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PODCAST · kids

Talking In Circles

by Funmi Richards

Hey, let's make small talk 🤭😌Talking in circles is an episodic podcast with Funmi Richards, a poet, budding OAP, writer, event consultant and entrepreneur, where she discusses relationships, social issues and basically anything that piques her interest. Come along as she journeys through life…

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Episodes

  1. Beyond the border of the naira

    Talking in Circles podcast has an experiential budget travel project TiCPod Explores Africa which is targeted at helping more young and upwardly mobile Africans travel on a budget across Africa, experience varied cultures, food and lifestyle. In August 2026, we went on a weekend trip to Benin and...

  2. What’s holding you back?

    What’s holding you back? After more than two years away, Talking in Circles Podcast is back, and this felt like the right question to begin with. In this episode, I’m thinking about fear, preparation, postponement and the many ways we convince ourselves we need to be more ready before we begin.…

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  3. Saving more vs Earning more?

    Saving more vs Earning more? On this episode, I touch on saving more and why building a culture where you saving in percentages instead specific sums can help you build a good financial Portfolio especially in an economy that’s so heavily inflated.

  4. TiCPod Update - What have we been up to ?

    Hi Everyone, we have been making a lot of quiet moves with the TiCPod Community and we just wanted to share some updates with you. As always please feel free to contact me [email protected] !

  5. Happy New Year — A check in

    Happy new year, Family 💃🏽! On this episode, I have a self reflection on 2022 — financial pitfalls, highlights, discuss what plans I have for 2023; and TiC Pod Plays Cupid Project where members of the community get to give and receive gifts to celebrate themselves during valentine. For...

  6. FinancialWomanseries - Business & Monetising

    This is the third episode of the #FinancialWomanseries and it sheds light on how, what, why and where of growing streams of income. Here, we examined the mindsets that push the need for multiple streams of income, we discuss challenges and lessons learnt from our various businesses. We also...

  7. We are back 💃🏽

    WE ARE BACK- TELL SOMEONE TO TELL SOMEONE! Why we've been away and what to expect in the coming months.

  8. Financial Woman: A Poco a poco

    This episode was supposed to be the kickoff the #FinancialWoman series, it was recorded on International Women's Day. It is essentially a confession book on what money means to the average woman, it breaks down how to invest, when to save and how best deal with the pressure and influences from...

  9. Financial Anxiety and how to conquer...

    On this episode, I talk about Financial anxiety – what it is, symptoms and how to deal with it.

  10. Financial woman series: Second generation working woman

    This is an episode of the #FinancialWoman series and as a second generation working woman I invited women whose mothers worked 9-5 or ran business that took away from home and brought money to the home front. So, on this episode, we shared lessons we've learned from our working mums, discussed...

  11. Just Chat: Broke, single and living alone

    On this chat episode, I talk amidst a few glasses of wine about being borderline broke, single and living alone and then, I share tips I've relearned through this journey.

  12. Love, Business & Family

    On this special valentine episode, we discuss love vis a vis marriage in relation doing business together and raising a family.

  13. Igbo apprentice system (Igba-Boi) as a Nigerian Economic Model

    On this episode, I invite an Igbo Chief Mazi Obieze Okorro to share his thoughts on how the Igbo trade apprentice system commonly referred to as ′Igba-Odibo/Imu-Ahia/Imu-Oru′ as an economic model practiced widely by Igbos and originated in South-Eastern Nigeria can be implemented to flatten the...

  14. Taking a gap year in Nigeria? Why not?

    On this episode, I discuss relevant details about taking a gap year in Nigeria and why you should totally do it!

  15. Thank you for 2021!

    Nothing more profound to say than thank you for being part of our 2021 💃🏽💃🏽! And 💫🥂 to 2022.

  16. Ajo, Esusu, Adashe, Sacco — TrueSaver — the future of the Ajo Scheme 💰 🤑

    Ajo is an intrinsically personal finance strategy that is unlike traditional savings where you have to wait a while for the savings to mature. With Ajo you get access to a sort of lump sum - Akojo, like a quick loan. Essentially, you take this lump sum to execute emergency projects and pay as you...

  17. #Detty December ? Hacks 🤯🤔

    Planning to have a #dettydecember? On this episode, I share my personal hack for conquering the longest month in the history of finance — January, just after Christmas 🎄 😀. I also announce that our -January Dip savings circle (Ajo) is open to new and existing listeners who might want save…

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  18. I am materialistic: the journey to financial freedom 💸🤑

    So, my landlord's 13 year old daughter called me materialistic. On this episode I discuss what this means to me and I open up on how my finance journey has been over the last few months. You should totally listen in.

  19. 🤑 💲Asoebi Culture ❌ Vs ✅?

    Friendship, camaraderie (ˌkæməˈɹɑːdəɹi mispronounced during the podcast 🙈) and solidarity are some of the reasons why the Asoebi Culture emerged in 1920s; now, Megami and I discuss — well, banter actually, how #culture is no longer just for camaraderie but for #paparazzi in #Nigeria and a means...

  20. Let's talk: why you should have an HMO? 🏥💸💲

    On this episode, I discuss HMOs in Nigeria and why they important to the average Nigerian.

  21. Eat the Frog 🐸 💰🤑

    While adopting the Eat the 🐸 method by Brian Tracy, I have understood that time is money. So, on this episode, I share factors affecting my time management and discuss tips I am adopting to manage my time better so that in the words of the famous American polymath Ben Franklin of 1748 my Time…

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  22. How to earn 450k naira on Bolt in Nigeria...

    Thinking of making extra cash? Or know someone who might be? Has the person considered going into Bolt or Uber driving?? It's actually a very lucrative business in Nigeria at the moment. Here's what a Bolt driver I spoke with had to say about earning 450k in a week! Do listen and share your...

  23. Financial Goals, Hit or Miss🥲🤑?💰💶💵

    Just checking, letting you know a few of my thoughts about money. Join in, you can also reach me [email protected] or funmi_richards on Twitter and IG.

  24. 👩‍🏫🎒After school, what next??

    So you've gone to school, what next?

  25. 5 common money mistakes young people make💸💷💰🥸

    Many of us are guilty of so many money mistakes... On this episode, I share some of my common money mistakes, breakdown how to deal with the issues squarely. And shed light on my journey so far with Financial literacy.

  26. What financial literacy is ?¿

    Heyy! A whole lot of people don't know anything about money aside from earning and spending. On this episode, I highlight parts of my journey to financial literacy and share other components besides earning and spending. Let me know what you think, contact me [email protected] or Twitter and…

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  27. Going to the market in Nigeria part 2

    In the previous episode, Megami and I shared some of our experiences of going to the market during Ramadan – whew, it was a long one so we decided to make a two part episode.

  28. Going to the market in Nigeria Part 1 💸💸🧧💱

    Megami from Megami's Musings and I went to the market and we were wowed at the hike in prices due to the season of fasting. We did try to negotiate some of the prices for the items we got and we shared some of our thoughts on the whole experience in this part and the proceeding episode. Ps: I…

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  29. Ponzi Schemes 🤑💶💵💷

    Ever tried a quick money scheme? I've tried a couple in my day and on this episode I unbox some of my thoughts about them and touch on other possible ways to spend money.

  30. I Almost Took A Loan 🤟🛬🤫

    Guys, we've hit 1k 🥁🥁!!! I applied for a loan because I was short on cash and needed some financial leverage but my sense of self returned when I didn't expect and made me think it best not to go ahead with the loan again. What are your experiences with FinTech Loan apps? They make it seem so...

  31. How to be a low budget feminist 🧞‍♀️👷‍♀️👮‍♀️👩‍🚒

    On today's episode, I remind my ladies that it's ok to ask for help, it's important to own your shame and not let anyone ride you and it's to remember that we live in a global village for reason. Do listen in and share your thoughts. Follow me IG & Twitter @Funmi_richards, would love to hear from...

  32. Hacks to Avoid Spending Too Much Money

    We are always spending, needing money and trying to get more money, it's a cycle. On this episode, I open up on how spending works and share some insightful hacks I've learned on how to avoid spending more money than you need to. Follow on Social Media @Funmi_richards on Twitter & Instagram

  33. CBN Did Me Dirty + I Spent My Last Dollar 😟

    Today, I talk about how I spent my last dollar just before CBN increased the naira per dollar rate. I also discuss how being a woman living with Premenstrual Dysphoric Disorder (PMDD) has affected my finances. Happy International Women's Day Here's the link to register for Funebi Anthony-Bello's...

  34. How to Secure the Money Bag in Your 20s 💰💳💲

    I bring you good tidings on this episode, I open up on my love-hate relationship with money and I share tips on how we can have a better & healthy relationship with our income & expenses.

  35. Is that your final answer?

    A lot of things happen when we are in our 20s, we have to make certain decisions that would either make or break us. Making these important decisions is never easy but we have to live with whatever choices we make. On this episode, I look back on the days of Who wants to be a millionaire with…

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  36. Be your own BAE 💘

    Love is a beautiful thing as I would always say but this year, I learnt something about love. I learnt I could fall in love with me too and give all of the love I give to others to myself. Happy Valentine's Everyone 💕

  37. Broke & living with the family 🛺🏦

    How do you feel when you're broke and unable to afford the basic things? On this episode, I share some of my experiences from my down and broke times, some crass and utterly hilarious and moments it affected my mental health.

  38. That's the Thing About Love 💘💌💟

    Sometimes love comes around and it knocks you down 🎶🔊 What are the colors of love? What have you learnt about love? The media has a way of depicting what love should be and how you should love. On this episode, we talk about the lessons on love we have learnt from some movies.

  39. Being humane in Nigeria: #RIPDavid 💔

    The news about David's death is really sad and our hearts go out to his family at this time ❣💞💓💕. On this episode, we discuss the idea of being humane in Nigeria, the present state of life and the need to japa!

  40. Dear 20s friend 💌💘

    Being 20 something in the 2020s is no beans but we keep marching. On this episode, I share 5 impactful lessons I'm learning in my 20s that I hope will help anyone who's just like me trying to find their place in the world.

  41. 2020 - Year in Review 🤯

    Happy New Year 🥳🥳🥳! 2020 was indeed a year, to know that we survived the year; many of us had the chance to grow in one way or the other. While many of us had a difficult time throughout the year, on this episode we discuss some of the lessons we learnt from the year and touch on the joy of 2021.

  42. Christmas Special with Boo 💋💌💝

    Listen to Intro Track: Warm Christmas by Jeiel Damina https://youtu.be/GJQWA4IKcYk As long as I can remember Shahid and I have been friends, and on this Christmas Special, I brought him on to discuss ideals on love & marriage in this season. 🥳💋💌 Seasons Greetings from all of us at Talking in...

  43. How to shoot your shot on Social Media 🤞🏼🤞🏼

    As someone who has had her fair share of social media dating, on this episode I shared some of my experiences and I'm hoping we continue this conversation in DMs, tweets and others. I would love to hear your experiences with 'shooting shots' on social media.

  44. Few Good Men - Finding the Man Series

    Many of us don't believe there are actually any good men left, lol, 🥵, I have feel that way sometimes too. However, there are good, a whole lot of good men but you gats shine your eye properly.

  45. Marriage Scarred Me

    Marriage is a beautiful thing especially when you're doing it with the best person for you. This is the pilot to Finding A Man series and we touched on some of my fears for marriage and some of the bits of what we will be talking about during the series.

  46. The Nigerian Complain Culture: A Rant

    I'm so tired of hearing us complain about things happening in the country. Who will bell the cat? Who will be that person who will stand for themselves and give the nation a voice?

  47. The Complain Culture: A Rant 🤦

    I am tired of people complaining about things that fix themselves. This is me ranting about the Nigerian Complain Culture 🤦

  48. What if you're your own enemy?

    Yay! It's a new season. Sometimes, we are our own problems. Give yourself a chance to see the possibilities, no, I'm not a motivational speaker but you should check this out.

  49. I can't breathe 😭

    We talk about society and the problems she needs to shed.

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ABOUT THIS SHOW

Hey, let's make small talk 🤭😌Talking in circles is an episodic podcast with Funmi Richards, a poet, budding OAP, writer, event consultant and entrepreneur, where she discusses relationships, social issues and basically anything that piques her interest. Come along as she journeys through life…

HOSTED BY

Funmi Richards

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Frequently Asked Questions

How many episodes does Talking In Circles have?

Talking In Circles currently has 58 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Talking In Circles about?

Hey, let's make small talk 🤭😌Talking in circles is an episodic podcast with Funmi Richards, a poet, budding OAP, writer, event consultant and entrepreneur, where she discusses relationships, social issues and basically anything that piques her interest. Come along as she journeys through life…

How often does Talking In Circles release new episodes?

Talking In Circles has 58 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Talking In Circles?

You can listen to Talking In Circles on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Talking In Circles?

Talking In Circles is created and hosted by Funmi Richards.
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