Secured Retirement Radio's Podcast

Episodes

1. 44

   Proactive Retirement Planning

   Discover 4 proactive financial planning strategies that could be a game-changer for your retirement.

   Nov 20, 2019

   41 min
2. 43

   5 Big Tax Mistakes That Could Cost You an Arm and a Leg When You Retire

   How much money have you saved in an IRA, or 401K? Let’s say it’s $250,000. You know that 250 grand is not all your money, right? Because when you withdraw this money in retirement, you could lose a big chunk of it to Uncle Sam. Discover 5 big tax mistakes that could cost you an arm and a leg when...

   Nov 7, 2019

   31 min
3. 42

   Sequence of Returns Risk

   What will be your biggest risk when you retire? It’s probably not what you think it is. Most people think it’ll be the skyrocketing cost of health care, higher taxes, or social security going bust. But it’s not any one of these issues! The biggest threat facing you in retirement is “sequence of...

   Oct 25, 2019

   30 min
4. 41

   The 5 Tax Traps in Retirement

   CFP® Joe Lucey and Financial Advisor Dylan Malberg of Secured Retirement Financial discuss the 5 tax traps to look out for in retirement.

   Oct 7, 2019

   34 min
5. 40

   6 Simple Strategies to Reboot Your IRA or 401K Now

   Do you have an IRA, 401K, or any other type of tax-deferred account? Learn 6 strategies that could help you get more out of your retirement saving accounts

   Sep 10, 2019

   42 min
6. 39

   The Difference Between Tax Preparation, versus Tax Planning And How It Could Save You a Small Fortune!

   Learn how some simple tax planning strategies could help save you a small fortune in taxes.

   Sep 10, 2019

   44 min
7. 38

   5 Overlooked Expenses That Could Blindside You in Retirement

   The last thing you need is a big, unexpected expense when you’re retired. Learn 5 overlooked expenses that could blindside you in retirement.

   Sep 10, 2019

   42 min
8. 37

   The Retirement Wildcard: Longevity. Here’s How to Invest and Plan for Living a Long Life

   What do you think is the biggest wildcard with planning for retirement? It’s longevity. Learn the financial consequences that come with living a long life.

   Sep 10, 2019

   41 min
9. 36

   Busting 8 Common Myths About Planning & Investing for Retirement

   Should you delay claiming your social security benefits? We bust 8 of the most common myths about planning and investing for retirement.

   Sep 10, 2019

   40 min
10. 35

    Your Best Bets for Generating Income in a Low Interest Rate World

    For 10 years now, we’ve had record low interest rates. And the latest reports suggest they could go even lower. This has put many retirees between a rock and a hard place. Get next to nothing on a CD or savings accounts or put your hard-earned money at risk in a fully valued stock market. So how...

    Jul 31, 2019

    44 min
11. 34

    7 Hidden Risks that Threaten Your Retirement

    You may fear that you’ll lose your money in the stock market. But there are many other risks that could cut your nest egg in half! In fact, you could be at serious risk, and hemorrhaging cash right now in ways you don’t even know!

    Jul 31, 2019

    40 min
12. 33

    The Dark Side of Your IRA & 401k

    If you asked your CPA if you should contribute to an IRA or 401K … They’re going to tell you it’s a no-brainer, right? But there’s another side of this story that nobody wants to talk about. Your IRA and 401K are also riddled with trap doors that could make these your riskiest investments!

    Jul 31, 2019

    43 min
13. 32

    The ABCs of RMDs

    When you turn 70, Required Minimum Distributions kick in. The IRS forces you to withdraw money from your IRA, 401-K, SEP and other retirement accounts. This doesn’t seem like a big deal on the surface, but it triggers more problems than most people realize. You could get clobbered by a 50% tax...

    Jun 26, 2019

    43 min
14. 31

    5 strategies to help you get more from Social Security

    It’s the story of two different people - in nearly identical scenarios. They’re similar in age, retirement dates, and earned-income throughout their careers. Yet, they receive dramatically different amounts in Social Security benefits. And the difference could be tens of thousands, if not…

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    Jun 26, 2019

    44 min
15. 30

    5 Critical Pieces to the Income Puzzle

    If you retired today, would your savings and investments generate enough income to cover your expenses every month? Learn 5 critical pieces to the retirement income puzzle.

    Jun 7, 2019

    45 min
16. 29

    How to Avoid 5 Portfolio Diversification Blind Spots

    Diversification is more than just a mix of stocks, bonds and mutual funds. Learn how to avoid 5 other diversification blind spots.

    Jun 7, 2019

    47 min
17. 28

    The Difference Between Tax Preparation vs Tax Planning And How it Could Help You Save a Small Fortune!

    There’s a big difference between tax preparation and tax planning. Find out why tax planning could save you a small fortune in retirement.

    Jun 7, 2019

    45 min
18. 27

    The Financial Challenges of Living Longer And How to Make Your Money Last as Long as You Do

    Chances are, you’ll live a lot longer than you think. But how will you pay for it? Find out how you could make your money last as long as you do.

    Jun 7, 2019

    45 min
19. 26

    6 Out of 10 Americans Retire Unexpectedly

    According to USA Today, 60% of Americans retire unexpectedly! Learn how you could bulletproof your financial plan before it happens to you.

    Jun 7, 2019

    45 min
20. 25

    Overlooked Risks

    If you’ve ever lost money with an investment, you never forget that feeling in the pit of your stomach. You worked so long and hard for this money. Now it’s gone, and you’ll never get it back again. This is why “risk” is a 4-letter word as you near retirement.

    May 3, 2019

    45 min
21. 24

    5 Things You CAN Control in Retirement

    There are some things you can’t control with financial planning. You can’t control what the stock market will do. You can’t control how long you’re going to live. And you can’t control tax hikes, or how much you’ll spend for healthcare in retirement. But there are 5 things you CAN control that...

    May 3, 2019

    45 min
22. 23

    Why Timing Can Make or Break Your Retirement

    Your success or failure in retirement will be determined by one thing: timing. The timing of withdrawing money from your IRA or 401K. The timing of claiming your Social Security benefits, and more. Learn how to navigate the timing of 4 critical issues that could make or break your retirement!

    May 3, 2019

    45 min
23. 22

    4 Retirement Tax Time Bombs ft. David McKnight

    How much money have you saved in your IRA, or 401K? Imagine for a moment that when you withdraw this money in retirement, you could have 30, 40, or even 50% less than what you have now. That’s the impact taxes could have on your retirement! Learn how you could avoid four tax time bombs that cold...

    May 3, 2019

    44 min
24. 21

    Why You're Not Prepared for Retirement

    Most people THINK they’re ready to retire long before they’re financially prepared to call it quits. Saving and investing for retirement is a great start. But chances are, there’s a lot planning to be done with risk, income, taxes, Social Security and healthcare. Learn the 5 things you must…

    more
    May 3, 2019

    46 min
25. 20

    5 Ways to Get More Out of Your IRA and 401K

    Your IRA, 401K or other retirement account could be your single most important asset that will carry you through decades of retirement. But if you’re not making the most out of these tax-deferred accounts, if you’re ignoring them, or just leaving ‘em on auto-pilot, it could cost you a small...

    May 3, 2019

    43 min
26. 19

    5 Critical RMD Mistakes You Can’t Afford to Make

    Do you have an IRA, 401K, SEP or other retirement account? If so, Required Minimum Distributions will force you to sell your investments inside these accounts, whether you want to or not, and whether the stock market is up or down! This could trigger an avalanche of taxes you never saw coming!...

    Apr 23, 2019

    43 min
27. 18

    Could You Retire Sooner Than You Think? Here are 4 Steps to Make it Happen Now.

    Could you retire much sooner than you think? The answer is…yes. And it could be much easier than you think. In fact, you may have already crossed the finish line and you don’t even know it. So, what’s standing between you and living the life you’ve always dreamed of? Learn 4 specific steps that...

    Apr 23, 2019

    41 min
28. 17

    4 Common Social Security Mistakes That Could Cost You Thousands!

    If you made an average income during your career, your Social Security benefits could add up to several hundred thousand dollars. If you earned an above average income, it could be more than a million dollars. But if you make a mistake with claiming your benefits, you could lose a big chunk of…

    more
    Apr 23, 2019

    44 min
29. 16

    4 Retirement Tax Time Bombs That Could Cost You a Small Fortune!

    How much money have you saved in your IRA, or 401K? Imagine for a moment that when you withdraw this money in retirement, you could have 30, 40, or even 50% less than what you have now. That’s the impact taxes could have on your retirement! Learn how you could avoid four tax time bombs that cold...

    Apr 23, 2019

    42 min
30. 15

    5 Things the Most Successful Investors Never Do That Helps Them Incrementally Grow Their Wealth!

    Warren Buffett. Peter Lynch. Carl Icahn. Charles Schwab. These are some of the most successful investors in the world. Just like you, they've seen markets go up and down. Yet somehow, they have managed to stockpile BILLIONS of dollars! What do the most successful investors never do that...

    Apr 23, 2019

    42 min
31. 14

    The Myth Behind Your “Magic Number,” And What It Really Takes to Retire Successfully Today!

    How much money do you think you’ll need to retire? Everybody’s got a “magic number,” right? What if I told you that your “magic number” doesn’t really mean anything. It’s what you do with your money that really matters. This week, we give you a sobering message about your magic number and what it...

    Apr 23, 2019

    43 min
32. 13

    7 Challenges That Could Derail Your Retirement And How to Protect Yourself

    If you’re recently retired, or even nearing retiring, there’s a perfect storm brewing on the horizon that could totally derail your retirement unless you take specific steps now to protect yourself. Don’t be fooled by the booming economy and stock market over the past decade. You could face more...

    Apr 23, 2019

    39 min
33. 12

    A Social Security Crash Course … That Could Boost Your Benefits!

    What will be the most important financial decision you’ll make about retirement? Believe it or not, it’ll be about how and when you claim your Social Security benefits. And if you’re wondering why, it’s because there’s tens of thousands of dollars at stake. And in some cases, it could be hundreds...

    Apr 23, 2019

    44 min
34. 11

    Dealing With Potholes in Your Retirement

    Joseph Lucey, CFP® and Derek Fautsch, CFP® discuss how potholes in the road are like unforeseen events can be detrimental in your financial planning and retirement. If you have any questions about the topics discussed on today’s Secured Retirement Radio program or if you like to schedule your...

    Aug 9, 2017

    44 min
35. 10

    Fourth of July Weekend

    Joseph Lucey, CFP® and Derek Fautsch, CFP® discuss how having independence of living your life how you would like increases the need for planning for your retirement. If you have any questions about the topics discussed on today’s Secured Retirement Radio program or if you like to schedule your...

    Aug 9, 2017

    44 min
36. 9

    American Retirement Survey Results

    Joseph Lucey, CFP® and Derek Fautsch, CFP® discuss the shocking results for a survey that was conducted to see how prepared for retirement the average Americans from the age of 60-75. The results show that many people are not preparing like they should be to ensure that they are able to achieve...

    Jun 27, 2017

    44 min
37. 8

    Understanding Return on Investments

    Joseph Lucey, CFP® and Derek Fautsch, CFP® discuss returns on portfolios and the rule of 72. They discuss how it is important it is important to look at the return on your portfolio along with the personal return. The guys also discuss Inherited IRAs and what can and should be done with them. If...

    Jun 13, 2017

    45 min
38. 7

    Mailbox Income

    Joseph Lucey, CFP® and Derek Fautsch, CFP® discuss income strategies that last not only your lifetime but your spouses as well. The importance of Mailbox Income as the cornerstone of any good retirement income plan. Also how you can avoid leaving behind a tax burden to your family. These topics…

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    Jun 13, 2017

    44 min
39. 6

    6/11/16 - Secured Retirement Radio

    Jun 22, 2016

    44 min
40. 5

    Strategies To Stay Out Of The Poor House- Social Security

    Hold the phone, do not just cash in your Social Security benefit when you reach age 62 without sitting down with a professional financial advisor. If you are approaching retirement age, the urge to instantly take your Social Security benefit at age 62, without a single thought more, is not a wise...

    Feb 9, 2015

    42 min
41. 4

    What You Need To Do In 2015-- For Secured Retirement

    Financial Advisor, Joe Lucey takes listeners through age milestones that help them know what they need to do to make sure that their retirement years will be secure.

    Feb 9, 2015

    42 min
42. 3

    AVOID EATING CAT FOOD In RETIREMENT

    • I saw a post this week that was titled- How to plan for retirement unless you want to eat cat food. There could be a lot of baby boomer cats running around out there. You would be surprised at the statistics of Americans who have done little or no planning for their retirement. • Are you age 50...

    Feb 9, 2015

    41 min
43. 2

    Resolve to Make 2015 The Year You Plan For Your Retirement

    Make 2015 your year to create a well-thought out, revenue generating, positive retirement plan. When it comes to Social Security- many people without knowing, make lots of mistakes. Let us share our professional advise with you!.

    Feb 9, 2015

    42 min
44. 1

    Jan. 3- Retirement Planning Deadlines

    There are several retirement planning deadlines to consider before year-end rolls around. Listen to Secured Retirement Radio this Saturday at 7AM. We’ll be discussing what’s going to be new in 2015….Capital gains tax, IRA Rollovers, the rules have changed.

    Feb 9, 2015

    41 min