Simply Financial with Kevin Wray

Whether you’re visiting one of the 63 national parks this summer or simply the local trail nearby, there are a number of best practices that apply to both your nature hikes and your retirement plan…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

In honor of Father’s Day, let’s tell a few dad jokes with a financial twist. And are there any underlying financial lessons that we can learn from them?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

In honor of the 40th anniversary of Top Gun’s release in 1986, let’s review some favorite quotes and scenes to see what they can teach us about our financial lives…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Let's discuss some of the unique retirement planning challenges that women face.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine what’s best for you… Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

It’s our annual Mother’s Day tradition here on the show. Let’s take some of the things that mom used to tell us and apply them to our financial planning…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Ever wonder what you should be doing to prepare for retirement at each stage of life? Tune into today’s show to find out.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Based on a recent article from Kiplinger, let’s talk about the five keys or rather, “five D’s” of retirement planning…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Guest Dan Cuprill joins the show to share how purposeful living, fearless financial planning, and pursuing passions like travel and adventure can transform retirement into a fulfilling “fourth quarter” of life.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Let’s discuss some things in the financial world that don’t always get the love that they deserve…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Let’s talk about a few things in the financial world that might not be all they’re cracked up to be...   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Sometimes people who have reached a conventional retirement age say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So let’s explore some of the possible meanings behind the statement, “I don’t want to retire.”   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

It’s always bad when somebody dies unexpectedly without any life insurance and leaves their family in a difficult financial position. But it might be even worse when somebody has life insurance that doesn’t pay out because they made one of these mistakes… Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Turning 62 might not seem like a big milestone since it’s not a number that ends in zero. But it’s a big milestone year when it comes to Social Security, because now you can start collecting checks, if you want to. But should you? Before you make a move, it’s important to know your “why” for whatever you choose.  Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

With the new year upon us, let’s run through the checklist of things people should be thinking about as it relates to their financial plans…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Like every new year, 2026 comes with a few new changes. Let’s talk about what you need to know about the year ahead and how to prepare for it financially.    Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Kevin will discuss how often he's seen certain things happen in his years of financial planning.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

With people thinking about end-of-the-year charitable donations, let's talk through how to give intentionally and also make the most out of how it fits in your portfolio and financial plan…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Makin’ a list and checkin’ it twice! In this episode, we’ll walk through a few scenarios and reveal whether the financial advisor in each one is acting naughty or nice. Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Even some seemingly negative financial circumstances can have a silver lining...   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

While there are some factors that are different for everyone in retirement planning (variables), there are also constants that affect everyone, no matter the specifics of your situation. How do we plan around these constants?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

What can air travel teach us about retirement planning? Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

This talented musician has taken over pop culture and is now engaged to NFL star Travis Kelce. But what wisdom does Taylor Swift have for us when it comes to retirement? Let’s go through some of her lyrics and find out…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

What can the game of golf teach us about retirement planning? Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

If you take a close look at most folks’ financial situations, you’ll find that it’s almost scandalous how some of their financial matters have been handled. Let’s talk about the steps people should take to create a scandal-free retirement…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Well, you’re retired. Now what? Some people subscribe to the “first year rule,” which says that the majority of your best retirement months will all take place in the first year of retirement. So how can you be strategic during that first year and set the tone in the right way, both emotionally and financially? Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Let's take a look at some of these classic Beatles lyrics from approximately sixty years ago and see if they might relate to your financial plan today… Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Sometimes the best way to optimize your money is simply to save it. Based on a recent article from AARP, let's talk through some quick and easy steps you can take that are often overlooked but can help reduce your expenses…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

What can we learn about investing from the restaurant industry?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

With the Wimbledon championship wrapping up, let’s take a look at what we can learn about retirement planning from the world’s most iconic tennis event…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

When most people think of milestone ages, they think of ages like 50, 60, 65, or 70. But turning 62 can also be a big milestone, and the decisions you make in that year can set the stage for many of your retirement plans. Let’s talk about some of the reasons it can be a milestone and questions you need to have answers to…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

One of the reasons that each person’s retirement plan needs to be individually customized is because each person has a completely different idea of what retirement should actually look like. Let’s talk through a few of the common concepts that people have about retirement…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Whether you’re tying the knot for the first time or getting married for the second (or third) time, the financial decisions and implications go way beyond the events of the big day. Marriage is not only a romantic and legal partnership, but a financial one, too. So, here’s a few tips to set that union up for long-term financial health… Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

In the book “The Five People You Meet in Heaven,” a man arrives in heaven and encounters five different people who impacted his journey and gave meaning to his life. Today we’re going to talk about the five people you should be meeting right before you retire. These are the people who can have a significant impact on your retirement and possibly even help give you a sense of purpose and direction as you enter into the next stage of life…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

We’re starting a financial book club where a couple of times a year, we’ll discuss a book in the financial realm to see what we can learn…or what we might disagree with. Today, we’ll look at a few concepts from Morgan Housel’s book, The Psychology of Money…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

A lot of people have questions about their retirement plan, but we find that they could often be asking much better questions…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Thanks to a variety of economic circumstances, many people are experiencing some form of financial anxiety at the moment. Listen in to hear how Kevin is advising clients in these situations right now…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

What does retirement planning have in common with growing a garden?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Plenty of people have concerns about stock market volatility, a potential recession on the horizon, and fears for the economy amidst federal layoffs and tariffs. What if you’ve had 2025 marked on the calendar for a while as the year you plan to retire? Is this a bad time to do it?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

In honor of April Fools Day, let’s look at some of the things people hear that they often get fooled by in the financial realm…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

It’s important to be able to recognize the difference between an advisor who actually has a planning process versus one who just gives sales pitches all day. Here are some signs that an advisor is more focused on selling than planning...   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

A recent survey from Financial Advisor Magazine was completed by nearly 400 advisors, the majority of whom have been in the business for more than 20 years. Based on that survey, let’s see what are other financial advisors experiencing with clients… Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

What can we learn about retirement planning from these popular board games?   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Tune in as Kevin dives into some interesting retirement demographics and shares how they play a role in his planning process.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

In light of Valentine’s Day, let’s talk about the five love languages: acts of service, quality time, words of affirmation, gifts, and touch. Made popular by the marriage counselor and author, Gary Chapman, let’s see how you may encounter these love languages when it comes to financial planning.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Well, the Kansas City Chiefs are going to the Super Bowl…again. So their coach Andy Reid probably won’t be retiring anytime soon, but let’s still see what we can learn about retirement planning from these quotes from the Chiefs coach.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

Dolly Parton, the “queen of country music,” beloved singer-songwriter, actor, and philanthropist just turned 79. So to honor her, let’s see how we can apply a few of her quotes to our financial life…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

With the new year upon us, let’s run through the checklist of things people should be thinking about as it relates to their financial plans…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

As we kick off 2025, a lot of people consider what they want the year to look like and how to put their best foot forward, especially financially. Think: “new year, new me!” To figure out what the new “you” is all about, sometimes it helps to reflect first on what you’ve done in the past and what you want to change moving forward. Today, we’ll talk about the financial decisions and habits you’ve maybe had in the past and what changes you can make this year to embrace the new you.   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500

We hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn’t quite tell the whole story. Let’s discuss a few examples…   Contact Information: Website: https://insightfolios.com/ Phone: 704-529-9500