Outside the Vault

Zach Duke, CEO and founder of Finosec, joins DCI's Jason Wool to talk about cybersecurity governance for community banks at a moment of real change. With the FFIEC Cybersecurity Assessment Tool sunsetting and regulators continuing to shift expectations, community banks are navigating new challenges around how to stay defensible and exam-ready.The conversation explores how purpose-built platforms, a simplified approach to governance, and shared values around customer-first thinking are reshaping cybersecurity for community banks, along with how partnerships like DCI and Finosec are helping banks navigate what comes next.

Justin Fischer, CEO and co-founder of RiskScout, joins DCI's Jason Ruyle to break down the realities of fraud and compliance in today’s financial environment. As fraud becomes more sophisticated and AI accelerates new attack vectors, community banks are facing increasing pressure to detect, prevent, and respond in real time.The conversation explores how modern platforms, real-time data, and the right balance of automation and human oversight are reshaping fraud and BSA/AML strategies, along with how partnerships like DCI and RiskScout are helping banks navigate what comes next.

Matthew Smith and Tanner Mayo of Bankers Helping Bankers and FedFis join DCI to get real about the forces shaping community banking today. From accelerating M&A activity and vendor concentration risk to fintech strategy and sponsor banking opportunities, they break down what’s happening beneath the surface of the industry. The conversation highlights why data-driven decisions and strong partnerships matter as community banks navigate core consolidation, regulatory pressure, and long-term growth.

Sit down with Jason, Layne, and Sarah as they recap the year at DCI. They reflect on key wins, lessons learned in 2025, and the shifts happening in the industry that are shaping the future of community banking. From industry trends to forward-looking predictions, hear how DCI is working hard in 2026 to help banks stay relevant and competitive as the landscape continues to evolve rapidly.

Matt pulls back the curtain on All Capital Bank’s evolution moving from a legacy “big three” core provider to DCI’s iCore360. He reflects on the 2022 acquisition, 2023 rebrand, and 2025 conversion, sharing how the team embraced change, aligned around growth, and built a future-ready vision through strong partnership and real collaboration.

Chris Davis, SVP and COO of RiverBank, joins the DCI team to share some insight on the bank’s journey to becoming a BaaS bank and what it means to operate as a sponsor bank today. He dives into RiverBank’s “why,” their path into the cannabis banking sector, and the principles that drive success for community banks competing in an increasingly digital, Fintech-driven market. Welcome to Outside the Vault, with Chris Davis and DCI.

Jason and Joe sit down in Las Vegas during the DCI Innovation Meeting to explore the future of community banking. From BaaS and the rise of digital branches to the ongoing debate around stablecoin, they break down the trends shaping the financial landscape. Whether you’re a community banker, fintech leader, or simply curious about where digital finance is headed, this conversation delivers insights you won’t want to miss.