PODCAST · news
Property Insurance Roundtable
by Adjusters International
Adjusters International's Property Insurance Roundtable features property insurance experts discussing current issues affecting first party claims. Each podcast focuses on a critical topic that is currently trending within the property insurance industry and includes real life examples intended to improve disaster preparedness.
Episodes
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Legislative Update: Issues Affecting the Public Adjusting Industry
Experts discuss the legislative efforts supported by the National Association of Public Insurance Adjusters (NAPIA) regarding the Unauthorized Practice of Public Adjusting (UPPA), issues surrounding Assignment of Benefits post-disaster, and more. "The National Association of Public Insurance...
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Ordinance or Law Coverage: Code for Recovery!
This discussion is about ordinance or law coverage and how to insure for this potential exposure. After a disaster causes property damage or loss many policyholders discover that rebuilding the structure to conform to the latest building codes can add 50% or more to their recovery cost. Then…
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Proving an Insured Loss: Policyholders Need Experts Too!
Today, we will be discussing how experts can benefit policyholders prove an insured loss. More and more insurance companies are using experts to support their side of a claim settlement. That is why today's policyholder must often take advantage of similar professional resources to help prepare,...
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NAPIA's Legislative Efforts — A Win For Policyholders & Public Adjusters Alike
Today, we will be discussing the legislative efforts of the National Association of Public Insurance Adjusters (NAPIA). Founded in 1951, NAPIA advocates for public adjuster education and a higher standard of professional conduct and ethics. NAPIA members are committed to working in the best...
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Hurricanes Harvey, Irma, and Maria — Helping Policyholders Recover From a Disastrous Hurricane Season
Today, we will be discussing the highly-active 2017 hurricane season and its impact on the people, areas, and economy as well as how home and business owners can properly insure themselves for this exposure in coming years. Our panel of experts has first-hand experience in the public adjusting...
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Insurance Coverage for Collapse: How Has It Changed and Why?
Today we will be discussing the insurance coverage for collapse. Throughout the years, insurance companies have updated the policy language as to what constitutes a collapse loss and continue to do so today. How can you be sure you are covered in case of collapse and furthermore, how can you help...
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Sometimes It's What The Policy Doesn't Say That Counts
Today we will be discussing the ins and outs of insurance policies, and the importance of understanding what your policy does say and cover, as well as what it does not. In this episode, our panelists will discuss how those with an insurable interest in a property can protect themselves from…
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When Disasters Become Real: Our Public Adjusters' Recollection of Memorable Cases
Today we will be discussing the ins and outs of various interesting insurance claims that our expert panelists have handled and adjusted successfully. These memorable cases range from a fire at a Midwestern school to two New York City buildings that were damaged during Hurricane Sandy. Our panel…
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Common Exposures and Losses Faced by Multi-Family Complexes (Apartments and Condos)
This discussion will take an in-depth look at insuring the many exposures and losses that result from disastrous catastrophes. While multi-family buildings offer many amenities to residents such as maintenance and lawn care, which allow for a simplistic and flexible lifestyle, the insurance…
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The National Association of Public Insurance Adjusters' (NAPIA) Importance and Benefits to Members and Policyholders
The National Association of Public Insurance Adjusters (NAPIA) provides the public adjusting industry with more than licensing. NAPIA board members have created scholarships, educational programs, and have arranged sessions with legislators to inform them of pertinent information regarding public...
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The Unauthorized Practice of Public Adjusting (UPPA): Affecting Insurance Companies and Policyholders Alike
To quote Robert Baker's published piece on the Unauthorized Practice of Public Adjusting (UPPA), "The unlicensed practice of public adjusting is a vehicle of consumer fraud that preys on some of the most vulnerable elements of our society. The disaster-stricken, the elderly, the unsophisticated…
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Disaster Recovery Planning: Preparation is the Key to Surviving Disasters
According to the Insurance Information Institute, insured losses due to natural disasters in the U.S. totaled $16.1 billion in 2015 and $15.3 billion in 2014. Some of the most expensive disasters to hit the U.S. included Hurricane Katrina in 2005, the World Trade Center terrorist attacks in 2001,...
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Wildfires: Filing Property Insurance Claims for One of Nature's Most Fearsome Foes
According to the National Park Service, "as many as 90% of wildfires in the U.S. are caused by humans, resulting from campfires left unattended, the burning of debris, negligently discarded cigarettes, and intentional acts of arson. The remaining 10% are started by natural phenomena, such as...
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Adjusting Today Issue #3010: Debris Removal and Pollution Damage
A small storm that causes a tree to fall on the roof of your home, to a large-scale disaster that takes out an entire shopping plaza, will call for clean up in the aftermath. Added to this complex situation could be hazardous materials or pollutants that are exposed to the environment, nearby…
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Adjusting Today Issue #3011 - Disasters, Raising Questions of Insurance Adequacy
This podcast and the corresponding Adjusting Today article titled, "Disasters, Raising Questions of Insurance Adequacy: Bombings! Hurricanes! Earthquakes! Fires!" is designed to assist policyholders in making educated decisions regarding insurance coverages. In this episode, our expert panelists...
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Adjusting Today Issue #3042 – Difference in Conditions Coverage
This podcast and the corresponding Adjusting Today article titled, "Difference in Conditions Coverage: What It Is and Who Needs It?" is designed to assist any business that needs more protection than supplied by standard property insurance in regards to flood and earthquake perils. Today's expert...
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Adjusting Today Issue #3037 – Builder's Risk Insurance
This podcast and the corresponding Adjusting Today article titled, "Builder's Risk Insurance: Specialized Coverage for Construction Projects" focus on a policyholder and which steps they should take to ensure there is adequate insurance coverage on their upcoming or existing new construction...
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Adjusting Today Issue #3027 - Hurricanes and Windstorm Coverage
This podcast and the corresponding Adjusting Today article titled: "Hurricanes and Windstorm Coverage," focus on the idea that understanding your insurance policy before a disaster strikes is essential to protecting your organization from the next major hurricane or windstorm and ensuring a fast...
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Adjusting Today Issue #3035 - Equipment Breakdown Insurance
Equipment Breakdown Insurance covers loss and/or failure for many types of equipment from air conditioners to industrial presses. Insurance policyholders are urged to review their policy documents to ensure they have the proper coverages should an event occur. Policyholders should also keep...
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Adjusting Today Issue #3028: How to Make the Most of an Underinsured Loss
Oftentimes post-disaster, policyholders unfortunately discover that they do not have enough insurance on their property. Preparation and planning in advance surely can help avoid such issues as being underinsured. However, after a loss there are still options available to the policyholder to...
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Adjusting Today Issue #3015: Hail Damage Can Create Difficult Insurance Claims
Hail can cause hard to see dents and fissures in and around your property or home. A regular inspection schedule can help you, the policyholder, to ensure your claim is filed in an appropriate amount of time and that small damages are not overlooked. Professionals such as public adjusters are...
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Adjusting Today Issue #3004: Expecting the Unexpected Part of the Unexpected
Policyholders may not realize the benefits of hiring a public adjuster until they understand the complexities and time required to prove and file an insurance claim. Disaster claims are a difficult type of claim to handle for commercial business owners whose core business is not insurance....
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Adjusting Today Issue #3033: Flood – Understanding and Recovering from One of Nature's Worst Disasters
Our flood insurance industry experts answer your flood insurance questions. This roundtable will help you understand which types of damages will be covered and excluded by flood insurance coverage. Replacement cost value and actual replacement value are discussed in length to prepare you for...
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Adjusting Today - Issue #3008: Business Income Insurance: Having and Understanding This Coverage Can Be Essential to a Company's Survival
Our panelists agree - most business owners don't completely understand the Business Income Coverage or coinsurance provisions within their policies. This discussion provides insights to navigating policies before you need to file a claim, the CP30 and what options you may have if not satisfied…
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Adjusting Today Issue #3040: Coinsurance/Insurance to Value Revisited: An Essential Concept in Property Insurance
We assembled four industry panelists to answer these very important insurance coverage questions. This information is intended to assist policyholders by clearing up common misnomers, gauge proper coverages and finding the right broker. Remember, it's important to read the contract language...
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ABOUT THIS SHOW
Adjusters International's Property Insurance Roundtable features property insurance experts discussing current issues affecting first party claims. Each podcast focuses on a critical topic that is currently trending within the property insurance industry and includes real life examples intended to improve disaster preparedness.
HOSTED BY
Adjusters International
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