PODCAST · business
The Financial Foundation
by Paul Tysinger
Helping anyone who has a few minutes with advice in a world of finance with alot of expression and a little less know how. Ask me questions on IG: @thefinancialfoundation2022 Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support
Episodes
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High Yield Savings Paying over 3% now
As we examine the banks offering the highest paying savings accounts in todays market, we talk about how easy it is to get set up with any of these guys while at the same time talk about why I expect rates to continue to climb and us savers can benefit big time.
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Investing In A Bear Market
As I recommend that everyone invested in the market should stay in the market, that doesnt mean your current mutual fund or stock thats losing money left and right has to be suffered through the rest of the recession. You could always sell your interest in a high expense investment and move it to…
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Simple Advice From Millionaires
There are a small number of regular habits exhibited from the typical millionaire. And to my surprise, none of this advice requires any real skill or hidden knowledge. Just some very high discipline strategies that the majority of successful people follow. Also, I dive into a unique perspective…
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Vacant Homes Are On The Rise
Lets dive into something I have eluded to and addressed in the past. Today, I focus on three different cities all facing a huge rise of vacant homes and all of them for completely different reasons. Also, I have some good news regarding some of your favorite Cryptocurrencies.
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How To Determine If An FHA Loan Is Right For You
First we break down the FHA, its origin and purpose, and then we talk about how FHA loan differ from conventional mortgage loans. And again I have to bring up the average mortgage purchase rate because the increases are sending us right back to the late 70s slowly but surely.
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Pay Yourself First
Lets discuss the concept of paying yourself first more in depth. Afterwards, I can give you the updates regarding the housing market mortgage rates, the state of the economy and how the Fed is raising rates again to tamp down inflation
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Entrepreneurs, Augusts CPI and Cryptocurrency
I cover some interesting facts about small business, inflation and the crypto markets recent activity over the summer.
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Unaffordable Cities and Their One Bedroom Rent Prices
Today we are going to entertain ourselves a bit reviewing the catastrophic numbers people pay to live in some of these cities. The cost of living is just too high and Im pretty sure you know which state has most of these cities.
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The Financial Foundation's First Year
The podcast turns 1 today and I have to say: this turned out to be a better experience than I expected. Take a few minutes with me as I talk about some of the best things about all the episodes put out over the last year.
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The Beauty of Thrifting and The Real Implications of Rates Still Going Up
I recently came across some incredible data when it comes to Thrift stores. Only 15% of people shop there and the savings being missed are incredible. There is some speculation in this episode as seemingly hundreds of news outlets are all saying banks may start to lower limits or shut down credit...
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Investors Flocking to Dividend Stocks
We will focus on 3 things today. An economist predicting that 2023 will be one "whopper" of a recession, so what we got right now is mild compared to whats coming, One thing I failed to mention when I covered the Inflation Reduction act because I didnt realize how it would affect the average...
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The Debt Snowball vs The Debt Avalanche
Today I break down the similarities and differences in these two very widely promoted debt elimination approaches. We then turn to a perfect example that goes over which one saves you more money, more time and more heartache as we look to see how each strategy can benefit you. Then a brief touch…
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How Consolidation Loans Can Help You
Today is all about the concept and implementation of the consolidation loan. No matter your situation, these can be used to your advantage when it comes to paying less money every month against any debt you have and in the end, the money saved in reduced interest will all be worth it.
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Real Estate Investment Trusts
Today I pull back the curtain and just go over some simple basics of what a REIT is and what it does. If you are interested in investing in them, I encourage my listeners to find out all about the world of REITs.
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Cheap Real Estate Near a Beach
Today I expand more on a past episode I did about affordable cities to live in. I have added to the list a few more and these ones are within minutes from the water. I do first however address the rising credit card problem happening in 2022 first.
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How To Start Analyzing Stocks
I came across an article that I really liked and today I wanted to read it with you guys and insert my comments. It really was great as it was a beginners guide of what to do when you want to start investing in company stock. From the research to the valuation, this article really is complete…
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S&P 500 Breakdown And July's CPI Report
Today I explain the S&P 500, its historical success as a good investment and why its still a good investment if you are here for the long haul. I end it with a frightening breakdown of inflation at 8.5%... And why, for most people, its much closer to being in the double digits.
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Passive Income
Today I start by defining passive income and the simple way to establish passive income. It either requires a good amount of money to get started or a greater amount of work up front. I also address popular passive income topics I consider to not be passive income as they carry a burden of…
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Effects Of The Great Resignation
Breaking down The Great Resignation and what those decisions have resulted into today. From Burnout to overstaffing, it seems during the chaos, many companies and the employees they hired... too many things happened too fast and the correction is currently under way.
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Manage Your Subscriptions With An App
Today we go over a few apps that help display what subscriptions are really costing you every month. How much of our money is just leaving our accounts every month on autopay?
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Company Stock Worth Considering
Today I talk about 3 companies that are doing well in the face of todays economic climate and if you have extra income you wanted to invest, give these 3 a very hard look and decide for yourself.
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Q2 Results Confirm What We Already Knew
Today I speak about all the GDP for Q2 shrinking, Wikipedia (among other trusted sources) start changing the definition of recession and I address the behavior of the bond market that is luring more and more investors away from the stock market and into debt securities
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Two Historic Rate Hikes in Two Months
Today I hone in on the news put out by the Federal Reserve today. The benchmark rate has been increased yet again by 75 basis points... something that hadn't happened since 1994 and in 2022 has already happened twice.
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Debunking Myths Pt 2
Today I will debunk 2 more financial myths out there.
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Foreshadowing Of Things To Come
Today we look at more layoff numbers, the biggest by far and a few predictions about how bad the recession might be.
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USD Starts To Get Stronger
After the terrible June inflation report numbers, I believe the worst is behind us as recession running full speed ahead will start to show us a declining economy and a dollar that may start to go further in the coming months.
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Home prices declining while rents are increasing
Today we discuss how interest rate increases are causing home listings to reduce their prices while landlords seem to increase the rent every single month.
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Inflation Madness
Today we discuss the CPI report released this morning and all the depressing facts that came with it.
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Pandemic Induced Car Repos
Today we cover a strange phenomenon where we find ourselves in an environment where used cars are selling for more than ever before and at the same time, we have an overflow of repos available. We also discuss Q2 results coming out this week and other updates since last week.
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AirBnB Risks and Surprise Special Guest
Today I dive into AirBnB from the perspective of both the host and the guest where I address the risks as well as the work involved. Afterwards, I will talk to a special guest who is living proof that budgeting and financial literacy leads to a thriving and fulfilling life no matter where you are.
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Dollar Cost Averaging
Today we explain in depth why this time tested investing strategy is being recommended in the face of a recession. Happy Holiday Weekend
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Home Prices Are Decreasing!
Today we talk about real estate again as more and more homes across the country start to see price decreases. We talk more in depth on where, why and what that means. Gas has gotten 21 cents cheaper at the pump and hopefully that isnt a sign of something bad coming and lastly, AirBnB announces a...
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Negotiating Collection Accounts
I will outline an effective and hands on plan to directly remove all collection accounts found on your report causing the most damage to your credit. Afterwards, we turn our focus to housing again, where rates have risen, prices are falling and the future still doesnt look promising.
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No One Denies a Recession Coming Anymore
Today we talk recession again. More updates, information and advice keeps popping up in our volatile economy as recession becomes more of a reality and less of a prediction. Just about everything you can invest in is seeing drops and we discuss the most controversial take I've ever seen on how to...
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Life Insurance Basics
Today we break down and compare the two most common forms of life insurance.
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How to Protect Yourself
Today I begin by updating everyone about whats happening and whats to come for our economic outlook for 2022 and talk about new scams that have popped in the last few years and how you can keep yourself safe.
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Adopt A Healthy Mindset
Today we discuss many different perspectives and how we can complement them best in pursuit of our financial goals
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Savings rates over 1% again! (Finally)
Today we discuss changes to high yield savings accounts winners, the best ones today are not offered by the ones at the top a few years ago. Also, inflation stats are out for May 2022, brace yourselves. We also go over emergency funds, crypto and 2022 mindsets at the halfway point to this year.
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Career Fields Set to Decline
Today we cover a short list of jobs expecting a reduction in the work force and I spend a few minutes reiterating the most crucial points made here at the Financial Foundation
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Mortgage Delinquencies And Foreclosures On The Rise
Lets go over updates to todays financial climate including housing, inflation and recession
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Paying Less in Taxes
We hone in on the world of tax write offs and credits. Are they needed for your situation? Or does standard deduction fit your needs?
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Elevate Purpose over Income
Todays topic is bit different in terms of what we discuss but much more important than any single topic talked about so far.
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The Cards with the Best Incentives
If you are a rewards hunter like me, You are always on the prowl for cards that provide incentives for everyday spending. Lets break down my favorite 4 and mention a social media company that may not survive the next year
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Helpful Budgeting Strategy
Happy Memorial Day! I keep it short n sweet with one helpful strategy and one helpful resource.
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Hidden Investment Opportunity
Today I will address updates to the financial world around us and then give a quick intro to an investment you may not have heard about.
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Boosting Mental Health
Today I discuss my all time favorite way to save money, relieve anxiety, stimulate my creativity and reap the tasty rewards.
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Debunking Myths
Today we put to rest a few incorrect myths that people believe, join me as I tell you the real story with all the facts you need.
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Increased Prices for cars since 2020
Today we discuss auto loans, vehicle blue book values and what the rest of the year looks like
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Saving on mandatory expenses
today we visit many benefits of keeping expenses small outside of the obvious and we cant avoid touching on more news in the financial world.
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Fraud
Today we talk about a very unfortunate part of being an adult and some tips to keep the damage/clean up to a minimum
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ABOUT THIS SHOW
Helping anyone who has a few minutes with advice in a world of finance with alot of expression and a little less know how. Ask me questions on IG: @thefinancialfoundation2022 Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support
HOSTED BY
Paul Tysinger
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