SoundPath Through Retirement
by Benjamin Koval & Matt Lybarger
Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement pl
Episodes
-
Your Retirement Tax Decision Needs the Whole Picture
A tax move cannot be judged in isolation from the rest of retirement. Ben Koval, Matt Lybarger and Benjamin Farrow join Morgan Patrick to connect current financial events and tax questions with a coordinated plan built around your own situation. Call 877-249-6900 or text SOUNDPATH to 600-700 for…
more -
Market Winners, Hidden Retirement Costs and Family Decisions
Ben Koval, Matt Lybarger and Benjamin Farrow join Morgan Patrick to discuss market-sector performance, including energy and technology. The conversation also considers retirement costs and the family and professional coordination involved when a business or inheritance becomes part of the plan....
-
AI's Impact on Markets, Investments, and Possibly Your Retirement
In this episode, the hosts ben Koval, Matt Lybarger, and Benjamin Farrow discuss the impact of AI on markets, retirement planning, and how to prepare for various scenarios in retirement, emphasizing the importance of strategic planning and second opinions. If you have any questions about your...
-
Holistic Retirement Planning
In this episode, the hosts Ben Koval, Matt Lybarger, and Benjamin Farrow, discuss essential retirement planning strategies including income, tax, insurance, estate, and investment planning. They emphasize the importance of a holistic approach and working with fiduciary professionals to secure a...
-
Impact of Political and Economic Events on Retirement Portfolios
In this episode, Ben Koval, Matt Lybarger, and Benjamin Farrow discuss retirement planning strategies, including the 4% rule, Roth conversions, and handling family estate scenarios, providing valuable insights for a secure retirement. If you have any questions about your situation Reach out to…
more -
The Importance of Diversification and Risk Management
This episode explores the complexities of retirement planning, including investment risks, tax strategies, liquidity, and the importance of personalized advice. Hosts Ben Koval, Matt Lybarger, and Benjamin Farrow discuss real scenarios to help listeners make informed decisions for a secure…
more -
The 1,153-Point Sleep Test
In this episode, Matt Lybarger and Benjamin Farrow from Soundpath Retirement Strategies discuss how to navigate market volatility, the importance of proper planning, and strategies for a confident retirement. They emphasize the significance of risk management, tax planning, and flexible…
more -
The Confidence Reset
In this episode, Ben Koval and Benjamin Farrow discuss the complexities of retirement planning, including confidence, withdrawal strategies, quiet wealth, and common mistakes. They emphasize the importance of a structured plan to ensure a secure and enjoyable retirement. Reach out to Ben and Matt...
-
Trust Fund, Clear Head
In this episode,Ben Koval, Matt Lybarger and Benjamin Farrow discuss the latest developments in Social Security, Medicare, and retirement income planning. They share insights on how to navigate policy uncertainties, optimize income streams, and avoid costly surprises in retirement. Reach out to…
more -
The 2026 Tax Reset
In this episode, Ben Koval, Matt Lybarger, and Benjamin Farrow we explore the latest developments in retirement planning, tax strategies, and the growing threats of AI-driven scams. Our experts share practical advice on how to adapt your financial plan to changing laws and technology to ensure a...
-
The Retirement Date Wild Card
In this episode, Ben Koval, Matt Lybarger, and Benjamin Farrow discuss critical retirement planning topics including setting a retirement date, understanding pension options, managing debt, and optimizing tax strategies. Learn how to create a comprehensive plan to ensure a stress-free retirement...
-
The Rollover Crossroads
In this episode of Sound Path to Retirement, Ben Koval, Matt Lybarger, and Benjamin Farrow to discuss crucial retirement planning topics. They cover 401(k) rollovers, diversification, inherited IRAs, and estate planning, providing valuable insights for a confident retirement strategy. Reach out…
more -
The Plan After the Plan
In this episode of Soundpath to Retirement, Ben Koval, Matt Lybarger, and Benjamin Farrow explore the critical aspects of planning for the later years of retirement, including health changes, income strategies, legal preparations, and the importance of a decision bench. Our experts share…
more -
Better Advice, Bigger Decisions
In this episode, Ben Koval, Matt Lybarger, and Benjamin Farrow discuss how to navigate the complexities of retirement planning, the importance of holistic advice, and strategies to optimize tax and estate planning for a secure retirement. Reach out to Ben and Matt at 877-249-6900 or...
-
Retirement Blind Spots
This episode explores the critical retirement blind spots, including unexpected expenses, emergency funds, account consolidations, and withdrawal strategies. Ben Koval, Matt Lybarger, and Benjamin Farrow share insights to help you plan confidently for a secure retirement. Reach out to Ben and…
more -
Higher Rates, Higher Stakes
On this episode Ben Koval, Matt Lybarger, and Benjamin Farrow explore how inflation, interest rates, and AI are impacting retirement planning. Learn practical strategies to build a resilient, flexible retirement plan that adapts to economic changes and technological advances. Reach out to Ben and...
-
The Fraud Firewall
This episode explores the rising sophistication of scams targeting retirees, the importance of setting boundaries with adult children, and strategies for ensuring reliable income in retirement. Ben Koval and Matt Lybarger share practical advice on protecting your finances and planning for a…
more -
Confidence Took a Hit
This episode covers the latest insights on retirement confidence, Social Security strategies, Medicare costs, and tax planning for retirees. Ben Koval, Matt Lybarger, and Benjamin Farrow share practical advice to help you navigate the complexities of retirement planning and maximize your…
more -
The Rise of "Fin Tok"
This episode explores the rise of financial advice on social media, the dangers of oversimplified tips, and how to develop a personalized, comprehensive retirement plan. Experts Ben Koval and Matt Lybarger discuss how to navigate viral financial content and make informed decisions. Reach out to…
more -
A Lack of Confidence
“There’s this strange moment happening right now—portfolios aren’t collapsing, but confidence isn’t exactly soaring either. That disconnect is where the real story is. Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/
-
Is It a Good Time to Retire
This episode explores the optimal timing for retirement in 2026, focusing on interest rates, market conditions, and strategic planning. Ben Koval and Matt Lybarger discuss how to leverage current financial trends, manage risks, and create flexible, income-focused retirement plans. Reach out to…
more -
Tax Season is Over
In this episode, Ben Koval, Matt Lybarger, and Benjamin Farrow discuss retirement planning strategies, tax optimization, market volatility, and important family conversations to ensure a confident and stress-free retirement. Reach out to Ben and Matt at 877-249-6900 or...
-
Global Headlines
Global headlines about the Middle East can feel distant, but history shows geopolitical tensions often ripple directly into markets, oil prices, and inflation. Today Ben Koval, Matt Lybarger, and Benjamin Farrow are unpacking what retirees should actually pay attention to—and more importantly…
more -
The 3 Pillars of Retirement Success
In this episode, Ben, Matt, and Benjamin discuss essential retirement planning strategies, estate planning, tax considerations, and how to navigate market volatility and geopolitical tensions. Learn practical tips to secure your financial future and leave a lasting legacy. Reach Ben and Matt by...
-
The Setreini Report Inquiry
In this episode of Sound Path to Retirement, Gary Nolan hosts financial experts Ben Koval , Matt Lieberger, and Benjamin Farrow to discuss market regulation reports, retirement planning, and managing market volatility. They share insights on regulatory inquiries like the Sertini Report…
more -
Retirement Loneliness
This episode explores the often-overlooked social and emotional aspects of retirement, including loneliness, social independence, and relationship dynamics, alongside financial planning strategies. Experts discuss how to create a holistic retirement plan that addresses both financial security and...
-
65 Feels Like 45?
The conversation explores the evolving landscape of retirement, emphasizing the need for updated financial strategies that reflect longer life expectancies and changing lifestyles. The hosts discuss the impact of current events on retirement planning, the importance of tax strategies, and the...
-
The Quiet Retirement Fears
In this conversation, the hosts discuss the often unspoken fears that retirees face, emphasizing that retirement planning is not solely about financial stability but also about emotional preparedness. They explore the psychological aspects of transitioning from a saver to a spender in retirement,...
-
A New Era of Retirement
This conversation explores the evolving landscape of retirement, highlighting how modern retirees are redefining their golden years with longer lifespans, technological advancements, and changing financial needs. The discussion covers the importance of planning for a retirement that lasts…
more -
What the Wealthy Do Right
This conversation explores the key differences in mindset and strategies between wealthy individuals and the general public regarding retirement planning. The hosts discuss the importance of starting early, investing wisely, and the significance of estate planning. They also decode popular money...
-
All About AI
This conversation explores the impact of artificial intelligence on retirement planning, discussing its advantages and limitations. The hosts emphasize the importance of human oversight in financial decisions, debunk common retirement myths, and provide strategies for creating reliable income...
-
The TCJA
In this episode, the hosts discuss the implications of the Tax Cuts and Jobs Act (TCJA) extension on retirement tax planning. They emphasize the importance of proactive tax strategies for pre-retirees, including Roth conversions and understanding Medicare surcharges. The conversation also covers...
-
Safety and Growth
In this episode of SoundPath to Retirement, the hosts discuss various investment strategies for retirement, emphasizing the importance of balancing safety and growth. They explore the implications of market downturns, the signs that may indicate readiness for early retirement, and address…
more -
Are Baby Boomers Sabotaging Their Own Retirement
In this episode, the hosts discuss the various financial pitfalls that Baby Boomers face as they approach retirement. They explore common mistakes such as overestimating Social Security benefits, underestimating healthcare costs, and the importance of early retirement contributions. The...
-
Financial independence
In this episode of Sound Path to Retirement, the hosts delve into the concept of financial independence, emphasizing that it is not merely about wealth accumulation but about having the freedom to make choices aligned with one's values. They discuss practical steps to achieve financial...
-
Retirement, With Purpose and Joy
In this episode, the hosts explore the concept of retirement as a time for changing rhythms rather than slowing down. They discuss the importance of balancing time and money, the wisdom of Jimmy Buffett and Warren Buffett, and the five essential steps for effective retirement planning. The...
-
Rethinking Retirement
This conversation explores the evolving concept of retirement, emphasizing the importance of relationships, financial planning for longevity, and the need to avoid emotional decision-making in investments. The hosts discuss how retirement is no longer just about stopping work but rather about...
-
Low Key Millionaires
This conversation delves into the concept of 'stealth wealth' and the mindset of financially savvy retirees who prioritize frugality and intentionality over flashy displays of wealth. The discussion covers various themes including social pressures that influence spending habits, the psychology...
-
Post Work Stressors
In this conversation, the hosts discuss the various challenges retirees face today, including inflation, healthcare costs, and the complexities of social security. They emphasize the importance of having a comprehensive retirement plan that accounts for these factors and provides a structured...
-
Bad Behaviors
In this episode of SoundPath to Retirement, the hosts discuss the multifaceted nature of legacy beyond just financial wealth, emphasizing the importance of mentorship in wealth transfer, the implications of estate and inheritance taxes, and the role of charitable giving. They explore effective...
-
Did I just retire into chaos?
This conversation explores the intricate relationship between money habits and retirement success, emphasizing the importance of understanding one's money personality. It delves into the financial disagreements that often arise in retirement, particularly among couples, and offers insights into...
-
Beyond Dollars: The True Meaning of Legacy
In this episode of SoundPath to Retirement, Ben and Matt discuss the multifaceted nature of legacy beyond just financial wealth, emphasizing the importance of mentorship in wealth transfer, the implications of estate and inheritance taxes, and the role of charitable giving. They explore effective...
-
Side "A" of Your Retirement
In the world of vinyl, Side A usually features the hits—the chart-toppers, the tracks everyone remembers. Retirement has its own Side A: the first 10 to 15 years when retirees are still healthy, independent, and ready to live boldly. But just like a record, you can’t just drop the needle and hope...
-
Estate Planning
This conversation delves into the complexities of estate planning, highlighting common pitfalls and the importance of proactive planning. The hosts discuss the emotional and financial implications of losing a spouse, the significance of updating beneficiary designations, and the impact of taxes…
more -
Replacing Your Paycheck
In this episode of SoundPath to Retirement, hosts Gary Nolan, Ben Koval, and Matt Lieberger discuss the complexities of retirement planning, emphasizing that a substantial 401k balance does not guarantee financial security. They explore the importance of customized retirement plans tailored to...
-
"Gray Divorce"
In this episode of SoundPath Retirement, the hosts discuss the increasing trend of older couples entering new relationships and the financial implications that come with it. They explore the importance of financial planning for these couples, especially regarding adult children and estate…
more -
Up Next : Gen X
In this episode of Sound Path to Retirement, the hosts discuss the unique challenges and opportunities facing Generation X as they approach retirement. They explore the importance of tax efficiency, the need for a clear vision of what retirement looks like, and the impact of health on retirement...
-
1995 Retirement Planning!!
Let’s rewind to 1995 for a second: Friends was on TV, Alanis Morissette was questioning irony, and gas was $1.15 a gallon. Back then, a million bucks felt like more than enough to coast through retirement, bonds gave you real yield, and the 4% withdrawal rule was gospel. But fast-forward 30 years...
-
Your Old Annuity
Think about that old annuity you bought years ago—back when interest rates were scraping the floor and “modern features” were just marketing buzzwords. A lot has changed since then. Rates have jumped dramatically since early 2022, meaning new contracts—whether fixed, multi‑year guaranteed...
-
Retirement Planning Myths
In this episode of Sound Path to Retirement, hosts Gary Nolan, Ben Koval, and Matt Lieberger discuss the complexities of retirement planning, focusing on income strategies, social security timing, long-term care, and common mistakes retirees make. They emphasize the importance of having a...
About this show
Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement pl
Hosted by
Benjamin Koval & Matt Lybarger