The Frug Life

Crossposting the 4th episode on my new Podcast, The Iced Frugal Hour In this episode of The Iced Frugal Hour, Ricky and Jackie explore the often overlooked realities of inflation rates, the rapid rise of AI and its implications for society, and the questionable use of emerging technology in everyday life. Tune in for a spirited discussion that breaks down complex topics into relatable insights, with practical takeaways on how these trends affect you.https://open.spotify.com/show/1RAXoL0fdw962adrcm453r

This is a special episode featuring two guests on side hustles.Guest one, Sasha:YouTube channel: https://www.youtube.com/@YourFrugalFriendWebsite: https://yourfrugalfriendblog.com/Guest two, Kevin:Website: https://kccapital.co.uk/Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIo

I talk about stoicism and share some exciting news.Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIo

In this episode Arden talks about her journey to get out of debt!Pleaser also visit shesFinanciallyFree.comShesFinanciallyFree.com/StarterKit

Episode SummaryIn this episode, we dive into a listener's question about how to invest in Bitcoin, gold, and silver. We explore the fundamental difference between buying a cash-generating asset (like a stock) and a speculative asset (like a precious metal or cryptocurrency). Whether you want to "swim in a pool of coins" like Scrooge McDuck or simply diversify your portfolio, the how depends entirely on your why.The "Why" Matters: Your investment strategy should be determined by your objective—are you looking for a short-term price play or a long-term hedge against the stock market?Ease of Access (ETFs): For most people, Exchange-Traded Funds (ETFs) are the fastest solution. They allow you to own a share of the asset's price without the hassle of guarding physical gold or managing digital wallets.Physical Ownership & Risks:Gold/Silver: Storing physical metal involves security risks, theft concerns, and the cost of safety deposit boxes.Bitcoin: Managing your own keys can be dangerous. Even veterans in the space since 2013 have lost access to funds due to lost backups.Speculation vs. Cash Flow: Unlike stocks, which produce dividends and cash flows, gold and Bitcoin are speculative. They only make money when you sell them to someone else at a higher price.The Scrooge McDuck Fantasy: While owning a vault of gold sounds cool in theory, the practical realities of storage and "hoarding" tendencies make it less appealing for many."Owning gold isn’t free... It needs to be guarded. Likewise, Bitcoin needs to be custodied, and doing that costs money."Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIo

⁠https://heliummobile.com/⁠Use my Code for a welcome bonus and to help support the show: 1APTSC4Welcome to The Frug Life! In this episode, I reveal my secret to getting a $0-a-month phone plan with 3 GB of free data from Helium Mobile. This isn't a government plan or a work perk—it's a plan anyone can sign up for! I share why having a second, free plan is super valuable for preserving my primary data and how my dual-phone setup saved me when I thought I lost my phone on a flight to DC. Plus, find out how you can actually get paid in gift cards just for using the service!Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planethttps://heliummobile.com/Use my Code for a welcome bonus and to help support the show: 1APTSC4

I talk about saving money on fitness.Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple PlanetEpisode SummaryWhy pay a monthly fee to exercise when you could be accomplishing something productive at the same time? On this episode, Ricky challenges the conventional wisdom that you need a gym membership to get fit. He argues that the true "Frug Life" approach to fitness is embracing productive physical activity—tasks that get you a great workout while simultaneously improving your home, saving you money, or creating a valuable resource.Ricky shares how he's currently getting a killer workout by sawing and chopping overgrown trees in his backyard, turning muscle-building labor into free firewood and a cleaner property. This is the core of his "no gym" philosophy: your best fitness plan is already built into your life.The Problem with Gyms: Gyms are an ongoing expense that often goes unused, and they thrive on subscriber inactivity—the opposite of a frugal mindset.The Philosophy of Productive Activity: Don't separate activity from productivity. Find ways to move your body that result in a tangible, beneficial outcome (e.g., resources, savings, home improvement).Your Home is Your Gym: Ricky outlines several everyday activities that double as effective workouts:Yard Work: Sawing, pulling, bending, and digging in the yard or garden (results in produce, firewood, or a better property).Vigorous Cleaning: Deep cleaning your home or apartment (results in a clean space and a cardio session).Active Errands: Walking or biking instead of driving to the store (results in saved gas money and exercise).DIY Projects: Painting, building, and minor repairs (results in home improvements and strength training).The True Long-Term Cost: Frugal fitness saves you money in the short term (no membership fee) and the long term (better health, fewer medical bills).The benefits of cancelling unused subscriptions (like that gym membership!)

Get a free copy of my book, You Money Journey  https://payhip.com/b/XO5qdIn this episode, we tackle the much-hyped "secret" to wealth, dissecting popular philosophies from books like Think and Grow Rich. We discuss why simply "thinking" about success isn't enough and instead argue that true wealth comes from a simple, three-part formula: earning, investing, and saving. This is the core promise of the Frug Life.Do and Grow Rich: The true secret to wealth isn't just about manifesting success with your mind. It's about building something of value that people are willing to pay for. This could be a quality product, a service, or even your labor as an employee.The Trifecta of Value: To succeed, you need a three-part approach:Create a great product or service.Get it in front of the right people.Provide value in a way that people will seek you out.The Power of Investing: Earning money is just the starting point. To truly build wealth, you need to put your money to work. We discuss how investing is a way of providing value in the form of capital, enabling companies to grow.Warren Buffett's Public Advice: While Buffett's own career was built on concentrated bets in a handful of stocks (like Berkshire Hathaway, American Express, and Coca-Cola), his public advice for most people is to invest in low-cost index funds. This is a solid strategy to achieve market-level performance.The Frugal Mindset: We touch on the philosophy of figures like Grant Cardone, but ultimately assert that for most people, controlling your spending is an easier and more reliable path to building wealth. Spending less and investing more is a foundational principle of The Frug Life.Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode, we dive into the investment philosophies of legendary investors Warren Buffett and his mentor, Benjamin Graham. We explore their approach to value investing, which focused on finding deeply discounted stocks. We also take a closer look at Graham's famous "net working capital" strategy, and how these methods led to Buffett's incredible success.Benjamin Graham & Value Investing: We'll discuss Graham's focus on buying stocks at prices significantly below their intrinsic value, particularly those selling for less than their net working capital. This forms the basis of value investing.The Efficient Market Hypothesis (EMH): We'll break down the two main forms of this theory:Weak Form EMH: The idea that past prices and trading volume don't help you predict future prices. We'll discuss why this suggests that technical analysis (using charts and graphs) doesn't work.Semi-Strong Form EMH: The idea that all publicly available information is already reflected in a stock's price. Warren Buffett's career, however, can be seen as a challenge to this idea, as he used fundamental analysis to achieve above-market returns.Referenced episode Rock Paper Scissors Tradinghttps://open.spotify.com/episode/6wxGLf8YAPBjgKTBbjn8Ra?si=O6nJXeDhTjOj4DIjZAcW6g&nd=1&dlsi=89b90bb1554b436cWant more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode I talk about Binary options. Link to the 2025 listener survey:https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewformWant more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode I talk about living Simply.Link to 2025 Listener Survey, win lunch on me!https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewform?usp=dialoghttps://www.townsends.us/https://www.youtube.com/c/Bushradicalhttps://moneyfortherestofus.com/A similar themed episode where I talk about Bush Radical (and actually share a clip from it).https://open.spotify.com/episode/705gbYanlAZ9cZwHzc0ODHWant more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode I talk about three ways to value anything.Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode I talk about how you can only teach the willing and talk about some of the basics of personal finance. Some episodes on investing Sponsor Link, Leaf Bound ReviewWant more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

I give an update on the state of the podcast.Thank you to our friends at Leaf Bound Review for Sponsoring this episode of the show. Get a free book review at https://leafboundreview.blogspot.com/Want more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

In this episode I talk about the best chess player of all time Mangus Carlson and how the world has become more competitive. I relate this to the rise of passive investingWant more Frugal Content? Follow me on:Twitter: https://twitter.com/thefruglifeFacebook: https://www.facebook.com/TheFrugLife/Instagram: https://www.instagram.com/the_frug_life_podcastOr sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below:https://act.webull.com/i/TwIJ8klybvIoMusic Credit The Purple Planet

See more of Ricky Rambles https://shows.acast.com/ricky-rambles I visit a Dollar tree converted from a 99 cent only store. Music by the purple planet.

A crosspost from my other podcast, Ricky Rambles. https://feeds.acast.com/public/shows/63cc3e8b36308100109086aa Ricky rambles about Temu 🔥 Hot deals just a click away! Get free gifts at https://temu.to/k/unp50gd9sd7! Experience the joy of free shipping and free returns within 90 days!✅ Another surprise for you! Click https://temu.to/k/uv24rv0vvpk to earn with me together🤝! Music By the Purple Planet

I talk about the video, How I Became A Millionaire On Low Income. https://www.youtube.com/watch?v=Fpkm3Ceoj_g Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about taking your first investment steps. I think I wrote the script in 2019, so it was interesting to see how some of my opinions have changed over time.    Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Sofi https://www.sofi.com/share/invest/2588771 Robinhood   https://join.robinhood.com/richarh220/? Music Credit The Purple Planet

I talk about an ad I saw for a Dave Ramsey Cruise Watch my other Podcast, Ricky Rambles https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I talk about retirement plans. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

Summary: Ever heard of a DINKWAD? This episode dives into the world of Dual Income, No Kids, With a Dog – a lifestyle trend gaining traction. We explore the financial pros and cons of being a DINKWAD couple, discuss how to stay frugal with a furry friend, and offer tips to make this lifestyle work for you. Listen to the episode to learn: What is a DINKWAD lifestyle? How can being a DINKWAD be frugal? What are the financial considerations for DINKWADs? Tips for staying frugal as a DINKWAD couple with a dog. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I tell my co worker Mario to stop doing sports betting and why! Related topic on zero sum games https://podcasters.spotify.com/pod/show/thefruglife/episodes/Dumb-Stuff-I-saw-on-the-internet-e1go46t Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I talk about Donald Trump's Book The Way to The Top. The blog referenced https://mindsalivation.blogspot.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about investing in a 401k and how I invest in my own 401k. Ricky Rambles: https://feeds.acast.com/public/shows/63cc3e8b36308100109086aa Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I talk about Donald Crowhurt's ill fated Voyage. Works cited: https://www.youtube.com/watch?v=zhpYCxiI-4U https://en.wikipedia.org/wiki/Donald_Crowhurst Music Credit The Purple Planet

I talk about Kyle Cease's book "The Illusion of Money" Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I talk about my investments including my 3 largest stock holdings. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet This show is not investing, tax, or advice of any kind.

A cross post from my other Podcast, Ricky Rambles Link to the podcast https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

Someone on twitter gave me an crazy investment idea. Here is what I think. Referenced episode: https://open.spotify.com/show/0A79TK3jA0n90eTIkF0HZ2 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about why Robinhood isn't my primary trading app anymore. Join Robinhood join.robinhood.com/richarh220 Join Sofi https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Sources and references https://www.sec.gov/Archives/edgar/data/1321655/000119312520230013/d904406ds1.htm#rom904406_25 https://old.reddit.com/r/stocks/comments/k21qbk/newer_investors_be_careful_about_chasing_hype/ https://old.reddit.com/r/wallstreetbets/comments/k24gnz/we_should_do_the_exact_opposite_of_what_citron/ https://www.youtube.com/watch?v=bi2HCaoKi7Q https://www.youtube.com/watch?v=PnSC2BY4e7c Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about the Book Rich Dad Poor Dad. Is it a good book? Do I enjoy it? For the most part, yes, it's amusing. I don’t agree 100% with all the principles, but it does teach some interesting ideas.     What happens when I get paid - The Frug Life | Podcast on Spotify Think and Grow Rich by The Frug Life (spotify.com) Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about how being Frugal can make you more free. Referenced materials: You were born rich https://podcasters.spotify.com/pod/pod/show/thefruglife/episodes/You-Were-Born-Rich-Chapter-1-e1vs9k8  Think and Grow Rich https://podcasters.spotify.com/pod/show/thefruglife/episodes/Think-and-Grow-Rich-e19u5pk Quote from  323.  Henry David Thoreau, ‘Walden’ in Carl Bode (ed), The Portable Thoreau (1982) 271. http://simplicitycollective.com/thoreau/thoreau-on-working-hours https://www.goodreads.com/quotes/127594-the-philosopher-author-diogenes-3213618-was-eating-bread-and-lentils-for-supper#:~:text=%E2%80%9CThe%20philosopher%20Diogenes%20was%20eating%20bread%20and%20lentils%20for%20supper,%27 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

Is your money safe in the bank? What keeps you from losing all your money if a bank fails? In this episode I talk about what the FDIC insurance is and how it can help protect your cash. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about high pressure sales. Why you shouldn't buy coolwall from a door to door salesman and more. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

Are you hoarding all of your money just to die and never actually use it? Let's discuss! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about earning money on the SoFi app, where I have made over $700.  Sign up and fund an Active Investing account with $10 or more to earn  $25 in stock https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Music Credit The Purple Planet

In this episode I talk about the first chapter of Bob Proctor's book You Were Born Rich https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about sources of income from side hustles to content creation to full time employment. Zero based budgeting: https://spotifyanchor-web.app.link/e/dg7zTZljHxb "This Is How You Ask For a Raise" | Ramit Sethi My Book: https://www.amazon.com/Real-Money-Book-Beginners-Passive-ebook/dp/B07L23SGSV Freelancing and Fiverr: https://anchor.fm/thefruglife/episodes/Freelancing-and-Fiverr-ed8i7p Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about the game rock paper scissors,  my "winning" strategy and how it related to technical analysis. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet Blog quote from: https://www.legacyadvisor.net/blog/i-am-not-great-fool-investing-lessons-princess-bride

This episode I talk about the secret to wealth and happiness. I also discuss needs vs wants. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode I talk about private keys and what makes Crypto yours. I also talk about Bank runs. Lastly, I discuss content creators and sponsorships.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

All of my written work will be linked here probably: http://rickyhirschi.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo

In this episode, I discuss some investing tips I saw on another podcast. Interesting in sharing your own investment thoughts? Here is how you can appear on the show. https://www.thefruglife.com/p/be-guest-on-podcast.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this episode, I talk about a tik tok video and another podcast that I didn't love. I talk about zero sum games as well as my newest project.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

My thoughts on Think and Grow Rich by Napoleon Hill. is the Secret to wealth contained in your thoughts? MLM episode refenced by me: https://anchor.fm/thefruglife/episodes/Should-you-avoid-MLMs-eporh8/a-a10199r Sources/ refences used:  Coffeezilla  https://www.youtube.com/watch?v=iEDzb9ZplX0 Graham mentioning the book https://www.youtube.com/watch?v=CGOyAsbe1H8 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

Inflation is coming? or is it here and over? Well, here are my thoughts. But the TLDR is, the market expects a 5 year inflation rate of 2.8% and the Federal reserve has given similar guidance.  Sources:  https://www.bls.gov/cpi/ https://www.treasurydirect.gov/indiv/products/prod_tips_glance.htm https://www.treasury.gov/resource-center/data-chart-center/interest-rates/pages/textview.aspx?data=realyield https://www.federalreserve.gov/newsevents/pressreleases/monetary20211215a.htm Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

In this Episode I talk about 5 things to do in 2021 1 Start a budget 2 Run a surplus in your budget 3 Pay Debt 4 invest your Money 5 Start a retirement account Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet Links to other episodes  https://www.stitcher.com/show/the-frug-life/episode/what-is-zero-based-budgeting-really-77541780 https://www.podchaser.com/podcasts/the-frug-life-902300/episodes/robinhood-and-investing-in-us-43687530 https://www.podchaser.com/podcasts/the-frug-life-902300/episodes/roth-ira-43687515

How did I make money on Runescape? Well this is how! The short answer is by becoming a market maker and buying and selling steel longswords. I've been banned now for nearly a year, so I can share that.  As always, this isn't financial advice, just sharing some of my personal experiences.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

I talk about a Facebook post I saw and how it is not true. https://www.snopes.com/fact-check/rebirth-of-the-eagle/ Want more Frugal Content? Follow me on: Wait a second, didn't I say I didn't want to use social media as much... oh bother. Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet