PODCAST · business
Signed & Funded with Scott Alfano
by Scott Alfano
Signed & Funded exists because real estate is too important to be confusing. Hosted by Scott Alfano — a licensed agent in Seattle and a loan officer across multiple states — the show breaks down everything from credit scores and down payments to investment strategy and market analysis, one topic at a time. Every episode stands on its own, so whether you're just starting to think about buying or you're deep into building a portfolio, you can find exactly what you need and walk away knowing more than when you started.
Episodes
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How To Make A Winning Offer Without Overpaying
You found the house. Now comes the part that trips up almost every first-time buyer: actually writing the offer. Most people think an offer is just a number — it's not. It's a package, and every piece of that package sends a signal to the seller. In this episode, Scott breaks down every component...
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First-Time Buyer Programs in Washington State
There's real money available to first-time buyers in Washington — from the state, from counties, from cities — and most buyers never touch it because they don't know it exists. In this episode, Scott breaks down every major assistance program available in 2026, who qualifies, how much you can...
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Down Payments Demystified: How Much Do You Really Need?
Most first-time buyers think they need 20% down to buy a home. That myth is costing people years. In this episode, Scott breaks down what your real minimum down payment options look like — FHA, Conventional, VA, USDA — with actual dollar amounts so you know exactly where you stand. He also…
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Pre-Approval: What It Is, What It Isn't, and How to Get One
Most buyers think pre-qualification and pre-approval are basically the same thing. They're not — and in a competitive market like Seattle, that distinction can be the difference between winning the house and losing it. In this episode, Scott breaks down exactly what pre-approval means, what the...
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The Seattle Market Right Now - What The Numbers Mean
Episode 4: The Seattle Market Right Now — What the Numbers Mean The headlines say Seattle home prices are dropping and inventory is surging — but what does that actually mean for buyers and sellers? In this episode, Scott Alfano cuts through the noise and breaks down what's really happening in…
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How Much Home Can You Actually Afford?
Getting pre-approved for a certain amount doesn't mean you should spend it. In this episode, Scott breaks down the real math behind affordability — including the Debt-to-Income ratio lenders actually use — and why the number that lets you sleep at night is more important than the number the bank...
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Your Credit Score & Why It Controls Everything
Your credit score doesn't just determine whether you get approved for a mortgage — it controls your interest rate, your monthly payment, and how much you'll pay over the life of your loan. In this episode, Scott breaks down exactly how credit scores work, what goes into them, and what you can do...
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How Buying & Financing Actually Work Together
Most homebuyers treat the agent and the lender as two separate worlds — but they're not. In this episode, Scott Alfano breaks down how the buying and financing process actually connect, what happens at each stage, and why understanding both sides puts you in a stronger position from day one. If...
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ABOUT THIS SHOW
Signed & Funded exists because real estate is too important to be confusing. Hosted by Scott Alfano — a licensed agent in Seattle and a loan officer across multiple states — the show breaks down everything from credit scores and down payments to investment strategy and market analysis, one topic at a time. Every episode stands on its own, so whether you're just starting to think about buying or you're deep into building a portfolio, you can find exactly what you need and walk away knowing more than when you started.
HOSTED BY
Scott Alfano
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