PODCAST · news
SBA Today
by Art of SBA
There's a lot going on in the world of SBA lending these days.We mean, a LOT!So let's have a conversation about it.Join co-anchors Tonya Mazurek and Paul T Long weekly as they break down what's happening in SBA TODAYBrought to you by Art of SBA
Episodes
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Happy New Fiscal Year! SBLC Defaults Spike + Technical Corrections Drop | SBA Today October 5, 2026
In this episode of SBA Today, Paul Long and Tonya Mazurek are joined by David Parrish—former Senior Examiner at the SBA Office of Credit Risk Management (OCRM)— to give into a bombshell SBA Office of Inspector General (OIG) report exposing massive default concentration within Small Business…
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Prime Hits 7.00% + 870,000 Borrowers Suspended | Sep. 22, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are breaking down: 📈How is this week's rate hike impacting your borrowers' debt service coverage and pending approvals? 🚫With $39B in suspected pandemic fraud flagged, what will this mean for your CAIVRS pulls and existing portfolio reviews? ⚡Could the...
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SBA is Going to War, Bancorp Exists, & More | Sep. 8, 2026 | SBA Today
Is the SBA going to war? In this episode of SBA Today, Paul Long and Tonya Mazurek break down: 🛡️ SBA Goes to War: SBA and Department of War launch Smaller War Plants Commission with up to 90% guarantees for defense suppliers 🏛️ Bancorp Exits SBA Originations: Major national lender phasing out...
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Major SOP Changes Every SBA Lender Needs to Know | August 26, 2026 | SBA Today
The new SBA SOP just dropped — and it changes everything for acquisitions. In this episode of SBA Today, Paul Long and Tonya Mazurek dive deep into the 400+ page update to unpack the critical changes going into effect on October 1st. 00:45 – Meet ICAP: The Next-Gen E-Tran & Secondary Market…
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Senate CR Surprises, Capacity Threats, & Secondary Market Secrets | August 11, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are pulling apart a few lines buried inside Washington legislation that could have a very real impact on SBA lending. 🏛️ The Senate CR — The Senate passed a Continuing Resolution Saturday morning. But there are a few words tucked inside it that caught our...
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Quadrupled Defaults, System Overhauls, & a New SOP | July 28, 2026 | SBA Today
Paul and Tonya are back on SBA Today to break down: 📉 The Default Surge: Small loan default ratios have skyrocketed, sparking massive friction over relaxed underwriting rules. 💻 Workflow Disruption: Will this fix the guardrails or completely choke up deal turn times? 🏛️ Green Card Lending...
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SBA & NASA Team Up, Foreclosure Failures & Rural Deregulation | July 7, 2026 | SBA Today
This week on SBA Today, Paul and Tonya unpack: 🔍 OIG Foreclosure Audit—how will this impact lender oversight? 🚀 The NASA Supply Chain Alliance—what kinds of specialized deal structures will this bring to your desk? 🌾 The SBA-USDA Deregulation Push—will this regulatory relief successfully…
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Siemens Shifts the Market & SOP Warning Signs | SBA Today | June 30, 2026
This week on SBA Today, Paul and Tonya are back to dissect: ⚙️ Siemens Secures SBLC Status—how fast will this industrial tech giant reshape competition in manufacturing and equipment deals? 🚨 SBA Brain Drain? Are we about to see a massive loss of institutional underwriting knowledge? 📉...
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SBA Reorg: What Lenders Need to Know & More | June 16, 2025 | SBA Today
This week on SBA Today, Paul and Tonya break down the major agency updates including: 🏢 Agency-Wide Reorganization: The SBA is centralizing core operational units into specialized "centers of excellence" to cut redundancies and lower overhead costs. 📩 Policy Inbox Tracking: While email…
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The $10M Combined Cap Reminder + Myths That Kill Deals | June 9, 2026
This week on SBA Today, Paul and Tonya are tackling: ⏳ The Countdown to $10M: The historic $10M combined 7(a) and 504 loan limit officially takes effect on July 4, and lenders are actively structuring deals now. 🛑 The Sourcing Trap: Many borrowers assume creative deal structures or unverified...
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AI Value Myths, New Loss Waivers, & Live Co-Pilot Agents | June 2, 2026
This week on SBA Today, Paul T Long and Tonya Mazurek are tackling: 📊 The AI Valuation Reality: 67% of intermediaries report AI has no material impact on business valuations yet—fundamentals still carry the deal. 🔓 New Prior Loss Waivers: Effective June 1, 2026, the SBA can grant case-by-case...
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The "No-Skin" Searcher Trap & a $1M Prize Pool? | May 26, 2026 | SBA Today
This week on SBA Today, Paul is back for this jam-packed episode! He and Tonya breakdown: 🛑 The No-Skin Searcher Trap: Why credit teams are souring on search fund deals where the "CEO" brings zero direct industry experience and 100% investor-backed down payments. 📊 Demystifying Parris Scores…
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Banished Lenders, a $10M Cap Raising & more! | May 19, 2025 | SBA Today
This week on SBA Today, Tonya is flying solo to breakdown: ❌ USDA Lenders Banished—household-name lenders over a $620 million delinquency issue. 📈 The $10M Combined Cap—are your capital-intensive borrowers eligible? ⚖️ $3M Fraud Indictment—signaling a sharp escalation from the new National Fraud...
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Bank Failure, EIDL Traps, & SOP Rumors | May 13, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are navigating a heavy news cycle… 📉 Another bank failure—Community Bank and Trust of West Georgia. ⚠️ Why your EIDL autopay might stop after 5 years and land you in Treasury referral. 📑 The top screenouts and credit memo errors currently stalling 7(a)…
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Happy Small Business Week + a $22 Billion Referral | May 5, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are tackling: 🎖️ Small Business Week---celebrating the job creators with regional awards galas and specialized lender training from the Seattle SBA team. ⚖️ The $22 Billion Referral---the SBA recently referred 562,000 delinquent or "suspected fraud" PPP and...
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Unpacking the NEW ITL Rules for Trucking with Joe Raycraft (SBA) | April 28, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are joined by Joseph Raycraft (SBA) to break down the latest updates from the 7(a) Connect Call—specifically the massive expansion of the "Grocery Guarantee" into the logistics sector. The 7(a) Connect Call Highlights: 🛣️ 90% Trucking Guarantee---local and...
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Banker Turned Regulator + Franchise Hurdles |Apr 21, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are talking about: 🆕 New 7(a) Leadership---welcoming Emily Doxzon as the new Chief of 7(a) Loan Origination for the Office of Capital Access. 🍦 Franchise Lending Challenges---how the sunsetting of the SBA Score may make it harder for lenders to justify the...
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The SBA's 2027 Budget Bombshell + Default Danger Zones | April 14, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are joined by Brett Caines of Lumos to unpack: 🔓 Decoupling Limits—what a major proposed change would mean for borrowers looking for max funding under both 7(a) and 504. 📉 The $309M Cut—why slashing Entrepreneurial Development programs by 93% leaves a...
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May 1st CHANGES Every Lender Should Know | SBA Today | April 8, 2025
This week on SBA Today, Paul and Tonya are breaking down: 📉 BayFirst Data: Analysis shows SBA guaranty purchases exceeded original amounts by $3.5 Million. 🏭 The 90% Guarantee: Starting May 1st, the International Trade Loan (ITL) expands to a 90% guarantee for manufacturers (NAICS 31–33) to...
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10 Tips to Crossing the Quarter-End Finish Line | March 31, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are diving into: 🚚 SBA ON THE MOVE: The SBA has officially relocated its Washington Metro Area District Office to Herndon, Virginia. 📝 AUDIT YOUR OWN FILE: Don't let your deal fall apart over missing basics. 🗣️ FRONTLOAD CLARITY: Quarter-end is no time…
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THE $32 BILLION ELIGIBILITY FLAG! | March 24, 2026
If you originated loans between 2023 and 2024, you need to hear this. This week on SBA Today, Paul and Tonya are diving into: 🔍 THE 2026 OVERSIGHT PLAN: What three specific areas—including lenders with rapid increases in loan volume—is the Inspector General zeroing in on this year, and why…
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Derailed Deals with Lance Sexton | March 10, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are going off the rails with Lance Sexton to discuss: THE TRAINWRECK REPORT: Lance dives into a legendary cautionary tale that serves as a reality check for every lender and BDO. PLANNING AHEAD: We break down why "knowing what's coming down the line" is the...
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The $558 Billion IMPACT + Tightening Credit | March 3, 2026 | SBA Today
This week on SBA Today, Paul and Tonya dive into: 📉 The Credit Squeeze—What recent data from the Small Business Economic Bulletin shows approval rates for businesses under $5M. 🔄 The Opening vs. Closing Inversion—For the first time since 2020, business establishment closings have begun to…
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March 1st Deadline, You're Already Too Late! | Feb. 24, 2026 | SBA Today
This week on SBA Today, we are covering a massive regulatory shift for Green Card holders, a major SBLC merger, and new mandatory requirements for small loans that lenders cannot ignore. Paul and Tonya discuss: 🤝 SBLC MERGER ALERT: Harvest Small Business Finance, one of the 16 SBLCs, is merging...
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New Base Rates & Lending Rebound | Feb. 17, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are joined by David Parrish, a 20-year SBA veteran and secondary market expert, for a deep dive into the massive regulatory and structural shifts hitting the industry in early 2026. From the strategic move to allow SOFR and Treasury base rates to the candid...
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100% Citizen Ownership + Shutdown Déjà Vu | Feb. 3, 2026 | SBA Today
This week on SBA Today, Paul and Tonya tackle: 🛂 New Citizenship Mandate—what it means for Lawful Permanent Residents (green card holders). 🏛️ Shutdown Status—the Senate passed the stopgap bill, and it's now in the House for a final vote. ⏳ The Shutdown Squeeze—a short shutdown creates a…
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SOP Updates + SBA's 2025 Annual Review | Jan. 27, 2026 | SBA Today
This week on SBA Today, Paul and Tonya are breaking down: 📑 The 1919 Exit: The SBA is moving toward a fully electronic submission experience, eventually eliminating the physical Form 1919 altogether. 🔍 SOP Updates: SBA is now requiring two months of commercial bank statements for 7(a) Small…
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New SBSS Guidelines Revealed + The Data Gap | Jan. 20, 2026 | SBA Today
The SBA just released the Procedural Notice on the new SBSS score guidelines, and the subtext is clear. This week, Paul and Tonya are breaking down: SBSS Sunsetting—Lenders must pivot to internal credit scoring models consistent with their non-SBA guaranteed loans. The "Hidden" Message: Paul...
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The Biggest SBA Underwriting Change of 2026 is Here | Jan. 13, 2026 | SBA Today
The SBA just dropped a massive update for 2026 that will completely change how small-dollar loans are underwritten. Paul and Tonya break down: SBSS Sunset: The Small Business Scoring Service (SBSS) will be discontinued on February 28, 2026, for 7(a) Small loans at or below $350,000. Lender…
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Minnesota Fraud Crackdown, Franchise Extensions, and the Default Gap | Jan. 6, 2026
Happy New Year! We are kicking off 2026 with a massive episode of SBA Today. From a federal fraud "freeze" impacting thousands of loans to new data on loan performance, we are diving deep into the news you need to start your year strong. We're breaking down: ❄️ The Minnesota Freeze—Administrator...
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The Satisfaction Slump: Why Small Business Lending is Falling Short | December 16, 2025 | SBA Today
This week on SBA Today, Paul and Tonya explore the "SBA Dark Web" for a look at the Federal Register before diving into shocking new data on lender satisfaction . From shifting form requirements to a massive satisfaction crash for online lenders, we're looking at what small businesses really...
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📢 SBA Hiring CHAOS & The Essential Working Capital Chart! | November 25, 2025
It's turkey week, but the news never sleeps! This week on SBA Today, Paul and Tonya breaking down: ☎️ SBA Connect Call Recap: The call covered the MARC Loan and various notices. 📈 Working Capital Chart: The SBA released a "VERY helpful" chart detailing the options for 7(a) Working Capital…
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WE ARE BACK OPEN! PLUS: Recent SBLC SOLD! | Nov. 18, 2025
This week on SBA Today, the mood is lighter because the government is BACK OPEN! Paul and Tonya discuss: 🎉The government lights are back on—a Connect Call is scheduled soon, so stay tuned for updates. 💔 MARC Program Update—what's going on? 🏨 SBLC SOLD—why another non-bank entity moving up the...
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$5.1 MILLION LOSS: The Top 20 SBA Lender Autopsy & Why Your Bank is Watching! | 11/11/25
This week on SBA Today, we dissect the sudden closure and portfolio sale of a Top 20 SBA lender, BayFirst Financial, and their aggressive small-dollar loan program (BOLT). This autopsy holds vital lessons for every lender about risk, pricing, and the current state of credit quality. Why this...
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Shutdown Survival & Giving People Wings: Power of Connection Post-NAGGL | Nov. 4, 2025 | SBA Today
This week on SBA Today, we are joined by special guest Stephanie Dunn for an upbeat conversation about the true heartbeat of our industry: Connection. But first, Paul gets heated about the ongoing government shutdown. We're breaking down: 😡 INSANE! Paul lets loose, calling the continuing…
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Live from NAGGL—We're Still Shutdown! | Oct. 28, 2025
This week on SBA Today, Paul and Tonya are live from the NAGGL Fall Conference! We're talking conference takeaways, the ongoing shutdown, and the jaw-dropping new state-by-state analysis of lost lending dollars. 🛑 We're in a holding pattern. We explain why funds won't be available immediately…
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SHUTDOWN SURVIVAL GUIDE: Day 14 & The Future of SBA Podcasting! | Oct. 14, 2025
It's Day 14 of the shutdown, and we're tackling borrower anxiety while celebrating an SBA content legend! This week, special guest Ray Drew joins us to discuss the chaos and drop some major news about the future of his shows. We're breaking down: ⚠️ Borrowers on Edge: We discuss the fear and…
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SHUTDOWN SCARE: The $37 Billion Breakdown & the Rules They Changed in the Dark! | Oct. 7, 2025
This week on SBA Today, we're broadcasting from the dark, dealing with the government shutdown, and dissecting the end-of-year lending stats and the last-minute rule changes that slipped out right before the lights went off . We're breaking down: 🛑 How Long Will It Last? We break down the poll...
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IS YOUR SBA PIPELINE READY FOR A GOVERNMENT SHUTDOWN? | Sep. 30, 2025
This week on SBA Today, we tackle the high-stakes political drama that could affect your deals and celebrate the unsung heroes who keep the process moving during National SBA Closer Appreciation Week! We're breaking down: Will They or Won't They? Congress failed to reach an agreement on the...
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Falling Rates, Tonya Falls for MARC, & "Oprah" + SBA Loans | Sep. 23, 2025
This week on SBA Today, we're breaking down the latest headlines, from falling interest rates to a brand-new loan program, and why some lawmakers are comparing the SBA to Oprah Winfrey. In this episode, we've got: Rates are Falling! Prime is now at 7.25%, with talk of dropping to 6.75% by the end...
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Answering a CRITICAL Question on Seller Notes | Sep. 15, 2025
In this episode, Paul and Tonya tackle a critical question that's causing confusion in the SBA lending world: Is a seller note allowed to have a shorter maturity than the SBA loan? While old rules considered this preferential treatment, the current SOP is silent, leaving many to wonder about the...
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Avoid SBA Construction Loan Nightmares: Risks You Can't Afford to Ignore 🚧 | SBA Today | 9/9/2025
In this episode, Paul and Tonya dive into the major news from the U.S. Small Business Administration (SBA): the launch of the new MARC Loan Program. This is the first-ever dedicated loan program for small manufacturers and is designed to provide flexible working capital with "minimal red tape"....
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New Fees, Executive Orders, & Defining "Pre-qualified" | Sep. 2, 2025
Welcome to SBA Today, presented by Res Title, your SBA Title Experts for the week of September 1st. Paul Long and Tonya Mazurek are back together to discuss the latest news and trends affecting the SBA world. In this episode, you'll hear about: New Fees and Fee Waivers for Manufacturers: New fee...
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New Fees, Executive Orders, & Defining "Pre-qualified" | Sep. 2, 2025
Welcome to SBA Today, presented by Res Title, your SBA Title Experts for the week of September 1st. Paul Long and Tonya Mazurek are back together to discuss the latest news and trends affecting the SBA world. In this episode, you'll hear about: New Fees and Fee Waivers for Manufacturers: New fee...
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The "SBA Godfather" Reveals Why Deals Are Sinking! | SBA Today | August 26, 2025
Welcome to SBA Today, presented by Res Title, your SBA Title Experts for the week of August 25th! Paul Long is back from his vacation and is joined by the "SBA Godfather" himself, Lance Sexton. In this packed episode, Paul and Lance discuss major news and trends affecting SBA lenders, brokers…
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DEBANKING DEBATE: Is Your Bank Violating a New Executive Order? | August 12, 2025
Tonya Mazurek is back and joined by a very special guest, Stephanie Dunn, Executive Vice President and Chief SBA Revenue Officer at Community Bank & Trust. They'll dive into Tonya's recent career move and discuss the critical, and often overlooked, reasons why SBA loan deals get rejected. In this...
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DEPUTY ADMIN SPEAKS! 🤫 Tighter Rules & The "Return of Receipts"! | July 29, 2025
Welcome to a special solo episode of SBA Today, presented by Res Title, your SBA Title Experts! Join Tonya Mazurek as she takes the reins while Paul Long is on vacation. In this packed episode, Tonya dives into: Meet William Briggs: Newly sworn-in Deputy Administrator, bringing "stricter...
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SBA Holdbacks: What's ALLOWED v. What's NOT?!| July 22, 2025
This week on SBA Today, we're diving deep into a topic often misunderstood in the world of SBA lending: holdbacks. While conventional wisdom might lead you astray, understanding what's truly allowed—and what's not—can be the key to a smoother transaction. Hosts Paul Long and Tanya Mazurek are...
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BANK MERGER IMPACT + Your Brand Power| July 15, 2025
Join us for a special SBA Today episode! Paul Long and Tonya Mazurek are breaking down major industry news and diving deep into how to build an unshakeable PERSONAL BRAND in today's competitive landscape. What's on the docket? Industry Shake-Up! 🏦 What does this mean for the industry and…
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MILLIONS AT STAKE 🚨 What We Learned the HARD WAY (So You Don't Have To!) | July 1, 2025
Welcome to a very special episode of SBA Today! Join hosts Paul Long and Tonya Mazurek as they bravely pull back the curtain on the "educational moments" – or as Tonya calls them, "OH CRAP MOMENTS" – that every professional in the SBA lending industry faces. In this candid discussion, Paul and...
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ABOUT THIS SHOW
There's a lot going on in the world of SBA lending these days.We mean, a LOT!So let's have a conversation about it.Join co-anchors Tonya Mazurek and Paul T Long weekly as they break down what's happening in SBA TODAYBrought to you by Art of SBA
HOSTED BY
Art of SBA
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