Red Hot Real Estate

Today, Mimi reviews the big home maintenance concerns you should address before selling your home. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, Mimi and Phil discuss Non-Qualified Mortgages, home loans that fall outside the standard lending rules established by the Consumer Financial Protection Bureau., like Debt Service Coverage Ratio loans for real estate investors, and The Bank Statement Program, designed for self-employed people. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi and Phil are both in studio to discuss planning for a new home during or as you approach retirement. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Considering condos in your real estate journeySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you've ever thought about buying a farm, this show's for you!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you've got dandelions in your yard, Mimi's here to help you make the most of them! She's also got some great ideas to give your home some curb appeal. We'd also love to see your garden. Please share your photos with us on Facebook. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi's here to help you prepare to buy your first home! Listen for tips, expectations and explanations to guide you through the experience. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi's back to tell us how she came to raise chickens and how to set up your home to do the same. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Phil Olson explains the key financial, lender, and market considerations buyers and sellers should evaluate when using a mortgage buydown to make a home purchase more affordable.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi runs down her checklist of deferred home maintenance projects that scare buyers away.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Phil Olson reviews the market and the plethora of mortgage products available at CrossCountry Mortgage.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, we present a lakeside home in Arden Hills, our home buyer's checklist, and more to consider in your pursuit of a house. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mortgage Gurus Earl Rose and Phil Olson join us to discuss Reverse Mortgages.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Phil Olson from CrossCountry Mortgage is here to explain what realtors and mortgage brokers do through the buying process.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi and Phil explain the VA home loan program and discuss some recent trends they've been seeing in the market.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi and Phil discuss the pros and cons of the 50-year mortgage being floated around in the headlines.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, we simulate the initial conversations in the real estate buying process. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jon Liesenfeld, Founder of One Love Brigade, joins us to discuss his efforts to bring mobility to Jamaican people with bikes, wheelchairs and walkers. Find him at onelovebrigade.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What does a lender see when they view your credit report? What behaviors impact your credit and ability to take out a mortgage? Phil Olson from Cross Country Mortgage is here to explain. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, Mimi starts with a brief market update and, if you're selling your home, some suggestions for how to take advantage of the warm weather to glam up your property and increase curb appeal. Next, we discuss how the current government shutdown might effect real estate. Then, Mimi explains why this is the best month to buy a house. Finally, October is Fire Safety Month. Don't be alarmed! We'll help you prepare. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

No credit. Bad credit. All credit impacts your financial well-being. Today, we talk about circumstances that effect your credit and how to respond. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What can you do now to prepare your house to sell it this winter? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We gave away a $25 Gerten's gift card today during a fun game of mortgage trivia.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We play a fun game of MN State Fair trivia while discussing the current state of the market and mortgages.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jennifer Harazin and Phil Olson from Cross Country Mortgage join us for a wide ranging conversation on mortgages.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Laura Sauer from The Insurance Shop joins us to talk about rates, roofs and more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discussing the pros and cons of buying a home for your college student. Also, text 160396 to 25678 to view an Arden Hills lake home.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Phil and Mimi share their insight on the advantages to both government and conventional loans. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi with guest Phil share important considerations for owning lake properties.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi shares a market update for the Twin Cities and we talk about the importance of deferred home maintenance See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is it time for you to downsize? How to decide, where to start, how to declutter? So many questions for Mimi to answer! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi and Phil discuss picking a home that suits your lifestyle, and how you can live the life you want through the place you liveSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi and Phil discuss buying a home in relation to retirement. Is it better to wait to sell or jump right in? Listen along for tips on how to get what you're really wanting in a home.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi and Phil go over how to make the most of your tax return this season, with special attention to our self-employed friendsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi is joined by Phil to discuss different options for people who don't "fit in the box" of financial advice. From self employment to odd jobs, there may be some advice for you!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi is joined by special guest Katie K9 to talk chicken shop. They discuss different chicken-owning regulations, the best kinds of coops, and how to get started with your own little farm. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi discusses how to prioritize upgrading your house for the market, focusing in on what really matters. From bathroom remodels, to wallpaper, to the backyard, find out what could help your home sell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Mimi is joined by Phil, who talks through the complications of gifted funds. Then, it's the different aspects of homeowner's insurance, and some changes that may be coming to it in the upcoming years.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi Schoneman and Phil Olson talk about how to make your house really sparkle when it hits the market. From pricing to hardware and even knowing the best time to list, there are many factors to consider when selling or buying a home. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, host Mimi Schoneman talks to special guest Shelly about how having no credit actually affects your life. They also discuss whether or not to tap into your equity to pay off your debts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Mimi Schoneman has some possible answers as to why your house has not sold despite its time on the market. She also touches on ways to utilize gains in home equity. Plus, tips for a caller with questions on staging. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you hold a senior or disabled status and are looking to buy a home, consider looking into home buying benefits specific to you. There may be more options than you think!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you are looking to move but feel that your credit score limits your options, consider strategies for rehabbing your score in the most efficient ways available to you. With determination and the right know-how, you can craft a strategy that will help you achieve your goals. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Special guest Marshall Saunders of WonOver Images joins Mimi Schoneman and Shelly Farris to discuss his strategies for creating attractive, professional, and informative photographs for home listings. An online visual walkthrough of your property can make a major difference in the offers you receive, Marshall has the knowledge and equipment to make your home stand out. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

So you are ready to buy a home. Mimi shares some questions to consider if you are thinking about new construction.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Earl Rose, the VP of Reverse Mortgage Lending with CrossCountry Mortgage, joins Mimi Schoneman and Phil Olson to discuss the reputation of reverse mortgages versus the reality. Talking with a mortgage specialist can help you understand if these decisions will provide the home and lifestyle you want. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It can feel like home values and prices are shifting more often than expected, and seemingly similar houses are priced differently. Mimi Schoneman and Shelly Farris provide some possible reasons why these homes are priced how they are and for what reasons those prices might change. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi Schoneman and Phil Olson give us updates on the MN housing market just in time for November with a spotlight on some prime properties available in the area. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The recent rash of natural disasters and resulting infrastructure damage in the southern US has reminded us more than ever of the importance of keeping things handy to maintain access to water, food, and warmth. Mimi Schoneman shares her list of homeowner emergency essentials in case of the worst.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Shelly Farris joins host Mimi Schoneman to discuss a local housing market that seems to be in decline, but what do they think is going on? If you are browsing homes, Mimi and Shelly can tell you what to look for during the fall season.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.