One Interesting Thing About Insurance
by One Interesting Thing About Insurance
Insurance impacts our daily lives—the way we move from place to place, the activities we engage in, the work we do, and so much more. Our host, Robert Uribe, a long-time insurance professional, shares short stories and conversations that highlight one interesting way insurance could be consequential to your world.
Episodes
-
#91 Panama Vacation
Robert and Da’Sha talk about their experiences in Panama over Christmas and New Year’s. Robert visits the farmacia to treat skin mites, battles with an Airbnb host over hospitality and fire safety issues, purchases a bottle of Hendrix Amazonia at the PTY duty free shop, and cheats death in a taxi...
-
#90 Separating the Health Insurance Markets
The enhanced Obamacare subsidies are scheduled to expire at the end of the year, and people are anxious about health insurance. Maybe the real solution isn’t more subsidies dumped into a broken system. Instead, maybe it’s separating the markets: one system built explicitly, transparently, and...
-
#89 Life Changes, Insurance Changes
Robert is in Panama for December 2025. He remarks on the changes in his life over the past several months and how the insurance he needs changes with it. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required…
more -
#88 Medicare Changes with Eddie Velez
Robert is joined by Eddie Velez to talk about changes in Medicare plans for 2026. Find Eddie Velez and his services at https://yourcarerep.com/ BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit!...
-
#87 Peruvian Catacombs and Final Expense Insurance
Robert tours the historical sites in Lima, Peru and finds the human remains buried in the catacombs. The costs for people to be buried there were considerable, and they had to pay it without the benefit of modern burial insurance. BMFCE: Insurance producers and adjusters can earn insurance...
-
#86 The Street Scam in Peru
Robert is visiting Lima, Peru and becomes the target of a common street scam. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect...
-
#85 Vaccine Mandates and Buying Disability Insurance after an Injury
Robert catches up with Da’Sha about a variety of topics including disability income insurance, vaccine mandates for school children, and what to do with his remains if he dies overseas. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s...
-
#84 Travel Insurance-Per Trip and Annual Coverage
Robert is planning a trip to Peru and Panama. He is joined on the podcast by Jonna Hudson, a travel insurance professional, to get recommendations on how he can insure some of the key risks he may face on his trips. BMFCE: Insurance producers and adjusters can earn insurance continuing education...
-
#83 You May Be Covered by a Non-Admitted Insurer and Not Know It
Robert is joined by Cece Denno, excess and surplus lines insurance market expert. The two talk about the interesting things E&S can cover that admitted carriers do not, the brokers that have special licenses in order to offer these E&S policies, and how some households and businesses may have...
-
#82 Free Gym Memberships for Seniors?
Robert talks with Eddie Velez, an insurance professional specializing in Medicare products. He helps seniors find the best program for them, and sometimes, that includes gym memberships paid by the insurer. The next time you see a silver-haired stud pumping iron at L.A. Fitness, he may be taking...
-
#81 Renter’s Insurance for the Homeless
Robert moves out of his apartment and stashes all of his personal property in storage units. As he hits the road to begin the homeless, nomad lifestyle he considers the implications to his insurance coverage.
-
#80 Deductible Reimbursements
Robert is joined by Greg Rueter of R+R Insurance Advisors to talk about deductible reimbursement benefits. Rising premiums on homeowners and auto policies have consumers looking for relief. Products that offer deductible reimbursements could be an answer. Click here to view programs discussed on...
-
#79 Hail Damage, Phony Claims and the Murder Shell
Robert is joined by Justin Candau, catastrophic hail adjuster, to talk about paintless dent removal, hail fraud, and the Murder Shell in East St. Louis! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required…
more -
#78 Long Term Care Insurance
Robert is joined by Lori Gubash, long term care insurance advisor and subject-matter expert. They share stories of relatives that have needed care and how it impacted them personally. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s…
more -
#77 Home Warranty to the Rescue
Robert knows his aging air conditioner could fail any day in the Arizona heat so he purchases a home warranty to protect him from the huge replacement cost. Hopefully, the service offered by the warranty company isn’t as big a hassle as his experience twelve years earlier in Illinois. BMFCE:...
-
#76 Joe Biden Diagnosed with Cancer
How did the President of the United States not find out he had cancer sooner? There are plenty of tests that could have identified it, right? What can the rest of us learn from this that we can apply to our own health? BMFCE: Insurance producers and adjusters can earn insurance continuing…
more -
#75 Sleeping in Your Car
Robert talks with his son about the possibility of sleeping in his car if he doesn’t get assigned a dorm at his college for the upcoming fall semester. Aside from the legal, privacy and health concerns, there are also insurance considerations. The two explore the possibility of medical payments...
-
#74 Weather Forecasts and Rain Delays
Robert laments Major League Baseball’s handling of the rain delay at Wrigley Field on Easter Sunday given the availability of an accurate weather forecast. Given that the weather people seem to be able to predict when the rain starts and stops and how much will fall, it makes it easier to…
more -
#73 Hypnosis as a Cure
Robert shares his experience with hypnosis as a treatment for insomnia and high blood pressure. Though not covered by major medical insurance, it might be a great deal if it works! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live...
-
#72 Phantom Speeding Ticket and a Social Security Application
Robert is joined by Da’Sha for an update on the phantom speeding ticket Progressive Insurance claims to have on her. They finish up with a story about helping a older friend apply for Social Security Disability benefits. BMFCE: Insurance producers and adjusters can earn insurance continuing...
-
#71 AI Models in My Instagram Feed
Robert describes how his girlfriend is questioning why AI models keep popping up in his Instagram feed while he is brushing his teeth. It turns out that women aren’t even real! What about the ones handling your insurance claim? BMFCE: Insurance producers and adjusters can earn insurance…
more -
#70 Inaccurate Driving Records and Auto Insurance Premiums
Robert and Da’Sha talk about her experience with Progressive Insurance after they claimed to have received an inaccurate report from LexisNexis. Calls to LexisNexis suggest they have the correct information on the driver report, so what went wrong and why are we paying higher auto insurance...
-
#69 Airplane Crashes Causing Anxiety
Robert and Da’Sha talk about the recent airplane and helicopter crashes and how it is creating a lot of anxiety about flying. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email...
-
#68 Separating Disaster Perils from Homeowners Insurance
Robert explores the idea of separating wildfire and other disaster perils from homeowners insurance policies. It already is common in Florida and coastal areas to separate wind from homeowners policies. Should we do the same for wildfire? How would property owners insure against wildfire risks if...
-
#67 Jewelry Insurance
Robert and Da’Sha talk about their Christmas gifts. If giving or receiving jewelry, is insurance something to consider? Is expensive jewelry covered by a typical renters or homeowners insurance policy, and if not, what else can we do to protect it? BMFCE: Insurance producers and adjusters can…
more -
#66 Do People Think It’s Okay to Murder a CEO If Their Insurance Stinks?
Robert and Da’Sha talk about the public reactions to the murder of Brian Thompson. The frustration with health insurance is not surprising and understandable, but isn’t there a better path to improving the system? BMFCE: Insurance producers and adjusters can earn insurance continuing education...
-
#65 Major Medical or Critical Illness?
Robert is dissatisfied with the medical insurance options during this open enrollment season and explores alternatives including critical illness insurance. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test…
more -
#64 Thanksgiving Football
Robert and Da’Sha talk about the risks of playing football with friends and family on Thanksgiving. They also meander through topics like whether acupuncturists are doctors, the problems with finding affordable plans on the healthcare insurance marketplace, and why you shouldn’t buy snacks…
more -
#63 My Girlfriend’s Moral Hazard
Robert identifies a moral hazard in his girlfriend’s date night behavior. Are you the underwriter or the salesperson in your relationship? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit!...
-
#62 Adding a Domestic Partner to Your Insurance
Robert was invited to join his girlfriend’s health insurance plan, but they aren’t married. Is this even possible? It turns out that in Arizona it’s easier to share your health insurance plan than it is to share your Netflix password. BMFCE: Insurance producers and adjusters can earn insurance...
-
#61 Pets are Insured Like Property
Robert and Da’Sha talk about pet insurance and the practicality of insuring a $1,500 dog against the possibility of a $20,000 cancer diagnosis. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit!...
-
#60 Pig Butchering Scams
Robert is joined by Da’Sha to talk about the texts they each receive from unknown phone numbers. These might be attempts at a scam known as “pig butchering.” Awareness is the best protection, but there could also be a widely available insurance product to help victims. BMFCE: Insurance producers...
-
#59 IVF Treatments Paid by Uncle Sam
Robert talks through a presidential campaign proposal to make in vitro fertilization (IVF) treatments free for people trying to conceive a child. There’s no such thing as a free lunch, so what are the implications to making the IVF treatments a mandated benefit on health insurance or a tax...
-
#58 The Apartment Lease Dispute
Robert and Da’Sha sign an extension to his apartment lease and two weeks later his landlord pretends like it never happened. Instead, the landlord wants to run background checks and collect application money. This is a violation of Arizona law and common sense and Robert takes it as a personal...
-
#57 Sexual Harassment
Robert is joined by Da’Sha and they share stories of workplace sexual harassment, both personal and some things they have witnessed others endure. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for...
-
#56 Shop Insurance Before You Buy
Robert’s friend buys a truck before discovering the insurance for the vehicle would cost $480 a month. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by...
-
#55 Other Drivers Insuring Other Cars
Robert is with his son, Jake, at a family vacation in Mansfield, Ohio. They chat about renting cars, lending their cars to family members and how the cars are insured in each case. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live...
-
#54 Horseplay is an Excluded Peril
Robert shares an experience with movers in which he is certain they stole his softball bat. Rather than move again, he and Da’Sha are redecorating his place now that she is living with him. Should they buy the “protection” for their new living room furniture? A past experience with a broken…
more -
#53 Robot Drivers and Pedestrian Fatalities
Robert is back from a trip to Chicago to talk about the intersection of driverless vehicles, pedestrian safety and rising auto insurance premiums. Along the way, a public service announcement about scams at O’Hare airport, an exciting night at Wrigley Field for those that don’t have to leave…
more -
#52 The Airbnb Review on IG
Robert and Da’Sha are back from a vacation in Miami and recount their experience at an Airbnb. Da’Sha’s IG video post got a lot of attention, so Robert had questions about who sees the video and for how long. He explores the possibility of insurance adjusters and investigators using social media…
more -
#51 Your Credit Score Impacts Your Insurance Premiums
Robert has a conversation with Da’Sha about how consumer credit history impacts the insurance premiums paid on homeowners, auto and renters insurance. Many insureds with below average credit scores are paying significantly higher than average premiums. BMFCE: Insurance producers and adjusters can...
-
#50 Disability Income Insurance
Da’Sha joins the podcast to talk about her upcoming graduation from dental hygiene school. If something were to happen and she got sick or hurt and couldn’t work, what might she do to replace her income? Like many people, she hasn’t thought much about it. Robert shares some information about...
-
#49 The Camaro Gets Sideswiped
Robert’s mother visits the podcast and they talk about how his Camaro got sideswiped the week before. The other driver was at fault, but how will the experience be with the insurance company? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to...
-
#48 Social Security Taxes or Insurance Premiums?
Robert invites his son Damon on the podcast to review the taxes taken out of his first paycheck. What are the social security taxes and what do those funds pay for?
-
#47 A Bike Hits My Camaro on the Highway
A bicycle comes out of nowhere on a dark highway and hits Robert’s Chevy Camaro causing significant damage. Robert shares the story with his friend, Justin Candau, a catastrophic claims adjuster. The two go back and forth about how and why cars get totaled, keeping a car after it’s been totaled…
more -
#46 How are Rock Operas like Insurance?
Robert shares how his favorite radio station from the 90s introduced him to the band Savatage and their beautiful blending of keyboards and hard rock. He is less enthusiastic about rock operas, musicals or insurance products that blend life insurance with investments or living benefits. BMFCE:...
-
#45 Falling Asleep at the Wheel
A Youtube video featuring Steve the Guardrail Guy inspires Robert to share a story of falling asleep while driving home after a Metallica concert on January 31, 1993. He hit several guardrails and caused damage to all four sides of a 1986 Mercury Cougar. BMFCE: Insurance producers and adjusters…
more -
#44 War Risk Insurance
Robert demonstrates how little he remembers about the history of exploration and European economic history, yet still has no reservations about connecting it to current insurance premiums for container ships cruising through the Red Sea in 2024. Also, a new feature on the podcast–“Robert Watches…
more -
#43 When Romance Needs Renters Insurance
Robert and Da’Sha share roommate horror stories, talk about the need for renter’s insurance when moving in together and why the $400 Christmas tree is covered on his policy while stored in her mother’s garage. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit...
-
#42-The Rifle Kit
Robert buys his teenage son a kit so he can assemble his own 1800s-era rifle. They discuss the location of vital arteries, Chinese organ thieves, whether or not your mother-in-law would sue if you shot her in the kneecaps, and gun insurance. BMFCE: Insurance producers and adjusters can earn...
About this show
Insurance impacts our daily lives—the way we move from place to place, the activities we engage in, the work we do, and so much more. Our host, Robert Uribe, a long-time insurance professional, shares short stories and conversations that highlight one interesting way insurance could be consequential to your world.
Hosted by
One Interesting Thing About Insurance