Our 2 Cents

We’re back with another fresh episode of Our 2 Cents! Today’s show covers everything from quotes and happy pet owners to money conversation questions and the ins and outs of being an executor of a will. There’s a lot packed into this episode and you won't want to skip a single minute of this one!Quotes of the Month:“Inflation is when you pay fifteen dollars for the ten-dollar haircut that you used to get for five dollars back when you had hair.” – Sam Ewing“Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.” – David Lee RothCats Versus Dogs:Do cat owners or dog owners have better retirements?Is Steve getting a new pet?Financial Conversation Questions:Talking about money can be difficult, but sometimes the right question can get the conversation started. Here are a few worth asking.The Role of an Executor of a Will:Explore the financial responsibilities of an executor of a will and how the role can impact an estate.

Don’t double fault your finances! A new episode of Our 2 Cents is on the court. We’re covering the Korean stock market crash, our August financial planning calendar, and the financial lessons we can learn from tennis. Tune in now!Gabriel's Quick Hits:Illinois tolls are on the rise in 2027. Here’s how much you can expect to pay.Can you guess the 5 most expensive cities in the U.S.?South Korea's Stock Market Crash:What’s behind South Korea's Kospi index market collapse, and what can we learn from it?August Financial Focus:This month, we’re taking a closer look at estate and legacy planning and why it matters.Tennis (Financial) Lessons:What do tennis and financial planning have in common? Here are a few lessons from the court.

We've packed a lot into this episode of Our 2 Cents! Join the Lewits as they break down quotes, quick hits, key market indicators, and Roth conversions. Tune in now and don't miss a minute!Quotes of the Month:“Most people work just hard enough to not get fired and get paid just enough money not to quit.” – George Carlin“Ninety percent of my salary I spent on booze and women…and the other ten percent I wasted.” – Tug McGrawGabriel's Quick Hits:The U.S national debt has hit $40 trillion. Now what?Hot dogs, gas, and healthcare? Costco is rolling out these financial plans.Here are the financial lessons every parent should teach their college-bound kid.Market Signals:What are the key market indicators telling investors today?Pay More Today, Save More Later:Your future self might thank you: a Roth conversion can turn today's tax bill into tomorrow's tax-free opportunity.

Gabriel’s voice is back, and so is Our 2 Cents! Today, Steve and Gabriel dive into the idea of a “summer financial hangover,” the importance of financial literacy, and some listener questions you won’t want to miss. Listen in now!Summer Financial Hangover:Learn what a financial hangover is, the warning signs to look out for, and how to get back on track.Financial Illiteracy:Why are so many Americans financially illiterate, and what can you do to become more confident and informed when it comes to managing your money?Listener Comment and Questions:"Dave (Ramsey) recommends investing in good growth stock mutual funds with long track records. Dave only recommends no more than 10% of your funds in individual stocks." – Steven"I just started a new job, and I’m told I can roll the 401(k) at my old company into the 401(k) at my new company. Should I do this so that I have everything in one place?" – Michelle"Now that we’re empty nesters, we don’t need a five-bedroom house. But my wife wants to stay. Would it be financially irresponsible to stay in a house that’s so much bigger than what we need?" – Ed

New episode alert! Steve and Gabriel are talking FIFA, coffee, and investment philosophies on this week’s episode of Our 2 Cents. Whether you’re a sports fan, coffee lover, or curious investor, there’s something for you. Tune in now!Gabriel's Quick Hits:The World Cup is over, but the numbers are still scoring big. Discover how much money the tournament generated.Could coffee support heart health? Discover what the latest research suggests.Investment Philosophies:Learn how your investment philosophy can influence your strategy, risk management, and long-term financial success.

A fresh episode of Our 2 Cents has arrived! This week, the Lewits discuss everything from sniffing chocolate and July's financial planning calendar to the biggest financial pain points people face and how to overcome them. Listen in now!Sniffing Chocolate:Who says chocolate and workouts don't mix? Discover how simply sniffing chocolate might give your next workout an unexpected boost.July Financial Focus:July is the perfect time for a mid-year financial checkup. Take a fresh look at your portfolio's performance and your goals.Financial Pain Points:Learn about the most common financial pain points and practical strategies to help you move forward with confidence.

A brand-new episode of Our 2 Cents is here! On today's show, the Lewits dive into what Toy Story can teach us about finance, discuss Dave Ramsey's 8% withdrawal rate recommendation, and wrap things up with quotes for July.Financial Lessons from Toy Story:Toy Story may be a childhood classic, but its iconic quotes still have plenty to teach us as adults, especially when it comes to our finances.Discover the money lessons hidden in some of the film's most memorable lines. Dave Ramsey's 8% Withdrawal Rate:Can you safely withdraw 8% in retirement? We take a closer look at Dave Ramsey's recommendation and discuss whether it holds up in today's financial landscape.Quotes of the Month:"Who is rich? He that is content. Who is that? Nobody." – Benjamin Franklin"Do not save what is left after spending, but spend what is left after saving." – Warren Buffett

We're back with another episode of Our 2 Cents! This week, Steve and Gabriel continue their discussion about the surprising things to consider selling before retirement, explore investing lessons inspired by the Knicks' championship run, and answer two thought-provoking listener questions. What to Sell Before You Retire Part 2: Retirement is an emotional transition as much as a financial one. Let go of things that no longer serve you to make room for a more fulfilling next chapter.Beyond downsizing your home, consider whether a second vehicle, financial support for adult children, or even your work identity still fit the retirement lifestyle you're trying to create.Championship Investing: Don't assume the hottest investment or highest-profile opportunity will automatically deliver the best long-term results.Great investing, like building a championship team, requires patience, diversification, and resisting the temptation to chase the "next big thing."Listener Questions: "I consider myself a conservative investor, but sometimes I think I shouldn't be quite so conservative. Should I loosen up and take a little more risk?" - Marie"I'm not as happy as I once was at my job. Now that I'm in my 50s, I'm thinking I want to leave my job and start my own business. Is it a terrible idea to take some money out of my retirement accounts to pay the bills while I get the business up and running?" - Ted 

Happy Father's Day to all the dads and father figures out there! A new episode of Our 2 Cents is here! On today's show, we're diving into quick hits, sharing our quotes of the month, reviewing the financial focus for June, and launching part 1 of our two-part retirement planning series: what to sell before you retire. Listen in now!Gabriel's Quick Hits:How is SpaceX performing, and what does its latest valuation mean for investors?The U.S. and Iran work toward a broader peace agreement that could reshape oil supply, sanctions policy, and Middle East stability.New Fed Chair Kevin Warsh keeps rates unchanged, but are rate hikes back on the table?Quotes of the Month:“A father is someone who carries pictures in his wallet where his money used to be.” – Anonymous“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” – Robert FrostJune Financial Planning Calendar:This June, we’re exploring how to bring clarity and purpose to your investment strategy.What to Sell Before You Retire Part 1:Inspired by one of the year’s most-watched retirement videos, the Lewits share their insights on what to sell before you retire and how to better prepare for the transition ahead.

Graduation season is coming to a close, but we’re still keeping the learning going with a new episode of Our 2 Cents! Today, we’re covering quick hits, the latest on SpaceX, a look at class superlatives through a financial lens, and timeless wisdom from the world’s oldest doctor. Listen in now!Gabriel's Quick Hits:It’s close to home for SGL Financial and now one of the top places to live in the country. Do you know which Illinois village made the list?Want the best baked potato? Experts say these simple tricks make all the difference.Investing in SpaceX:SpaceX continues to make headlines, but can everyday investors buy in? Here's what you need to know before pursuing this investment opportunity.Financial Yearbook Awards:If personal finance had a yearbook, who would win the top superlatives? Here’s what the Lewits think.The Longevity Rules of a 103-Year-Old Doctor:Discover the 3 rules the world’s oldest doctor swore by for a long, meaningful life.

We’re buzzing with a brand-new episode of Our 2 Cents! On today’s show, the Lewits share their quotes of the month, summer vacation budgeting tips, what bees can teach us about finances, and May’s financial focus. Tune in now and catch all the sweet financial insights!Quotes of the Month:“When buying and selling are controlled by legislation, the first things to be bought and sold are legislators.” – PJ O’Rourke“An acquaintance is a person whom we know well enough to borrow from, but not well enough to lend to.” – Ambrose Bierce Summer Vacation Planning:Summer is almost here! Planning a getaway? Here’s what to do to keep your trip fun without blowing your budget.Wealth Wisdom from the Hive:What can bees teach you about handling your finances? More than you might think.May Financial Planning Calendar:This May, we’re spotlighting emergency and liquidity planning.Learn smart, actionable ways to set aside funds, stay flexible, and stress less when life throws surprises your way.  

Our 2 Cents is back with your favorite hosts, Steve and Gabriel Lewit! This episode, we’re talking wealthy birth months, an AI portfolio experiment, and whether beating the market is even possible. Don’t miss it.The Wealthiest Birth Months:Find out which months are tied to financial success and whether yours made the cut.Portfolio Powered by AI:Should you turn to AI for investment advice? This reporter put it to the test by letting it manage a stock portfolio—here’s what happened.Beating the Market:Can anyone beat the market? The Lewits unpack the financial mindset behind the question.

May is here, and so is a fresh episode of Our 2 Cents! We’re diving into money scripts and common healthcare costs Medicare doesn’t fully cover. Tune in now!The Threat of These Childhood Money Lessons:Hidden money scripts formed in childhood can quietly run the show when it comes to your finances. Here’s how they show up in retirement planning, and what to do if they sound familiar.What Medicare Won't Cover:Here are five common health expenses that can catch retirees off guard.

Breathe in the fresh air and the sweet start of a brand-new episode of Our 2 Cents. This week, we’re diving into post-tax filing season takeaways, the rewarding role of volunteering in retirement, and listener questions. Listen in now!Post-Tax Filing Season Lessons:You filed your taxes—but what did you learn? This year’s tax season revealed more than numbers. Here are the takeaways worth paying attention to.Give Back, Gain More:Want more purpose in retirement? Explore the impact of volunteering and why it plays a meaningful role in your next chapter.What would you do if you retired?Listener Questions:"I’ve managed my money myself over the years and have to say that I’ve done pretty well. Everyone tells me that I should have a financial advisor now that I’m about to retire, but I’m having trouble with the concept of turning it all over to someone else since I’ve proven that I can do it. What’s your argument for why I should have someone else manage it?" — Sam"I’d like for my wife to be more involved in our retirement planning, but she’s always hated talking about money. Any suggestions?" — Eric"My mom passed away last year, and we’re about to sell her house. I’ll be getting about $150,000 from that sale, and I don’t need the money, so I want to just give it to my daughter so that she can get her student loans and other debt paid off. Can I just wire the money directly to her after I get it from the sale or will that create some kind of tax problems?" — Rebecca

Today's episode of Our 2 Cents is your sunshine on a rainy day! The Lewits are covering how to spot Social Security scams, health insights, and smart ways to approach short-term investments. Tune in now!Stock Market Update:US stocks have climbed to record highs despite war tensions.Beware Social Security Scams!:Social Security scams are getting smarter—let’s make sure you do too with a few simple ways to stay ahead.The Exercise That Can Transform Your Health:Find out what type of exercise can cut your risk of developing 8 diseases.Short-Term Parking Options:Is your cash just sitting there… or actually working for you? Here are some smart ways to park your money in the short term.

This week's episode of Our 2 Cents is full of timely insights and practical advice. We’re breaking down why gas prices are rising, sharing smart financial organization tips for April, and discussing whether AI could impact your career. Listen in now!Why Are Gas Prices So High?:Gas prices are on the rise, but the reasons may surprise you.A few small adjustments (like driving habits and maintenance) can help stretch your fuel a bit further.April Money Moves to Get Organized & Stay On Track:April is Financial Literacy Month, making it the perfect time to get your financial life in order.We share helpful tips to get organized and stay on track with your finances; from taxes and documents to contributions, accounts, and investments.Is AI Coming for Your Job?:AI is changing how work gets done, but not replacing every role.The key question isn’t if, it’s whether you’re prepared.

Steve and Gabriel are back again with an episode of Our 2 Cents that’s full of great conversation. First, we’re unpacking the retirement risk that many people ignore… and sprinkling in some Oprah financial wisdom. Listen in now!Gabriel's Quick Hits:A few quick thoughts on the Iran war and its market impact.Lift-off! Artemis II began its journey around the Moon.What does Easter spending look like this year?Live Longer, Planning Smarter:Living longer is great—if your money lasts just as long. Here’s what to do about it.And You Get An Oprahism!:Get inspired by Oprah Winfrey’s wisdom with our favorite quotes for financial inspiration.

Happy Spring! What’s blooming on the podcast charts? Another amazing episode of Our 2 Cents! On today's show, the Lewits dive into where retirees are moving, how to derisk your portfolio, and the surprising financial lessons we can take from the Oscars. Listen in now!Retirees Next Move:Where are retirees packing up and heading to in 2026? Here are the five cities stealing the spotlight.It's Not Too Late to Derisk:Not every win comes from chasing bigger risks. Learn how stepping back can be the smartest move.And the Oscar Goes to...Your Retirement Strategy:Gabriel is back with a financial analogy—this time, the Oscars! Think about it: a great retirement plan is a lot like a blockbuster movie.

Here’s Part 2 of our State Estate Tax Planning series! Plus, the Lewits share some St. Patrick’s Day data and highlight what’s on the agenda for our March financial planning calendar. Tune in now!Quotes of the Month:“Saving is a very fine thing. Especially when your parents have done it for you.” – Winston Churchill“I’ve got all the money I’ll ever need…if I die by four o’clock.” – Henny Youngman St. Patrick's Day by the Numbers:From green outfits to festive celebrations, St. Paddy’s Day spending adds up. Here are a few statistics that show the financial side of the holiday.March Financial Focus:This March, we’re focusing on maximizing tax-advantaged accounts.Discover actionable steps you can take to make the most of these valuable tax-saving strategies.State Estate Tax Planning Part 2:Explore additional planning strategies that can help preserve more of your estate from Illinois estate taxes and safeguard your legacy.

A fresh episode of Our 2 Cents is here! On today's show, Steve and Gabriel give you the inside scoop on whether retiring overseas is really worth it and launch part 1 of their state estate tax planning series. Listen in now!The Iran Conflict:Quick comments on the economical impacts of this ongoing matter.Retiring Outside the U.S.:Retiring abroad can sound like a dream, but is the reality as simple as it seems?State Estate Tax Planning Part 1:How does federal estate tax differ from state estate tax?What planning strategies can help minimize Illinois estate taxes?

We are back with another great episode of Our 2 Cents. The Lewits are sharing timely financial tips for February and weighing in on some headline-making celebrity money advice. Tune in to hear our take. You won’t want to miss it!Gabriel's Quick Hits:What happens now after the Supreme Court’s ruling on tariffs?What's the 2026 market and economic forecast?February Financial Focus:Take advantage of February to review your investments and sharpen your tax readiness. Here’s our step-by-step guide.Controversial Financial Advice?:What are the financial celebrities saying? Find out if Steve and Gabriel give it a thumbs up or down.

On this episode of Our 2 Cents, Steve and Gabriel use the Olympics as a powerful metaphor for retirement, from preparing for your “opening ceremony” to optimizing your financial game plan. Tune in for practical insights on rebalancing, tax prep, and what it really takes to earn your own gold-medal retirement.Quotes of the Month:"We live by the Golden Rule. Those who have gold make the rules." - Buzzie Bavasi"If you think nobody cares if you're alive, try missing a couple of car payments." - Earl WilsonThe Jetsons or Reality?:According to this team, flying cars are already here... this has us asking, "Are we living in a sci-fi movie yet?"Olympic Lessons for a Successful Retirement:There are a lot of lessons to be learned about retirement when you watch the Olympics.  We're highlighting the significance of optimization in financial planning, drawing parallels to athletes' precision and practice. February Financial Planning:A quick introduction to our Financial Planning Calendar topics for the month of February.

Game on! In today’s episode of Our 2 Cents, the Lewits break down early February headlines, share their Super Bowl insights, and tackle listener questions. Tune in using the link below!Gabriel's Quick Hits:The torch is lit, and the Winter Olympics are officially underway.Groundhog Day verdicts are in! Are you Team Punxsutawney Phil or Team Woodstock Willie?The Super Bowl Indicator:Is your Super Bowl pick also your market prediction?Listener Questions:"My daughter is 12 years old and helps with work around our home. We pay her to teach her responsibility and the value of earning money. Does her work qualify as earned income and can I fund a Roth IRA for her based on that?" — Hisham"I was paying $113,000 for both of my kids to go to school out east 8-10 years ago. I had two in college at the same time. Can I ask what you think of donor advised funds?"— Scott"Do you consider bonds to be a good source of retirement income?"— Megan"I retired three years ago thinking that my wife would be retiring soon after me. I bought a camper and everything; I’m ready to see the country. She keeps saying that we need her to work for six more months, but then when that six months is up, she says we need her to work for six more months. How do I convince her that it’s ok to retire?"— Richard

We’re ready to roll on this episode of Our 2 Cents! On today’s show, the Lewits close out January with a timely discussion on financial wellness—plus a clear roadmap to help you set your financial course for the year ahead. Tune in using the link below!Gabriel's Quick Hits:Just a little Fed update...What do Americans think about the morals and ethical standards of these professions?January is Financial Wellness Month:What is financial wellness, and what does it mean for your financial future?Annual Financial Planning Calendar:Here's your month-by-month guide designed to help you stay organized and confident throughout the year.

Welcome to another out-of-this-world episode of Our 2 Cents! Today, Steve and Gabriel explore the latest headlines, key market trends, and what the 2026 economic outlook could mean for investors. Listen in using the link below.Blast Off!:A 322-foot-tall rocket is rolling into position as NASA gears up for its next big launch into orbit.Inflation Grocery List:How has inflation impacted everyday grocery prices? Take a look at what a recent price check at Walmart reveals.Precious Metals Shining Bright:Gold and silver are stealing the spotlight with record highs and major investor interest.Economic Optimism?:Steve is wearing his economist hat and breaking down what 2026 might have in store.

A new year is the perfect time for new goals. The Lewits are sharing practical lessons to help you start the year strong. Plus, they explore the financial takeaways you can learn from a snow day. Tune in using the link below.2025 Podcast Stats:A huge thank-you to our listeners for continuing to help Our 2 Cents grow, and we’ve got the metrics to prove it!Financial New Year's Resolutions:What’s top of mind for a successful year ahead?Financial Lessons from a Snow Day:A snow day is the perfect reminder that life (and finances) don’t always go as planned. Here are a few money lessons we can take from an unexpected day off in winter.

Welcome to 2026! Steve and Gabriel are kicking off the first episode of the new year by sharing key updates and a warm outlook on what’s ahead. Tune in and start the year informed! Listen now using the link below.Quotes of the Month:"Money is the best deodorant." — Elizabeth Taylor"People who advocate simplicity have money in the bank; the money came first, not the simplicity." — Douglas Coupland2026 Money Updates:Discover what's changing for retirees and pre-retirees this year.2025 Market Recap:Here are 5 ways the markets surprised us in 2025.

From navigating new chapters in retirement, to looking back at the year behind us, Steve and Gabriel are covering it all in our last podcast episode of 2025! Listen in now using a link below.Quotes of the Month:"Aging seems to be the only way to live a long life." — Kitty O'Neill Collins"It's better to live rich than to die rich." — Samuel JohnsonRetirement, Reflection, and Relationships:All the "firsts" in retirement can feel like a new journey. We'll share ways to make your first retired holiday season merry and meaningful!What Mattered for Your Money in 2025:We're giving you a 2025 Year-in-Review, breaking down the biggest headlines from the year and sharing how they may have impacted your financial planning.

It’s the most wonderful time of the year! On today's episode of Our 2 Cents, the Lewits share fun financial gifting ideas and end-of-year tax strategies. Listen now!Best Financial Gifts for Grandkids:Skip the toys this year—give your grandkids a gift that keeps on giving (literally).Year-End Tax Moves:Ring in the new year right by making these tax moves to help lower your 2025 bill.

Cheers to the holiday season! Today on Our 2 Cents, we dish out some quick hits and dive into the topic of "shiny object syndrome." Listen in now!Gabriel's Quick Hits:Could this luxury handbag fund your retirement?Are tariffs coming for your Christmas tree?A multi-billion-dollar pledge from Michael and Susan Dell is set to impact 25 million U.S. children—here’s how.Not All That Glitters Is Gold:What is “shiny object syndrome?"Here are financial gimmicks investors should steer clear of.

It’s Thanksgiving season! On this episode of Our 2 Cents, the Lewits share reflections on gratitude and what we can all appreciate this time of year. Tune in now!Quotes of the Month:“I’m stuck between ‘I need to save money’ and ‘You only live once.” – Anonymous“You are never too old to set another goal or to dream a new dream.” – CS LewisA Financial Thanksgiving:Beyond the food and festivities, how does gratitude influence the way you save, spend, and plan?The Lewits explore what Thanksgiving traditions can teach us about our financial mindset.

We return with another insightful episode of Our 2 Cents! On today's show, we’re bringing you quick hits and meaningful financial wisdom from an acclaimed columnist. Tune in now!Gabriel's Quick Hits:We officially say goodbye to the penny.Will preparing for Thanksgiving be cheaper this year?What would it take for mortgage rates to dip?Pearls of Financial Wisdom:Here are five key lessons we can learn from this legend of financial writing.Getting to Know Steve and Gabriel:What is your favorite sandwich?

The holidays are just around the corner! On today's episode of Our 2 Cents, the Lewits share tips for living longer, how to avoid being scammed during your holiday shopping, and answer the latest listener questions. Listen in now for insights that last well beyond the season!Ways to Live Longer:Want to live to 100? Start your day right with these seven morning habits that boost longevity and energy.Holiday Shopping Scams:The holidays are a time for giving, not for getting scammed. Be on the lookout for these scams.Listener Questions:"I’m holding TQQQ, with covered calls expiring in December, January, and March. What impact do you think the tariffs will have on the NASDAQ?" — John"I feel like I need to get some professional help with my retirement savings, but I also don’t want somebody to tell me that I need to roll every dollar I have in my 401(k) over to some product that’s for sale. Is that just how having a financial advisor works?" — Mary

We’re back with another great episode of Our 2 Cents! On today's show, we’re diving into life-changing money moments, emotions, and personal debt. Tune in now!*Steve's* Quick Hits:Fed rate cut alert!U.S. national debt climbs — latest figures show continued growth.Life-Changing Money:What is "life-changing money"? Here's what it means to these individuals.Emotions and Your Investments:Do your feelings belong in your financial plan?Personal Debt:The Lewits give you the inside scoop about debt and how to make it work for you.

Spooktacular alert! Today on Our 2 Cents, the Lewits unmask what your Halloween costume says about your finances and their take on whether the AI boom is more illusion than innovation. Listen in now!Your Costume Financial Persona:Bold costume, bold spender? Or frugal in disguise? Let your Halloween costume reveal your money mindset.AI Bubble?:Is the AI buzz more of a trick or a treat? Hear what Steve and Gabriel think about all the AI boom chatter.Quotes of the Month:“Retirement is what you do between doctor appointments.” — Unknown“The best way to teach your kids about taxes is by eating 30% of their ice cream.” — Bill Murray

Keeping with our October theme, we're back with another edition of Our 2 Cents! In this episode, we explore unique ways to celebrate Financial Planning Month and uncover some fascinating money superstitions from around the globe. Tune in now!October is Financial Planning Month:The Lewits share practical tips to help you refresh and revitalize your finances this fall.Money Superstitions:Curious what financial folklore might be affecting your wallet?

Spooky season has arrived on this episode of Our 2 Cents! We’re diving into the government shutdown and October market trends that are sure to give you chills. Tune in… if you dare!Government Shutdown:The Lewits break down the 5 Ws on the recent government shutdown and what this could mean for investors.Spooky Trends: Halloween spending is projected to hit an all-time high this year. Will you be splurging on extra decorations?Is October a scary time for the market?Jumping spiders are crawling onto the scene as the hottest new pet — just in time for Halloween.Discover what this little blind-box monster is all about and why everyone’s raving over it!Listener Question:"I spent most of my career earning a steady low six-figure salary, but after joining a startup four years ago, my income is now 3-4 times higher. I’m excited but also unsure how to manage it wisely. I don’t want to waste this opportunity. What would you recommend?" — Tom

A fresh episode of Our 2 Cents is here! On today's show, the Lewits kick things off with quick hits before unpacking everything you need to know about Income-Related Monthly Adjustment Amount (IRMAA). Don’t miss it! Listen in now!Gabriel's Quick Hits:Fed rate cut = big market moves ahead?Can you guess the happiest state in America?Major move for the Bears—get ready for their brand-new stadium in this suburb!The Hidden Medicare Penalty: Get the inside scoop on IRMAA and discover strategies to reduce this often-overlooked surcharge.

Thanks for hanging in there with us! After a short break, we’re back with a brand-new episode of Our 2 Cents. Today, we’re exploring what's happened with gold over the past year and unpacking the thinking around downsizing in retirement. Tune in now!Gold FOMO?:Did you buy gold at Costco? The Lewits revisit gold prices and explore what to consider before making an investment.Downsizing in Retirement: We're testing the common beliefs around downsizing to help you decide if it’s the right choice for your retirement.Quotes of the Month:“Always borrow money from a pessimist. He won’t expect it back.” – Oscar Wilde“Money is like manure. It isn’t worth anything unless it’s spread around.” – Brooke Astor

Trust us, this one’s worth it! On today’s Our 2 Cents episode, we’re serving up gas station sushi, Powerball odds, and the bad habits you need to ditch ASAP. Listen in now!The Gas Station Sushi Equivalent of Retirement Planning:Some things in life are clearly risky like gas station sushi or an email from a Nigerian prince. Trust is a good thing, but in retirement planning, blind trust can be dangerous.Are the Odds in Your Favor?:Ever wonder how the odds of winning Powerball compare to other unlikely events?Stop Doing These Things:Stop the mistakes! Here are 5 crucial things Americans need to quit doing—before it’s too late.

Your favorite podcast hosts are back with another great episode of Our 2 Cents! On today's show, the Lewits dive into fuzzy market math, bust common Social Security myths, and share a few fun insights about themselves along the way. Tune in now!Do You Know Your Retirement Numbers?:Missteps in your retirement math can be costly—here’s how to catch them before they derail your future.Social Security Myths:Not everything you’ve heard about Social Security is true. Let’s clear up the confusion.Getting to Know Steve and Gabriel:Are you superstitious about anything? If you could go on a shopping spree anywhere, where would it be?

What do you get when two amazing hosts break down the world of finance? A new episode of Our 2 Cents is back! Today, we’re diving into preparing for unexpected health costs, fun life tips, and giving you the latest inflation update. Listen in now—your future self will thank you!When a Health Crisis Hits:The Lewits uncover healthcare money moves and why preparing for the unexpected is essential in retirement.Fun Life Tidbits:15 minutes a day of this exercise could boost your lifespan. Can you guess what it is?Think you know how to make perfect bacon? We reveal the secret.Inflation Update:Find out what the latest inflation data means for your finances and whether it should raise concerns about your retirement.

We took a short break, but we’re back with a special Back-to-School pop quiz! In this episode, we tackle an important listener question, share some quick insights on estate planning, and have a little fun along the way. Turn on your listening ears and tune in!Back To School Retirement Planning Quiz:Put your retirement knowledge to the test—will you score an A+?Listener Question:"I have approximately $1,400,000 in tax deferred accounts (401k, IRA). I want to get all of that money into a Roth via rollover within the next 2-3 years. Every person I talk with tells me to convert gradually. But, we are all one day closer to our date of passing. Don't you think I am better off doing a Roth conversion sooner and pay the taxes now rather than later?" — ScottEstate Planning Report:Do you have an estate plan in place? Discover what this new report reveals about investors and the truths of wealth transfer.

Welcome to this edition of Our 2 Cents, where wealth meets Wimbledon! This episode, we serve up surprising parallels between tennis and retirement planning. Then, a quick update on the economy and recent changes to the Affordable Care Act (ACA). Are you ready to game, set, match your way to financial success? Listen now!The Financial Spin on Wimbledon Wins:Winning Wimbledon takes strategy and grit—just like retirement. Whether you love tennis or not, there’s plenty retirees can learn from the world’s best players.This Food Makes You Happier:Discover this delicious food researchers found boosts happiness and lowers stress.U.S. Economy Starts to Regain Its Stride:A quick look at the latest updates on consumer and business confidence, spending trends, and more.Affordable Care Act Changes:Learn about key ACA updates, including what’s changing, what might be ending, and how it could affect your coverage and costs.

On today’s show, the Lewits keep the bond series rolling with more insights and a deeper dive into this investment option. They also explore the evolving world of crypto and future legislation implications. We’ve got plenty to dive into, so jump in now using the link below!Quotes of the Month:“Don’t simply retire from something; have something to retire to.” – Harry Emerson Fosdick“People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.” – Joan RiversBack to Bonds Part 2:Next up in this bond series, Steve and Gabriel break down the different types of bonds, explain how ratings work, and explore bond funds you should know about.The Crypto Wave:Recently, Congress passed the GENIUS Act, the first major U.S. crypto law, focused on regulating stablecoins.Discover how new crypto bills are shaping increased regulations, even as critics raise concerns about the risks in this evolving financial landscape.

On the podcast today, we're diving into changing home values, the psychology of feeling wealthy, and kicking off a two-part series all about bonds. There’s a lot to unpack, so listen closely and tune in now using the link below!Gabriel's Quick Hits:Find out the top 10 cities where home prices are surging.Think you’re feeling wealthy? Here are the magic numbers behind financial comfort.Getting to Know Steve and Gabriel:Have you ever walked out in the middle of a movie?What's something funny that you do when you're alone?Bond Basics:The Lewits are talking all things bonds, covering how they work, what happens when you buy one, and why they matter to your financial future.

Our 2 Cents is back! In this episode, we’re breaking down key tax provisions inside the “One Big Beautiful Bill Act,” diving into the latest on new tariffs, and answering a special listener question from one of our very own clients. Tune in now using the link below!One Big Beautiful Bill Act (OBBBA):With the Big Beautiful Bill officially passed, the Lewits are here to walk you through what it means for your finances.New Tariffs:Trump unveils a new wave of tariffs. Find out which countries are affected.Listener Question:"What should I be aware of when buying or thinking of buying a second home? — Colin, SGL Client

Our 2 Cents is back with an eye-opening episode diving into retirement readiness and target-date funds. Tune in to test your retirement income knowledge and gain some valuable insights along the way. Listen in now using the link below!Retirement Financial Literacy Quiz:Most Americans struggled to answer these 6 basic retirement planning questions. How do you think you’ll score?Target-Date Funds:Should you invest in a target-date fund? We’re breaking down the pros, cons, and whether it’s the best move for your retirement plan.

What do you get when you combine two great hosts with financial wisdom? Our 2 Cents, of course! Today, we dive into how to spot and avoid unreliable online financial advice — plus, stick around for the ultimate guide to condiment storage. Listen in now using the link below!Quotes of the Month:“Money won’t make you happy…but everyone wants to find that out for themselves.” – Zig Ziglar“Money isn’t everything but it sure keeps you in touch with your children.” – J. Paul Getty  Burned by Online Financial Advice:Don’t let bad online advice drain your wallet. Always double-check your sources and trust the experts who’ve got your back!  Ketchup in the Fridge or Pantry?:Great meals start with the right condiments and knowing how to keep them fresh makes all the difference.  Listener Questions:I’ve heard I should roll my 401(k) into an IRA for more investment options, but my 401(k) has been doing well lately. Why move it? – KellyI counted up the mutual funds in my IRA, and it appears that I have 33 different funds. Is that adequate diversification? – Richard

It’s everyone’s favorite financial podcast, Our 2 Cents, back with a brand-new episode that’ll get inside your head (in the best way)! We start by unpacking the rising cost of fast food, then dig into the surprising mental habits that influence how we view and manage our savings. Tune in now using the link below!Gabriel's 'Quick Hit':Take a closer look at how fast food has gone from affordable to almost a luxury, with the numbers to back it up.  The Psychology of Money:How do your early experiences with money still influence the way you handle finances today?Is your confidence with money based on knowledge—or just comfort with your habits?  Are you Saving Too Much For Retirement?:Saving aggressively is good, but saving too much might limit your ability to enjoy life today.The Lewits share key warning signs and offer insights on how to navigate financial decisions with better balance.