PODCAST · business
The Credit Agents Podcast
by Joe Chavarria
Personal and business credit tips, tactics, and advice from Joe Chavarria, CEO of The Credit Agents.
Episodes
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What is Used to Calculate a Credit Score and Is the New Financial Literacy Bill the Way? | The Credit Agents Podcast Ep. 66
In this episode of The Credit Agents Podcast, we'll be discussing what exactly is used to calculate your credit score. Your credit score is a generalized look at your credit report so we'll talk about some of the categories the bureaus will look at on your credit report to evaluate a score…
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Your Credit Score EXPLAINED! | The Credit Agents Podcast Ep. 65
In this episode of The Credit Agents Podcast, we'll be discussing the 3 digit number that can help you achieve your financial dreams. What exactly is a credit score? How is it calculated? What's a good score? We'll answer all of these questions and more on today's deep dive of you and your credit...
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What's Up With the New Extra Card?, and What is Used to Calculate Your Credit Score? | The Credit Agents Podcast Ep. 64
In this episode of The Credit Agents Podcast, we'll be discussing the new Extra secured card and explaining how your credit score is calculated. The new Extra card has been making the rounds on social media recently, claiming it's the secured card killer. Is this true? We'll discuss everything...
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The DIFFERENCE Between a Credit Freeze and a Credit Lock, How is Your Credit Score RANKED? | The Credit Agents Podcast Ep. 63
In this episode of The Credit Agents Podcast, we'll be discussing the difference between a credit freeze and credit lock. Credit freezes and locks are an integral part of keeping your identity safe when you think it's been compromised so knowing when to use both a lock and a freeze is an…
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HOW ARE MORTGAGE RATES TODAY and Who Are the Credit Bureaus? | The Credit Agents Podcast Ep. 62
In this episode of The Credit Agents Podcast, we'll be discussing how mortgage rates are different today vs. how they compared in the last decade. We'll also discuss who exactly the credit bureaus are and what they do? How do they calculate your credit score? We'll answer these questions and more...
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Why is Credit Important and Buying My First Real Estate Investment Property | The Credit Agents Podcast Ep. 61
In this episode of The Credit Agents Podcast, we'll be discussing why building credit is important and also Joe Chavarria's story of buying his first investment property! A lot of us today wonder what exactly is the point of building credit so we wanted to talk about the pros and cons. We'll also...
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What Exactly is CREDIT and How to LOWER APR RATES! | The Credit Agents Podcast Ep. 60
In this episode of The Credit Agents Podcast, we'll be discussing the question of what exactly is credit? We'll talk about what defines credit as well as all of the aspects that make up credit as a whole. We'll also talk about APR rates and how to lower them. Which APR rates are for you? What's a...
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The Best Credit Cards in 2022! | The Credit Agents Podcast Ep. 59
In this episode of The Credit Agents Podcast, we'll be discussing the best credit cards in 2022! We'll explore credit cards we've researched through a variety of different categories. We tried to include options for those with any credit score looking to get a good credit card! If you want to...
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How Do Rent-to-Own Homes Work? and How to Get Approved For a Home Loan! | The Credit Agents Podcast Ep. 58
In this episode of The Credit Agents Podcast, we'll be discussing why how rent-to-own homes work, and how to get approved for a home loan. If you want to become the master of your own credit, be sure to check out my new DIY credit repair course: Credit Score Blueprint In this course you will get…
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FICO Vs. Vantage Scoring Models! | The Credit Agents Podcast Ep. 57
In this episode of The Credit Agents Podcast, we'll be discussing the difference between the popular FICO and Vantage scoring models. What exactly is the difference between them? Are the two scores different? Which one is best for you? We'll answer these questions and more on today's episode of…
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Why Do Lenders Consider You a Threat? and Differences Between Banks and Credit Unions | The Credit Agents Podcast Ep. 56
In this episode of The Credit Agents Podcast, we'll be discussing why lenders will mark you as a threat, how this lowers your credit score, and what to do if you find yourself in this situation. We'll also discuss the differences between banks and credit unions. Which one works best for you?…
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What Are the Pros and Cons of Paying Off a Loan Early, Hard Inquiry Discussion | The Credit Agents Podcast Ep. 55
In this episode of The Credit Agents Podcast, we'll be discussing the pros and cons of paying off a loan early. Should you do it or is it better to pay them on time? We'll also discuss hard inquiries. How exactly they affect your credit score, how to avoid them, and much much more. Be sure to…
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A Company is Cancelling Student Loan Debt? and Talking to People About Credit in the Mall | The Credit Agents Podcast Ep. 54
In this episode of The Credit Agents Podcast, we'll be discussing a company that claims to be cancelling student loan debt. How accurate is this information and can it help you? Later on we'll be talking to people in the mall about all things credit. Do people know how credit works? We'll find…
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Should You Pay Off Your Loan Early? and a Detailed Breakdown of the Vantage Scoring Model | The Credit Agents Podcast Ep. 53
In this episode of The Credit Agents Podcast, we'll be discussing the pros and cons of paying off a loan early. Does this benefit your credit score? We'll also be conducting a detailed breakdown of the Vantage scoring model and addressing the differences against the more popular FICO scoring…
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What is FICO 8, Debt Settlement, and Business Credit? | The Credit Agents Podcast Ep. 52
In this episode of The Credit Agents Podcast, we'll be discussing what exactly is the 8th iteration of the FICO scoring model, debt settlement and how it works, as well as business credit and what it is. Answers to all these questions and more on today's episode of The Credit Agents Podcast! If…
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How to Get a Credit Limit Increase, History of Credit, How to Get a Good Interest Rate on a Car, and How to Get a Good Credit Score For Your Business | The Credit Agents Podcast Ep. 51
In this episode of The Credit Agents Podcast, we'll be discussing how to get a credit limit increase, the history of credit, how to get a good interest rate on a car, and how to get a good credit score for your business. The world of credit is a complicated place, so we make it our mission to...
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Reacting to "How to handle a credit agency call" Tik Tok | The Credit Agents Podcast Ep. 50
In this episode of The Credit Agents Podcast, I'll be reacting to the Tik Tok "How to handle a credit agency call". Is this good advice to follow? How exactly would I handle a agency call? I'll be answering these questions and more on today's episode of The Credit Agency Podcast. ⭐For A 100% Free...
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Reacting to "How to Delete Medical Bills" Tik Tok | The Credit Agents Podcast Ep. 49
In this episode of The Credit Agents Podcast, I'll be reacting to the Tik Tok "How to delete medical bills". Does this video present accurate information? I'll also be explaining how medical bills appear on your credit report and more. All on today's episode of The Credit Agents Podcast! ⭐For A...
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Reacting to "How to Delete Collections" Tik Tok | The Credit Agents Podcast Ep. 48
In this episode of The Credit Agents Podcast, I'll react to the Tik Tok"How to delete collections". Is this good credit advice? I'll answer that question and explain how collections work and where they're listed on your credit report. ⭐For A 100% Free Credit Repair Consultation Please Visit:...
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General Credit Advice | The Credit Agents Podcast Ep. 47
In this episode of The Credit Agents Podcast, we'll discuss how some all around good advice to follow when it comes to you and your credit. We get a lot of questions when it comes to credit, so we thought we'd try to answer some of the most common that we receive. The world of credit is deeply...
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How Long Does it Take For Credit to Report to the Bureaus, and How Long Does it Take to Build Credit? | The Credit Agents Podcast Ep. 46
In this episode of The Credit Agents Podcast, we'll discuss how long it takes for your credit to report to the bureaus. It won't happen immediately and you need to know when to expect your score/report to update! We'll also discuss how long it takes to build your credit. Whether your starting…
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Interview with Nathyely and Rick! | The Credit Agents Podcast Ep. 45
In this episode of The Credit Agents Podcast, we interview local Houston realtor Nathely and Credit Agent Representative Rick! We'll talk about the life of a realtor in the Houston area, as well as diving into exciting things The Credit Agents is doing. All this and more on Today's episode of The...
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What to Do Before Purchasing a Vehicle, Does Having a High Credit Score Matter, Why Paying a Collection Doesn't Necessarily Improve Your Credit Score | The Credit Agents Podcast Ep. 44
In this episode of The Credit Agents Podcast, we'll discuss what you should do before purchasing a vehicle, does having a high credit score matter, and why paying a collection doesn't necessarily improve your credit score. These credit speed tips can help you improve your credit and manage your...
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Interview With Debbie | The Credit Agents Show Ep. 43
In this episode of The Credit Agents Podcast, we interview a local Houston realtor Debbie Adokpaye. We'll be talking about her experience being a Houston Realtor, what people considering the industry can expect when getting started, and the daily life of a realtor! All this and more on today's...
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How To Improve Your Credit In 2021, 4 Reasons Why Lenders Hate Credit Karma, How to Build Your Child's Credit | The Credit Agents Podcast Ep. 42
In this episode of The Credit Agents Podcast, we'll discuss how to improve your credit in 2021, 4 reasons why lenders hate credit karma, how to build your child's credit, and more. Credit can be a confusing topic so our goal is to make it as simple as possible. ⭐For A 100% Free Credit Repair...
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Our First Ever Live Show Talking About Disputes! | The Credit Agents Podcast Ep. 41
On this special live episode of the Credit Agents Podcast, Michael and Lesley dive into the world of disputes and how exactly you can use disputes to correct inaccurate information on your credit report. ⭐For A 100% Free Credit Repair Consultation Please Visit:...
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Why People Shy Away From Credit Repair | The Credit Agents Podcast Ep. 40
On today's episode of The Joe Credit Show, we'll be discussing why people shy away from credit repair. It seems like there's an air of mystery surrounding credit repair. On today's episode we aim to clear up any misconceptions and concerns that I've heard from those considering credit repair. All...
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An Overview of My Credit Repair Blueprint MASTERCLASS! | The Credit Agents Podcast Ep. 39
On today's episode of The Joe Credit Show, we'll be discussing my new course I just released: Credit Score Blueprint. This course will teach YOU how to repair your credit. Included in this course: • 14 downloadable, battle-tested dispute templates • How to properly dispute late payments • How to...
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The Trustmark Bank Redlining Case | The Credit Agents Podcast Ep. 38
On today's episode of The Joe Credit Show, we'll be discussing Trustmark bank. They've been accused of redlining, and we'll be discussing what that means, and how it affects the credit landscape. All this and more on today's episode of The Joe Credit Show! ⭐For A 100% Free Credit Repair...
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Will Debt Collectors Be Out of a Job By November 30th? | The Credit Agents Podcast Ep. 37
On today's episode of The Joe Credit Show, we'll be discussing the discourse around debt collectors possibly being out of a job by November 30th. All this and more on this episode of The Joe Credit Show. ⭐For A 100% Free Credit Repair Consultation Please Visit:...
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Why Millennials Have the Highest Improvement on Their Credit Scores in 2020 and New Debt Collector Rules Discussion | The Credit Agents Podcast Ep. 36
Joe talks about why millennials have the highest improvement on their credit scores in 2020. How this happened and what to learn from it. He will also discuss new debt collector rules and why it may allow debt collectors to reach out to you on social media. All this and more on this episode of…
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Should You Apply For Another Credit Card After Being Declined? | The Credit Agents Podcast Ep. 35
Joe talks about what you should do after being declined an application for a credit card. Should you or should you not apply for another one. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now!...
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Adding Your Partner to Your Credit Card | The Credit Agents Podcast Ep. 34
Joe talks about adding your partner to your credit card, how to do it, should you do it, and what it does. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more...
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How Long Does Bankruptcy Stay on a Credit Report? | The Credit Agents Podcast Ep. 33
Joe talks about bankruptcy, what it is, how it works, and how long it will stay on YOUR credit report. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more...
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Can You Buy a Home With Student Loan Debt? | The Credit Agents Podcast Ep. 32
Joe talks about student loan debt. How it works, and if you can buy a home while still paying off student loan debt. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ...
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Biden's Plan to Replace the Credit Bureaus | The Credit Agents Podcast Ep. 31
Joe talks about Biden's plan to replace the credit bureaus and what that can mean for you. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow…
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Is the Score Your Credit Card Gives You, Legit? | The Credit Agents Podcast Ep. 30
Joe talks about the score your credit card gives you and if its legitimate. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on…
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Does Having a High Credit Score Matter When Applying For a Mortgage | The Credit Agents Podcast Ep. 29
Joe talks about high credit scores and how they matter when applying for a mortgage. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on...
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How to Improve Your Credit Score in 2021 | The Credit Agents Podcast Ep. 28
Joe talks about how to improve your credit score in 2021. In addition we'll go over tips and tricks in the ever changing field of credit. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now!...
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7 Things You Should Do Before You Buy a Car | The Credit Agents Podcast Ep. 27
Joe talks about how 7 things you should do before you buy a car. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on Instagram:...
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Can an Account in Bankruptcy Report a Balance? | The Credit Agents Podcast Ep. 26
Joe talks about how bankruptcy works and if the account can report a balance. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on...
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4 Reasons Why Your Lender Hates Credit Karma | The Credit Agents Podcast Ep. 25
Joe talks about the 4 reasons why your lender hates credit karma. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on Instagram:...
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How To Get Approved For a Discover Card | The Credit Agents Podcast Ep. 24
Joe talks about how to get approved for a discover card. He dives into the application process, what to expect when getting approved, and more on this episode on the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now!...
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Should You Apply For Another Credit Card After Being Declined | The Credit Agents Podcast Ep. 23
Joe talks about applying for credit cards and what to do after being declined. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on...
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The Final Debt Collector Rules Are Coming Soon | The Credit Agents Podcast Ep. 22
Joe talks about final debt collector rules and what that could mean for you. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on…
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Do Secured Credit Cards Even Work | The Credit Agents Podcast Ep. 21
Joe talks about secured credit cards. How they work, differences between them and unsecured cards, and if they even work. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now!...
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5 Things to Know Before Applying For An Auto Loan | The Credit Agents Podcast Ep. 20
Joe talks about 5 important things you should know before submitting an application for an auto loan. All this and more on this episode of the Joe Credit Show. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more...
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How To Build Business Credit | The Credit Agents Podcast Ep. 19
Joe talks how to build credit as a business. Tips and tricks that can help you take your business to the next level when qualifying for loans. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on...
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What Credit Score Do Mortgage Companies Use to Approve You | The Credit Agents Podcast Ep. 18
Joe talks about what score is required to be approved for a mortgage, and what you can do to meet that minimum threshold. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more updates: Follow me on Instagram:...
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What to Do When You're a Few Points Short For Qualification | The Credit Agents Podcast Ep. 17
Joe talks about what to do when you're a few points short when qualifying for a mortgage. How to plan ahead, disputing, and reaching your goal for qualification. Subscribe to Joe’s YouTube Channel and turn on notifications now! https://www.youtube.com/channel/UC7wQbCpskn1KmJpK2UmmqZQ For more...
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ABOUT THIS SHOW
Personal and business credit tips, tactics, and advice from Joe Chavarria, CEO of The Credit Agents.
HOSTED BY
Joe Chavarria
CATEGORIES
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Frequently Asked Questions
How many episodes does The Credit Agents Podcast have?
The Credit Agents Podcast currently has 86 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Credit Agents Podcast about?
Personal and business credit tips, tactics, and advice from Joe Chavarria, CEO of The Credit Agents.
How often does The Credit Agents Podcast release new episodes?
The Credit Agents Podcast has 86 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to The Credit Agents Podcast?
You can listen to The Credit Agents Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Credit Agents Podcast?
The Credit Agents Podcast is created and hosted by Joe Chavarria.
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