PODCAST · business
Rants & Gems Real Estate Podcast
by EYL Network
Rants and Gems Real Estate PodcastMatthew Garland better know as MG The Mortgage Guy has been in the mortgage business for over 20 years and has helped thousands of people buy real estate. Rants & Gems Show, will discuss everything in the Real Estate game. Whether it's Investing, News, Strategies, Education, Credit, Etc nothing is off limits.
Episodes
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Rants and Gems #165 Trump Says $200 BILLION Will Drop Mortgage Rates-Here’s the Truth
Trump says he wants to buy $200 BILLION in mortgage bonds to drive mortgage rates down. Sounds bold — but does it actually work? In this live breakdown, I separate headlines from reality and explain how mortgage rates really move. We cover: • Can a President actually direct mortgage bond buying?…
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Rants and Gems #164 Trump Wants To Ban Institutional Investors Purchasing Single Family Homes
BREAKING HOUSING NEWS: Are Institutional Investors About to Be BANNED from Buying Single-Family Homes? President Donald J. Trump announced plans to ban large institutional investors from buying single-family homes — and the market reacted immediately. In this live breakdown, we cut through the...
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Rants and Gems #163 Your Tax Refund Could Be Garnished In 2026- Student Loan Update
Student loans don’t automatically disqualify you from buying a home — but how lenders calculate your monthly payment can make or break your approval. In this episode of Student Loans & Mortgage Approval, we break down what lenders actually count for DTI, how different repayment plans show up in...
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Rants and Gems #162 A Rare Triplex Find in Atlanta’s West End
Step inside 656–660 Cascade Ave SW — a rare triplex in Atlanta’s historic West End/Cascade area. In this Keys to the Market breakdown, we tour the property, walk through the unit mix, and talk through what makes this kind of multi-family setup so valuable for both buyers and investors. Property...
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Rants and Gems #161 DC Squatter EVICTED - And The Internet Isn't Buying The Victim Act
Shadija Romero says she shouldn’t have been evicted after occupying a DC home — and she’s now taking her case to social media. But the court already ruled. Law enforcement enforced the eviction. And the internet? They’re not buying the victim act. In this reaction, I break down: What Shadija…
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Rants and Gems #160 How a Short-Term Rental Turned Into a Squatter Nightmare in D.C.
A D.C. homeowner rented her property for what was supposed to be a short-term stay — and ended up locked out of her own home. In this video, we break down the full saga involving homeowner Rochanne Douglas and occupant Shadija Romero, after a D.C. judge ruled that Romero does not have tenancy...
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Rants and Gems #159 Fed Rate Cut AGAIN, Mortgage Rate Reaction, & Redfin’s Heating-Up Markets
The Fed just cut rates another 0.25% — but the real story isn’t the rate cut. Today the Federal Reserve quietly signaled the start of a MAJOR shift that’s about to shape the 2026 housing market, mortgage rates, and your ability to buy real estate. In this livestream, MG The Mortgage Guy breaks...
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Rants: Investors Are Targeting Your Home Equity. Here’s How It Really Works.
Home equity investment companies like Hometap, Unison, and Point are coming for homeowners who want fast cash with no monthly payments. But what’s the real cost? In this video, I break down exactly how these equity-sharing agreements work, why investors are targeting your home equity, and the…
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Rants and Gems #158The Refi Surge Is Coming — Are You Ready or Not?-Nick Gouchee
Today I sat down with Nick J. Gouché, Founder of Nation of Homeowners and one of the most respected division leaders and loan officers in the country. Nick has dedicated his career to closing the wealth gap by helping families build long-term wealth through homeownership. //MG The Mortgage Guy...
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Rants and Gems #157 This Business Makes More Millionaires Than Real Estate
In this episode we break down why the life insurance business quietly creates more millionaires than real estate and how you can get in the game from scratch. My guest, Ellis Suazo, is the Co-Founder of The Wealth Academy and a top leader with PHP Agency in Atlanta. He went from corporate America...
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Rants and Gems #156 How Trumps Big Beautiful Bill Impacts You Buying A House In 2026
Most people online are completely misunderstanding the new 2026 tax bill. Tonight, I’m breaking down the REAL changes that actually save homebuyers money — especially if you’re buying in 2024, 2025, or planning to house hack a multifamily or ADU next year. We’re talking about the only benefits…
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Rants and Gems #155 She Turned a $365K Fixer Into a $700K Home — Using My 203k Blueprint!
My inner circle mentee just closed on a 203k deal I originated: $360,000 purchase • $127,000 rehab • $700,000 ARV That’s six figures of equity being created on ONE play. In this interview, she breaks down exactly how she found it, funded it, survived the rehab process, and used the blueprint she...
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Rants: Top 20 States For Foreclosures In 2025
Foreclosures are spiking across the country, and today I’m breaking down the Top 20 states getting hit the hardest — with real numbers, real trends, and what this means for homeowners, buyers, and investors. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out:...
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Rants: How a Brooklyn Investor Stole 11 Homes
How does someone steal 11 homes… legally? Today I’m breaking down the insane Brooklyn deed-theft case where a “real estate investor” took over distressed homeowners’ properties, transferred the deeds, and pocketed years of rental income — while the original owners were still on the hook for the...
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Rants and Gems #154 New Foreclosures Jump 20% In October
Foreclosures are rising across America—and tonight I’m breaking down the Top 20 states with the highest foreclosure rates, the counties you need to watch, and what this actually means for the 2025 housing market. The headlines say “distress is climbing,” but the truth is deeper: inflation,...
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Rants and Gems #153Assumable vs. Portable Mortgages
Tonight we’re breaking down one of the biggest debates in housing right now: Assumable vs. Portable Mortgages — and whether the Trump administration’s push to explore portability could finally unlock America’s frozen inventory. Most homeowners are trapped by their low rates. Over 70% of mortgages...
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Rants and Gems #152 Pay off your mortgage of Invest the Money?
Should you pay off your mortgage early — or invest that extra money instead? This is one of the biggest wealth questions in real estate and personal finance, and today we’re running the real numbers to find out which one actually wins. I’ll break down what happens when you take that same $500 a...
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Rants and Gems #151 How the 50-Year Mortgage Could Make You a Millionaire — or Keep You Broke Forever
The 50-Year Mortgage is here — but is it a path to wealth or a lifetime of debt? In this video, I break down the real math behind the 50-year mortgage and show you exactly how it could either make you a millionaire… or keep you broke forever. We’ll run the numbers side-by-side: 30-Year vs 50-Year...
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Rants:This Real Estate Hustle Makes $100K+ a Year (and Nobody Talks About It)
Most people think you need to be a realtor or investor to make big money in real estate — wrong. In this episode, I sit down with a professional home inspector who’s making six figures inspecting homes. We break down: How to get started with little to no experience The licenses, tools, and…
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Rants and Gems #150 Fannie Mae Removes Min Credit Score!
Big news in the real estate and mortgage world: Fannie Mae just dropped the minimum 620 credit-score requirement for loans submitted through its Desktop Underwriter® (DU®) system, effective for new case files created on or after November 16, 2025. This move opens the door for borrowers with…
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Rants and Gems #149Mamdani WINS: The Rent Freeze Reality & NYC Real Estate's New Era
Zohran Mamdani just won — and New York City real estate will never be the same. In this live breakdown, MG The Mortgage Guy cuts through the noise to unpack what Mamdani’s victory really means for landlords, investors, and homeowners. We’re diving deep into: The truth about the proposed citywide...
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Rants and Gems #148 How to Create a Sales Funnel System That Converts into Cash
In this episode of Rants & Gems, MG The Mortgage Guy sits down with Ryan McCrary to break down how to create a sales funnel system that actually converts into cash. Most entrepreneurs and real estate investors start their business chasing freedom — more time, more money, more control. But the…
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Rants and Gems #147 Why She Sold Her Houses to Build a $15 Million Real Estate Fund - Nicole Purvy Interview
In this episode of Rants & Gems, MG The Mortgage Guy sits down with Nicole Purvy — former Wall Street bond trader turned real estate fund manager — to break down how and why she sold her entire single-family portfolio to launch a $15 million private equity fund. Nicole shares the full blueprint:...
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Rants and Gems #146 Why I’ll Never Buy a Car in My Personal Name Again (Mortgage Hack Explained)
Most people finance their cars the wrong way—and it’s costing them real estate opportunities. In this video, I break down why I’ll never buy a car in my personal name again and how using your business to purchase or refinance vehicles can help lower your debt-to-income ratio (DTI) for mortgage...
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Rants and Gems #145 Mortgage Rates Surge Higher After Fed Rate Cut
The Fed just cut interest rates — so why did mortgage rates surge higher? In this episode, MG The Mortgage Guy breaks down exactly what’s happening in the market and what it means for homebuyers, investors, and homeowners in 2025. Advertising Inquiries: https://redcircle.com/brands Privacy &...
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Rants and Gems #144 Rebuilding America’s Workforce With Paul Robinson
In this episode of Rants & Gems, host MG The Mortgage Guy (Matt Garland) sits down with Paul Robinson, Founder & CEO of ConstructReach, to talk about the future of construction, workforce development, diversity, and generational opportunity in America. Paul shares how his company is partnering…
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Rants and Gems #143Tax Cuts, SALT Deductions, & Real Estate in 2025 | Caleb Silver from Investopedia
In today’s live session, I’m joined by Caleb Silver, Editor-in-Chief of Investopedia, for an in-depth conversation on some of the hottest topics in finance and real estate for 2025. We’ll be discussing: The potential impact of Trump’s proposed tax cuts on homeowners and investors What changes to...
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Rants and Gems #142TRUMP’S TARIFFS ARE SHAKING REAL ESTATE! 🏡 How Will It Affect YOU in 2025?
The housing market is already under pressure with high mortgage rates and limited inventory… but now, Trump’s new tariffs could send shockwaves through real estate in 2025! 🏡💥 Will home prices skyrocket? Will mortgage rates go even higher? And most importantly—how will this impact YOU as a…
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Rants and Gems #141 Divorce and Real Estate
Did you know that over 70% of divorcing couples struggle with dividing real estate? Your home and financial future could be at risk if you don’t take the right steps before, during, and after marriage. In this episode, we’re covering everything you need to know to protect your assets, including…
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Rants and Gems #140 The Hottest Investment Spot in Texas Right Now
🚀 Trump’s Stargate AI Project: A $500 Billion Game-Changer! 🚀 In this episode, we’re diving deep into the Stargate AI Initiative, President Trump’s revolutionary $500 billion project aimed at building the most advanced AI infrastructure the world has ever seen. Announced alongside tech...
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Rants and Gems#139 Trump issues executive orders,Emergency price relief on housing203K buyer saves over 10k in fees
Breaking News: Trump’s Executive Order and Real Estate Insights 🚨 In tonight’s episode, we’re diving into two game-changing topics that every real estate enthusiast needs to know: Segment 1: Trump’s Executive Order for Emergency Housing Price Relief We’re breaking down President Trump’s latest...
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Rants! What Insurance Companies Dont Tell You
Insider tips on buying the best home owners insurance policy for your property. Listen to the end Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #138 LA Fires and Insurance Crisis
In this eye-opening discussion, we dive into the impact of the LA fires and the growing insurance crisis with two expert insurance agents. Learn how wildfires are reshaping home insurance policies, what homeowners need to know to stay protected, and insider tips on navigating rising premiums and...
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Rants and Gems #137 WholesalingTo Building Houses In Nashville Tennessee
In this episode MG sits down with Abram Mitchell, from Louisiana, started his academic journey at the University of Louisiana at Lafayette (ULL). Learning about wholesale real estate opened a new chapter in his life, leading him to close a deal and subsequently drop out of college. Motivated by…
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Rants and Gems #136US home prices have soared 47% since 2020/More than 90% of Markets Post Increases in 2024
Demand continued to outpace supply in the first quarter, with big gains in some midwestern cities and expensive west coast cities 'roaring back.' Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #135Foreclosure Activity Continues to See an Annual Increase
Foreclosure Activity Continues to See an Annual Increase Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #134House Hacking with Naca loan in NYC
In this Episode MG sits down with his mentee Nancy who shares the good bad and ugly of homeownership Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #133 How to get 250k in business credit
How to get 250k in business credit with Herman Dolce Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #132Homeowner kicked out from own house after being scammed and labeled a squatter!
A Mississippi woman is searching for answers as legal issues mount regarding her home. Marcia Naylor of Olive Branch was struggling with bills after her husband’s death and signed up with a local company to borrow against her home so she could keep up with her spiraling finances — only to have a...
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Rants and Gems #131 Mortgage Payment Went From 2500 a Month To 7500 a Month
Mortgage Payment Went From 2500 a Month To 7500 a Month Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #130Home Buyers Need a Salary of $150,000 in These 6 States
Home buyers need to be earning more than $150,000 annually to afford a median-priced home in six states across the country, as well as the nation's capital, according to a recent analysis by consumer financial services company Bankrate. California requires the highest salary, where would-be...
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Rants and Gems #129:Mortgage Rates Worst Day Since Oct. 22, Inflation Is On The Rise, Blackstone Buys 10 Billion of RE
Mortgage Rates Worst Day Since Oct. 22, Inflation Is On The Rise, Blackstone Buys 10 Billion of RE Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants: How to omit your car loan from your DTI
Morning walk with Cash breaking down how to omit your car loan from your dti. Make sure you follow me on instagram and download Rants and Gems on all podcast audio outlets. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants: How to save 290k on your mortgage
In this clip MG is on IG Live breaking down how to save 290k on your mortgage, reverse mortgages and quick trip to Atl for Investfest meetings. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #128: Earthquake Rattles the Northeast
The Northeast’s April 5 earthquake was the third largest recorded in this area of the US in the last 50 years Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #127Squatter Standoff: NYC Homeowner Arressted For Changing the Locks On Her 1 Million Dollar Home!
A homeowner in New York City was taken away in handcuffs after she tried to change the locks on her home to keep out a group of alleged squatters, ABC 7 reported. Adele Andaloro told the outlet she is the owner of a million-dollar home in Flushing, Queens, which she inherited from her parents.Mar...
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Rants and Gems #126:Governor DeSantis puts an end to squatter scam in Florida.
In this episode MG breaks down the new law in Florida to stop squatters from scamming homeowners and new proposed bill in Georgia. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #125 Navy Federal declining black people for mortgages
Navy Federal declining black people for mortgages Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems Spotlight: MG gives his thoughts on the new legislation
MG gives his thoughts on the new legislation Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Rants and Gems #124 How to get approved for a 250k business loan from Chase
To learn more about business loans and credit cards that Chase offers contact Kristina directly. Kristina Sicard VP, SR Business Consultant at Chase IG Kris_Success Email [email protected] Click the link below to join MG Mortgage Academy https://www.mgmortgageacademy.com/ Click here to...
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ABOUT THIS SHOW
Rants and Gems Real Estate PodcastMatthew Garland better know as MG The Mortgage Guy has been in the mortgage business for over 20 years and has helped thousands of people buy real estate. Rants & Gems Show, will discuss everything in the Real Estate game. Whether it's Investing, News, Strategies, Education, Credit, Etc nothing is off limits.
HOSTED BY
EYL Network
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