or compound interest? What if it starts with what they believe? In this special episode for teachers, Nir Eyal shares key ideas from his newest book, Beyond Belief. He connects…
more -
What the Research Actually Says About Financial Education
For over 12 years, Carly Urban has been researching one question: does financial education actually work? As a Professor of Economics at Montana State University, she's co-authored the most comprehensive meta-analysis of financial education ever conducted, examining 76 randomized controlled…
more -
The Student's Guide to Financial Freedom
Dr. Paris Woods is the bestselling author of The Black Girl's Guide to Financial Freedom. She is a lifelong educator and leading voice in economic mobility and financial empowerment who has been featured in Essence, CNN, and Insider, among others. Her forthcoming book The Student's Guide to...
-
Howard "Pete" Colhoun on Democratizing Investment Knowledge
For decades, Pete Colhoun brought Wall Street to Main Street as a panelist on Wall Street Week with Louis Rukeyser, helping millions of Americans understand investing and the economy. With an MBA from Harvard and experience in senior management at T. Rowe Price and as a general partner at…
more -
Kit Kaufman, NGPF Board Member & Adviser, On His Passion for Financial Education in America
Join us for a conversation with Christopher "Kit" Kauffman, NGPF Board Member and Adviser. He is a former attorney with a unique professional journey from corporate law to financial education advocacy. He will share insights on what motivates his passion for working with the NGPF Team on...
-
Why Tax Literacy Matters with Zoe Callaway of the Tax Foundation
As Vice President of Education at the Tax Foundation, Zoe Callaway oversees TaxEDU, a tax literacy initiative born from a striking discovery: over half of Americans lack basic tax literacy, regardless of age, income, or education level. Even college graduates struggle to identify where the...
-
Why Tax Literacy Matters with Zoe Callaway of the Tax Foundation
As Vice President of Education at the Tax Foundation, Zoe Callaway oversees TaxEDU, a tax literacy initiative born from a striking discovery: over half of Americans lack basic tax literacy, regardless of age, income, or education level. Even college graduates struggle to identify where the...
-
Making Personal Finance Fun and Hands-On with Stephen Day
Ever wonder why some kids reach adulthood terrified of money while others handle it with confidence? In this episode, Yanely sits down with Steven Day, former high school teacher and author of Teach a Kid to Save: A Fun, Hands-On Approach to Building Smart Money Habits, to unpack how a simple…
more -
Lessons from the Front Lines: Credit Abuse Resistance Education (CARE)
Most teens treat credit as a "someday" problem, something for their "old" future selves. A bankruptcy attorney and a credit-scoring expert see exactly where that thinking leads. In this NGPF podcast episode Yanely has a conversation with CARE Chicago volunteers Gene Volchek and Jeff Schwartz, who...
-
Creating Skeptical Financial Consumers with Sheila Bair
In this NGPF Speaker Series episode, former FDIC Chair Sheila Bair joins Tim Ranzetta to celebrate the launch of her new book for teens, How Not to Lose a Million Dollars. Bair explains why she wrote the book, aiming to give young people practical, plain-language guidance on navigating the...
-
Teaching Economic Inequality and Solutions in Personal Finance with Judy Smith
In this episode, Yanely Espinal sits down with veteran Bay Area economics teacher Judy Smith to explore how she integrates a mini-unit on economic inequality and solutions in personal finance within her economics course. Judy explains how, after 20 years of teaching, she shifted her focus from…
more -
Part 3/3: The Real Truth About Educational ROI After High School
In this episode, Mark Salisbury tackles one of the most misunderstood concepts in post-secondary planning: return on investment. He makes the case that ROI genuinely matters, then exposes the shaky data behind popular ROI rankings, using the University of Michigan's College Scorecard numbers to...
-
Part 2/3: The Real Truth About Financial Aid with Mark Salisbury, PhD
Higher ed finance expert, Mark Salisbury, pulls back the curtain on how the financial aid system really works and why it looks nothing like what most families expect. From the FAFSA to the CSS Profile, he explains how colleges use the data families voluntarily provide not to help them afford...
-
Part 1/3: The Real Truth About College Pricing with Mark Salisbury, PhD
Higher education researcher and founder of Tuition Fit and Pathways, Mark Salisbury, explains how college pricing actually works behind the scenes. He debunks four common myths: that all colleges are too expensive, that in-state public universities are always the cheapest option, that net price...
-
Part 4/4: Behind the Curtain with Patrick Geddes
In this episode of the NGPF podcast, investment expert Patrick Geddes pulls back the curtain on the investment industry, breaking down the difference between asset managers and wealth managers and explaining how each gets paid. Geddes walks listeners through the most important questions to ask a...
-
Part 3/4: Turning Goals into Plans with Patrick Geddes
In this episode of the NGPF podcast, investment professional Patrick Geddes walks listeners through the fundamentals of turning financial goals into actionable plans, covering topics like retirement planning, asset allocation, and how time horizons should shape investment decisions. He explains...
-
Part 2/4: Set It and Stick with It by Patrick Geddes
In this episode of the NGPF podcast, investment expert Patrick Geddes breaks down two of the most fundamental concepts in personal finance, asset classes and asset allocation, in a way that's clear, engaging, and immediately usable in the classroom. Patrick argues that asset allocation is the...
-
Part 1/4: Cutting Through the Noise with Patrick Geddes
Investment expert Patrick Geddes cuts through the intimidation and jargon of investing to reveal what truly matters, and what you can safely ignore. Patrick makes the case that good habits, not brilliance, are the real secret to building wealth, using compelling stories like Grace Groner, who...
-
Investing for the Future with David Gardner
In this episode, Tim interviews David Gardner, co-founder of The Motley Fool, about how to make investing approachable for younger learners. David shares the scrappy origin story behind The Motley Fool, two classroom-ready stories to hook teens on stock market basics, and practical ways that you...
-
A Conversation with Teacher of the Year, Chad Mallo
Yanely talks to Chad Mallo, a former loan officer turned award-winning educator, to unpack how early money memories, and a family's bill-paying routines, can shape lifelong financial habits. Chad shares what it really took to leave a two-decade banking career for the classroom, including the...
-
Your Brain on Money with Hanna Horvath
Yanely chats with CFP and financial journalist Hanna Horvath to unpack why money struggles persist even when information is everywhere, and why the real missing piece is often psychology! Together, they explore "money scripts," financial anxiety, and the emotional triggers behind impulse spending...
-
Ted Daniels on Teaching Financial Literacy to Diverse Communities
Tim welcomes Ted Daniels, whose work has helped empower thousands of students through HBCUs and peer-to-peer, student ambassador programs. Ted shares the personal moments that sparked his mission, from balancing a family checkbook in high school to advising federal coworkers who didn't understand...
-
Empowering Financial Success with Intuit Co-Founder, Tom Proulx
Tom Proulx shares the story of how he co-founded Intuit and created Quicken in his Stanford dorm room in 1983 after a chance meeting with Scott Cook outside the engineering library. Proulx explains how they revolutionized personal finance software by focusing on what customers actually wanted: to...
-
Building Winning Cultures with Andrew Wasynczuk
In this NGPF Speaker Series conversation, former New England Patriots COO Andy Wasynczuk shares how a chance connection led to a surprising career pivot into pro sports leadership. He connects early money lessons from his immigrant upbringing to real-world decisions behind running a team, from...
-
Siddharth Tripathi's Mission to Revolutionize Financial Literacy
In this NGPF Speaker Series episode, Tim Ranzetta interviews high school junior Sid Tripathi, founder of the Dollar Investigators, a youth-led initiative teaching elementary students foundational money skills. Sid shares how family conversations about finances and early entrepreneurship shaped…
more -
From the Classroom to Retirement with Kathy Cuevas
In this episode of the NGPF Speaker Series, former teacher Kathy Cuevas shares her career journey into education and the real-life experiences that shaped her approach to teaching—especially serving students with disabilities and students from low-income communities. She offers practical,...
-
The Power of Gratitude with Walter Green of the Say It Now Movement
This episode of the NGPF podcast features Walter Green, founder of the Say It Now movement, who shares how expressing specific, heartfelt gratitude to people who have impacted our lives can strengthen relationships and create lasting meaning. Walter describes his personal "gratitude journey,"...
-
A Conversation with Gloria Garcia Cisneros, CFP on Breaking Barriers to Building Wealth
In this episode, Yanely sits down with Certified Financial Planner Gloria Garcia Cisneros to break down what it really means to work with a fiduciary and how teachers can protect themselves from high-fee, commission-driven products often pushed in the 403(b) space. Gloria explains the key...
-
Raising Money-Smart Kids with Content Creator, Lizbet Barajas
This episode features Yanely interviewing Lizbet (@LizbetTalksMoney) about how she teaches her two young daughters practical money skills at home through a simple, repeatable allowance system. Lizbet recently grew an audience of hundreds of thousands of followers on TikTok and Instagram by…
more -
Credit Confidence & Demystifying FICO with Keon Haley
In this NGPF Speaker Series episode, Tim interviews Keon Haley of FICO to unpack how credit scores work and how to teach them effectively. Keon shares his personal journey from limited financial conversations at home to discovering financial education's impact while working at a college Small...
-
Julia and Philip from PBS Two Cents Share Fresh Financial Insights
In this episode, Yanely Espinal sits down with Philip Olson and Julia Lorenz-Olson, the creators and hosts of PBS's 2 Cents, to talk about what it takes to make personal finance education engaging, relevant, and truly useful for students. Philip and Julia share how their unconventional path—from...
-
Jonathan Cohen, Author of Losing Big
In this NGPF Podcast episode, Yanely interviews Jonathan Cohen about sports gambling in America. Jonathan unpacks how legalized sports betting exploded after the 2018 Supreme Court decision, and what that rapid expansion is doing to Americans' financial lives, mental health, and culture. He…
more -
Kate Ashford of NerdWallet on How to Start a Small Business
Tim Ranzetta interviews NerdWallet writer and personal finance expert Kate Ashford about entrepreneurship, financial education, and lessons from her career in journalism and freelancing. Kate shares early money memories, key insights she's gained from covering a wide range of personal finance...
-
Priceless Facts About Money with Mellody Hobson
In this episode, Yanely Espinal talks to Mellody Hobson, Co-CEO and President of Ariel Investments and New York Times bestselling author of Priceless Facts About Money. Melody shares the inspiration behind her new children's book, which she intentionally crafted as a "gateway" book that teaches...
-
Lucretia Ryan, Top 10 Social Security Questions Answered
Tim Ranzetta talks to Lucretia Ryan, the founder of FinancialFreedomforwomen.org. She is a financial educator and writer focused on helping women make informed retirement and investment decisions without fees or commissions. Lucretia explains key Social Security concepts such as how benefits are...
-
Kenny Finance, Investor, Entrepreneur, and YouTuber
Join Yanely and she interviews Kenny Johnson, YouTuber, investor, and founder of Kenny Finance. Kenny shares his journey from Detroit to Wall Street and why he's now focused on bringing financial literacy to classrooms across the country. With experience at top private equity firms like…
more
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
Next Gen Personal Finance (NGPF) is a nonprofit committed to guaranteeing that all U.S. high school students receive a personal finance course prior to graduating. NGPF has become the number one source for over 115,000 educators looking for high-quality, engaging personal finance curriculum to equip students with the skills they need to thrive in the future. The organization invests in teacher professional development with live Virtual Professional Development, 11 Certification Courses, and 40+ asynchronous On-Demand modules. All of its curriculum and professional development is provided at no cost. NGPF has been recognized by Common Sense Education as a "Top Website for Teachers to Find Lesson Plans" and also named NGPF a "Selection for Learning." Visit ngpf.org for more.
HOSTED BY
Next Gen Personal Finance
CATEGORIES
Loading similar podcasts...