PODCAST · business
PoFU Podcast
by @pofupodcast
A personal finance podcast about getting to the Position of F**k You, the ultimate level of financial strength
Episodes
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060 | Fulfillment Friday
Will you get bored in retirement? Today's episode features themes of purpose and fulfillment in your retirement years. The transition from the daily grind to retirement can sometimes be an unforeseen challenge and we explore that through the stories of our fathers' retirement experiences, looking...
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059 | Baby Steps vs The FOO
You've heard of the Dave Ramsey Baby Steps, now let's discuss the FOO aka the Financial Order of Operations. Full credit to Brian & Bo at www.moneyguy.com for the FOO. Spoiler alert: we prefer the FOO over the Baby Steps, but you can't go wrong with either. If you aren't doing one of them, you're...
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058 | Brotherhood & Community
Brotherhood. Community. Jeremiah uses episode 58 to express his extreme gratitude for teams, friendships, and giving back.
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057 | Health + Finance
What good are strong finances without good health? Nathaniel Williams joins us in the studio for another episode where discuss the 3 pillars of health: sleep, nutrition, and exercise. We delve into the hypocrisy of modern medicine, a universal approach to nutrition (hint: eliminate processed...
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056 | Vacation House Hack
Special thanks to Mr Nathaniel Williams for joining us in the studio where we do a deep dive on his "Vacation House Hack", his family vacation home that also doubles as a VRBO. Merlin Hütte is a single family house in the foothills of Schuss Mountain, an all-season golf and ski resort in northern...
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055 | Syndication Consternation
Not every investment goes according to plan! Yes, every worthy investment comes with a certain level of risk. Not every investment will be a home run. Not every investment will hit projections. We've sung the praises of real estate syndications time and again, but they aren't as foolproof as we...
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054 | Hiatus Terminated
Back by popular demand! Well, sort of. We've heard you, PoFU fans! It has been a while. Nearly a year since our last publication, we are back to let you know that we are alive and well. A very sincere apology to the fans we forced to wait that long. We have plenty of excuses, and none of them are...
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053 | Rent vs Buy: the Pros & Cons
Should you rent or buy? Our conclusion...well it depends. Current state of your market, your need to be mobile, your career path , there's a lot to consider. From a pure financial perspective, we are basically 50/50 on the net financial benefit of owning vs renting. When you rent, your monthly…
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052 | Albatross? No. Arbitrage!
Over the next 10 years, the number of individuals in the workforce ages 75+ is going to quadruple! It shouldn't come as a surprise considering the majority of Americans live paycheck-to-paycheck and live beyond their means. It brings us back to the famous Warren Buffet quote: "If you can't find a...
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051 | Coaching Your 20-Year-Old Self
If you could go back in time, how would you advise your 20 year old self? Grant Cardone says don't drink, don't do drugs, don't chase women, and learn learn learn. Fantastic advice, but we at the PoFU Podcast sing a slightly different tune.
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050 | Your Finance Social Circle
Surround yourself with good people. And when it comes to finance, surround yourself with financially successful people. Ask questions, learn, exchange ideas, talk about money! In this episode Jeremiah shares a statistic that's not at all surprising: 84% of Americans stress about money at least…
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049 | Financial Benefits of Marriage?
PoFU fans...it's been a while! Summer hiatus is no excuse, but that's what we are going with for now. It felt good to be back in the studio! Don't let the episode title fool you, we didn't dive deep into the financial benefits of marriage. Why? To be frank, we couldn't find any! Of course there…
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048 | Debit Card vs Credit Card
The Dave Ramsey's of the world will tell you that credit cards are evil and debit cards are the only way to go. We could not disagree more! Like everything, there are pros and cons to each. We break it all down for you in episode 48.
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047 | Personal Finance Class
A new bill has been passed in the state of Michigan requiring all students (starting with the 8th grade class in Fall 2023) to complete a personal finance class in order to graduate high school. How man times have we heard "I was taught the pythagorean theorem but I was never taught how to…
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046 | Set Habits, Not Goals
Going into a new year we normally talk about goal setting. In episode 46 we have a different take on the subject: habit-setting instead of goal-setting. Habits are controllable and allow you to take "digestible" actions toward hitting a goal. In 2023 we are all about setting new habits!
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045 | 2022 Recap
PoFU Nation we are back! Surgeries, vacations, holidays, and of couse Jeremiah Time has kept us out of the studio, but we are back and ready to charge into 2023! This episode we discuss what worked and what didn't in 2022 and are excited to move the financial needle forward in 2023.
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044 | Powerball Dreams
An integral part of the PoFU journey is dreaming big dreams. What would you do if you had all the money in the world? Would you buy stuff like houses, cars, and toys? Would you buy investments like stocks and real estate? Would you give some away to meaningful charities? A little dream session…
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043 | Student Loan Bailout
This episode centers around the announcement of the recent student loan bailout and the $300 billion (or more??) bill handed out to the American taxpayers. We start with a profanity-laced rant about how this is a colossal mistake, but we regroup and propose a solution that will not only revamp…
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042 | The Value of College
Arguably one of the largest investments some people will ever make, a college education is one that has seen diminished value over the past 10+ years. On the low end (public, in-state) the total cost of attendance for a degree averages about $125k nationwide. For private universities, that number...
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041 | PoFU SOTU
We heard you, PoFU Listeners! We took a little recording break over the back half of the Summer but we are back with a new episode. Summer in Michigan is a special time and we chose to soak up all the Summer we could before getting back in the studio. Episode 41 is a State of the Union to bring...
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040 | Live for Today, PoFU for Tomorrow
One of the great conundrums of the PoFU journey is striking the balance between living for today and planning for tomorrow. The PoFU journey is long and arduous. After years of saving, investing, and growing streams of passive income we often find ourselves asking the question "what is all this...
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039 | The Realtor® Dilemma
**Warning! Sensitive real estate agents, proceed with caution!** We love real estate agents. We really do. We have several friends who are real estate agents and we wish them nothing but success and hefty paydays. Real estate agents are a vital component to real estate transactions. However, the...
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038 | Listener Questions - HELOCs & PMI
Addressing 2 listener questions in Episode 38: Should I use a HELOC for a home improvement project? While every situation is different, the basis for our answer is to determine whether your home improvement project is a NEED or a WANT? If you have a repair that needs immediate attention (roof…
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037 | Stay the Course
Back from a short, Summer-induced podcast break, we are back in a fresh new studio for Episode 37! This episode centers around another of Jeremiah's famous "articles" that brings us a valuable lesson. Imagine this: over the past 40 years our country has experienced 6 recessions, 5 bear markets…
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036 | A Few Good (Mortgage) Men
The last in our 3-part series with special guest Brendan O'Driscoll from Treadstone. Brendan talks about the cost of waiting to buy a house relative to the recent rate hikes, we share some unfiltered feelings about Zillow and Rocket Mortgage, and we do our worst Jack Nickolson impressions from A...
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035 | Cocaine & Helicopters
The 2nd installment of our 3-part series with special guest, Brendan O'Driscoll. The co-founder of Treadstone Mortgage, Brendan talks about the power of giving and how success should not be defined by the amount of money you have, rather the amount of money you give. A tremendous lesson along…
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034 | The Mortgage Mogul with Brendan O'Driscoll
Owner and founder of Treadstone Mortgage, Brendan O'Driscoll, joins us for episode 34! Brendan has built a successful business out of the ruins of the sub-prime market in the late 90's. A phenomenal boss and an amazing philanthropist, Brendan talks about building a business with integrity and...
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033 | Billionaire's Tax Proposal
Don't let the opening dialogue fool you, we are not anti-billionaire! President Biden recently announced a proposal within the 2023 budget called the "Billionaire Minimum Income Tax." This proposal, if approved, would impose a 20% minimum tax rate on all households worth more than $100 million....
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032 | Personal Finance in Schools
Should personal finance be taught in schools? We at the PoFU Podcast say YES! Florida recently mandated personal finance education in schools. The particulars (curriculum, subjects, etc) aren't exactly clear so we offered the subjects that we think most important to today's kids. Budgeting…
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031 | Why the Rich Don't Pay Taxes
It's tax season! Episode 31 we discuss the various ways the wealthy legally work the system to minimize their tax burden. Spoiler alert...you have to own ASSETS. Stocks, real estate, businesses. Depreciation, capital gains, & use of debt are the hot topics for this episode.
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030 | Inflation Nation
One of the hottest topics in the finance world these days is INFLATION. Recent report showed inflation in the US has hit 40-year highs of 7.5%. What is inflation? Who is and what is impacted? How do you hedge against inflation? We tackle all those questions and more in episode 30. Special...
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029 | Rip the Bandaid Off
This episode centers around the idea that we all have to get started somewhere. Jeremiah tells the story of a recent lunch with 2 cash-heavy professionals (we may have referred to them as "cash-holes"!) who had an interest in timing the market. We also clarified the messaging in Episode 27 about...
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028 | The 7 Sins of (Stock Market) Investing
Special thanks to Jeremy at @personalfinanceclub for providing the inspiration for episode 28, The 7 Sins of Investing. This episode focuses on what not to do in the world of stock market investing. Be sure to follow @personalfinanceclub on IG. Thanks for listening!
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027 | Syndication Deep Dive
We promised a deep-dive into syndications several episodes ago, and in Episode 27 we finally deliver. Syndication investing has become the medium of choice for both Ben and Jeremy. With all the benefits of real estate ownership (cash flow, appreciation, tax benefits, etc) but none of the…
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026 | Looking Ahead to 2022
Every year should start with a goal-setting exercise. Our areas of focus are personal, professional, and financial goals for 2022. Looking forward to a great year and tackling these goals!
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025 | The Pro Athlete's Mindset
Special guest David Williams joins Ben and Jeremiah at Studio 1164 for episode 25. A former collegiate national champion and professional cyclist, David shares with us the successes, struggles, and mental fortitude it takes to make it on the pro tour. This conversation deviates from our normal...
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024 | 2021 Year in Review
Celebrating the 1 year anniversary of the PoFU Podcast, Ben & Jeremiah put a bow on 2021 and review their wins and losses from the year, financial and otherwise. Thanks to all the listeners for a great first year!
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023 | Listener Feedback
In this episode we share some good news stemming from episode 20, we dive a little deeper into some short term rental feedback from loyal listener Bryan Kuyper, and we share details on our recent business + pleasure trip to San Diego where we rode our bikes like all over SoCal and also spent some...
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022 | Short Term Rentals
This episode is a follow-up to episode 21 where we broke down the evaluation of long term rental properties. Episode 22 we dive into short term rentals, a discussion inspired by our good friend Nathanial Williams and write-in fan/follower, Bryan Kuyper. Short term rentals can have a larger upside...
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021 | Evaluating a Rental Property
After settling a bet made in a previous episode, we jump right into the bread and butter of our real estate investing journey: evaluating and purchasing rental properties. The discussion gets granular into each data point that must be considered when vetting rentals and how to apply a formula to...
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020 | You're Gonna Die
You're. Gonna. Die. The 3 most motivating words anyone will ever hear. Inspiration from one of my favorite personalities @garyvee (video link below). If those words aren't enough to motivate you to get you financial affairs in order, we can't help you. This episode is a staunch reminder that...
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019 | Look In the Mirror
In this episode we revisit an old topic of leverage but put more focus on accountability and eliminating excuses. Look in the mirror...and realize you are the only one holding you back!
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018 | Pay Yourself First
Pay your self first! We've all heard people make excuses that they don't have money to invest, yet we frequently see these same people out to dinner, with a Starbucks in their hand, wearing the newest clothes, etc. In episode 18 we delve into the concept of reversing typical spending habits. Most...
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017 | What's Your Number?
In this episode we revisit our foundational PoFU credo and and discuss the most common question from many financial planners, "What's your number?" We debate the pros and cons of a cash flow retirement model vs a stock portfolio model (and the 4% rule).
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016 | Rapid Fire Questions
Inspired by a recent episode of the @therobbaileyshow, Ben pings Jeremy with some thought-provoking questions. Some personal finance mixed in with general life questions, we give thanks to @killrobbailey and @rastarunner_ for influencing the agenda. Also special shout-out to our guy @jdiekema for...
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015 | Strategy Unplugged
This episode's discussion covers the current state of our syndication investment portfolios, investment targets, and future plans within this space. We also discuss current state of the market and our thoughts on where markets are headed in the coming years.
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014 | Part 2 of 2: All Things Crypto
In this follow-up and to Episode 13, we welcome back our good friend and Eclipse on Tap host, Matt Deighton, to wrap up our conversation about crypto and blockchain technology. We ping Matt with all sorts of technical questions, talk about the applications of these technologies, and get Matt's…
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013 | Part 1 of 2: All Things Crypto
In this episode we welcome back our good friend and Eclipse on Tap host, Matt Deighton, aka The Duke! Matt shares with us his extensive knowledge on crypto, the blockchain, and everything in between. Crypto is a hot topic and an incredibly interesting (and brain-twisting!) technology, so we…
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012 | Part 3 of 3: Special Guests Eclipse on Tap
Part 3 of 3: In this episode we wrap up our roundtable chat with the hosts of the Eclipse on Tap Podcast. Matt Deighton, David Williams, and Nathan Williams join us in the studio to talk about long term financial goals.
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011 | Part 2 of 3: Special Guests Eclipse on Tap
We continue the conversation from episode 10 with the hosts of the Eclipse on Tap Podcast. Matt Deighton, David Williams, and Nathan Williams join us in the studio to discuss all things PoFU. The subject of loyalty in corporate America and defining your true team is prevalent in this episode.
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ABOUT THIS SHOW
A personal finance podcast about getting to the Position of F**k You, the ultimate level of financial strength
HOSTED BY
@pofupodcast
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Frequently Asked Questions
How many episodes does PoFU Podcast have?
PoFU Podcast currently has 59 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is PoFU Podcast about?
A personal finance podcast about getting to the Position of F**k You, the ultimate level of financial strength
How often does PoFU Podcast release new episodes?
PoFU Podcast has 59 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to PoFU Podcast?
You can listen to PoFU Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts PoFU Podcast?
PoFU Podcast is created and hosted by @pofupodcast.
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