PODCAST · education
Plan For Life Now
by Capitol Retirement Strategies
We are an independent retirement planning firm geared towards serving the investment and insurance needs of people over the age of 50.
Episodes
-
Episode #132: The "Crystal Ball" Pod
What’s going to happen going forward? A lot of people are making bold predictions about where the market, and society, is heading. Will the Fed hike affect your portfolio? What about the upcoming elections? Will our future AI robot overlords enjoy this little podcast blurb? All this, and more, on...
-
Episode #131: A lot of Chat, and a Useful Nugget
Hmm, what does that mean? You’ll have to listen to all of Episode 131 of Plan For Life Now to figure it out!
-
Episode #130: Summertime Snooze
When Steve turned on the Zoom to start the podcast, he saw Dave fast asleep. Once Dave explained that, by law, 64 year old men must take a nap at 2pm on warm summer days, they were able to touch on Trump Accounts, Reasons to be bullish on this Bull Market, and Financial Fraud. Unlike Dave, you’ll...
-
Episode #129: Raging Bull
The Pod starts with a recap of our office move from one part of the Kentlands to another location down the street. Moving is no fun, but this one was really easy!* From there, Steve and Dave discuss this incredible stock market run, and how things have changed, both technically and…
more -
Episode #128: Party Like it's 1929
It’s an action packed pod starting with some big logistical news about Capitol Retirement Strategies! From there we recap the winner of the Dave/AI versus Steve/Human Brain NCAA Pool competition, and end with a review of the book “1929”. But we promise you won’t be in a Great Depression after you...
-
Episode #127: March MadnAIs
Obviously, AI did not come up with the Pod headline, but it did assist with Dave’s NCAA pool selections. Steve decided to go “Au naturel”, using only brain power for his picks. Who will win? In other tech news, will AI crater the stock market, the job market, and humanity in general? “As long as…
more -
Episode #126: Only a Little bit of Coin is Left
Even for seasoned Crypto investors who are used to the rollercoaster, the last six months of Bitcoin has been like Kings Dominion on steroids! That combined with the volatility of Gold and Silver made today’s episode a “State Of The Union” address on these Alternative investments. Also, in…
more -
Episode #125: What's Next?
2025 was one of the better years to be an investor, but what’s next for 2026? As part of their annual “Prediction Podcast”, Steve and Dave look back at who was right and wrong last year, and what the “experts” are forecasting for 2026. You’ll also learn who Ned Davis* is and why Dave inexplicably...
-
Episode #124: The AI Quandry
Nothing screams “Past Performance Does Not Guarantee Future Results” like Artificial Intelligence stocks. What has fueled incredible market success over the past two years has analysts debating what might happen going forward. Steve and Dave tackle the tangible and psychological factors of the…
more -
Episode #123: Dave had a Dream
Similar to Dr. Martin Luther King Jr. (With the exception of the topic, gravitas, historical context, speaking ability, and every other intellectual attribute you can possibly think of), Dave shares his own “ I Had A Dream” speech. Steve adds his financial tidbits and, somehow, Episode 123 of…
more -
Episode #122: Summering at the Cambridge Conference
Ever wonder what happens when a whole bunch of financial advisors get together for a 3 day conference? If you said, “Yes”, then you need to critically analyze your “Things To Wonder About” list. Having said that, Steve, Dave, and Amy* learned a lot at their Broker Dealer’s annual meeting at the...
-
Episode #121: You, Me and the BBB
On episode 121 of Plan For Life Now, Steve and Dave break down the recently passed “Big, Beautiful Bill”. How does this bill affect you? If you’re very rich, you’ll be very happy. If you’re retired and a typical client of ours, we think you’ll like some of the things you hear. If you’re on...
-
Episode #120: Calm After the Storm
A very bullish episode 120 of Plan For Life Now starts with Dave’s review of his trip to Japan. He’s bullish on Japan, especially the toilets ( That, my friends, is what we call “a tease!). Steve then makes a strong case that we are not going into a recession, followed by a more existential...
-
Episode #119: Tariff Trouble
In this day after “Liberation Day” podcast, Steve and Dave try to unwind and analyze what all this tariff stuff means. Is their analysis accurate? Only time will tell. More importantly, how does this affect your retirement plan, and what should you do going forward? A lot of questions and (we...
-
Episode #118: March Sadness
Be it tarrifs or DOGE or whatever, the March markets start off (way!) down. A good time for Steve and Dave to reiterate their tangible and emotional investing fundamentals! Plus, you’ll learn a new phrase, “The Yen Carry Trade “.* All this and more on episode 118 of PFLN. *If you already know…
more -
Episode #117: The Federal Retirement Pod
Are you a Fed? Is going into the office 5 days a week not for you? Are you retired or recently retired, and know you need a game plan, but have told yourself you’ll “get to it at some point?” If so, starting at the 7:30 mark of Episode 117 of PFLN, Steve and Dave discuss the financial...
-
Episode #116: Lessons to Live By
It’s the season of giving, so Steve and Dave start with how the markets certainly held up their share of the bargain in 2024. And speaking of 2024, they move on to “Seven Lessons of 2024” by Charlie Billelo, arguably the second greatest “Lessons” piece ever written ( Sorry, nothing beats my...
-
Episode #115: The Trump (Gravy?) Train
The Trump (Gravy?) Train It’s a special election recap episode! What will a second Trump presidency mean for your money? Dave and Steve go over the Pros, the Cons, the Neo Cons… You name it, they will cover it on episode #115 of Plan For Life Now.
-
Episode #114: Frothy the Dow Man*
Just in case you didn’t believe we were a Washington DC area firm, we decided to take the month of August off from podcasting. So we start with our summer recap, including Steve’s trip to Colorado and Dave’s rare use of the word “frothy” to describe the market’s big returns in July. We also give…
more -
Episode #113 - Election Correction?
It could be Trump. It could be Biden. As of this recording, it could even be someone not born during the Roosevelt administration (Franklin, not Teddy, although it seems like Teddy). In any case , Steve and Dave debate whether this election will lead to a market correction. Plus, you’ll meet…
more -
Episode #112: Bubble Trouble?
After a brief epilogue on Tony Robbins’ out of touch financial advice (great tips if you’re “The Billionaire Next Door”, not so hot for the bottom 99.9999%), we delve into what may be the next great investment bubble, AI. Dave’s a big fan of Professor Scott Galloway, and he is predicting that the...
-
Episode #111: RIP Danny K!
The podcast starts with Steve’s look back at the life and times of Daniel Kahneman. Who’s Daniel Kahneman (Said everyone with a life and/or hobby)? He’s a psychologist whose theories on human behavior have had a profound effect on the world of finance…Oh, that Daniel Kahneman!! We also discuss…
more -
Episode #110: Play It Again Scam
Nobody wants to be the victim of a financial scam, yet they are becoming more prevalent and exotic every day. The story of one such incident, that Steve relays in this podcast, is fascinating, terrifying and informative all at the same time! Episode 110 of Plan For Life is a must listen, and a…
more -
Episode #109: 2024-The Year Of Noise
In episode 109 of Plan For Life Now, Steve and Dave give a detailed overview of what happened in the markets in 2023 (Good Stuff) versus what happened in 2022 (Bad Stuff). All of this as a data point for what may occur in 2024. But regardless of market results, their hypothesis is to buckle up…
more -
Episode #108: Charlie we Hardly Knew Ye*
It’s a festive episode for this holiday season, with a lot cool gifts-Like the stock market, the bond market, and the 60/40 portfolio! Also, a special tribute to the late, great Charlie Munger. If you’ve never heard of him, listen and find out about one of money’s wisest men. And finally, don’t...
-
Episode #107: The World is Unpredictable
Steve and Dave spend the majority of episode 107 reviewing where we are right now as the markets head toward 2024. Steve adds some prescient* insight on bonds: Dave finishes the pod off with some startling reality about Long Term Care, proving once again that life, money, and segments of Plan For...
-
Episode #106: New Federal Long Term Care Insurance Price Hike!
No way to sugarcoat this one- If you own the Federal LTCi plan, you’re looking at another price hike that could be up to 86%. But there will be options to amend your policy to mitigate the cost. Please use this short podcast as a guide on how to deal with this. We strongly recommend passing this...
-
Episode #105: Fear And Loathing in Retirement?
The show begins with Steve and Dave “waxing poetic”* about the end of summer, and quickly moves into a detailed review of a great column by Michelle Singletary about the emotional fraught of retirement. Then Steve debunks Michael Burry’s latest doom and gloom market prediction. If you’re worried...
-
Episode #104: Scary Financial Scare Tactics
After a quick market recap (and a good one at that!), Steve and Dave get into a detailed discussion about the fine line between how an investment opportunity is advertised on radio and TV* versus how it performs in real life. Before you buy what your favorite media outlet is selling, you may want...
-
Episode #103: Cash on the Sidelines?
This show is full of financial fireworks!* Steve and Dave start off with a discussion of how the markets did for the first half of 2023, then pivot into a back and forth about Artificial Intelligence. They finish with some sophisticated ideas to make your extra cash really work for you. Plus, a...
-
2023 5 31 - The Psychology Of Money
2023 5 31 - The Psychology Of Money by Capitol Retirement Strategies
-
Episode #100*
It’s the episode you’ve all been waiting for, big number 100!* We take a trip down memory lane, starting with the radio show at WMAL. If you’ve ever wondered about Dave and Steve’s broadcasting timeline, and how that led to a podcast that’s rocking triple digit listenership, then you need to tune...
-
Episode #100: Too Big to Fail
The title of our 100th episode is also the Jeopardy answer to the question, “What type of bank do I hope my money is in right now?” The big 100th episode celebration takes a back seat to the big questions, like Why did this happen? What will happen next? And what, if anything, should you do…
more -
Episode #99: Interesting take on Interest Rates
Well, it’s the last pod before the “100th Episode Mega Celebration” and Dave gives us a hint about two superstars who may be making a surprise appearance (Spoiler Alert-It’s not true!) Speaking of celebrations, Steve points out that the markets partied like it was 1999 in January, but we’re...
-
Episode #98: Will it be a happy 23?
Steve and Dave start things off by being the last two people on earth to wish you a “Happy New Year”! It’s a perfect prelude to their Predictions for 2023 extravaganza . What does the new year have in store for the “3 B’s” (Bonds, Bitcoin and Bezos)? Will the Fed pull off their “soft landing”? Is...
-
Episode #97: Wrapping up 2022
Steve and Dave look forward to their upcoming, star studded spectacular ( actually doing nothing different than normal) 100th podcast episode, and look back at the market’s 2022 performance. What if 2023 is as dismal as 2022? Does it really matter? If you’re interested in Dave peppering Steve…
more -
Podcast #96 Thanksgiving Potpourri
Steve and Dave cover a variety of topics including the dangers of market timing, some surprising tips on “TIPS” (and Gold, but that didn’t sound clever), and a negative spin on the advancement of Alzheimer's testing. Along the way, you’ll be introduced to the “When They Say It’s Dead It’s Very…
more -
2022 10 13 Podcast #95 - Theories About Market Theories
Steve and Dave delve into all of the predictions and theories about where this volatile stock market is headed. Have you heard the one about what stocks will do after the Midterm elections? Steve and Dave have…many times! If you’ve been wondering if our 95th podcast will lead to the market going…
more -
Episode #94-Where did Summer Go?
The endless summer is ending, and on this episode of PFLN, Dave ponders this fact from his patio in Ocean View, DE. We also learn about his pickleball performance at the Maryland Senior Olympics, which was eerily similar to the stock market in August-weak and seemingly lifeless. Steve points out...
-
Episode #94: How Low Can It Go?
There is no other word to describe recent stock and bond returns, other than awful. The six months ending June 30th ranked in the bottom 2% in history for a balanced portfolio. Dave and Steve discuss the current state of the markets and what we should expect for the rest of the year. What will…
more -
Episode #92: The Bear Has Arrived
After flirting with the magical 20% barrier, stocks officially closed in a bear market. What does this mean for the average retiree? How long does the typical bear market last and how fast is the average recovery? How should you have your assets allocated between different asset classes? Also…
more -
Episode #91 - Are We In A Bear Market?
As the stock market continues to decline, Dave and Steve weigh in with their thoughts and look back at past bear markets. What can we learn from the past declines and how does it relate to today? They also discuss what it feels like to retire and start spending retirement assets in this...
-
Episode #90 - The Current State Of The Market And Listener Questions
The market woes have continued as we entered the 2nd quarter of 2022. However, the normal dynamic of bonds as a safe haven from stock market declines has not played out this year. While stocks are down 10%-15%, the broad bond market is down almost 10% off it’s highs. What does this mean for...
-
Episode #89: Is this the start of the next bear market?
Concerns over Ukraine, inflation and rising interest rates have continued to weigh on the market and cause negative stock market returns. In this month’s episode Dave and Steve attempt to give some perspective on the current decline. How has the market reacted to past geopolitical shocks? How…
more -
Episode #88-An Ugly Start to 2022
2022 has started off with something we haven’t seen in a while: Volatility. Listen to the latest podcast to hear Dave and Steve discuss why the stock market is off to a terrible start. What does this mean for the rest of the year? How can we use history as a guide to what might happen going...
-
Episode 87 - Long Term Market Assumptions: Looking back and looking forward
Dave and Steve start off the year by looking back at 2021 and looking forward into 2022. How much did the stock market gain in 2021 and how much growth are pundits predicting in 2022? More importantly, how do the long term projections affect how you should plan for your own retirement. Listen now...
-
Episode #86 - How To Prepare For Higher Taxes
In this episode Dave and Steve discuss a topic that is near and dear to all of us; how can we (legally) minimize the taxes we pay. First they explain the analysis behind the decision to convert to a Roth IRA (8:23). Next they discuss how it might make sense to realize capital gains now rather…
more -
Episode #85: Inflation Rears Its Ugly Head
The most recent inflation data shows that prices have increased at 6.2% over the past year. This is the highest inflation reading since the early 90s. Will we continue to face high inflation for years to come? Listen to Dave and Steve discuss the future of inflation and how to position your...
-
Episode #84 Outrage Marketing In The World Of Personal Finance
In today’s modern media world of Facebook and Twitter, we’ve all witnessed “outrage marketing”, even if we don’t know the term. These are the articles designed to elicit an emotional response, either positive or negative. In this month’s episode, Dave and Steve discuss “outrage marketing” in the...
-
Episode #83-Things that Might or Might not Happen in 2021
In this month’s episode Dave and Steve discuss 10 things that might or might not happen in the future according to Wharton’s Jeremy Siegel. Will inflation continue to rise? Will taxes increase? What will happen to bond yields? Will tax rates be higher? Will value outperform growth? Tune in to…
more
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
We are an independent retirement planning firm geared towards serving the investment and insurance needs of people over the age of 50.
HOSTED BY
Capitol Retirement Strategies
CATEGORIES
Loading similar podcasts...
Frequently Asked Questions
How many episodes does Plan For Life Now have?
Plan For Life Now currently has 139 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Plan For Life Now about?
We are an independent retirement planning firm geared towards serving the investment and insurance needs of people over the age of 50.
How often does Plan For Life Now release new episodes?
Plan For Life Now publishes regularly with 139 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Plan For Life Now?
You can listen to Plan For Life Now on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Plan For Life Now?
Plan For Life Now is created and hosted by Capitol Retirement Strategies.
URL copied to clipboard!