Smarter Online Safety with Jocelyn King

🚨 AI can now clone a voice from just a few seconds of audio — which means "I recognized their voice" isn't proof of anything anymore. I'm Jocelyn King, and this week on the Smarter Online Safety Show I sit down with retired U.S. Army Brigadier General Terri Borras — 40 years in military intelligence, former Assistant Deputy Chief of Staff for Intelligence at the Pentagon, and now one of the sharpest voices working in cognitive security and deepfake detection. What she told me changed how I think about every "safe" system I use. We get into: ✔️ Why the real danger isn't inside your security systems — it's in the "seams" between them, and attackers already know exactly where those gaps are ✔️ How AI voice cloning and deepfakes are already being used to impersonate your family, your bank, and your boss ✔️ Why scam calls are built to rush you — and the one habit that shuts down almost every one of them ✔️ What you're secretly authorizing every time you let an AI agent act on your behalf (hint: "I told it not to" won't protect you) ✔️ The 72-hour window that decides whether a departing employee can quietly wipe out a small business ✔️ Why "I'm not important enough to be targeted" is the most dangerous sentence you can tell yourself ✔️ What cognitive security — I call it neurosecurity — really means, and why your own brain is now the #1 attack surface Her rule for all of it, in three words: Pause. Verify. Act. 👤 CONNECT WITH RETD. BRIGADIER GENERAL TERRI BORRAS LinkedIn: https://www.linkedin.com/in/aidatborras/  🔒 MORE FROM SMARTER ONLINE SAFETY Subscribe: https://www.youtube.com/@saferjocelynking  Website: https://www.smarteronlinesafety.com/  I'm Jocelyn King, the Queen of Online Safety and a Top 10 Woman in Cybersecurity — here every week to help you and your family stay a step ahead of AI-powered scams. Subscribe so you never miss an episode. 📚 Referenced in this episode: AI voice-cloning capability, via Fox News : https://www.foxnews.com/tech/ai-voice-scams-clone-familys-voice 

Is pasting your work documents into ChatGPT putting your job on the line? 😳 In this episode of the Smarter Online Safety Show, I sit down with AI & data privacy attorney Charlyn Ho — a U.S. Navy veteran, former Big Law partner, and founder/CEO of Rikka Law Group — to break down exactly what happens to your data the second you hit "send" on ChatGPT, Claude, Gemini, or any AI chatbot. Charlyn has spent her career on the other side of the table from the world's biggest tech companies — she's represented Microsoft and Meta and read the fine print the rest of us just scroll past. In this conversation, we get into why free AI tools can quietly turn your confidential company data into a fireable (or sueable) offense, what "if you're not paying, you're the product" really means for your privacy, whether AI chatbots and companion apps are actually safe — or even legal — for kids and teens, and what small business owners need to know to use AI without a legal department. Whether you're an employee using AI at work, a parent worried about AI chatbots and your kids, or a small business owner building your first AI policy — this is your plain-English guide to using AI safely in 2026. 💡 WHAT YOU'LL LEARN IN THIS EPISODE: ✔️ Why pasting company data into free ChatGPT could get you fired or sued for breach of confidentiality ✔️ The real legal difference between free and paid AI tools (ChatGPT, Claude, Gemini, Perplexity) ✔️ What "you are the product" actually means for your data and privacy ✔️ Whether AI chatbots and companion apps are legal for kids and teens under COPPA ✔️ What FERPA does (and doesn't) protect when schools roll out AI tools ✔️ How smart devices like Alexa and Google Home have been subpoenaed as silent witnesses ✔️ How to build a smart, risk-based AI policy for your small business or team ✔️ Why "dark patterns" make it so hard to actually protect your privacy online ✔️ How Charlyn's firm is building AI compliance agents to make legal guidance more accessible 🔗 RESOURCES & LINKS MENTIONED IN THIS EPISODE: Connect with Charlyn Ho & Rikka Law Group: - Website: https://rikkagroup.com  - About Charlyn: https://rikkagroup.com/about/leadership  - Email: [email protected]  - Charlyn on Forbes: https://www.forbes.com/sites/charlynho/  - Youtube channel: https://www.youtube.com/@Rikka_Group   Legal resources referenced in this episode: - COPPA (Children's Online Privacy Protection Act) — FTC: https://www.ftc.gov/business-guidance/privacy-security/childrens-privacy  - FERPA (Family Educational Rights and Privacy Act) — U.S. Dept. of Education: https://studentprivacy.ed.gov/ferpa 

I just spent 9 days at Black Hat, DEFCON, and BSides Las Vegas — the week the industry calls "Hacker Summer Camp" — and I watched a stranger get deepfaked in real time. Here's my full debrief. I'm Jocelyn King, the Queen of Online Safety, and every August I go straight into the middle of it: 115°F heat, four conferences, and the smartest hackers and defenders on the planet showing exactly what they've broken. This year the takeaway was impossible to miss — AI isn't just a tool we use anymore. It's an active participant in both the attack and the defense. In this special edition of the Smarter Online Safety Show, I'm breaking down the five biggest things I took away from Hacker Summer Camp 2026, and turning every one of them into something you can actually do to protect yourself, your family, and your business. IN THIS EPISODE: ✅ The $40 kids' GPS smartwatch that can let a stranger track your child in real time — 36 million trackers, one shared server ✅ Why AI agents behave like teenagers, including a real military exercise where an AI refused a direct order ✅ "Ghostjacking" — how hackers hide instructions inside the activity logs your AI agent reads every day ✅ Why your AI assistant needs its own identity, and why "read" and "act" permissions are not the same thing ✅ Why AI-generated code isn't automatically secure code ✅ I watched a stranger get cloned — face and voice — live, and how it connects to a real $25.6 million deepfake video call scam ✅ The "employee" on your next video call who might not be a real person ✅ My SAFER method for spotting any scam, no matter what story it's wearing ✅ Why Cliff Stoll's 75-cent accounting error, 40 years later, is still the best lesson in cybersecurity 📘 Want the full playbook? My book, Digital Self-Defense in an AI World: How to Protect Yourself Online, walks you through the exact steps to protect yourself, your family, and your accounts: https://www.amazon.com/Digital-Self-Defense-AI-World-Yourself/dp/B0H4X258H3 

An AI agent escaped a testing lab and hacked into a real company's systems — with zero human direction. That's not science fiction, it happened in July 2026, and when I brought it up to my guest, a cybersecurity veteran with FOUR DECADES protecting Fortune 5 companies, healthcare systems, and government agencies, even he admitted: "That scared me." In this episode of Smarter Online Safety, I sit down with Rick Cobello — former Chief Information Security Officer, cybersecurity advisor, and now author of the cybercrime thriller *The Shady Side of Saratoga* — to talk about what's really happening behind the headlines. We get into: ✅ Why an autonomous AI agent breaking containment should worry every business owner ✅ The hidden truth about corporate data breaches (and why companies never tell you the real numbers) ✅ Why your medical records are worth more than your credit card on the dark web — and can't be "reissued" once they're stolen ✅ The free tool that shows if your email has already been exposed in a breach ✅ Simple, real steps — the same ones Rick teaches seniors in his own community classes — to audit your own digital safety ✅ How Rick turned 40 years of real cybersecurity cases into a page-turning crime novel Rick spent his career on the inside — General Electric, New York State cybersecurity leadership, healthcare systems holding millions of patient records — and he's seen the breaches nobody ever hears about. Now he's telling those stories through fiction, and in this conversation, he tells them to you straight. If you've ever wondered whether your data is really safe, or what a security expert actually does to protect himself online, this episode is your wake-up call. 📚 Grab Rick's book, The Shady Side of Saratoga, linked below. 🔗 Resources & Links Mentioned in This Episode - 📖 The Shady Side of Saratoga (Rick's novel, paperback) — https://www.amazon.com/Shady-Side-Saratoga-Richard-Cobello/dp/B0H3W7MMZV  - 📖 Kindle edition — https://www.amazon.com/Shady-Side-Saratoga-Richard-Cobello-ebook/dp/B0H3LSY767  - 🌐 Rick Cobello's official website — https://cobello.com/  - 🔍 Have I Been Pwned (check if your email's been exposed in a breach — the tool Rick recommends) — https://haveibeenpwned.com/  - 🛠️ IObit Advanced SystemCare (free PC protection/registry tool Rick uses) — https://www.iobit.com/en/advancedsystemcarefree.php  - 📰 Background on the AI agent incident referenced in this episode:   - CNN — https://www.cnn.com/2026/07/22/tech/openai-hugging-face-ai-cybersecurity    - Washington Post — https://www.washingtonpost.com/technology/interactive/2026/07/30/timeline-cyberattack-by-openais-ai-agent-shows-its-sophistication/ 

Is your feed even real anymore? In Part 2, I sit back down with security expert and RooVerse founder Ross Thorpe to talk about the AI-generated content quietly taking over social media — AI slop, bots, deepfakes, and how to actually spot it before it fools you. We get into the stats that stopped me in my tracks: how much of what you're scrolling past every day isn't made by a real person, what just a few minutes of chatbot use does to your brain, and the bots making up a huge share of "engagement" on the platforms you use daily. Ross also walks me through RooVerse, the human-only social app he built specifically to keep AI out, and shares the habits he actually uses to stay sane — and real — online. This is Part 2 of a two-part conversation. Haven't seen Part 1 yet? That's where we cover physical and campus safety — go listen to that first. In this episode: 🤖 Why "AI is the average" — and what that means for everything you're scrolling past 🤖 The real percentage of social media images that are now AI-generated 🤖 What 10 minutes of chatbot use does to your critical thinking 🤖 How to spot AI-generated content before it fools you 🤖 Inside RooVerse — the social app built with zero AI content, ever Ross Thorpe is the founder of RooVerse and works with NGS Security, the UK's leading security provider for universities and student accommodation. 🔗 RooVerse: https://rooverse.app/  🔗 NGS Security: https://www.ngssecurity.co.uk/  Sources & studies mentioned in this episode: 🔗 Forbes — AI-generated content now dominates social media images: https://www.forbes.com/sites/bernardmarr/2025/03/10/15-mind-blowing-ai-statistics-everyone-must-know-about-now/  🔗 Cambridge Disinformation Summit: https://www.jbs.cam.ac.uk/events/cambridge-disinformation-summit-2025/  🔗 ScrollAware — the "25 years scrolling" statistic: https://www.scrollaware.com/  🔗 MIT Media Lab — "Your Brain on ChatGPT" cognitive debt study: https://www.media.mit.edu/publications/your-brain-on-chatgpt/  🔗 MIT/Oxford/Carnegie Mellon/UCLA — study on 10 minutes of AI use reducing persistence: https://ai-project-website.github.io/AI-assistance-reduces-persistence/ 

Sending your kid off to college this year? Before move-in day, watch this. I sit down with campus security expert Ross Thorpe to talk about the college safety tips every parent and student actually needs — not the generic checklist, the real stuff. Ross has spent his career protecting university students on the ground, and in this episode we get into why "no" is a complete sentence, how to stay safe at parties and concerts without living in fear, the oversharing habit that turns your online presence into a physical safety risk, and what to actually do when someone won't take a boundary seriously. We also break down Maslow's Hierarchy of Needs and why you can't expect anyone — student or otherwise — to thrive if they don't feel safe first. This is Part 1 of a two-part conversation. Part 2 goes even deeper into the online side of safety — subscribe so you don't miss it. In this episode: 🔒 The #1 campus safety mistake students make in their first semester 🔒 Why physical safety and online safety are now the same conversation 🔒 What to say (and do) when someone won't respect a boundary 🔒 Simple habits that make you a harder target — without paranoia 🔒 The safety framework I now use with my own family Ross Thorpe works with NGS Security, the UK's leading security provider for universities and student accommodation. 🔗 NGS Security: https://www.ngssecurity.co.uk/  🔗 Maslow's Hierarchy of Needs (referenced in this episode): https://www.simplypsychology.org/maslow.html  If this helped you — or made you think differently about how you or your kid shows up online and in the real world — share it with someone heading off to campus this year. Subscribe for Part 2. Stay safe out there.

Cybersecurity expert Scott Schober has been hacked more times than he can count — so I sat him down to break exactly how AI voice cloning scams and SIM swap attacks are draining bank accounts right now, and the free, simple steps that actually stop them. In this episode of The Smarter Online Safety Show, I talk with Scott Schober — author of Hacked Again, Cybersecurity Is Everybody's Business, and Senior Cyber, and CEO of Berkeley Varitronics Systems — about the scams targeting your family, your phone number, and your bank account right now. We cover: ✅ How AI voice cloning scams trick families into wiring money to "grandkids" who were never in danger ✅ Why SIM swapping is the fastest-growing threat to your two-factor authentication ✅ The "digital footprint" mistake almost everyone makes on Google and social media ✅ Why changing your password every 90 days might actually make you LESS secure ✅ The counterintuitive password trick Scott swears by ✅ What high-net-worth individuals do differently to stay protected online Scott has personally been hacked — his credit cards, debit card, business account, social media, and website were all compromised — and turned that experience into a mission to help the rest of us stay safe online. If you or someone you love uses a smartphone, online banking, or social media, this conversation could save you from becoming the next victim. 🔗 MENTIONED IN THIS EPISODE / GUEST RESOURCES Scott Schober's website: https://scottschober.com/  Berkeley Varitronics Systems (Scott's company): https://www.bvsystems.com/  Book — Hacked Again: https://www.amazon.com/Hacked-Again-Scott-N-Schober/dp/099690221X  Book — Cybersecurity Is Everybody's Business: https://scottschober.com/cybersecurity-is-everybodys-business/  Book — Senior Cyber: Best Security Practices for Your Golden Years: https://www.amazon.com/Senior-Cyber-Security-Practices-Golden/dp/1736315803 Cybercrime Magazine: https://cybercrimemagazine.com  Scott's video podcast, "What Keeps You Up at Night?": https://scottschober.com/what-keeps-you-up-at-night/  Scott on LinkedIn: https://www.linkedin.com/in/snschober Scott on Instagram: https://www.instagram.com/scott_schober 

Your Venmo, Strava & Netflix accounts may be public right now — I sat down with Kraken's Global CISO to find out how to fix it. In this episode of the Smarter Online Safety Show, I'm joined by Dr. Alex Shulman-Peleg — Global CISO at Kraken, PhD in Computer Science, holder of 14 patents in cloud security and access control, and author of 30+ cybersecurity publications cited over 4,000 times. We dig into online privacy, social media privacy settings, identity theft, deepfakes, and digital self-defense in the age of AI. In this episode, you'll learn: ✅ Why your social media privacy settings are wide open by default — and exactly how to lock them down ✅ The hidden privacy risks of Strava, Venmo, and shared Netflix/streaming accounts ✅ How data breaches and identity fraud connect through your school, utility, and everyday online accounts ✅ Why you should treat every single online account like a bank account ✅ How AI deepfakes and identity theft are now combining to target everyday people ✅ The tagging and photo-sharing setting most people forget even exists ✅ Simple password manager and multi-factor authentication (MFA) habits that actually work ✅ A true story about how good intentions online can be weaponized against the people we're trying to protect 👤 About Alex Shulman-Peleg: Alex is the Global CISO at Kraken ( https://www.kraken.tech ), the AI-powered energy tech platform, and has previously built and scaled cloud security programs at EY, Citigroup, and IBM Research. 🔗 LinkedIn: https://www.linkedin.com/in/shulmana/  🔗 Google Scholar (publications & patents): https://scholar.google.com/citations?user=O7t54HwAAAAJ  🔗 ONUG board profile: https://onug.net  If this episode helped you, share it with someone who needs to hear it — because once your privacy is gone, it's a lot harder to get back.

AI scams are getting smarter every day — and even cybersecurity experts almost get fooled by them. In this episode I sit down with ethical hacker and social engineering expert Lee Anderson to break down exactly how phishing, AI-powered scams, and online predators are targeting you, your kids, and your smart home devices right now — and what actually stops them. Lee has spent 16+ years inside offensive security and phishing programs, and he doesn't sugarcoat it: he shares the moment his own son nearly fell for a phishing scam, and why he says "even someone who's in it isn't immune." 🔐 What you'll learn in this episode: ✅ Why AI scams are fooling even trained cybersecurity professionals ✅ The truth about "deleting" files — and why your old hard drive isn't as clean as you think ✅ How online predators actually groom kids (and how to talk to your kids about it without fear) ✅ The hidden malware risk inside smart devices like digital photo frames and TV streaming boxes ✅ How to set up a guest Wi-Fi network to protect your home (explained in plain English) ✅ VPNs 101 — what they actually protect you from, and what they don't ✅ How to pick a VPN you can actually trust ✅ Simple digital self-defense habits that build real cyber resilience 👤 About my guest: Lee Anderson is a cybersecurity expert and Masters-level Social Engineer with 16+ years of experience in offensive security, phishing, and security awareness training. He's a longtime volunteer with the Innocent Lives Foundation, working to identify and help bring online predators to justice, and is the founder of the "Curious and Secure" brand and the Hack Attack Defense game. 🔗 Innocent Lives Foundation: https://www.innocentlivesfoundation.org 

How do you find a hidden camera in your hotel room before it's too late? In Part 2, executive protection expert Frank Roberson and I go even deeper. Missed Part 1? Start there first — this picks up right where we left off. I open up about my own cybercrime attack, where hackers impersonated a family member to disable my alarms and cameras, unlock my deadbolts, and plant surveillance inside my own home without leaving a trace. From there, Frank and I cover how your smart devices can become an attack surface used against you, and the wire fraud scheme that cost one family office over $400,000 after criminals studied their billing patterns for three months before striking. We also break down hidden camera detection while traveling, including a pre-check-in bug sweep that found recording devices planted in a Super Bowl host hotel room, and a real hidden camera found behind a USB plug in a restaurant bathroom. Frank also walks through the hotel security assessment he did in London (with Johnny Depp staying down the hall), the pickpocket scams tourists run into in Europe, the "rule of three" test his team uses to spot if someone is following you, and why situational awareness at a gas station could save your life. Frank has spent over two decades in executive protection, counterintelligence, and high-threat response as CEO of the Black Rhino Group. He breaks down the pre-event indicators, gut-instinct signals, and simple checklist habits that separate being prepared from being paranoid. If you travel, work remotely, or just want more control over your own privacy and safety, this episode is for you. 🔗 Learn more about Frank & Black Rhino Group: https://blackrhinogrp.com/ 

Could a real bodyguard have stopped Kim Kardashian's robbery? I asked executive protection expert Frank Roberson — and Part 1 of our conversation is wild. I sat down with Frank Roberson, CEO of the Black Rhino Group, to find out what it actually takes to keep billionaires, CEOs, and A-list celebrities alive. This is Part 1 of a two-part deep dive into the real world of bodyguards, close protection, and personal security. In this episode I ask Frank point blank: if Kim Kardashian had hired him, would her robbery have even happened? His answer changed how I think about celebrity security. We also get into the background check that uncovered a client's pool cleaner was secretly the getaway driver in a triple murder, the direct threat case where two suspects turned out to be active-duty sheriff's deputies, why Marissa Mayer's advance team failed her outside a board meeting, and the true story of a singer whose hotel balcony was breached by someone who simply climbed the drainpipe. Frank has spent over two decades in executive protection, counterintelligence, and high-threat response. He's a Texas-licensed Personal Protection Officer, a Certified Security Manager, and a private investigator who has protected elected officials, high-net-worth families, and public figures worldwide. He breaks down the geofencing technology, deep background-check tactics, and advance-work strategies real protection teams use to stop a threat before it happens. If you've ever wondered how bodyguards actually think, what "advance work" means, or why the safest people you know are prepared instead of paranoid — this episode is for you. Part 2 drops soon, going deeper into home security, hidden cameras, and how your own devices can be turned against you. 🔗 Learn more about Frank & Black Rhino Group: https://blackrhinogrp.com/  🔔 Subscribe for new episodes of the Smarter Online Safety Show 💬 Comment below: what would YOU ask a real bodyguard?

Are AI agents about to change everything? In this episode of Smarter Online Safety, I sit down with AI builder Andrew Melnychuk-Oseen to explain what AI agents really are, how agentic AI works, and how to use this technology safely — without handing over the keys to your business or your data. Most people think AI is just ChatGPT answering questions. But AI agents are different: they can select information, make decisions, and take action on their own. Andrew shares the moment an agent started writing and running its own code on his computer ("legitimately scary"), and then breaks down exactly how to stay in control. Whether you're an AI beginner, a business owner, or just trying to keep up, this is your no-hype, safety-first guide to the agentic AI era. 🤖 In this episode, you'll learn: * What AI agents are and how they actually work * The difference between an LLM and true intelligence (and why superintelligence isn't here yet) * The real cybersecurity risks of giving AI agents access and permissions * How to use agents safely with limited permissions, approval gates & human-in-the-loop * 2 techniques anyone can use: context hardening + chain of verification (to cut AI hallucinations dramatically) * Why AI agents, crypto, and free models could reshape companies and governments * The new "AI literacy" skills everyone will need 🔗 Connect with Andrew: LinkedIn @AMOVFX | saagasolve.com 

Could you tell if a phone call from your "grandchild" was actually an AI deepfake? In this episode I sit down with 30-year cybersecurity expert Craig Taylor to break down the AI voice scams emptying families' bank accounts — and the one simple trick that stops them cold. AI voice cloning scams, deepfake fraud, and AI-powered phishing are exploding in 2026, and most people have no idea how easy it now is for a scammer to clone a loved one's voice from a few seconds of audio. So I brought on Craig Taylor — CISSP, virtual Chief Security Officer, and founder of the cybersecurity training company CyberHoot — to make online safety simple, practical, and actually doable. We get real about how these scams work, why fear-based "cybersecurity training" fails, and the exact steps you can take today to protect your family, your money, and your peace of mind. Whether you're a parent, a grandparent, a small business owner, or someone who just doesn't want to become the next statistic, this one's for you. Here's what we cover: ✅ How AI voice cloning & deepfake scams trick even smart people ✅ The family "safe word" that instantly defeats AI impersonation scams ✅ Why password managers, MFA & passkeys are non-negotiable in 2026 ✅ Facebook Marketplace overpayment scams (and how I almost fell for one) ✅ Fake charity & donation scams — and how to verify before you give ✅ Email domain spoofing tricks scammers use to steal your money ✅ The psychology hackers use to manipulate you — and how to beat it ✅ How to protect your kids and aging parents online If you've ever had a brush with a scam — or love someone who has — you're not alone, and you're not powerless. This conversation will leave you smarter, safer, and a whole lot harder to scam. 🎧 Grab Craig's FREE individual cybersecurity training → cyberhoot.com/individuals 

🔒 AI scams, deepfakes, and online predators are coming for our families like never before — so I sat down with one of the most respected cybersecurity experts in the world to break down exactly how to protect yourself, your kids, and the people you love… in plain English. I'm Jocelyn King, the Queen of Online Safety, and on this special edition of the Smarter Online Safety Show I'm joined by Gary Hayslip — Navy veteran, the first-ever Chief Information Security Officer (CISO) for the City of San Diego, and the cyber leader who's defended a $200 billion fund and vetted 700+ companies. He's also a dad of two, so he truly gets what's at stake. We get real about the threats targeting your family right now: ✅ How to protect your kids from AI scams, sextortion & deepfakes ✅ The truth about "nudify" apps every parent needs to hear ✅ The apps quietly spying on you and selling your data ✅ Phone security settings you should fix tonight ✅ How AI is being used against you — and how to make it work FOR you ✅ What's coming next in AI cyber threats (agentic ransomware is closer than you think) If you've ever asked "what do I actually need to do to stay safe online?" — this is the no-jargon conversation to send to everyone you care about. 👉 Grab my book, Digital Self-Defense in an AI World, and take just ONE step today to protect your family : https://a.co/d/02VwcNLp 

Want to get into crypto without getting scammed?  In this episode of Smarter Online Safety, I sit down with Bitcoin expert Andrew Melnychuk-Oseen to break down cryptocurrency, self-custody, and crypto security for beginners — so you can protect your money before you ever buy your first coin. I'll be honest: most people lose crypto not to bad markets, but to bad security. So Andrew and I get practical. We cover what Bitcoin actually is (hint: it's new market infrastructure, not just "internet money"), why self-custody matters, how hardware wallets and private keys work, and the single biggest red flag that means someone is trying to steal your money. If anyone ever asks for your private key — they're scamming you. Full stop. Whether you're crypto-curious, a total beginner, or you've been burned before, this is your no-hype, safety-first guide to entering the crypto world with confidence. 🔐 In this episode, you'll learn: * How to buy and store Bitcoin safely as a beginner * What self-custody is and why "not your keys, not your coins" matters * How hardware wallets, private keys & multi-signature wallets protect you * The most common crypto scams in 2026 — and how to avoid them * Why crypto volatility happens and how to manage your risk * How to start small and "dip your toes in" the smart way * Where AI agents and cryptocurrency are heading next 🔗 Connect with Andrew: LinkedIn @AMOVFX | saagasolve.com

AI scams are getting scary good — and in this episode I sit down with CIO Ryan Drumheller to break down exactly how to protect yourself online in 2026. We get real about the threats hitting everyday people right now: AI-powered phishing emails that look 100% legit, voice cloning scams where criminals call just to steal your voice, deepfakes, account takeovers, and the fake "renewal charge" emails fooling thousands. Most importantly, I share the simple, no-jargon habits that actually keep you safe — including the one rule Ryan swears by: if you don't know, don't click. In this episode you'll learn: ✅ How AI is supercharging scams (and why even experts almost get fooled) ✅ Why hackers are calling just to capture your voiceprint ✅ The "verify, don't trust" rule that stops AI impersonation scams ✅ Why you NEED a password manager (only 37% of people use one!) ✅ How to help non-techy parents and seniors stay safe online Whether you're a business leader, an entrepreneur, or just someone who wants to stop worrying about scams, this one's for you. 🎧 Catch the Smarter Online Safety Show on 12 podcast platforms + right here every week. 📘 My new book Digital Self-Defense in an AI World: How to Protect Yourself Online is coming soon — stay tuned! 👤 Guest: Ryan Drumheller — fractional CIO, early AI-adoption advocate & host of the Decline Invite Podcast (Website: https://stellarhorn.com)

In this episode I break down the FBI's 2026 Internet Crime Report — and the 10 biggest scams and cybercrime threats every American needs to know to protect themselves. Americans lost a record $21 billion to online scams last year, and for the first time the FBI is tracking AI scams: voice cloning, deepfakes, and AI phishing. I'm Jocelyn King, the Queen of Online Safety, and I'm pulling the 10 most important takeaways out of the report for you — including crypto and investment fraud (now the #1 money loss), why seniors are losing the most, business email compromise, government impersonation scams, and ransomware hitting hospitals and infrastructure. I also share my own story of losing half a million dollars to cybercriminals, and exactly how you can stay safe. If this helped you, please share it with someone you love so they don't become next year's statistic. 👉 Subscribe to the Smarter Online Safety Show for cybersecurity tips, scam alerts, and online safety advice that actually keeps you protected.

How do you lose $200,000 to a Coinbase crypto scam in 30 minutes?  On this episode of the Smarter Online Safety Show, I sit down with Dr. Ed Holliday — "Doc Holliday" — a Mississippi dentist and 8-year crypto investor who was drained on Valentine's Day by one of the most sophisticated social engineering scams I've ever heard. Doc walks me through every step: how scammers used a fake Google support call, AI-generated emails, and a fake "Coinbase Asset Protection Security Team" to take over his computer, drain his MetaMask, Exodus, Atomic, and Math wallets, and steal his Chainlink, Bitcoin, and Polymath tokens — all in under an hour. If you own cryptocurrency, use Coinbase, or know anyone who dabbles in crypto, please watch and share. We cover the exact red flags, the fight-or-flight psychology scammers weaponize, and the simple rules that would have saved him $200K. 📘 Get Doc's book "My 200K Nightmare" + play his free scam-prevention game → my200knightmare.com 

AI safety isn't optional anymore.    In this Mother's Day edition of The Smarter Online Safety Show, I sit down with 30-year cybersecurity and AI expert Tammy Schuring to unpack the biggest AI risks, agentic AI threats, and data privacy mistakes every family is making in 2026. We dive into why your data is the new gold, how AI tools like ChatGPT, Claude, and Gemini are quietly harvesting your personal information, and the shocking sandbox experiment where AI sold Tammy's couch 50 times — and leaked her home address. Tammy reveals her game-changing concept of "psychological cybersecurity," why AI must be parented like an adolescent, and the exact do's and don'ts to keep your data, your kids, and your identity safe online. Whether you're a busy mom acting as the Chief Safety Officer of your family, a small business owner, or simply AI-curious — this episode delivers actionable AI safety tips, cybersecurity strategies, and online privacy advice you can use today. 🛡️ What you'll learn in this episode: * How agentic AI is putting your personal data at exponential risk * The truth about ChatGPT, Claude, Gemini, and your privacy * How to protect your kids' digital identity from cyber threats * Why "data is the new gold" — and how to safeguard yours * The AI mistakes most people make (and exactly how to avoid them) * Tammy's #1 rule for using AI safely in 2026

Anonymity is dead — and I sat down with the "Mr. Wolf of Operations" to find out exactly how data brokers, AI, and your own phone are tracking every move you make. In this episode of the Smarter Online Safety Show, I'm joined by Roy Daya, founder of POVA.ai and a 20-year veteran of cyber operations and fraud investigations across 30+ countries. Roy reveals the uncomfortable truth about online privacy in 2026 — your phone sells your location 100 times a day, your supermarket knows you're pregnant before you do, and credit card companies can predict your divorce 23 months in advance. We cover how data brokers legally sell your personal information, why anonymity online is essentially gone, how hackers stay hidden in plain sight inside corporate email chains, and the real-world fraud cases Roy has uncovered — including a parking garage scan that accidentally exposed every affair in the building. If you care about data privacy, online safety, cybersecurity, identity protection, or simply want to know how to stop being tracked, this conversation will change the way you think about your digital footprint forever. 🔑 What you'll learn in this episode: * How data brokers collect and sell your personal data legally * Why turning off your phone doesn't make you invisible * How AI uses pattern recognition to predict your behavior * The truth about public Wi-Fi, session tokens, and stealth hackers * Real fraud and embezzlement cases from 30+ countries * Practical privacy tips: data broker removal, air-gapped devices, and VPN strategy * Why your weakest link determines your entire online security 👤 About my guest: Roy Daya is the founder of POVA.ai, a private intelligence platform that analyzes billions of operational data points to detect fraud, embezzlement, and hidden patterns inside organizations. Known as the "Mr. Wolf of Operations," he's the expert that boards, executives, and private equity firms call when the numbers don't add up. 🌐 Connect with Roy Daya: Website: https://pova.ai  LinkedIn: Roy Daya

🚨 Is your AI running on flat tires? Matt Soltau from IntelliPaaS reveals why legacy data systems are sabotaging your AI investment and putting your business at risk. In this episode of Smarter Online Safety, discover how disconnected databases, poor data integration, and outdated legacy systems create massive cybersecurity vulnerabilities. Learn how to protect your company's AI from data compliance issues, PII breaches, and LLM security risks before it's too late. 🔑 What You'll Learn: - Why enterprise AI fails without proper data integration - How legacy data systems expose your business to cyber threats - Data compliance strategies for AI and machine learning - Protecting sensitive information in large language models - Building a secure data foundation for AI transformation - Identity security and zero trust architecture for business - Cloud data integration best practices 2026 💡 Expert: Matt Soltau, Data Integration Specialist at IntelliPaaS 🎯 Perfect for: CISOs, CTOs, Business Leaders, IT Professionals, Data Engineers 📌 RESOURCES: IntelliPaaS: https://www.intellipaas.io/ 

Former CIA officer reveals life-saving security secrets everyone needs. Tim Beard shares expert travel safety tips, cybersecurity protection, home security strategies, and fraud prevention from his Look Twice Mindset book series. 🔐 What You'll Learn: ✅ Travel safety secrets from intelligence professionals ✅ Cybersecurity tips to protect yourself online ✅ Home security strategies that actually work ✅ Business travel safety protocols ✅ Fraud prevention techniques ✅ Personal safety and self-defense basics ✅ Emergency preparedness essentials Tim Beard is a former intelligence officer and author of the Look Twice Mindset series—640+ pages of proven security advice for everyday people. Learn the same techniques used by CIA officers to stay safe anywhere in the world. Perfect for: travelers, remote workers, families, business professionals, digital nomads, solo travelers, parents, seniors, students, expats. 📚 Get the Look Twice Mindset books: https://www.amazon.in/stores/Tim-Beard/author/B0G4XYR4JF?ref=ap_rdr&shoppingPortalEnabled=true 

A hotel guest just lost $10,000 to an email scam—and it could happen to you. This episode exposes how AI-powered phishing attacks are targeting travelers through vacation reservation scams and why your email inbox is literally a crime scene. Learn the exact cybersecurity steps to protect yourself from online scams in 2026. 🚨 WHAT YOU'LL LEARN: - How AI scammers craft perfect phishing emails that bypass security - The hotel email scam that cost someone $10,000 (real story) - Why data breaches expose your vacation plans to cybercriminals - Cookie tracking secrets that put your privacy at risk - Browser security settings everyone needs to change NOW - How to spot fake emails from hotels, airlines, and banks - The "hover over" technique that stops scams instantly This isn't just about email security—it's about protecting your money, your identity, and your peace of mind from sophisticated cyber attacks. Whether you're booking travel, shopping online, or just checking email, these phishing prevention strategies are essential for 2026. 🔐 PROTECT YOURSELF: Never click links in emails from banks, airlines, or hotels. Always go directly to the known website. Set your browser cookies to "essential only." Clear your cache regularly (C-A-C-H-E, not cash!). Hover over email addresses before clicking anything. 💬 Have you received a suspicious email lately? Share in the comments to help others stay safe!

🚨 Your cell phone can't call 911 the way you think. Emergency response expert Avery Piantedosi reveals critical gaps in 911 technology and why wearable safety devices could save your life. Discover why emergency response systems are failing families and workplaces—and what you can do about it. From fall detection to GPS tracking, learn the truth about personal safety technology in 2026. 💡 KEY TOPICS COVERED: ⚠️ Critical gaps in 911 emergency response systems 📱 Why cell phones haven't kept up with emergency technology ⌚ Wearable safety devices that actually work 👨‍👩‍👧 Family emergency preparedness strategies 🏢 Workplace safety solutions for businesses 🆘 Fall detection and real-time GPS tracking 📞 Emergency alert systems explained 🛡️ Proactive vs reactive safety planning 👤 ABOUT AVERY PIANTEDOSI: Founder of LifeKnight, a wearable safety technology company revolutionizing emergency response. Expert in personal safety devices, workplace protection, and emergency preparedness. 🔗 LEARN MORE: LifeKnight: https://lifeknight.ai/  Connect with Avery: https://www.linkedin.com/in/averypiantedosi/  📢 Don't wait for an emergency to realize your phone can't save you. Subscribe for more safety and security insights!

Are you accidentally making it easy for hackers to steal your money and data?  In this episode of the Smarter Online Safety show, Jocelyn King sits down with IT and cybersecurity expert Alejandro Sansevieri to break down the everyday habits that put you at risk—and exactly how to fix them. Whether you are a CEO protecting a business or a parent trying to keep your family safe online, cybersecurity isn't just about buying software; it's about building a culture of awareness. Alejandro shares decades of frontline experience and reveals simple, actionable steps anyone can take right now to become an unattractive target for cybercriminals. In this episode, you will learn: * The Fake QR Code Scam: Why you should think twice before scanning a parking meter QR code, and how scammers are draining bank accounts with fake stickers. * The $300 Credit Card Rule: A brilliant, simple strategy to limit your financial exposure when shopping or traveling. * Virtual Credit Cards: What they are, how to get them, and why they are the ultimate defense against unwanted recurring subscriptions and online theft. * Business Email Compromise: How the simple "urgency trap" takes down entire companies, and the one question every employee needs to ask their boss. * Medical & Small Business Risks: Why you should absolutely stop giving your Social Security Number to your dentist or local businesses. Connect with our Guest, Alejandro Sansevieri: 🌐 Learn more about his cybersecurity training at: 911DataHelp.com 

Are your smart home devices spying on you?  In this episode of Smarter Online Safety , cybersecurity expert Lara Hamilton, Director of IT Services at HelpDesk Realty , reveals how cybercriminals are weaponizing AI to target everyday people. We dive deep into the hidden dangers of the technology you use daily. From the shocking privacy risks of smart vacuums and automatic litter boxes to the massive data leaks caused by employees using public AI tools at work, you'll learn exactly how to lock down your digital footprint. 🔍 What You'll Learn in This Episode: * How hackers use AI to execute terrifying, highly convincing scams. * Why 90% of corporate AI pilots fail and the severe security risks they create. * The unsettling truth about the microphones and cameras connected to your home Wi-Fi. * Why multi-factor authentication (MFA) is a non-negotiable step for protecting your bank and social media accounts. Don't wait until your personal data ends up for sale on the dark web. Hit play to learn how to secure your digital life today!

Is your personal information already on the dark web? The short answer is yes. But that doesn't mean you have to be a victim. In this episode of the Smarter Online Safety Show, host Jocelyn King sits down with cybersecurity expert and private investigator Robert Siciliano to reveal the truth about modern online threats. As the CEO of Safer.Me with over 30 years of experience in physical and virtual protection, Robert breaks down exactly how hackers target you and the simple, non-paranoid steps you can take to secure your digital life. In this episode, we cover: * The Dark Web Reality Check: Why your data is already out there, and the #1 free tool (a credit freeze) you need to make it completely useless to thieves. * The "Silent Wealth Killer": How innocent "wrong number" text messages are engineered to drain retirement accounts through fake crypto investments. * The Human Blind Spot: Why our biological instinct to trust people is the exact loophole scammers exploit. * Password Manager Truths: Why 95% of cybersecurity professionals trust password managers, and why you should stop using the same password across multiple accounts. Don't let a "human blind spot" cost you your life savings. Watch this video to learn how to build your own Strategic Human Firewall, and please share this episode to help protect your friends and family! 🔗 Connect with our Guest: Learn more about Robert Siciliano and his training programs at protectnowllc.com .

Is that actually your boss on the Zoom call? In 2026, AI deepfakes and voice cloning scams have evolved into a multi-billion dollar industry known as industrialized fraud. In this episode, we sit down with Padraic O'Reilly, Chief Innovation Officer at CyberSaint, to reveal how cybercriminals are using advanced generative AI to bypass traditional security and target individuals and corporations alike. From the Colonial Pipeline post-mortem to the rise of AI-driven social engineering, we break down why traditional cybersecurity is failing and what you need to do right now to stay safe. Learn the "Safe Word" strategy that can save your family from impersonation scams and why two-factor authentication (2FA) is your strongest defense against modern identity theft. In this video, you will discover: * The truth about Colonial Pipeline and critical infrastructure vulnerabilities. * How AI voice cloning and synthetic media are used in "Vishing" attacks. * Why industrialized fraud is the scariest phishing trend of 2026. * Practical steps for online safety and protecting your digital identity. 🔗 RESOURCES: Protect your business at: https://www.cybersaint.com  Get more safety tips: https://www.smarteronlinesafety.com 

Are you safe from the new wave of AI scams in 2026? In this episode of Smarter Online Safety, host Jocelyn King sits down with professional threat hunter Travis Simcox to reveal the terrifying truth about how cybercriminals are using artificial intelligence to hack your psychology, not just your computer.  From AI-powered phishing kits that send millions of emails a week to adversary-in-the-middle (AiTM) attacks that bypass MFA (Multi-Factor Authentication), we break down the high-tech tools used by modern cyber crime rings.  What You’ll Learn in This Episode: * The 2026 AI Threat Landscape: How social engineering is evolving with AI voices and automated bots.  * Browser-in-the-Browser Attacks: A simple "drag test" to spot a fake login window instantly.  * MFA Interception: How scammers trick you into giving up your one-time password (OTP) through fake bank calls.  * Check Fraud for Gen Z: Why the "funds availability" policy is being weaponized against younger people.  * The Passkey Solution: Why Passkeys are currently your best defense against sophisticated phishing.  Don't wait until your account is drained. Learn the cybersecurity habits and threat research insights you need to stay ahead of the curve. 

Are you unknowingly giving away more data than you think? In Part 2 of The Smarter Online Safety Show, host Jocelyn King continues her powerful conversation with Charly Leetham, 40-year tech veteran and trusted “tech wrangler,” diving even deeper into the practical side of protecting yourself online. If Part 1 exposed how privacy has changed, Part 2 is all about what you can actually do about it. Charly shares simple, actionable steps to take back control of your digital life—without overwhelm, tech jargon, or scare tactics. From smart device settings to everyday habits that dramatically lower your risk, this episode is your practical guide to staying safe in an AI-powered world. In this episode, you’ll learn: - The simple privacy settings most people forget to check - How to reduce your digital footprint without disappearing from the internet - The truth about “free” apps and what they’re really collecting - Smart ways to manage passwords (without driving yourself crazy) - How to protect yourself from social engineering attacks - Why convenience is often the biggest security risk - What to do if you think your data has already been exposed - How to build long-term digital confidence for you and your family This episode is about empowerment—not paranoia. Because staying safe online doesn’t require being technical… it requires being aware. Connect with Charly: Instagram: https://www.instagram.com/ask_charly_leetham Facebook: https://www.facebook.com/AskCharlyLeetham/ LinkedIn: https://www.linkedin.com/in/charlyleetham/ Twitter/X: https://x.com/yourbizmgr Website: https://askcharlyleetham.com/ 👍 Like, 🔔 Subscribe, and 💬 Comment: What’s one privacy habit you’re committing to this week? The Smarter Online Safety Show helps everyday people understand cybersecurity, privacy, and digital safety—simply, clearly, and without fear. 🔗 Connect & Stay Cyber Smart Follow Jocelyn King for weekly tips on online safety, privacy, and digital confidence. #OnlineSafety #CyberSecurity #DigitalPrivacy #AIandSecurity #CyberAwareness #SmarterOnlineSafety

Are you really private online anymore? If you’ve ever searched for something once—and then watched ads for it follow you across the internet—this episode is for you. In this episode of The Smarter Online Safety Show, host Jocelyn King sits down with Charly Leetham, a 40-year tech veteran and self-described “tech wrangler,” to unpack what online privacy actually looks like in today’s AI-driven, data-tracking world. From the days of dial-up and cassette tapes to modern AI and cybercrime, Charly has truly seen it all. She shares practical, real-world guidance—without jargon or fear tactics—to help everyday people stay safe, sane, and secure online. In this episode, you’ll learn: -Why online “privacy” isn’t what it used to be -How marketers and hackers track your data—and how to limit it -The danger of upgrading too fast… and the even bigger risk of skipping updates -Why hackers love software release notes -What personal information you should never share online -How to spot red flags when websites ask for your details -Simple habits that can dramatically reduce your risk of identity theft -How AI is changing cybercrime—and how to stay protected without being technical Connect with Charly: -Intagram: https://www.instagram.com/ask_charly_leetham -Facebook: https://www.facebook.com/AskCharlyLeetham/ -LinkedIn: https://www.linkedin.com/in/charlyleetham/ -Twitter: https://x.com/yourbizmgr -Website: https://askcharlyleetham.com/ 👉 Watch the full episode to learn how to protect your privacy in an AI-powered world. 👍 Like, 🔔 Subscribe, and 💬 Comment with your biggest online privacy concern. The Smarter Online Safety Show helps everyday people understand cybersecurity, privacy, and digital safety—simply, clearly, and without fear. 🔗 Connect & Stay Cyber Smart Follow Jocelyn King for weekly tips on online safety, privacy, and digital confidence. #OnlineSafety #CyberSecurity #DigitalPrivacy #AIandSecurity #CyberAwareness #SmarterOnlineSafety

How can parents keep kids safe online without fear or constant conflict? 📱👨‍👩‍👧‍👦 In this episode of Smarter Online Safety, host Jocelyn King sits down with internationally recognized parenting expert Sue Atkins to talk about raising confident, safe kids in today’s digital world. They cover age-appropriate screen time, how to spot early signs of cyberbullying and online harm, and simple ways to have ongoing conversations with kids about online safety—without scaring them or shutting them down. You’ll learn: 1. Online safety tips for kids at different ages 2. What warning signs parents should watch for 3. How to talk to kids about online risks calmly 4. Why connection matters more than control 5. This episode is a must-watch for parents, caregivers, and anyone supporting children online. 👉 Watch now, subscribe, and share with a parent who needs this. #SmarterOnlineSafety #DigitalParenting #OnlineSafety #CyberSafety #ParentingTips #SueAtkins Connect with Sue Atkins: Website: https://sueatkinsparentingcoach.com/ Linkedin: https://uk.linkedin.com/in/sueatkins

In this powerful episode of Smarter Online Safety, Jocelyn King talks with Roger Canaff — former New York City special victims prosecutor, survivor advocate, and legal thriller author — about how predators operate online, the rise of AI “nudify” tools, and concrete steps parents and caregivers can take to protect kids and support survivors. What you’ll hear in this episode: 1. Roger’s path into special-victims work and what motivates him. 2. How grooming typically happens online (gaming, Discord, Snapchat, etc.). 3. Top warning signs parents should watch for and how to start the conversation with kids. 4. The frightening reality of generative-AI “nudify” tools and their impact on young people and adults. 5. Practical advice for intervention, recovery-focused goals, and when to involve law enforcement. Key takeaways: 1. Prevention starts with openness: keep communication and boundaries clear from an early age. 2. Most online grooming begins as friendship — teach kids to spot secrecy, emotional manipulation, and “lover grooming.” 3. Generative-AI tools make exploitation faster and easier; anonymity and peer perpetrators complicate response. 4. Healing and survivor empowerment are as important (often more important) than conviction statistics. 👉 Watch the full episode on our channel and subscribe for weekly practical, non-technical online safety guidance. Connect with Roger Canaff: Website: https://www.rogercanaff.com/ LinkedIn: https://www.linkedin.com/in/roger-canaff-9b8689a Books: https://www.rogercanaff.com/books If someone is in immediate danger, contact local emergency services. To report child sexual exploitation or receive guidance, contact your country’s Internet Crimes Against Children (ICAC) task force or the National Center for Missing & Exploited Children. Support the show If this episode helped you, please: 👍 Like this video 🔔 Subscribe and hit the bell for new episodes 💬 Comment below: what topic would you like us to cover next? 🔁 Share this episode with parents, educators, and caregivers #SmarterOnlineSafety #OnlineSafety #ChildProtection #CyberSafety #AIandSafety

Protect what matters — not everything. In this episode David Cruz (El Maestro) breaks cybersecurity down into a simple, practical model: Risk → Behavior → Practice. Perfect for CEOs, small business owners, parents — anyone who wants real protection without the tech overwhelm. Episode highlights 1. A simple framework to decide what to protect and how much to spend. 2. Why metadata & “oversharing” are bigger risks than most people realize. 3. Practical tips: backups, two-factor authentication, email = postcard, and how to limit collection of PII. 4. Real-world examples: social account takeovers, IoT risks (fish tank/casino story), and small business vulnerabilities. Key takeaways • Start by asking: What are you most afraid of? (align protection to the real risk) • Don’t collect data you don’t need — fewer data = less risk. • Treat email like a postcard — encrypt sensitive files. • Use 2-factor authentication and secure default configs on cameras/IoT. • Focus on protecting the systems that support your highest revenue/value. Connect with David Cruz Website: [INSERT] LinkedIn: [INSERT] Course (free access for small business CEOs): [INSERT] Podcast / Book / Other: [INSERT] Subscribe & share If this helped, please: 👍 Like the video 🔔 Subscribe & hit the bell for future episodes 💬 Comment below: What single account or device would you protect first? 📢 Share this with a small business owner who needs simple security. #Cybersecurity #SmallBusiness #OnlineSafety #DataPrivacy #InfoSec

Smarter Online Safety — Jocelyn King with Daphne Ng A frank, non-technical conversation about how AI (voice cloning & deepfakes) is changing scams — including a $25M corporate fraud case — and what everyday people and teams can do right now to protect themselves. 🔔 Subscribe for weekly, simple online-safety tips 🎧 Listen on Apple/Spotify/Google Key takeaways: 1. Scams scale faster today by layering social engineering with mass tech channels (WhatsApp, Telegram, social). 2. Attackers specifically target distracted people during life changes — success rates rise dramatically. 3. Deepfakes and voice cloning are now good enough to fake meetings and trick finance teams (real $25M loss example). 4. New rule: “I’ll believe it when I verify it.” Implement offline passphrases, SOPs, and a culture of pausing/second-opinion. 5. Never transfer money or buy gift cards based on unsolicited DMs or urgent requests — that’s almost always a scam. Practical actions you can take today 1. Agree on an offline passphrase with family & key colleagues (don’t store it digitally). 2. Build a “pause & verify” SOP: stop, ask a colleague, confirm by a separate channel. 3. Treat requests for gift cards as a red flag. 4. Limit or avoid voice-only authentication where possible. Use multi-factor and vetted biometric systems. 5. Educate new hires on SOPs and social-engineering red flags. Connect with the guest: Daphne Ng — Head of International Business (LinkedIn): https://sg.linkedin.com/in/daphne-ng-cyber About Smarter Online Safety Smarter Online Safety breaks complex cyber topics into clear, actionable steps for everyday people. Hosted by Jocelyn King — practical tips, real stories, and things you can implement today. 💬 Got a question for Daphne or a story about a scam? Drop it in the comments — we read them. 👍 Like this video if you learned something practical. 🔁 Share with your team, family, or elderly loved ones — the more people who know, the safer we all are. #OnlineSafety #Deepfakes #CyberSecurity #VoiceCloning #SmarterOnlineSafety

Grant McCracken joins Jocelyn King on this episode of Smarter Online Safety to demystify bug bounties, penetration testing, AI security and the human mistakes that fuel most breaches. If you want practical, non-technical advice for protecting your business (or the businesses you rely on), this is the episode to watch. What we cover: 1. What a bug bounty is and why it works (even for small teams) 2. How bug bounties compare to pen tests and why crowdsourced testing scales better 3. Why over 60% of breaches start with human error — and what to do about it 4. Credential stuffing, MFA, phishing and the human layer of risk 5. Risks and realities of AI-generated code (and “vibe coding”) 6. Practical steps small businesses can take today Key takeaways: 1. Invite ethical hackers — it’s often cheaper and more effective than you think. 2. Protect the human layer: phishing training + MFA = huge risk reduction. 3. AI helps speed development — but don’t skip security checks. Prompting alone isn’t a silver bullet. 4.Small businesses should adopt basic frameworks, vendor controls, and vulnerability disclosure practices. 👉 Subscribe to Smarter Online Safety for short, practical episodes about protecting yourself and those you care about online. 🔔 Like, comment your biggest cybersecurity question, and share this with a small business owner you care about. Connect with Grant McCracken: https://www.linkedin.com/in/grantmccracken  Visit: smarteronlinesafety.com for show notes and resources. #Cybersecurity #BugBounty #AIsecurity #CyberAwareness #Infosec

AI is an amazing tool — but without guardrails it can cause real harm. In this episode Jocelyn King chats with Kevin Carlson (Tech CXO) about practical, non-technical ways individuals and leaders can adopt AI safely, protect sensitive data, and rethink jobs to work with — not against — AI. What you’ll learn • Kevin’s plain-spoken view on AI: hype vs. reality • Why “AI-positive” leadership matters (not “who can I replace”) • Simple guardrails to protect company and personal data when using LLMs • Practical tips for workers (developers and non-developers) to use AI productively • How AI helps — and how attackers use AI to scale social engineering Connect with Kevin Carlson • Kevin Carlson — Tech CXO • Website - https://www.techcxo.com/ Subscribe & help spread smarter online safety If this helped you, please: 👍 Like • 💬 Comment your biggest AI question• 🔔 Subscribe for new episodes every week • 🔁 Share with a friend or team

Welcome to the Smarter Online Safety Podcast with your host, Jocelyn King — the queen of online safety. In this episode legendary author and trainer Jack Canfield walks us through his foundational formula E + R = O (Event + Response = Outcome) and shows how taking responsibility for your response is the fastest path from fear to better outcomes — especially in an era of AI-driven cyberthreats.  Jack Canfield co-author of Chicken Soup for the Soul and The Success Principles, founder of the Canfield Training Group, and a long-time peak-performance trainer.  What you’ll hear in this episode: 1. Why E + R = O matters for your security, success and mindset. 2. Practical “digital hygiene” steps you can add to your morning routine (password managers, backups, 2FA). 3. How AI voice tools and automation change the threat landscape — and what to do about it. 4. Morning routines and mental practices that move you out of fear (amygdala) into creative problem-solving (prefrontal cortex). Key takeaways: 1. Outcomes follow your responses — choose the response that produces the life you want. 2. Small, consistent security habits (password manager, backups, 2FA) massively reduce risk. 3. Reframe cybersecurity from “fear” to “preserving what matters” so you can keep taking smart risks. More on Jack Canfield: https://jackcanfield.com/  #OnlineSafety #Cybersecurity #JackCanfield #DigitalHygiene #smarteronlinesafety 

Stay safe online in the age of AI-driven cybercrime! 🚨 In this powerful episode of Smarter Online Safety, host Jocelyn King sits down with Eddie Clark, CEO of Solve IT, to reveal the must-know cybersecurity secrets every business owner, professional, and everyday internet user needs. 💻 Discover why multi-factor authentication (MFA) isn’t enough anymore, how hackers exploit public Wi-Fi, and the hidden dangers of Shadow IT and smart devices at home. Eddie breaks down complex threats into simple, practical steps anyone can take to secure their data, identity, and business systems. 🔥 What you’ll learn in this episode: Why MFA can still be hacked & what to do instead The #1 mistake people make with software updates How hackers steal your info at coffee shops & hotels Shadow IT & IoT: why your smart TV might expose your network The truth about cyber liability insurance for businesses Easy, affordable tools to protect your devices right now 👉 Don’t wait until it’s too late—take action today to protect yourself, your family, and your business. ✅ Free Protection Tools Mentioned in this Episode: Sophos iOS Security App: https://www.sophos.com/en-us/free-tools/ios-security-app Sophos Android Security App: https://www.sophos.com/en-us/free-tools/android-security-app Sophos Home for Computers: https://home.sophos.com/en-us 🌐 Learn more about Eddie Clark and Solve IT: solveit.rocks Episode Topics & Chapters  00:00 Introduction & Guest Welcome 00:38 Eddie Clark's Background & Approach 01:44 Cybersecurity Challenges for Individuals 02:26 The Fast-Changing Threat Landscape 03:04 Why People Don’t Act on Security 03:32 The Role of Awareness in Online Safety 04:04 How Easy Hacking Has Become 04:40 Myths About Security Coverage 05:15 2FA/MFA Limitations Explained 05:54 The Importance of Passphrases & Password Managers 06:33 Layering Security Measures 07:16 Protecting Personal Devices & Mobile Safety 07:57 The Critical Role of Software Updates 08:38 Timely Updates & Security Vulnerabilities 09:01 Antivirus and Malware Protection 10:12 Free & Affordable Security Tools 10:44 Risks of Using Open Wi-Fi 11:33 How Hackers Exploit Public Networks 12:12 Real-Life Examples of Wi-Fi Attacks 13:00 Anyone Can Become a Hacker 13:23 Shadow IT: Unmanaged Devices Risks 14:41 Internet of Things (IoT) & Home Risks 15:43 Setting Up Separate Networks at Home 16:46 Keeping Home Devices Isolated 17:36 Layered Security and Doorways for Hackers 18:33 Honeypots: Catching Hackers Early 19:40 Cutting ‘Dwell Time’ and Preventing Identity Theft 20:22 How to Find Reputable IT Support 21:02 Avoiding Unethical IT Providers 22:32 Checking Liability & Insurance 23:52 How to Compare IT Service Providers 24:51 Final Tips & Resources 25:52 Closing & Safety Challenge Announcement #Cybersecurity #OnlineSafety #Hacking #DataProtection #CyberCrime #ITsecurity #AIthreats Thanks for watching! 🎥💡 Make sure to subscribe to our channel and hit the bell icon 🔔 to stay connected!

Every 37 seconds, someone becomes a victim of cybercrime. In this special episode of the Smarter Online Safety Podcast, host Jocelyn King, the Queen of Online Safety, sits down with Marie Wallace — a transformational coach, educator, and speaker — who shares the terrifying true story of how she was nearly deceived by a professional phone-and-computer scam posing as Microsoft Support. What begins as a normal workday turns into a nightmare: a blaring pop-up, fake “Microsoft” agents, threats of criminal charges, and emotional manipulation. But Marie’s quick instincts — and one critical phone call — stopped the scammers cold. This isn’t just her story — it’s a masterclass in how hackers use human psychology to trick smart, good-hearted people into handing over their trust, data, and money. Stay tuned until the end for Jocelyn’s practical safety checklist — how to verify a call, spot psychological red flags, and pre-protect your accounts before panic hits. 🎧 In this episode, you’ll learn: 1. How real “tech-support” scams manipulate fear and urgency. 2. Why even smart, cautious people fall for these attacks. 3. What emotional triggers hackers exploit — and how to shut them down. 4. Simple, non-technical steps to protect yourself and your small business. 5. How to pre-save verified support numbers and avoid fake Google ads. 🔐 Key Takeaways ✅ Always pause when panic hits — urgency is the hacker’s weapon. ✅ Never call numbers from pop-ups, texts, or emails. ✅ Pre-save verified support numbers for banks, Microsoft, etc. ✅ Call the official number on your card or website. ✅ Never give out PINs, SSNs, or verification codes to unsolicited callers. 🌐 Visit: https://embracetheencore.com/  📣 Join the Mission If you found this story eye-opening, hit LIKE, SUBSCRIBE, and SHARE this episode with someone you care about. Together, we can make the online world safer — one click at a time. #CyberSecurity #OnlineSafety #TechSupportScam #SmarterOnlineSafety #CyberAwareness #ScamAlert #DigitalSafety

Welcome to the Smarter Online Safety Podcast with your host, Jocelyn King — the queen of online safety. In this episode legendary author and trainer Jack Canfield walks us through his foundational formula E + R = O (Event + Response = Outcome) and shows how taking responsibility for your response is the fastest path from fear to better outcomes — especially in an era of AI-driven cyberthreats.  Guest: Jack Canfield — co-author of Chicken Soup for the Soul and The Success Principles, founder of the Canfield Training Group, and a long-time peak-performance trainer.  What you’ll hear in this episode: 1. Why E + R = O matters for your security, success and mindset. 2. Practical “digital hygiene” steps you can add to your morning routine (password managers, backups, 2FA). 3. How AI voice tools and automation change the threat landscape — and what to do about it. 4. Morning routines and mental practices that move you out of fear (amygdala) into creative problem-solving (prefrontal cortex). Key takeaways: 1. Outcomes follow your responses — choose the response that produces the life you want. 2. Small, consistent security habits (password manager, backups, 2FA) massively reduce risk. 3. Reframe cybersecurity from “fear” to “preserving what matters” so you can keep taking smart risks. If this episode helped you: 👍 Like the video • 💬 Comment one action you'll take today • ▶️ Subscribe for weekly Smarter Online Safety episodes More on Jack Canfield: https://jackcanfield.com/  Hashtags: #OnlineSafety #Cybersecurity #JackCanfield #DigitalHygiene #SmarterOnlineSafety

Ever clicked a link or answered a text without thinking twice? 🛑 This episode dives deep into how a simple method — SAFER (Stop, Assess, Fact-check, Execute, Reinforce) — can protect you from scams, phishing, and costly online mistakes. Just like “Stop, Drop, and Roll” helps you stay safe in a fire, SAFER is your digital safety reflex every time you get a suspicious text, email, or call. Learn how to make it a habit, avoid panic-driven mistakes, and reinforce smarter online behaviors that protect your data — and your peace of mind. 💡 Get your free SAFER Cheat Sheet at smarteronlinesafety.com  and start building safer online habits today. 👉 Share this video with friends and family to help them stay cyber smart too! 👍 Like, 💬 comment, and 🔔 subscribe for more weekly tips on online safety and cybersecurity awareness. Click here to Register for the 5 day challenge: https://www.smarteronlinesafety.com/OutsmartHackersChallenge #CybersecurityAwarenessMonth #OnlineSafety #SmarterOnlineSafety #CyberSmart #PhishingScams #StaySafeOnline

Think you’re not important enough to be hacked? Or that good security is too expensive? In this episode of The Smarter Online Safety Podcast, host Jocelyn King breaks down the 5 biggest lies people tell themselves about cybersecurity — and how those lies are leaving millions vulnerable to AI-powered hackers. From “I have nothing worth stealing” to “It’s already too late,” Jocelyn reveals how these myths keep people stuck, unsafe, and unaware of simple, free steps that can protect their money, identity, and peace of mind. 🎯 What you’ll learn: Why hackers target everyday people, not just CEOs  How your personal data can be worth thousands to cybercriminals Free, simple tools that make you instantly safer online Why “getting hacked once” doesn’t mean you’re immune next time How to take control with habits that actually work 💡 Take action:  Join the 5-Day Smarter Online Safety Challenge today at smarteronlinesafety.com — and learn how to protect yourself, your family, and your digital life. 🛡 Because online safety isn’t optional anymore. It’s essential. #CybersecurityAwarenessMonth #SmarterOnlineSafety #DigitalSecurity #CyberSmart #OnlineSafetyTips #JocelynKing

Welcome to The Smarter Online Safety Show with your host Jocelyn King — here to help you get smarter and safer online! 💻🔒 In this National Cybersecurity Awareness Month special, Jocelyn breaks down one of the most overlooked risks in online safety — your home network. You already lock your doors and windows to protect your physical home, but what about your digital castle? In this episode, you’ll learn: ✅Why your Wi-Fi network is the “drawbridge” to your digital home ✅How outdated routers and default passwords make you an easy target ✅Why “password-protected” doesn’t mean “secure” ✅The critical importance of updating router software and changing passwords regularly ✅How to safely use public Wi-Fi (Starbucks, hotels, etc.) ✅Why a VPN helps protect your data while traveling ✅How to create separate networks for work, home, and smart devices 💡Think of this as your cybersecurity wake-up call.  Your devices may be locked — but if your network’s drawbridge is down, hackers can walk right in. 🔔Subscribe for more weekly tips on online safety, privacy, and cybersecurity. 📢Share this episode with a friend or colleague who needs to “raise their drawbridge.” #CyberSecurityAwarenessMonth #OnlineSafety #CyberSecurityTips #WiFiSecurity #DataPrivacy #SmarterOnlineSafety

Discover the eye-opening journey of Jocelyn King, the founder of Smarter Online Safety, and how she turned a devastating cybercrime experience into a mission to protect millions online. In this special National Cybersecurity Awareness Month edition of the Smarter Online Safety Podcast, Jocelyn shares: ✅Why cybercrime is now a $10.5 trillion economy and growing with AI ✅How everyday actions—like 2FA and password managers—can make you 10–20x safer online ✅Simple, practical steps to secure your “digital castle” and your most important accounts ✅The real-life story of her personal cyberattack, home surveillance, andrecovery ✅How taking small actions online can empower you, build confidence, and protect your loved ones Whether you’re a parent, an entrepreneur, or someone navigating daily life online, this episode gives you the tools and mindset to finally feel safe, in control, and smarter online. 📘Explore more tips & resources at → smarteronlinesafety.com 🎧Subscribe for actionable insights on cybersecurity, AI, and smarter online living #Cybersecurity #OnlineSafety #AI #DigitalSecurity #JocelynKing #NationalCybersecurityAwarenessMonth #PasswordManager #2FA

Discover the untold story behind Mike Karasman, the visionary who transformed CardinalCommerce into a global leader in secure online payments—eventually acquired by Visa. In this powerful episode of the Smarter Online Safety Podcast with Jocelyn King, Mike reveals insider secrets on: ✅ The evolution of online commerce & fraud prevention ✅ How AI is reshaping cybercrime & cybersecurity ✅ Practical digital safety hacks you should use right now (like the “3 email rule” that protects your finances) ✅ Why your biggest asset online is your authenticity & awareness ✅ The truth about success, fulfillment, and living authentically from his new book Quietly Spectacular Whether you’re an entrepreneur, a parent teaching your kids about online safety, or just someone who shops online, this episode is packed with insights you can’t afford to miss. 📘 Get Mike’s new book Quietly Spectacular on Amazon → https://www.amazon.ca/Quietly-Spectacular-Rethinking-Success-Terms/dp/B0FPTL12TW 

What if the secret to staying safe online wasn’t just about cybersecurity, but about productivity? 🚀 In this powerful episode of the Smarter Online Safety Podcast, host Jocelyn King sits down with the legendary David Allen, best-selling author of Getting Things Done (GTD) and the world’s #1 productivity expert. 🔑 Discover how password management = mind management, why “mind like water” is the ultimate defense against cyber-overwhelm, and how GTD principles can help you stay focused in a world of hackers, scams, and digital chaos. 💡 You’ll learn: * How to manage 200+ passwords without stress * Why fear and panic make you vulnerable to hackers * The simple SAFER method to protect yourself online * GTD productivity hacks for a clear, calm, and focused mind This isn’t just about cybersecurity—it’s about taking control of your digital life with clarity, confidence, and ease. 🔗 Resources & Links Mentioned in This Episode: ✅ Take the Free Online Safety Quiz → https://smarteronlinesafety.com  📚 David Allen’s Bestselling Book – Getting Things Done → https://www.amazon.com/Getting-Things-Done-Stress-Free-Productivity/dp/0143126563  🌍 Connect with David Allen & GTD * Website: https://gettingthingsdone.com  * LinkedIn: https://www.linkedin.com/in/davidallengtd  * X/Twitter: https://twitter.com/gtdguy  🔐 Password Managers Mentioned * 1Password → https://1password.com  * Bitwarden → https://bitwarden.com  📖 Coming Soon – Jocelyn King’s New Book Online Safety for Women: How to Stay Safe, Stay Sane, and Control Your Life – stay tuned for the launch link!

🚨 Deepfakes are here—and they’re targeting YOU. In this eye-opening episode of the Smarter Online Safety Podcast, host Jocelyn King sits down with Dr. Ilke Demir, world-renowned AI & deepfake detection expert, to uncover the shocking realities of artificial intelligence in the wrong hands. 🎧 What you’ll discover in this episode: * How AI-powered deepfakes are tricking CEOs, courts & even families * Real-life stories of multi-million dollar scams pulled off with AI voices & videos * Why over 80% of hacks come from human error—and how criminals exploit it * Cutting-edge tools like FakeCatcher & Cauth.AI that fight back in real time * The future of content authenticity & provenance (C2PA) * Simple, powerful steps YOU can take to spot fakes and stay safe online 👩‍💻 Dr. Ilke Demir (Intel Labs, ex-Pixar, ex-Facebook) is one of the leading voices in AI, computer vision, and content authenticity. Her groundbreaking work is protecting governments, companies, and everyday people from the dark side of AI. 🔥 Don’t miss this conversation—it could literally save you from your next scam call or fake video. 📲 Listen now and learn how to protect yourself in the age of AI!

Join us on this mind-blowing episode of the Smarter Online Safety Podcast featuring Beth Rudden, CEO & Chairwoman of Bast.AI, IBM Distinguished Engineer, and a trailblazer in AI ethics and cybersecurity! With 20+ years of experience, Beth unveils how AI, ethics, and cybersecurity intersect in today's rapidly evolving digital landscape. In this episode, we dive into: ✅ What AI Ethics really means and why it’s crucial for our future ✅ The urgent balance between rapid AI advancements & cybersecurity risks ✅ Real stories on social engineering, deepfakes, and cybercriminal tactics ✅ How corporate cybersecurity fails and the power of proactive defense ✅ The hidden “hacker’s playbook” and ethical hacking insights for all ages ✅ Parenting & education tips to protect your family in an AI-driven world ✅ Secrets to recognizing fake calls from “loved ones” in an era of voice AI ✅ The future of human-AI interaction and why critical thinking is our best defense 💡 Whether you're a tech professional, a parent, a student, or a curious mind, this episode is packed with life-saving tips, eye-opening insights, and expert advice to navigate the AI revolution safely and ethically. 👉 Connect with Beth Rudden at Bast AI : http://bast.ai 📚 Grab her book: AI For The Rest Of Us : https://aifortherestofus.us

🚨 Think your social media is safe? Think again! In this eye-opening episode of the Smarter Online Safety Podcast, Silicon Valley pioneer & cybersecurity expert Lloyd Taylor exposes the hidden truths about how platforms use (and sell!) your data, the scams you don’t see coming, and the AI-powered fraud that’s tricking even the smartest people. 💡 Discover: * Why YOU are the product on social media — and how to protect your privacy * The most common online scams (and how to spot them instantly) * The “passphrase” secret hackers hate * How to safeguard your kids in the digital age without becoming a helicopter parent * AI deepfake dangers and how to verify before you trust Lloyd has helped powerhouses like Google, LinkedIn, and Autodesk stay secure — now he’s sharing his top tactics so YOU can survive the dark alleys of cyberspace.