Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtrCan a busy physician with a demanding career and two young children realistically build a rental property portfolio? In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement investor Colin to discuss how he went from exploring Airbnb investments to owning two long-term rental properties—and preparing for his next acquisition. Colin explains why the operational demands of short-term rentals did not fit his lifestyle, how turnkey real estate helped him invest outside his local market, and why having an experienced team made his second purchase dramatically easier than his first.🏡 In this episode, you’ll learn:00:08 – Meet Colin: Physician and rental property investor00:46 – How an Airbnb stay sparked his interest in real estate02:19 – His original plan to own short-term rentals nationwide03:02 – Why long-term rentals better matched his lifestyle03:23 – Meeting the Rent To Retirement team in Cancun04:14 – The builder incentive that motivated him to take action07:34 – Why Airbnb may not be the best first investment08:43 – Why turnkey real estate appealed to a busy physician09:55 – Finding Rent To Retirement through BiggerPockets10:18 – The value of a responsive real estate investing team11:11 – Growing from zero to two rental properties12:24 – The challenges of purchasing his first investment13:27 – Negative cash flow, refinancing and finding a tenant13:53 – How cost segregation changed his perspective14:16 – Using tax benefits to help fund another investment16:34 – Understanding the trade-offs of 5% down financing17:24 – Refinancing into conventional financing18:01 – Why the second property was significantly easier19:56 – Purchasing a rental that already had a tenant20:39 – Building a trusted lending and investing team22:23 – Managing a portfolio without becoming its employee23:52 – How the Rent To Retirement marketplace works24:32 – Colin’s advice for first-time rental investors24:57 – Why beginners should start with a manageable property25:37 – “Go for a base hit” with your first investment26:09 – Final thoughtsWhether you’re a doctor, business owner, executive or busy professional, this episode demonstrates how the right financing, property management and investing team can help make real estate ownership more manageable.📧 Got a question or story to share? Email us at: [email protected]👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com🗓️ Schedule a Free Consultation: https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🎧 Listen to the Rent To Retirement Podcast on the Go: https://podcasters.spotify.com/pod/show/renttoretirement📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: https://renttoretirement.com📩 Have Questions for the Podcast? Send them to: [email protected] question might be answered in a future episode!#RealEstateInvesting #TurnkeyRealEstate #PhysicianInvestor #PassiveIncome #RentToRetirement

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ What does it actually look like to go from wanting rental real estate to owning multiple turnkey investment properties?In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Dan to talk about his real estate investing journey — from a challenging first fix-and-flip experience to purchasing two turnkey rental properties through Rent To Retirement.Dan shares how he found Rent To Retirement, why turnkey real estate made sense for his busy lifestyle, how he evaluated markets like Birmingham, Alabama and San Antonio, Texas, and why he believes getting started is more important than waiting for the “perfect” time.Whether you’re a first-time investor, a busy professional, or someone who had a bad real estate experience in the past, this episode offers practical insight into how turnkey rentals can help simplify the path toward long-term wealth. 🏠📈⏱️ Timestamps:00:08 — Meet investor Dan00:59 — Dan’s background and why he became interested in rental real estate01:33 — His first real estate investment and fix-and-flip experience02:27 — How Dan discovered Rent To Retirement through BiggerPockets04:18 — Dan’s first turnkey rental property in Birmingham, Alabama05:34 — Why Birmingham made sense based on price point, incentives, and rent growth06:01 — Closing on a new construction rental with a tenant in place06:27 — Buying a second turnkey property in San Antonio, Texas09:29 — Current mid-year incentives in Alabama and Texas10:08 — Getting back into real estate after a difficult first experience11:08 — Why long-term thinking matters in real estate investing12:27 — The value of having the right team and connections13:49 — New construction vs. turnkey rehab properties14:36 — Why Dan chose new construction rentals16:03 — Diversifying across Alabama and Texas17:43 — Comparing actual rental property performance across markets18:48 — Advice for investors sitting on the sidelines19:08 — Why Dan believes it’s better to get involved sooner than later20:08 — Turning a bad experience into a learning opportunity21:03 — Final thoughts from Matthew and Dan📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana. 🏡The biggest highlight? Select Alabama new construction rental properties are currently offering up to 11% of the purchase price in builder incentives, which may be used toward closing costs, rate buydowns, property management reserves, appliances, fencing, and more.Whether you’re buying your first rental property or expanding your portfolio, this episode explains why Alabama may be one of the most investor-friendly new construction markets available right now.⏱️ Timestamps:0:08 – Introduction to Alabama new construction0:51 – Why investors from expensive markets are looking at Alabama1:12 – Affordability, landlord-friendly laws, and low property taxes2:46 – Huntsville growth, NASA, Space Force, FBI, and tech jobs4:05 – Birmingham, Tuscaloosa, and Central Alabama rental demand5:51 – Understanding Alabama’s suburban and driving lifestyle10:24 – Kimberly, Alabama and why investors are watching this market13:13 – Investor-owned rentals vs. primary homebuyer communities15:33 – Why Tuscaloosa has consistent rental demand18:13 – Breaking down the 11% builder incentive opportunity19:19 – How investors can use incentives for closing costs and rate buydowns20:15 – Conventional vs. DSCR loan incentive limits22:21 – Why timing matters for investors on the fence24:49 – Final thoughts on Alabama real estate investing📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentToRetirement #AlabamaRealEstate #PassiveIncome #NewConstruction

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement’s builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement’s $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today’s incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #TurnkeyRealEstate #RentalProperties #PassiveIncome #TexasRealEstate #AlabamaRealEstate #BuildToRent #InvestmentProperties #CashFlow

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios? 🤔In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down the REAL risks investors should pay attention to — and the common fears that stop people from building wealth through real estate investing.They dive into inspection reports, appraisals, property management, neighborhood ratings, new construction concerns, rehab properties, tenant quality, and the hidden cost of inaction due to fear. Whether you're a first-time investor or scaling your portfolio, this episode helps separate emotional noise from smart investing decisions. 🏡📈If you've ever worried about cracks in drywall, low appraisals, school ratings, or choosing the “perfect” property, this conversation is for you.⏱️ Timestamps:00:00 – Introduction & biggest investor fears01:49 – Why inspection reports scare new investors03:12 – New construction settling explained05:00 – Rehab properties & what actually matters07:01 – How Rent To Retirement mitigates risk09:52 – Real risk vs emotional fear in investing11:18 – Are neighborhood grades overrated?14:00 – What really matters in investment performance16:08 – Investing near major universities17:29 – Understanding tenant demographics18:35 – How investors overanalyze deals19:57 – Why property management matters most21:40 – Appraisal fears explained23:27 – Low appraisals, incentives & long-term investing25:00 – Common “what if” fears investors have26:07 – The hidden cost of doing nothing28:07 – Final thoughts for new investors📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Thinking about investing in turnkey real estate but not sure how the process actually works? In this episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down everything you need to know about Rent To Retirement, from how properties are selected to how investors build long-term cash flow and passive income through rental real estate. 🏡💰Matthew explains the full process step-by-step, including financing, property management, ROI expectations, incentives, timelines, and what makes Rent To Retirement different from syndications or crowdfunding models. Whether you're brand new to real estate investing or scaling an existing portfolio, this episode gives you a clear behind-the-scenes look at how turnkey investing works.⏰ TIMESTAMPS00:00 – Introduction & Why This Episode Matters00:47 – What Rent To Retirement Actually Does01:56 – Turnkey Investing vs Syndications Explained03:05 – New Construction vs Rehab Properties04:13 – Preferred Lenders & Investor-Friendly Financing05:19 – How Rent To Retirement Gets Paid06:24 – “What’s the Catch?” Common Investor Questions08:39 – How the Real Estate Transaction Process Works10:38 – How RTR Selects Property Managers12:52 – Timeline From Consultation to Closing13:31 – Understanding Pro Formas & Incentives14:17 – Property Management Incentives Explained16:23 – The 4 Ways Investors Build Wealth in Real Estate18:49 – Choosing the Right Investment Property19:54 – Closing Process & Remote Investing Explained21:21 – Final Thoughts & How RTR Helps Investors📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #RentalProperties #RentToRetirement #CashFlow #RealEstatePodcast #FinancialEducation #PropertyInvesting

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtr🏘️ In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rob Fuller from ROI Property Group to discuss real estate investing, build-to-rent communities, syndications, development strategies, market selection, and the opportunities today’s higher interest rate environment may create for investors.Rob shares his journey from leaving the medical school path during the 2008 recession to scaling into large residential developments across Georgia, Alabama, and Colorado. The conversation covers appreciation, cap rates, real estate funds, analysis paralysis, and how experienced operators think about long-term wealth creation.If you're interested in passive income, rental property investing, build-to-rent communities, or scaling beyond single-family rentals, this episode is packed with insight. 🔥⏱️ Timestamps0:00 – Introduction to Rob Fuller & ROI Property Group1:15 – Syndications, funds & accredited investors1:52 – Leaving the medical school path for real estate3:01 – Buying 13 homes for under $100,000 during the recession3:30 – Purchasing $2,500 homes in Detroit4:19 – Scaling to buying 39 homes in a single month5:03 – Transitioning into development & multifamily projects5:49 – Build-to-rent communities explained6:09 – Why ROI Property Group focuses on large developments7:24 – New construction vs renovated turnkey properties8:16 – Cap rates, appreciation & long-term value10:35 – Location, growth markets & investing strategy11:23 – Why ROI invests in Georgia, Alabama & Colorado12:49 – Market selection & real estate-friendly states13:34 – Interest rates, opportunities & market timing14:41 – Analysis paralysis & investor mistakes17:06 – Inside ROI Property Group’s investment fund17:43 – 2,300-acre Colorado Springs development project18:25 – Data centers, energy demand & future land value19:00 – Long-term hold strategy vs flipping20:18 – Advice for investors sitting on the sidelines22:40 – Final thoughts & where to connect with ROI Property Group📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #BuildToRent #PassiveIncome #RentalProperties #RentToRetirement #RealEstatePodcast #Syndication #BuildToRentCommunities #WealthBuilding #CashFlow

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrAre you better off investing in new construction rentals or fixer-uppers? In this episode, Matthew Seyoum breaks it down with real estate expert Jim Sheils—covering decades of experience, market insights, and what actually builds long-term wealth in today’s market.If you’re serious about real estate investing, this conversation will help you understand:Why many investors are shifting to new constructionThe real difference between cash flow vs equity growthHow to evaluate markets like Florida the right wayWhy “perfect deals” don’t exist—and why that’s a good thingThis is not theory—this is what’s working right now.⏱️ Key Highlights0:08 – Introduction & Florida real estate focus0:31 – Jim Sheils’ 27-year investing journey1:25 – Why investors moved away from California2:14 – The shift from rehabs to new construction3:06 – “Own less, better quality” strategy explained4:49 – How equity growth outperformed cash flow6:08 – Time freedom vs active investing trade-offs8:32 – Why “fairway deals” beat risky home runs9:19 – Why secondary markets outperform major cities10:32 – The 5 key fundamentals of strong markets11:16 – Why Ocala, FL is a top growth market13:49 – Florida insurance concerns (real vs myth)15:03 – How new construction reduces insurance costs16:46 – Real insurance cost examples (surprising numbers)21:01 – Duplex vs single-family investing strategy22:13 – Infill lots vs large developments explained25:16 – Why mixed neighborhoods matter for investors27:41 – Final advice: why waiting is the biggest mistake📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #FloridaRealEstate #RentalProperties #PassiveIncome #NewConstruction #RealEstateTips #InvestingForBeginners #WealthBuilding #CashFlow #RealEstateStrategy

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIf you're investing in real estate—or planning to—understanding how to properly structure your investments could be the difference between building wealth and losing it.In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown sit down with David Chafkar from Nevada Corporate Headquarters to break down how LLCs, trusts, and proper entity structuring can protect your assets, reduce liability, and help you scale your portfolio faster.You’ll learn how real estate investors—from beginners to experienced operators—use strategic structures to safeguard wealth, optimize taxes, and build long-term financial security.⏱️ Timestamps0:08 – Introduction & guest overview0:45 – What Nevada Corporate Headquarters does1:14 – Why LLCs are critical for real estate investors2:13 – Additional services: taxes, trusts, business credit3:18 – Experience & team expertise breakdown6:12 – Should you create an LLC before or after buying property?6:54 – Liability protection explained (simple terms)7:39 – How LLCs protect your personal assets9:38 – Advanced protection strategies (states & legal advantages)11:13 – Common mistakes new investors make11:54 – How structuring is customized per investor13:04 – Building long-term wealth & legacy with real estate14:20 – Real estate vs stock market control15:11 – Real investor experience using LLC services16:10 – Ongoing support vs “set it and forget it” setups17:51 – What services investors actually use most19:18 – LLCs, trusts, tax strategy & funding explained21:37 – Final thoughts & wrap-up🚀 Key Takeaways- Why LLCs are essential for liability protection- How to separate personal assets from investment risk- When to create an LLC (before vs after purchase)- How trusts can protect and scale your portfolio- Tax strategies and funding options most investors miss- Real-world examples from experienced investors📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #LLC #PassiveIncome #RentalProperties #AssetProtection #WealthBuilding #RealEstateTips #InvestingStrategy #FinancialFreedom #CashFlow

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Not all real estate investors are the same—and your strategy shouldn’t be either.In this episode of the Rent To Retirement Podcast, Matthew Seyoum and Tommy Brown break down how to approach real estate investing based on your unique situation—whether you're just getting started with $25K or deploying $500K+.They walk through real-world investor scenarios, including:Investors close to retirement needing immediate cash flowYounger professionals focused on long-term appreciationHigh-income earners scaling portfolios aggressivelyFirst-time investors unsure where to beginIf you've ever wondered “What’s the best strategy for me?”—this episode gives you a clear framework.⏱️ Timestamps0:08 – Introduction: Why strategy depends on your situation0:31 – Different investor profiles (age, goals, timelines)1:25 – Common goals: financial freedom vs flexibility2:17 – Two main investor types (busy vs hands-on)3:25 – Why doing everything yourself isn’t always best4:12 – Scenario 1: Near-retirement investor ($200K capital)6:00 – Why cash flow matters more with shorter timelines7:42 – Choosing markets with strong rent-to-value ratios9:20 – Example market: Memphis for cash flow10:05 – Avoid letting past mistakes affect future investing11:02 – Using regret productively in investing12:35 – Scenario 2: Younger investor with high income, low capital13:06 – Why time vs return matters in real estate14:02 – Scenario breakdown: $25K + $60K/year savings16:02 – 3-phase strategy: appreciation → break-even → cash flow17:30 – When negative cash flow can actually make sense18:07 – Repositioning your portfolio over time19:24 – Scenario 3: $300K–$500K lump sum investor20:13 – How to diversify across markets and property types21:05 – Appreciation vs cash flow strategy debate22:20 – Portfolio structure: 3–5 properties across markets23:02 – Why incentives and timing matter24:17 – Comparing real estate vs stocks & other assets25:04 – Final takeaway: there’s no one-size-fits-all strategy26:06 – Long-term thinking: 3, 5, 10-year outlook27:06 – Why having expert guidance matters📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PassiveIncome #RentalProperties #FinancialFreedom #InvestingStrategy #WealthBuilding #RealEstateTips #CashFlow #RentalIncome #RentToRetirement

This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Is now the right time to invest in real estate—or should you wait?In this episode, host Matthew Seyoum sits down with lending expert Hans Stone from Blueprint Home Loans to break down what’s really happening in today’s market. With global uncertainty, rising interest rates, and investor hesitation, many are sitting on the sidelines—but experienced investors are doing the opposite.You’ll learn why today’s market conditions may actually present one of the best buying opportunities in years, how lending strategies are evolving, and what separates investors who build wealth from those who miss out.If you’ve been waiting for the “perfect time,” this episode will challenge that mindset.Key Topics & Timestamps0:08 – Introduction & current state of the real estate market0:43 – Why uncertainty is causing investors to hesitate1:37 – The difference between passive vs active investors3:20 – Market cycles: Why waiting can cost you more4:49 – Best loan products in today’s market (DSCR, conventional, ARM)5:12 – How investors are buying rates down into the 4% range7:25 – Builder incentives: $15K–$25K opportunities explained10:10 – Long-term investing strategy & Warren Buffett mindset11:43 – Why NOW may be a short-term window of opportunity12:23 – Builders, inventory, and why buyers have leverage14:52 – Real investor story: fear vs long-term results16:34 – Why pre-approved investors still aren’t taking action16:40 – How to overcome fear and make confident decisions18:23 – Final advice: stop overthinking and focus on long-term gains📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PassiveIncome #RentalProperties #HousingMarket #InvestingTips #WealthBuilding #RealEstatePodcast #CashFlow #InterestRates #DSCRLoans

Claim Your Seat at the Wealthy & Wise SummitJoin us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs.→ Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summitClick HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…NCH:Set up an LLC to protect your investments!https://nchinc.com/rtrMYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrSan Antonio is quickly becoming one of the hottest real estate markets in the U.S.—and in this episode, Matthew Seyoum sits down with a seasoned builder to break down exactly why investors are targeting this market right now.From duplex and fourplex strategies to long-term appreciation and cash flow, this episode dives into the real advantages of investing in new construction rental properties in Texas, with a focus on San Antonio’s explosive growth.If you're looking to scale your portfolio, reduce headaches with property management, and invest in a landlord-friendly state, this episode gives you a clear, tactical breakdown of how to do it.⏱️ Timestamps0:00 – Introduction to San Antonio real estate opportunities0:19 – Builder background: From flipping homes to duplex developments1:21 – Why duplex and fourplex investing became the focus2:07 – Infill vs full community development explained3:13 – Family-run development and vertical integration model3:51 – New construction vs rehab: key investor differences4:30 – Why Texas (and San Antonio) is booming5:24 – Migration trends and pro-business environment6:07 – Biggest benefits of new construction investing6:21 – Addressing property taxes in Texas7:01 – Strategic land selection to reduce taxes8:08 – Cash flow vs appreciation strategy9:18 – Upcoming San Antonio inventory opportunities10:11 – Why property management is critical for investors11:01 – Building an in-house property management company12:27 – Scaling to 1,000+ rental units13:14 – Full-service property management explained14:09 – Avoiding hidden fees and maximizing investor returns16:47 – Why seamless investing leads to repeat buyers17:27 – Military demand in San Antonio rental market18:23 – Current inventory breakdown (San Antonio neighborhoods)20:44 – Advice for new real estate investors📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #SanAntonioRealEstate #RentalProperty #PassiveIncome #DuplexInvesting #TexasRealEstate #TurnkeyProperties #WealthBuilding #RealEstatePodcast #InvestmentStrategy

Claim Your Seat at the Wealthy & Wise SummitJoin us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs.→ Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summitThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. – https://bamcapital.com/rtr/Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!In this episode, we break down everything you need to know about the upcoming Wealthy & Wise Summit in Las Vegas — RTR’s first official real estate investing conference in partnership with Nevada Corporate Headquarters.If you're serious about scaling your real estate portfolio, optimizing taxes, protecting assets, and connecting with top-tier investors and providers… this is an episode you don’t want to miss.Matthew and Tommy cover:What makes this conference different from large eventsHow investors can get direct, one-on-one strategy guidanceThe role of LLCs, trusts, and asset protection in long-term wealthWhen to use self-directed IRAs or Solo 401(k)s for investingWhy partnerships and entity structuring matterHow to build business and personal credit to scale fasterExclusive, conference-only investment incentivesNetworking opportunities with RTR’s top teams and providersThis is not just another event — it’s designed to give investors clarity, momentum, and real opportunities to take action.⏱️ Timestamps0:07 – Introduction to the Wealthy & Wise Summit0:44 – Why this conference is different (small, high-value experience)1:43 – Meeting investors in person & strategy sessions3:18 – Benefits of a smaller, more focused event3:36 – Nevada Corporate Headquarters partnership explained4:09 – Using IRAs & Solo 401(k)s for real estate investing5:10 – When investors should start using retirement funds6:13 – Structuring partnerships with LLCs7:05 – Why expert guidance matters for entity setup8:08 – Estate planning, trusts & long-term wealth strategy10:14 – Planning generational wealth through real estate14:00 – Getting started vs waiting — taking action now14:21 – Building personal & business credit15:19 – Conference-only incentives & exclusive deals16:09 – What kind of incentives investors can expect17:56 – Why smaller conferences offer better opportunities19:07 – Meeting property managers & investment teams in person20:29 – Creating a real investment plan with RTR strategists21:23 – Networking, events & experience in Las Vegas22:24 – Final thoughts & how to secure your spot📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

Claim Your Seat at the Wealthy & Wise SummitJoin us live in Las Vegas for two days of advanced tax strategies, business credit insights, and wealth-building frameworks used by top entrepreneurs.→ Reserve Your Seat Now https://nchinc.com/rtr-wealthy-and-wise-summitWelcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster!In this special episode, Zach and Matthew introduce the first-ever Rent To Retirement Wealthy & Wise Summit, happening May 2–3, 2026 in Las Vegas.This two-day event is designed to bring together investors, industry experts, and the Rent To Retirement team to share advanced strategies for building and scaling real estate portfolios in today’s market.Whether you're buying your first rental property or managing 100+ doors, this conference will cover the strategies, partnerships, and market insights investors need to succeed in 2026 and beyond.Attendees will gain access to:• Exclusive real estate deals• New investment markets not publicly available yet• Creative financing strategies• Tax optimization techniques• Asset protection and business structuring guidance• Private capital raising strategies• Direct access to lenders, CPAs, attorneys, and investment teams*Seats limited to 100 RTR Members (including guests)If you're serious about taking action and scaling your investments this year, this event is designed for you.⏱ Timestamps0:00 — Introduction to the first RTR Wealthy & Wise Summit0:18 — Why this event is different from typical real estate conferences0:35 — Exclusive deals and incentives available only to attendees1:12 — What investors will learn about building wealth through real estate1:36 — Creative financing, tax strategies, and scaling portfolios2:05 — Meet the expert team: lenders, CPAs, attorneys, and market operators2:34 — Ticket pricing and limited attendance (100 investors)3:09 — Why in-person networking accelerates investing success3:44 — Access to exclusive investment opportunities4:22 — Who should attend: beginners to advanced investors5:07 — Example deal structures (including low down payment opportunities)5:57 — Breakout sessions and live investor mentorship6:32 — Building your full real estate investing team in one event7:13 — Final invitation to attend the 2026 RTR Summit📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#realestateinvesting #passiveincome #rentalproperties #realestatepodcast #financialfreedom #investing2026 #renttoretirement #realestateconference #propertyinvesting #cashflowinvesting

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster.In this episode, we sit down with Dr. Jim Dahle, practicing emergency physician, Air Force veteran, and founder of The White Coat Investor — one of the most trusted financial education platforms for physicians and high-income professionals.Dr. Dahle shares his journey from being frustrated with financial advisors to building a massive community that helps doctors and professionals avoid costly financial mistakes.We dive into real estate investing, financial independence, tax strategies, and how high-income earners can build long-term wealth while avoiding lifestyle inflation.Whether you're a physician, entrepreneur, or investor, this conversation is packed with practical insights to help you design a smarter financial strategy and achieve long-term financial freedom.Key Topics Covered⏱ Timestamps00:00 – Introduction to Dr. Jim Dahle and The White Coat Investor01:29 – Why Dr. Dahle started educating physicians about money05:10 – The truth about financial advisors and conflicts of interest08:16 – DIY investors vs delegators vs validators11:47 – Financial independence and working part-time in medicine17:20 – Dr. Dahle’s investment strategy (stocks, bonds, and real estate)21:33 – Why real estate is a powerful asset class25:50 – Tax advantages of real estate investing30:30 – Why owning just one rental property can be painful33:20 – Scaling a real estate portfolio the right way37:43 – When managing rentals is worth your time (and when it's not)45:27 – The first financial step new professionals should take47:41 – Paying off debt vs investing: which is better?49:08 – The biggest financial mistake high earners make51:03 – How AI may impact high-income professions53:27 – Advice for students and future professionals55:17 – Final investing advice from Dr. Dahle📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#realestateinvesting #passiveincome #financialfreedom #renttoretirement #whitecoatinvestor #realestatepodcast #wealthbuilding #investingtips

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!In this episode, we sit down with Steve from our Akron/Canton, Ohio team to break down why the Midwest — specifically Akron, Ohio — continues to attract cash-flow-focused investors across the country.With over 500+ properties sold since 2019–2020, a systematic renovation model, and vertically integrated property management, this market has built a reputation for consistency, affordability, and strong long-term rental performanceIf you're looking for:✔️ Affordable turnkey rentals✔️ Landlord-friendly markets✔️ Low cost of living with stable tenants✔️ Section 8 insights✔️ Faster tenant placement✔️ Lower barrier to entry investingThis episode delivers.⏱ Key Topics & Timestamps0:00 – Introduction & Akron market overview1:01 – 500+ properties sold & long-term track record1:58 – 60/40 new construction vs rehab inventory breakdown2:04 – Systematic renovations: 10+ years mechanical life rule3:35 – Why Akron is more landlord-friendly than Cleveland4:42 – Fully staffed property management model7:46 – Tenant profiles & affordability in Akron9:30 – Section 8 pros & cons (longer average stays)11:59 – Why single-family rentals outperform multifamily for longevity13:28 – Block-by-block investing strategy (local expertise advantage)15:39 – $135K fully updated homes in strong rental areas17:24 – Why Tommy invested personally in Akron20:23 – Why investors must move fast in this market📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#AkronRealEstate #OhioRealEstate #TurnkeyRental #CashFlowInvesting #MidwestRealEstate #RentalPropertyInvesting #PassiveIncome #Section8Investing #LandlordFriendly #RentToRetirement

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster.In this episode, Zach reveals one of the strongest builder incentive opportunities we’ve seen — brand new, A-Class construction rental properties in Texas that are already leased and cash flowing from day one.Because some builders’ fiscal years end in Q1, they’re offering aggressive incentive structures to move excess inventory — including over $40,000 in incentives on select properties.These are limited-time deals ending Friday, March 13th at 5PM Pacific, and once the inventory is gone, it’s gone.If you’re looking to maximize ROI, reduce upfront capital, or buy down interest rates significantly, this is an episode you don’t want to miss.⏱ Key Timestamps00:00 – Introduction from Zach & Matthew00:32 – Why Q1 creates unique builder opportunities01:15 – $40,000+ incentive structures explained02:00 – How institutional buying power benefits individual investors02:50 – Using incentives: cash back, rate buy-down, price reduction03:30 – Rates potentially in the 3s or 4s depending on structure04:15 – Brand new A-Class Texas properties already leased05:00 – No vacancy, no leasing fees, cash flow from day one05:40 – Incentives expire March 13th at 5PM PacificThese properties offer:• Brand new construction• Tenant already in place• Immediate cash flow• No lease-up risk• Massive incentive flexibility• Economies of scale typically reserved for institutionsThis is how individual investors can access institutional-level buying advantages.If you’re serious about scaling your rental portfolio and taking advantage of limited inventory opportunities, now is the time to act.📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentalProperty #TexasRealEstate #NewConstruction #CashFlow #PassiveIncome #InvestmentProperty #BuilderIncentives #RentToRetirement #FinancialFreedom #BuyAndHold #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days.After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly.In this episode, we break down:• How he increased his buying power in 7 months• Why San Antonio’s fundamentals (military presence, population growth, diversified workforce) made sense• How builder incentives helped secure a 5.75% interest rate• The advantage of buying a property with a tenant already in place (20+ months remaining on lease)• How he structured his down payment using a HELOC, life insurance, and reserves• Why he chose 25% down to reduce risk• How he closed in just 2.5 weeks• His plan to scale into Katy, TX and potentially FloridaCleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors.If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today’s market.⏱ Accurate Episode Timestamps00:00 – Introduction & Cleveland’s Investor Background01:14 – Initial $150K Pre-Approval & Improving Ratios02:18 – San Antonio Inventory Opportunity03:16 – First Investment in 20 Years04:19 – Tenant in Place + Two-Year Lease05:18 – Closing in 2.5 Weeks08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks)09:57 – 5.75% Interest Rate & Builder Incentives12:26 – Market Fundamentals & Risk Mitigation15:33 – Scaling Strategy: Texas & Florida Diversification20:01 – Advice to Investors: Take Action📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #RentalProperties #SanAntonioRealEstate #BuyAndHold #CashFlowInvesting #RentToRetirement #WealthBuilding #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ In this episode of the Rent To Retirement Podcast, host Matthew Seyoum welcomes investment strategist and new recurring co-host Tommy Brown to the show.Tommy shares his journey from teaching in public schools to building and scaling a multi-state rental portfolio — all while helping hundreds of investors do the same. If you’ve ever felt stuck on the sidelines or unsure whether to invest locally or out of state, this conversation will bring clarity.We dive into the real differences between new construction and rehab properties, how experienced investors think about portfolio diversification, and why so many people get trapped in analysis paralysis. Tommy also shares what he’s seeing right now in today’s market — including why Ohio rehabs continue to perform and why Tuscaloosa new construction has been attracting investor attention.Whether you’re brand new to rental investing or already own multiple doors, this episode will help you think more strategically about risk, cash flow, appreciation, and long-term scaling.⏱ Timestamps00:00 – Introducing Tommy Brown (New Co-Host Announcement)01:16 – Tommy’s Background: From Teaching to Real Estate Investing05:14 – Overcoming Analysis Paralysis07:51 – Types of Investors We Work With11:58 – Rehab vs. New Construction: Pros & Strategy16:14 – Real-World Example: Texas New Build vs Ohio Rehab18:23 – Why Tuscaloosa & Ohio Stand Out20:05 – Biggest Mistakes Investors Make24:13 – How to Connect with Tommy📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting#RentalProperties#PassiveIncome#OutOfStateInvesting#BuyAndHold#NewConstruction#RehabProperties#CashFlowInvesting#InvestmentStrategy#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders athttps://bluprinthomeloans.com/renttoretirement/ BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Buying your first rental property can feel overwhelming—especially if it’s out of state. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Chandler, a real investor who went from zero experience to owning two new-construction rental properties in Alabama in under a year.Chandler shares how he overcame analysis paralysis, chose the right market, trusted a property management team, and took action—without fixing, flipping, or managing from afar. If you’re researching real estate but struggling to make your first move, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & Chandler’s background01:00 – What sparked interest in real estate investing02:15 – Finding Rent To Retirement & choosing turnkey rentals03:40 – Overcoming analysis paralysis06:30 – Buying a rental property out of state08:15 – Why Alabama new construction made sense10:50 – Setting goals & committing to action14:55 – Property management expectations vs reality17:30 – Managing rentals remotely with confidence19:45 – Building a long-term rental portfolio21:30 – Final advice for first-time investors📌 Key Takeaways✔️ How to choose your first out-of-state rental market✔️ Why new construction can reduce early risk✔️ The importance of taking action vs over-researching✔️ What real property management looks like✔️ How to build confidence as a first-time investor📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting#RentalProperty#OutOfStateInvesting#TurnkeyRealEstate#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself.In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time.Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals.Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned.⏱️ Episode Timestamps00:00 – Intro & Jack’s background01:00 – Why 401(k)s alone weren’t enough02:45 – Why California real estate didn’t work04:00 – Discovering turnkey investing through BiggerPockets05:00 – Choosing Alabama as a target market06:20 – Why out-of-state investing felt scary (at first)08:00 – The power of education & the RTR Academy10:00 – Cash flow vs appreciation vs depreciation12:00 – Leveraging real estate for long-term wealth14:30 – Tax benefits & future short-term rental plans17:00 – Interest rates, timing the market & opportunity cost19:30 – Trusting property management from afar21:30 – Final advice for new investors🚀 Key TakeawaysWhy waiting for “perfect” interest rates can cost you more long-termHow turnkey rentals create passive income for busy professionalsThe real power of leverage, appreciation, and tenant-paid debtWhy education matters more than trying to do everything alone📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting #RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold #RetirementPlanning #BusyProfessionals #WealthBuilding #CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replay📉 Will mortgage rates finally stabilize in 2026?In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market.With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure.You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance.Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026.⏱️ Episode Timestamps00:00 – Intro: Mortgage rate outlook for 202601:30 – Market volatility vs. stability in recent years02:45 – Will government bond buying lower rates?06:40 – Why big mortgage rate drops are unlikely08:40 – Fed leadership changes & impact on lending10:50 – New loan products investors should understand11:30 – 7-year & 10-year ARM loans explained14:00 – Using builder incentives to buy rates down16:30 – DSCR interest-only loans: pros & misconceptions19:00 – Cash flow vs. principal paydown strategies21:30 – Matching loan structure to your investment goals👉 Connect with the team to explore lending options with Blueprint Home Loans📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replaySouthwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.⏱️ Episode Timestamps00:00 – Welcome to the Rent To Retirement Podcast01:00 – Why Southwest Florida is a major growth corridor03:00 – Hurricanes, insurance costs, and common investor misconceptions07:30 – New construction vs older homes: what actually holds up10:45 – Investor background: from Wall Street to Florida real estate14:30 – Ground-up construction explained (build-to-rent strategy)18:45 – How investors create equity without construction loans22:45 – Duplex vs single-family investing in today’s market26:00 – Long-term wealth, leverage, and inflation advantages30:45 – Why Florida remains a top investor-friendly state📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Welcome back to the Rent To Retirement Podcast with your host Adam Schroeder! 🎙️ Flying solo in this episode, Adam breaks down the latest trends in real estate investing, where the market is headed, and how to position yourself for smart, strategic investments in 2025 and beyond.With interest rates shifting and inventory shortages across the country, understanding which markets and asset types make sense right now is critical. Whether you’re new to real estate or scaling up your portfolio, Adam’s actionable insights and personal deal breakdowns will help guide your next move. 💼🏠🔑 Key Highlights & Timestamps:00:00 - Intro: Real estate chaos & opportunity in 202501:00 - Why interest rates are dropping & what it means 📉03:00 - What kind of loans are working now (DCSR vs. Conventional)04:40 - Why people are still hesitant—and why they shouldn't be06:00 - What markets are appreciating vs. stagnating 💹08:00 - Midwest vs. Southeast: Where to invest & why10:30 - How to assess insurance & property taxes correctly 🧾12:00 - Why due diligence matters more than ever14:20 - Real estate isn’t passive (even turnkey!) 🔍16:30 - Becoming a better investor, one deal at a time17:50 - Set yourself up for long-term success with smart systems👉 Resources Mentioned:• Free Wealth Calculator• Rent To Retirement Academy📢 Ready to build wealth through real estate?Schedule a FREE consultation with a Rent To Retirement investment advisor today!🔗 ⁠https://bit.ly/3EE6KjZ⁠👍 Like this episode? Smash the Like button, Subscribe, and hit the bell 🔔 to never miss an update.💬 Drop your questions and market thoughts in the comments!🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentToRetirement #PassiveIncome #TurnkeyProperties #RealEstate2025 #DSCRloans #RealEstateTips #InvestmentProperty #RealEstateMarket #InterestRates #MidwestRealEstate #SoutheastInvesting #WealthBuilding #FinancialFreedom

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Unlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor.Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond.⏱️ Timestamps – Full Breakdown:TAX STRATEGY & EDUCATION (w/ Amanda & Matt from Keystone CPA)00:00 – Intro: Why tax strategy is critical for investors01:07 – Hidden deductions most investors miss03:06 – Write-offs WITHOUT an LLC03:44 – Depreciation: Your biggest tax-saving tool05:47 – Rental losses: What they are and how they help06:14 – The $25K rule: Offset other income if you make under $150K08:10 – RE Pro status: How to qualify (750 hrs + participation)11:21 – Case study: $150K depreciation from $500K building12:08 – STR loophole: Powerful tax savings without RE Pro13:12 – 3 ways to qualify for STR material participation14:17 – Who should be using STRs for tax strategy15:29 – When to buy for STR benefits (and how to track hours)17:12 – Audit triggers: What actually causes IRS audits18:12 – CPA red flags: If they don’t understand RE strategy19:11 – 2025 tax law changes & what’s expiring20:43 – Will 100% bonus depreciation come back?23:22 – Bonus depreciation can exceed your down payment24:25 – Real example: Offset $100K income with rental loss26:01 – What happens if IRS challenges RE Pro status?28:14 – Audit outcome: What you owe, what carries forward30:00 – Why it's still worth pursuing these strategies32:02 – STR loophole: Is there a minimum hour rule?33:44 – Pro tips on STR management year over year34:03 – How to contact Amanda & Matt (Keystone CPA)TURNKEY INVESTING STRATEGY & DEAL BREAKDOWNS (w/ Zach & Adam)35:15 – How to apply tax savings to real-world deals36:15 – What is Rent To Retirement & how we help38:00 – 6–10% incentives: Price cuts, cash back, rate buydowns39:12 – Example: Buy a $300K home with $30K in incentives40:45 – Buy with as little as 5% down using local lenders42:00 – Pair tax savings + incentives = infinite ROI43:05 – Market spotlight: Cambridge, MN (fast population growth)45:24 – Banbury model: Appreciation + rent potential47:02 – Tulsa duplexes: $800+ cash flow w/ 15% ROI50:10 – Why owner-occupied areas matter for long-term gains51:30 – Cost seg studies: When and how to apply them54:08 – Using passive losses for Roth conversions56:00 – Strategic planning with your CPA (and when to do it)57:15 – How to schedule your free investor consultation59:30 – Final takeaways: Invest smarter, save bigger👉 Subscribe for more real estate investing insights!👉 Download our free investor toolkit: https://www.renttoretirement.com👉 Connect with Amanda & Matt at https://www.keystonecpa.com🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

This episode is sponsored by…⁠CONNECT INVEST:⁠⁠Earn returns up to 9% with as little as $500! https://connectinvest.com/rtr⁠⁠NCH:⁠⁠Set up an LLC to protect your investments! – https://nchinc.com/rtr⁠AVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement⁠REALSOURCE RESIDENTIAL:⁠⁠Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtr⁠In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster sit down with Shawn Moore, the CEO of Vodyssey, to explore how short-term rentals can transform your real estate portfolio. 🚀 Whether you're a seasoned investor or just starting, this conversation is packed with actionable insights!Shawn shares his journey from accidental short-term rental owner to industry leader, offering practical advice for navigating regulations, creating unforgettable guest experiences, and maximizing ROI. Learn why short-term rentals are a fun and lucrative addition to your portfolio and how to operate at the top of the market for maximum success.Key Highlights:0:08 - Meet Shawn Moore, CEO of Vodyssey1:21 - Shawn's accidental entry into short-term rentals6:25 - Comparing long-term and short-term rentals: Pros and cons10:50 - Quick tips for evaluating short-term rental markets18:12 - The importance of regulations and avoiding risky markets27:08 - How to create standout guest experiences remotely30:00 - Essential tools and teams for self-managing your rentals36:00 - How Vodyssey helps investors succeed in the short-term rental market📚 Get Shawn's FREE Book: Visit https://vodyssey.com/r2 for an in-depth guide to mastering short-term rentals!🔗 Explore Properties: Check out https://renttoretirement.com for investment opportunities tailored to your goals.🎧 Don’t Miss Out: Like, subscribe, and hit the bell to never miss an episode! Drop your questions in the comments or email us at [email protected] here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to [email protected] and hear them answered in a future episode!Schedule a Consultationat https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9#RealEstateInvesting #ShortTermRentals #PassiveIncome #AirbnbInvesting #RentToRetirement #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayReal estate success isn’t accidental—it’s planned.In this solo episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down how to strategically game-plan your real estate investments for 2026. From timing your purchases for tax advantages to reverse-engineering your savings and financing strategy, this episode is a practical roadmap for investors at every stage.Whether you’re preparing for your first rental property or scaling a multi-property portfolio, this episode will help you avoid last-minute scrambles and move with clarity, confidence, and intention.⏱️ Episode Timestamps00:00 – Why 2026 planning starts now00:28 – Setting your purchase timeline (January–December strategy)00:54 – Buying for tax benefits vs. consistent quarterly acquisitions01:40 – Understanding your “reload” capability (saving & capital planning)02:56 – Pre-approval timelines and how long they last03:34 – LLC setup: realistic timelines and lender requirements04:42 – Why early planning creates flexibility and leverage05:28 – One property per year vs. scaling faster06:29 – Why acting sooner can unlock better tax outcomes07:15 – First-time investors: learning by doing vs. analysis paralysis08:03 – The full Rent To Retirement support team explained08:30 – Best next steps to prepare for your next deal10:05 – Final advice and how to access inventory & strategy calls📌 Key Takeaways✔️ How to reverse-engineer your real estate goals✔️ When to get pre-approved (and why timing matters)✔️ LLC and entity setup expectations✔️ The power of time in real estate investing✔️ Why execution beats endless research👉 Next Steps✅ Subscribe for weekly real estate investing strategies✅ Visit https://RentToRetirement.com to view live inventory ✅ Schedule a call with the Rent To Retirement strategy team✅ Start planning now to close smarter in 2026📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentalProperties #RealEstatePlanning #PassiveIncome #2026Planning #RentalRetirement #BuyAndHold #WealthBuilding #TaxStrategies #FirstTimeInvestor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayWhat will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond.You’ll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change.Whether you’re an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle. 📈🏡⏱️ Episode Timestamps00:00 – Welcome & 2026 outlook overview01:00 – Key shifts from 2025 into 202603:40 – The “new normal” for interest rates05:15 – 100% bonus depreciation & tax advantages explained07:35 – Quantitative easing, inflation & asset prices09:28 – Why builders are increasing production11:00 – Why Q1 2026 is a critical buying window13:10 – Buyer’s market vs seller’s market explained15:08 – Institutional buyers & shrinking inventory17:41 – Why interest rates shouldn’t stop investors19:55 – Current builder incentives (Texas & Florida)22:03 – Institutional pricing advantages for investors24:13 – Final thoughts & 2026 investment strategy📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #2026RealEstate #RentalProperties #PassiveIncome#RealEstateMarket #BonusDepreciation #InterestRates #BuyAndHold#TurnkeyRealEstate #WealthBuilding #RentalIncome #HousingMarket

Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host.In this episode, Adam and Matthew dive deep into Matthew’s real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement.This is more than a welcome episode—it’s an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time.If you’ve ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency.⏱️ Timestamps00:00 – Matthew’s official welcome01:05 – Matthew’s first real estate deal (house hacking)03:35 – How Matthew’s investing strategy evolved over time04:30 – Mortgage industry background & investor mindset06:12 – Why Matthew invests through Rent To Retirement himself07:25 – New construction vs. rehab properties explained09:00 – Why Matthew chose Texas for his latest investment09:53 – Why property management matters for busy investors11:45 – Cash-back incentives vs. rate buy-downs13:07 – Real talk on interest rates & long-term investing16:07 – Cash flow vs. appreciation for higher-income investors19:18 – How Rent To Retirement builds personalized strategies22:53 – What listeners can expect moving forward📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #RentalProperties #HouseHacking #NewConstruction #TurnkeyRealEstate #InvestingStrategy #CashFlow #RealEstatePodcast #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you’ve ever fired a property manager or worried about what’s really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana’s first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ 💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PropertyManagement #RentalProperties #PassiveIncome #OutOfStateInvesting #TurnkeyRealEstate #LandlordTips #RentalIncome #RealEstatePodcast #RentToRetirement #CashFlowRealEstate #PropertyManagementSoftware #Hemlane #RealEstateEducation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.If you’re looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.⏱️ Timestamps00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #JacksonvilleRealEstate #RentalProperties #CashFlowRealEstate #NewConstructionHomes #RentToRetirement #PassiveIncome #BuyAndHold #TurnkeyRealEstate #FloridaRealEstate #RentalIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you’re a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl’s syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl’s 2025–2026 market outlook39:31 – What’s next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #RentToRetirement #AirbnbInvesting #ShortTermRental #MidTermRental #FinancialFreedom #W2Investor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.He also explains how Roofstock’s platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world’s largest investors allocate capital, this is the episode for you.🕒 Timestamps00:00 — Intro: Adam welcomes Brad Bell of Roofstock 00:39 — Brad’s first step into investing & why he chose real estate 02:49 — Working with institutions vs individual investors05:35 — What institutions actually look for in acquisitions (population, employment, yields) 07:40 — Asset-level metrics: crime, school scores, path-of-growth 09:37 — Spotting markets without population growth but strong appreciation (Miami example) 14:57 — How Fed policy influences SFR investor movements19:03 — Why institutions shifted heavy into Build-to-Rent22:59 — How institutional portfolios are actually managed (including Roofstock’s 20,000+ homes via Mynd) 25:15 — Do institutional buyers raise rents? Brad breaks myths 29:36 — Brad’s top markets he would personally buy in today • San Antonio • Dallas-Fort Worth • Florida (risk-adjusted) • Alabama, Georgia, Tennessee • Appalachian corridor 38:21 — Roofstock tools, neighborhood scoring, and investing frameworks 42:22 — Why higher-quality homes deliver better long-term returns 42:44 — Closing thoughts and where to find Brad🔑 Key InsightsInstitutional investors model properties far differently than mom-and-pop buyersMarket selection is based on growth trends, yields, and long-term migrationBuild-to-rent projects are now institutional core strategyHigh-quality neighborhoods outperform low-rent “cheap” properties over timeRoofstock & Mynd provide data-driven property acquisition and management at scale🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ ⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #Roofstock #BuildToRent #InstitutionalInvesting #TurnkeyRealEstate #CashFlowProperties #PassiveIncome #RentalProperties #SingleFamilyInvesting #RealEstatePodcast #RentToRetirement

This episode is sponsored by…⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Thinking about owning a vacation home…but not using it enough to justify the cost?In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership.You’ll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in.If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture.⏱️ Timestamps00:00 – Intro with Adam Schroeder00:22 – Meet Tom Mulholland from Pacaso00:56 – Why fractional ownership is solving major vacation-home problems01:49 – Vacant homes & underutilized vacation properties explained03:03 – How Pacaso’s founders built the co-ownership model03:36 – Vacation homes vs timeshares: key differences04:25 – What makes fractional ownership actual asset ownership06:50 – Why fractional real estate is rapidly expanding07:55 – The “why” behind investors choosing fractionalization09:07 – Risks, due diligence & dispute systems10:44 – Pacaso’s 17,000-investor Regulation A raise12:50 – Democratizing ownership in private companies14:16 – Luxury home pricing & buyer structure15:52 – How financing works for co-owners17:25 – Why owners cannot short-term rent their shares18:55 – Maintenance, repairs, and responsibility20:08 – How selling your fractional stake works21:47 – Updates, renovations, and owner voting24:02 – Pacaso’s vision for the future of real estate25:25 – How to learn more + RTR closing message🔥 Why This Episode Matters✔ Learn how fractional ownership REALLY works✔ Understand how Pacaso removes friction around financing, scheduling & maintenance✔ Discover the booming Regulation A model that attracted 17,000+ investors✔ See why luxury vacation homes can now be accessed at a fraction of the cost✔ Learn the dangers, disputes, exit strategies, and protections you MUST know🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#FractionalRealEstate #Pacaso #RealEstateInvesting #TurnkeyRealEstate #VacationHomes #TimeshareAlternative #WealthBuilding #Investing2025 #RealEstatePodcast #PassiveIncome #RentToRetirement

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/PROPER INSURANCE:Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today’s episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio.Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings.If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.⏱️ TIMESTAMPS00:00 – Welcome with host Adam Schroeder00:20 – How Adam first got started in real estate00:36 – Early rentals, STRs, and 1031 exchanges01:23 – Trading a problematic vacation rental into better assets02:03 – Using the STR loophole + qualifying as a Real Estate Professional02:55 – Why he added a long-term rental this year03:31 – How he discovered Rent To Retirement04:22 – Why he won’t invest in long-term rentals in New York06:15 – Why Texas—and specifically San Antonio—made sense07:19 – Breaking down the 12% builder incentive08:39 – Why he chose an interest-only DSCR loan10:01 – STR management vs. passive LTR strategy11:25 – What the buying process was like with RTR13:28 – Inspection, build quality & warranty experience15:35 – Cost segregation tax benefits16:52 – How he effectively got into the deal for almost zero net capital18:10 – Cash-out refi strategy on his commercial building19:55 – Pulling $200K tax-free and reinvesting21:18 – Compounding wealth through refinancing23:03 – Why local lenders matter for specialty properties24:51 – Investing confidently even with higher interest rates26:08 – Message to investors waiting on the sidelines27:48 – Advice for first-time RTR listeners28:15 – How to get started with Rent To Retirement🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/...This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttor...PROPER INSURANCE:Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrDiscover how the wealthy legally eliminate their tax bills through real estate investing.In this episode, hosts Adam Schroeder and Zach Lemaster sit down with Jason Melilo, CEO of K B K G and former CEO of a Top 100 CPA Firm, to unpack the tax strategies every investor should know — from cost segregation and bonus depreciation to qualifying as a real estate professional and using short-term rentals for massive deductions.Jason reveals how he helps investors save thousands in taxes while building long-term wealth — and even shares how you can get a 10% discount on cost-seg software using code RTR 2025 at https://www.kbkg.com/ .💡 Timestamps00:00 Intro – Meet Jason Melilo, CPA & Investor01:00 Jason’s first real-estate deal & lesson in cash flow03:00 How depreciation shelters income05:20 What real “tax planning” means for investors07:40 Cost segregation & bonus depreciation explained09:50 Real-life example: turning $250K income → $0 taxable13:00 Who qualifies as a real-estate professional16:00 Short-term rental strategy to offset W-2 income19:30 How to document your hours for IRS proof22:45 Planning tax benefits before you buy25:00 Cost seg on existing properties (“catch-up” depreciation)27:00 Pros & cons of cost segregation & recapture rules30:00 New 2025 tax law: 100% bonus depreciation returns32:00 Final tips + discount for RTR listeners🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lu...🏠Available Inventory Sheet: ⁠https://docs.google.com/spreadsheets/...📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategy #PassiveIncome #CostSegregation #BonusDepreciation #RentToRetirement

It’s crunch time for real estate investors — and this is your last chance to take advantage of Rent To Retirement’s biggest end-of-year incentives ever! 🎉Join hosts Adam Schroeder and Zach Lemaster as they break down how investors can save tens of thousands of dollars on brand-new construction properties — and leverage powerful tax strategies before 2025 begins.In this special episode, Zach explains how Rent To Retirement negotiates exclusive below-market prices with national builders like D.R. Horton, Lennar, and LGI Homes, giving investors access to 10% buyer incentives, cash-back opportunities, and rate buy-downs into the 3% range.If you’ve been waiting to invest, this is your sign to act. ⏳ These deals — and their tax advantages — disappear November 14th at 5PM PST!⏱️ Timestamps:00:00 – Intro: Why Year-End Matters for Investors01:14 – Exclusive Builder Incentives Explained03:30 – Deadline: One Week Left to Claim Your Savings04:52 – How the 10% Incentive Works (Real Numbers)06:26 – Bonus Depreciation & Cost Segregation Benefits08:35 – Real Example: Dallas, TX Property Walkthrough10:12 – Cash Flow & ROI Breakdown12:34 – Houston & Katy, TX Growth Markets15:10 – Alabama Opportunities (5% Down Option)17:21 – Why New Construction Wins in 202518:56 – Cost Segregation, REP Status & Tax Banking19:52 – Final Call: How to Secure Your Incentives🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lundgren/initial-call-with-rent-to-retirement🏠Available Inventory Sheet: https://docs.google.com/spreadsheets/d/1t5B3rIeyUUngFT2H3osl4JVELQsyxZy1rz9XJGU-hJo/edit?gid=1182675960#gid=1182675960🏦Reduce Your 2025 Tax Bill Using Real Estate!https://youtu.be/8I2hy6Nuqyg?si=2Xrt4IRE8tGmkfnT📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyProperties #TaxStrategies #EndOfYearIncentives #BonusDepreciation #CostSegregation #FinancialFreedom #InvestInRealEstate #RentToRetirement #ZachLemaster #AdamSchroeder #CashFlowInvesting #2025TaxPlanning #RealEstatePodcast

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.They’re joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.If you’ve been waiting for the right moment to invest — this is it.⏱️ TIMESTAMPS00:00 – Introduction & 2025 real estate outlook01:30 – Why Q4 is the most strategic time for investors03:00 – Builder incentives: how to get $25K–$50K back on new builds05:10 – Using 5% down loans to scale your portfolio faster08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs10:40 – Combining tax strategies for “free real estate”13:00 – IRS-approved tax breaks and why they exist15:20 – Market highlights: San Antonio, Conroe, and Alabama20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)28:00 – DSCR loans, credit scores & qualification tips33:00 – Real estate professional status vs short-term loophole39:00 – Why you must own and place your property in service before year-end48:00 – Final takeaways: how to act fast and save big in 2025🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategy #CostSegregation #BonusDepreciation #PassiveIncome #TurnkeyInvesting #BuilderIncentives #DSCRLoans #BluprintHomeLoans #KeystoneCPA #RentToRetirement #FinancialFreedom #WealthBuilding #RealEstatePodcast #Investing2025

Are you ready to make 2025 your most profitable investing year yet? In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Amanda Han & Matt MacFarland from Keystone CPA and lending expert Jeff Welgan from Bluprint Home Loans to break down game-changing tax and lending strategies every investor needs to know.Learn how to legally minimize your tax bill, supercharge your cash flow, and build long-term wealth using 100% bonus depreciation, real estate professional status, short-term rental loopholes, and creative loan structures available only through Rent To Retirement partners.⏱️ Episode Highlights:00:00 – Intro: Why tax strategy is key to wealth growth01:00 – The “One Big Beautiful Bill”: 2025 tax changes every investor must know04:30 – 100% Bonus Depreciation is BACK – how to use it before year-end08:00 – The $25,000 rental loss rule explained10:40 – Real Estate Professional Status: Who qualifies & how to leverage it13:20 – The Short-Term Rental Loophole (no REP status required!)17:00 – Paying your kids legally to reduce taxes19:20 – Avoiding common tax mistakes investors make23:30 – Jeff Welgan on Bluprint Home Loans: New programs & 4.5%–5.5% rates27:00 – DSCR Loans explained: Qualify based on rent, not income31:30 – The 30-year fixed + 10-year interest-only loan strategy36:00 – When to hire a CPA & build your investing team43:00 – Year-end deadlines & how to make your next property purchase count🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategies #BonusDepreciation #KeystoneCPA #BluprintHomeLoans #RentToRetirement #DSCRLoans #FinancialFreedom #PassiveIncome #RealEstatePodcast #TaxPlanning2025 #1031Exchange #CostSegregation #RealEstateProfessionalStatus

💡 What if you could replace your income with real estate—without quitting your job?In this exclusive panel from BPCON 2025, hosted by Rent To Retirement, industry experts share the proven strategies they’ve used to scale to $10,000/month in passive income through smart real estate investing, tax optimization, and creative financing.Join Zach Lemaster (Founder & CEO of Rent To Retirement), Adam Schroeder (Sales Manager & Acquisition DirectorRent To Retirement), Amanda Han (Keystone CPA), Jeff Welgan (Blueprint Home Loans), and Steve Yoke (Owner & CEO Akron Turnkey) as they reveal how to:Build a 7-figure portfolio using 5% down loans & builder incentivesUse cost segregation & 1031 exchanges to maximize tax efficiencyIdentify high-growth markets like Texas & Alabama for 2025 and beyondLeverage DSCR and interest-only loans for scalable investingCreate a network of experts to fast-track your real estate success⏱️ Timestamps00:00 Intro — What $10K/month in passive income really means02:00 Zach Lemaster’s journey from optometrist to real estate millionaire05:00 How to use 5% down loans and builder incentives to scale faster07:15 Understanding cost segregation & 100% bonus depreciation10:00 Stacking equity, appreciation, and cash flow to reach $10K/month14:00 The IDEAL Formula for wealth building in real estate18:00 Meet the Panel: Jeff Welgan, Steve Yoke, Amanda Han, Adam Schroeder20:00 How to scale when you run out of capital21:45 Amanda’s tax strategies for different investor goals23:00 Steve’s strategy for consistency and relationships in investing26:00 Creative lending & DSCR loans explained by Jeff Welgan31:00 Interest rates, opportunities & why waiting can cost you32:30 Top markets for 2025: Texas, Alabama, Ohio38:00 The future of real estate tax law & bonus depreciation43:00 Innovative loan options: 30-year fixed with 10-year interest-only46:00 Q&A: 1031 exchanges, DTI limits & real estate professional status52:00 Final insights: What separates successful investors from the rest🗓️ Schedule a Free Consultation:⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #PassiveIncome #TurnkeyProperties #FinancialFreedom #RentToRetirement #BPCON2025 #RealEstatePodcast #DSCRLoans #TaxStrategies #RealEstateFinance #CostSegregation #1031Exchange #RealEstatePanel #ZachLemaster #BiggerPocketsConference

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replay⁠This episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ FIGURE:Access your home equity in minutes—no refinance needed!⁠ ⁠⁠https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.👉 Whether you’re new to real estate or looking to diversify your portfolio, this deep dive covers everything from market fundamentals to renovation strategy and tenant retention.🕒 Timestamps00:00 – Intro: Meet the Columbus, GA Rehab Team01:00 – How Andrew & Preston Got Started in Real Estate03:30 – Why They Chose Columbus, Georgia for Turnkey Investing05:00 – Market Fundamentals: Taxes, Rent Yields & Migration Trends08:30 – Rehab Standards & The “CapEx First” Strategy11:30 – Materials, Upgrades & Property Durability Choices16:30 – Tenant Profiles: Military, Medical, & Workforce Housing19:00 – Property Management System & Rent Growth Stats23:00 – Rent Guarantee Explained: Reducing Investor Risk27:00 – Real Results & Why Their Clients Stay28:30 – How to Invest in Georgia Turnkey Properties🗓️ Schedule a Free Consultation:⁠⁠⁠ https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #TurnkeyProperties #ColumbusGeorgia #PassiveIncome #RentToRetirement #RealEstatePodcast #CashFlow #RehabInvesting #PropertyManagement #GeorgiaRealEstate #RentalProperties #FortBenning #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement💼 Are you ready for massive tax savings in 2025?In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jim and Lorraine Conaway, founders of JCA Tax, to break down the new 2025 tax changes and how real estate investors can use them to build wealth while paying less in taxes legally.The Conaways reveal powerful tax strategies—like 100% bonus depreciation, cost segregation, qualified business income (QBI), and charitable trusts—that can help investors save thousands every year. Whether you're a high-income earner, W-2 employee, or a seasoned investor, these insights will help you optimize your portfolio and maximize returns.⏰ Timestamps00:00 – Intro & guest introduction01:00 – Jim & Lorraine’s first real estate deal03:00 – How tax strategy became their mission04:30 – 2025 “Beautiful Bill” explained: what changed for investors05:00 – 100% Bonus Depreciation returns!06:00 – QBI (Qualified Business Income) made permanent07:40 – State & Local Tax (SALT) deduction increase to $40,00009:00 – How stacking tax strategies builds long-term wealth10:30 – Real estate professional status vs. W-2 income14:00 – Real estate vs. mutual funds: tax-free growth comparison15:00 – Workhorse strategies (Augusta Rule, kids on payroll, etc.)17:00 – Charitable trust strategy for high-income investors20:00 – 1031 exchanges confirmed under new law25:00 – Opportunity Zones extended — how to qualify27:00 – Common CPA mistakes & missed deductions29:00 – Why implementation matters more than theory32:00 – Using IRAs & Roth conversions for real estate36:00 – The 21% flat tax for C-Corps and health reimbursement perks🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #TaxStrategy #BonusDepreciation #CostSegregation #OpportunityZones #PassiveIncome #FinancialFreedom #RentToRetirement #QBI #TaxSavings #CharitableTrust #2025Taxes #W2Investors #WealthBuilding #JimConaway #LorraineConaway

This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/Mortgage rates are finally trending down after years of volatility—what does this mean for real estate investors?In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jeff Welgan, VP of Investor Lending at Bluprint Home Loans, to break down the latest updates in the mortgage world and what investors should be doing right now.👉 Whether you’re considering refinancing, looking at DSCR vs. conventional loans, or preparing to close before year-end for tax advantages, this episode gives you actionable strategies to maximize your investing success.⏱️ Episode Highlights00:50 – Why mortgage rates are finally starting to decline03:30 – How Fed decisions and jobs data impact investor financing10:50 – What “rate floors” mean and how builders’ incentives can bring rates to 4.5%15:15 – Comparing DSCR vs. conventional loans in today’s market20:00 – Bluprint’s full suite of investor loan products (fix & flip, construction, portfolio loans, etc.)23:00 – Which loans investors are choosing most right now24:00 – Year-end deadlines every investor should plan for (and how to avoid costly mistakes)BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders athttps://bluprinthomeloans.com/renttoretirement/⁠📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📧 Questions? Email us: [email protected]⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #MortgageRates #PassiveIncome #DSCRLoans #FinancialFreedom #RentToRetirement #BluprintHomeLoans

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⏱️ Episode Highlights00:00 – Introduction & Joseph Noor’s real estate background03:00 – Why property taxes are so hard to calculate04:50 – The biggest mistakes investors make in tax projections06:30 – Why more counties are making protests harder07:40 – Should you fight your property taxes every year?10:20 – Common misconceptions about lowering assessments12:45 – The best and worst states for protesting taxes15:00 – How property tax assessments really work behind the scenes17:00 – What repairs/improvements impact property values in tax protests20:00 – How to avoid overpaying protest companies22:00 – Top misconceptions Joseph hears from investors24:30 – Homestead exemptions and retroactive refunds25:40 – Why OwnWell focuses on high-tax states before expanding27:30 – How to connect with OwnWell🖥️ Learn more about OwnWell: https://www.ownwell.com/🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us:  [email protected]⁠#RealEstateInvesting #PropertyTaxes #RentToRetirement #PassiveIncome #RealEstateTips #FinancialFreedom

This episode is sponsored by…IMN - Single Family Rental West ForumSFR West returns to Arizona! Reconnect with the SFR community through IMN’s signature mix of dynamic panels, insightful speakers, and high-impact networking.Gain the perspective and connections to thrive in a changing landscape—save 20% with code REU2333RTR.https://tinyurl.com/SFR-West-RTRWant to be honored on the SFR main stage? Nominations for the SFR Awards will close Sept 26 – submit your entry today: https://informaconnect.com/imn-sfr-awards/Struggling with today’s housing affordability crisis? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Mahesh Shetty, Founder & CEO of ILE Homes, to discuss innovative ways lease-to-own programs are helping renters achieve homeownership.Mahesh shares his journey from investing in New York City hotels to building ILE Homes into a platform that not only provides quality rental properties but also creates pathways for families to become homeowners. He explains how investors can benefit, how tenants can transition into buyers, and why this strategy is key in today’s challenging housing market.⏱ Episode Highlights00:00 – Introduction to Mahesh Shetty 02:00 – Lessons from early NYC hotel investments07:15 – Pivoting into single-family rentals during the 2008 downturn12:00 – The affordability crisis & why lease purchase matters14:45 – Helping tenants improve credit & access down payment assistance18:20 – Success rates & building trust with renters20:00 – Raising capital & networking with investors24:30 – Speaking at IMN - Single Family Rental West Forum & industry thought leadership26:40 – Final thoughts: Building homes & futures for familiesIf you’re looking to expand your real estate investing strategy while making a positive impact on communities, this episode is for you!📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📧 Questions? Email us: [email protected]⁠✅ Don’t forget to Subscribe for more tips on building wealth through real estate!👍 Like & Share this episode with fellow investors!🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in U.S. real estate as a foreign investor? 🌎 In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Yuval Golan, CEO of Waltz, to explore the challenges, opportunities, and solutions international investors face when buying U.S. properties.From navigating mortgages and setting up LLCs to handling taxes and managing properties remotely, Yuval shares how his company makes U.S. real estate investing accessible to global investors.✅ Learn how Waltz streamlines the process so you don’t have to deal with endless paperwork, banking headaches, or 8-month closings.✅ Discover why the U.S. remains the most attractive real estate market for international buyers.✅ Get actionable advice on financing, entity setup, and property management for foreign investors.⏱️ Episode Highlights0:00 – Introduction with Adam Schroeder & Yuval Golan0:40 – Yuval’s first U.S. real estate deal during COVID2:30 – Building the right team for long-distance investing6:00 – Why foreign investors love U.S. real estate8:20 – Key pain points for international buyers11:10 – Where foreign investors are buying today (Texas, Florida, Midwest & more)12:50 – How Waltz helps investors close in as little as 14 days16:30 – Interest rates & financing differences for international buyers21:20 – Trends in foreign investment and rebound post-COVID23:20 – Yuval’s best advice for first-time foreign investors25:15 – How Waltz simplifies investing with banking, LLCs, lending & more27:00 – Why the best time to buy is always NOW🌐 Learn more about Waltz: https://GetWaltz.com🏡 Explore U.S. real estate opportunities: https://RentToRetirement.com🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠ https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠ https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #ForeignInvestors #USRealEstate #CashFlow #PassiveIncome #InvestAbroad #Waltz #RentalProperties #LLCSetup #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Looking for the next high-growth real estate market? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Shannon and Zach from the build and property management team to uncover why Wichita, Kansas is becoming a powerful market for real estate investors.You’ll learn how Wichita’s strong economy, affordable cost of living, and long-term tenant demand make it a hidden gem for duplex and build-to-rent strategies. Whether you’re a first-time investor or building a portfolio, this episode provides insights into rental demand, appreciation, and multiple exit strategies.⏱️ Timestamps00:00 – Intro: Exploring a new Midwest market01:00 – Why Wichita, KS is a smart investment market02:40 – Economic drivers: aerospace, agriculture, energy & more04:00 – Home prices & recent appreciation trends05:00 – Who’s renting these properties? Millennials & Baby Boomers07:20 – Tenant retention & average lease duration09:15 – Leasing speed & demand for new units11:25 – Property design, finishes & community amenities14:00 – Scale of projects: 200+ unit communities16:50 – Property management approach & occupancy rates20:00 – Warranties, appliances, and rent-ready homes23:40 – Fenced yards & why tenants love these homes25:00 – Pickleball courts, pools & amenity-driven rent growth27:20 – Multiple exit strategies for investors28:00 – How to get started with Rent To Retirement👉 Ready to explore turnkey investment opportunities?📅 Schedule a free strategy call today: https://bit.ly/3EE6KjZ📊 View available properties: https://www.renttoretirement.com👍 Don’t forget to subscribe for weekly real estate investing insights!🔔 Turn on notifications so you never miss an episode.📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #WichitaRealEstate #CashFlow #PassiveIncome #TurnkeyProperties #DuplexInvesting

This episode is sponsored by…Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey.You’ll learn why conferences are game-changers, how they create opportunities you can’t find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth.⏱️ Timestamps:00:00 – Introduction & guest welcome00:47 – Why networking is essential for real estate investors02:12 – Lessons from Zach’s first conference experience03:18 – The Five Star Conference & Homes for Wounded Heroes initiative04:31 – Who should attend this conference?05:53 – Exclusive inventory & deal access at the event07:03 – Key speakers and panels to look forward to08:32 – How networking leads to real partnerships10:15 – Service providers & resources available at the event12:17 – Building nationwide connections & local opportunities13:26 – How to approach conferences with the right intention14:14 – Conference details: Dates, location, and logistics16:23 – The importance of staying onsite for networking17:04 – Balancing education with fun at conferences18:12 – Veteran home giveaway & block party networking event18:35 – Expected attendance: 1,500+ investors20:22 – Final thoughts & how to connect with Rent To Retirement🎟️Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠

This episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing.Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds.You’ll discover:- How Ivan’s first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today’s market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan’s favorite deal that delivered a 5X return to investors⏰ Timestamps0:00 Intro & Ivan’s background1:00 First real estate deal (duplex house hack)3:00 Surviving the 2008 crash6:30 Scaling into multifamily syndications9:00 Building investor networks & credibility11:00 Vetting operators for syndication deals13:30 How BAM evaluates markets & properties17:00 Why the Midwest is a multifamily hot spot20:20 Tax advantages & cost segregation explained22:50 Ivan’s favorite multifamily deal (5X returns)25:00 How to invest with The BAM Companies28:30 Wrap-up & next stepsBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation with RTR:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#MultifamilyInvesting #PassiveIncome #RealEstateWealth #Syndication #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrDiscover how Dedric & Krystal Polite went from generational poverty to building a thriving real estate empire — and even starring in their own TV show! In this inspiring conversation with hosts Adam Schroeder and Zach Lemaster, the Polites share their journey from their first deal, through challenges like analysis paralysis, to creating generational wealth and providing affordable housing.Whether you’re a beginner or an experienced investor, you’ll learn the mindset shifts, strategies, and real-world tips to take your real estate business to the next level.⏱️ Timestamps:00:00 – Intro & guest welcome01:02 – Dedric’s first house hack with no money down02:17 – Krystal & Dedric’s first Airbnb venture04:10 – The “why” behind their real estate journey08:53 – Overcoming analysis paralysis13:42 – Mentorship, masterminds & investing in education18:15 – Working with a spouse in real estate26:39 – Avoiding shiny object syndrome32:59 – Their TV show & affordable housing mission38:42 – Impacting communities & preserving “Big Momma’s House”47:07 – Advice for scaling beyond your first rentals50:38 – Where to connect with the Polites💡 Key Takeaways:- How to buy real estate with little to no money down- The power of mentorship & surrounding yourself with the right people- Tips for working with (or without) a supportive spouse- Why affordable housing can still be profitable- How to pivot & scale your portfolio strategically📺 Watch Dedric & Krystal’s Show: 50/50 Flip on Hulu & A&E🌐 Connect with the Polites: https://DedricAndKrystal.com📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: [email protected]⁠#RealEstateInvesting #GenerationalWealth #RentToRetirement #FinancialFreedom #HouseHacking #AffordableHousing #RentalProperties