PODCAST · business
Ready To Retire!
by Danette Lowe CFP®
Planning for retirement is a big deal, and it does take some time, strategy, and intentional action, especially if you’re in or nearing your fifties! Unfortunately, most people spend more time planning their yearly 1-2 week vacations than they do their 30+ year retirement.Then, the “How much money do you need to retire?” question starts to feel overwhelming and confusing. It doesn’t have to be that way. With Danette Lowe and the Ready to Retire podcast, you can take small, simple steps now that will go a long way toward planning an epic retirement. With over 20 years of experience as a Certified Financial Planning Professional, Danette joyously provides customized, actionable advice to help you confidently navigate the transition from uncertain net saver to peaceful net spender.She’s here to flip those feelings of shame, regret, or stress about retirement savings and help you see what CAN be done to prepare for your retirement.Maybe you want to find out if you’ve saved enough and
Episodes
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Design Your Ideal Week in Retirement | Ep 36
Episode Overview Most people spend years preparing financially for retirement, but few stop to plan how they will spend an ordinary week. In this episode, CERTIFIED FINANCIAL PLANNER™ professional Danette Lowe shares a practical life-design framework to help you build a fulfilling portfolio of...
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How to Take a Mini Retirement
What if retirement didn't have to wait until the very end of your career? In this episode, we'll explore the idea of "mini retirements"—taking meaningful time away from work before traditional retirement to rest, explore, and reset. Instead of waiting decades for the freedom to step away, a mini...
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Start Your Hobbies Before Retirement
In this episode, we explore the real secret to a fun and fulfilling retirement: starting your hobbies now, rather than waiting until you stop working. We'll discuss why engaging in meaningful activities today builds identity, joy, and social connection that carry into retirement. You'll learn...
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Finding Passion & Purpose in Retirement
Retirement isn't the end—it's the beginning of a new adventure! In this episode, we explore how to bring passion and purpose into your next chapter. Learn six practical tips to stay engaged, turn interests into meaningful activities, and create a fulfilling retirement on your terms. Whether…
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Smart Budgeting for Retirees
Budgeting for retirement doesn't have to feel overwhelming! In this episode of Ready to Retire!, I'm sharing practical strategies to help you manage your income in retirement—without sacrificing the lifestyle you've worked so hard to build. Many retirees worry about living on a "fixed income,"…
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Easing Sibling Tensions when Settling Your Parents Trust
Losing both parents is a challenging time, and managing the family estate as the successor trustee can feel overwhelming—especially when sibling tensions arise. In this episode, Danette shares a step-by-step guide to settling an estate, from obtaining death certificates to distributing assets…
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5 Fun Ways to Boost Your Pre-Retirement Income
Are you looking for fresh ways to boost your income before retirement? In this episode, we explore five fun, practical ways to add to your cash flow without taking on the weight of a second job. Whether you're saving to retire early, dreaming of shifting into a passion project, or just want a bit...
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How to Calculate Needs in Retirement for Couples and 5 Key Savings Strategies
Today we dive into the crucial topic of retirement planning for married couples. With the challenge of harmonizing two different perspectives on retirement, this episode offers valuable strategies to increase savings and ensure a comfortable retirement… Click here to Download Your FREE "3 Steps"…
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Tax-Free or Tax-Deferred? Roth vs. Traditional IRA, Which is Better? | Ep 28
Traditional IRA vs. Roth IRA – Which one is better? In this episode, Danette explores the decision between investing in a Traditional IRA, which offers immediate tax deductions but taxes gains upon withdrawal, and a Roth IRA, which doesn't provide tax deductions on contributions, but offers...
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Ways to Reduce the Financial Stress of 5 Major Life Transitions
In this episode, we explore practical strategies to alleviate the financial strain that often accompanies five major life transitions: Relocating to new places Navigating career or job changes Managing finances through relationship shifts Coping with unexpected health events Finding stability...
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10 Simple Tactics to Grow Your WEALTH in Your Free Time
Don't miss out on these easy steps that can make a big difference in your financial journey. Uncover practical strategies, in our 1 YEAR Anniversary Episode, that can boost your wealth while fitting into your busy schedule. The episode explores hidden wealth-building gems to help you achieve...
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Reducing Investment Risks: Inflation, Interest Rates, Overspending & 8 Retirement Protection Strategies
In this exciting episode, we'll be delving deep into the risks of long-term investing and equipping you with eight powerful strategies to reduce them. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included…
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Before You Cash In: 6 Essential Tips to Maximize Your Social Security Benefits
In this episode of the Ready to Retire! podcast, host Danette Lowe CFP®, shares crucial tips to maximize your Social Security benefits and ensure a financially secure retirement. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:...
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Primary Beneficiary vs. Contingent: An Easy Financial Planning Checkup to Protect Your Family
In this episode, I discuss the often overlooked but crucial aspect of financial planning – conducting a beneficiary checkup. Many people neglect to review and update their beneficiaries listed on various accounts, which can lead to unintended consequences. Click here to Download Your FREE "3…
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Inflation and Your Retirement Plan – How to Cope with Rising Costs and Keep Your Savings Safe
Discover expert strategies for protecting your retirement plan in times of high inflation, including tips for diversifying your portfolio and building a solid financial plan… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:...
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Banking Secrets Uncovered: Staying Safe with FDIC Insurance & Insider Story from the 2008 Crisis
Empower your financial journey by understanding FDIC insurance, protecting your assets, and learning from the past… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included: 3 Steps to Planning an EPIC...
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Retire with Confidence: 9 Mistakes to Avoid in Your Financial Planning
Retiring soon? We discuss the 9 most common Financial Planning mistakes and How to AVOID them. Plus, bonus advice on choosing an advisor… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included: 3 Steps to...
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The Power of Planning: 5 Key Benefits of Having a Financial Plan
Discover the 5 benefits of financial planning and follow the 6-step process to achieve financial goals, reduce stress, and secure your future.… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included: 3…
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Navigating the Key Financial Milestones of Your Retirement Journey
Where are you in your financial journey? Whether you're just starting to save for retirement or already have your retirement party scheduled, take some time to review how to make the most of where you are right now to avoid future problems. In this episode, I outline four important phases of your...
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3 Income Tax Blunders to Avoid
Tax season is fast approaching, so it's time to ensure your finances are in order. In this episode, I address the common confusion between taxable and tax-deferred accounts as well as 3 income tax blunders you definitely want to avoid. Click here to Download Your FREE "3 Steps" to Plan an Epic...
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First Look at The Secure Act 2.0: NEW Retirement Planning Strategies
In this episode, you'll learn four key pieces of information from Secure Act 2.0 and how they are beneficial to you right now, including a significant update to the new IRA Beneficiary rule from Secure Act 1.0. The changes made in this new law greatly impact how you should plan for retirement, so...
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9 Ways To Teach Kids About Money
Even if your children aren't set to receive an inheritance, they must be educated about money if you want to increase their chances of becoming a financially successful adult. In this episode, I describe nine strategies parents can use to help kids understand how to get the most value out of…
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5 Key Considerations for Early Retirement
If you're considering retirement before the age of 60, there are a few key things you must consider to ensure you're financially prepared. You need to have an understanding of how your age will affect your social security payout, how you plan to pay for health insurance, what penalties you may...
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How to Set & Prioritize Financial Goals
So often when people think about financial goals, they believe money deserves the most attention, but in reality, it's the end result that's the center of your goal. Whether that result is a special experience, like traveling to a bucket list destination or visiting family every year, or perhaps...
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How to Create a Wealth Vision Board
In a recent survey, 43% of Americans admitted they simply guess when it comes to how much income they will need in retirement. Rather than leave it to chance, it's imperative to think about how you want to spend your time in retirement to have a solid understanding of how much money you'll need…
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Gratitude + Gifting Strategies
With the holidays comes a season of giving, and sharing your wealth with those you love or causes you hold dear to your heart can make for a pretty fantastic, maybe even life-changing, gift. You can help a loved one purchase their first home, pay for college, or ensure the charity of your choice...
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5 Fun & Easy Savings Hacks
If you build a healthy habit of saving, you will have more control over your finances. You can start with small changes and watch the savings add up! In this episode, I lay out some of my favorite savings hacks I've learned from different clients over the years. These hacks can easily be...
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Should I Pay Off My Mortgage–Yes or No?
There is no one-size-fits-all answer to the popular question of whether or not to pay off your mortgage. Instead, it's helpful to get clear on what makes the most sense for your current and future life by considering your goals, values, wishes, and desires, and where you want to be in the next 5,...
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How to Make Better Financial Decisions – What are Your Biases?
Are you familiar with different types of biases and which ones influence you the most? Whether you realize it or not, biases influence how you make financial decisions. In this episode, I break down some of the key biases that most often impact our minds when we're deciding whether to save…
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Four Phases of Your Financial Journey – Which one are you in?
Planning for the future doesn't have to cause fear or anxiety. But how much money should you save now to live comfortably in the future? In this episode, I dive into my tried-and-true framework called the "Four Phases of Your Financial Journey" to help you understand what financial decisions you...
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The Key Lesson to Learn in Preparation for Retirement
Simply spending less money than you make is the secret ingredient to budget success, in life and especially in retirement. But why is it so difficult for us to spend less than we earn? In this episode, we're going to talk about how to avoid overspending. There are several recurring themes...
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Protecting Yourself From Online Scammers
What would happen if you fell victim to online scammers? As we prepare for retirement, we're doing all the things to secure our savings, line up legal documents, and prepare for the next 30+ years of adventure and freedom. Online scams are becoming more prevalent and falling victim to these scams...
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Part 3: Planning your Epic Retirement - Connecting it All Together!
The best route to retiring with confidence is to plan for the lifestyle and activities your want and organize your own retiree cash flow around funding those dreams. Part 1 walks you through the thought process to planning the lifestyle you want during your retirement years. You can create a…
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Part 2: Planning your Epic Retirement - Most Common Forms of Income
Whenever you consider what your life will look like in retirement, I'm sure travel, time with family, and other joyous freedoms come to mind. It's important to consider, however, where your cash flow will come from during those retirement years. In the last episode, I encouraged you to dream. We...
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Part 1: Planning Your Epic Retirement - What Will You Do With Your Time?
"All you have to do is imagine the things you want to do and make them happen." Planning your epic retirement is a three-part series that will assist you in making the necessary preparations so that you can enjoy the retirement of your dreams. Click here to Download Your FREE "3 Steps" to Plan an...
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Retiring During a Market Crash
When you're approaching retirement, what do you do if the market suddenly drops? When it comes to financial planning, this has been the most challenging scenario by far. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet…
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Introducing the Ready to Retire Podcast
Are you Ready to Retire? Have you saved enough? At what age should you retire? These and many more questions are probably swirling around in your head any time you look at your investment accounts or think about your 401k, pension, or social security. Or maybe you're just tired of working and...
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ABOUT THIS SHOW
Planning for retirement is a big deal, and it does take some time, strategy, and intentional action, especially if you’re in or nearing your fifties! Unfortunately, most people spend more time planning their yearly 1-2 week vacations than they do their 30+ year retirement.Then, the “How much money do you need to retire?” question starts to feel overwhelming and confusing. It doesn’t have to be that way. With Danette Lowe and the Ready to Retire podcast, you can take small, simple steps now that will go a long way toward planning an epic retirement. With over 20 years of experience as a Certified Financial Planning Professional, Danette joyously provides customized, actionable advice to help you confidently navigate the transition from uncertain net saver to peaceful net spender.She’s here to flip those feelings of shame, regret, or stress about retirement savings and help you see what CAN be done to prepare for your retirement.Maybe you want to find out if you’ve saved enough and
HOSTED BY
Danette Lowe CFP®
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Frequently Asked Questions
How many episodes does Ready To Retire! have?
Ready To Retire! currently has 37 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Ready To Retire! about?
Planning for retirement is a big deal, and it does take some time, strategy, and intentional action, especially if you’re in or nearing your fifties! Unfortunately, most people spend more time planning their yearly 1-2 week vacations than they do their 30+ year retirement.Then, the “How much money...
How often does Ready To Retire! release new episodes?
Ready To Retire! has 37 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Ready To Retire!?
You can listen to Ready To Retire! on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Ready To Retire!?
Ready To Retire! is created and hosted by Danette Lowe CFP®.
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