The Financially Fit Business Podcast

Subtle changes in P&L and balance sheet trends mean a lot. It’s best to pay attention to these small changes and resolve them before they become major cash flow, productivity, or profitability problems. In the last episodes I covered little changes in the over profit and loss trends, changes in gross margin, and changes in productivity. I covered little changes in the balance sheet current ratio, acid test, accounts receivable to accounts payable, debt to equity, and usage ratios. In this episode I cover the final balance sheet ratio – working capital. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Subtle changes in P&L and balance sheet trends mean a lot. It’s best to pay attention to these small changes and resolve them before they become major cash flow, productivity, or profitability problems. In the last episodes I covered little changes in the over profit and loss trends, changes in gross margin, and changes in productivity. I covered little changes in the balance sheet current ratio, acid test, accounts receivable to accounts payable, and usage ratios. In this episode I cover the balance sheet debt to equity changes. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Subtle changes in P&L and balance sheet trends mean a lot. It’s best to pay attention to these small changes and resolve them before they become major cash flow, productivity, or profitability problems. In the last episodes I covered little changes in the over profit and loss trends, changes in gross margin, and changes in productivity. I covered little changes in the balance sheet current ratio, acid test, and accounts receivable to accounts payable. In this episode I cover the balance sheet usage ratio changes. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Subtle changes in P&L and balance sheet trends mean a lot. It’s best to pay attention to these small changes and resolve them before they become major cash flow, productivity, or profitability problems. In the last episodes I covered little changes in the over profit and loss trends, changes in gross margin, and changes in productivity. I covered little changes in the balance sheet current ratio and acid test. In this episode I cover the balance sheet Accounts receivable to accounts payable changes. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this series I discuss paying attention to subtle changes in profit and loss and balance sheet trends. It’s best to spot them and resolve them before they become major cash flow, productivity, or profitability problems. In part four I discuss the subtle changes in balance sheet current ratio and acid test trends and where to look if they are headed in the wrong direction. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

What if you could do things that drive you crazy differently? You know, those phone calls from clients questioning their bills, or clients not talking to you because they’re afraid that they will get a bill…and then they do stupid things. Or, clients asking for an analysis of their financial statements or other CFO services? Dan Lucas, Founder and CEO of Credo Financial Services gives you some suggestions. As a CPA and CFO, he’s been in your place and found a solution that might also work for you. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this series I discuss paying attention to subtle changes in profit and loss and balance sheet trends. It’s best to spot them and resolve them before they become major cash flow, productivity, or profitability problems. In part three I discuss the subtle changes in productivity trends and where to look if they are headed in the wrong direction. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this series I discuss paying attention to subtle changes in profit and loss and balance sheet trends. It’s best to spot them and resolve them before they become major cash flow, productivity, or profitability problems. In part two I discuss the subtle changes in gross margin trends and where to look if they are headed in the wrong direction. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this series I discuss paying attention to subtle changes in profit and loss and balance sheet trends. It’s best to spot them and resolve them before they become major cash flow, productivity, or profitability problems. In part one I discuss the overall trends on the profit and loss statement. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

How can you use verified and trusted outsourced workers to help you be more productive? And, should you really be using this type of labor? What are the pro’s and con’s? Angela Chanowsky, creator of Your Unique Genius, gives you the answers to these questions and more. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this four part series I discuss the reasons why to start and how to implement your financial advisory program. In part four I give you the preparation questions and how to present your clients’ financial data. Then, what to expect during the exploratory conversation and after. If you want to try Financially Fit Business software with a client free, email [email protected] or call 770-729-8000 Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147  

In this four part series I discuss the reasons why to start and how to implement your financial advisory program. In part three I give you ideas on how to price your advisory services. If you want the template email [email protected] or call 770-729-8000. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147  

In this four part series I discuss the reasons why to start and how to implement your financial advisory program. In part two I give you ideas on how to contact your ideal potential advisory clients to set up an exploratory meeting and what to expect when you contact them. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this four part series I discuss the reasons why to start and how to implement your financial advisory program. In part one I give you ideas for your ideal financial advisory clients and those clients you should not waste your time on. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

I had the honor and privilege of presenting the importance of financial analysis trends to Scott Bunce’s Vistage Group. Scott interviewed me about the why and how of financial analyses. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In the old days business just rolled in the door through referrals. You didn’t need to do any marketing. Times have changed and marketing is now important to generate business revenue. How do you do it without selling and looking like you are selling, My guest today, James Donovan, the founder of Nine Two Media and the author of Booked Solid, tells you how. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The seventh step to a financially fit business: monthly financial review. I cover the four P&L metrics and the four balance sheet metrics to review every month. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

How do you unplug? How do you take a vacation without looking at email? My guest today, Brannon Poe, wrote the book, the Unplugged Vacation. He shows you how to really get away. How NOT to think about answering emails while you are gone. I realize that we are about to hit the busy tax season for the next four months. However, this process works for your vacation time in May. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The sixth step to a financially fit business: Budgeting. I explain why looking at budgeting from the bottom up is a better way to budget. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

How much should I offer a potential new employee? Or, what do you say when an existing employee asks for a raise? How do you know it is a reasonable request based on the ranges of pay for that position? Or, a client comes to you asking for help valuing his business. Where do you go for what others have paid for similar businesses? My guest today, Heather Sperduto, Vice President, Sales Operations Accountant Channel introduces you to Accountant Connect…where you can find these answers and more. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The fifth of seven steps to a financially fit business is metrics. Discover my top metrics to watch to ensure a business is trending in a health direction. Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

What if you could uncover the personal and professional strengths and areas for growth of your existing team members and prospective team members? You can. My guest today, Mark Ferris, CEO of Panalitix, will tell you how this assessment can help you. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The third and fourth of seven steps to a financially fit business: pricing and recurring revenue. I cover each in this episode. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The second of seven steps to a financially fit business: Overhead per unit of revenue and net profit per unit of revenue. I cover each in this episode. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The first of seven steps to a financially fit business: tracking. Businesses, from an overall perspective need to track revenue per unit, cash, and financial statements. I cover each in this episode. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

“You spoiled me. I don’t want to look at numbers anymore. I want to look at graphs.” This is the comment my guest, Brian Ahearn made to me when we were reviewing his financial statements. I asked Brian to explain why graphs were much more meaningful for his business. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this first podcast I discuss what you can expect while listening and a deep dive into how companies generate revenues. Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147