PODCAST · business
The Adviser Talk
by by Stewart Group
The Adviser Talk is where real conversations about money meet real life. Hosted by Stewart Group’s financial advisers, the podcast takes a thoughtful look at what is happening in markets, news, and everyday finances, and what it actually means for people trying to make good long-term decisions. From investing pitfalls and insurance myths to the emotional side of money and lessons drawn from history, each episode is practical, grounded, and refreshingly honest. Expect clear thinking, relatable examples, and the occasional unexpected story, all aimed at helping you feel more confident about your financial choices. Got a topic you would like us to explore? Email us anytime You’ll find CEO Nick Stewart our most frequent flyer in the hot seat – Nick is a Financial Adviser, Accredited Investment Fiduciary, Associate Financial Planner of Financial Advice New Zealand
Episodes
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Breaking up the Supermarkets with Bruce Jenks
Groceries are expensive, but are supermarkets really the problem? In our latest episode, Bruce and Tim explore New Zealand's supermarket duopoly, what we can learn from Chile's economic history, and why competition, regulation, and political decisions matter for investors and everyday Kiwis…
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Rory O'Neill and Nathan Krieger on Innovation, Research & Nobel Minds
For more than 23 years, Stewart Group has partnered with Dimensional Fund Advisors to bring evidence-based investing to our clients. In this episode of The Adviser Talk, Rory sits down with Nathan to explore the Nobel Prize-winning minds behind Dimensional, the power of evidence-based investing…
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Nick Chats Retirement Reality Check at 50
Turning 50 is not the finish line, it could be the most important financial planning milestone of all. In this episode, Nick shares why your 50s are the ideal time to take stock of your retirement plans, make course corrections where needed and ensure the next chapter of life is built on a strong...
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Nick Stewart & Nathan Krieger on Decades of Innovation, Integrity and Trusted Partnership
For more than 20 years, Stewart Group and Dimensional Fund Advisors have shared a commitment to helping clients achieve better outcomes through evidence-based investing and long-term thinking. In this episode, Nick Stewart and Nathan Krieger reflect on the evolution of financial advice…
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Rory on AI, Productivity & the Next Big Shift
Is artificial intelligence really the next great technological revolution, or is it just another overhyped trend? In this episode Rory unpacks why GDP may not fully capture the value created by emerging technologies like artificial intelligence. From the rapid adoption of AI to the lessons…
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Bruce Goes Into the Bush and Back: Lessons for Smarter Investing
What do hunting in the bush and long-term investing have in common? More than you might think. In this episode of The Adviser Talk, Tim Ewen and Bruce Jenks explore how preparation, patience, awareness, and good judgement often matter more than chasing the perfect opportunity. Through an…
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Rory Chats Ignoring the Market Noise
When markets wobble, should investors take action or stay the course? In this episode, Tim and Rory unpack the difference between market signal and market noise. From breaking news and social media panic to global events like the GFC, Covid and market crashes, they explain why emotional reactions...
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Nick on IPO Hype, Investor Behaviour and Thinking Long Term
Why do some IPOs create wealth, while others destroy it? And what can investors learn from the difference? In this episode, Tim and Nick take a closer look at both global and New Zealand IPO experiences, highlighting the contrast between stable, infrastructure backed investments and high growth,...
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Nick on the Question of Council's Fiscal Accountability
When big employers leave a region, the ripple effects last generations. In this episode, we explore what happens when those risks are not modelled, not discussed, and not planned for at council level. A direct and local conversation on fiscal accountability, rising rates, and why households…
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Nick on The Red Baron's Dicta: Timeless Lessons in Discipline and Risk
What can a World War I fighter pilot teach you about investing? The Red Baron built his success on discipline, structure, and stacking the odds in his favour, but lost everything in a single moment of emotion. In this episode, Tim and Nick explore how investors face the same temptations, and why...
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Nick on Scotland's "Sure Thing"
What happens when a “sure thing” goes spectacularly wrong? In this episode of AdviserTalk, Tim and Nick unpack Scotland’s disastrous Darien Scheme, a moment when an entire nation bet its future on a single idea. Through this powerful historical story, they explore why high conviction often leads…
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Nick on Investor Behaviour and Those Still Living in the Cave
Why do so many investors stick with strategies that feel right, even when the evidence says otherwise? In this episode of Adviser Talk, Tim and Nick use Plato’s allegory of the cave to explain why chasing hot funds, star managers, and market timing is so hard to let go of. They unpack the latest...
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Revisiting: Paula on Australian Super, KiwiSaver and Smarter Retirement Planning
Lost super, KiwiSaver myths, and smarter investing explained simply. In this revisit episode from May 2024, Paula Intercot joins Adviser Talk to discuss transferring Australian super to New Zealand, choosing the right KiwiSaver approach for your life stage, and how complementary investment…
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Rory Chats Lessons for all From the Fonterra Return
For many farming families, the Fonterra payout is more than cash. It is a strategy moment. In this episode, we unpack why real returns matter, how diversification beyond the farm gate builds resilience, and why independent advice early can change outcomes for decades. (00:00:15) Intro: Fonterra...
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Rory Explores DIY Investment Traps
DIY investing is easier than ever, with ETFs and online platforms giving many New Zealanders confidence to manage their own portfolios. Returns can look strong, and progress can feel real, but this episode asks a critical question: Are you actually building wealth once tax is taken into account?...
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Nick: "Safe as houses" until it wasn't.
When ideology replaces analysis, the locusts arrive. From sparrow eradication to interest rate shocks, Nick draws parallels between Mao’s disastrous Four Pests Campaign and modern Kiwi property investing. Rising interest rates, disappearing equity, and the danger of doubling down on beliefs…
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Nick Chats Investment Lures
From bright fishing lures to bold financial claims, this episode reveals why some private offers look irresistible and how retail investors get pulled into high-risk waters without realising it. Tim and Nick shed light on wholesale certifications, liquidity traps, and explore how behavioural…
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Rory on Taking Advice from Algorithms: Why the Messy Line Matters
Life never follows a straight financial line. In this episode, Tim and Rory explore why real money decisions zigzag, how emotion shapes financial choices, and why unexpected twists are a normal part of building long-term resilience. From market dips to surprise expenses at home, they unpack how…
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Nick on the Value of Moving Forward
In this special Waitangi edition of The Adviser Talk, Tim and Nick explore what a 149-year journey toward resolution can teach us about how we show up in our financial lives today. Drawing on the remarkable story of Ngāi Tahu, they uncover how generations carried the weight of grievance, how...
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Nick on Self-Insurance - It Could Cost You More Than You Think
Thinking of ditching insurance for a DIY 'stash away the premiums' approach? Self-insurance sounds smart, but is it really? In this episode, Tim and Nick unpack why skipping cover can backfire, the behavioural biases that trip us up, and why integrating risk management into your financial plan is...
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Tim Chats Risk - Protecting Your Biggest Asset
What do you consider your biggest asset, and is it covered? Featuring Tim Ewan, Risk Insurance Manager at Stewart Group, we discuss the significance of income protection insurance for New Zealanders, the limitations of ACC, and the roles of different types of personal insurance. Tim explains why...
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Nick on New Zealand's Economic Costume
Are we really as wealthy as the headlines claim? New Zealand recently ranked fifth globally in per capita wealth—but is that just an illusion? In this episode, Tim and Nick unpack why so much of our “wealth” is tied up in property, what that means for financial security, and practical steps to...
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Rory Talks the Price of Financial Wisdom
Is wisdom really worth 4.52%? In this episode, Tim and Rory unpack the true value of advice. Russell Investments recently quantified the value financial advisers bring to New Zealand investors at 4.52%, Rory breaks down the “price of wisdom” and explores the real benefits that extend far beyond...
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Bruce and the Magnificent Seven
Are yesterday’s market champions tomorrow’s winners? History says not likely. Driving the discussion: Financial advisor Bruce Jenks warns investors against concentrating portfolios in these high-performing stocks, despite the fear of missing out. While these companies benefit from AI-driven...
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Nick chats Bubbles, Diversification and the Perils of Fomo
Can even the smartest minds outsmart market mania? Sir Isaac Newton lost a fortune in the South Sea bubble—proof that FOMO can derail even genius. In this episode, Tim and Nick unpack what Newton’s misstep teaches us about bubbles, herd behaviour and today’s hype-driven markets. Discover why...
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Rory on KiwiSaver and Holistic Financial Strategy
Is your KiwiSaver working hard enough for your future? KiwiSaver should be part of a broader, holistic financial strategy—not a standalone account. Many Kiwis opt for overly cautious KiwiSaver options because they're not considering their entire asset mix. Tune in as Tim and Rory discuss how...
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Brent on NZ's Housing Reality Check
Is home ownership still the Kiwi dream, or has reality shifted? Featuring Brent Allcock, Financial Adviser, this episode dives into the realities of New Zealand’s housing market in 2025. Tim and Brent discuss the impact of interest rates, wage growth, and inflation on home ownership, the causes…
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Rory on the True Cost of Short-Term Thinking
Whether you're earning a little or a lot, today we’re unpacking how short-term thinking and our spending habits can cost us more than we realise. From the weekly budget trap to guilt-free online splurges, we explore the psychology behind our choices, the hidden cost of cheap goods, and how to…
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Nick and our Broken Energy Market
A "state-protected oligopoly" dominated by four major generator-retailers? In this episode, Nick Stewart, CEO and Tim Ewen, Risk Insurance Manager, delve into the complexities of New Zealand's electricity market, covering high energy prices, their impact on manufacturing and employment, and the...
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Rory Chats OCR Cuts and the Economic Crossroads
Join Tim Ewen, risk insurance manager, and Rory O'Neill, Financial Adviser, Director and General Manager of Stewart Group, as they delve into the pressing issue of the Reserve Bank's recent OCR cut and its implications for financial planning in New Zealand. In this episode, Tim and Rory share…
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Nick Chats the Rates Crisis
Rate increases, or daylight robbery? Join Nick Stewart, CEO and financial advisor at Stewart Group, and Tim Ewen, risk insurance manager, as they delve into the pressing issue of local authority rates in New Zealand. In this episode, Nick shares insights on the rates crisis, discussing the...
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Brent Chats the Illusion of Time
You can't bank time for later - you've got to use it today. That's the key message from our latest podcast, where Brent Allcock, our Financial Adviser from the Wellington office, discusses why procrastination can negatively impact your financial security. With Kiwis feeling the pressure from…
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Rory Chats Vehicles and Investments Portfolios
Just like modern cars come equipped with essential safety features, your investment portfolio should be built with protection in mind. In this episode, our General Manager and Financial Adviser, Rory O’Neill, joins host Tim Ewen, our Risk Insurance Manager and avid car enthusiast, to explore how...
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Bruce Chats Catchphrases Replace Common Sense
In today’s financial landscape, it’s easy for investors to get caught up in popular catchphrases like “They're not making any more land” or “Buy the dip”. Bruce Jenks, our Financial Adviser from our Hastings office, warns that when these phrases replace critical thinking, investors may make...
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Paula Chats KiwiSaver Changes
The government has rolled out the biggest KiwiSaver shake-up in years, and it's going to impact everyone from teens to top earners. These adjustments could influence your retirement savings. If you’re curious about how they might affect your plans, check out this podcast where Tim Ewen chats with...
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Nick Chats NZ Budget 2025
In this episode, Nick Stewart, our CEO and Financial Adviser, takes a deep dive into the 2025 Budget delivered by Finance Minister Nicola Willis. From proposed KiwiSaver changes to pay equity adjustments, the budget has sparked plenty of discussion—and concern. Nick unpacks the key elements,...
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Brent Chats Mums and Finance
In this episode, Brent Allcock, our Financial Adviser at Stewart Group in Wellington, reminds us that some of the most powerful financial lessons often come from Mums! Research consistently shows that women tend to make smarter investment decisions. They’re more likely to: Prioritise long-term...
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Bruce Chats Legacy Planning
In this episode, we are joined by Bruce Jenks, our Financial Adviser at Stewart Group, who shares valuable insights on legacy planning. Legacy planning goes beyond simply writing a will, it involves ensuring that your assets are distributed according to your wishes and protecting the people you...
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Rory Chats Tariffs & Financial Planning
In this episode, Tim Ewen has a chat with Rory O'Neill, our Director and Financial Adviser, about why financial planning matters, especially when markets are volatile. At Stewart Group, we believe everyone should have a plan for their financial future, regardless of where they are in life.…
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Nick Chats Tariffs & Trade Wars
Date of recording this podcast: 1st April 2025 In these uncertain economic times, it's essential for New Zealanders to understand tariffs and trade wars to prepare for the future. In this episode, Tim Ewen, our Risk Insurance Manager, sits down with Nick, our CEO and Financial Adviser, to discuss...
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Introducing Ann Evans
In this engaging podcast episode, Tim Ewen welcomes Ann Evans, who has recently become a part of our Risk Insurance team as a Risk Paraplanner. During their conversation, they delve into various topics, including Ann's work experience in the insurance industry, working for Stewart Group, and...
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Nick Chats with Marcus Buddo
The future looks challenging for residents of Hastings, who are facing a series of significant rate increases that could compound to approximately 65% over the next four years. Nick Stewart, CEO and Financial Adviser at Stewart Group, addressed this issue in his recent Canny View article…
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Brent Chats Cost Of Living
As the cost of living continues to increase, carefully monitoring your finances is more crucial than ever. Brent Allcock, our Financial Adviser from the Stewart Group's Wellington branch, recently shared some practical advice on The Adviser Talk. New Zealand's economy has taken a bit of a knock...
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Bruce Chats Price of Deviation
In this episode of The Adviser Talk, Bruce, our Financial Adviser, joins Tim Ewen to discuss how quickly well-laid plans can unravel when fundamental financial principles are overlooked in pursuit of easy money. Bruce emphasises the importance of discipline in financial planning, making informed...
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Rory Chats Cryptic Crypto
On this episode of The Adviser Talk, Rory O'Neill, our Director and Financial Adviser at Stewart Group, delves into the world of cryptocurrency, dubbing it the "new age blood diamonds." While the allure of investing in cryptocurrencies is undeniable, it's crucial to be aware of the darker…
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Nick Chats Sizzle vs Reality
In our first podcast of the year, Nick Stewart and Ken Morrison discuss private assets in KiwiSaver - when sizzle meets reality. As KiwiSaver assets surge past $110 billion, an all-too-familiar story unfolds… Multiple KiwiSaver and general investment providers are rushing into the private asset...
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Tim Chats Insurance Resolutions 2025
It's that time of year again, and what better way to end 2024 than by making some Risk Insurance Resolutions for 2025? Protect what matters most—yourself and your family! Start the new year with a solid financial safety net through a review of your insurance needs! In this podcast, Tim Ewen, our...
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Nick Chats Retirement Investing
In our 207th podcast, Nick discusses with Ken our latest article, "Rethinking Retirement Risk: Why Playing It Too Safe Could Cost You." Retirement investing in New Zealand has traditionally favoured a conservative approach. However, with increasing life expectancies, rising inflation, and...
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Rory Chats Generational Investing
From Baby Boomers' focus on real estate to Gen Z's embrace of digital assets and innovative investments, each generation's approach to wealth-building in New Zealand has been different. This evolution in investment thinking may prove crucial for New Zealand to thrive in an increasingly…
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Bruce Chats Reptilian Brain
In investing, our instinctual "reptilian brain" often leads us to make impulsive decisions driven by fear or greed. To succeed, we need to engage our neocortex for rational, long-term planning. In this podcast, Bruce Jenks, our financial adviser at Stewart Group, emphasises the importance of...
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ABOUT THIS SHOW
The Adviser Talk is where real conversations about money meet real life. Hosted by Stewart Group’s financial advisers, the podcast takes a thoughtful look at what is happening in markets, news, and everyday finances, and what it actually means for people trying to make good long-term decisions.
From investing pitfalls and insurance myths to the emotional side of money and lessons drawn from history, each episode is practical, grounded, and refreshingly honest. Expect clear thinking, relatable examples, and the occasional unexpected story, all aimed at helping you feel more confident about your financial choices.
Got a topic you would like us to explore? Email us anytime
You’ll find CEO Nick Stewart our most frequent flyer in the hot seat – Nick is a Financial Adviser, Accredited Investment Fiduciary, Associate Financial Planner of Financial Advice New Zealand
HOSTED BY
by Stewart Group
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Frequently Asked Questions
How many episodes does The Adviser Talk have?
The Adviser Talk currently has 228 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Adviser Talk about?
The Adviser Talk is where real conversations about money meet real life. Hosted by Stewart Group’s financial advisers, the podcast takes a thoughtful look at what is happening in markets, news, and everyday finances, and what it actually means for people trying to make good long-term decisions....
How often does The Adviser Talk release new episodes?
The Adviser Talk publishes regularly with 228 episodes available. Check the episode list for the typical release schedule.
Where can I listen to The Adviser Talk?
You can listen to The Adviser Talk on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Adviser Talk?
The Adviser Talk is created and hosted by by Stewart Group.
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