Episodes
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5 Steps to Building a Successful Property Portfolio
Want to build a successful property portfolio but not sure where to start? In this episode, Luke shares the five key lessons that helped him build a property portfolio worth over $13 million by his early 30s — and how you can apply these same principles to your own investing journey. From saving...
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How Low Will Property Prices Go?
Are Australian property prices falling — and how bad could it get? In this episode, Luke unpacks what’s really happening in the Aussie property market, why prices are dropping, and what could happen next heading into 2027. We break down the key drivers behind the downturn — from interest rates…
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How to Buy Property in a Falling Market Without Getting Burned
High interest rates, falling prices and nervous sellers are creating a very different property market for buyers. In this episode, Luke breaks down how to buy in a falling market without getting burned — from finding stale listings and motivated vendors, to using settlement terms, finance clauses...
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Melbourne Is CHEAP Compared to Brisbane… Is It Time to Buy?
Brisbane has surged ahead of Melbourne on price — but does that actually make Queensland the better place to invest? In this episode, Luke breaks down Queensland vs Victoria from an investor’s point of view, looking at entry prices, recent growth, rental yields, stamp duty, land tax and long-term...
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How I’d Build a Property Portfolio From Scratch in 2026
If I had to build a property portfolio from scratch in 2026, this is exactly how I’d approach it. In this episode, I break down the step-by-step blueprint I’d use today — from getting your finances in order and building a deposit, through to buying the right first property, manufacturing equity,...
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Why I Keep Buying Old, Ugly Houses
In this episode, Luke breaks down why he still loves buying old, ugly homes in established areas — and why they can offer far more upside than they first appear to. He covers land value, renovation potential, granny flats, dual occupancy, leverage and exit strategies, while sharing real examples...
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The Next 12 Months Could Change Australia's Property Market
Are we heading for an Australian property market crash, or is there more to the story? In this episode, Luke dives into the latest migration figures, rising interest rates and what’s really happening to property prices across Australia. Drawing on his experience buying properties every week, he...
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Is Property Development Still Worth It? I Ran the Numbers
What does it actually take to make a property development stack up? In this episode, Luke breaks down the real numbers behind a development project he’s currently working through in South East Queensland — from an $800K purchase and $50K renovation to a proposed $450K new build at the rear. We...
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Property Gurus Say a CRASH Is Coming in 2027
Is the 18.6-year property cycle really predicting what happens next for Australian property — including a major downturn from 2027? In this episode, Luke breaks down the theory behind the 18.6-year cycle, the different phases property markets move through, and why relying on one big macro cycle…
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Australian Property Has Entered a New Era
The Australian property market has changed — and the strategies that worked during the boom won’t necessarily work for the next decade. In this episode, Luke breaks down what’s driving this new era of property investing, why fundamentals like supply, demand, land, location and infrastructure…
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Why I’m Shrinking My $13M Property Portfolio
Luke’s built a property portfolio worth around $12–13 million. So why is he now planning to sell some of it? In this episode, Luke breaks down why he’s deliberately simplifying his portfolio, the three buckets he wants to build around going forward, and how his thinking around debt, cash flow and...
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Property Prices Are Falling. Here’s What I’m Doing
Property prices are falling, banks are fighting harder for your business, and the lending landscape is shifting. In this episode, Luke sits down with his mortgage broker Nevada to unpack what they’re seeing right now — from property valuations and negotiating better rates to refinancing, bridging...
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Residential vs Commercial: Why I’m Making the Switch
Commercial property is getting plenty of attention right now — but higher yields don’t automatically mean a better investment. In this episode, Luke sits down with mortgage broker Nevada to break down the real numbers behind commercial property: how much cash you need, how the lending works, what...
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How to Pay Off Your Mortgage YEARS Earlier
How much could a few smart mortgage moves actually save you? In this episode, Luke sits down with mortgage broker Nevada to unpack refinancing, offset and redraw accounts, extra repayments, loan structures and the common mistakes that can quietly cost you thousands — plus when paying down debt...
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Is Property Investing Still Worth It in 2026?
With rising holding costs, changing tax rules and plenty of noise around whether property is still worth it, it’s fair to ask: does investing in Australian property still stack up in 2026? In this episode, Luke breaks down why the answer isn’t as simple as “property always goes up.” We look at…
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The Australian Property Market Has Changed. Now What?
The Australian property market has changed. Interest rates are higher. Borrowing capacity has been squeezed. Tax changes have shifted the investment equation. Prices could fall further. And some of the biggest names in the property industry are feeling the pressure. So… is property still worth...
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The Perfect Storm Hitting Australian Property
Australian property prices are under pressure — but does that mean a crash is coming, or could this be the opportunity buyers have been waiting for? In this episode, we unpack what’s driving the current market, why some areas could fall significantly more than others, and the key signs investors...
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Australian Property Market Update | 10 Questions Answered
There's been a lot of noise around the Australian property market lately—interest rates, affordability, capital city predictions, and whether now is actually the right time to buy. In this episode, Luke Wiles answers the 10 biggest questions investors are asking right now. From where he believes...
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The Death of the Property Investor? (What Nobody's Telling You)
Is property investing dead... or is it simply changing? In this episode, Luke is joined by mortgage broker Nevada Matthews to unpack one of the biggest questions facing Australian investors today. With interest rates remaining high, constant speculation around rate cuts, and ongoing changes to...
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When Should You NOT Buy Property?
As a buyer's agent, Luke gets asked this question all the time: "Is there ever a time when you wouldn't recommend buying property?" In this episode, Luke breaks down the honest answer. We unpack the two factors that matter more than market headlines, interest rates, or media predictions: your...
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Housing Market Crash (It’s Worse Than We Thought)
Australia's property boom is over... or is it? With prices slowing across Sydney and Melbourne, growth easing in Brisbane, Perth and Adelaide, and economists forecasting further rate pressure, many investors are wondering whether the property market is heading for a crash or simply entering a new...
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From Growth to Freedom: My Property Strategy for 2026
What happens when you hit financial goals most people spend decades chasing… and realize you no longer want the game you’ve been playing? In this episode, I unpack the next phase of my investing journey after building a $12.5 million portfolio. From strata subdivisions and commercial property to...
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Why House Prices Won’t Crash
Australia’s housing crisis isn’t slowing down… it’s accelerating. In this episode, Luke breaks down why affordability keeps getting worse, why rents are still climbing, and how government policies may actually be pushing prices even higher. From supply shortages and migration to investor pressure...
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Growth vs Cashflow: What Actually Builds Wealth Faster?
Should you buy for growth or cashflow in 2026? It’s one of the biggest questions property investors face — and getting it wrong can seriously slow down your portfolio. In this episode, Luke breaks down the real difference between growth properties and cashflow properties, including: Which…
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How to Tell If a Property Is Overpriced in 5 Minutes
In this episode, Luke breaks down how to figure out what a property is actually worth in today’s market — without expensive tools, subscriptions, or guesswork. Using a real deal in Brisbane, he walks through: How to uncover hidden price guides How to use comparable sales properly Why two…
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Will the May Budget Destroy Property Investing?
I’m joined by mortgage broker Nevada Matthews to unpack what the Federal Budget could mean for property investors in 2026. There’s been a lot of noise around potential changes to negative gearing, capital gains tax, borrowing capacity, and investment structures — so in this episode, we break down...
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Who Should You REALLY Listen To in Property?
We’re absolutely drowning in property advice. Every second person online has a “secret strategy”, hot take, or investment hack… but the real question is: Who should you actually be listening to? In this episode, Luke shares a more personal reflection on property, business, money, and what…
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Where to Buy in Geelong
Thinking about buying in Geelong but not sure where to start? In this episode, Luke breaks down Geelong suburb-by-suburb — what’s worth your attention, what to avoid, and where the real opportunity sits right now. We’re not just naming suburbs… we’re unpacking: Which areas are actually growing…
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Everything You've Been Told About Debt is Wrong
Most people are taught to fear debt… avoid it… pay it off as fast as possible. But what if that mindset is actually keeping you stuck? In this episode, we break down the difference between good debt and bad debt, why the banks actually want you thinking small, and how strategic debt is what…
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I Bought the WORST House in Geelong
I bought the worst house in Geelong… and yeah — most people thought it was a terrible idea. It was ugly, outdated, and honestly… easy to walk past. But that’s exactly why we looked twice. In this episode, we break down what made this property look like a disaster on the surface — and what we saw...
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What Happens If They Kill Negative Gearing?
In this episode, we break down the potential changes to capital gains tax and negative gearing — what the government is trying to do, and why it could actually make things worse for everyday Australians. We unpack the real impact on investors, renters, and where the market could head next.
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Brisbane Suburbs About to Boom
Everyone’s chasing “cheap” suburbs… but that’s not how you win in property. In this episode, we talk about what a real bargain actually looks like. It’s not the cheapest house on the map. It’s the suburb where value hasn’t caught up yet. We break down the Brisbane pockets where demand is starting...
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Is Trust Lending Dead?
Is trust lending dead… or just misunderstood? With tighter lending policies, stricter banks, and more hoops to jump through, a lot of investors are starting to think buying in a trust just isn’t worth it anymore. But that’s not the full story. In this episode, we break down what’s actually…
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Everyone’s Scared to Buy Property Right Now… Here’s Why
Everyone’s scared to buy property right now… and honestly, it makes sense. Interest rates are up, headlines are loud, and now you’ve got global chaos — wars, fuel prices rising, and cost of living creeping higher by the week. It feels like the worst possible time to make a move. But here’s what...
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Where to Buy (and Avoid) in Brisbane West
Thinking about buying in Brisbane’s west? This one could save you a costly mistake. In this episode, we break down exactly where the smart money is going right now — and just as importantly, the pockets you should be steering clear of. We unpack the key signs of growth, what separates a “good…
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Everything Says Property Should Crash… So Why Is It Rising?
Everyone’s waiting for the property market to crash… But here’s the problem — it’s not happening. Despite war, rising interest rates, and insane fuel prices… property keeps pushing up. So what’s actually going on? In this episode, I break down: Why the market is ignoring the headlines What’s…
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Granny Flats Explained: Funding, Equity & Cash Flow
Granny flats can be one of the most effective ways to boost the performance of an investment property. In this episode, Luke breaks down how granny flats work, how investors can fund them using equity, and how they can dramatically improve cash flow while increasing the overall value of a property.
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The Economic Storm Coming for Australia’s Property Market
There’s growing uncertainty around Australia’s property market as global and domestic pressures begin to collide. In this episode, Luke unpacks the economic storm forming around property—from the potential impacts of the Iran conflict on inflation and interest rates to uncertainty around capital...
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Stuck in Mortgage Prison? Here’s How to Escape.
Feeling stuck with a mortgage that’s limiting your ability to move forward financially? In this episode, Luke explains what “mortgage prison” is, why many homeowners and investors find themselves in it, and the strategies that can help you regain flexibility and control.
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Most Buyer’s Agents Shouldn’t Be in Business
Buyer’s agents have become increasingly popular in recent years—but not all services are created equal. In this episode, Luke shares an honest perspective on why many buyer’s agents shouldn’t be in business, the common mistakes he sees in the industry, and what investors should look for when...
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You Don’t Need Money to Renovate Your Home
You don’t always need a big renovation budget to add value before selling your home. In this episode, Luke shares simple, low-cost—and sometimes free—changes that can make a property more appealing to buyers and potentially increase the final sale price.
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Why I’m NOT Retiring with $5M Net Worth
Many people chase financial goals like a $5M net worth, but Luke believes wealth should be driven by something deeper. In this episode, he explores why purpose matters more than a number, and how aligning your investments with your values can lead to a more meaningful life.
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An Honest Chat About What’s Happening to Rates
Interest rates have been one of the biggest forces shaping the property market. In this episode, Luke shares an honest update on what’s happening with rates, what it means for borrowers and investors, and how he’s thinking about the market moving forward.
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The Property Strategy Gurus Won’t Teach You
There’s no shortage of property advice online—but not all of it tells the full story. In this episode, Luke shares some of the less talked about strategies and realities of property investing that many “gurus” overlook when teaching investors how to build a portfolio.
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How to Build Wealth Without Buying Another Property
Most people think building wealth in property means buying more properties. In this episode, Luke explains how investors can grow their wealth by pulling the right levers on properties they already own—from granny flats and subdivisions to strata titling and value-add strategies.
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They’re Coming After Property Investors — Here’s What You Need to Know
Property investors are facing increasing scrutiny from governments and policymakers. In this episode, Luke explains the policy changes, political pressures, and market dynamics affecting investors—and what it means for those building a property portfolio.
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Why Aussies Are Addicted to Property — and How to Do It Smarter
Why are Australians so obsessed with property? In this episode, Luke explores the cultural and financial reasons behind the nation’s love for real estate, while sharing how investors can approach property more strategically and make smarter decisions.
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Where to Buy Houses in Brisbane & Melbourne Right Now
Brisbane and Melbourne remain two of Australia’s most active property markets, but where should you actually be buying right now? In this episode, Luke shares the areas he’s watching and the key factors guiding his investment decisions.
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What to Buy in 2026 (based on 2025 learnings)
In this episode, Luke reflects on the biggest lessons from the 2025 property market and explains how they shape what he’ll be looking to buy in 2026. From market trends to investment strategy, he shares the key factors guiding his decisions for the year ahead.
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Are We Heading Into a Recession in Australia?
In this episode, we break down the latest RBA rate rise and what it actually means for everyday Australians and property investors. With rates now sitting at 4.1% and recession fears starting to build, there’s a lot of noise in the media — but not a lot of clarity. We unpack what’s really going…
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