Paybis no BS podcast

You verified them. They passed. That's when the fraud starts.Thomas Taraniuk is Head of Partnerships at Sumsub and host of the What The Fraud? podcast. He joins Paul to make a claim that should reorganise most risk teams' priorities: around 70% of fraud happens after the initial KYC check — which means the industry has spent a decade fortifying the one door attackers no longer need to walk through.What's coming through instead is industrialised. Deepfakes you can buy online for five dollars. A jump of over 700%. And multi-step attacks climbing from 10% to 28% of all identity fraud, run by resource-intensive, multilayered AI fraud agents that, as Thomas puts it, operate exactly like legitimate humans — like me and you.Then the part that lands closest to home: waking up to a message saying your agent is trying to purchase something.In this episode:• Why post-KYC monitoring, not onboarding, is where the risk actually lives• The economics of cheap deepfakes and what that does to liveness checks• Multi-step attacks: fraud as an orchestrated chain, not a single event• What changes when both the attacker and the customer are AI agents• Where behavioural and telemetry signals fit when documents can't be trustedThe No BS Podcast by Paybis. Hosted by Paul Afshar.

99% of Web3 projects made zero revenue last year. Zero. Meanwhile VCs poured $7.7B into the space in a single quarter. So is the smart money backing the 1% that works - or is the whole model broken?On this episode of the Paybis No BS Podcast, host Paul Afshar sits down with Giovanni Everduin, a 23-year finance veteran who built a Web3 venture inside a traditional bank, to unpack what’s really driving the numbers - and what most people are getting wrong about where Web3 value actually gets created.

JPMorgan is live on Ethereum. Franklin Templeton is tokenizing money market funds. Mastercard is building on-chain payment rails.The institutions that Web3 spent a decade trying to disrupt are now actually at the table. But they brought a gate list, and most Web3 startups are failing it.Not because their product is bad, because they didn’t exist in a way that institutions’ legal teams can sign off.My guest today has sat on both sides of that gate.This is the Paybis No BS Podcast. I’m Paul Ashar, and this is Michael Borowiec.

JPMorgan is live on Ethereum. Franklin Templeton is tokenizing money market funds. Mastercard is building on-chain payment rails.The institutions that Web3 spent a decade trying to disrupt are now actually at the table. But they brought a gate list, and most Web3 startups are failing it.Not because their product is bad, because they didn’t exist in a way that institutions’ legal teams can sign off.My guest today has sat on both sides of that gate.This is the Paybis No BS Podcast. I’m Paul Ashar, and this is Michael Borowich.