The BamCam

Retirement planning can feel overwhelming, especially when trying to understand how different income sources will work together. Are you making decisions based on what worked for someone else, or on what truly fits your situation? In this episode, Adrian and Alison Castellano walk through how Social Security works at every stage of life, from your twenties when it feels distant to your sixties when filing decisions become real. They explain how benefits are calculated, the impact of claiming early versus waiting, and why Social Security should be viewed as one piece of your overall retirement strategy rather than a standalone decision. Key takeaways: How Social Security functions as a government insurance program rather than a personal investment account The importance of your 35 highest earning years and why missing years count as zeros in benefit calculations Claiming strategies and how filing at 62, full retirement age, or 70 affects your lifetime income significantly Spousal and survivor benefits that make Social Security a household decision requiring coordinated planning Why creating your online Social Security account early helps you track earnings and catch errors before retirement And more! Resources: Social Security Administration Website Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Have you ever caught yourself justifying a purchase with creative mental math?  Maybe thinking that preloaded app money makes your coffee free, or that a dress is automatically 50% off because you only bought one item. In this episode, Alison and Adrian Castellano explore the viral trend of girl math and what it reveals about our relationship with money. They share relatable examples from their own lives and discuss how these mental shortcuts can work for us or against us.  The conversation focuses on understanding the emotional side of spending, building awareness around purchases, and creating systems that align with personal values and financial goals. Key takeaways: How girl math reveals the emotional and psychological patterns behind spending decisions The importance of awareness when making purchases and catching yourself in justification mode Practical strategies like paying yourself first automatically and creating a dedicated fun fund for guilt-free joy Why aligning spending with personal values eliminates the need for mental gymnastics How to redirect natural spending instincts toward habits that support long-term financial goals using girl math on purpose And more! Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

People talk about the Santa Claus Rally every December, but most investors never understand what is actually happening beneath the surface.  Jack and Adrian break down why the final trading days of the year often feel surprisingly strong and what it reveals about market psychology, timing, and cash flow. They open up the conversation with humor, a bit of holiday spirit, and a practical look at how optimism, low trading volume, bonuses, rebalancing, and investor behavior all intersect. What to expect in this release: Why the Santa Claus Rally keeps showing up throughout history How investor mood affects market movement What professional managers do behind the scenes in December Why this is something to understand, not chase And more! Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Publishing Tags: 

When the daycare bill finally disappears, most families don’t notice the extra money for long; it vanishes into everyday spending.  Adrian and Alison Castellano explain why the daycare transition is one of the most powerful money moments young families face and how to avoid lifestyle creep. From redirecting half your daycare savings into retirement or college to automating new habits that “pay your future self,” this discussion reveals how small, intentional steps can compound into hundreds of thousands of dollars. Discover: How the daycare transition frees up thousands annually Why lifestyle creep erases progress if you’re not intentional Simple strategies for investing freed-up dollars How to recreate the same effect even if daycare days are behind you And more! Previous Episodes of Interest: Financial Intimacy: After The Money Date with Alison and Adrian (Ep. 15) Financial Intimacy: Money Date with Alison and Adrian (Ep. 10) Financial Intimacy: Tummy Bug Vs. Taco Truck (Ep. 22) Financial Intimacy: Year-End Update with Alison and Adrian (Ep. 31) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

Old accounts, forgotten 401(k)s, outdated beneficiaries, this ‘money clutter’ lurks in nearly every household. In this episode, Jack Burnette and Alison Castellano share why cleaning up your financial junk drawer matters and how to tackle it without feeling overwhelmed. From tracking down long-forgotten retirement accounts to using state unclaimed property databases, you’ll hear real-life examples (including a $400 surprise) and practical steps to create clarity and confidence in your finances. Expect to learn: Common sources of money clutter How to track down and consolidate old accounts Why outdated beneficiaries can create major problems Simple systems to help keep your finances streamlined Resources: The Journey to Sobriety and a Purposeful Life with JT Miller (Ep. 29) Investing in Your Well-being with Karen Broadwater (Ep. 14) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Building wealth isn’t reserved for high earners,  and Alison and Adrian Castellano prove it’s possible at any income level. In this episode, they share their journey from modest incomes to financial stability, breaking down the myths that keep families from feeling secure. From redefining wealth around your values to avoiding lifestyle creep, they offer five practical steps anyone can start today: know your numbers, spend intentionally, automate savings, avoid lifestyle creep, and invest early and often. You’ll hear how everyday decisions, even small ones, can add up over time, and why financial confidence is as valuable as any dollar amount. Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

What do fake text messages, Nigerian princes, and high-tech AI scams have in common?  They’re all digital fraud tactics, and they’re more sophisticated than ever!  Join our hosts, Alison and Adrian Castellano, as they dive deep into the world of online scams and arm you with the tools to protect yourself. Listen as they unravel the complex web of digital fraud. From fake package delivery texts to deepfake videos and AI-generated emails, no one is safe, not even city governments! Gain practical advice on recognizing scams, securing your personal information, and protecting your loved ones from online threats. Key highlights include: Eye-opening statistics on the financial impact of scams (07:00) The role of AI in crafting realistic phishing attempts (05:17) Social media vulnerabilities and the importance of strong passwords (10:14) Red flags to watch for in investment “opportunities” (16:13) Tips for safeguarding children in their digital lives (20:02) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

What can you do with a raise to make it truly impactful? How can you prevent it from slipping through the cracks of everyday expenses? Adrian and Alison Castellano delve into the exciting realm of managing a new raise. They explore how that extra bump in income doesn’t just mean more cash to burn but can be transformative in achieving your financial goals. By pausing before spending, aligning new funds with your personal goals, and even automating some financial decisions, this episode provides you with the tools to make your raise matter. Adrian and Alison discuss:  Understanding the traps of lifestyle creep [02:29] Strategizing with the 50-30-20 model for optimal financial growth [05:37] Automating financial decisions for seamless wealth-building [09:41] The delicate balance between long-term planning and enjoying the present [12:51] And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

Jack Burnette, Alison Castellano, and Adrian Castellano continue their mission to decode financial jargon, diving into bull and bear markets, volatility, and even Warren Buffett’s timeless advice, as they work to demystify market complexities and guide you toward a resilient investment mindset. Jack, Alison, and Adrian discuss:  What defines a bull market, and what does it mean for your portfolio? (04:08) How can you navigate a bear market and potentially find benefits in market downturns? (08:30) What are practical strategies for managing market volatility? (14:51) How do recessions and economic cycles influence your long-term investment strategy? (19:36) How can investor sentiment impact market movements and your investment approach? (26:13) And more Previous Episode of Interest: Making Sense of Financial Jargon (Ep. 40)  Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Financial terms like fiduciary, inflation, and annuity can be more than just confusing—they can feel downright intimidating. Join Jack Burnette, Alison Castellano, and Adrian Castellano from Iter Financial Wellness as they break down complex financial jargon into simple, practical insights. With their clear and approachable style, they empower you to make informed and decisive financial choices. Jack, Alison, and Adrian discuss:  Why it matters whether your advisor is bound by this standard Understand why your grocery bill feels heavier than ever Efficiently managing and navigating old retirement accounts  The Roth vs. Traditional IRA decision and its tax implications  And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

What happens when you let others be themselves without letting their opinions dictate your life?  Jack Burnette and Alison Castellano tackle this question as they delve into the “Let Them Theory” by Mel Robbins, a concept that promotes emotional freedom and financial peace.  Jack and Alison discuss:  The essence of the “Let Them Theory” and how it applies to personal and financial well-being [00:01:46] Jack’s personal insights from his journey towards sobriety and learning to live authentically [00:02:14] The influence of social media and avoiding the trap of keeping up with the Joneses [00:07:01] Practical examples from Alison’s life, like deciding against a costly bathroom remodel [00:12:29] The importance of aligning financial decisions with personal values, especially within relationships [00:22:05] And more Resources: The Let Them Theory by Mel Robbins Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

What makes women the future of financial wealth control? Jack Burnette and Alison Castellano as they converse with Shannon Spotswood, President of RFG Advisory. Shannon shares groundbreaking insights on women’s growing influence in wealth management and how they are changing the financial landscape. Explore topics like generational wealth transfers, women’s leadership in finance, and the necessity of inclusive financial services without excessive jargon. Jack and Alison discuss:  Breaking down barriers for women in finance and investment (00:09:36) “Wonder Woman Stats” and why they matter (00:11:39) The crucial role of mentorship and encouragement in finance careers (00:15:16) How Strong Her Money empowers women through financial education (00:19:07) And more Resources: Strong Her Money Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Shannon Spotswood: LinkedIn: Shannon Spotswood RFG Advisory LinkedIn: RFG Advisory About Our Guest: Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management, and business development.  Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, Advisor-focused RIA of the future. At RFG Advisory, Shannon of RFG 2.0, a fully integrated platform for independent Financial Advisors and the implementation of strategic initiatives contributing to advisor success

What’s the difference between Financial Literacy and Financial Wellness?  Hosts Jack Burnette and Alison Castellano discuss how financial literacy is understanding budgets, interest rates, credit scores, and insurance, a key first step to being money smart, but is often not enough to achieve true financial security. Financial wellness, on the other hand, is about feeling confident and in control of your financial future, allowing for reduced stress even when unexpected challenges arise.  Discover more as this episode highlights:  Understanding Financial Literacy vs. Financial Wellness [00:01:00] The importance of Emergency Funds [00:07:52] The Role of Financial Advisors in Crafting a Financial Game Plan [00:12:36] How Couples Can Work Together Towards Financial Wellness [00:09:25] And more! Resources:  TikTok: Dave Ramsey Financial Intimacy: After The Money Date with Alison and Adrian (Ep. 15) Financial Intimacy: Money Date with Alison and Adrian (Ep. 10) Financial Intimacy: Tummy Bug Vs. Taco Truck (Ep. 22) Financial Intimacy: Year-End Update with Alison and Adrian (Ep. 31) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Are different money mindsets causing stress in your relationship?  In today’s release of The BamCam Podcast, we want to help you learn how to turn financial challenges into opportunities for growth and deeper connection. Join husband and wife team, Alison and Adrian Castellano, as they dive into the emotional complexities of financial planning within relationships. Money is more than just numbers; it’s tied to our upbringing, our fears, and our dreams. Listen as they explore how couples can navigate these complexities, offering practical advice on blending different financial philosophies. Alison and Adrian share personal experiences from their financial journey, from managing joint accounts to handling unexpected expenses like car repairs and home appliances. They emphasize the importance of open communication, setting shared goals, and building a strong emergency fund. Key takeaways include: Understanding each other’s money mindset and story for stronger partnerships [04:39] Common challenges couples face, including different priorities and control dynamics [05:14] Tips for navigating financial challenges with money dates and shared goals [06:54] The significance of sharing financial responsibilities and respecting independence [09:59] Building an emergency fund to weather life’s unexpected events [14:18] Previous Episodes of Interest: Financial Intimacy: After The Money Date with Alison and Adrian (Ep. 15) Financial Intimacy: Money Date with Alison and Adrian (Ep. 10) Financial Intimacy: Tummy Bug Vs. Taco Truck (Ep. 22) Financial Intimacy: Year-End Update with Alison and Adrian (Ep. 31) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

Are you stuck in the cycle of procrastination, especially with your financial goals? Jack Burnette and Alison Castellano welcome Brendan Frazier, the Chief Behavioral Officer at RFG Advisory, to explore the critical topic of procrastination, particularly as it relates to our financial well-being. Brendan shares his insights into why we procrastinate, especially when it comes to achieving New Year’s resolutions and financial goals, and helps us understand that we’re not alone in this struggle.  Jack, Alison, and Brendan discuss:  The psychology of procrastination in financial planning [00:03:10] The emotional barriers to seeking financial advice [00:08:37] Real-life examples of clients overcoming financial procrastination [00:11:21] Action steps for addressing procrastination with your finances [00:19:18] And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Brendan Frazier: LinkedIn: Brendan Frazier RFG Advisory Email: [email protected] 

Could unlocking the secrets of a healthier lifestyle be as simple as understanding our bodies better? With New Year resolutions on everyone’s mind, we felt now is a great time to revisit a fan-favorite conversation with Dr. Brytney Cobia, an obesity medicine specialist from Vulcan Wellness and Aesthetics.  Tune in to explore how Dr. Cobia’s expertise in obesity medicine is transforming lives, including her journey from hospitalist to wellness guide, and real stories from Jack and Alison’s health adventures. Jack, Alison, and Dr. Brytney discuss:  Introduction to GLP1 medications and their ground-breaking effects on weight loss [00:11:09] The surprising connection between insulin resistance and energy use in aging [00:09:36] Real-life success stories using GLP1 drugs, including Jack and Allison’s personal weight loss journeys [00:19:50] Navigating insurance requirements and the cost of weight loss medications [00:22:37] Comprehensive strategies for maintaining weight loss and building confidence in fitness [00:26:18] And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Dr. Brytney Cobia:  Linked In: Brytney Cobia Facebook: Vulcan Wellness & Aesthetics Vulcan Wellness & Aesthetics About Dr. Brytney Cobia: Dr. Cobia is double-boarded in Internal Medicine and Obesity Medicine. She was born and raised in Birmingham, which is where she has ultimately settled to raise her family and grow her medical practice. She attended the University of Alabama where she double majored in Biology and Psychology. She then attended the University of South Alabama School of Medicine in Mobile, AL. She returned to Birmingham where she completed her residency at the Brookwood Baptist Health Internal Medicine Residency Program. She was then invited to remain a part of the program to serve a one-year term as Chief Medical Resident. Since completion of residency, she has enjoyed practicing as a hospitalist, caring for new patients as well as familiar faces from her childhood in Birmingham. She became interested in the pathology and physiology of Obesity Medicine after the birth of her first child in 2018 and gained board certification in 2021. Since that time, she has been growing her interest in all aspects of wellness, including how hormone balance affects weight and well-being, as well as training in modern aesthetics practices.

Ready to turn last year’s lessons into this year’s victories?  Jack Burnette and Alison Castellano explore actionable steps to kickstart 2025 on the right financial foot. Dive into their insightful discussion on goal setting, financial planning, and learning from past spending patterns. Whether cutting unnecessary subscriptions or rebalancing your investment portfolio, this episode offers practical insights to bolster your financial wellness for the new year. Jack and Alison discuss:  Reflecting on 2024 to improve your financial health Monthly spending audits and making changes together The importance of manageable subscriptions Setting achievable short-term and long-term goals Mindful budgeting and prioritizing experiences  Reviewing and updating insurance and estate plans Investment strategies and consolidating finances And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

What makes the holidays truly memorable? How do you add family time to the season of joy? Jack Burnette, Alison Castellano, and Adrian Castellano share their favorite holiday memories, from Adrian’s lively Italian family gatherings in Tampa, complete with unforgettable gift exchanges, to Alison’s snowy ski trips that evolved into a beloved family tradition. They also reminisce about the quirky and humorous traditions that keep their holidays filled with laughter year after year. Celebrate the season with us! Previous Episodes of Interest: Embracing the Work-Life Balance at Deer Valley Resort (Ep. 16) Financial Intimacy: Year-End Update with Alison & Adrian (Ep. 31) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Adrian and Alison Castellano share their reflections from their Q3 Money Date where they discussed their finances and strategies on how to prepare for the holiday season. Highlights include celebrating financial wins, addressing challenges, and planning for future expenses with mindfulness and humor. Celebrate with them as they announce exciting family news and share practical tips for a mindful holiday season, including budgeting, creating personalized gifts, and choosing experiences over material gifts. Adrian and Alison discuss:  Exciting news for 2025 How they reduced their spending by 45% from 2023 Their experience with work/life balance including managing an income shift  An honest look at retail spending, specifically the ease of online shopping And more Previous Episodes of Interest: Financial Intimacy: Money Date (Ep.10) Financial Intimacy: After The Money Date with Alison and Adrian (Ep.15) The Emotional & Financial Cost of Infertility with Alison and Adrian (Ep. 24) The Real Costs of Raising a Family (Ep. 7) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

78% of people fail to pay off their credit card balance monthly, risking their financial health. Are you taking responsibility for your financial future or leaving it to chance? This week, Jack and Alison discuss a powerful conversation between Tucker Carlson and financial expert Dave Ramsey, diving into America’s staggering $1.1 trillion in credit card debt and its impact on personal financial health. They explore the far-reaching effects of these figures and offer valuable perspectives into how societal spending habits might be influencing your wallet more than you realize. Gain knowledgeable insight for tackling your debt as this episode highlights:  The alarming $1.1 trillion credit card debt of our country How credit card debt ties into inflation The psychological aspects of spending  The pitfalls of prioritizing credit scores over financial health And more Resources: Dave Ramsey: Trump v. Kamala’s Economic Plans, & the Diabolic Tricks Banks Use to Scam You Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Congratulations are in our order for Jack Burnette for celebrating twenty-seven years of sobriety this month. Recovery is a long and hard road, but it can lead to freedom and peace.  Join host Jack Burnette as he converses with JT Miller, a fellow sobriety companion. Together they share their paths and highlight the challenges of staying sober, the importance of community support and the profound role spirituality plays in their transformation. This powerful discussion highlights:  What caused Jack to confront his addiction and pursue sobriety A look at JT’s former life of self-destruction driven by drugs and alcohol How change has to come from within Why fear, grief, and distorted realities can impede progression How sobriety has led to freedom and an authentic life And more   Previous Episodes of Interest: Investing In Your Well-Being with Karen Broadwater (Ep. 14) The Interconnection of Life and Financial Well-Being (Ep. 8) Connect with JT Miller: Iron Tribe Fitness Instagram: JT Miller Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

With national attention riveted on the impending elections, it’s crucial to understand how these events affect investment portfolios and long-term financial strategies.  Jack Burnette and Alison Castellano discuss the upcoming election and its implications for the market and investments. They emphasize the emotional nature of elections and how media hype can create uncertainty among investors. Jack and Alison discuss:  How do elections impact market reactions, and should investors focus on long-term strategies rather than short-term volatility Why is it important to understand policies and educate oneself on candidates before voting How can emotional responses and media sensationalism distort investment judgment during election periods What role do corporate tax policies play in influencing company profits and market trends over time And more Resource: Nearly Half of Investors Believe the 2024 Election Will Have a Bigger Impact on Portfolios Than Market Performance Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

In this candid conversation, father and daughter, Jack Burnette and Alison Castellano emphasize the lessons that can be found in looking back on your mistakes. Come along as they recount some of Alison’s experiences in her twenties, from grappling with poor self-esteem in the age of social media to navigating impulse spending and managing credit card debt.  As they celebrate Alison’s growth and achievements, they also underscore the importance of recognizing that it’s never too late to ask for help and turn things around. Join them as they discuss: How impulse purchases provided temporary joy but led to long-term financial stress The importance of looking back at past mistakes to learn and grow Accountability partners and how they can help transform your financial habits And more Previous Episodes of Interest: What Teachers in Alabama Need to Know About Their Pension Program (Ep. 3) The Emotional & Financial Cost of Infertility with Alison and Adrian (Ep. 24) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Are you covered in case of unexpected circumstances?  Jack Burnette and Alison Castellano are joined by Tyler Watts, a seasoned insurance agent and former University of Alabama quarterback, to explore the ins and outs of property and casualty insurance. They explore how to better protect assets, the importance of liability coverage, and strategies to reduce insurance costs without compromising on coverage. Jack, Alison and Tyler discuss:  Key differences between homeowner’s, auto, and renter’s insurance policies The importance of liability coverage and how umbrella policies can offer additional protection Strategies to manage insurance costs, especially when insuring teenage drivers Real-life experiences and tips on navigating the claims process efficiently And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Tyler Watts: LinkedIn: Tyler Watts Tyler Watts & Associates

Did you know that most employer-provided life insurance policies only cover one to two times your annual salary? That might not be enough to protect your family’s future. Hosts Jack Burnette, Adrian Castellano, and Alison Castellano dive deep into the nuances of life insurance, discussing everything from employer-provided policies to term and permanent life insurance options. They mention the benefits of working with an insurance broker and how they can help you find the best coverage for your needs. Jack, Adrian, and Alison discuss:  The importance of life insurance for young families with significant earnings potential Differences between term life insurance and permanent life insurance Key features and limitations of employer-provided life insurance The significance of regularly updating your life insurance beneficiaries And more Resource: The Interconnection of Life and Financial Well-being (Ep. 8) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994

Today, Alison and Adrian share their emotional and financial struggle of growing their family. Listen as they reflect on the experiences of navigating fertility treatments, the emotional rollercoaster of hope and heartache, and their unwavering determination to build a family, no matter the cost or outcome. Join them as they explore the twists and turns of their four-year-long journey (and it’s not over yet!) as they offer solidarity to those walking a similar path. Understand the importance of resilience as Alison and Adrian highlight:  Their personal experience with infertility including IUI and IVF procedures  A look at the expenses associated with IVF and strategies they used to manage costs The importance of further testing, possibly alerting family members to future obstacles for themselves  The value of support and community when facing such challenges And more Resources: Alabama Fertility The Alabama Supreme Court’s Ruling on Frozen Embryos   If you or someone you know is struggling with infertility, please message Alison on Facebook or use the email address below. She will be more than happy to connect to offer support and compassion. Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Facebook: Iter Financial Wellness Email: [email protected] Call Adrian: 813-385-2804

Planning a trip on your own might seem like a budget-friendly choice, but did you know that enlisting help from a travel advisor can save additional costs and spare a ton of stress? As travel enthusiasts, Jack Burnette and Alison Castellano continually explore ways of living a balanced and enjoyable life. Join them as they chat with luxury travel advisor, Anna Kathryn Gresham (AK) about the benefits of working with a travel advisor, including real-life stories and examples of mishaps and unexpected delays. Takeaways from their conversation include: Anna Kathryn’s journey into becoming a travel advisor  Personal stories from Jack, Alison, and AK about their travels The value of spending uninterrupted time with loved ones Tips for planning unique and customized travel experiences And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Facebook: Iter Financial Wellness YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Anna Kathryn Gresham:  Life Is Short Adventures LinkedIn: Anna Kathryn Gresham Instagram: Anna Kathryn Gresham Facebook: Life Is Short Adventures Email: [email protected]  Call AK: (205) 541-6447 About Our Guest: Anna Kathryn did not travel much as a child, but always had a desire to see the world. She caught the travel bug at age 26 on her first trip to Europe and quickly realized the importance of travel and how it opens your eyes to the world around you. After a trip to Denver in 2013, AK packed up and moved out west where she met her husband 5 days later. They now live in Birmingham, AL, and share a love for travel which they have passed on to their two young children. 

Married couple, Alison and Adrian Castellano made a pact to have a quarterly Money Date, but recently, a tummy bug tried to derail their plans. As part of the Financial Intimacy series, this episode shares how a 24-hour virus took hold of the Castellano household attempting to impact their quarterly connection. They embraced the ability to be flexible yet still committed as they pivoted from a fun night out at a local taco truck to pizza delivery in their pajamas.  Gain insight and inspiration for your Money Date as Alison and Adrian discuss their finances, celebrate their wins, and continue their plans for the future of their family. Highlights include: How Money Dates can strengthen your financial and personal relationship  Strategies to manage unexpected expenses Examples of how they cut unnecessary spending  Their plans to grow their family and the high costs associated with IVF The importance of having a plan but also being flexible as situations change And more! Resources: Financial Intimacy: After The Money Date with Alison and Adrian (Ep. 15) Financial Intimacy: Money Date With Alison and Adrian (Ep. 10) The Real Costs of Raising A Family (Ep. 7) Creating A Balanced Financial Life (Ep. 5) Wall Street Journal Article: September 2023 Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804

Credit is something every adult needs at some point, whether it’s a credit card or a bank loan to buy a house. The real question is, do you understand credit enough to use it effectively? Adrian and Alison Castellano unwrap the complexities of credit and how it intertwines with our financial well-being. Diving deep into what credit means, they cover listener queries, shed light on the significance of credit scores, and offer actionable advice to navigate credit responsibly. Whether you’re contemplating buying a house, as one listener from Tampa was, or simply aiming to bolster your financial health, this episode is packed with insights to guide you. Adrian and Alison discuss:  The nature and critical aspects of credit and how it influences financial wellness. Breaking down credit scores: understanding what constitutes a good credit score and how it’s calculated. Strategies to improve and maintain high credit scores for better financial opportunities. Insights into common credit mistakes and how to avoid them for a healthier credit history. And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804

If you live in Alabama, you probably know “The Weather Lady,” Harmony Mendoza. It’s almost a year since she hung up her television hat after 13 years with WVTM 13, so we wanted to connect for a temperature check to see what she’s been up to. Join our host, Alison Castellano and her husband, former meteorologist turned financial advisor, Adrian Castellano as they sit down with Harmony to discuss her transition from TV to philanthropy. Listen as Harmony shares insights from her broadcasting experience and involvement in community organizations like Black Warrior Riverkeeper and Goodwill.  She also delves into her passion for environmental issues and community service through the Vortex Project – a study with Dr. Laura Myers that they hope will enhance household risk, improve crisis communication during severe weather events, and save lives through improved warning systems.  Droplets of information shared in this episode include:  How Harmony embraced her “weather lady” persona and utilized social media  A glimpse into her personal life including her recent engagement Goals for the Vortex Project and her partnership with Dr. Laura Myers The role emergency managers and TV meteorologists play concerning community safety And more Resources: Black Warrior Riverkeeper Goodwill: Alabama Magic City Classic International Association of Emergency Managers—IAEM USA Region 4 Conference Dr. Laura Myers, Senior Research Scientist, University of Alabama To receive the Vortex Project Survey, email Dr. Laura Myers at [email protected] Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804 Connect with Harmony Mendoza:  https://harmonymendoza.com/ LinkedIn: Harmony Mendoza YouTube: Harmony Mendoza Instagram: Harmony Mendoza Weather Girl Talk Blog X: Harmony Mendoza About Harmony Mendoza: Harmony Mendoza has been actively forecasting the weather as an On-Air Meteorologist in The Deep South for almost 25 years. Meteorologist Harmony Mendoza can be seen on WVTM 13 On-Air/Online, serving as their Weekend Morning Meteorologist for almost 13 years. Harmony received degrees from Florida State University, majoring in meteorology and geography and minors in physics and mathematics. After graduation, Harmony continued her education at Mississippi State University’s Certified Broadcast Meteorology Program emphasizing satellite interpretation. After graduation, Harmony forecasted the weather for WRBL in Columbus, GA, then off to Sweet Home Alabama in 2010. Meteorologist Harmony Mendoza joined the WVTM 13 Weather team in 2010 and has seen central Alabama through record-breaking historic weather events including the April 27, 2011, Super Tornado Outbreak.

There used to be a time when working with a Financial Advisor was just for the extremely wealthy. Those days are gone! Now, due to the increasing complexity of financial matters, combined with demographic shifts and a greater awareness of the value of personalized financial guidance, more people are working with advisors. Join Jack Burnette, Alison Castellano, and Adrian Castellano as they delve into the journey of why they started Iter Financial Wellness and their focus on helping younger generations achieve financial success. They discuss the importance of accountability, providing emotional and tangible support, and the importance of setting realistic goals.  Jack, Alison, and Adrian discuss:  How financial planning can be tailored to meet the needs of various generations The effect of social media when it comes to comparison and self-worth   Information about their financial advice subscription model And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804

Tighten your shoelaces and set your watch for an incredible episode of The BamCam.  In this installment, Jack Burnette talks with Meb Keflezighi and Randy Lyle about marathon running, and their experience during the tragic 2013 Boston Marathon. Share in their tales of perseverance and faith that unfolded during the tragic 2013 Boston Marathon and the incredible friendship that continues more than a decade later. Winning highlights from this episode include: How Jack, Meb, and Randy met and became friends  Their unique perspectives on the 2013 Boston Marathon bombing Meb Keflezighi’s victorious 2014 win and the emotional impact it had on his life Their unique experiences navigating the mental and physical challenges of the race How their faith guided them through their journey of adversity and triumph And more Resources: 26 Marathons: What I Learned About Faith, Identity, Running, and Life from My Marathon Career by Meb Keflezighi Running Randy  The MEB Foundation Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Meb Keflezighi:  Facebook: Meb Keflezighi Instagram: Meb Keflezighi LinkedIn: Meb Keflezighi Connect with Randy Lyle:  X (Twitter): Randy Lyle LinkedIn: Randy Lyle About Meb Keflezighi: Meb Keflezighi is a world-class distance runner, best-selling author, and philanthropist. He is the first runner in history to win the New York City Marathon, the Boston Marathon, and an Olympic medal. Today, Meb is committed to helping others Run To Win and nurturing the sport of running for the next generation through the MEB Foundation. About Randy Lyle: Randy is a high achiever on and off the track. Day to day he manages all aspects of budgeting, forecasting, strategic planning, expense management, operations, and administration for White Cap. He is a team leader who effectively meets goals and deadlines through strong leadership, interpersonal communication, and analytical abilities.  Beyond work, Randy is a follower of Jesus Christ, husband, streak runner, and RRCA certified running coach.

Do you want to learn how to maximize your deductions, understand the latest tax laws, and optimize your financial planning strategies for the upcoming tax season? Join Jack Burnette and Alison Castellano with their guest Jim Sumpter, President of CMC Financial and Vice President of RFG Advisory. Jim’s insights on tax deductions, IRA options, state tax implications, and new IRS reporting requirements offer valuable information for listeners looking to navigate their financial affairs effectively. Jack, Alison, and Jim discuss:  What are some key strategies for tax preparation, deductions, and credits to optimize tax outcomes for individuals and couples How can retirement savings accounts like SEP IRAs and 401k plans benefit self-employed individuals What are the tax benefits of 529 plans for college savings, and how can residents of different states maximize these benefits through rollovers How do new tax reporting requirements for platforms like Venmo and PayPal impact individuals’ tax obligations  And more Resource: Embracing The Work-Life Balance At Deer Valley Resort (Ep.16) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Jim Sumpter:  LinkedIn: Jim Sumpter CMC Financial About Our Guest: Jim has more than 20 years of experience helping clients achieve their financial goals. He is a CERTIFIED FINANCIAL PLANNER CFP® and holds FINRA Series 7, 65, 63, 31 licenses in Alabama, Georgia, New York, Pennsylvania, and Vermont. He also holds Life, Health, and Variable Annuity Licenses. He is a member of the Financial Planning Association (FPA), National Association of Tax Professionals (NATP), and Leadership Shelby County. He is also a StrongHer Money Ambassador.

The BamCam podcast strives to explore how life and financial well-being are intertwined. We look into areas concerning motivation and attitude, financial planning, and investing. In this installment, we focus on the importance of achieving balance and joy as the Burnette-Castellano family vacations in Park City, Utah. What can a day on the slopes teach us about balancing leisure with financial discipline?  Listen as Jack, Alison, and Adrian talk about:  Why is it important to balance work and play The value of investing in experiences and memories with loved ones Memorable ski trips, particularly at Crested Butte, Colorado The role of communication with your spouse to express shared values and goals And more Resources: Deer Valley Resort, Utah Financial Resolutions for 2024 (Ep. 12) Managing Travel, Work, and Wealth (Ep. 4) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804

Join Alison and her husband Adrian as they share how their quarterly Money Date has helped them establish financial objectives, improve their communication, and plan for a future as a family. They review the goals they discussed during their date including intentional spending, learning the difference between wants and needs, and how to stay focused on your goals and not compare yourself to those on social media. Gain insight from Mr. and Mrs. Castellano as they discuss: The purpose of a Money Date and how it can improve your financial intimacy Why it’s important to provide praise and gratitude to your partner for their achievements How a Money Date can make the topic of finances fun for couples The value of gifting experiences rather than material items Their plans and intentions for future money dates  And more Resources: Stepping Into a New Career Path With Adrian Castellano (Ep. 9) Financial Intimacy: Money Date (Ep.10) Financial Resolutions for 2024 (Ep. 12) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Adrian Castellano: Iter Financial Wellness LinkedIn: Adrian Castellano Email: [email protected] Call Adrian: 813-385-2804

What’s holding you back from starting your fitness journey? Is it the cost? Or an uncertainty of whether it will truly benefit you?  Karen Broadwater, president of Irontribe Fitness, a gym that’s all about functional fitness and a holistic well-being approach joins Jack and Alison to discuss the importance of investing in your well-being. Jack, Alison, and Karen touch on:  How physical fitness impacts your health, mood, and even your finances Why taking action is the best route when considering fitness Personal stories from Jack and Alison regarding their road to health The role of professional coaching to guide your physical fitness journey And more Resources: Financial Resolutions for 2024 (Ep. 12) Understanding Obesity Medicine and Financial Wellness with Dr. Brytney Cobia (Ep. 13) Mel Robbins Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano YouTube: The BamCam Podcast Email: [email protected] Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette YouTube: The BamCam Podcast Email: [email protected] Call Jack: 205-613-4994 Connect with Karen Broadwater:  Irontribe Fitness LinkedIn: Karen Broadwater Facebook: Irontribe Fitness Instagram: Irontribe Fitness YouTube: Irontribe Fitness About Karen Broadwater: Karen Broadwater is the President of Iron Tribe Fitness, a national gym franchise that provides personalized fitness programs through professional coaches in an encouraging environment. In her 12+ years with Iron Tribe, Karen has had a hand in every part of brand development — from leading individual gyms to overseeing massive shifts in the overall Iron Tribe experience. Today, Karen leads a team of product experts and brand ambassadors to directly impact the overall member experience. Check out more information on Karen and Iron Tribe Fitness here. 

Weight loss is a common New Year’s resolution, but what goes into planning for weight loss? And what is required to keep the weight off? Jack Burnette and Alison Castellano speak with Dr. Brytney Cobia, obesity medicine specialist with Vulcan Wellness and Aesthetics, to shed some light on how GLP-1 drugs can help with weight loss and other advancements within obesity medicine. Jack, Alison, and Brytney discuss:  How physical fitness, mental health, and financial well-being are interrelated The impact GLP-1 drugs have on insulin resistance, and their side effects A holistic approach to physical and financial well-being And more Resources: The Interconnection of Life and Financial Well-Being (Ep. 8) The Real Costs of Raising A Family (Ep. 7) Creating a Balanced Financial Life (Ep. 5) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994 Connect with RFG Advisory: RFG Advisory LinkedIn: RFG Advisory Connect with Brytney Cobia:  Linked In: Brytney Cobia Facebook: Vulcan Wellness & Aesthetics Vulcan Wellness & Aesthetics About Brytney Cobia: Dr. Cobia is double-boarded in Internal Medicine and Obesity Medicine. She was born and raised in Birmingham, which is where she has ultimately settled to raise her family and grow her medical practice. She attended the University of Alabama where she double majored in Biology and Psychology. She then attended the University of South Alabama School of Medicine in Mobile, AL. She returned to Birmingham where she completed her residency at the Brookwood Baptist Health Internal Medicine Residency Program. She was then invited to remain a part of the program to serve a one-year term as Chief Medical Resident. Since completion of residency, she has enjoyed practicing as a hospitalist, caring for new patients as well as familiar faces from her childhood in Birmingham. She became interested in the pathology and physiology of Obesity Medicine after the birth of her first child in 2018 and gained board certification in 2021. Since that time, she has been growing her interest in all aspects of wellness, including how hormone balance affects weight and well-being, as well as training in modern aesthetics practices.

Jack Burnette and Alison Castellano kick off this year with a bang, as they list financial tips and tricks that will set you on the path to success in the new year. Whether you’re looking to finally tackle that mountain of debt, boost your savings, or make strategic investments, they’ve got you covered.  Obtain beneficial information about the importance of budgeting, emergency funds, investing, the role of a good financial advisor, and the need for proper asset allocation when planning for retirement.  Start the new year off right as you gain insight into: The importance of creating a financial budget Reviewing your subscription services and how to remove unnecessary costs How a financial advisor can assist you with proper asset allocation Estate planning considerations and making sure your plans are up to date And more Resources: Financial Intimacy: Money Date (Ep. 10) Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994 Connect with RFG Advisory: RFG Advisory LinkedIn: RFG Advisory

How well do you know your health insurance? Do you understand the different options available and how to choose the right one for you? In this episode, Jack Burnette and Alison Castellano dive into the world of health insurance and break down important terms like deductibles, co-payments, and co-insurance. They also explain the distinctions between HMO and PPO plans. Learn along with Jack and Alison as they discuss:  The importance of reviewing and understanding health insurance options HMO and PPO plans, and their differences Why additional coverage is important, specifically with Medicare And more Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994 Connect with RFG Advisory: RFG Advisory LinkedIn: RFG Advisory

Money is one of the most common causes of stress in a relationship.  If your financial habits and goals differ from those of your spouse, it’s time to plan a Money Date.  Join Jack Burnette and Alison Castellano as they highlight the importance of setting time to connect with your partner about your finances. Not only will you get to spend quality time with your spouse, but a Money Date can also help reduce stress, improve communication, and help you align your views pertaining to future spending. Before you make a reservation, listen to this episode to gain insight into: The benefits of going on a Money Date – and how to budget for this particular outing Why is it important to share the same values and perspectives concerning your finances How merging your finances can provide stress relief and inherent bond Why is it important for couples to be on the same page with goals and spending habits Real-life client experiences from their advisory practice  And more Resources: Sobriety Celebration: Jack’s LinkedIn Post Connect with Alison Castellano: Iter Financial Wellness LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: Iter Financial Wellness LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994 Connect with RFG Advisory: RFG Advisory LinkedIn: RFG Advisory

Passion can be a powerful driving force, not only for personal projects but also in making new career decisions. With more Millenials and Gen Z’s making a change, choosing a new career path in your thirties or even forties isn’t a crazy idea. In this episode, Alison Castellano is joined by her husband, Adrian Castellano, in recounting their personal and professional lives, including how they met, their shared passion for financial wellness, and Adrian’s career transition from TV to financial advising.  Adrian and Alison discuss:  How they first met Why Adrian became a meteorologist and why he is transitioning into financial services How his love of challenges helps him tackle a new career outside his comfort zone What he enjoys doing outside of work And more Resources: Iter Financial Wellness RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Adrian Castellano: WVTM13 LinkedIn: Adrian Castellano About Our Guest:  Adrian Castellano is WVTM 13’s Weekend Evening Meteorologist. He can be seen on Saturdays at 5, 6, and 10 p.m., and on Sundays at 5 and 10 p.m. Adrian’s love for weather began at an early age. He remembers watching summer thunderstorms and tracking incoming hurricanes from his family’s home in Tampa, Florida. Eventually, that love for weather blossomed into a career. Adrian graduated from Florida State University with a Bachelor of Science degree in meteorology, along with a minor in mathematics. He previously worked at KRBC in Abilene, Texas.

Your life is intrinsically connected to your financial well-being, from protecting you and your loved ones through insurance to aiding your beneficiaries follow your wishes even after death. In this episode, Jack Burnette and Alison Castellano explore the connection between life and financial well-being. They explore the different types of insurance coverage, the importance of preparedness through estate planning, and how each aspect of planning connects back to your personal well-being. Jack and Alison discuss:  The importance of having enough health coverage through different insurance options Different types of life insurance and how each fits within the different stages of life The importance of communication and building estate plans with your loved ones And more Resources: Iter Financial Wellness RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994

There are expenses every soon-to-be parent knows to expect. Diapers, clothing, baby furniture. But then there are the unexpected costs that creep up in the final trimester and later in life. How can you financially prepare for those expenses? In this episode, Jack Burnette and Alison Castellano discuss the importance of saving and budgeting for unexpected expenses in life. They share Alison’s personal experience with in-vitro fertilization(IVF) and the costs associated with raising a child, from the toys and furniture to the cost of college in the future. Jack and Alison discuss:  Why young couples or individuals should start a savings account early The cost of introducing a new child into the world – and the costs of raising that child The importance of planning for financial goals as a couple How to introduce young people to the cost of further education and the importance of saving And more Resources: Iter Financial Wellness RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano Email: Alison Castellano Call Alison: 205-504-9868 Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette Call Jack: 205-613-4994

One of the goals of being an adult is owning your own home. But with the increasing cost of property, rising mortgage rates and the cost of living already high for millennials, their chances of owning a home seem to be disappearing. In this episode, Jack Burnette and Alison Castellano focus on the world of adulting, tackling the idea of owning a home and why millennials may not be able to achieve that dream. They explore the financial hurdles millennials face as well as the personal struggles in saving enough for an increasing down payment. Jack and Alison discuss:  How the price of houses has changed in the past 2.5 years alone The existing expenses millennials have, especially parents Why millennials won’t be able to take advantage of tax options for mortgage rates with their current financial situation Tips and tricks to keep an eye on spending and reduce your cost of living And more Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano

Life isn’t just about money; it’s about financial well-being and how it integrates with our lives. This episode provides an insightful dive into the intertwined relationship between life’s curveballs, financial planning, and decision-making. With personal stories and tried-and-true advice, Jack and Alison once again share a warm father/daughter conversation that equips listeners with the tools to achieve a balanced life. In this episode, Jack and Alison discuss: The dangers of consumerism and the importance of living within one’s means The emotional rollercoaster of unexpected expenses, as illustrated by Alison’s personal experience with IVF treatments The evolution of careers in modern times, including job-hopping and its impact on retirement plans Navigating the maze of insurance options and the necessity of being well-informed The vital importance of estate planning, including decisions on child care and asset distribution And more! Resources: 529 Plan Managing Travel, Work and Wealth (Ep. 4) Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Call: 205-613-4994 Connect with Alison Castellano: LinkedIn: Alison Castellano Call: 205-504-9868

Wondering how to balance travel adventures and work while securing your financial future?  Dive into this episode with Jack Burnette and Alison Castellano from RFG Advisory as they unpack this question and more in a warm, father/daughter conversation. They share their own travel stories, discussing the art of juggling professional life with exploration, and highlighting the significance of smart financial planning in making your dreams a reality. Jack and Alison chat about: The realization that taking time off doesn’t mean your business will fall apart How Jack and his wife Barbara balance travel and work, even when not officially retired The role of financial discipline and smart investment in achieving travel dreams The importance of having time, money, and a sense of adventure to enjoy extensive international trips The significance of maintaining good physical health to enjoy adventurous travels And more! Resources: Slow Boat To China Oceania Cruises Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano Call: 205-504-9868

As a teacher in Alabama, relying on their pension plan can seem like the safest option. In reality, having multiple streams of income and savings is essential to build their retirement dream. In this episode, Jack Burnette and Alison Castellano explore retirement planning for Alabama teachers and the limitations of teacher pension plans. They explain that the plan is a defined benefit plan with two tiers, and discuss the benefits, contributions, and payout options depending on different factors. Jack and Alison focus on:  How the teacher pension plan is funded and its structure The difference between tier one and tier two employees in terms of payroll deductions and benefits How do the different tiers impact their retirement age and funds Personal experiences and mistakes shared by Alison regarding relying solely on a pension and not starting retirement savings early enough And more Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Connect with Alison Castellano: LinkedIn: Alison Castellano

Finding the right client can be just as hard as finding the right advisor. Are they the right demographic for our expertise? Can our financial knowledge help with their specific needs? In this episode, Jack Burnette and Alison Castellano dive into their perspective as advisors looking for the right clients for their business. They touch on both sides of the coin, from what they offer clients that are unique to them to what they look for in a client. Jack and Alison discuss:  How the difference in generations impact their financial strategies and needs Why accountability is important for the younger generation of clientele The importance of consistent communication with advisors when life throws a curveball How the Iter Financial Wellness subscription model works How advisor-client contact changed with the later generations And more Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Phone Number: 205-613-4994 Office Number: 205-510-9072 Connect with Alison Castellano: LinkedIn: Alison Castellano Phone Number: (205) 504-9868

What happens when you mix Burnette Asset Management with Castellano Asset Management? You get the BamCam! Jack Burnette and Alison Castellano are a father and daughter duo excited to share their journey through the financial industry and the expertise their combined years of experience created. In this inaugural episode, Jack Burnette, CFP® and Alison Castellano, financial advisors with RFG Advisory, dive into who they are both as an advisor and as a person. They share their personal journeys to reach where they are in their career as well as who they are outside of the office. Jack and Alison discuss:  How they each ended up in the financial industry Their investment philosophies when it comes to client investment planning Who they work with – their specialty and ideal client What their lives look like outside of the office Their number one piece of advice for clients And more Connect with Jack Burnette: LinkedIn: Jack Burnette Email: Jack Burnette RFG Advisory LinkedIn: RFG Advisory Phone Number: 205-613-4994 Office Number: 205-510-9072 Connect with Alison Castellano: LinkedIn: Allison Castellano Phone Number: (205) 504-9868