Property, Australia's Favourite Obsession

This week Jeremy wishes all of our PAFO listeners a very merry Christmas from him and the team at PAFO. together we wish you all a safe and healthy holiday period and look forward to catching up again in the new year! Merry Christmas!As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

In this weeks Quickhits episode Jeremy is joined by Letting Agent - Braedan Kidd from Ashby Partners.Braedan runs us through some of the things to consider when pricing your rental other than just "other rentals in the area".As property investors what can a letting agent do for you? Where can they add value to your real estate portfolio? And how can they save/earn you a packet!Make sure you check out Braedan's YouTube channel:https://www.youtube.com/channel/UCaTAnmcyh9P2htRTpFIz9BwYou can get in touch with Braedan using any of the following methods:Email: [email protected]: 0408 240 044https://www.linkedin.com/in/braedankidd/As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Jeremy is joined by Jason Oster, Agricultural valuer. Jason helps us scrape the surface of the ever changing agriculture space and the changing land values that surround it.Areas of specialisation in agribusiness include, vineyards, wineries, almonds, horticulture, dairies, pastoral stations, aquaculture and grazing.Jason and Knight Frank provide strategic advice for the purchase and disposal of assets, superannuation and taxation reporting together with annual financial reporting.You can get in touch with Jason using any of the links below:www.knightfrank.com.au/property-valuation/agribusiness or on LinkedIn at: https://au.linkedin.com/in/jason-oster-agribusiness-8a6a3725Mobile: 0419 310 687Email: [email protected] can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Craig Shirley, Director of CAS Accountants joins us for this weeks Quick Hit to discuss the 6 year rule. now we all love making some tax savings, so make sure you're not missing out on some HUGE potential savings! See you all next week with a full length episode!You can get in touch with Craig via phone or email below:https://casaccountants.com.au/Ph: (03) 9553 3800Email: [email protected] always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week, Investment Property Adviser Mark Williams from Examine Property is in to chat with Jeremy Calnan about his property journey, from AFL football to coaching to investment properties. Mark explains how some of the lessons and skills he learnt in his sporting career can be applied to his investment philosophies.You can get in touch with Mark using any of the links below:If you would like to know more about Examine Property: https://calnanflack.com/examine-property/If you would like to talk to Examine Property: https://calnanflack.com/contact-examine-property/https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://www.linkedin.com/in/mark-williams-9440299a/Mobile: 0419 310 687Email: [email protected] can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

PAFO's resident lending specialist Rory Sercombe from Own Home Loans is back to discuss the importance of reviewing the terms of your home loan.You can get in touch with Rory by using any of the below links:Phone: 1300 721 631Web: https://ownhomeloans.com.au/Instagram: @ownhomeloansFacebook: https://www.facebook.com/ownhomeloans/LinkedIn: https://www.linkedin.com/in/rory-sercombe/As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week Jeremy is joined by Renowned Aussie poet, Victor Churchill Dale. Vic is here to teach us all things Coolgardie. Coolgardie gave birth to a new gold rush in the late 1800s and often in mining towns we get to see our drivers sent into overdrive, but also the inevitable bust that comes with all boom cycles. Tune in to hear this fascinating Australian property story and yet another story that clearly shows the effects of our drivers!You can get in touch with Victor via the below links:https://www.victorchurchilldale.com.au/You can find more from us and get in touch with us here:https://www.youtube.com/c/CalnanFlackhttps://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Letting agent Braedan Kidd is back again to share with us some of the things he is seeing in the current rental market.You can get in touch with Braedan using any of the following methods:Email: [email protected]: 0408 240 044LinkedIn: https://www.linkedin.com/in/braedankidd/YouTube: www.youtube.com/channel/UCaTAnmcyh9P2htRTpFIz9BwYou can find more from us and get in touch with us here:https://www.youtube.com/c/CalnanFlackhttps://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week Jeremy is joined by John Wilson, part time winemaker and train enthusiast to discuss the land between Victoria and South Australia and the licenses or lack thereof involved. Tune in to hear this fascinating story and classic example of our drivers!You can get in touch with John via the below links:https://www.sarlinesbooks.com.au/http://www.wilsonvineyard.com.au/You can find more from us and get in touch with us here:https://www.youtube.com/c/CalnanFlackhttps://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Jeremy is back this week and is here to discuss some of the psychological challenges that we can expect to encounter when investing, whether it be in the real estate market or the share market.You can find more from us and get in touch with us here:https://www.youtube.com/c/CalnanFlackhttps://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Jeremy has been a little unwell this week so we didn't have a chance to get the usual episode up for you all. however, we did think it was a good chance for us to check in on a chat Jeremy and Omar had on the Calnan Flack YouTube channel as part of the Spring market update series. If you would like to check it out (it would really help us out if you subscribe and click the bell!) you can use the below link:https://www.youtube.com/c/CalnanFlackLooking forward to catching up with everybody next week!You can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwIf you would like to know more about Examine Property: https://calnanflack.com/examine-property/ If you would totalk to Examine Property: https://calnanflack.com/contact-examine-property/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week our real estate expert Omar Moujalli from Examine Property is back with Jeremy Calnan to discuss the 7 Reasons you should stick to the city! Keep an eye out on the Calnan Flack YouTube page in the coming weeks to see Jeremy and Omar giving us and investment overview on some of Australia's Capital Cities: https://www.youtube.com/c/CalnanFlackYou can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwIf you would like to know more about Examine Property: https://calnanflack.com/examine-property/ If you would totalk to Examine Property: https://calnanflack.com/contact-examine-property/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopodhttps://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQ Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

PAFO's resident Financial Advisor Dane Pymble from Calnan Flack joins us again for this weeks Quickhits episode to discuss the strategies behind building your own Passive Income Property Portfolio.To get in touch with Dane you can use any of the below links:Dane PymbleFinancial Adviser <AR 323636>[email protected] 0423 229 232www.calnanflack.comhttps://www.youtube.com/c/CalnanFlackAs always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYouTube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week, we are joined by Neil Dahlstrom; archivist, researcher and writer to discuss how the not-so-humble tractor has improved land value and human productivity since it was first introduced to our farming and agriculture systems. Once we start to see examples of our 5 drivers of property prices in action and how they directly increase human productivity you can't unsee it!If you like today's episode, Neil's book "Tractor Wars" is available for pre-order now via the link below:https://amzn.to/3hDxTp1 (Released Jan 11th 2022)Neil's other books can also be found below:The John Deere Story - https://amzn.to/3tMM5RtLincolns Wrath - https://amzn.to/3nD3E5fYou can get in touch with Neil by using any of the below links:Twitter: @neil_dahlstromWeb: https://neildahlstrom.com/Instagram: https://www.instagram.com/neildahlstrom/Facebook: https://www.facebook.com/neil.dahlstrom.75LinkedIn: https://www.linkedin.com/in/neildahlstrom/As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

PAFO's resident lending specialist Rory Sercombe from Own Home Loans is back to discuss the commonly asked question of whether we should have a fixed or variable interest rate when we borrow. You can get in touch with Rory by using any of the below links:Phone: 1300 721 631Web: https://ownhomeloans.com.au/Instagram: @ownhomeloansFacebook: https://www.facebook.com/ownhomeloans/LinkedIn: https://www.linkedin.com/in/rory-sercombe/As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

This week we are joined by Innovation & Enterprise lecturer from Flinders University in South Australia. Together with Carla and Jeremy we take a good look at some of the ways that innovation across many different sectors will manifest into land prices. Some of our 5 Drivers in action again! You can find more on Carla via the below Links:Email: [email protected]: https://au.linkedin.com/in/carla-dias-wadewitz-3224202?trk=author_mini-profile_titleWebsite: www.flinders.edu.au/people/carla.diaswadewitz www.flinders.edu.au/study/innovation-enterpriseYoutube: www.youtube.com/watch?v=wnK7XJPaIbYwww.youtube.com/watch?v=2cNtjgap-k8&feature=emb_titleAs always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

Craig Shirley, Director of CAS Accountants joins us for this weeks Quick Hit to discuss what records we should keep after purchasing a home or investment property. So rather than drown in paperwork, tune in and let Craig give you a clear idea of what we need to keep in the old shoe box. See you all next week with a full length episode!You can get in touch with Craig via phone or email below:https://casaccountants.com.au/Ph: (03) 9553 3800Email: [email protected] always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

The week we are joined by Dr Sal Mercogliano from the Campbell University in North Carolina, USA. Sal is one of the most knowledgeable people on the planet when it comes to the history of canals around the world and it is VERY clear throughout how big an impact these canals have had on different populations and the land prices that surround them! Get in touch with us if you're after an easy passage through the real-estate investment market!To learn more about Sal or to get in touch you can follow the links below:About Dr. Sal Mercogliano: https://directory.campbell.edu/people/sal-mercogliano/ Twitter: https://twitter.com/mercoglianosPodcast: https://podcasts.apple.com/us/podcast/the-maritime-history-channel-by-the-north/id1517275525LinkedIn: https://www.linkedin.com/in/salvatore-mercogliano-ph-d-95437729As always, check us out on our website and socials below:https://pafo.com.au/Instagram: @pafopodFacebook: https://www.facebook.com/pafopod/Twitter: https://twitter.com/pafopodYoutube: https://www.youtube.com/channel/UCj_6mrKV2WzVCQmjyn-jrhQAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

PAFO resident property expert Omar Moujalli drops in to have a look forward at some of the ways that hosting the #brisbane2032 Olympic Games might have on the Brisbane Property Market. You can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwIf you would like to know more about Examine Property: https://calnanflack.com/examine-property/ If you would totalk to Examine Property: https://calnanflack.com/contact-examine-property/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod https://twitter.com/pafopod

This week, in a galaxy not so far from here, Annie Handmer joins us to give us an idea of who has rights over what on the moon and in outer space. So join us as we are taught about some of the rules and regulations and to find out what laws we should follow to keep ourselves out of any potential star wars! Space is something that has captured all of our imaginations at some point so we're sure you're going to love this episode.Get in touch with us if you have seen any out-of-this-world investment opportunities!To learn more about Annie or to get in touch you can follow the links below:About Annie Handmer: https://www.sydney.edu.au/science/study/student-experience/annie-handmer.htmlTwitter: https://twitter.com/anniehandmer?lang=enInstagram: www.instagram.com/anniehandmer/?hl=enLinkedIn: https://au.linkedin.com/in/anniehandmerSex on the Moon: https://en.wikipedia.org/wiki/Sex_on_the_MoonAs always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

In this miniseries, Jeremy reveals his “Formula for Real-Estate Profits".This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets.In this, Part 6 of our Miniseries “My Formula for Real Estate Profits", Jeremy discusses the concept of the 5 Drivers focusing on the impact Credit has in the value of real estate. Credit greases the economic wheels that helps facilitate economic growth. But importantly is puts the dynamite under property prices – with booming credit resulting in booming prices. Lack of available credit will result in investors having less money to pay for assets. Conversely, when credit is freely available, then investors will be flush with cash ready to bid the price of assets up and up.The ebb and flow of the availability of credit will create a self-fulfilling prophecy where property prices will surge and then be subject to stagnation or decline depending on the availability of credit. You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopodAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor.While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only.Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

In this miniseries, Jeremy reveals his “Formula for Real-Estate Profits".This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets.In this, Part 5 of our Miniseries “My Formula for Real Estate Profits", Jeremy discusses the concept of the 5 Driver focusing on the impact Government has on the value of real estate. Governments grant a license, or title, to property owners providing them with exclusive access from which to derive profits from their real estate holdings.This concept is important because we operate in an economic system where property is priced upon the capitalisation of its future profitability, that is its Effortless Advantage. So, the more confident we are in the rights of ownership, the more willing we will be to bid up the price of property.The process of government backing private ownership of land creates HUGE value for the owners of such rights.You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopodAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only.Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

In this miniseries Jeremy reveals his “Formula for Real-Estate Profits". This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets. In this, Part 4 of our Miniseries “My Formula for Real Estate Profits", Jeremy introduced the concept of the 5 Drivers and focuses on Technology.  Humans have an insatiable appetite for improvement which is driven by our relentless pursuit for better living standards. We always want to create more with less. See mankind is wired for advancement and this drives many technological advancements bring about increased efficiency, higher productivity and results in greater profitability; which will be used to acquire real estate in the best locations driving prices higher.You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopodAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713. No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

In this miniseries, Jeremy reveals his “Formula for Real-Estate Profits".This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets.In this, Part 3 of our Miniseries “My Formula for Real Estate Profits", Jeremy discusses the concept of the 5 Drivers and focuses on Population.Population is often sighted as a major driver of property prices - the greater the population, the greater the demand for housing. BUT population growth actually drivers increases in productivity, which in turn will drive property prices higher and higher.Understanding this concept is crucial in being able to accept how real estate prices must continue to climb higher and higher. You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopodAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor.While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only.Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

In this miniseries Jeremy reveals his “Formula for Real-Estate Profits".This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets.In this, Part 2 of our Miniseries “My Formula for Real Estate Profits", Jeremy introduced the concept of the 5 Drivers and focuses on Infrastructure.Infrastructure is like the great connector as it facilitates the other drivers resulting in increased commerce and economic growth for the economy as a whole. Infrastructure plays a critical role in increasing productivity, hence profitability, that will manifest in higher real estate prices.You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopodAny opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor.While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only.Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

Part 1 - The Effortless AdvantageIn this miniseries Jeremy reveals his “Formula for Real-Estate Profits".This exclusive formula defines HOW and WHAT drives property prices. It explains exactly WHY property MUST go up in value.The formula shown throughout this mini-series will irrefutably define the elements that drive property markets.In our first episode we will be taking a deep dive into "The Effortless Advantage". The Effortless Advantage is the first core concept upon which this Formula is founded. It underpins our approach and understanding of how real estate markets move.The distinguishing characteristic of the Effortless Advantage is that earning it requires no effort whatsoever! The Effortless Advantage is an irrefutable truth and the stories that guests share on PAFO are all about highlighting the Effortless Advantage in action.This core concept explains why the most productive and hence most profitable land is always the most desired and most valuable.You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713. No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

This week Jeremy is joined by Calnan Falck Advisor, Dane Pymble where he provides his views on property as an asset class and why it's important to understand the drivers of real estate prices.They also discuss why all investors should clearly define their goals and layout a plan to ensure they will be reached. As an advisor, Dane believes that property is an important asset in helping clients achieve their financial goals. Unfortunately, all too often advisors will sit in the "Property" or "Shares" camp exclusively. However, what Dane has discovered is that BOTH real estate and shares are important assets that can help clients meet their financial goals. Further, when share investors take the time to understand the property market it makes them a better share investor. And vice versa, when property investors educate themselves on the share market their investing will improve.If you would like to get in touch with Dane, his contact details are:Dane PymbleFinancial Adviser <AR 323636>[email protected] 0423 229 232www.calnanflack.comYou can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views or opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views, or opinions expressed. Jeremy Calnan (AR 244353), Dane Pymble (AR 323636), and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713. Calnan Flack may have a commercial relationship with guests appearing on this podcast. No part of this production may be reproduced or transmitted in any form or by any means without the prior written permission of the authors. ©Copyright 2021 All Rights Reserved.

In PAFO Quickhits #18 Jeremy outlines some of the ways that the real-estate market seems to be rigged in favour of the landlord! In the leadup to our "5 drivers of real-estate prices" series that we will be releasing fortnightly as Quickhits episodes. This content has previously been sold as an online course so be sure to tune in and share it around to any friends that might be embarking on their real-estate investment journey!You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod Any opinions or recommendations expressed donot purport to be Financial Advice but rather should be considered GeneralAdvice only as they do not take into account your personal needs, objectives orfinancial circumstances. You should therefore consider these matters yourselfbefore deciding whether the advice is appropriate to you and whether you shouldact upon it. Should Financial Advice be sought, we suggest you seek such advicefrom an appropriately qualified advisor. While useful for identifying patterns,history and past performance are no guarantee of future performance. There isinherent risk and the possibility of losses when investing just as there is thepossibility of profits. Any examples provided are for illustration purposesonly. Any views and opinions expressed by our guests are their own and are notnecessarily endorsed nor do they necessarily reflect the views of thepresenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. Norepresentation or warranty is given as to the accuracy or completeness of anyof the information, statements, comments, views or opinions expressed. JeremyCalnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) areAuthorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441AFSL 384713. Calnan Flack may have a commercial relationship with some guestsappearing on this podcast. No part of this production may be reproduced ortransmitted in any form or by any means without the prior written permissionsof the authors. ©Copyright 2021 All Rights Reserved.

In this weeks fascinating episode we have Jack Pinsent from the Gander Airport Historical society, he tells us tales throughout the airport's history. Stories of war, celebrity, glamour, community and most importantly, stories about our drivers. Gander airport is the only known major airport that had a town built to service the airport rather than an airport built to service the town! To get in touch with Jack you can use any of the links below:Website:http://ganderairporthistoricalsociety.org/Twitter: https://twitter.com/GahsYQXAs always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

In this weeks fascinating episode we have Jack Pinsent from the Gander Airport Historical society, he tells us tales throughout the airport's history. Stories of war, celebrity, glamour, community and most importantly, stories about our drivers. Gander airport is the only known major airport that had a town built to service the airport rather than an airport built to service the town! Keep an eye out this week for a bonus episode that we will be releasing with even MORE of Jack's stories.To get in touch with Jack you can use any of the links below:Website:http://ganderairporthistoricalsociety.org/Twitter: https://twitter.com/GahsYQXAs always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

PAFO resident property expert Omar Moujalli is back to give his insights on another age old property dilemma; whether to buy old, or new?You can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwIf you would like to know more about Examine Property: https://calnanflack.com/examine-property/ If you would totalk to Examine Property: https://calnanflack.com/contact-examine-property/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod Any opinions or recommendations expressed donot purport to be Financial Advice but rather should be considered GeneralAdvice only as they do not take into account your personal needs, objectives orfinancial circumstances. You should therefore consider these matters yourselfbefore deciding whether the advice is appropriate to you and whether you shouldact upon it. Should Financial Advice be sought, we suggest you seek such advicefrom an appropriately qualified advisor. While useful for identifying patterns,history and past performance are no guarantee of future performance. There isinherent risk and the possibility of losses when investing just as there is thepossibility of profits. Any examples provided are for illustration purposesonly. Any views and opinions expressed by our guests are their own and are notnecessarily endorsed nor do they necessarily reflect the views of thepresenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. Norepresentation or warranty is given as to the accuracy or completeness of anyof the information, statements, comments, views or opinions expressed. JeremyCalnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) areAuthorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441AFSL 384713. Calnan Flack may have a commercial relationship with some guestsappearing on this podcast. No part of this production may be reproduced ortransmitted in any form or by any means without the prior written permissionsof the authors. ©Copyright 2021 All Rights Reserved.

This week we take another walk through time as we are joined by Julie Collins, Author, Research Fellow and Curator at the University of South Australia's Architecture museum to discuss how architecture has adapted to the conditions of both nature and society to create the unique quirks and characteristics of many Aussie homes.To learn more about Julie or to get in touch you can follow the links below:About Dr Julie Collins: https://people.unisa.edu.au/Julie.CollinsUniSA Architecture Museum: https://unisa.edu.au/connect/galleries-museums-and-centres/architecture-museum/Modern Living: At Home in South Australia, 1890-1960 Exhibition: https://festival.history.sa.gov.au/events/modern-living-at-home-in-south-australia-1890-1960-an-exhibition/ As always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/Any opinions or recommendations expressed do not purport to be Financial Advice but rather should be considered General Advice only as they do not take into account your personal needs, objectives or financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee of future performance. There is inherent risk and the possibility of losses when investing just as there is the possibility of profits. Any examples provided are for illustration purposes only. Any views and opinions expressed by our guests are their own and are not necessarily endorsed nor do they necessarily reflect the views of the presenters, Calnan Flack Pty Ltd or PGW Financial Services Pty Ltd. No representation or warranty is given as to the accuracy or completeness of any of the information, statements, comments, views or opinions expressed. Jeremy Calnan (AR 244353) and Calnan Flack Pty Ltd (ACN 165 717 448 AR 446976) are Authorised Representatives of PGW Financial Services Pty Ltd ABN 15 123 835 441 AFSL 384713.No part of this production may be reproduced or transmitted in any form or by any means without the prior written permissions of the authors. ©Copyright 2021 All Rights Reserved.

In this weeks Quick hits episode we are joined by Calnan Flack adviser Dane Pymble to discuss the question: What is a Family Pledge Loan? We look forward to joining you next week with another full length PAFO episode!You can get in touch with Dane by using any of the below links:Phone: 0423 229 232Web: https://calnanflack.com/dane-pymble/Instagram: @calnanflackYou can also get in touch with us using any of the below links:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

You've heard us shouting it before... "everybody loves property. We buy it. We sell it. We rent it. We eat in restaurants and hotels. We visit parks, sporting arenas and libraries. Sit in school hall and offices. It's everywhere, we are literally surrounded by property and touch it with every step we take."But who designs all this stuff?Where does the inspiration come from?Given how our lifestyles have changed over the decades how have these structures changed with consumer demands?An Architect must have an eye for design and head full of solutions . See an Architect is part artist part designer, negotiator and at times a client mind reader, the minister of finances and a whole lot of problem solver.Here to discuss all this and much, much more is Marie Carrel of Planet Architecture.To get in touch with Marie you can use any of the below links:P.O. Box 207, Doncaster Heights, VIC, 3109Email: [email protected]: 03 9898 0250Mob: 0449 758 456Website: https://planetarchitecture.com.au/ Blog: https://planetarchitecture.com.au/blog/As always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/

This week Rory Sercombe is back again! Our resident lending specialist from Own Home Loans discusses with Jeremy the different ways we can maximise our borrowing capacity.You can get in touch with Rory by using any of the below links:Phone: 1300 721 631Web: https://ownhomeloans.com.au/Instagram: @ownhomeloansFacebook: https://www.facebook.com/ownhomeloans/LinkedIn: https://www.linkedin.com/in/rory-sercombe/You can also get in touch with us using any of the below links:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

This week we are joined by Dr. Lee Gray, Senior Associate Dean at the College of Arts & Architecture at UNC Charlotte to discuss the impact the elevator/lift has had on society and its massive increase in productivity. And as we know, increases in productivity will "elevate" the prices of property! And don't forget to check out Lee's book: From Ascending Rooms to Express Elevators: A History of the Passenger Elevator in the 19th Century.You can get in touch with Lee using his email address below:[email protected] always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/

Is this weeks Quick Hits episode we are joined again by our resident property expert, Omar Moujalli from Examine Property. Omar and Jeremy discuss the commonly asked questions surrounding buying a house on a block of land vs buying an apartment.You can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwYou can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

It's one thing that every property investor has fantasized about at some in time - being an International Property tycoon.And Jules Willcocks the Property Surgeon is exactly that.Although Jules has some highly speculative assets, the bulk of his moneys are invested in property. He has built a fantastic property portfolio that spans the globe producing income and a steady stream of capital growth.It diversifies his property, currency and legislative risk.Don’t be fooled by Jules laid back approach as his decision making process is made with meticulous, surgical precision. It doesn’t matter where you look across the globe, property is still always driven by our 5 drivers.  Jules' book list can be found at:https://calnanflack.com/jules-willcocks-reading-list/You can follow Jules on Linkedin via the below link:https://au.linkedin.com/in/jules-willcocks-95019413As always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: https://www.facebook.com/pafopod/

This week Rory Sercombe, our resident lending specialist from Own Home Loans stops by to discuss the importance or protecting your credit score and a few hidden traps to look out for.You can get in touch with Rory by using any of the below links:Phone: 1300 721 631Web: https://ownhomeloans.com.au/Instagram: @ownhomeloansFacebook: https://www.facebook.com/ownhomeloans/LinkedIn: https://www.linkedin.com/in/rory-sercombe/You can also get in touch with us using any of the below links:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

In this weeks episode of PAFO we are joined by John Bush, Director of CDL Australia who are undertaking the Brickworks Park development in Brisbane.The Brickworks Park development is a great opportunity for us to see some of our 5 Drivers in action:When John purchased the Brickworks it wasn't zoned residential, so the permitting process by local government shows the importance of government granted licences.The Brickworks site is surrounded by amenities and infrastructure that have capitalised back into its land value. While the vision of the project is to create a community where residents can live in low maintenance housing while having access to all the amenities that they would living in a house on a large block.For more than 25 years, John Bush has managed some of Australia’s most successful residential property developments, ranging from boutique townhome projects to large apartment towers. John has a deep understanding of the modern Queensland lifestyle and what astute property buyers are looking for in a new home.Brickworks Park is an ideal fit with John’s passion for creating high quality communities in unique and sought-after urban locations and John's broad knowledge of the property industry makes him the ideal fit to talk to us on PAFO.To get in contact with John you can use any of the following links:Website: https://brickworkspark.com.au/Instagram: https://www.instagram.com/brickworkspark/ Facebook: https://www.facebook.com/BrickworksParkPhone: 1800 861 868 You can get in touch with us at:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

In this episode Jeremy Calnan is joined by Omar Moujalli from Examine Property to discuss how important it is to have the right investment team around you when embarking on your investment journey. Why should investing be approached as a team sport?Investing is funShare with people, enjoy the journeyGet help from professionalsYou don’t have to know it allLearn from othersSeek help and gain support from other because investing can be tough at timesOne stop independent advice professionals Who should be on your team?FinanceTaxationProperty SpecialistAdviserLegalProperty ManagerNo matter the area of investing it always helps to have the right investment team on your side.You can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on LinkedIn at: https://tinyurl.com/yyqjeeuwIf you would like to know more about Examine Property: https://calnanflack.com/examine-property/ If you would totalk to Examine Property: https://calnanflack.com/contact-examine-property/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

This is an incredible story about the very ingredient that makes possible our modern cities.We are here to talk about SAND!And here to talk with me about Sand is award-winning journalist and author of the book The World in a Grain: The Story of Sand and How It Transformed Civilization, Vince Beiser. It has revolutionised civilization and is the basis on which our future will be built.From Egypt’s pyramids to the Hubble telescope, from the world’s tallest skyscraper to the footpath below it, from the Stained glass windows of Chartres Cathedral to your iPhone.It is the third most consumed substance on earth, only behind air and water.It shelters us, empowers us, engages and inspires us. It’s the ingredient that makes possible our lives.Sand is a Super-Substance which provides endless examples of continually being the basis of our productivity gains. Throughout history Sand has interacted with our five drivers of Property prices:TechnologyInfrastructurePopulationGovernment Granted LicensesCreditAnd this is what we will talk about today - how sand has impacted our lives:Without sand, there is NO modern civilisation!Our entire modern civilisation and complete economic development is based upon concrete, glass and silica - and that requires sand. Here is a link to Vince's book: https://amzn.to/3yCDeCHTo get in contact with Vince you can use any of the following links:Website: https://vincebeiser.com/Twitter: https://twitter.com/vincebeiserFacebook: https://www.facebook.com/vincebeiser.journalist/?ref=sgmEmail: [email protected] 

In this episode Jeremy Calnan explains how Moore's Law relates to technology, one of the drivers of property prices. Moore (pardon the pun) importantly how property and land are completely different and in a league of their own when it comes to the relationship between time, productivity and price. This is a concept we will continue to explore on the podcast as it is essential to understand as an investor.You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

Today we are traveling back to Ancient Rome to see ALL of our drivers in action!And who better to help guide us around the Ancient Empire of Rome than Associate Professor Dr Rhiannon Evans from LaTrobe University.Rhiannon co-hosts a podcast called the Emperors of Rome and when I first heard it I thought "WOW there are our 5 Drivers again!"As listeners If you can recognise the drivers in an ancient society then hopefully I can help you recognise them in todays.Those of you who have followed my work for some time will have heard me say over and over again how things are "Same, Same, but Different" That history repeats and as much as things change, they don’t. History shows us that humans have always had and always will have a connection to land. Our very existence depends on it and if we view history within the context of the time we will see the 5 Drivers of Property Prices are always apparent.And this episode is NO different.Its all about those same 5 Drivers that underpin and continue to propel property prices higher and higher.Please reach out to Rhiannon using the below links:The Emperors of Rome Podcast: https://podcasts.apple.com/au/podcast/emperors-of-rome/id850148806Rhiannon's book: https://library.latrobe.edu.au/ebureau/pdf/Caesar's-triumphs-over-Gaul-and-Rome-highres.pdf Rhiannon's Twitter: https://twitter.com/drrhiannonevans?lang=enThe Emperors of Rome Facebook: https://www.facebook.com/EmperorsofRomePodcast/?ref=aymt_homepage_panelThe Emperors of Rome Twitter: https://twitter.com/romepodcast?lang=enTo get in touch with us visit:http://pafo.com.auhttps://www.instagram.com/pafopod/https://www.facebook.com/pafopod

In this weeks QuickHits episode Jeremy chats with Letting Agent and returned guest Braedan Kidd to discuss ways to maximise your rental income as a landlord. There are some great tips and pointers in there that we can all take away!You can get in touch with Braedan using any of the following methods:Email: [email protected]: 0408 240 044https://www.linkedin.com/in/braedankidd/You can find more from us and get in touch with us here:https://www.instagram.com/pafopod/https://www.facebook.com/pafopod

Is this weeks episode Jeremy is joined by Dr Jules Willcocks - Emergency Physician and Director of Pre-Vocational Education at the Gosford Hospital. They discuss the fact that having a higher income does not necessarily result in higher wealth and that money and happiness are not related.Jules' book list can be found at:https://calnanflack.com/jules-willcocks-reading-list/You can follow Jules on Linkedin via the below link:https://au.linkedin.com/in/jules-willcocks-95019413As always, check us out on our website and socials below:PAFO.com.auInstagram: @pafopodFacebook: facebook.com/pafopod/

In this Quick Hits Episode Jeremy is joined by Omar Moujalli from Examine Property to discuss the "5 Critical Consideration BEFORE you buy an apartment". These considerations include:Demographics - This is where your research should start! It is imperative that the type of property that you are considering matches the demographics of the area. The expectation and demands will be very different between white-collar "DINK" professionals without kids and that of the demands from a blue-collar family that include kids! Are 1, 2 or 3 beds in demand? Is a study required? Matching your property the demographic demands can mean the difference between a great performing property and one that has serial vacancy's forever requiring you to reduce your rent in an effort to attract a tenant!Supply and Demand -The greater the supply the greater your competition! Competition to attract renters and even eventually competition to try and attract a buyer. The greater the demand for your property the higher will be the rent you will be able to charge.Understanding the demand and supply metrics of both your chosen location and possible tenants can avert possible financial heartbreak.Proximity to Amenities (infrastructure & Jobs) -Location. Location. Location! Tenants want convenience. Tenants will pay a premium for convenience. Convenience to transportation, entertainment, jobs, lifestyle assets as well as beaches and parks. Shopping, hospitals and medical centres just to name a few. Under the 5 Essential Drivers of Property and you will understand how your proximity to amenities WILL manifest back into higher desirability and hence higher prices.Building & layout - The quality of your building can not be overstated. Construction quality, the finishes will have a major impact as to both the desirability as well as the cost of ongoing maintenance. And never underestimate the impact the layout of an apartment can have. Cost and cash flow- The financial consideration is the price of the apartment and its expected cash flow. Never overpay. Never pay tomorrow's price today for an apartment. Always review the strata costs and never neglect to review the strata minutes to ensure there is NO hidden issues potentially lurking in the future. Always have a professional review these numbers so as to ensure you don’t face any nasty shocks.For further information you can get in touch with Omar using any of the links below:https://www.instagram.com/examineproperty/ https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal or on Linkedin at https://tinyurl.com/yyqjeeuwAt PAFO we'd love to help and can be reached at the following locations:https://www.PAFO.com.auhttps://www.facebook.com/pafopodhttps://www.instagram.com/pafopod/

This episode is part 3 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. InfrastructureTechnologyPopulationCreditGovernment Granted licensesIn this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices will make you a fortune - that’s what we are here to help you with.In this episode Jeremy revisits his conversations with:Luke Howes - The FinTech EntrepreneurOmar Moujalli - The Property ProfessionalWe also wanted to give a BIG thanks to all the listeners and guests that joined us 2020.PAFO.com.auInstagram: @pafopodFacebook: facebook.com/pafopod/

This episode is part 2 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. InfrastructureTechnologyPopulationCreditGovernment Granted licensesIn this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices will make you a fortune - that’s what we are here to help you with.In this episode Jeremy revisits his conversations with:Jordan Hill - The Charity of LandBraedan Kidd - The Letting AgentWe also wanted to give a BIG thanks to all the listeners and guests that joined us 2020.PAFO.com.auInstagram: @pafopodFacebook: facebook.com/pafopod/

This episode is part 1 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. InfrastructureTechnologyPopulationCreditGovernment Granted licensesIn this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices will make you a fortune - that’s what we are here to help you with.In this episode Jeremy revisits his conversations with:James Pledge - the ValuerWarwick Leeson - the MayorBrendan Condon -  the Environmental DeveloperA big thanks to all the listeners and guests that joined us 2020.PAFO.com.auInstagram: @pafopodFacebook: facebook.com/pafopod/