Safe Money and Retirement
by John Heischman
Heischman Financial offers a full spectrum of investment planning and guidance. We can help you if you are seeking a better lifestyle throughout your life, from your working years and into retirement. We have helped thousands of individuals and couples at all economic levels in central OH so they can enjoy a stress-free retirement. Our team has assisted them using a balanced approach to asset management, which includes both risk and safety. Whether you have a nest egg of $5 million or $50,000, we can help make sure that your money goes to work. We do this so retirement can bring you the leisure and peace of mind you deserve. This show will review all these matters, and offer advice on your financial future options. Call the show off-air at (888) 426-0177 with questions or comments for Jon.
Episodes
-
Social Security and Required Minimum Distributions
#SafeMoney #JonHeischmanSr #SocialSecurity #RequiredMinimumDistributions In this week's episode, host Jon Heischman, Senior talks about the connection between Social Security benefits and required minimum distributions (RMDs). Call Jon at (888) 426-0177 with questions, comments or to get a free...
-
Managing Multiple Accounts | September 2026 Update
#SafeMoney #JonHeischmanSr #ManagingMultipleAccounts Over your working years it may be easy to start several retirement related savings accounts. In this updated episode, Jon Heischman, Senior discusses how to manage multiple retirement and investment accounts. Call Jon at (888) 426-0177 with...
-
Plan With Confidence
#SafeMoney #JonHeischmanSr #PlanWithConfidence In this week's episode, host Jon Heischman, Senior talks about how to plan your retirement strategy with confidence. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Social Security Timing and Optimizing
#SafeMoney #JonHeischmanSr #SocialSecurityTimingAndOptimizing In this week's episode, host Jon Heischman, Senior talks about when to begin taking Social Security benefits with special attention to spousal distributions. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of...
-
The Rule of 100
#SafeMoney #JonHeischmanSr #RuleOf100 In this week's episode, host Jon Heischman, Senior talks about the "Rule of 100" in terms of planning for your retirement income. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps.…
more -
American Savings Survey 2026
#SafeMoney #JonHeischmanSr #SavingsSurvey In this week's episode, host Jon Heischman, Senior covers a recent retirement survey from a leading life insurance provider and how it may apply to your planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA...
-
Trends And Challenges | June 2026 Update
#SafeMoney #JonHeischmanSr #TrendsAndChallenges In this week's episode, host Jon Heischman, Senior gives an update on trends and challenges to your retirement planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps.…
more -
Is Social Security Your Missing Link
#SafeMoney #JonHeischmanSr #SocialSecurityIncome In this week's episode, host Jon Heischman, Senior asks and answers the question, "is Social Security your missing link"; as part of your income retirement plan. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10…
more -
Low Tax Income Planning
#SafeMoney #JonHeischmanSr #LowTaxIncome Join host Jon Heischman, Senior as he discusses how to generate income during your retirement years while keeping your tax burden low. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax...
-
Life Insurance Secondary Market
#SafeMoney #JonHeischmanSr #LifeInsuranceSecondaryMarket Join host Jon Heischman, Senior as he discusses the life insurance secondary market in this week's episode. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Having The Right Annuity Contract
#SafeMoney #JonHeischmanSr #TheRightAnnuity Join host Jon Heischman, Senior as he explores how to select the right contract for an annuity investment. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Disappearing Pension Trends
#SafeMoney #JonHeischmanSr #PensionTrends Join host Jon Heischman, Senior as he discusses the trend of the disappearing pension. In years past when domestic manufacturing was high, many retired on a company pension. Today some still do exist, but they few and far between. Call Jon at (888)…
more -
Level Of Liquidity
#SafeMoney #JonHeischmanSr #LevelOfLiquidity Join host Jon Heischman, Senior as he discusses how to access money in emergency situations without withdrawing from qualified accounts, which are meant for retirement. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10...
-
Tax Diversification
#SafeMoney #JonHeischmanSr #TaxDiversification Join host Jon Heischman, Senior as he discusses tax diversification as it relates to retirement planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Sequence Risk | February 2026 Update
#SafeMoney #JonHeischmanSr #SequenceRisk Not sure what "sequence risk" means to your retirement plan? Join host Jon Heischman, Senior in this episode as he gives an updated explanation. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to…
more -
Long-Term Care Coverage | Choosing Your Team
#SafeMoney #JonHeischmanSr #LongTermCare Most retirees do not have a long-term care plan in place and in this episode, host Jon Heischman, Senior discusses how to make long-term care part of your retirement planning and how to assemble the right team to execute those plans. Call Jon at (888)...
-
Financial Security | Peace Of Mind
#SafeMoney #JonHeischmanSr #FinancialSecurity #PeaceOfMind Going into the new year, host Jon Heischman, Senior talks about financial security and how that brings about peace-of-mind all year all and into the future. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top…
more -
Managing Multiple Accounts | January 2026 Update
#SafeMoney #JonHeischmanSr #ManagingMultipleAccounts In this updated episode, Jon Heischman, Senior discusses how to manage multiple retirement and investment accounts. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps.…
more -
Beneficiary Designations | December 2025 Update
#SafeMoney #JonHeischmanSr #BeneficiaryDesignations In this updated episode, Jon Heischman, Senior discusses various designations for beneficiaries and the importance as relating to your retirement and estate planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of…
more -
Portfolio Management During Volatility
#SafeMoney #JonHeischmanSr #Volatility #PortfolioManagement Market volatility in normal but the key to mitigating that volatility is properly managing your portfolio and in this episode, host Jon Heischman, Senior discusses portfolio management in a volatile market environment. Call Jon at (888)...
-
Longevity Risk | December 2025 Update
#SafeMoney #JonHeischmanSr #LongevityRiskUpdate While there are many risks facing retirees; Market, Inflation, Tax, Excessive Withdrawl, Healthcare, the current number one is Longevity. Longevity risk means outliving your money. Jon has covered this subject before and discusses strategies to…
more -
An Educated Retirement | Replay
#SafeMoney #JonHeischmanSr #AnEducatedrRetirement In this week's episode host Jon Heischman, Senior talks about being educated heading into and during retirement. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Being Ready For Retirement
#SafeMoney #JonHeischmanSr #ReadyForRetirement In this week's episode host Jon Heischman, Senior talks about the preparation steps as the time of retirement approaches. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps.…
more -
Roth IRA Basics
#SafeMoney #JonHeischmanSr #RothIRABasics In this week's episode host Jon Heischman, Senior covers the basics of a Roth IRA. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional...
-
Social Security Retirement Strategies
#SafeMoney #JonHeischmanSr #SocialSecurity #RetirementStrategies In this week's episode host Jon Heischman, Senior talks about several strategies including Social Security benefits as part of your overall retirement income and withdrawal plans. Call Jon at (888) 426-0177 with questions, comments…
more -
Tax Efficient Distributions and Too Many Accounts
#SafeMoney #JonHeischmanSr #TaxEfficientDistributions #TooManyAccount In this week's episode host Jon Heischman, Senior takes on two interrelated topics of tax efficient distributions from your retirement accounts and having too many accounts. Call Jon at (888) 426-0177 with questions, comments…
more -
Financial Home Makeover
#SafeMoney #JonHeischmanSr #FinancialHomeMakeover Just like your physical home, your financial home may be in need of makeover. Host Jon Heischman, Senior talks about this in this week's episode. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and...
-
Social Security Basics
#SafeMoney #JonHeischmanSr #SocialSecurityBasics Getting back to retirement planning basics, host Jon Heischman, Senior covers Social Security benefits in this week's episode. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax...
-
Alleviate The Anxiety
#SafeMoney #JonHeischmanSr #AlleviateTheAnxiety Thinking about and planning for retirement can be stressful, but in this week's episode host Jon Heischman, Senior talks about how to alleviate that anxiety. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA...
-
Investing Styles
#SafeMoney #JonHeischmanSr #InvestingStyles What is your investing style? In this week's episode host Jon Heischman, Senior talks about the different investing styles to help you identify which one is yours and then how to properly plan based on that style. Call Jon at (888) 426-0177 with...
-
IRA Distributions
#SafeMoney #JonHeischmanSr #IRADistributions In this week's episode host Jon Heischman, Senior discusses IRA distributions. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional...
-
Allocation Time Horizon
#SafeMoney #JonHeischmanSr #AllocationTimeHorizon In this week's episode host Jon Heischman, Senior talks about the time horizons around a retiree's goals and how to set those allocations. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to...
-
Indexed Annuities | Replay
#SafeMoneyAndRetirementShow #IndexedAnnuities In each episode host Jon Heischman being a independent financial advisor discusses how to build a more secured retirement plan. In this episode, builds on that foundation and talks about indexed annunities and funding methods on or above Social…
more -
Organizing Your Assets | Replay
#SafeMoney #JonHeischmanSr #OrganizingYourAssets You may have multiple accounts, income streams and other assets and in this week's replay episode host Jon Heischman, Senior talks about organizing those assets as you approach retirement. Call Jon at (888) 426-0177 with questions, comments or to…
more -
Roth IRA Rules
#SafeMoney #JonHeischmanSr #RothIRARules In this week's episode host Jon Heischman, Senior talks about the rules surrounding Roth Individual Retirement Accounts. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Distributions And Income Streams
#SafeMoney #JonHeischmanSr #Distributions #IncomeStream You have your retirement accounts in place, but in this week's episode host Jon Heischman, Senior talks about how and when to take distributions and your income stream. Call Jon at (888) 426-0177 with questions, comments or to get a free…
more -
When To Take Social Security
#SafeMoney #JonHeischmanSr #TakingSocialSecurity In this week's episode host Jon Heischman, Senior talks about when to begin taking Social Security benefits and reasons why that start time may differ for individuals. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top...
-
Transitioning Into Retirement
#SafeMoney #JonHeischmanSr #IntoRetirement You may be financially ready for retirement, but are you emotionally? Jon Heischman, Senior tackles this issue in this episode about transitioning into your retirement years. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of…
more -
Procrastination and Common-Sense Planning | Replay
#SafeMoney #JonHeischmanSr #Procrastination Procrastination is one of the leading issues for those approaching retirement age and host Jon Heischman, Senior talks about strategies and methods to take action. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA...
-
Destination Retirement
#SafeMoney #JonHeischmanSr #DestinationRetirement Host Jon Heischman, Senior talks about having success with clients when their destination is retirement! Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
The Lost Secret Of Retirement Planning
#SafeMoney #JonHeischmanSr #LostSecretOfRetirementPlanning Retirement planning may seem technical but in this episode, host Jon Heischman, Senior discusses the art and lost secret of planning! Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How...
-
Your Money Working For You
#SafeMoney #JonHeischmanSr #YourMoneyWorkingForYou Host Jon Heischman, Senior discusses how to keep your money working for you during your disbursement phase (retirement). Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps....
-
Retirement Insecurity
#SafeMoney #JonHeischmanSr #RetirementInsecurity Host Jon Heischman, Senior discusses a recent study by the National Institute on Retirement Security and strategies that he uses that can help most clients obtain a sense of security in their retirement planning. Call Jon at (888) 426-0177 with...
-
Plan For Health Care Costs
#SafeMoney #JonHeischmanSr #HealthCareCosts One of the biggest challenges facing retirees is the cost of health care. Host Jon Heischman, Senior addresses this issue and provides some advice and solutions. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA...
-
Risk Capacity And Tolerance
#SafeMoney #JonHeischmanSr #RiskTolerance Many may have heard the term "risk tolerance" but what about "risk capacity"? Both concepts relate to financial planning and in this episode host Jon Heischman, Senior delves into both and explains the differences. Understanding both concepts is crucial…
more -
The Long-Term Care Dilemma
#SafeMoney #JonHeischmanSr #LongTermCare In this new episode, host Jon Heischman, Senior discusses how long-term care effects your retirement planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Roth IRA Conversions
#SafeMoney #JonHeischmanSr #RothIRAConversions In this new episode, host Jon Heischman, Senior talks about Roth IRA conversions when moving into retirement. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Stages Of Retirement
#SafeMoney #JonHeischmanSr #StagesOfRetirement In this new episode, host Jon Heischman, Senior discusses the various stages a person goes through during the retirement years. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax…
more -
Plan For Long-Term Care | Replay
#SafeMoney #JonHeischmanSr #LongTermCare In this replay episode, host Jon Heischman, Senior discusses how to make long term care part of your retirement planning. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
-
Financial Literacy And Wellness
#SafeMoney #JonHeischmanSr #FinancialLiteracy #FinancialWellness In this episode, host Jon Heischman, Senior discusses the need for financial literacy and wellness. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit...
About this show
Heischman Financial offers a full spectrum of investment planning and guidance. We can help you if you are seeking a better lifestyle throughout your life, from your working years and into retirement.
We have helped thousands of individuals and couples at all economic levels in central OH so they can enjoy a stress-free retirement. Our team has assisted them using a balanced approach to asset management, which includes both risk and safety.
Whether you have a nest egg of $5 million or $50,000, we can help make sure that your money goes to work. We do this so retirement can bring you the leisure and peace of mind you deserve.
This show will review all these matters, and offer advice on your financial future options. Call the show off-air at (888) 426-0177 with questions or comments for Jon.
Hosted by
John Heischman