PODCAST · education
Retirement Life U.S.A.
by Keith Lucas
- The Mission: This channel’s here to educate, inspire, and entertain you about retirement life and real estate across the entire USA, because someone’s gotta give it to you straight, without the sales pitch. - 25 Years of Real Estate Shenanigans: I’ve spent 25 years as a real estate broker and owner—long enough to know what’s a good deal and what’s a pile of hot garbage. - One Size Doesn’t Fit All Not everyone’s into the same flavor of life, just like not everyone likes vanilla, chocolate, or strawberry. People want options. - Driven by Passion (And a Little Southern Charm): Yeah, I’ve got a thing for South Carolina and the rest of this crazy country. My passion’s taken this project to new heights, because when you love something, you pull out all the stops. - The Best Part? It’s been an honor to show folks what’s out there and help them find their slice of American Retirement life.Cheers!Keith
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10 US Towns That Will Ruin Your Retirement
America’s got some amazing places to retire. You got your clean, safe suburbs, your scenic little retirement towns, and those fancy cities where people sip lattes and pretend taxes don’t exist. Great, good for them. But then, there’s the other side of the spectrum.Yeah, I’m talking about the cities where your biggest retirement plan better be “not getting robbed on the way to get the mail.” The places where “affordable housing” really means “we hope you enjoy security cameras and sleepless nights.” The kind of cities where even your GPS hesitates before giving you directions.So what did I do? I ranked ‘em. From “Kinda Bad” to “ARE YOU FREAKIN’ KIDDING ME?!” Because let’s be honest—some of these places are bad, but some of ‘em? Well, Some of ‘em make Gotham City look like a Disney resort.Stop guessing your next move. Top 10 lists don't know your budget, healthcare, or tax bracket. Don't make a six-figure mistake.Build your custom relocation roadmap with the Retirement Relo App: https://RetirementRelo.com
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Best Mountain Towns for Retirement
You ever notice how retirement’s turned into a conveyor belt? Florida, Arizona, the Carolinas—maybe even Texas if you're feelin’ brave. Next thing you know, you’re stuck in traffic behind a golf cart, fighting off pollen, and trying not to black out from sticker shock at the grocery store. This is the good life? Come on. You worked too hard to end up in a cookie cutter subdivision surrounded by leaf blowers and passive aggression.Get my RetirementRelo APP. It is your personalized journey to find you next best pace for retirement
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Top 4 Retirement Destinations in South Carolina: Living Your Best Life!
After patiently waiting and dedicating considerable effort, the time has come to relish your favorite hobbies and activities, spanning from the wonders of nature to the realms of music and art. Basking in the warmth of the sun, a survey conducted by retirement living experts has bestowed South Carolina with the honorable third rank among the best states for retirement. Today, our focus turns to exploring five of the most sought-after cities that embody the essence of ideal retirement living.Get my RetirementRelo App. It is your personalized journey to finding your next best place to retire.
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South Carolina Vs. Florida
When it comes to choosing a place to retire in the United States, two states often stand out: Florida and South Carolina. Both have their unique charms, but as we dive into the details, you'll discover why South Carolina just might be the better choice for you. In this guide, we'll explore the factors that make South Carolina an attractive retirement destination and why it's gaining popularity, especially among those moving from Florida. Huh? Did I just say why it's gaining popularity, especially among those moving from Florida. I’ll explain why this phenomenon is a “thing” in just a minute. Get my APP RetirementRelo for your personalized guide to finding Your Next Best Place,
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10 States Where You Can Retire With Just Social Security
Get my Retirement Relo APP Here: RetirementRelo.com or my latest book Where The Hell Should I Retire?In this Podcast, I break down 10 states where you can actually survive and thrive on Social Security alone. From rent so cheap it feels illegal, to cost-of-living scores way below the national average, these are the spots that let you stretch your money and still enjoy life.👉 You’ll discover:Where a one-bedroom apartment costs less than your cell phone bill.Which state leaves you sweating through your shirt but not your bank account.Where the cost of living is so low, your Social Security check feels like a lottery win.The one state that quietly beats them all with rent, food, taxes, and lifestyle.Each stop comes with a reset, because just when you think you’ve found the perfect budget-friendly retirement, the next one cranks it up with lower taxes, better healthcare, or rent that makes landlords cry.
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Top 10 Cheapest City TO RETIRE in America
Get my Retirement Relo APP here: RetirementRelo.comMy Latest Book: Where the Hell Should I Retire?Stop watching your bank account bleed out from overpriced eggs and insane electric bills. I dug through the mountain of data to bring you 10 unbelievably affordable American cities where your retirement check actually stretches, without forcing you to sacrifice your sanity or comfort.Drop YES in the comments for a free copy of my book, Your Next Best Place!
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Worst States For Retirement: Part 2
Welcome to Part Two of the Worst States To Retire reality check. If you thought Part One was rough, buckle up—because we’re just getting started. Millions of people are heading into retirement in 2025, searching for that elusive “perfect” place to settle down. But here’s the truth: finding a retirement haven isn’t as easy as a Google search.Some states look good on paper, but dig a little deeper, and you’ll find yourself in a retirement nightmare, crime-ridden streets, weather that feels like you’re being slow-cooked, and taxes that leave your wallet gasping for air. Not to mention healthcare that’s barely worthy of the name.So grab another drink and settle in, because in Part Two, we’re exposing more of the worst states to retire in. If you thought we were harsh in Part One, just wait. And yes, your state still might be on the list too.
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Worst States For Retirement: Part 1
Right now, we’re watching the biggest retirement boom in history—12,000 people turning 65 every single day in 2025. That’s a lot of people who don’t know how to change the input on their TVs and they are all looking for somewhere to retire that’s cheap, safe, and livable.Here’s the bad news, folks: not all states are created equal. Some places are retirement death traps, where your golden years turn into some “Mad Max” movie. I’m talking crime, unbearable weather, skyrocketing taxes, and healthcare systems that would make even medieval doctors go, “Yeah, that’s pretty tough.”So sit back, grab a drink (you’ll need one), and let me break down the absolute worst states for retirement. Part One. And before you get defensive—yes, I may be talking about YOUR state.Get my Retirement Relo APP Here: RetirementRelo.com
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Best Places to Retire in the South
Ah, retirement—the ultimate full-stop to a lifetime of alarm clocks, corporate meetings, and all the other nonsense that kept you from doing what you actually wanted. It’s the moment you cash in your chips and head somewhere warm, affordable, and filled with enough activities to keep you entertained while your grandkids forget to call. For retirees flocking to the South, the allure is simple: warm weather, reasonable costs, healthcare within shouting distance, and a margarita waiting on the porch. Let’s take a closer look at the top 10 best places to retire in the South—a tour full of charm, quirks, and more gated communities than you can shake a golf club at. I’ll be starting at number 10 and working my way up to the top location.Get my Retirement Relo APP here: RetirementRelo.com
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The 3 Towns Every Solo Woman Retiree Needs to Consider
Here is a strategic, high-converting video description tailored for your YouTube audience. It captures your direct, data-driven style, highlights the book giveaway, and funnels viewers directly to your newsletter and links.Video DescriptionMost retirement advice online is actively insulting to solo women. It dumps you into generic golf-course communities built for couples, or pushes fake marketing blogs claiming you can move to some mythical "fantasy island" where single women magically outnumber men.Numbers don't care about feelings, so I went straight to the real US Census data to find the truth.There is no magical island, but there are a handful of outstanding US cities where independent women hold a massive, verifiable structural majority. In these towns, you aren't a demographic afterthought. You are the baseline of the entire community.Today, we are cutting through the fluff. I’m breaking down three verified towns where solo women are completely rewriting the script, diving deep into real housing prices, actual property taxes, healthcare access, and daily reality.Planning retirement shouldn't be a massive headache. Stop guessing and head to the website for best-in-class books, the newsletter, and the Retirement Relo App, your personalized roadmap to actually finding Your Next Best Place™. RetirementLifeUSA.com
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The 8 Hidden Traps of Relocating in Retirement
2.1 million retirees moved last year. Over 420,000 crossed state lines. And a whole lot of them are going to spend the next few years figuring out they did it completely wrong. The Hidden Traps of Retiring and Relocating in 2026 isn't a feel-good video about palm trees and lower taxes — it's the stuff nobody tells you before you sign anything, and it's going to cost some of you real money if you don't watch this first.No fluff. No real estate agent spin. Just 8 traps that are quietly destroying retirement relocations right now — and the data to back every single one of them up.I did a version of this in 2024. Over 60,000 people watched it. The number one comment was "I wish I'd seen this before I moved." So here's the updated version with fresh 2026 numbers, new traps, and zero sugarcoating. You're welcome.📍 In this video:The migration scorecard — where 420,000 retirees actually moved in 2025 and what it means for youThe number everyone looks at that is completely wrongWhy "no state income tax" might be the most expensive three words in retirementThe family trap that nobody wants to admit out loudWhat the states will actually do if you try to play the systemWhy your Airbnb weekend is lying to youThe one factor that belongs in your top three criteria and most people put lastWhy smart people make the worst relocation decisions Planning retirement shouldn't be a massive headache. Stop guessing and head to the website for best-in-class books, the newsletter, and the Retirement Relo App, your personalized roadmap to actually finding Your Next Best Place™. RetirementLifeUSA.com
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Best Small Towns For Solo Women
Retiring solo isn't a backup plan, it's a power move. But finding the right place to land? That's where most women get it completely wrong.In this video, I've personally researched and scored five small towns across the United States specifically through the lens of solo women retirees. We're talking real safety numbers compared to the national average, hospitals named by name, actual home prices, one bedroom apartment costs, and things to actually DO so your retirement doesn't feel like house arrest.And I'm introducing something new, The Tuesday Test. Because I don't care what your best vacation day looks like. I want to know what your any given Tuesday looks like. Each town gets scored from 0 to 100 across five categories so you know exactly where it stands before you ever pack a box.No generic lists. No sponsored picks. No couples holding hands on a beach pretending that's helpful to you.Just five towns that earned their spot and one scoring system that might change how you think about retirement relocation forever.🎁 Want a FREE copy of my book Your Next Best Place? Drop the word YES in the comments and I'll send you the link.#retirementlifeusa #keithlucas #RetirementRelo🚀 THE RETIREMENT RELO APP IS COMING! 🚀 On June 23rd, 2026, I am launching a brand-new, AI-powered Retirement Relocation app designed to build a personalized relocation journey based on your goals, healthcare, safety, budget, and lifestyle needs. Don't miss out on early access. Join our newsletter today to get the release first: https://retirementlifeusa.com/retirement-life-usa-newsletter
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Solo Woman Think Twice About Retiring To These 5 States
Are you a solo woman planning your retirement? Don't make a costly relocation mistake (men pay attention here too). In this video, I break down the 5 states that solo female retirees, and honestly, most retirees, should think very carefully about before moving.As a real estate broker with over 26 years of experience specializing in retirement relocation, I’ve completed thousands of consultations. While the traditional retirement industry hands you generic listicles about golf courses and sunshine, nobody is talking about the infrastructure factors that actually matter to a woman living alone: safety data, emergency healthcare access, tax stability on a fixed income, and isolation. I count down from a yellow flag at number 5 to a absolute five-alarm fire at number 1. If you are choosing your next chapter fresh, you need to know these structural trapdoors before you move.🚀 THE RETIREMENT RELO APP IS COMING! 🚀 On June 23rd, 2026, I am launching a brand-new, AI-powered Retirement Relocation app designed to build a personalized relocation journey based on your goals, healthcare, safety, budget, and lifestyle needs. Don't miss out on early access. Join our newsletter today to get the release first: https://retirementlifeusa.com/retirement-life-usa-newsletter
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6 Best States for Single Women to Retire in 2026
If you're a single woman trying to figure out where to retire, this is the video nobody thought to make for you. Not for couples splitting bills down the middle. Not for somebody with a backup plan sitting on the couch. For YOU. One income. One decision. And a whole country full of states that either work for your situation or absolutely do not.In 2025, over 200,000 single women packed up and relocated to a new state in retirement. Most of them had no real guide built for what they actually needed. This is that guide.We're covering the 6 best states for single women to retire in 2026, ranked from great to the absolute best, and I'm going in on everything that actually matters. Taxes. Healthcare quality. Safety. Whether your dollar actually goes somewhere on a fixed income. The best affordable towns hiding inside each state that most people have never heard of. And the one factor that never shows up in any ranking but matters more than all of it combined.No fluff. No sponsored nonsense. Just the real breakdown of where a single woman can land, breathe, build a life, and not do math at the grocery store every single weeK. #retirementlifeusa #keithlucas #theencore Join the Retirement Life Usa newsletter here: https://retirementlifeusa.com/retirem...Make a smart, real Retirement Relocation plan. Take my Reirement Relo Assessment and then book your 1:1 consultation with me to get paired with one of my best vetted real estate agents to find you, Your Next Best Place: https://retirementlifeusa.com/relocat...My latest book, Where the Hell Should I Retire, cuts through the noise and helps you choose the right place before one bad move wrecks your retirement.Get your copy here: https://retirementlifeusa.com/product...Follow on Facebook / retirementlifeusa Click now to explore the best places, tips, and tools at Retirement Life U.S.A.!https://retirementlifeusa.com/
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Best Retirement Advice EVER (3 Must Knows)
If you're planning to retire and relocate, this video could save you thousands of dollars and nobody else is talking about this.I've seen the same mistakes happen over and over. Not because people aren't smart. But because the people who should be telling them these things, aren't.In this video I'm breaking down 3 things that are happening right now when you relocate for retirement that could seriously damage your future. These aren't opinions. These are real, specific, costly situations that catch retirees off guard every single day.If you're moving from a high-tax state, buying in an HOA community, or working with a real estate agent on your retirement relocation you need to watch this before you sign anything.#retirementlifeusa #keithlucas Join the Retirement Life Usa newsletter here: https://retirementlifeusa.com/retirem...Make a smart, real Retirement Relocation plan. Take my Reirement Relo Assessment and then book your 1:1 consultation with me to get paired with one of my best vetted real estate agents to find you, Your Next Best Place: https://retirementlifeusa.com/relocat...My latest book, Where the Hell Should I Retire, cuts through the noise and helps you choose the right place before one bad move wrecks your retirement.Get your copy here: https://retirementlifeusa.com/product...Follow on Facebook / retirementlifeusa Click now to explore the best places, tips, and tools at Retirement Life U.S.A.!https://retirementlifeusa.com/
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10 States That DESTROY Retirement Dreams in 2026
Thinking about retiring in your home state? You might want to check your bank account first. In this video, we are not talking about politics or marketing fluff. We are talking about math.I am breaking down the 10 states that are actively sabotaging retirement dreams in 2026. From hidden local income taxes and aggressive estate taxes to the states that still tax your Social Security check, the numbers in these locations are getting ugly fast.I'm Keith Lucas, a Retirement Relocation Strategist. In this video I dive deep into the hard data on the 10 worst states for retirees in 2026.I have seen people make brilliant moves and others make mistakes that cost them tens of thousands of dollars a year. We are counting down the most retirement unfriendly states based on cost of living, tax structures, and the 2026 affordability rankings.In this video, you will discover:• Which states are quietly taking a chainsaw to your retirement income.• The state where a comfortable retirement costs a staggering $181,000 per year.• Why one state has the worst in to out migration ratio in the country.• The Property Tax Trap that does not care if you are on a fixed income.Retirement is not a round trip. Most people only move once. Make sure you are not signing away your savings before you see these numbers.States covered: New Jersey, Massachusetts, New York, Illinois, California, Connecticut, Minnesota, Maryland, Oregon, and Hawaii.Make a smart, real Retirement Relocation plan. Take my Reirement Relo Assessment and then book your 1:1 consultation with me to get paired with one of my best vetted real estate agents to find you, Your Next Best Place: https://retirementlifeusa.com/relocationblueprintMy latest book, Where the Hell Should I Retire, cuts through the noise and helps you choose the right place before one bad move wrecks your retirement.Get your copy here: https://retirementlifeusa.com/product-details/product/where-the-hell-should-i-retire
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2026 Retiree Tax Trap 5 States Stealing Your 401k (And 5 That Don’t)
2026 Retiree Tax Trap: 5 States Stealing Your 401k (And 5 That Don’t) The difference between a secure retirement and watching your savings slowly drain could come down to one thing: your zip code. In this video, we break down the 5 Best and 5 Worst Tax States for Retirees in 2026 but more importantly, we expose the hidden tax traps that most retirees never see coming. This isn’t about politics. It’s about protecting your 401(k), IRA, pension income, Social Security, and home equity from states that quietly chip away at your wealth. The reality in 2026? The U.S. has split into two financial worlds: States that protect retiree income and reward long-term ownership and States that bleed retirement savings through taxes, fees, and rising costs. And most people don’t realize which side they’re on until it’s too late. If you’re planning retirement, already retired, or considering relocating, this breakdown will help you avoid costly mistakes and make smarter financial decisions in 2026 and beyond.👉 Because retirement isn’t about making more money, it’s about keeping what you already earned.
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Florida Retirees Are Out! 2025 Has Zero-Net Migration
Is the Florida retirement dream officially over? In 2026, the "Sunshine State" has hit a tipping point that no one in the tourism office wants to talk about. While the brochures still show sunsets and margaritas, the raw data tells a different story. Florida Retirees Are Out! 2025 Had a Zero-Net Migration.In this video, we dive into the "revolving door" effect that has created a net-zero migration trend for retirees. Last year, Florida had the highest departure volume in the country. So, Where is the smart money going? And what is the ultimate strategic maneuver used by elite retirees to keep their Florida tax shield – I reveal all that and more. If you are thinking about retiring to Florida, you really should watch/listen to this first.
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MASS MIGRATION in USA…Here’s Why!
I’m looking at these migration maps for 2025 and I’m about to lose my mind. Do you realize that fifteen million people packed a suitcase and hit the bricks last year? That is fifteen million human beings who finally looked at their lives and said, "I’m done being the ATM for a state that doesn’t even like me." Twenty-one percent of those people didn’t just move down the street because they wanted a bigger closet; they jumped the border. They fled. This isn’t a "relocation trend"—that’s what consultants call it to make it sound civilized. This is a mass evacuation. My latest book, Where the Hell Should I Retire, cuts through the noise and helps you choose the right place before one bad move wrecks your retirement.Get your copy here
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MASS-ive Exit Retirees Fleeing Massachusetts Causing Net Loss Migration and Billions Gone
The numbers are out, and they are an absolute nightmare for anyone planning on retiring in Massachusetts. Massachusetts has experienced significant negative net migration over the last five years. That’s a fancy way of saying more people are hitting the "eject" button than the "enter" button. We are looking at $14.8 billion dollars. Gone. Get my ebook: Where The Hell Should I Retire?Get my paperback: Where The Hell Should I Retire?
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The Blue State Exodus: Why Red State Retirement is the New Reality
Nearly half a million retirees just packed their lives into U-Hauls, Out of 420,000 moves, a staggering 72% moved to red states That is just over 300,000 retirees. They aren't looking for a vacation; they’re escaping a system that views their home equity as perpetual annuity.But on the flip side 120,000 retirees actually moved into blue states. If you think they did it for the politics or the weather, Nope.
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10 Most Secluded Towns For Retirees In America - 2026
Tired of the noise, the traffic, and the "closet-sized" apartments costing four grand a month? If your 2026 retirement plan involves disappearing to a place where the stars are brighter than the city lights, this is your ultimate guide. We are bypassing the typical tourist traps and "brochure" destinations to find the true hidden gems of America.In this video, we go off the beaten path to uncover ten incredible towns with populations under 500(ish). These aren't just remote spots; they are strategic retreats that offer the "retirement seclusion": a local medical clinic for peace of mind, a steady police presence for security, a local post office and exactly one traffic light to remind you that civilization still exists somewhere out there. Are you ready to stop paying for the "privilege" of a crowded city? Watch now to see which of these ten secluded spots fits your blueprint for a quiet life.
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American Retirees Fleeing To Europe 2026: Why Most "Top 10" Lists Are Garbage
American Retirees Fleeing To Europe 2026 BUT, the "European Retirement Dream" is being sold to Americans as a low-cost paradise where your social security check buys you a villa and a life of leisure. It’s a compelling story, but for most, it is a dangerous fantasy. In this video, I’m stripping away the marketing fluff to show you the 3 critical pillars of an American exodus to Europe. We’re talking about the stealth costs that "Top 10" lists ignore, the logistical gauntlet that actually determines if you stay, and my unvarnished ranking of 8 European villages, from the high-priced traps to the one "Hidden Gem" that actually makes financial sense in 2026.The truth isn't in a brochure. It’s in the data.#retirementlifeusa #keithlucas #theencore
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Hundreds Of Thousands Of USA Retirees Are Fleeing (And Where They Are Going)
Hundreds Of Thousands Of American Retirees Are Fleeing! For the first time in nearly a century, a historic demographic shift has triggered negative net migration, signaling a systemic failure that is forcing the most stable generation to cash out of the current system entirely. This isn't a vacation, it is a mass movement driven by a "Math of the Exit" where life savings are treated as suggestions and retirement accounts are used as personal ATMs.We are exposing the "Equity Trap" that leaves millionaires "house poor" and the healthcare profit centers that are driving three-quarters of a million people to move their lives to different time zones. Discover the "Reality Protocol" and the mechanics of a strategic relocation that can cut your "monthly nut" in half while trading medical anxiety for medical abundance. Learn why thousands are abandoning the "Brochure Myth" for a "Culture of Quiet" and how to restructure your financial DNA to ensure your retirement finally shifts from playing defense to playing offense. If you are ready to stop running on the treadmill and find a baseline that actually lets you live, this is the roadmap to your next best place.
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The Midland, MI Relocation Reality Check (Just Ranked #1 in the USA)
Midland, MI, leads U.S. News rankings, but experts warn of financial traps. Relocating retirees face tax uncapping resets, a 1% admin fee, and flood risks from dam failures. Generic lists ignore specific pension taxes and insurance gaps, requiring a Relocation Blueprint.
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ABOUT THIS SHOW
- The Mission: This channel’s here to educate, inspire, and entertain you about retirement life and real estate across the entire USA, because someone’s gotta give it to you straight, without the sales pitch. - 25 Years of Real Estate Shenanigans: I’ve spent 25 years as a real estate broker and owner—long enough to know what’s a good deal and what’s a pile of hot garbage. - One Size Doesn’t Fit All Not everyone’s into the same flavor of life, just like not everyone likes vanilla, chocolate, or strawberry. People want options. - Driven by Passion (And a Little Southern Charm): Yeah, I’ve got a thing for South Carolina and the rest of this crazy country. My passion’s taken this project to new heights, because when you love something, you pull out all the stops. - The Best Part? It’s been an honor to show folks what’s out there and help them find their slice of American Retirement life.Cheers!Keith
HOSTED BY
Keith Lucas
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