PODCAST · education
Planning for Their Future
by Reggie Peral
You know your child better than anyone. The question is who else will, when you're not here. Planning for Their Future is a podcast for families raising or supporting someone with special needs. Most of these families have done some of the planning: a will, life insurance, maybe a special needs trust. Few have a plan that holds together once they're not the ones running it. This show is about building that plan. Host Reggie Peral, founder of ClearView Family Wealth, works through it one piece at a time using the Six P's of Lifetime Care Planning: Picture, Price, Protect, People, Preserve, and Practice. That means the money, and also the people, the knowledge, and the systems your loved one will depend on. Episodes cover SSI and Medicaid, special needs trusts, ABLE accounts, guardianship and turning 18, siblings, and what happens after both parents are gone. Free Lifetime Care Plan workbook: clearviewfw.com/free-workbook For educational purposes only. Not lega
Episodes
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The Benefit Most Parents Don’t Know Their Child Will Get
In this episode, you’ll learn: → Who qualifies for Childhood Disability Benefits (also called Disabled Adult Child, or DAC, benefits), and why they’re often larger than SSI → How your own Social Security claiming decision affects when your child’s benefit starts → The Medicaid protection families...
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ABLE Accounts, the Tool Most Families Underuse
In this episode, you’ll learn: → Who qualifies for an ABLE account now that the age limit has expanded to disability that began before 46 → How much can go in each year, including the extra room for loved ones who work → The housing rule that makes ABLE accounts uniquely useful, and how a trust…
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Turning 18 Changes Everything
In this episode, you’ll learn: → The four things that change on your child’s 18th birthday, and why so many families are caught off guard → The full range of decision-making options, from guardianship to less restrictive choices like a health care proxy and supported decision-making → Why SSI can...
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Three Kinds of Trust, and the One Families End Up in by Accident
Most parents know they’re supposed to have a special needs trust. Many have one. Very few can tell you which kind it is, and that difference can decide whether your loved one’s money keeps them on benefits or ends up paid back to Medicaid. In this episode, you’ll learn: → The three kinds of…
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SSI and Medicaid, Explained Like a Parent Would Want
SSI and Medicaid shape almost every decision in a special needs plan, yet most families only understand them in pieces. You've heard about the $2,000 limit. You've heard not to leave money to your child directly. Nobody has explained how it all actually works. In this episode, Reggie walks…
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The Plan That Keeps Working: Why Every Plan Needs a Review Rhythm
Every lifetime care plan starts going out of date the moment it's finished. Your loved one grows. You get older. Siblings grow up, caregivers move, and benefit rules change. None of that means the plan failed. It means the plan needs a way to keep up. In this episode, Reggie walks through…
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What Only Lives in Your Head: Writing a Letter of Intent
A trust can tell someone how to manage money. It can't tell them what makes your child feel safe, what a hard day looks like, or how they show that something's wrong. Right now, that knowledge probably lives in one place: you. In this episode, Reggie walks through Preserve, the fifth of the Six...
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Who Actually Shows Up: Naming the People in Your Plan
A perfectly drafted trust can't answer the question that matters most: who actually shows up? Not a name on a form. A person who has said yes and understands what they're agreeing to. In this episode, Reggie walks through People, the fourth of the Six P's: naming who handles each part of the job,...
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Where Good Intentions Go Wrong: Trusts, Benefits, and Beneficiary Forms
Having money set aside for your loved one isn't the same as having it set up correctly. A gift from a grandparent, an inheritance, or a life insurance payout meant to help can end up costing them the benefits they depend on. In this episode, Reggie walks through Protect, the third of the Six P's:...
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What This Actually Costs: Putting an Honest Number on a Lifetime of Care
Nobody can give you an exact figure for a life that may run fifty or sixty more years. But you can understand the real size of the commitment, and the gap between what it will cost and what's already going to cover part of it. In this episode, Reggie walks through Price, the second of the Six…
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The Life Before the Money: Defining What You're Planning For
Most families start planning by asking how much they need to save. It's a fair question, and it's the wrong place to start. If nobody knows what the money is for, everyone is guessing. In this episode, Reggie walks through Picture, the first of the Six P's: defining the life you're actually...
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Who Knows My Child? The Six P's of Lifetime Care Planning
Episode 1: Who Knows My Child? You know what your child eats, what calms them down, which doctor they trust, and how they tell you something hurts. Right now, most of that lives in one place: you. In this first episode, Reggie introduces the question this show is built around, and the framework…
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ABOUT THIS SHOW
You know your child better than anyone. The question is who else will, when you're not here.
Planning for Their Future is a podcast for families raising or supporting someone with special needs. Most of these families have done some of the planning: a will, life insurance, maybe a special needs trust. Few have a plan that holds together once they're not the ones running it. This show is about building that plan.
Host Reggie Peral, founder of ClearView Family Wealth, works through it one piece at a time using the Six P's of Lifetime Care Planning: Picture, Price, Protect, People, Preserve, and Practice. That means the money, and also the people, the knowledge, and the systems your loved one will depend on. Episodes cover SSI and Medicaid, special needs trusts, ABLE accounts, guardianship and turning 18, siblings, and what happens after both parents are gone.
Free Lifetime Care Plan workbook: clearviewfw.com/free-workbook
For educational purposes only. Not lega
HOSTED BY
Reggie Peral
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Frequently Asked Questions
How many episodes does Planning for Their Future have?
Planning for Their Future currently has 12 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Planning for Their Future about?
You know your child better than anyone. The question is who else will, when you're not here. Planning for Their Future is a podcast for families raising or supporting someone with special needs. Most of these families have done some of the planning: a will, life insurance, maybe a special needs...
How often does Planning for Their Future release new episodes?
Planning for Their Future has 12 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Planning for Their Future?
You can listen to Planning for Their Future on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Planning for Their Future?
Planning for Their Future is created and hosted by Reggie Peral.
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