The Cashflow Chronicles

In this episode of The Cashflow Chronicles, I break down one of the most important concepts behind Infinite Banking: the Banking Function.Most people spend their lives thinking about what to buy, where to invest, and how much to save, but rarely stop to ask a more fundamental question: who is providing the capital behind all of those decisions, and who is profiting from it?We explore why every purchase is ultimately financed, whether you borrow from a bank or use your own cash, and how opportunity cost changes the way you should think about spending. I explain why banks remain so profitable, how most families unknowingly outsource the financing function throughout their lives, and what can change when you begin building a system that allows more financial transactions to stay within your own family.This is also the foundation of Infinite Banking. Not because whole life insurance is the goal, but because a properly structured whole life policy can serve as the tool used to build liquidity, control, stability, and a growing pool of capital for your family.The goal is not to become anti-bank or eliminate borrowing completely. The goal is to gradually reclaim more control over your cash flow, financing decisions, and financial future.If someone is going to profit every time your life requires capital, the question becomes simple: why shouldn’t more of that benefit stay with your family?Visit my website by ⁠⁠(Clicking Here)⁠⁠Learn how we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too ⁠⁠⁠(Click Here)⁠⁠⁠Follow our Low Stress Trading Journey: ⁠⁠⁠(Click Here)⁠⁠⁠📞 Book a call to talk about LSO with us: ⁠⁠⁠(Click Here)⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Click Here)⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠(Click Here)⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! Watch my whole Infinite Banking Playlist here: ⁠⁠⁠(Click Here)⁠⁠⁠👇 Book a Free Call with Legacy Lock to Learn More about Trusts → ⁠⁠⁠⁠(Click Here)⁠⁠⁠📥 Download the FREE Legacy Builder Outline → ⁠⁠⁠(Click Here)⁠⁠⁠⁠⁠Download the FREE Budget Template → ⁠⁠⁠(Click Here)⁠⁠⁠7 Simple Steps to Becoming Your Own Banker: ⁠⁠⁠(Click Here)⁠⁠⁠The Infinite Banking Guide: ⁠⁠⁠(Click Here)⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker: ⁠⁠⁠(Click Here)⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠(Click Here)⁠⁠⁠📧 Email [email protected]

In this episode of The Cashflow Chronicles, I break down why retirement is not simply a money problem, it is a systems problem. You can build a seven-figure portfolio and still lack liquidity, guarantees, dependable income, and control over your capital. That is why I believe every strong retirement plan should begin with a family banking system.We look at Infinite Banking as the foundation of a larger wealth-building strategy and explain why a properly structured dividend-paying whole life policy should not be compared to the stock market. Its job is different. It is designed to provide liquidity, guarantees, access, protection, and control while allowing your investments to focus on growth.I also walk through my five-pillar retirement framework: a family banking system, market exposure, guaranteed lifetime income, long-term care planning, and legacy and tax strategy. Rather than expecting one investment or account to solve every financial problem, the goal is to build a coordinated system where every dollar has a specific job.We discuss what happens when your paycheck disappears, why a high net worth does not necessarily mean financial strength, and how controlling where your capital lives can give you more options when markets fall, opportunities appear, or life simply does not go according to plan.The goal is not just to accumulate the biggest pile of money possible. The goal is to build a financial system that gives you liquidity, income, protection, flexibility, and control throughout your life and into retirement.Visit my website by ⁠(Clicking Here)⁠Learn how we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too ⁠⁠(Click Here)⁠⁠Follow our Low Stress Trading Journey: ⁠⁠(Click Here)⁠⁠📞 Book a call to talk about LSO with us: ⁠⁠(Click Here)⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠(Click Here)⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠(Click Here)⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! Watch my whole Infinite Banking Playlist here: ⁠⁠(Click Here)⁠⁠👇 Book a Free Call with Legacy Lock to Learn More about Trusts → ⁠⁠⁠(Click Here)⁠⁠📥 Download the FREE Legacy Builder Outline → ⁠⁠(Click Here)⁠⁠⁠⁠Download the FREE Budget Template → ⁠⁠(Click Here)⁠⁠7 Simple Steps to Becoming Your Own Banker: ⁠⁠(Click Here)⁠⁠The Infinite Banking Guide: ⁠⁠(Click Here)⁠⁠📚 Purchase a copy of Becoming Your Own Banker: ⁠⁠(Click Here)⁠⁠All Social Media & Podcast Links ⁠⁠(Click Here)⁠⁠📧 Email [email protected]

In this episode of The Cashflow Chronicles, I sit down with Ro Punyani again from The Owner’s Asset to discuss why traditional retirement planning is failing so many Americans and what a modern retirement strategy should actually look like.We break the problem down into three major areas: ego, risk, and math. Ro explains how the shift from pensions to 401(k)s transferred the responsibility and risk of retirement from employers to employees, why chasing the largest possible account balance does not necessarily create the most income, and how the 4% withdrawal rule can leave retirees exposed to market volatility and sequence-of-returns risk.We also discuss the difference between accumulating money and turning it into dependable income, how annuities and whole life insurance can create guarantees and protect against market downturns, and why the strongest retirement plans combine guaranteed income, liquidity, market growth, protection, and legacy planning.Retirement should not mean simply quitting work and hoping your savings last. It should mean acquiring the freedom to stop doing what is financially necessary and start doing what is personally meaningful.Check out The Owner’s Asset CPA Guidebook here: (Click Here)Or Connect with Ro at https://ownersasset.com/Learn how we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too (Click Here)Follow our Low Stress Trading Journey: (Click Here)📞 Book a call to talk about LSO with us: (Click Here)Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠(Click Here)📞 Book a Free IBC Consultation Call (Click Here)If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! Watch my whole Infinite Banking Playlist here: (Click Here)👇 Book a Free Call with Legacy Lock to Learn More about Trusts → ⁠(Click Here)📥 Download the FREE Legacy Builder Outline → (Click Here)⁠⁠Download the FREE Budget Template → (Click Here)7 Simple Steps to Becoming Your Own Banker: (Click Here)The Infinite Banking Guide: (Click Here)🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: (Click Here)All Social Media & Podcast Links (Click Here)📧 [email protected]

In this episode of The Cashflow Chronicles, I sit down with reverse mortgage expert Harlan Accola to challenge many of the common beliefs surrounding home equity, paying off your mortgage, and retirement planning.Harlan explains how a properly structured reverse mortgage may help eligible homeowners eliminate required monthly mortgage payments, access home equity, create additional retirement cash flow, support Roth conversions, prepare for long-term care expenses, and preserve more of their investment assets.We also discuss why Harlan believes cash value life insurance, annuities, and reverse mortgages can work together as important retirement tools. He shares how redirecting money away from aggressively paying down his mortgage helped him build more liquidity, protection, and control for himself and his family.This conversation breaks down how reverse mortgages actually work, why they developed such a negative reputation, who may qualify, and why even financially successful homeowners should consider whether the equity trapped inside their homes could be used more efficiently.If you want to connect with Harlen I've attached his contact information belowPhone: 715-207-9991Email: [email protected]: www.movement.comVisit my website by (Clicking Here)Learn how we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too ⁠(Click Here)⁠Follow our Low Stress Trading Journey: ⁠(Click Here)⁠📞 Book a call to talk about LSO with us: ⁠(Click Here)⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠(Click Here)⁠📞 Book a Free IBC Consultation Call ⁠(Click Here)⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! Watch my whole Infinite Banking Playlist here: ⁠(Click Here)⁠👇 Book a Free Call with Legacy Lock to Learn More about Trusts → ⁠⁠(Click Here)⁠📥 Download the FREE Legacy Builder Outline → ⁠(Click Here)⁠⁠⁠Download the FREE Budget Template → ⁠(Click Here)⁠7 Simple Steps to Becoming Your Own Banker: ⁠(Click Here)⁠The Infinite Banking Guide: ⁠(Click Here)⁠📚 Purchase a copy of Becoming Your Own Banker: ⁠(Click Here)⁠All Social Media & Podcast Links ⁠(Click Here)⁠📧 Email [email protected]

In this episode of The Cashflow Chronicles, I sit down with annuity and long-term care specialist Travis McBride to discuss how guaranteed lifetime income can strengthen a retirement plan. We break down the traditional 4% withdrawal rule, sequence-of-returns risk, and why relying entirely on a market portfolio can leave retirees uncertain about how much they can safely spend.Travis explains how annuities work in simple terms, how mortality credits can create higher income payouts, and why converting a portion of retirement assets into guaranteed income may provide greater confidence and permission to spend. We also discuss balancing annuities with whole life insurance, Social Security, and market exposure rather than relying on one strategy to solve every financial problem.We close by covering when someone should begin considering an annuity, which accounts can be repositioned, and why older annuity contracts should be reviewed to determine whether today’s marketplace could provide a stronger income outcome.Sequence of Returns Calculator https://safemoney.com/calculators/sequence-of-returns/If you want to connect with Travis you can reach him by his email: [email protected] hop on his Calendar by clicking (Here)Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

In this episode, I sit down with tax-planning expert Roh Punyani from The Owner’s Asset to discuss whole life insurance, Defined Benefit plans, Cash Balance plans, and advanced tax strategies for business owners. Roh explains how plans structured under Section 401(a) can allow eligible business owners to make significantly larger deductible contributions than a traditional 401(k), potentially supporting substantial life insurance premiums depending on the client and plan design. We break down who these strategies are best suited for, how the plans work in simple terms, and the goals Roh and his team aim to accomplish for their clients.We also discuss integrating life insurance and annuities inside the plan, creating tax arbitrage through funding and future distributions, and repositioning policies for long-term, tax-advantaged growth and liquidity. Roh shares the biases he had to overcome when studying whole life insurance, how it can work alongside a Cash Balance plan, and policy-design concepts most people never hear about.Check out The Owner’s Asset CPA Guidebook here: https://bit.ly/TheCPAsguidebookLearn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

If you’re interested in signing up for a free 30 day trail of Policy Stack (click here)In today’s interview I sit down with my friend, client and founder of Policy Stack Natalie Siedschlag to talk about what may become one of the most important tools in the Infinite Banking and family banking space.PolicyStack is designed to help policy owners and advisors finally see the full picture of their banking system in one place, including cash value, policy loans, repayments, capital deployments, net worth, goals, and long-term financial strategy. Instead of relying on scattered carrier portals, spreadsheets, screenshots, and memory, PolicyStack gives families and advisors a clearer operating system for managing whole life policies with more intention and control.We talk about why visibility matters, how better tracking can create better client engagement, how AI can help analyze policy data, and why this type of platform could help turn one-time policy buyers into lifelong, active family banking clients. Natalie also shares her vision for building PolicyStack, keeping it affordable, supporting advisors, and creating a platform that can serve the broader Infinite Banking community for years to come.Follow policy Stack on YouTubeCheck out Policy Stack on FacebookLearn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠In this episode I sit down with my friend and client, Natalie S., to discuss something she's been building for the last six months that I believe has the ability to change the infinite banking space. 📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

Learn how we make money anywhere in the world by earning 1% a week compounded in under 2 hours ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠Watch on youtube ⁠⁠(⁠Click here)⁠⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠In this episode, I break down the foundations of the Infinite Banking Concept in a simple, practical way for people who are brand new to the process. We walk through Nelson Nash’s core ideas from Becoming Your Own Banker and Building Your Warehouse of Wealth, explain why banking is a function, not just a place, and show how a properly structured dividend-paying whole life policy can become the foundation of a larger financial system.This is not just about buying a policy. It’s about building greater control, liquidity, protection, and discipline into your financial life over time. I also explain how Infinite Banking fits into the bigger five-pillar framework I teach: family banking, market growth, guaranteed income, long-term care protection, and legacy planning. If you’ve been trying to understand how Infinite Banking actually works in everyday life, this is the place to start.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

Learn how we make money anywhere in the world by earning 1% a week compounded in under 2 hours ⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠Watch on youtube ⁠⁠(Click here)⁠⁠⁠⁠⁠⁠In Part 3 of our Low Stress Options Trading series, Amanda and I break down what happens when you start smaller, the same way we did. Instead of using a $50,000 policy loan, we walk through a much more realistic example: starting with a $10,000 policy loan, adding just $50 a week, using a 5% policy loan rate, assuming a 20% tax rate, and averaging 1% per week.We show you what that looks like over the first 5 years, then jump ahead to year 10 to reveal the full picture. The numbers are pretty incredible, but more importantly, this video helps show how pairing a properly structured whole life policy with low stress trading can create serious long-term cash flow and flexibility without needing a massive amount of money to start.This is not investment advice, and none of these returns are guaranteed. The goal is simply to show you what’s possible when you combine discipline, consistency, and control over your capital. If you’re looking for a practical way to build wealth outside of traditional retirement plans, this episode will give you a lot to think about.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📧 Email [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠Most people own bonds for one reason: safety. But what if a properly structured whole life policy could do that job better? In this episode, I break down why I believe whole life insurance can replace the bond function in your financial plan by providing stability, liquidity, tax advantages, control, and a death benefit all in one asset. We walk through the risks bonds still carry, how whole life creates a stronger family banking foundation, and why this conversation matters if you want a more intentional wealth-building system.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠What happens if your income stops tomorrow? That question exposes the difference between having money on paper and having a real financial system in place. In this episode, I break down the 5 pillars I believe every family should think through if they want to build and secure wealth: building your family banking system, creating market exposure through income stacking, using annuities for a guaranteed income floor, protecting assets with long-term care planning, and securing your legacy with a properly structured trust. This conversation is all about moving from random accounts and product ownership to a coordinated system built around liquidity, income, protection, control, and legacy. If you make good money but know you’re still too dependent on that income, this episode will help you identify the gaps and think more clearly about what needs to be built next. 📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn how we make money anywhere in the world by earning 1% a week compounded in under 2 hours ⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠Watch on youtube ⁠(Click here)⁠⁠⁠⁠⁠In this episode, Amanda and I break down part 2 of the 50k policy loan example but we drastically increase the (cost of doing business) factors like policy loan rate and your tax rate while decreasing your 1% weekly average to a much lower amount. The plan was, see if this system can still hold up under these extreme circumstances. If you have any questions or care to chat you can get in contact with us by clicking the booking link above. As always guys the information is Free but the Knowledge is Priceless📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠If you’re new to Infinite Banking and wondering why the first few years feel slower than expected, this video is for you. I break down the most important concept beginners need to understand: the capitalization phase. Before the policy becomes exciting, before the efficiency really kicks in, you have to build the machine first.In this episode, I explain why the early years are about building roots, creating liquidity, setting realistic expectations, and thinking long range. We talk about capital crunch, why early cash value can feel frustrating if you don’t understand the process, why you don’t need to force policy activity just to feel productive, and how patience is often the price of building something real. If you’ve already started your policy and feel like “nothing is happening,” this will help you see why you’re actually doing the most important work of the entire process.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠In this video, I break down one of the biggest threats to your retirement that almost nobody wants to talk about: long-term care. We cover the real cost of care today, why Medicare and Medicaid are not the safety nets most people think they are, and how long-term care can drain hundreds of thousands of dollars from your savings while putting massive emotional and financial pressure on your family. I also walk through the three main planning options people should understand: standalone long-term care insurance, life insurance with a long-term care rider, and annuities with long-term care benefits. The goal is simple — protect your wealth, protect your family, and make sure you have a plan before you need one.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠(Here)⁠Watch on youtube (Click here)⁠⁠⁠⁠In this episode, Amanda and I break down a bit more of the technical side ofLow Stress Options trading to help you better understand some of the terms and processes. This is not our training program nor are we hear to teach it. We just want to show you that with zero knowledge of how any of this worked when we first started we have been able to build something real and consistent here for our family moving forward and something we believe is a life long skill we'll be able to utilize all over the worldIf you want to learn more, check out the links above and book a call with us. 📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📧 [email protected]

Learn How we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too: ⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠You can find a copy of the financial blueprint on my website at🌐 https://legacylifeandretirement.comThe longer I'm in this industry the more I start to really learn about what matters most. I find that the relationships you build with your clients and the comfortability they feel with you as a coach/mentor is probably one of the biggest deciding factors on whether they will learn to truly use their policy as a banking system or just end up with a great place to store cash. Either way is fine with me, but if you came to the table with these goals and plans my job is to help you achieve them in the most efficient way possible. The more I know about you and your vision for yourself and your family the better I can help you achieve those goals. One of the ways I've started doing that is by having my clients fill out a financial blueprint form. If you're serious about working together and you truly want to have success taking the time to get real and share as much information with me as possible is vital. So in this episode today I walk through the entire financial blueprint so you know exactly what it is I want to know about you.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠📧 [email protected]

Learn How we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too: ⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠⁠(Here)⁠📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠In this video, I break down the real cost of term vs whole life insurance and explain why so many people misunderstand which one is actually cheaper over the long run. We walk through a real example using a 35-year-old male, compare a 30-year convertible term policy to a basic whole life policy, and look at what happens when term expires, what whole life guarantees, how cash value changes the equation, and why opportunity cost matters so much in this conversation. If you’ve ever been told to “buy term and invest the difference,” this episode will help you see the math, the guarantees, and the long-term value in a completely different light. We also cover how whole life can become more efficient over time, how dividends and tax-free growth factor in, and why properly structured whole life can serve as a foundational asset for building wealth and protecting your family.⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠In this episode, Amanda and I break down how we’re personally pairing Infinite Banking with Low Stress Options trading to build cash flow, keep control of our money, and create more flexibility in our financial life in less than 2 hours a week. We share how this strategy works at a high level, how we think about the order of operations between funding policies and funding trading, and why we still believe properly structured whole life insurance should remain the foundation. We also walk through real numbers, taxes, policy loan interest, and how leveraging policy cash value can create a powerful long-term cash flow system when used with discipline. This is not investment advice. It’s simply a transparent look at what we’re doing, why we’re excited about it, and how these two strategies can complement each other when approached the right way. If you want to learn more, check out the links above and book a call with us. 📺 If you’re ready to learn more watch our full⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠(Here)⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠In this episode, I break down the three biggest risks that destroy wealth over time: health, taxes, and volatility. Most people think wealth disappears because of a bad investment, but in reality, it usually gets destroyed by forced decisions, poor liquidity, tax inefficiency, and market timing problems. I walk through why health events force people to liquidate assets, how taxes silently drain long-term progress, and why volatility becomes dangerous when you need access to capital at the wrong time. I also explain how a properly structured whole life policy, used as an infinite banking style system, can help create liquidity, flexibility, protection, and control while reducing the impact of all three. This is not about chasing returns. It’s about building real financial infrastructure so your money is positioned to protect your family, support your goals, and keep working even when life doesn’t go according to plan.📺 If you’re ready to learn more watch our full⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠(Here)⁠⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠⁠(Here)⁠⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call ⁠⁠⁠⁠(Here)⁠⁠⁠⁠In this episode I give you a first hand walk through of a policy we have designed for our daughter Kalia who we're expecting mid July 2026. I walk you through the power of long term compounding and what that looks like over a child's lifetime. It's never to late to start a policy on your kids and I believe after watching/listening to this episode you'll better understand the value of what a relatively small investment in their future can provide for generations to come📺 If you’re ready to learn more watch our full⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠⁠(Here)⁠⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠⁠(Here)⁠⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠(Here)⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠(Here)⁠⁠⁠All Social Media & Podcast Links ⁠⁠⁠(Here)⁠⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠(Learn More)⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call ⁠⁠⁠(Here)⁠⁠⁠Most people believe that if their retirement account earns a decent average return, they should be able to withdraw less than that return and be fine.But that belief can be dangerous.In this video, I break down what I call The Desert Island Problem — the reason so many people retire with a decent-sized nest egg but are still afraid to spend their money.Imagine being stranded on a desert island with plenty of food, but only one barrel of water. You do not know when it will rain. You do not know when you will be rescued. So what do you do?You take the smallest sips possible.That is how retirement works for a lot of people.They may have money saved, but because they do not know how long they will live or how the market will perform, they are forced into a retirement strategy built around fear, uncertainty, and survival.In this video, we cover:Why retirement often becomes about survival instead of freedomThe difference between average returns and real returnsWhy withdrawing less than your “average return” does not guarantee safetyHow sequence of returns risk can destroy a retirement planWhy longevity risk and volatility risk force people to spend less than they wantHow guaranteed cash flow and buffer assets can change the retirement gameThe goal is not to scare you. The goal is to help you understand the risks most people are never taught to prepare for.Because retirement should not feel like being stranded on an island, hoping it rains.It should feel like having a plan, having control, and having confidence.📺 If you’re ready to learn more watch our full⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠(Here)⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠(Here)⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠(Here)⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠(Here)⁠⁠All Social Media & Podcast Links ⁠⁠(Here)⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠(Learn More)⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠(Here)⁠📞 Book a Free Cash Consultation Call ⁠(Here)⁠📥 Download the FREE Legacy Builder Outline ⁠(Here)⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠(Here)⁠📚 Purchase a copy of Becoming Your Own Banker ⁠(Here)⁠All Social Media & Podcast Links ⁠(Here)⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠(Learn More)⁠⁠⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In this episode of The Cashflow Chronicles, I sit down with Mike Milligan, CFP®, author of The One of a Kind Financial Plan, for a powerful conversation about why so many people have accounts, products, and investments… but still don’t have a real financial plan.Mike and I dig into the broken “one-size-fits-all” model that dominates the financial industry and talk about what it really means to build a plan around your life, your goals, and your vision—not just some generic retirement number. We cover the importance of organization, taxes, retirement income, long-term care, liquidity, legacy, and why true planning should be driven by dreams rather than just performance charts and account balances.We also talk about Mike’s personal story, how his grandmother and brother shaped the way he thinks about money and legacy, and why his Retirement CHI framework—Community, Health, and Impact—is such an important part of preparing for life after work. If you’re tired of cookie-cutter financial advice and want to start thinking more intentionally about how your money supports your actual life, this is an episode you don’t want to miss.Learn more about Mike Milligan, 1 Oak Financial, and his book The One of a Kind Financial Plan through the link below (Click Here to visit website)(Grab a copy of his book)If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist ⁠⁠(Here)⁠⁠📞 Book a Free Cash Consultation Call ⁠⁠(Here)⁠⁠📥 Download the FREE Legacy Builder Outline ⁠⁠(Here)⁠⁠📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠(Here)⁠⁠📚 Purchase a copy of Becoming Your Own Banker ⁠⁠(Here)⁠⁠All Social Media & Podcast Links ⁠⁠(Here)⁠⁠📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded ⁠(Learn More)⁠Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🌐 Website: https://legacylifeandretirement.comWatch my whole Infinite Banking Playlist (Here)📞 Book a Free Cash Consultation Call (Here)📥 Download the FREE Legacy Builder Outline (Here)📲 ⁠⁠⁠⁠Download the FREE Budget Template (Here)📚 Purchase a copy of Becoming Your Own Banker (Here)All Social Media & Podcast Links (Here)📧 [email protected]

Learn How to OutPrint the Fed by earning 1% a week compounded (Learn More)Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In today's episode I sit down with fellow IBC Practitioner John Perrings as we discuss the long term effects of a properly designed policy. John recently gave a talk to a few hundred IBC Practitioners at the annual Nelson Nash think tank event and I was immediately intrigued by the information that he delivered so I wanted to have him come join me on the show and share what some might believe on the sales side of this business as a controversial topic. If you enjoyed my conversation with John feel free to check out his podcast (Here) or connect with him through his website (Here)If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In today's episode I break down visually how money actually moves through your policy when taking and repaying loans and what's actually happening when you pay interest. Hopefully this visual representation helps you better understand how cash flows through your policy.If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In this episode I had the pleasure of sitting down with Jesse Durham of Durham Talents to discuss his almost 11 year journey through the process of becoming his own banker. Jesse is not only a friend and a mentor but also a fellow certified infinite banking practitioner. In part 1 of this two part episode Jesse and I break down how he was introduced to the concept, some of the pitfalls and challenges he see potential clients have to over come when first exposed to IBC as well as how over the past 10 almost 11 years himself and his family have utilized their system of policies to build out their family banking system and secure their legacy. I hope you enjoy part one of this two part episode.If you'd like to personally connect with Jesse you can reach him through his website at https://durhamtalents.com/https://durhamtalents.com/If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠When should you actually start investing with your Infinite Banking style policy? In this episode, I break down one of the biggest mistakes new policyholders make: confusing access with readiness. Just because you can take a policy loan doesn’t mean you’re ready to deploy capital into outside investments. I walk through the order of operations I believe matters most: first capitalize your system, build your emergency fund, clean up bad debt, and create margin. Then, once your base is strong and your habits are solid, you can start using your policy to invest with more confidence and less stress. I also share some of my own mistakes, what I’ve learned from investing too early, and why seasoned investors can approach this differently than beginners. If you want to use Infinite Banking the right way, think long range, build discipline first, and don’t let excitement rush your decisionsIf you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠In this first episode of our new client series I sit down with Mike Classen out of Nashville Tennessee to discuss his unique story into the world of IBC and how he's not only used it thus far to impact his life but how he plans on using it moving forward to change his family for generations to come. It wasn't a love at first sight when if first uncovered the IBC but like many others, once you get a peak behind the curtain it's hard not to ask yourself how things could be if this was how you truly ran your families financial ecosystem. Enjoy the episode.If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠From Regular To Rich ⁠⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠What is a MEC, and why does it matter so much in Infinite Banking? In this episode, I break down the history of the Modified Endowment Contract, why Congress created it in 1988, how the 7-pay test works, and what happens if a policy is funded too aggressively too fast.The big issue is simple: a MEC doesn’t ruin your policy, but it does change how you can access your cash value. That means taxes and penalties can show up before age 59½, which is exactly what most Infinite Bankers are trying to avoid. In this episode, I explain the difference between a MEC and a non-MEC policy, how carriers help prevent accidental MECs, and why proper policy design matters if you want tax-advantaged access and long-term control.If you want to understand where the line is — and why we don’t cross it — this episode is for you.If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠From Regular To Rich ⁠📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠Money flows — and if you don’t control where it flows, someone else profits from it. In this video, I break down one of the most important financial truths most people never stop to examine: your money is always being stored somewhere and financed from somewhere. The real question is who benefits from that flow.We look at the difference between external financing and internal financing, why earning more doesn’t fix a broken money structure, and how the Infinite Banking Concept helps you reclaim control over the banking function in your life. From vehicles and taxes to savings, debt, opportunity, and long-term wealth, this is about seeing the invisible pattern that’s been quietly shaping your financial future the whole time.If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠From Regular To Rich 📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠⁠📧 [email protected]

Order A Copy of my New Book: ⁠⁠⁠⁠⁠ https://fromregulartorich.com📺 If you’re ready to learn more watch our full Save & Spend System Overview Click HereIf You'd Like To Learn More About Paul, his book and his Newsletter be sure to check him out at:https://paddingtoncapitalmgmt.com/If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist by clicking here📞 Book a Free Cash Consultation Call by clicking here👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here 📥 Download my FREE Legacy Builder Outline by clicking here 📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here🌐 Visit my Website by clicking here 📚 Purchase a copy of Becoming Your Own Banker by clicking hereCheck out All of Social Media & Podcast Links Here📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠⁠📧 [email protected]

On this weeks episode I do a DEEP DIVE with SML's very own Marty Smith one of the industries leading voices for promoting IBC. Be sure to either watch on youtube or catch the episode on Spotify so you can see the visuals.📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠Click Here⁠⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠ ⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠⁠Click Here⁠⁠⁠⁠Click Here For Link to NerdWallet ArticleIf you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠⁠ ⁠⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠Click Here⁠If You'd Like To Connect with Rondi and his team be sure to check him out at:https://rondilambeth.com/homeAnd be sure to follow his podcast by clicking the link belowSchool of WealthIf you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠ ⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠🌐 Visit my Website by clicking here ⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠Check out All of Social Media & Podcast Links Here⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠⁠Click Here⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠⁠ ⁠⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠Kiplinger Article: https://www.kiplinger.com/retirement/retirement-planning/new-years-resolutions-for-retiring-2026If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠⁠Click Here⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠⁠ ⁠⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠⁠⁠🌐 Visit my Website by clicking here ⁠⁠⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠⁠⁠Check out All of Social Media & Podcast Links Here⁠⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview ⁠Click Here⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!⁠Watch my whole Infinite Banking Playlist by clicking here⁠⁠📞 Book a Free Cash Consultation Call by clicking here⁠⁠👇Book a Free Call with Legacy Lock to Learn more about Trusts by clicking here⁠ ⁠📥 Download my FREE Legacy Builder Outline by clicking here ⁠⁠📲 ⁠⁠⁠⁠Download my FREE Budget Template by clicking here⁠⁠🌐 Visit my Website by clicking here ⁠⁠📚 Purchase a copy of Becoming Your Own Banker by clicking here⁠⁠Check out All of Social Media & Podcast Links Here⁠📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn more about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 If you’re ready to learn more watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠Recently I was blessed to sit down and share my infinite banking journey with the team over at the Nelson Nash Institute. Although not as extensive as some in the space I can attest that this concept has completely changed the trajectory of my life and my families lives for what I believe to be generations to come. I can not begin to express my gratitude for what Nelson created and what his family has continued on. I may not be the oldest or the wisest practitioner out there. But I promise you won't find anyone that care more than I do. Thank you so much to Leigh and David for having me on the show. Make sure you are following both the Nelson Nash youtube channel and the Infinite Banking Initiative Podcast Listed belowYoutube:https://www.youtube.com/@UCwHyE9ftq4f5T_DF6o91Icw Apple Podcast:https://podcasts.apple.com/us/podcast/infinite-banking-initiative-ibi/id1788943766If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!Watch my whole Infinite Banking Playlist here:https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d📞 Book a Free Cash Consultation Callhttps://calendly.com/shawnksfg/infinite-banking👇Book a Free Call with Legacy Lock to Learn More about Trusts → ⁠https://go.mylegacylock.com/cfc📥 Download the FREE Legacy Builder Outline → https://legacylifeprocess.com/legacy-builder-outline📲 ⁠⁠⁠⁠Download the FREE Budget Template → https://legacylifeprocess.com/budget-template-and-training🌐 Website: https://legacylifeandretirement.com/📚 Purchase a copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoEAll Social Media & Podcast Linkshttps://linktr.ee/legacylifeandretirement📧 [email protected]

📺 Watch the full Save & Spend System Overview→ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Most people are told to pile six months of expenses into a savings account “for emergencies” and then stop there—but no one ever asks what that money is actually doing while it just sits. In this episode, I break down why traditional emergency funds quietly lose purchasing power to inflation, create a false tradeoff between safety and progress, and keep you stuck in financial limbo. We’ll talk about how to store emergency capital so it stays liquid, protected, and productive at the same time, and how Infinite Banking can turn your “just in case” cash into part of a real long-term strategy. If you’re ready for your emergency fund to work with your goals instead of against them, this one’s for you.📞 Book a Free Cash Consultation Call with Shawn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/shawnksfg/infinite-banking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book a Free Call with our Team at Legacy Lock to Learn More about starting a Trust → ⁠⁠https://go.mylegacylock.com/cfc⁠⁠📌 Want to Learn More?If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🎥 Watch my whole Infinite Banking Playlist→ ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d⁠⁠⁠⁠⁠⁠⁠⁠🌐 Visit Our Website→ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeandretirement.com/⁠⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline→ ⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/legacy-builder-outline⁠⁠⁠⁠⁠⁠⁠⁠📊 Download the FREE Budget Template→ ⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/budget-template-and-training⁠⁠⁠⁠⁠⁠⁠⁠📚 Grab “Becoming Your Own Banker” by Nelson Nash→ ⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/3YmEAoE⁠⁠⁠⁠⁠⁠⁠⁠🔗 All Social Media & Podcast Links→ ⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/legacylifeandretirement⁠⁠⁠⁠⁠⁠⁠⁠📧 Email→ ⁠⁠⁠⁠⁠⁠⁠⁠[email protected]

📺 Watch the full Save & Spend System Overview→ ⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book a Free Call with our Team at Legacy Lock to Learn More → https://go.mylegacylock.com/cfc📞 Book a Free Consultation Call→ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/shawnksfg/infinite-banking⁠⁠⁠⁠⁠⁠⁠⁠⁠📌 Want to Learn More?If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!🎥 Watch my whole Infinite Banking Playlist→ ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d⁠⁠⁠⁠⁠⁠⁠🌐 Visit Our Website→ ⁠⁠⁠⁠⁠⁠⁠⁠https://legacylifeandretirement.com/⁠⁠⁠⁠⁠⁠⁠📥 Download the FREE Legacy Builder Outline→ ⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/legacy-builder-outline⁠⁠⁠⁠⁠⁠⁠📊 Download the FREE Budget Template→ ⁠⁠⁠⁠⁠⁠⁠https://legacylifeprocess.com/budget-template-and-training⁠⁠⁠⁠⁠⁠⁠📚 Grab “Becoming Your Own Banker” by Nelson Nash→ ⁠⁠⁠⁠⁠⁠⁠https://a.co/d/3YmEAoE⁠⁠⁠⁠⁠⁠⁠🔗 All Social Media & Podcast Links→ ⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/legacylifeandretirement⁠⁠⁠⁠⁠⁠⁠📧 Email→ ⁠⁠⁠⁠⁠⁠⁠[email protected]