Solving Life's Next Chapter Podcast - Cutting Edge Information for Your Powerful Senior Years

In this episode of Solving Life’s Next Chapter, we highlight an important resource for families navigating life’s biggest transitions — the book Solving Life’s Next Chapter by Lydia Wietsma.Written by Lydia Wietsma, Certified Probate and Senior Real Estate Specialist and host of this show, the book helps families understand what happens when a loved one passes away, when a home is involved in probate, or when unexpected life changes require difficult decisions.Inside the book, Lydia breaks down complex topics like probate, trusts, beneficiary deeds, and estate-related real estate in a clear, easy-to-understand way. She also shares real-life stories from working with families right here in Arizona, offering practical advice, compassion, and clarity during overwhelming moments.Whether you’re planning ahead, helping aging parents, or dealing with a sudden life event, Solving Life’s Next Chapter gives you the knowledge and confidence to make informed decisions and avoid costly mistakes.The book is available in paperback and Kindle on Amazon, and it reflects the same honest, educational conversations you hear each week on this show.If you’d like to speak directly with Lydia, have questions about probate, estate planning, or selling a home during a life transition, you can reach her at (602) 688-4310.If you want to be prepared, informed, and empowered for what comes next, this book is must-read.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In this episode of Solving Life’s Next Chapter, host Lydia Wietsma  with Raquel Uggiano co-host welcomes Tina Patterson and Chuck Wolf, owners of Caring Transitions, to discuss what families don’t expect when it’s time to downsize, relocate, or manage a loved one’s estate.Tina and Chuck bring years of hands-on experience helping seniors and families through overwhelming transitions—often during emotional or unexpected life events. They share practical guidance, compassionate insight, and real-life examples of how Caring Transitions steps in when families feel stuck or don’t know where to begin.In this episode, you’ll learn:Why downsizing becomes emotional faster than most families realizeHow decades of belongings and memories can create hidden challengesCommon mistakes people make when trying to handle transitions aloneHow to reduce stress when timelines are tight or health declines unexpectedlyWhat Caring Transitions does—from sorting and packing to estate sales and relocationTips for adult children supporting aging parentsHow professional support can save time, money, energy, and family relationshipsWhether you’re a senior planning ahead, an adult child stepping in to help, or a professional who works with aging families, this episode offers clarity, reassurance, and actionable steps to navigate life’s biggest transitions with dignity and confidence.Tune in every Sunday at 3:00 PM on The Patriot 960 AM for Solving Life’s Next Chapter—your trusted resource for probate, senior transitions, estate planning, housing solutions, and the real-life stories behind them.‪(602) 688-4310‬Solving Life’s Next Chapter with Lydia Wietsma📅 Sundays⏰ 3:00–3:30 PM (Arizona Time)📞 (602) 688-4310‬ (KKNT 960AM The Patriot)To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

🎙️ Part 2: Protecting Your Senior Loved Ones from Scams and Fraud Solving Life’s Next Chapter with Lydia WietsmaFollowing the overwhelming response from last week’s episode, we continue our important discussion with the Chandler Police Department on how families can protect aging loved ones from scams — an issue that continues to grow across Arizona.In Part 2 of this series, we explore the more advanced, technology-driven scams impacting seniors and dive deeper into prevention, awareness, and reporting.💻 How Scammers Are Evolving in a Digital WorldScams are no longer limited to phone calls. Jeff Jones explains how scammers now use:• Facebook profiles to gather personal information• Phishing emails that look legitimate• Fake links designed to steal passwords• Digital payment apps to move money instantlyThese tactics are becoming more sophisticated, making awareness more important than ever.🕵️‍♂️ Red Flags Families Need to Watch ForIn Part 2, we highlight warning signs that often go unnoticed, such as:• Sudden secrecy around finances• Unusual charges or transfers• New online “friends”• Fear-based messages claiming legal trouble or emergenciesFraud succeeds when people act fast out of fear — slowing down and verifying is key.🧭 How Families Can Protect Their Loved OnesJeff offers practical steps families can take today, including:• Reviewing privacy settings• Setting up two-factor authentication• Using fraud alerts and call blockers• Monitoring financial accounts for unusual activity• Having open conversations about safetyHe also shares tips on approaching the topic without making seniors feel controlled or overwhelmed.🚨 What to Do If You Suspect a ScamOne of the most important parts of this episode is understanding what happens after a scam is reported.Jeff explains:• Who to call• What information to gather• What the police can do• How early reporting increases the chance of stopping the fraudNo one should feel embarrassed for being targeted — scammers are professionals at manipulation.❤️ Final TakeawayProtecting seniors is a community effort. With awareness, education, and communication, we can greatly reduce the risk for our aging loved ones and help them stay independent — and safe.🎧 Listen to the Full EpisodeSolving Life’s Next Chapter📻 960 AM The Patriot⏰ Sundays | 3:00–3:30 PMHosted by:Lydia Wietsma, Certified Senior & Probate Real Estate Specialist (CPRES, SRES)📘 Author of Solving Life’s Next Chapter — available on Amazon📞 (602) 688-4310🌐 NextHome Power Realty📞 Helpful Resources for Seniors & FamiliesChandler Police (Non-Emergency): 480-782-4130AARP Fraud Watch Network Helpline: 877-908-3367Arizona Attorney General – Consumer Protection / Fraud Hotline: 800-352-8431Real Estate, Probate & Senior Transition Help – Lydia Wietsma: (602) 688-4310To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Part 1: Protecting Seniors from Scams & FraudGuest: Jeff Jones, Chandler Police DepartmentThis week on Solving Life’s Next Chapter, host Lydia Wietsma, Certified Senior & Probate Real Estate Specialist, sits down with Jeff Jones from the Chandler Police Department for an essential conversation about the rising threat of scams targeting seniors in Chandler and the East Valley.In Part 1 of this two-part series, Jeff provides an inside look at the most common fraud schemes affecting older adults today — from phone scams and online imposters to government impersonation and gift-card fraud. He breaks down how scammers choose their victims, the tactics they use to create fear and urgency, and real examples of cases happening right here in our community.Lydia and Jeff also discuss:• Why seniors are at higher risk• Red flags families should never ignore• What to do immediately if something feels “off”• How to help aging loved ones stay safe without taking away independenceThis episode is a must-listen for seniors, caregivers, adult children, and anyone who wants to better understand how to protect vulnerable loved ones from financial exploitation.🎧 Tune in to Solving Life’s Next Chapter📻 Sundays from 3:00–3:30 PM on 960 AM The PatriotHosted by Lydia Wietsma, Senior & Probate REALTOR®📘 Author of Solving Life’s Next Chapter — Available on Amazon📞 Helpful Resources MentionedChandler Police (Non-Emergency): 480-782-4130AARP Fraud Watch Network Helpline: 877-908-3360 AARP+1Arizona Attorney General – Consumer Protection / Consumer Fraud Line: 800-352-8431 Real Estate & Senior Transition Help – Lydia Wietsma: (602) 688-4310 To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

🎙️ Downsizing with Dignity: How to Make Life’s Next Chapter Easier, Lighter & More EmpoweringHosted by: Lydia Wietsma, Certified Probate & Senior Real Estate Specialist (CPRES, SRES)Co-Host: Raquel Uggiano, Designated Broker & Co-Owner, NextHome Power RealtyRadio Show: Solving Life’s Next Chapter — KKNT 960 AM The PatriotEpisode Theme: Downsizing with DignityWhen it comes to major life transitions, few decisions carry as much emotion, history, and impact as downsizing. In this week’s episode of Solving Life’s Next Chapter, host Lydia Wietsma and co-host Raquel Uggiano walk listeners through the practical, emotional, financial, and family aspects of downsizing — and how to do it with dignity, clarity, and confidence.Whether you’re moving from a longtime family home, considering a 55+ community, transitioning closer to loved ones, or simply craving a simpler lifestyle, downsizing isn’t about losing space — it’s about gaining freedom.🌟 Why Downsizing Feels So Big — And Why Planning Ahead MattersMost people don’t suddenly decide, “Today is the day to downsize.” Instead, the decision is sparked by:RetirementHealth changesThe desire for a simpler lifestyleThe overwhelming responsibility of maintaining a large homeWanting to be closer to children or grandchildrenAs Raquel shared on the show, “Dignity is making choices before they’re made for you.”Too many families wait until a crisis forces a rushed decision. Planning ahead gives seniors:✔ Control✔ Choice✔ Peace of mind✔ A smoother transitionDownsizing also means re-evaluating what really matters now: location, accessibility, affordability, community, and long-term support.📦 Preparing for the Move: Start Small, Stay ConsistentOne of the biggest questions families ask is: “Where do we even start?”Raquel suggests beginning with one small space — a closet, a drawer, or a spare room. Then, use simple labels:KeepDonateSellFamilyLegacyThis makes decisions manageable and reduces overwhelm.Lydia reminds listeners: You don’t have to do this alone. Many families lean on:Senior move managersProfessional organizersTrusted real estate professionalsEstate plannersDownsizing and transition specialistsNextHome Power Realty has vetted vendors who specialize in helping seniors navigate emotional transitions with care and compassion.💛 Letting Go with Love — The Emotional Side of DownsizingThis is where the heart of downsizing truly lives.Downsizing isn’t just packing boxes — it’s reviewing a lifetime of memories, milestones, and mementos.Tips shared during the show:🌟 Take photos of sentimental items🌟 Create digital albums for the next generation🌟 Write down stories connected to heirlooms🌟 Gift meaningful items during the holidays🌟 Celebrate the memories, not the stuffOne of Raquel’s recent clients passed down her grandmotheTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Senior Living Tips Every Arizona Family Needs to Know (Before a Crisis Happens)What if one conversation today could save your family stress, confusion—and even costly mistakes later?In this episode of Solving Life’s Next Chapter, Lydia Wietsma—Certified Probate & Senior Real Estate Specialist and REALTOR® with NextHome Power Realty—sits down with senior living expert Leslie Davis to uncover the real-life decisions families across Mesa, Chandler, Gilbert, Sun Lakes, Tempe, and the Phoenix East Valley are facing right now.If you’re caring for aging parents, planning ahead, or navigating senior housing options in Arizona, this episode delivers practical, local insight you won’t find in a brochure.🔍 What You’ll Learn in This Episode:✔️ How to choose between independent living, assisted living, and memory care ✔️ The #1 mistake families make when planning for senior care ✔️ What senior living communities don’t always tell you about pricing ✔️ Key questions to ask when touring assisted living or memory care ✔️ How to avoid overwhelm when making decisions for aging loved ones ✔️ Why early planning can prevent crisis-driven decisions ✔️ What truly matters most: safety, care quality, and quality of life📍 Arizona Focus (GEO Optimization):Whether you're searching for: Senior living in Mesa, Chandler, Gilbert, or Sun Lakes Memory care options in Phoenix or Scottsdale Help with downsizing, probate, or selling a senior’s home in ArizonaThis episode is designed specifically for families in the East Valley and greater Phoenix area.💡 Real Talk for Families:Many families wait until a health crisis forces quick decisions. By then—options are limited, emotions are high, and costs can increase.This episode helps you get ahead of that moment with clear, compassionate guidance.🎧 Why You Should Listen:If you’ve ever asked: “Where do I even start with senior living?”  “How much does assisted living really cost in Arizona?”  “What happens if my loved one’s care needs increase?” This conversation gives you answers, direction, and peace of mind.📞 Need Help Navigating Next Steps?Lydia Wietsma helps Arizona families every day with: ✔️ Senior housing transitions ✔️ Probate real estate ✔️ Downsizing and selling a home ✔️ Planning ahead to avoid probate📲 Call/Text: 602-688-4310 🌐 Serving: Mesa, Chandler, Gilbert, Sun Lakes, Tempe & Phoenix🎙️ About the Show:Solving Life’s Next Chapter airs Sundays at 3 PM on KKNT 960 AM The Patriot and is dedicated to helping families navigate probate, senior living, aging decisions, and real estate transitions with trusted local experts.🔁 Engagement Boost (for Buzzsprout + Platforms):👉 Follow the show so you don’t miss upcoming episodes 👉 Share this episode with someone caring for aging parents 👉 Leave a review to help more Arizona families find these resourcesTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Part 2 of "Solving Life's Next Chapter" Guest: Lynn Martinez, Escrow & Title Officer at American Title Service Agency Host: Lydia WietsmaFollowing the insightful first part of our conversation with Lynn Martinez, this second installment dives deeper into the practical issues that arise in title and escrow work—especially when dealing with senior transitions, estate sales, and inherited property. Lynn and Lydia explore the real-world complications that can derail a smooth transaction, plus actionable advice for families, real-estate professionals and estate executors.What’s Covered in This Episode1. Common Pitfalls in Title & Escrow for Senior / Estate Situations Lynn identifies several glitches she sees regularly: missing signatures, incorrect beneficiary designations, delayed recordings, overlooked judgments or liens, and confusion when a property owner has moved to assisted living or passed away. These issues, she explains, often carry more risk in estate and senior-transition scenarios.2. How Families Can Protect Themselves The show outlines concrete steps:Ask for a “title search summary” early—so you know what issues exist before listing a property.Confirm who has legal authority (power of attorney, executor, trustee) and ensure proper documentation.Talk to the title/escrow officer about “what if” scenarios (e.g., a hidden heir emerges) and how the company handles them.Build realistic timelines. Lynn emphasises that estates tend to take longer because of extra checks and communication among parties.3. Choosing the Right Title/Escrow Team Lynn gives criteria for selecting a strong partner: experience with probate and senior transitions, attention to detail in lien/judgment research, good communication with all parties (seller, heirs, agents), and a transparent fee structure. Lydia and Lynn also discuss why some companies may shy away from “complex” deals—but those are exactly the ones where experience matters most.4. Real-Life Stories & Lessons Lynn shares examples of transactions that went off track (e.g., a sale that stalled because an old judgment resurfaced) and how early engagement of the title/escrow team prevented worse outcomes. The value: you don’t have to learn the hard way.Why This Should Matter to YouIf you’re working with seniors, helping settle an estate, or advising on a property that’s been in the family for decades, this episode gives you a clearer path forward. With Lynn’s advice you’ll be better prepared to:Anticipate possible hurdles rather than being blindsided.Select the right professionals who speak your language (real estate + estate + senior transition).Reduce the stress and uncertainty for families going through change.Host: Lydia WietsmaPhone: 602-363-1720Address: 125 N. 22nd Place, Unit 105, Mesa, AZ 85213Website/contact form: NextHome Power Real Estate – Lydia WietsmaBook/e-book: The 7 BIG Mistakes Most Executors Make While Going Through ProbateTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Lynn opened by explaining that while many people focus on the house itself, they often overlook what happens behind the scenes in the title and escrow process. The “fine print” of transferring ownership, safeguarding against unexpected liens or claims, and making sure all parties are protected can make a big difference — especially when dealing with senior clients, inherited properties, or changing living arrangements.Some of the specific ways Lynn described this include:Ensuring the chain of title is clear and free of surprises (e.g., unknown heirs, unresolved judgments, tax liens).Confirming that the property being sold or transferred is actually eligible to be transferred (especially when the owner is elderly, incapacitated, or the estate is involved).Escrow’s role as a neutral holder and facilitator: assets (or deeds) are held safely, funds are disbursed appropriately, and instructions executed properly.How the title/escrow side overlaps with probate or senior transition issues — for example, when someone has moved into assisted living, or the home is part of an estate sale, the title process can reveal hidden complications.The key message: when you’re at a point of significant life transition — downsizing, estate settlement, moving a parent to assisted living, or selling a long-held home — having a trusted title/escrow officer like Lynn on your team is critical.Highlights from the ConversationHere are some of Lynn’s key points from the show:Start early: Lynn emphasized that waiting until the last moment to review title or escrow issues can create stress and unexpected delays. For example, if you’re selling a home that’s part of an estate, discovering a lien or unresolved their claim late in the game can derail everything.Know what you’re signing: Lynn reminded listeners that escrow isn’t simply “paperwork” — it is the legal process that governs how and when ownership and funds are transferred. Understanding who is signing, who is authorized, and what they’re signing for matters.Expect the unexpected: Even when someone assumes “everything is clear,” Lynn shared true-life examples of title issues that surfaced in senior estates: old judgments, siblings who weren’t aware of a transfer, or delayed recordings.Choose the right partner: In a world of many title/escrow companies, Lynn stressed choosing a firm with experience in senior transitions, estates and probate, since these cases often require extra attention and sensitivity.Communication is key: For real-estate professionals, families and seniors alike, Lynn’s advice was to foster open communication early — letting everyone know the timeline, the steps, and the responsibilities ahead of time helps avoid last-minute surprises.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Memory Care 101 with Guest Leslie and Shea:Hosted by Lydia Wietsma, Certified Probate & Senior Real Estate SpecialistKKNT 960 AM “The Patriot” | Sundays, 3:00 – 3:30 PMWhen a loved one begins showing signs of memory loss, families are often left wondering where to turn. On this week’s episode of Solving Life’s Next Chapter, host Lydia Wietsma sits down with Leslie and Shae, both ladies are experienced senior living professionals who specializes in memory care, to unpack what families really need to know when facing this emotional and complex journey.💡 Understanding Memory CareLeslie begins by explaining what memory care truly means—and how it differs from traditional assisted living. Memory care communities are specifically designed to support individuals living with Alzheimer’s disease, dementia, or other cognitive challenges. From structured daily routines to specialized therapies, every detail is focused on safety, comfort, and preserving dignity.“Memory care isn’t just about supervision—it’s about engagement, compassion, and helping residents live with purpose,” Leslie shares.❤️ Recognizing the SignsFor many families, the hardest part is recognizing when it’s time for extra support. Shae and Leslie outline some early warning signs: forgetting familiar routines, getting lost, or showing sudden personality changes. They also discuss how guilt and fear can hold families back from making the best decision for their loved one.“Families need to know that seeking help isn’t giving up—it’s providing the best quality of life possible,” she explains. Early intervention can make a world of difference, often improving both the individual’s comfort and the caregiver’s peace of mind.🏡 Inside a Memory Care CommunityListeners get an inside look at daily life in a memory care community—where structured activities, sensory therapies, and personalized care plans help residents stay connected and calm. Safety is built into every design element, from secure walking paths to soothing color palettes.Shae and Leslie also discuss caregiver training, emphasizing the compassion and skill that go into caring for those with dementia. “Our staff receive ongoing education on communication, behavioral changes, and emotional support,” Shae notes. “It’s about understanding the person, not just the diagnosis.”💬 Resources and Support for FamiliesThe conversation closes with practical advice for families preparing for a memory care transition. Leslie highlights the importance of early planning—emotionally and financially—and encourages families to seek out local support groups.Their final message is one of reassurance: “You don’t have to walk this road alone. There are caring professionals and communities ready to help.”Leslie mentions Banner Alzheimer and Memory Cafe, to help with resources for families going through this journey.  Reach out of Lydia Wietsma @ ‪(602) 688-4310‬ for a list of questions to ask as you visit communities for your loved one.If you or someone you know is beginning to explore memory care options, this episode is a must-listen—it’s filled with compassion, clarity, and hope for families navigating life’s next chapter.🎧 Listen to the Full EpisodeTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In this episode of Solving Life’s Next Chapter, Lydia Wietsma, Certified Probate & Senior Real Estate Specialist, dives into one of the most overlooked—but absolutely essential—legal tools: the Powers of Attorney (POA).Whether you're helping an aging parent, planning your own future, or guiding a family through unexpected life changes, understanding POAs can save you time, stress, and thousands of dollars. Lydia shares real-life stories from families caught off-guard without one, explains the different types of POAs, and lays out exactly why having one in place is crucial long before a crisis hits.✅ What is a Power of Attorney?✅ The risks of not having one✅ Who should you choose as your agent?✅ Durable vs. medical POA✅ FAQs and common misconceptionsDon’t wait until it’s too late. Tune in to learn how a simple document can protect your health, your finances, and your family’s peace of mind.🎧 Listen now and take control of life’s next chapter.📘 Grab Lydia’s book Solving Life’s Next Chapter on Amazon for more guidance on probate, estate planning, and senior real estate.#PowerOfAttorney #EstatePlanning #SeniorCare #ProbateHelp #LydiatheRealtor #SolvingLifesNextChapter #NextHomePowerRealty #AZRealEstate #Trusts #DurablePOA #MedicalPOADownload my free eBook called the 7 BIG Mistakes Most Executors Make While Going Through ProbateSolving Life's Next ChapterLinkedInBuy the Book, "Solving Life's Next Chapter®" on AmazonTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

🎙️ Solving Life’s Next Chapter: Senior Living 101 with Shea and Leslie, experts in the Senior industry as between them, they have 55+ years of experience in the senior industryWhen it comes to helping a loved one transition into senior living, most families have the same reaction — where do we even begin?On this week’s episode of Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior REALTOR® and owner of NextHome Power Realty, sat down with Shae Rambow and Leslie A. Davis, trusted senior-living professionals, to unpack the most common questions families face when exploring senior housing options. Together, they shared compassionate insight, practical advice, and a clear path to making confident decisions.Understanding Senior-Living OptionsShea began by explaining that “senior living” isn’t one-size-fits-all. Families can choose from:Independent Living – Ideal for active seniors who want freedom with added community amenities.Assisted Living – Provides daily support with meals, medication, and personal care while encouraging independence.Continuing Care Communities – Offer multiple levels of care in one location, allowing residents to age in place.They emphasized that understanding these distinctions early helps families focus on what their loved one truly needs rather than what feels urgent in the moment.Knowing When It’s Time to Consider a MoveOne of the toughest parts of the senior-living journey is recognizing the signs that a move might be needed. Shea and Leslie shared that indicators often include isolation, poor nutrition, medication mismanagement, or safety hazards at home.They encouraged families to start the conversation early—not during a crisis. “The earlier you talk about it,” Leslie said, “the more control your loved one has in choosing where and how they want to live.”We also discussed the emotional side of these decisions. Guilt and hesitation are normal, but professionals can guide families through those feelings with compassion and facts.Touring Communities and Asking the Right QuestionsOnce families decide to explore options, Shea and Leslie recommends visiting multiple communities and coming prepared with questions about staffing, activities, dining, and medical support.They reminded listeners that finding the right fit is about more than cost—it’s about quality of life. Tasting the food is very important so make sure to take time to have a meal whether that's a lunch or a dinner.  During the conversation, Lydia noted how often her real-estate clients feel relief once they realize there are professionals who specialize in this process, from finding the right community to coordinating the home sale.Financial Planning and Available ResourcesAnother major concern for families is how to pay for care. Shea highlighted resources such as:VA Aid & Attendance benefits for eligible veterans and surviving spouses.Bridge loans or home-equity options to fund the transition.Working with a SRES, Certified (Senior Real Estate Specialist) REALTOR® familiar with downsizing and estate sales.By planninTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

On Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior Real Estate Specialist, sits down with Cheryl Scheidel, reverse-mortgage expert, to unpack the big question: “Is a Reverse Mortgage Right for You?”They cut through the noise—what a reverse mortgage really is, who it helps, and the myths that scare families away. Cheryl shares real stories of homeowners easing financial stress, aging in place, and gaining peace of mind in retirement.You’ll learn:How reverse mortgages work—and when they make sensePractical pros & cons to weigh before decidingSmart questions to ask yourself and your advisorCommon misconceptions that hold families backIf you (or a loved one) are navigating retirement, estate planning, or figuring out what’s next, this episode brings clarity and confidence.Listen: Sundays at 3:30 PM on KKNT 960 The Patriot Episode: “Is a Reverse Mortgage Right for You?” with Cheryl ScheidelFree resource: Download my eBook “The 7 BIG Mistakes Most Executors Make While Going Through Probate” ➜Home - Lydia Wietsma Let’s connect: LinkedIn ➜Lydia Wietsma | LinkedIn Get the book: Solving Life’s Next Chapter® on Amazon ➜Amazon.com: Solving Life's Next Chapter: Powerful Answers to Your Probate & Property Questions eBook : Wietsma, Lydia: Kindle Store#ReverseMortgage #RetirementPlanning #AgingInPlace #SeniorRealEstate #ProbateHelp #ArizonaRealEstate #SolvingLifesNextChapterTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

On this episode of Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior REALTOR®, breaks down two powerful estate planning tools: beneficiary deeds and trusts.We’ll discuss the key differences between the two, including how a beneficiary deed allows property to pass directly to heirs without probate, while a trust can manage and protect multiple types of assets during your lifetime and after.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

September is Fall Prevention Awareness Month, and it's timely that our "Solving Life’s Next Chapter" radio show is covering Electronic Caregiver and its Addison Care virtual caregiving solution.What is Electronic Caregiver?Electronic Caregiver, Inc. (ECG) is a health-tech company specializing in virtual caregiving solutions. Their flagship product, Addison Care, is an AI-powered, 3D animated, avatar-based virtual caregiver designed to bring continuous support into the home.What is Addison Care?Addison Care is a comprehensive virtual caregiving system that transforms the home into a "Smart Health Home." Here's what it offers:24/7 AI Virtual Caregiver: A lifelike, animated avatar that interacts using voice or touch to guide, comfort, and assist users—including those aged 5 to 105—across daily routinesReal-Time Vital Monitoring: Connects with Bluetooth devices (e.g., glucometers, blood pressure cuffs, pulse oximeters, weight scales, or devices integrated with smartwatches like Samsung Galaxy Watch7) for ongoing health tracking and alertsMedication Reminders & Adherence Feedback: Provides audible or visual prompts, tracks compliance, and notifies caregivers or clinicians if medication is missed.Emergency Response & Telecare Integration: Offers prompt alerts and wellness checks, linkups with Telecare nurses or family, virtual consultations, and emergency services.Companionship, Cognitive & Physical Support: Helps reduce social isolation through interactive conversation, cognitive games, personalized environments, cultural customizations, exercises for strength and fall prevention, and mood-boosting engagement.Addison Aware (Activity Monitoring): A Wi-Fi motion-sensing system that tracks activity patterns, sleep, room transitions, and flags anomalies—all without intrusive wearables or cameras.CMS-Reimbursable & Clinically Integrated: Recognized and reimbursable under Medicare’s Remote Patient Monitoring (RPM) and Chronic Care Management (CCM) codes. Integrated with EHRs like Athena One to streamline clinical workflows and billing.Who Benefits Most from Addison Care? Addison Care is best suited for:Seniors Aging in Place: Especially those at risk of falls, medication non-adherence, social isolation, or cognitive decline. Its fall-prevention routines and timely reminders are invaluable.Individuals with Chronic Health Conditions: Such as diabetes, hypertension, COPD—conditions where continuous monitoring and adherence may prevent complications.Those in Rural or Underserved Areas: Where medical visits are sparse—Addison has already launched in places like rural Alaska, helping bridge gaps in care.Home Care Agencies and Providers: Addison allows for virtual “24/7” care support without added staffing, improves client retention, smooths scheduling gaps, and offers a competitive edge.Family Caregivers Seeking Relief: Whether they live locally or far away, Addison Aware and the virtual avatar offer peace of mind, oversight, and real-time updates on loved ones.Medicare-Covered Patients: Because Addison is covered under RPM and CCM reimbursement, it’s acTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In the very first episode of Solving Life’s Next Chapter, we dive into real-life challenges families face when navigating probate, property, and senior care issues.We share the story of a client whose mother faced a judgment that could have wiped out the profits from her home—and how the Homestead Act provided vital protection. We also discuss the importance of recording beneficiary deeds before a loved one passes away to ensure property transfers smoothly and avoids costly complications.Finally, we address a topic many families struggle with but few talk about hoarding among seniors. We explore how clutter can build up over time, why it happens, and compassionate ways families can step in to help without creating conflict.This episode sets the stage for our mission: giving families practical answers, resources, and peace of mind as they face life’s next chapter.Download my free eBook called the 7 BIG Mistakes Most Executors Make While Going Through Probate https://probaterealtyhelp.com/https://www.amazon.com/Solving-Lifes-Next-Chapter-Questions-ebook/dp/B0DP81CFGP/ref=sr_1_1?crid=2D8B4BMZS6XCX&dib=eyJ2IjoiMSJ9.jz83WVVYAfTigxX_XIVyVzbtJ0Wgql0_NlkLlfhPhcZlYhnYLXUiPlFiydKP4rR51w651rTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

S2: E10 Solving Life's Next Chapter - Jodi Sornsin - When purpose drives you to begin volunteering and the relationships keep you coming back.DescriptionLydia Wietsma and Sheryl KeemeSolving Life’s Next Chapter with Neighbors Who Care volunteer Jodi SornsinJodi has helped us as a dinner driver for a few years and recently, joined the board. She is an avid tennis and pickle ball player and also enjoys event planning and raising money. She grew more involved with NWC after assisting with a community fundraiser to support the mission.To Contact Lydia or SherylOR DONATE to Neighbors Who CareFollow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected] AND [email protected] for listening...#ChooseVolunteeringTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Lydia Wietsma and Sheryl KeemeSeason: 2Episode: 9S2: E9 Solving Life's Next Chapter - Charlotte Hughes, Neighbors Who Care volunteerDescriptionLydia Wietsma and Sheryl KeemeSolving Life’s Next Chapter with Neighbors Who Care volunteer Charlotte HughesCharlotte spent a career in government with her husband. After retirement, they lived in Florida for 22 years and then moved here to the Phoenix area three years ago to be near their sons who lived here. Her Mom had Alzheimer's and lived in a facility for her last five years. It was hard for her Dad. She has always given of herself and her time in volunteering and when she moved here, she learned about Neighbors Who Care and jumped into helping us.She does transportation for our clients and she identifies with it because her father had to give up driving. She said she can tell it is an isolating experience to lose one's independence. She loves being able to help.To Contact Lydia or SherylOR DONATE to Neighbors Who CareFollow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected] AND [email protected] for listening...#ChooseVolunteeringTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Lydia Wietsma and Sheryl KeemeSolving Life’s Next Chapter with Kim KubschKim is a business woman and also is a volunteer for Neighbors Who Care. Her business, Joyful Downsizing, is celebrating four years. She has helped many Sun Lakes and East Valley folks live happier with less as well as coordinating moves, estate clearing, and everyday downsizing.Kim calls her business, Joyful Downsizing, because as much as possible, her goal is to make all of these services stress-free and JOYFUL! Many people have lived in their homes for years…sometimes decades, and if you have not moved recently, navigating the process is different. Kim helps her clients through whatever process and stage of life they are in.Kim has lived in the retirement community of Sun Lakes for 16 years. She has a good following after years of helping retired clients learn and practice Tai Chi for better, safer movement. Kim also offers her wisdom in her monthly article in The Splash monthly newspaper. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Sante's Lori Gudino and Kerrie Commiskey discuss the processes and systems that they put in place for their residents after they are discharged. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Chandler, Arizona-based physician Dr. Hemant Pandey and Angela Rush, nurse practitioner discuss with hosts Sheryl Keeme and Lydia Wietsma about dementia. Dr. Pandey shares his experience in exciting research studies at his MD Research practice, as well as updates on diagnosis of dementia, treatments, and why there is hope in the dementia world now.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Planning for transition from medical locations is best handled BEFORE it’s needed. Lori and Kerri explain how care management happens when a fall happens and they need help while they heal. Sante has 24-hour coverage and multiple layers of assistance to assure safety is maintained and care is consistent giving all patients the best circumstances to heal. Kerri explained to be eligible for the benefit of rehabbing there, people need a daily skilled nursing need to attend. Tours are available anytime and often decisions are made last minute so to help folks feel ready, they encourage families to stop by and get acquainted with a tour. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

S1:E4Episode With Hosts Lydia Wietsma, NextHome Elite Realty, and Sheryl Keeme, Neighbors Who CareOne concern today: Isolation. It’s healthier to smoke 15 cigarettes a day and be an alcoholic than to isolate yourself. Tawnya said the things we did during COVID were not our best choices, so isolation has been brought more to the fore since then. Her learning of isolation came through mandates when she became a warden forcing people to stay in places they did not want to be. Socialization must happen for 7 to 21 hours a week to simply exist. For children and elderly, attaining this can be difficult. Zoom or Facetime is better than nothing, but as we are connected in person, our immune system becomes stronger when we are physically together. Tawnya gives helpful action steps to connect, and volunteering is one of them. Sheryl also piggy-backed on Tawnya’s message to share how flexible volunteering with Neighbors Who Care is. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

E 3 Lydia Wietsma, NextHome Elite Realty, and Sheryl Keeme, Neighbors Who Care Executive DirectorTawnya Williams-Christensen, Assisted Living Director, Fellowship Square will share her knowledge about how people planning their future as an older adult and about choosing and preparing: When is assisted living best? Independent living? When should one begin to get ready? Just as with many matters relative to aging, being prepared can help prevent negative experiences when age happens, or an event that scares a family into thinking about a senior community.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

S2: E2Lydia Wietsma, NextHome Elite Realty, and Sheryl Keeme, Neighbors Who Care interviewGuest Brian Iverson, owner of MyCityLender and MyCityOffice co-working space and podcast studios. Brian explains about how they help save money for their clients and referral partners. He is careful and intentional about refinancing homes, and finding the right home structure for the clients’ situations. Brian explains a little about how he also is uniquely positioned to help those planning for their retirement as they finance or sell properties, and prepare for assisted living having helped his wife manage her Mom with Lewy Body Dementia to finance her living in Memory Care.To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Lydia Wietsma, NextHome Elite Realty, and Sheryl Keeme, Neighbors Who Care Tell Listeners What to Expect to Hear Solving Life’s Next Chapter podcastsAging happens, ready or not. As humans, our next chapter will be lived differently than our previous chapter of life which could have been career-driven or child-driven, or both. Yet, as older age comes for us, we can be ready for it and prepared, or we can just let it happen and hope for the best. Lydia and Sheryl explain in this premier show of Solving Life’s Next Chapter about what listeners can expect to hear on subsequent episodes. In the next portion of this segment, Lydia unpacks her specialties as a realtor, Certified Probate Real Estate Specialist, and Senior Real Estate Specialist, and how her unique skillset and experience makes her and her team the ideal professionals to work with probate attorneys, estate planning attorneys, senior communities, personal representatives for probate matters, and older adults transitioning from traditional houses to senior communities of all kinds. Finally, Sheryl shares details about the special Sun Lakes/South Chandler agency known as Neighbors Who Care, a volunteer care-giving organization helping seniors. Around for 30 years, Neighbors Who Care recruits volunteers, offering a very flexible system of volunteering in several different ways where people can choose what they want to do, when they want to do it, and how often. In this portion, Sheryl explains the 13 different services they offer including Neighbors Who Care’s dinner delivery program, transportation for medical, errands, and shopping, emergency financial assistance, free respite care, and socialization. You’ll be calling to volunteer after hearing about this amazing agency!  Enjoy!To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's episode of "Solving Lifes Next Chapter", we speak with Andi Ravenscroft, LNHA, CDAL Director of Client Relations with NOD Specialists, and Bernie Wahl with Vikor Scientific biotechnology company; both have been on the forefront of the COVID-19 pandemic and other infectious diseases.  They bring us up-to-date information for the families of Arizona and their Senior loved ones.  Bernie explains that this particular virus has changed and we have learned so much more than when we first were introduced to it months ago. The information is changing week by week, day by day and sometimes even hour by hour.  Both Bernie and Andi explain that the best way to help prevent the virus from spreading is by using the CDC guidelines of washing your hands often, not touching your face, keeping a mask on in public, and keeping social distance.  We learn that the virus needs a keyhole to get into the body and that is through the nasal cavity.  It then goes into the lungs and causes respiratory issues.   Bernie's company has been giving a test for COVID, and although there haven't been enough test kits throughout the country, the labs do not want to have "Fear testing".  The testing that is currently being administered are for Seniors 65+ of age and have compromised immune systems with the signs of the respiratory problems.   The test is a nasal swab and takes 24 hours to find out if you are positive or negative.  Bernie's company also tests for 22 viruses which include 15 bacteria and 1 fungus, because the company has discovered that 79.1% of positive patients have other viruses or bacteria along with COVID. Having the panel of testing is beneficial to the patients because some of these other viruses or fungi that come with COVID can be cured with antibiotics even if there is no cure for COVID.  COVID itself has to run through your body and your own immune system needs to fight it off. Andi explains to us how to best protect your Senior loved ones within Senior communities.  Social distancing is best if you live with a Senior or if your Senior lives in a community with other Seniors.   Andi explains that we need to ask our Senior communities what they are doing to protect our loved ones?  what can we do as a family to help?  What is the protocol for your community if someone is positive?  How are you keeping my loved one safe from employees that are coming and going?   As Andi explains the virus can live on a surface for up to 3 days, so washing door handles and countertops is really important.  Another fact that Andi has explained that some of the symptoms of the virus for some patients have a lack of taste and smell.  So keep an eye out for your senior loved ones with some of these systems.  Protection is your best bet for a healthy living whether that is living at home with a Senior or living in a Senior community.Keeping safe during this time is so important and Andi reminds us we are part of the solution such as social distancing and not touching your face, and there are many resources for you and your loved one.  If you or someone you love have symptoms and want to get tested, speak to your health care provider If you or someone you know does have any questions, please do not hesitate to contact Andi Ravenscroft Nod Specialist Practice Phone Number 602-551-8052 Email: To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's, "Solving Life's Next Chapter" we speak with Sarah Perkins with Lawyers Title of Arizona.  Sarah breaks down why  Arizona is still one of the most affordable places to live and if we truly are in a  "BUBBLE".  In order to understand affordability, we have to look at what is happening across the country and locally. Affordability is measured nationally but felt local, here in Arizona:*AZ is a top destination*250-300 new residents a day moving to Phoenix metro area*The majority of people coming to the greater Phoenix Metro area are leaving southern California, mostly Los Angeles County, and San Diego County. People are leaving NYC, Chicago, Southern CA, Seattle for cheaper living and sunshine. (Slide #1)*Over 50% of the people moving here are over 55*People moving here can afford more expensive homes*52% of incoming people make over $100K a year (slide#2)https://www.unitedvanlines.com/newsro...Arizona is running advertising campaigns inviting more and more people to leave the west coast for Arizona and it is working. Our job growth is nearly 2.5 times the rest of the country over the past 20 years. (Slide #3)https://www.nahb.org/News-and-Economi...Sarah Explains that when people cannot afford to buy homes or move up when they need a bigger home, we run into some big problems. One of the coolest things about homeownership is the path to wealth. Nothing creates wealth the way homeownership does. (Slide #4)If our homeownership rates continue dropping as they have over the past 10 years, we have the potential of causing some massive changes to the US economy. The national homeownership rate is around 63%. It is a tough number to move because they are so many Americans. However, when you look at that number, a couple of drops can put us close to the 50% mark. When we as a country hit 50% homeownership rates then it is likely that some of the extra perks of homeownership could go away. When you have a country that is made up of 50% renters, which means the voters will be 50% renters and likely many of the congressmen will be renters. This could affect new policy and adjustments of current policy benefiting homeownership. As homeowners, we love having our values rise but in order for real estate to continue to be 13% of GDP, we need to make it an option for renters to become homeowners, and affordability is the biggest hurdle. (Slide #5)If a renter expects to stay in the same place for 3-5 years, it is in their best interest to buy. Even if they have to pay a little more than what they could spend on rent, they will come out ahead. Using the example below, if a renter pays about $200 more per month to buy the median home today in Maricopa County, without any increase in value, after 5 years the owner will have $40,000 in equity, and that is based on 0 appreciatioTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's podcast, “Solving Life’s Next Chapter” we speak to Dr.Vahan Setyan, the first Non-Native American in US history appointed tribal official within the Navajo Nation on Healthcare and economic development. Dr. Vahan Setyan works with state officials, congressmen, senators, and tribal leaders across the country on improving horrific conditions and critical issues within the Native American Communities.Dr. Vahan Setyan, MS, PhD brings to the podcast a friend and colleague, Cano Sanchez, a tribal member of the Oglala Lakota tribe of South Dakota. Mr. Sanchez is a direct descendant of Crazy Horse, former advisor to the Obama administration on Native Affair's, and whose Mother was the same for the Clinton administration. In this podcast, we tackle issues that unfortunately are not usually talked about outside of the Native American communities. Native American communities have been very private and have a lot of culture within their communities. Economic challenges and poor living conditions have caused many Native Americans to live in these conditions. When communities do not have jobs, hope, purpose, or education for their communities, generations stay the same.Mr. Sanchez discusses the myths about Native American communities being given money (and getting rich) from the Federal Government and casinos. Many of the tribes with gaming are not making the profits that many folks think they are, as gaming is very costly to run and many of these casinos are just breaking even. There are very few tribes that are generating enough income for their economic development, but one of those successful tribes are the Salt River Pima. The Salt River Pima tribe has had the foresight to develop and maintain the resources from gaming and land development to help their families. Dr. Vahan explains that this tribe has the resources that many do not. We need to take those ideas to other tribes to help them develop their own infrastructure, educate their children, and help facilitate jobs and resources. Without resources on these tribal lands, many of our Younger Native American families are choosing to leave the tribal lands, this has become an issue for the economic development and the traditions since as many as 80% of youth are leaving. Another large population of Native Americans are Veterans. Many of our Veterans within our tribes live in horrific conditions and experience issues such as homelessness, lack of running water, and untreated mental health issues that need to be addressed. These men and women fought for our country and yet they do not have the resources needed. There is hope for the future, as Dr. Vahan explains, NOW is the time for both private and public sectors to help our tribal communities develop and grow. Helping our youngest native Americans by educating and developing them, we can work together for a better future and create better healthcare for all Americans, including our Native American families. If someone wants to help NOW, one way would be to donate to Operation Peace Project. Operation Peace Project is a 501(c)(3) Utilizing Music, Arts, Entertainment and Media to bolster the awareness and prevention of Suicide, working to instill Healthcare reform and economic development in urban and tribal communities across the United States and Canada. For more information plTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Today we speak to Francisco Siervent, Owner of Keystone Law Firm speaking on the 3 Thing missing from Most Living Trust.  Let's dive into these 3 missing items. 1. Don't Avoid Living Probate - within a living trust, there is verbiage that informs your loved ones if something were to happen and you become incapacitated such as a Stroke, Dementia, Head Injury,  or any other reason you could not make decisions for yourself.  This is called a Guardianship.   A Guardianship is when someone needs to step in and help make decisions for medical,  medication,  or you're all over health and well being.  The other part of this would be a Conservatorship.  A Conservator is someone who would help make financial decisions and help pay for the bills of the loved one. In Arizona, we are one of the few states with Mental  Health Power of Attorney.   When someone does not have these documents within their Living Trust, even when they are living,  they would need to go to the  Probate Court and have the  Courts assign a Conservator and Guardian.  This can be very messy and extremely expensive. When coming from another state, check into the Mental Health Power of Attorney's as some state may not require this document.  2. Doesn't get Created Early Enough - When there is a situation with an urgent problem, such as someone is in Hospice or has been given a  short amount of time to live.  When someone is in this situation, it's hard for a loved one to put a Trust together.  What Fransico explains that when in this situation,  a Will, which is written instructions, is needed.  At this point,  the person will still go to Probate, but the instructions will be in writing so the Probate Courts will at least know what direction to go.  This isn't the most ideal situation, but at least you have something written for the Family, Attorney, and Court to go by.  3. Too Complicated to update them - Many families who had made Trust years ago, don't think or don't want to get a review because they feel it will take too long, be too expensive, or just don't want to make any more decisions about their Trust.  Francisco explains that it's easier then you think.  Many times you just need to amend the Trust you already have or just add the documents, such as the Mental Health Power.  Francisco explains that the easiest way to get started either in the beginning or when updating a Trust, start with a  few small steps such as asking these two simple questions, "Who's in Charge" and "Where do my items go".  These questions will at least get you the bare minimum of how to start with a Trust.  Then each year start to add more to your Trust.  Francisco's law firm, Keystone Law meets with their families yearly like a CPA to go over any changes that may have happened in the past year.  Keystone Law Firm is also one of the few Law Offices that guarantee you will not end up in Probate with their yearly checks.   Please Contact Keystone Law Firm at 480.209.6942 2701 W Queen Creek Rd #3, Chandler, AZ 85248To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's podcast, "Solving Life's  Next Chapter," our guest is Dr. Mohamed Teleb MD, a practicing Neurologist and Educator in the Metro Phoenix area.  Dr. Teleb explains what a stroke is and how to identify when someone is experiencing one.  Dr. Teleb explains that the #1 cause of disabilities in the United States is the result of strokes.  Dr. Teleb explains that there are two different types of strokes;  one is a brain bleed, which accounts for only 10-15% of the strokes, whereas 90% of strokes are large vessel strokes which cause more issues and are the most devastating.  Either stroke is a potential danger and in this podcast, Dr. Teleb will explain how to identify them and why it is important to identify them early.   Dr. Teleb explains that we have approximately 80,000 strokes per year in the United States and it cost 79 Billion Dollars every year, and that number is going up. This number is new cases of strokes and it affects millions of Americans every year.   Dr. Teleb and his group of doctors have trials they have worked on to help identify strokes early so patients can get the help they need quickly.  Because as Dr. Teleb explains, getting a stroke patient in earlier will help the outcome of the patient much more and will reduce or eliminate these disabilities. Dr. Teleb has an easy way for us to determine whether someone is having a stroke, Let's learn about the FAST VAN program.F- Face (drooping of the face)A-Arm (if you put up both arms,  does one hang lower)S- Speach (is the speech slurred)T- Time (time is of the essence with a stroke)*The faster you get a stroke patient to the doctors and better the outcome!These are a great way to identify any stroke, however, VAN is a way that you can identify a large vessel stroke which is the most dangerous. V-  Vision (are the eyes forced over to the right or left)A-  Aphasia (is when someone cannot say what a particular item is) N- Neglect (ignore your left body)Aphasia is usually affecting the right side of the patient and the Neglect is usually on the left side of the patient's body.Dr. Teleb has worked locally with first responders and local hospitals using FAST VAN and this initiative has been a huge success.  This FAST VAN initiative will eventually be national. I invite you to listen in to hear what Dr. Teleb for all the information on how to identify major strokes. Dr. Mohamed TelebOffice #: (480) 412-8080Fax #: (480) 412-8081Email: [email protected]"Dr. Mohamed Teleb is a Neurointerventionalist, and stroke neurologist who is well-known for his expertise in managing and treating patients with acute stroke. He is affiliated with Banner Desert Medical Center, Banner Baywood Medical Center, and Banner University Medical Center."To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In this week's podcast, "Solving Life's Next Chapter, " we speak to Francisco Sirvent with Keystone Law Firm, Estate Planning Attorney.  Francisco talks about what is Probate and what happens during probate, such as: What happens to our properties or bank accounts?  Does a Will prevent a Probate?  What is a "Letter of Testament"? And does everyone get a copy of your Will?  Staying away from Probate is the BEST because as we hear from Francisco,  once a Probate has been opened, it becomes a public record and anyone can see what the family assets are.  Francisco Explains the process and how to avoid Probate.Next, Francisco explains, 'What is a Guardianship" and what are the responsibilities for the person who is taking care of the Senior Loved one who needs the Guardianship.  Families with loved ones with Dementia that do not have a trust in place with medical power of attorney will find themselves having to go to the Probate Court as well. Lastly, Francisco explains what a Trust will do for your family and loved ones, why they are so important, and who should get one. I invite you to listen to this week's podcast to hear the benefits of pre-planning ahead, so your family has peace of mind and you are given your final wishes.  Contact Francisco today to discuss your next step to protecting you and your family.   Francisco P. SirventAttorney & Problem Solver at Law™We help people choose how they want to be remembered.KEYSTONE LAW FIRM2701 W. Queen Creek Rd., Ste. 3Chandler, AZ [email protected]  To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In this week's podcast, "Solving Life's  Next Chapter," we speak to Lisa Mac Naughton Business Director of Home Care Resources and Allison Scharr, Care Manager for Legacy Home Care.  When do we bring in non-medical home healthcare into our homes?  What is Non-Medical Home Health Care?  We find out what types of services non-medical provides and what families can expect when hiring a home healthcare company.  Allison will explain once a family member is considering moving into a community whether it's a large  Senior living or a group home, which is the most important concern for families. Allison also explains the difference between a group home and a large Senior community and what to look for with each one. Hiring a  Placement agent to help you navigate through the process is really the best solution.  Placement Agents look for the thing that family members don't know what to look for and might end up in a community that really doesn't fit your family's needs.  Thus spending more money having to move them to another location and causing more issues.   For more information regarding Home Healthcare and placement,  I invite you to listen to this podcast and if you need additional information,  check out these links.  Home Care Resources: (which is the umbrella)www.homecareresources.netPh#: 602-443-4700Legacy Home Care:www.legacyhomecare.netPh#:480-777-0070Blessings For Seniors:www.blessingsforseniors.comPh#: 623-594-0819Adult Care Connectionwww.adultcareconnection.comPh#: 480-380-2348To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's podcast, Solving life's Next Chapter, we speak with Ann Ross owner of Mobile Dentistry of Arizona.  Ann Ross talks to us about how dental hygiene a critical piece to our systemic health and how that relates to the Senior Population.  Seniors are more susceptible to issues because as we age, we do not always take care of our oral health as well as we once did.   Sometimes this is because of strokes, dementia, and other senior-related conditions.  Having a caregiver that understands our dental hygiene is also important.  Let's hear what Ann Ross has to say about good dental hygiene and ways to help our Senior Population improve their health!To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's Podcast, "Solving Life's Next Chapter,"   we talk with Elaine Poker-Yount, director of Successful Aging Senior Conferences.  Eliane has long been known as a valley expert contributor on aging and senior matters.  Besides her sought-after classes and talks, Elaine's training, articles, and work as Visiting Angles of Mesa's Director of Care Management has positioned her as a resource beyond the greater Phoenix.  In this podcast, Elaine estimates that fifty percent of the people who call for care of an aging person is adult children. What’s more is, in the last two years, most calls are crisis-driven. This means that an event—likely a health event or fall—drives the search for more services. Sadly, Elaine explains that this is a shame because often if additional care is introduced sooner than later, crises such as these can be averted.Most people do not consider themselves caregivers, they see themselves as loved ones. And, the questions asked are not always the correct ones. When Visiting Angels meet with family members, questions are asked that allow a good look at the person’s health, wellness, finances, and circle of influence. All these factors play into what services are needed most and when.Elaine also explains that making decisions for loved ones when they have no idea what is wanted, it can be tricky. She urges families to have these conversations before they are crucial.  Having conversations about care: How do you do this?How do you want things to happen? Children are urged to approach their parents and explain that as children, the parents taught them good planning skills. When they can approach the parent with an empowering tone, the parents’ desires and boundaries are now out in the open. Elaine explains some of the strategies for starting these often-dicey conversations with finesse and respect.Elaine Poker Yount announced the next Successful Aging Conference: Roadmap Edition is coming up on Saturday, September 28, beginning with vendor visits at 8:45 am. Five professional speakers, including Elaine Poker Yount, will deliver education throughout the day until 3 pm. Lunch is offered, free of charge, and registration is free and is required by visiting Eventbrite. https://www.eventbrite.com/e/successful-aging-conference-a-step-by-step-roadmap-to-aging-successfully-tickets-69029821053?aff=ebdssbeacTo Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's podcast, Solving Life's Next Chapter, we speak with Dr. David Keeley and Jamie Flesher of Electronic caregiver(ECG).  What is Electronic Caregiver you might ask?   This is the latest in technology for the 21 Century, helping families and doctors work together to keep Seniors Healthier and in their homes longer. Would you want documentation for your Mom or Dad with their health issues? Wouldn't it be amazing if our Doctors already had months of blood pressure or cardiac information before we even stepped into their office for a check-up?   With this new technology, you could utilize your 15 minutes with the doctor more efficiently, and it facilitates getting help when living alone.  This is not just a call button for help, this is a 24-hour care plan to be more effective with your health, reminding you to take your medications at the correct times,  reminding you to get up if you have been still too long, or just a message from a family member telling you "I love you!"Many families that have used this new technology, have noticed significant health benefits and have been able to keep Senior loved ones at home longer.  With an Electronic caregiver, you have phone access to Doctors and Nurses 24 hours a day anytime you need them.  This helps your loved ones reduce unnecessary hospital visits and the other medical issues that come from going to the hospital.  Another amazing benefit of this new technology: it's paid for by medicare!!!!!I invite you to listen in to hear about this amazing new technology and the benefits to families all over the world. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today's podcast, Solving life's Next Chapter, we talk about title nightmares with Sarah Perkins of Lawyer's Title of Arizona.  As a Certified Senior and Probate Real Estate Specialist, I have seen many title issues on homes.  Usually, these title nightmares and issues do not get caught until the homeowner or their family has to sell.  Today's podcast, we talk about why someone would want to make sure they have a clean and clear title.  Why is using a quick claim deed not a  good idea, and many more title nightmares to stay away from?  I welcome you to listen in! To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Today on our podcast, "Solving Life's Next Chapter, " we talk to Jesus Rivera Batallion Chief for the City of Surprise and Rebecca Rocho Dispatch health on freeing up our first responders; and when not to call 911.  The City of Surprise has a unique program that is utilizing both Government agencies and private and public companies to help facilitate the care of community families and ensure that First Responders are available for more urgent situations,  allowing all participants to connect with the public for more successful outcomes.In today's Podcast, I welcome you to hear what the City of Surprise is doing to help more families and be more efficient with urgent calls.  To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Did you know the HECM was put in place back in the Regan administration?  At that time, they were called a Reverse Mortgage.  Before you stop listening,  these loans have some new rules in place to help 62+ years of age homeowners.  Let's start by finding out what is a Home Equity Conversion Mortgage and when it is the best time to use them?  This is a Mortgage that is insured.  This loan is a nonrecourse loan, what does that mean?  this means the insurance funds protects you from any debt against the home above the value of the home, this is an insurance policy that will not put you in a debt situation. If for some reason the value of the home drops below what is owed, the homeowner can stay in the home without payment. Many Seniors are house rich and cash poor.  What does this mean to many of my Senior clients?  This means that the funds they need are in the home they live in.  To age in place, our senior population needs to get the equity out of the home to pay for things like home healthcare or just subsidy their monthly income. One great strategy for my seniors has been to sell their large homes and buy a home using the HECM for purchase this way, they do not have a house payment and might get money in their pocket.There are so many great strategies using the HECM, I invite you to listen in to hear what Ted and Aimee have to say about these strategies.    To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

As kids, we are taught to prepare and plan ahead.  This is why we do fire drills at school.  But why don't we plan ahead for our Senior loved ones?  In today's podcast, we speak to Dr. Babak M. Nayeri,  Director of Healthy aging at the Arizona Department of Health Services, also a Clinical Associate Professor at the University of Arizona, College of Medicine.  Along with Dr. Lianne Rogers,  Physical Therapist at Balance by Li, At-Home Physical Therapy & Wellness.  Both Dr. Rogers and Dr. Nayeri talk about aging in place and Fall Prevention!  Did you know,  September is Fall Awareness Month?  What are some of the risk factors for falls?  In this podcast, you will hear both Dr. Rogers and Dr. Nayeri speak of how everyone is at risk, but our higher risk is our older adult population, 65 and older. Medicare will pay for a yearly Fall risk assessment and Dr. Lianne Rogers can provide that assessment for you along with your Primary Doctors.  As of 2018,  1.5 billion dollars were spent in Arizona for Fall-related injuries.  This number only includes folks that go to the emergency department.  Those that use Urgent Care or other Treatment avenues are not factored into this number. 10% of Fire and Paramedic calls are related to fire, 60% of those calls are Fall-related.  I invite you to list in to hear both Dr. Roders and Dr. Nayeri speaking about Fall Prevention.  To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

Once a loved one has passed, what are the most important things needing to do with an Estate?  Find out what Adam Buck, with Radix Law Firm feels are some of the most important right upfronts.  Adam will also explain the difference between Probate versus a Trust Administrator.  What are the Business items needed to be done once someone has passed?  Find out these 10 important items needed to be completed once someone has passed.Listen to this podcast to find out what those 10 Top Items needed once someone has passed. To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In today Episode, "Solving Life's Next Chapter," we speak with our sponsors Rebecca Rocho with Dispatch Health and Kim Yeatts, Savoir Hospice and Palliative Care.  Rebecca Rocho, explains that Dispatch Health is a Mobile Urgent Care.  Dispatch Health comes to you and brings urgent care wherever you are in the valley.  They can take care of something as small as the flu, to stitches and UTI's anything you would go to an Urgent Care, you can call Dispatch Health.  Being Mobile helps our Senior loved ones that do not have transportation and it eliminates you from having to go to the Emergency Department.  Eliminating going to the Emergency Departments helps our Senior to stay healthy as more patients end up sicker getting out than not.  This also helps keep the cost down for our Senior loved ones. Kim Yeatts with Savior Hospice and Palliative Care talks about how hospice can help not just our loved ones, but the families as well.  Hospice isn't just for the end of life, some family members graduate from hospice. Hospice and Palliative Care is a support system for families with terminal diagnosis and end of life.  ContactRebecca Rocho-Dispatch  health Market [email protected] Kim Yeatts-Director of Patient [email protected] East Shea Blvd, Ste 160Phoenix, AZ  85028480-688-4040 cell480-320-4733  main officeI welcome you to listen to this podcast and learn about changing Healthcare in the 21st Century.  To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering 

In this episode of, "Solving Life's Next Chapter,"  we meet Matt Maret, Mortgage Loan Originator with HomeBridge Financial Phoenix Branch.  Matt has been a big supporter of Veterans and their families over the years. Matt has also been my biggest supporter for starting a Podcast, asking me to share my  Senior and Veteran resources. As a Senior Real Estate Specialist, a certified Probate, and a VA specialist, I have lots of resources for Seniors and their Adult children. One issue that Veterans have is affordable housing.  Not just affordable, but when using your VA benefits to buy a home, the home must be in top condition, such as no leaking faucets, no chipped paint, and must have some kind of flooring. With the low inventory of homes for sale, it can be a challenge for the Veteran and their families to find just the RIGHT home! Matt Maret explains a new loan product to help Veterans and their families. This loan product is a VA Rehab loan and it allows the Veterans to buy homes that are in need of repairs, such as carpet, paint, or other items, yet still use their VA benefits.  Not only are these loans great for the Veterans to put their own style into their homes, but they can order supplies through supply stores like HomeDepot and Lowes, which offers VA discounts. Utilizing a VA rehab loan also helps in area's where maybe the homes are older or run down and a  normal VA loan would not work.  It helps the Veterans get into a home and help the area once the home has been remodeled. If you are interested in learning more about these new VA Rehab Loans, ContactMatt Maret with Homebridge Financial480.829.0904 Direct [email protected] or [email protected]: https://www.homebridge.com/loan-originator/matt-maret/So listen in and learn more about this new VA Rehab Loan, with my Guest Matt Maret, Homebridge Financial.    To Contact Lydia or SherylOR DONATE to Neighbors Who Care Follow US...On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeemeOn Instagram @solvinglifesnextchapter; @sherylkeemeOn Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mndsOn Email [email protected]  AND [email protected] for listening...#ChooseVolunteering