The Equity Builders Club Podcast
by Terrie from The Equity Builders Club
Terrie Schauer from the Real Escape Investing Podcast shares her method for escaping the constraints of time, income and geography with the vehicle of real estate investing. By hacking the investing game, Terrie was able to support her family, train as an elite combat athlete, and live abroad. She’s sharing how you can use Real Estate investing to live your dreams too. Discover how you can reach financial freedom and get your life back with real estate.Hosted on Ausha. See ausha.co/privacy-policy for more information.
Episodes
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Your Properties Made You Wealthier. Why Do You Still Feel Broke
Your properties have gone up in value. Your tenants are paying down your mortgages. On paper, you’re doing well. So why does it still feel like there’s never enough money? In this episode of the Equity Builders Club Podcast, Terrie Schauer breaks down the difference between equity, cash flow, and...
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From a Duplex to $25 Million in Private Lending: François Bélanger’s Real Estate Journey
How do you go from a corporate job and a duplex to a 750-unit portfolio and a private lending business with $25 million in capital? In this episode of the Equity Builders Club Podcast, I sit down with François Bélanger of Belabri—investor, private lender and businessman—to talk about that journey...
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You Bought an Investment. Why Does It Feel Like a Second Job?
You bought real estate to build wealth and create freedom. So why are you spending your evenings answering tenant messages, chasing rent, and coordinating repairs? In this episode, we talk about how investors become the bottleneck in their own portfolios—and why buying more doors can multiply the...
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Are You Buying With Yesterday’s Numbers? Quebec Multifamily Reality Check
“Prices are too high. There are no deals.” I hear this all the time. But are there really no opportunities—or are you looking for deals using assumptions that no longer fit the market? In this episode, we look at Quebec’s changing multifamily market: rising vacancies, softer asking rents, and...
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You Are the Average of Your Network: Real Estate Lessons on Community (with Charles Rose Jr.)
"I've taken the course. I know the numbers. So why haven't I bought anything yet?" Knowledge is the easy part. What gets investors over the finish line is the people around them. My students regularly find great deals and then freeze before signing, until a mentor or peer tells them they're on…
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Stop Making Bad Business Decisions to Save Tax
Trying to avoid taxes can feel like smart business, but it often leads real estate investors into terrible decisions. They hold properties that should be sold because they’re afraid of capital gains. They pay contractors cash to “save the sales tax,” while losing the expense and the paper trail....
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Property Management Is a Tough Business So Where’s the Real Money? with Cory Friedman
Property management looks like a natural way to scale in real estate—but managing more doors doesn’t automatically mean making more money. In this episode, I sit down with Cory Friedman, founder of Kompass property management software and owner of Lameer Property Management, for an honest...
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You Can Still Make Money in Real Estate, Just Not Like It’s 1998
“The market is too expensive. There are no good deals anymore.” I hear some version of this almost every week. But if real estate is no longer profitable, how are active investors—including my students and me—still buying, selling and operating profitable properties? The opportunity hasn’t...
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Money Follows Competence: The Four Things Investors Actually Fund
Having trouble finding partners or raising capital? The problem may not be a lack of money. It may be that something is missing from the opportunity you’re presenting. Money tends to follow four things: good ideas, good deals, competent operators and strong networks. In this episode, Terrie...
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$25K for a Bathroom?! Why Does Calling a Contractor Feel Like He’s Just Not That Into Me?
Is it just me or does $25,000 for a bathroom sound normal? Since COVID, construction and renovation costs in Quebec have exploded, while finding a reliable contractor somehow feels harder than ever. Calls go unanswered, appointments take weeks, unexpected extras pile up, and sometimes you get...
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If I Were Starting Over, I’d Buy Cash-Flowing Rentals in the U.S.
What if you could buy a rental property for around $100,000 U.S. and generate positive cash flow from the beginning? Charles Rose started investing in the United States as a foreign national. Today, he lives off his rental income and coaches other investors through Master Passive Income. In this...
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Why Working Hard Won’t Make You Rich—But Owning These Assets Can
What separates the working class, the middle class and the wealthy? It isn’t simply how much money they earn. It’s what they own, and whether their income depends entirely on their labour. Working-class households are especially exposed to inflation because most of their income goes toward…
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What Would You Do for a Million Dollars?
Most people say they want financial freedom. But if you asked them what they'd actually be willing to do to become a millionaire, the answer is often... not much. In this episode, I challenge one of the biggest assumptions holding people back from building wealth. I share the choices I made on my...
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The Real Estate Time Trap: Why Most Investors Don't Actually Have a Money Problem
Most investors believe they're stuck because they don't have enough money. In reality, most aren't limited by capital, they're limited by time. When you're answering tenant calls, coordinating contractors, collecting rent, chasing paperwork, bookkeeping, and solving every problem yourself, you've...
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The Hidden Cost of Being "Nice" as a Landlord (Why Good Investors Lose Money)
Many landlords think they're being nice by avoiding difficult conversations. They don't raise rents, they let late payments slide, they ignore lease violations, and they hope problems will resolve themselves. Unfortunately, that's usually the fastest way to create bigger problems, for themselves...
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The Most Expensive Words in Real Estate: "I'll Deal With It Later"
"I'll deal with it later." The problem is that "later" is often where the biggest financial losses happen. In this episode, Terrie Schauer explains why procrastination, not bad markets, interest rates, or difficult tenants, is often the most expensive mistake investors make. Through real-world...
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5 Bottlenecks Keeping Investors Stuck at 1–10 Properties
Most investors think they have a deal problem. In reality, deals are rarely the thing holding them back. In this episode, I break down the five biggest bottlenecks that keep investors stuck between 1 and 10 units: financing, deal flow, capital, operations, and confidence. The key is identifying...
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5 Pieces of Real Estate Advice I Completely Disagree With
The real estate industry is full of advice that gets repeated so often people stop questioning it. "Never sell." "Cash flow is king." "Buy and hold forever." "You need 20% down." "Quit your job and become a full-time investor." The problem is that many of these ideas contain a grain of truth—but...
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If I Had to Start Over in Real Estate Today, Here's Exactly What I'd Do
What would you do if you lost everything and had to start over? It's a question most investors never ask themselves, but it's one of the fastest ways to identify what actually matters and what doesn't. Also, when I contemplate taking big risks, knowing what I would do if a catastrophic failure...
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Analysis Paralysis Isn't Your Problem: The Real Reason Investors Procrastinate
We've all heard the advice: "Just take action." But what if procrastination isn't the problem? In this episode, Terrie Schauer challenges the idea that investors are simply lazy, unmotivated, or suffering from analysis paralysis. More often than not, procrastination is a signal. It points to...
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Stop Fighting Fires: This Hidden Skill Scales Real Estate Portfolios Faster Than Hustle
Most landlords and business owners think success comes from being good at solving problems. But the truth is, the people who scale the fastest usually become obsessed with avoiding problems before they explode. In this episode, Terrie breaks down why early intervention, communication, systems…
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Should You Quit Your Job for Real Estate Investing? (5 Things to Know First)
Quitting your job to become a full-time real estate investor sounds like the dream. But for most people, making that move too early is one of the biggest financial mistakes they’ll ever make. In this episode, we break down what actually needs to be in place before you walk away from your…
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What Happens to Your Portfolio If You Die Tomorrow?
Life insurance is one of the least exciting topics in business… until something goes wrong. In this episode, we sit down with two insurance experts to talk about what really happens when a real estate investor, entrepreneur, or business partner dies unexpectedly. What happens to the buildings?…
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The July 1st Chaos Playbook: How to Handle 24-Hour Unit Turnovers in Montreal
Montreal's July 1st is unlike anything else in North America. In Quebec, thousands of leases end at the same time—and as a landlord, you’re expected to turn over units, manage logistics, and get new tenants in… often within 24 hours. In this episode, we break down how July 1st actually works on…
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3 Things to STOP Doing If You Want to Grow Your Portfolio
Most real estate investors don’t stall because they lack knowledge, they stall because they hesitate at the wrong moments. In this episode, we break down the 3 biggest mistakes that stop investors from growing their portfolios: waiting for the perfect deal, trying to eliminate all risk, and...
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Capital Gap - The Real Reason Most Investors Never Buy Apartment Buildings
A lot of Canadian investors eventually learn the truth about multifamily financing: yes, apartment buildings can qualify based on their own income. But then they run into the next wall. The down payment. In markets like Montreal, it is not unusual to need $300,000 or more just to get into a…
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The Financing Wall: Why Scaling Real Estate in Canada Is So Hard
Most Canadian real estate investors never scale past a condo, duplex, or triplex because eventually they hit a financing wall. In Canada, residential properties are usually qualified based on your personal income and debt ratios. Even if your portfolio cash flows, the bank may stop lending…
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The End of No-Pet Clauses? New Quebec Rental Rules Explained
Pets are becoming one of the biggest pressure points between landlords and tenants in Quebec. In this episode, we break down the recent TAL rulings and legal changes around pets in rental properties. Can landlords still enforce no-pet clauses? Can you refuse a tenant because they have a dog? What...
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Why Most Real Estate Investors Fail to Scale (And the 5 Pillars That Make Success Predictable)
Most people think financial freedom comes from motivation, hustle, or luck. But in reality, success in real estate investing is much more predictable than that. In this episode, I break down the same system I’ve used to scale my own portfolio and that we now teach inside Equity Builders Club. The...
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How Fast Can You Buy Your Next Property? The Real Estate Time Compression Playbook
How long is it really going to take you to buy your next property? A year? Six months? Thirty days? Most investors assume those timelines are fixed. But in reality, deals don’t take that long because they have to—they take that long because that’s the time we give them. In this episode, I’m…
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How Much Is Enough? Designing Your Financial Freedom Number
How Much Is Enough? Designing Your Financial Freedom Number “Financial freedom” sounds inspiring but most investors have no idea what their number actually is. In this episode, we break down how to calculate your financial freedom number using real math, not motivation. If you’re building passive...
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The 3 Phases of Scaling From 1 to 20 Units (And Where Most Investors Stall)
Scaling a rental portfolio from 1 to 20 units isn’t about finding more deals. It’s about evolving as an investor. In this episode, I break down the three phases of scaling real estate, from your first few units to managing a small multifamily portfolio, and why most small landlords stall in the...
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How to Analyze a 5-Plex or 6-Plex in 10 Minutes
If you’re analyzing a 6 plex in Canada and opening Excel before you’ve made a basic decision, you’re wasting time. In this episode, I walk through how to analyze a 6-plex in 10 minutes or less — the exact mental framework I use when evaluating small multifamily deals in Montreal. This is…
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The Hidden Risks That Kill Small Rental Portfolios
Most small landlords don’t fail because they can’t calculate cap rates. They fail because they underestimate risk. In this episode, we break down real estate risk management for small investors and the landlord mistakes that quietly erode returns over time. From bad debt and tenant risk to...
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Lease Transfers (Cession de bail) in Quebec: What Landlords Can Refuse in 2026
Lease transfers — known in Quebec as cession de bail — are one of the most misunderstood parts of Quebec rental law, especially for small duplex, triplex, and plex owners in Montreal. Can a landlord refuse a lease transfer? What qualifies as a “serious reason” under Quebec law? Are you allowed to...
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Why Paying Off Your Mortgage Early Is a Terrible Financial Strategy (For Investors and Homeowners)
Paying off your mortgage early is often framed as the ultimate financial win, peace of mind, freedom, and “no debt.” But from an investment and wealth-building perspective, it’s usually a bad decision. In this episode, we break the discussion into two parts. First, we explain why aggressively...
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Rising Vacancy Rates in Canada: What Montreal & Quebec Real Estate Investors Should Do
Vacancy rates are trending up across Canada and Québec is no exception. In today's show, we break down what the data is actually showing, what we’re seeing firsthand inside our investor group, and how Montréal and Québec landlords should be thinking about risk over the next few months. This isn’t…
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Digital Wisdom for Real Estate Investors: Why You Shouldn’t Automate or Delegate Before You Understand
Episode Description Everyone wants to automate, delegate, and scale, but most people try to skip the part where they actually understand the work. In this episode, I talk about digital wisdom: why automation without understanding creates risk, not freedom, and how small business owners and real...
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Listen Before You List: A Step-by-Step Checklist for Selling a Rental Property
Listen Before You List: A Step-by-Step Checklist for Selling a Rental Property Selling a rental property isn’t just about putting a sign on the lawn — it’s a legal, financial, and strategic process that can cost you real money if you get it wrong. In this episode, we walk through a practical,...
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Financial Independence Part 2: Burn Rate, Capital vs Income, and Smarter Wealth Decisions
Financial independence isn’t a mindset or a destination. It’s a system built on math, discipline, and better financial decisions. In Part 2 of this series, Terrie Schauer breaks down the practical mechanics behind financial independence, starting with the most overlooked number in personal…
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Financial Independence Is a System — Why Most People Get It Wrong
Financial independence is one of the most misunderstood goals in personal finance and real estate. In this first episode of the newly rebranded Equity Builders Club Podcast, we break down why financial freedom is not a destination, but a system of skills, behaviors, and practices. After stepping...
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Outcome Goals are Dead: Use Habit Goals & the SMART Framework To Define 2026
Welcome to a monumental episode! As we close out 2025, we are not only giving you the ultimate blueprint for strategic goal setting but also making the huge announcement that Real Estate Investing is branching out from the Master Passive Income Network to become The Equity Builders Club...
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Strategic Investing Goals Beat New Year’s Resolutions: The Future of Real Escape Investing
This is a monumental episode as we close out 2025! After years of partnership, Real Escape Investing is making a major move, officially branching off the Master Passive Income Network to become The Equity Builders Club Podcast. This rebrand signals our new, specialized focus on Canadian and...
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The Power of Pausing: Why Gratitude and Time Off Make You a Better Investor
As the year winds down and the holidays begin, many of us slip into a familiar rush—trying to wrap up projects, close deals, and squeeze productivity out of the final days of December. But what if the most powerful move you can make as an investor right now… is to pause? In this special year-end...
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6 Steps to a Bulletproof Real Estate Partnership Pitch
Thinking about partnering on your next deal? A bad partner can sink a good investment faster than a bad market. On today’s episode, Terrie Schauer breaks down the six non-negotiable steps to vetting, pitching, and securing a quality joint venture partner. From knowing their financial capacity to...
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From Rental to Resale: How to Sell for Highest Use Value
EP Description : Episode Description Everyone talks about when to sell—but few talk about how to do it right. In this episode, I pick up where we left off last time—diving deeper into effective exits. We look at unlocking highest use value (selling to end-users or condo conversions), why it’s...
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Loss Aversion in Real Estate: What to Do If Your Investment is Bleeding Money
Why do smart investors keep throwing money at bad deals? In this episode, Terrie breaks down how loss aversion—driven by fear, ego, and sunk costs—pushes people to cling to failing projects in condos, renos, and small developments. We look at why investors double down instead of cutting losses…
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Should You Sell Your Property Now?
When’s the right time to sell a property? It’s one of the most common—and important—questions real estate investors face. In this episode, I break down how to make smart, strategic exit decisions. We’ll cover how to look at equity growth, market cycles, asset types, cash flow and opportunity…
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Stop Doing 50/50 Deals: Smarter Ways to Structure Real Estate Partnerships
Thinking of splitting your next real estate deal 50/50? Think again. In this episode, I explain why equal partnerships often lead to unequal work, frustration, and broken deals. The 50/50 model sounds fair, but unless both partners bring equal experience, time, and skills, it usually fails. I…
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Crypto for Real Estate Investors: Beyond Bitcoin and Speculation
Most real estate investors hear about crypto in terms of Bitcoin, tax shelters, or risky speculation. But is that the whole story? In this episode, Terrie talks with crypto investor Travis Pich about blockchain as financial infrastructure — from tokenized bonds to digital real estate titles. If...
About this show
Terrie Schauer from the Real Escape Investing Podcast shares her method for escaping the constraints of time, income and geography with the vehicle of real estate investing. By hacking the investing game, Terrie was able to support her family, train as an elite combat athlete, and live abroad. She’s sharing how you can use Real Estate investing to live your dreams too. Discover how you can reach financial freedom and get your life back with real estate.Hosted on Ausha. See ausha.co/privacy-policy for more information.
Hosted by
Terrie from The Equity Builders Club
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