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The Frug Life

by Ricky Hirschi

Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business. Also follow us at https://www.facebook.com/TheFrugLife

From the show's RSS feed, refreshed Feb 4, 2026. Source feed.

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Episodes

  1. A short update and Fatherhood

    A Short Update: Paternity Leave, Projects, and What’s Next Ricky shares why this month won’t have a scripted episode, which was an recent incident discused on Ricky Rambles: https://open.spotify.com/episode/307pXGCoG5Si4jwf70VfqI?si=1NBoa-paTl-BKWYprT5ZSQ As a warning, it isn't typical fun…

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  2. Investing for Children: Tax-Advantaged Accounts and Financial Aid

    This episode features Stephen Dissette Investment Advisor Representative with Horter Investment Management https://www.stephenddissetteandassociates.com/ About Stephen Dissette: Stephen Dissette is an investment advisor representative with Horter Investment Management. He is a graduate of...

  3. HSA vs FSA

    In this episode, Ricky breaks down the difference between Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) in a simple, practical way. He explains when each account is useful, how they affect your taxes, and why they can be valuable parts of a personal finance strategy.What...

  4. The Psychology of Frugal Living

    Why Knowing Isn’t Doing: The Real Frugal Living ProblemIn this episode of The Frug Life, Ricky explores a common personal finance mystery: why do so many people know what they should do with money, yet still struggle to follow through? The answer, according to the episode, isn’t a lack of...

  5. Crosspost: The Iced Frugal Hour Week 4

    Crossposting the 4th episode on my new Podcast, The Iced Frugal Hour In this episode of The Iced Frugal Hour, Ricky and Jackie explore the often overlooked realities of inflation rates, the rapid rise of AI and its implications for society, and the questionable use of emerging technology in...

  6. Federal Reserve’s Interest Rates and You, Featuring Frank Clement

    Ever hear headlines about the Federal Reserve and tune them out? Those abstract percentages dictate the flow of your daily financial life. In this featured segment, Frank Clement, VP of Strategic Partnerships at America's Christian Credit Union, takes over the mic to break down what the Fed...

  7. Side Hustles

    This is a special episode featuring two guests on side hustles. Guest one, Sasha: YouTube channel: https://www.youtube.com/@YourFrugalFriend Website: https://yourfrugalfriendblog.com/ Guest two, Kevin: Website: https://kccapital.co.uk/ Want more Frugal Content? Follow me on: Twitter:...

  8. The Stoic

    I talk about stoicism and share some exciting news. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter:...

  9. $150K of Debt Paid Off in 16 Months

    In this episode Arden talks about her journey to get out of debt! Pleaser also visit shesFinanciallyFree.com ShesFinanciallyFree.com/StarterKit

  10. Investing in Gold Silver and Bitcoin

    Episode Summary In this episode, we dive into a listener's question about how to invest in Bitcoin, gold, and silver. We explore the fundamental difference between buying a cash-generating asset (like a stock) and a speculative asset (like a precious metal or cryptocurrency). Whether you want to...

  11. How I Get a Totally Free Phone Plan (And How You Can Too!)

    This Service is gone now unfortunately. ⁠https://heliummobile.com/⁠ Welcome to The Frug Life! In this episode, I reveal my secret to getting a $0-a-month phone plan with 3 GB of free data from Helium Mobile. This isn't a government plan or a work perk—it's a plan anyone can sign up for! I share…

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  12. Your Backyard Gym

    I talk about saving money on fitness. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html…

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  13. The Secret of Wealth

    In this episode, we tackle the much-hyped "secret" to wealth, dissecting popular philosophies from books like Think and Grow Rich. We discuss why simply "thinking" about success isn't enough and instead argue that true wealth comes from a simple, three-part formula: earning, investing, and…

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  14. Warren Buffett, Benjamin Graham, and the Efficient Market Hypothesis

    In this episode, we dive into the investment philosophies of legendary investors Warren Buffett and his mentor, Benjamin Graham. We explore their approach to value investing, which focused on finding deeply discounted stocks. We also take a closer look at Graham's famous "net working capital"...

  15. Exotic Options

    In this episode I talk about Binary options. Link to the 2025 listener survey: https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewform Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  16. Simple Living

    In this episode I talk about living Simply. Link to 2025 Listener Survey, win lunch on me! https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewform?usp=dialog https://www.townsends.us/ https://www.youtube.com/c/Bushradical…

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  17. How to Price Anything

    In this episode I talk about three ways to value anything. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter:...

  18. You Have to Want to

    In this episode I talk about how you can only teach the willing and talk about some of the basics of personal finance. Some episodes on investing Sponsor Link, Leaf Bound Review Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  19. 2025 State of the Podcast

    I give an update on the state of the podcast. Thank you to our friends at Leaf Bound Review for Sponsoring this episode of the show. Get a free book review at https://leafboundreview.blogspot.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  20. Mangus Carlson and Passive Investing

    In this episode I talk about the best chess player of all time Mangus Carlson and how the world has become more competitive. I relate this to the rise of passive investing Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  21. New Dollar tree Crosspost from Ricky Rambles

    See more of Ricky Rambles https://shows.acast.com/ricky-rambles I visit a Dollar tree converted from a 99 cent only store. Music by the purple planet.

  22. Should you Shop on Temu? (xpost Ricky Rambles)

    A crosspost from my other podcast, Ricky Rambles. https://feeds.acast.com/public/shows/63cc3e8b36308100109086aa Ricky rambles about Temu 🔥 Hot deals just a click away! Get free gifts at https://temu.to/k/unp50gd9sd7! Experience the joy of free shipping and free returns within 90 days!✅ Another...

  23. "How I Became A Millionaire On Low Income"

    I talk about the video, How I Became A Millionaire On Low Income. https://www.youtube.com/watch?v=Fpkm3Ceoj_g Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast...

  24. First Investing Steps

    In this episode I talk about taking your first investment steps. I think I wrote the script in 2019, so it was interesting to see how some of my opinions have changed over time. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  25. Dave Ramsey Cruise Xpost from Ricky Rambles

    I talk about an ad I saw for a Dave Ramsey Cruise Watch my other Podcast, Ricky Rambles https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  26. Retirement

    I talk about retirement plans. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a…

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  27. DINKWAD: Woof or Woof-Woof for Your Wallet?

    Summary: Ever heard of a DINKWAD? This episode dives into the world of Dual Income, No Kids, With a Dog – a lifestyle trend gaining traction. We explore the financial pros and cons of being a DINKWAD couple, discuss how to stay frugal with a furry friend, and offer tips to make this lifestyle…

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  28. No More Sports Betting Mario

    I tell my co worker Mario to stop doing sports betting and why! Related topic on zero sum games https://podcasters.spotify.com/pod/show/thefruglife/episodes/Dumb-Stuff-I-saw-on-the-internet-e1go46t Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  29. Trump: The Way to The Top

    I talk about Donald Trump's Book The Way to The Top. The blog referenced https://mindsalivation.blogspot.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast...

  30. Investing in a 401k

    In this episode I talk about investing in a 401k and how I invest in my own 401k. Ricky Rambles: https://feeds.acast.com/public/shows/63cc3e8b36308100109086aa Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/…

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  31. Donald Crowhurt's Voyage

    I talk about Donald Crowhurt's ill fated Voyage. Works cited: https://www.youtube.com/watch?v=zhpYCxiI-4U https://en.wikipedia.org/wiki/Donald_Crowhurst Music Credit The Purple Planet

  32. The Illusion of Money

    I talk about Kyle Cease's book "The Illusion of Money" Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter:...

  33. My 3 largest stock holdings

    I talk about my investments including my 3 largest stock holdings. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter:...

  34. Rules vs Principles

    A cross post from my other Podcast, Ricky Rambles Link to the podcast https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  35. 15k daily return

    Someone on twitter gave me an crazy investment idea. Here is what I think. Referenced episode: https://open.spotify.com/show/0A79TK3jA0n90eTIkF0HZ2 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  36. Leaving Robinhood

    In this episode I talk about why Robinhood isn't my primary trading app anymore. Join Robinhood join.robinhood.com/richarh220 Join Sofi https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Sources and references...

  37. Rich Dad Poor Dad

    In this episode I talk about the Book Rich Dad Poor Dad. Is it a good book? Do I enjoy it? For the most part, yes, it's amusing. I don’t agree 100% with all the principles, but it does teach some interesting ideas. What happens when I get paid - The Frug Life | Podcast on Spotify Think and Grow...

  38. Frugality is Freedom

    In this episode I talk about how being Frugal can make you more free. Referenced materials: You were born rich https://podcasters.spotify.com/pod/pod/show/thefruglife/episodes/You-Were-Born-Rich-Chapter-1-e1vs9k8 Think and Grow Rich...

  39. What is FDIC Insurance

    Is your money safe in the bank? What keeps you from losing all your money if a bank fails? In this episode I talk about what the FDIC insurance is and how it can help protect your cash. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  40. High Pressure Sales

    In this episode I talk about high pressure sales. Why you shouldn't buy coolwall from a door to door salesman and more. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  41. Spend it all

    Are you hoarding all of your money just to die and never actually use it? Let's discuss! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our...

  42. Earning on the SoFi app

    In this episode I talk about earning money on the SoFi app, where I have made over $700. Sign up and fund an Active Investing account with $10 or more to earn $25 in stock https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Want more Frugal Content? Follow...

  43. You Were Born Rich Chapter 1

    In this episode I talk about the first chapter of Bob Proctor's book You Were Born Rich https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook:...

  44. Income Sources

    In this episode I talk about sources of income from side hustles to content creation to full time employment. Zero based budgeting: https://spotifyanchor-web.app.link/e/dg7zTZljHxb "This Is How You Ask For a Raise" | Ramit Sethi My Book:...

  45. Rock Paper Scissors Trading

    In this episode I talk about the game rock paper scissors, my "winning" strategy and how it related to technical analysis. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  46. Needs vs wants, happiness, and the secret to wealth.

    This episode I talk about the secret to wealth and happiness. I also discuss needs vs wants. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for…

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  47. Not your Keys, not your Crypto and Bank Runs

    In this episode I talk about private keys and what makes Crypto yours. I also talk about Bank runs. Lastly, I discuss content creators and sponsorships. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

  48. Status Update

    All of my written work will be linked here probably: http://rickyhirschi.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter:...

  49. Investing tips debunked

    In this episode, I discuss some investing tips I saw on another podcast. Interesting in sharing your own investment thoughts? Here is how you can appear on the show. https://www.thefruglife.com/p/be-guest-on-podcast.html Want more Frugal Content? Follow me on: Twitter:...

  50. Dumb Stuff I saw on the internet

    In this episode, I talk about a tik tok video and another podcast that I didn't love. I talk about zero sum games as well as my newest project. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram:...

About this show

Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business. Also follow us at https://www.facebook.com/TheFrugLife

Hosted by

Ricky Hirschi

Categories

Frequently asked questions

How many episodes does The Frug Life have?

The Frug Life has 161 episodes on PodParley. The most recent episode was published on October 6, 2026.

What is The Frug Life about?

Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured...

How often does The Frug Life release new episodes?

The Frug Life publishes every two weeks, based on its 161 episodes since April 2019.

Who hosts The Frug Life?

The Frug Life is created and hosted by Ricky Hirschi.
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