The Crystal Clear Finances Podcast

Join us for today's podcast as Crystal discusses the concept of "SKI" (Spending Kids Inheritance) and the balance between enjoying one's resources in retirement while still providing an appropriate inheritance for the next generation. She references examples of billionaires like Dylan Taylor and Bill Gates who are rethinking traditional inheritance approaches, preferring to leave enough for their children to have a safety net but not so much that it prevents them from developing their own skills and fulfilling their purpose. Crystal emphasizes the importance of character development alongside financial planning, noting that many wealthy individuals lack proper spiritual, emotional, and moral guidance for their heirs.  Tune in today and learn how the word SKI isn't just about the winter sport! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal presents a comprehensive checklist to help families protect older relatives from financial scams targeting the aging population, which costs $36 billion annually. She will share various warning signs, including unexpected additions to bank accounts, large unexplained withdrawals, unpaid bills despite sufficient income, and changes to legal documents or beneficiaries. She emphasizes the importance of maintaining strong family connections and conducting regular monthly check-ins with parents to monitor their finances and well-being.  Help protect your family members by tuning in today! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal discusses the upcoming SpaceX IPO and whether you should buy shares when they become available. She emphasizes that while SpaceX is a strong company, buying an IPO on day one may not be the most efficient strategy based on historical performance data from companies like Facebook, Uber, Snowflake, and Rivian, which all experienced significant price drops shortly after their IPOs.  If you are wondering if SpaceX is right for you, tune in today! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the challenges that can prevent people from living generously, focusing on the concern of having enough for the future. She will explain the importance of balancing giving with proper stewardship of resources and emphasizing that generosity should flow from a God-led motivation rather than trying to prove something or receive accolades.  Tune in today, and learn how you can live generously! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the significant transfer of wealth expected to occur as women gain control of over 30 trillion dollars in global assets by 2030, with 95% of women becoming their family's financial decision makers at some point in their lifetime. She highlights statistics showing that only 6% of Christian women feel capable of handling financial responsibilities after receiving an inheritance, and emphasized that this wealth transfer is God-ordained with a specific purpose for women.  If you or someone you know will be one of these women, or if you are the husband or family member of one, tune in today to find out how this transfer of wealth can affect you and how you can build a legacy for years to come. You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal delivers a Memorial Day weekend message focusing on remembrance and its importance in both honoring fallen service members and making wise financial decisions. She emphasizes that while Memorial Day is often seen as the start of summer, it should primarily be recognized as a day of remembrance for those who sacrificed their lives for freedom. Join us in remembering today! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about two new executive orders related to retirement and investment options. The first order introduces Trump IRA accounts in January 2027, and the second order aims to provide Americans with more investment choices, including private real estate, private equity, and digital assets.  If you are wondering if these new orders may be right for you, tune in today! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal talks about what your plan is for giving.  What can you do to help make an impact on others' lives?  We would all like to win the lottery, but how can you give even if you don't?    You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

What is" The Legacy Life"?  Join us for today's podcast as Crystal shares her takeaways from a recent book she read called  "The Legacy Life" by David Green.  She will talk about how Legacy is not what you leave behind but what you set in motion today! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal focuses on helping listeners prepare for future charitable giving, even if they're currently only giving tithes. She will outline key mistakes to avoid, including failing to check charity credentials through resources like Charity Navigator or Candid, not aligning donations with personal values, or waiting until year-end to donate.  If you are already gifting or looking to start, you will want to tune in to today's episode! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares five key areas for retirement planning preparation. She emphasizes the importance of first clarifying one's purpose and goals for retirement before focusing on financial strategies.  Do you know what the five key areas are?  Tune in today to find out! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, which focuses on the importance of generosity as a pathway to true wealth, both financially and spiritually. Crystal will share personal experiences about learning to give during difficult times, including when her family was near bankruptcy, emphasizing how giving transforms the giver and builds character. She will discuss how generosity should begin early and incrementally, using the metaphor of notching a shepherd's staff to represent growing victories in giving. Listen today, and learn what the secret to wealth is! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares a comprehensive presentation on financial planning, emphasizing the importance of customized investment strategies rather than one-size-fits-all approaches. She will introduce a "money matrix" framework to compare different investment vehicles, including IRAs and 401(k)s.  She discusses the importance of personalized financial planning, comparing it to finding the right fit for seasonal clothing.   Tune in today to find out what's the right fit for you! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about the Trump Accounts program, which allows parents to establish retirement savings accounts for children born between 2025 and 2028, with the government contributing $1,000 per eligible child. She will explain the eligibility requirements, application process, and potential growth projections over time, as well as comparing this program to other savings options like TOD accounts and Roth IRAs, emphasizing the importance of consulting with a financial advisor to determine the best approach based on individual circumstances and financial goals.  If you have been wondering if your children are eligible for the  Trump Account, you won't want to miss today's podcast! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the current market trends and demand for gold, silver, and copper, explaining that central banks globally are increasing their gold holdings as a hedge against geopolitical risks and to maintain control over assets that cannot be frozen. She emphasizes that while these precious metals may be valuable investments, individuals should consider their specific financial goals and consult with a financial advisor rather than making impulsive purchases based on market trends or "fear of missing out."  If Gold has you puzzled, you won't want to miss today's podcast! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the importance of smooth transitions in life, particularly focusing on retirement planning and market transitions. She outlines a three-step approach for successful retirement transitions: defining retirement expectations, creating a cash flow confidence plan, and making necessary adjustments based on real-life experiences. If you are in a time of transition, you won't want to miss today's episode! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about the importance of understanding one's investment portfolio and the reasons behind each holding, especially in uncertain times like war.  She will also discuss the impact of recent global conflicts on the stock market, drawing parallels to the 2003 U.S. invasion of Iraq where the market initially rose and doubled by 2007. She encourages you to focus on identifying your unique skills and calling, suggesting that understanding your purpose and developing relevant expertise can provide financial and personal fulfillment regardless of external conflicts or market conditions.  You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the strategy of mega Roths, which allows individuals to convert their existing 401k or 403b accounts into a Roth account. She will explain the three steps involved in this process and also emphasize that this strategy is not suitable for everyone and should be considered in conjunction with a holistic financial plan.  Is the Super Roth Strategy right for you?  Tune in and find out.... You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the importance of identifying and focusing on the specific "nail" one is called to hit in life, drawing from a parable about a machinery expert who charged $1,000 to fix a machine by knowing exactly where to tap a nail, rather than charging for the simple action itself.  She emphasized that each person has unique skills and gifts that can be developed to create solutions for others, bringing both blessings to others and financial reward.  What is YOUR nail? You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares how the human brain is naturally wired to avoid risks and protect itself, which can hinder effective investing.  She will share the ten key biases that affect financial decision-making and emphasize the importance of understanding these biases to make informed and objective investment decisions.  You won't want to miss how you can Retrain Your Brain! You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Who doesn't want to be a millionaire?  Is that something you should be shooting for?  Listen to today's podcast as Crystal talks about what you should really try to become. You can have confidence in every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, a replay from last year at this time, as Crystal asks - Are you choosing to be broke?  What can we do to change that mindset. You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

We can all start the new year with resolutions and goals, but without a plan to accomplish them, will they be fulfilled?  We can all hope to accomplish them, but that isn't a strategy!   Listen today as Crystal shares about how some famous individuals who didn't have a plan. And their goals were not fulfilled without it! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

With the turn of the calendar and a new year upon us, many people use it as an opportunity for reflection.  Listen to today's podcast as Crystal asks the question " Do you have a wealthy mindset?" As you begin to ponder that, join us this week for answers to that question and many more.. You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal does a recap of the Top 10 Topics of 2025.   Do you know what they were?  Here's a hint... Crystal discussed the importance of developing a wealthy mindset and emphasized that money should be viewed as a tool for growth rather than a source of security. Tune in to find out the rest! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Happy New Year!  With the turn of the calendar page comes some changes Crystal will share on this week's podcast.  Those Trump Accounts that were talked about will come into place this year. Join us this week as Crystal talks about what they are and how you may benefit from them. You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about 7 tax efficient ways you can give and put your money to good use! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about 2026, which is right around the corner. Where's your GPS say you're heading? You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about what wealthy habits you can do to help with your goals! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about how you should plan for the first 90 days of retirement! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about 9 Financial Mistakes you need to avoid and how to do it! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal asks, Who do you know?  And why does it matter? You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about NASCAR Champion Kyle Busch's lawsuit with Pacific Life over the IUL product. You won't want to miss this one! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about 5 Key Areas of Risk! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about the 7 Steps you can take for creating Legacy Gifts... You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about what the Top 10 Life Insurance Mistakes people can make and how to avoid them! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about 3 Ways you can begin to prepare for wealth. You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about what each of our roles is in Family Legacy!   You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about the 6 Mistakes you don't want to make! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Jon us for today's podcast, as Crystal talks about What will You be leaving behind??? You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about How YOU can create a Lifetime Income Stream... You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal talks about "What's In It For Me?" You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares about 3 Reasons to not use a bank for saving... You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal talks about if You Need to Save or Invest... You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal talks about How YOU can be wealthy! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal shares 3 Steps to take that can Financially Help your Kids! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal talks about the connection of Financial Freedom and Life Insurance and how to put it to work for you! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal talks about the best financial advice she has ever received.  Tune in and see how it can work for you! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, as Crystal asks Can I retire? and What 4 questions you should be asking yourself to get ready! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for Part 2 of today's podcast, as Crystal discusses further details about the One Big Beautiful Bill and how it is going to impact you! You can have Confidence for every financial decision! Watch us on our YouTube channel  For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation