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PODCAST · society

Silent Crash

by 1C Story Network

In the dark of night, a piece of legislation was signed into law on Mackinac Island last year. On July 2, 2021, it took effect - to the devastation of thousands. PA 21 gutted no-fault auto insurance - the program that Michigan drivers have paid into since 1973. If a Michigan driver was in a catastrophic car accident and needed ongoing medical care past what the initial insurance covered, that fund paid for it. For life. It's a promise Michigan made to its paying citizens. This isn't tax money. It's money those drivers paid into the fund through their insurance companies. WITH PA21, MICHIGAN SURVIVORS OF CATASTROPHIC AUTO CRASHES SUDDENLY GOT THEIR BENEFITS CUT BY A WHOPPING 45%. That’s 45% less in services they need to survive. It also limited the hours that these survivors can get care to 56 hours per week. That's one caregiver, eight hours per day instead of the team of round-the-clock medical professionals

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Episodes

  1. 18 Next Steps?

    Rebeca has a heart to heart with the audience about where we've been, why we had a three month hiatus in the show, the events that have transpired since, and where things can and may go next. As always, we thank you for your support for the continued production of this show through the Silent…

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  2. 17 The Story Beneath

    After 17 weeks of digging, interviewing, and researching, Rebeca shares what she found: the story beneath the story of PA21 and 22. It turns out, the reason appears to not only be well-intentioned, but also brings with it a true opportunity for a solution. Link to References:...

  3. 16 What Do You Want?

    What do you want your legislator to do regarding the no-fault reform legislation? Rebeca asks that of you, and of Joe Richert, owner of a rehabilitation facility heavily hit by PA21 and 22.

  4. 15 A Little Love

    Rebeca shares how some personal life circumstances prompted reminders and reflections to apply during the intense experience of investigating PA21 and 22.

  5. 14 Made (and broken) in Detroit

    Two men from Detroit played a powerful role in the auto no-fault reform legislation, saying they did so to make things better there. So, how has Detroit fared? And do those men even care? We went straight to Motor City citizens to find out.

  6. 13 Hope from Lansing?

    Representative Phil Green introduced HB5698 this week, a legislative attempt to mitigate some parts of PA21 and 22. Rumors immediately flew about the bill and its contents. Rebeca sat down with Rep. Green for a frank discussion. He shared why he is making this attempt despite Republican...

  7. 12 Mourning in Lansing

    On a frozen January morning, we joined hundreds of patients, caregivers, and others impacted by PA21 and 22 who gathered at the Capitol in Lansing. They came to share their stories of losing care, jobs, joy, homes, hope, and, in some instances, life itself. If you have personal experiences,...

  8. 11 A Story That Can't Wait

    PA21 and 22 have spawned foreseeable medical emergencies all across Michigan, including death. Today, we tell you of one about to unfold. Meet Kelley.

  9. 10 Legacy in the Making

    Through a conversation with attorney George Sinas, Rebeca explores the history, present, and potential future of auto no-fault in Michigan.

  10. 9 The Rubber Hits the Road

    Accident survivor and UP resident Shannon Perkins is hitting the road for a 1,100 mile round trip to the hospital. Her partially amputated leg needs surgery. The journey she’s enduring due to PA21 and 22, though, makes the surgery the easier part.

  11. 8 The Doctor is Still In ... Is a Fix In, Too?

    The second half of Rebeca’s discussion with Dr. Owen Perlman contains information about how and why PA21 and 22 were passed as well as insight into the everyday experience of caregivers. Thoughts about a bill currently being written in the House to “reform the reform” are also shared.

  12. 7 The Doctor is In

    Today we share a precious note from a patient (who has been impacted by PA21 and 22) to his mom on Thanksgiving. Then, Dr. Owen Perlman gives incredible insight into how auto no-fault reform is causing a crisis in care across Michigan.

  13. 6 Happy Thanksgiving from Silent Crash

    Wishing all of our listeners and supporters a very Happy Thanksgiving from the Silent Crash family.

  14. 5 Will the Senator Please Rise?

    As she looks into the individuals who championed PA21 and PA22 into existence, Rebeca finds a striking lack of scandal…until she listens to a sermon. With a hope that it truly IS never too late to stand for what's right, we bring you Episode 5 of “Silent Crash.”

  15. 4 Lies, Damned Lies, and ... Politics

    While researching for the next deep dive episode, Rebeca is told of a recent Republican Senate Caucus meeting and the lies that were shared therein. She pauses to address the falsehoods by, among other things, sharing the discussions she had with Chalise and Karen.

  16. 3 A Tale of Two Men

    Did the 23rd richest person in the world have something to do with the changes to Michigan’s auto no-fault law? And, if so, why? We’ve been doing what you recommended: following the money. And we found some…interesting… details. We also met a war veteran whose story makes the catastrophe…

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  17. 2 Tricia, Jake, and a $5B Smokescreen

    Tricia sits down with me to share how the reforms have impacted her and her son Jake. We also respond to Gov. Whitmer’s statement today that $5 billion of the $23 billion MCCA fund be returned to citizens.

  18. 1 The Story Begins

    Something Sinister Lurks in Michigan.

  19. Silent Crash - Trailer

    In the dark of night, a piece of legislation was signed into law on Mackinac Island last year. On July 2, 2021, it took effect - to the devastation of thousands. Silent Crash details the stories of the quiet unraveling of Michigan's Auto Nofault and the Destruction of Lives.

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ABOUT THIS SHOW

In the dark of night, a piece of legislation was signed into law on Mackinac Island last year. On July 2, 2021, it took effect - to the devastation of thousands.

PA 21 gutted no-fault auto insurance - the program that Michigan drivers have paid into since 1973. If a Michigan driver was in a catastrophic car accident and needed ongoing medical care past what the initial insurance covered, that fund paid for it.

For life.

It's a promise Michigan made to its paying citizens.

This isn't tax money. It's money those drivers paid into the fund through their insurance companies.

WITH PA21, MICHIGAN SURVIVORS OF CATASTROPHIC AUTO CRASHES SUDDENLY GOT THEIR BENEFITS CUT BY A WHOPPING 45%.

That’s 45% less in services they need to survive.

It also limited the hours that these survivors can get care to 56 hours per week. That's one caregiver, eight hours per day instead of the team of round-the-clock medical professionals

HOSTED BY

1C Story Network

Frequently Asked Questions

How many episodes does Silent Crash have?

Silent Crash currently has 19 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Silent Crash about?

In the dark of night, a piece of legislation was signed into law on Mackinac Island last year. On July 2, 2021, it took effect - to the devastation of thousands. PA 21 gutted no-fault auto insurance - the program that Michigan drivers have paid into since 1973. If a Michigan driver was in a...

How often does Silent Crash release new episodes?

Silent Crash has 19 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Silent Crash?

You can listen to Silent Crash on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Silent Crash?

Silent Crash is created and hosted by 1C Story Network.
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