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Private Banking Strategies

by Vance Lowe and Seth Hicks

Welcome to Private Banking Strategies Podcast with Vance Lowe and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors structure an asset-protected, tax-free fortress for their families. Learn how to keep what you earn and use the “velocity of money” to create your own private banking system. Join us on this journey as we explore the “secret” strategies of the rich and political elite and help you take total control of your financial security.

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Episodes

  1. Who Gets Your Next Car Payment? | Epsiode 184

    Most folks know how to make a car payment. Have you considered who should receive it? Most car buyers spend time negotiating the vehicle price and monthly payment. The financing behind that purchase can be far more important. In this week’s Private Banking Strategies Podcast, Vance Lowe and Seth...

  2. Before You Invest Elsewhere, Follow the Money Leaving Your Business | Episode 183

    A successful business owner can know exactly how to serve a customer—and still overlook where the money goes after the customer pays. That’s what makes this story worth hearing. A dentist was searching for an investment opportunity. Real estate was on the table, even though it wasn’t his area of...

  3. Banks Don’t Want You Thinking Like a Banker – Episode 182

    What if the biggest obstacle to building lasting wealth isn’t your income… but the financial system you’ve been taught to trust? In this episode of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe explore one of the biggest mindset shifts in wealth creation:Banks don’t simply…

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  4. Wealth Isn’t About Earning More—It’s About Keeping More – Episode 181

    You May Have a Financial Leak You Can’t See Most people believe they need to earn more money to become wealthy. But what if that’s not the real problem? Imagine discovering a small hole in the bottom of your swimming pool. Every day you refill it, yet it never stays full.That’s exactly how many...

  5. Why High Income Doesn’t Create Wealth | Episode 180

    Most people believe the answer to financial freedom is earning more money.Unfortunately, experience proves otherwise. Every year we meet physicians, attorneys, business owners, executives, and entrepreneurs earning six and seven figures who still feel financially trapped.The problem isn’t...

  6. How Bankers Evaluate Every Investment Opportunity | Episode 179

    Every investment opportunity looks exciting in the beginning. Real estate…Business ventures…Partnerships…Private lending…But successful bankers ask very different questions than most investors. Before deploying capital, they ask: Where is the predictable cash flow? How is the principal protected?...

  7. How Wealthy Families Protect Capital While Growing Wealth | Episode 178

    Many successful professionals eventually face the same challenge: “I’ve accumulated capital…now what should I do with it?” The problem isn’t a lack of opportunity.The problem is distinguishing good opportunities from expensive distractions. In this episode of the Private Banking Strategies…

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  8. Building the Framework for a 100-Year Family Bank | Episode 177

    Families lose wealth because they inherit money without inheriting the system that created it. Every successful business follows a proven framework. Yet most families manage millions of dollars with no written system, no roadmap, and no governance. In this episode, Seth Hicks and Vance Lowe…

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  9. The First 90 Days: How to Activate Your Family Bank | Episode 176

    Many families spend months designing the perfect financial strategy—but never fully activate it. In this episode of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe explain the critical transition from owning a properly structured life insurance policy to actually operating your...

  10. The Biggest Wealth Mistake Happens Before You Even Invest | Episode 175

    Many families spend decades building wealth… Very few spend time protecting it. One lawsuit.One probate mistake. One improperly titled asset.Everything changes. In this week’s Private Banking Strategies Podcast, Vance Lowe and Seth Hicks explain why ownership structure may be the single most...

  11. Stop Guessing With Money—Follow a Proven Wealth Blueprint | Episode 174

    Successful families don’t become financially independent by accident. They follow a system. In this episode of the Private Banking Strategies Podcast, Vance Lowe explains why every successful private banking strategy begins with an Eight-Year Family Banking Blueprint—a customized roadmap that…

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  12. Why Wealth Begins With Better Cash Flow—Not More Income | Episode 173

    Most people believe they need to earn more money before they can build lasting wealth.The truth? Many families already have the resources they need—they simply don’t know where to look. In this week’s Private Banking Strategies Podcast, Vance Lowe walks through what actually happens during an...

  13. Why the Wealthy Control Money Instead of Chasing It | Episode 172

    Most people spend decades trying to earn more money.Very few ever learn how money actually works. In this week’s Private Banking Strategies Podcast, Seth Hicks and Vance Lowe walk you through exactly what happens during your first 90 days of implementing your own private banking system.You’ll...

  14. Why Wealth Protection Comes Before Wealth Growth | Episode 171

    Most people spend their entire lives focused on earning money.Very few ever learn how to protect it.The wealthiest families understand something most financial advisors never teach: Making money is only half the game. Keeping it is where real wealth begins. In this week’s Private Banking…

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  15. Protecting the Family Bank: How Wealth Is Preserved | Episode 170

    What if the greatest threat to your wealth isn’t the stock market… What if it’s the way your assets are structured? In Episode 170 of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe reveal why protecting wealth is just as important as creating it. Discover how successful…

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  16. The Tailwind Effect of Private Banking | Episode 169

    The average person spends money once. Banks recycle the same dollar repeatedly. That is the difference. The wealthy understand that the real power is not merely earning income — it is controlling the movement of capital. When families reclaim the banking function in their own lives: money…

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  17. Why Taxes Quietly Kill Compounding Growth | Episode 168

    In Podcast 168 of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks break down how taxes quietly destroy the power of compounding growth — and how properly structured private banking strategies can help families regain control of their financial future.

  18. How Wealthy Families Create Financial Blueprints for Generations | Episode 167

    What if your money isn’t actually working for YOU? In Podcast 167 of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe reveal the blueprint behind building a 100-Year Family Bank and explain how wealthy families use structure, cash flow, and strategic banking principles to create...

  19. Why Rich Families Think Differently About Debt | Episode 166

    In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks dive deep into the loan-based distribution strategy and explain how wealthy families use private banking principles to create tax-advantaged retirement income, recapture interest payments, and build...

  20. Are You Working for Money… or Is It Working for You? | Episode 165

    Most people spend their entire lives preparing for something that doesn’t actually exist. Retirement. Think about it… You’re told to work for decades, store your money in government-controlled accounts, and hope it’s enough one day. But here’s the truth: That system was never designed to create...

  21. Think Like a Banker (Not a Consumer) | Podcast 164

    Are you consuming your money… or compounding it? In this episode of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe break down the critical mindset shift required to build real wealth: thinking like a banker. Most people earn income and spend it. Wealth builders deploy capital,...

  22. Turn Debt into Cash Flow: The Private Banking Loan Engine | Episode 163

    Debt is something nearly everyone encounters, yet few understand how it can be strategically leveraged as a wealth-building tool. When structured properly, debt can become a powerful driver of long-term cash flow, capital efficiency, and financial growth. By “buying your own debt,” you can...

  23. From Debt Burden to Wealth Engine: The Private Banking Approach | Episode 162

    It’s not uncommon for young families to feel the pressure of high-interest debt—credit cards, mortgages, auto loans, student loans—all quietly draining cash flow month after month. Most people follow the conventional path: make payments to outside lenders, accept the interest as a cost of...

  24. Master Your Money Early: The Private Banking Advantage | Episode 161

    When entering the workforce, financial literacy often takes a back seat—but the decisions made in these early years can shape your financial future for decades. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal how young adults can take control by...

  25. The Wealth Engine: Managing Private Bank Transactions for Maximum Returns | Episode 160

    With a properly structured private family banking system, you can build cash value, capture compound interest, and maintain liquidity—all while creating a reliable source of self-financing. However, without accurate documentation, even the most well-designed system can lose efficiency and…

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  26. Stop Borrowing from Banks: Fund Your Business with Private Family Banking | Episode 159

    Are you looking to grow your business but tired of relying on outside lenders and unpredictable financing? What if you could create a strategic system to fund your own business expansion? By building your own Family Bank, you can establish a disciplined financial framework that gives family…

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  27. Invest Smarter: How to Deploy Capital for Maximum Returns | Episode 158

    What is your area of expertise? Maybe you’re a doctor, lawyer, fisherman, or construction worker looking for a smarter way to invest your cash flow and generate passive income. No matter your profession, developing the competence to become your own banker is a powerful step toward fueling your...

  28. Capture the Power of Compound Interest with Your Private Wealth Engine | Episode 157

    Are you feeling stuck—living paycheck to paycheck, uncertain about your financial future, and watching retirement drift further out of reach? If you’re ready to regain control, eliminate debt, self-finance major purchases, and build a true multi-generational wealth strategy, this episode is your...

  29. Create Passive Income & Legacy Assets With Whole Life Insurance | Episode 156

    When a child is born, smart families start thinking about life insurance, generational wealth, and long-term financial security — but most people don’t realize a properly structured policy can do far more than provide a death benefit. By utilizing whole life insurance as a private family banking...

  30. Break Free from Debt | Avoid High Interest Rates in 2026 | Episode 155

    Are you drowning in debt? In 2025, the average U.S. household carries between $105,000 and $150,000+ in debt — and for many families, high-interest payments have become a normal way of life. But what if you could eliminate debt, bypass traditional banks, and build unstoppable cash flow by…

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  31. Stop Saving Money: Why the Rich Don’t Rely on Savings Accounts | Episode 154

    What does it truly take to build generational wealth that endures for decades? While many families rely on traditional strategies like 401(k)s, IRAs, stocks, and real estate to grow and transfer wealth, few are aware of a time-tested strategy quietly used by affluent families for more than 200...

  32. Grow Your Cash Flow Fast: Private Family Banking Secrets for Generational Wealth | Episode 153

    In this episode of the private banking strategies podcast, Vance Lowe and Seth Hicks Esq.,as they break down the powerful concept of the Private Family Bank. Explore the philosophy, structure, and long-term strategies that allow families to grow wealth privately, safely, and exponentially and why...

  33. Protect Your Family’s Financial Future: Top Money Mistakes to Avoid | Episode 152

    In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal how families build generational wealth—and why most lose it. By comparing the Vanderbilt and Rockefeller families, they explain how financial structure, mindset, and education determine whether…

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  34. Stocks or Whole Life Insurance? Comparing Returns, Risk, and Control | Episode 151

    Do you find yourself setting money aside, only to watch those savings disappear when unexpected expenses arise? This cycle is common when traditional savings tools lack flexibility and protection. By leveraging uninterrupted financial growth through properly structured whole life insurance, your...

  35. The Compounding Wealth Strategy That Outperforms Banks, IRAs, and 401(k)s | Episode 150

    Think your cash is safe sitting in a traditional bank? Think again. Centralized banks profit from your deposits while offering little protection or growth. Long before banks dominated the financial system, mutual whole life insurance companies provided unmatched stability, guaranteed growth, and...

  36. The Broken Financial System: How to Build Cash Flow in a Debt-Based Economy | Episode 149

    Everyone is talking about how broken the current financial system is—but few talk about why. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., expose the flawed economic model fueling massive U.S. debt and inflation, and reveal how understanding this…

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  37. How to Double Your Cash Flow: The 100-Year Family Bank – Part 5 | Episode 148

    Build financial abundance the smart way—without unnecessary risk. In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks explain how high-net-worth families use private family banking and Infinite Banking principles to make every dollar more efficient. Learn...

  38. Wealth Preservation vs. Wealth Destruction: The 100-Year Family Bank – Part 4 | Episode 47

    You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes. In this episode of the...

  39. The Perfect Investment: The 100-Year Family Bank – Part 3 | Episode 146

    What happens after you achieve financial success? Do you leave your cash sitting idle in a traditional bank – or put it to work in a high-yield wealth strategy designed to protect, grow, and compound your capital for generations? On this episode of the Private Banking Strategies Podcast, Vance…

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  40. How to Preserve Generational Wealth – The 100 Year Family Bank – Part 2 | Episode 145

    Every family dreams of leaving a lasting financial legacy—but what happens when the next generation isn’t prepared to manage that wealth? It’s time to break down why generational wealth so often disappears and how high-net-worth families avoid this common trap by keeping their cash compounding…

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  41. Generational Wealth Made Simple: The 100-Year Family Bank – Part 1 | Episode 144

    Discover how the 100-Year Family Bank strategy has empowered families like the Rockefeller’s to build, grow, and protect wealth for generations. For centuries, high-net-worth individuals have used this strategy to preserve capital, reduce taxes, and maintain financial control—regardless of market...

  42. The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143

    Discover the best place to keep your cash for stability and growth! Learn where high-net-worth individuals store money for maximum growth potential and uncover the history of banking through high-cash-value whole life insurance contracts—the same strategies used by banks and major corporations....

  43. How the Rich Mitigate Taxes | Episode 142

    Unlock the secrets the wealthy use to legally reduce taxes and build bulletproof wealth. Most people never learn the personalized banking strategy that high-net-worth individuals rely on—yet it’s the same strategy banks themselves use to grow and protect their capital. In this episode, discover…

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  44. The “No-Risk” Investment Strategy: Build Lasting Financial Success – Part 2 | Episode 141

    We’ve all been told to invest our hard-earned savings in “safe” or “logical” places — yet every investment seems to come with risk. But what if there was a way to secure your money in a protective financial vault that not only preserves your wealth but also helps it grow and compound, shielded…

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  45. Winning Money Mindset: Build Lasting Financial Success – Part 1 | Episode 140

    The key to financial success is understanding how core wealth-building principles apply to your everyday life—and how to make your money work for you instead of against you. Whether you’re a business owner, homeowner, or simply looking to create passive income and break free from the...

  46. Financial Planning 101: The Do’s and Don’ts to Build Lasting Wealth | Episode 139

    Completely transform the way you think about money and unlock true financial freedom. 💰 In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq. reveal how to stop spending money—and start using it like the banks do. Discover why traditional financial plans, like 401(k)s…

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  47. Smart Investing: Escape the Traditional Investment Trap | Episode 138

    The truth about smart investing is very different from what you’ve been taught — and the traditional investment model you’re following may actually be holding you back. Fortunately, there’s a way to grow your wealth, protect your retirement, and generate consistent passive income using strategies...

  48. Why Banks Get Rich and You Don’t — Until You Learn This Strategy | Episode 137

    Everyone struggles with money—no matter how much or how little we have. The real challenge isn’t the amount; it’s learning how to make your money work for you instead of for the banks. Whether you’re an entrepreneur, investor, or simply looking to take charge of your finances, you can escape...

  49. Unlock Financial Prosperity with Lines of Credit | Episode 136

    Using a line of credit can be one of the most powerful financial tools for building wealth and achieving long-term financial freedom — but only if it’s set up the right way. Whether you’re an investor, entrepreneur, or simply want to stop depending on traditional banks, you can create a line of...

  50. Surviving Unexpected Expenses | Episode 135

    Life is full of financial surprises—car repairs, medical bills, home maintenance, or sudden expenses that can wreck your budget and drain your savings. What if you could cover these unexpected costs without relying on credit cards, personal loans, or tapping into your emergency fund? In this...

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ABOUT THIS SHOW

Welcome to Private Banking Strategies Podcast with Vance Lowe and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors structure an asset-protected, tax-free fortress for their families. Learn how to keep what you earn and use the “velocity of money” to create your own private banking system. Join us on this journey as we explore the “secret” strategies of the rich and political elite and help you take total control of your financial security.

HOSTED BY

Vance Lowe and Seth Hicks

CATEGORIES

Frequently Asked Questions

How many episodes does Private Banking Strategies have?

Private Banking Strategies currently has 187 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Private Banking Strategies about?

Welcome to Private Banking Strategies Podcast with Vance Lowe and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors structure an asset-protected, tax-free...

How often does Private Banking Strategies release new episodes?

Private Banking Strategies publishes regularly with 187 episodes available. Check the episode list for the typical release schedule.

Where can I listen to Private Banking Strategies?

You can listen to Private Banking Strategies on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Private Banking Strategies?

Private Banking Strategies is created and hosted by Vance Lowe and Seth Hicks.
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