PODCAST · business
The Jon Sanchez Show
by Sanchez Gaunt Capital Mgmt
Hosted by Jon Sanchez, Managing Partner at Sanchez Gaunt Capital Management, The Jon Sanchez Show offers thoughtful discussions on market developments, economic trends, and the factors shaping today’s investment landscape. Grounded in fiduciary principles and industry experience, each episode explores timely financial topics with a focus on clarity, discipline, and long-term perspective. Jon is joined by market professionals and guest contributors for well-rounded commentary designed to inform and engage listeners across the financial spectrum. This show is intended for those who seek a deeper understanding of financial markets without the noise—whether you're a seasoned investor or simply interested in how economic forces impact the world around you. Follow to stay informed and engaged in today’s evolving financial environment.
Episodes
-
The 20% Test: Could Your Portfolio Survive A Bear Market?
The market is sold off today. Technology stocks are lead the decline, the Nasdaq is took the brunt of the damage, and investors are once again being reminded that markets do not travel in a straight line. But I don’t want to spend today predicting whether Monday will be green or red. I want to…
more -
The Buyer Qualified-But The House Didn't
Opening Monologue Imagine spending months preparing to buy a home. You improve your credit. You save the down payment. You provide tax returns, bank statements and pay stubs. The lender reviews everything and gives you a preapproval. Then you find the house. It has the right location, the right...
-
If You Can't Speak For Yourself: The Documents Your Family Needs Before A Crisis
Good afternoon, Northern Nevada. Today we’re talking about a part of estate planning that too many families overlook until they’re under pressure. “Imagine you’re in an accident, you’re unconscious, or you’re dealing with an illness that makes it hard to understand information or communicate a...
-
The 5 Ways Rental Properties Can Make You Money
Rental real estate can create wealth in more ways than most investors realize. Cory Edge, Dwight Millard and Jon Sanchez examine the five potential profit centers of a rental property: cash flow, mortgage principal reduction, appreciation, tax benefits and future rent growth. They also analyze a...
-
Stocks Are Celebrating-But Bonds Are Screaming
Stocks are celebrating. Bonds are screaming. Oil is boiling. And the American labor market may be running out of gas. Welcome to one of the strangest economic environments we have experienced in decades. This week, the stock market once again approached record highs. Investors appear optimistic....
-
Why Buyers Reject Your Home Before They Ever Walk Through The Door
The most important showing of your home may happen at 11:30 at night, on a buyer’s phone, while you are asleep. That buyer is sitting on the couch, scrolling through listings. Your home appears on the screen for a few seconds alongside dozens of competitors. They see the price. They see the lead...
-
How To Divide Your Estate Without Dividing Your Family
Welcome to The Jon Sanchez Show and Estate Planning Wednesday. Nearly every parent who creates an estate plan tells me the same thing: “I don’t want my children fighting after I’m gone.” So, they make what appears to be the safest possible decision. They divide everything equally. Three children...
-
The 3% Mortgage Hiding Inside The House
When buyers tour a home, they usually evaluate the kitchen, bedrooms, neighborhood, backyard and asking price. But today, the most valuable feature of a home may be something you cannot see. It may be the seller’s mortgage. The national average for a new 30-year fixed mortgage is approximately...
-
The Retirement Tax Bomb Hiding In Your IRA
Welcome to The Jon Sanchez Show. I want you to imagine opening your retirement-account statement and seeing a balance of $1 million. You probably think, “I have $1 million saved for retirement.” But if that money is sitting inside a traditional IRA or 401(k), you may not really have $1 million...
-
Bad News Is Good News-Until It Isn't!
There are days when the stock market appears to have completely lost its mind—and today may be one of them. This morning, we learned that the United States created only 29,000 jobs during September. Economists were expecting approximately 90,000. The unemployment rate increased from 4.1% to 4.2%....
-
Stop Shopping For A House-Start Shopping For A Payment
Today, I want to change one question that nearly every homebuyer asks. Most buyers begin by saying, “How much does the house cost?” I think that is the wrong place to start. The better question is: “What will this house cost me every single month—and can I comfortably afford that payment without...
-
When Is It Time To Restate Your Estate Plan?
Welcome to Estate Planning Wednesday. Let me begin with a statement that may surprise you: Your trust can be perfectly legal, properly signed, and completely wrong for your family today. That is because your estate plan was created for a particular moment in your life. It reflected the people you...
-
If 7% Mortgages Are The New Normal, What Happens To American Housing?
For the last several years, we've been asking the same question: When are mortgage rates coming back down? Well, today I want to stop asking that question. Because right now we're looking at mortgage rates above 7%. The 10-year Treasury has moved above 5%. And today the 30-year Treasury reached a...
-
What Happens When Money No Longer Controls Your Life?
I want to change the way you think about retirement today. In fact, for the next hour, I don't even want to use the word retirement. Because I think there's a better goal: FINANCIAL INDEPENDENCE. What's the difference? Retirement usually means: When can I stop working? Financial independence…
more -
10 Retirement Mistakes That Could Cost You $100,000 (or more)
I want you to imagine something today. You open your retirement account tomorrow morning... and: $100,000 IS GONE. You'd lose your mind. You'd call your financial adviser. Your CPA. Your spouse. Maybe the police. You'd want to know: WHERE THE HECK DID MY $100,000 GO? But here's what's…
more -
The 3% Mortgage Trap: When Is It Worth Giving Up Your Low Rate?
I've got a question for homeowners today. And I think millions of Americans are wrestling with it. You bought or refinanced your house several years ago. Your mortgage rate: 3%. Maybe even 2-point-something. You probably brag about that mortgage. And you should. Because today, according to…
more -
4% Mortgages Are Back: The New Construction Deals Buyers Need To Understand
I've got a number for you today that you're probably not going to believe. Yesterday, according to Mortgage News Daily, the average top-tier 30-year fixed mortgage rate was: 7.19%. Ouch. But now let me give you another number: 3.92%. No, I didn't travel back to 2021. According to new research…
more -
Are Your Adult Children Derailing Your Retirement?
I’m Jon Sanchez, and today we are talking about a retirement expense that almost nobody puts into their financial plan. It isn’t healthcare. It isn’t inflation. It isn’t taxes. It isn’t a stock-market correction. It’s your adult children. That may sound harsh, but this is not a show about...
-
9 Ways To Keep Your Family Out Of Probate Court
How do I keep my family out of probate? Before I give you my nine steps, however, there's something Nevada residents need to understand. Not every estate containing probate assets necessarily requires a full probate administration. Nevada has special procedures for smaller estates. And the…
more -
The 10 Year Treasury Yield Just Hit 5%-Here's Why It Matters To You
I want to talk about a number today that probably doesn't mean much to the average American: 5%. Today, the yield on the 10-year U.S. Treasury crossed 5%, reaching its highest level since 2007. At the same time, according to Mortgage News Daily, the average top-tier 30-year fixed mortgage climbed...
-
The AI Warning: Why The People Building Artificial Intelligence Want To Slow It Down
I was planning on talking about retirement today. Then something happened over the weekend that made me change today's show. And I'll tell you why. I use artificial intelligence virtually every day. I use it in my businesses. I use it for research. I use it to analyze ideas. I use it to help...
-
When Two Become One: Could Your Retirement Plan Survive The Death Of A Spouse?
I want to ask you a difficult question today. And if you're married, it's a question I think every retirement plan should answer: Could your retirement plan survive your spouse dying? Nobody likes talking about this. I certainly don't. But one of you is probably going to die first. And when that...
-
Mortgage Rates Hit 7% Today: 8 Strategies Homebuyers Can Use Right Now
Well, if you're shopping for a house today... The bond market just punched you in the mouth. 😂 The 10-year Treasury yield surged today, closing around 4.94%. And according to Mortgage News Daily, the national average 30-year fixed mortgage jumped another 10 basis points today to: 7.07%.…
more -
Woman's Guide To Estate Planning: 10 Things Every Woman Should Know
If your husband died tonight, would you know what to do tomorrow morning? Where are the investment accounts? What does he have in his 401(k)? How is your house titled? Who is named on the life insurance? What bills are on autopay? Where are the passwords? Who is your successor trustee? Who do you...
-
The Bank Of Mom & Dad: Smart Ways To Help Your Kids Buy A Home
I've got a question today for every parent listening who has adult children. Your son or daughter calls you tonight. They've found the house. They love it. They've got good jobs. They can handle the monthly payment. There's just one problem. They don't have enough money to get into it. And then...
-
10 Home Problems: Would You Buy It, Negotiate It Or Walk Away From It?
Buying a house is funny. You walk through the front door and immediately start imagining your life there. You love the kitchen. Megan loves the backyard. You're already figuring out where the furniture goes. And then the home inspector says... ‘Can I show you something?’ Those may be the five...
-
Why Caliornia Homeowners Should Think Twice About Joint Tenancy
I want everybody listening today to answer what sounds like an incredibly simple question: Who owns your house? You're probably thinking: ‘Jon, that's easy. I do.’ Okay. Pull out your deed. Because I'm not asking who lives there. I'm not asking who's making the mortgage payment. I'm asking: How…
more -
Reno Home Prices Are Up 6.5%, But Where Are The Sellers?
I've got the August Reno-Sparks real-estate numbers sitting in front of me today, and I'm going to warn you: They're weird. If you've been waiting for the Northern Nevada housing market to collapse so you can finally pick up that $800,000 house for $500,000... I've got some bad news. The median...
-
Divorcing After 50? The 7 Financial Steps You Need To Take First
There's a type of retirement risk we don't talk about very often. It's not a stock-market crash. It's not inflation. It's not running out of money. It's divorce. More specifically—divorce later in life. There's even a name for it now: gray divorce, generally referring to couples divorcing after…
more -
10 Things Nobody Tells You About Retirement Until You Get There
Most retirement advice focuses on getting you to retirement. Save enough. Max out the 401(k). Pay down debt. Decide when to take Social Security. Build an income plan. All important. But then one day something happens that we've spent almost no time preparing you for: You actually retire. Monday...
-
15 Minutes To Evacuate: What The Hawk Fire Taught Northern Nevada Homeowners
Normally when Aaron Clark joins me, we talk about buying houses, selling houses, interest rates, home values and the Northern Nevada real-estate market. Today is going to be different. This weekend, the Hawk Fire exploded outside Reno. Tens of thousands of our neighbors were affected by…
more -
Should You Tell Your Kids What's In Your Estate Plan?
“Here's a question for every parent listening today: Do your children know what's in your estate plan? Not whether you have a trust. Do they know who you've put in charge? Do they know what happens when you're gone? Do they know where your documents are? Do they know who to call? And here's the...
-
From One Rental To Ten: How Real Estate Investors Build Wealth
“Jon, I've got one rental property. It's doing well. I'd like to buy another one—but where do I get the money?” I get some version of that question all the time. And I think people sometimes assume that investors who own 10 or 20 properties started with millions of dollars. Many didn't. They...
-
Your Retirement Plan Needs a Plan B
Does your retirement plan have a Plan B? Most retirement plans are built around assumptions. You're going to retire at 65. The market is going to provide a reasonable return. Social Security will start at a certain age. You're going to spend a certain amount every month. Your health will remain...
-
Same Marriage, Different Retirement: Are You And Your Spouse On The Same Retirement Page?
Imagine you've been married for 30 years. You've raised the kids. Built careers. Paid the mortgage. Saved in your 401(k)s. And for decades you've both said the same thing: ‘Someday we'll retire.’ Great. But here's my question: Have you ever actually asked each other what retirement means?” “Maybe...
-
What Is your House REALLY Worth?
I want to conduct an experiment today. Let's take one house. The homeowner thinks it's worth $850,000. An online estimate says $810,000. Aaron looks at the comps and says $790,000. Dwight says he'd list it at $799,000. Then we get an appraisal and it comes back at $775,000. So I have one…
more -
Your Trust Says What? 7 Estaste Planning Surprises Your Family Doesn't Want To Find
Imagine Mom passes away. The kids are grieving, but Mom always told them, ‘Don't worry. I have a trust. Everything is taken care of.’ So they open the trust documents. And that's when the surprises begin. The successor trustee Mom named 20 years ago is no longer in her life. The house she bought...
-
Everything Is Negotiable: How To Get A Better Deal On Your Next Home
“When most people see a house listed for $600,000, they immediately think the negotiation is pretty simple: Do I offer $600,000? $590,000? Maybe $575,000? But the purchase price is only one part of the negotiation. Depending on the property, seller and market conditions, there may be a whole list...
-
Behind On Retirement? What To Do Now
“I came across a statistic that really caught my attention. In a Bankrate survey, 56% of American workers said they felt behind on their retirement savings. Think about that. More than half. And I guarantee there are people listening to me right now thinking, ‘Jon, I'm one of them.’ Maybe you're...
-
The 5 Year Retirement Countdown
“I meet people all the time who tell me, ‘Jon, I'm retiring in five years.’ And my next question is usually: ‘Great. What are you doing differently today because you're retiring in five years?’ That's when I often get the blank stare. Because knowing when you want to retire and actually being...
-
When Does A Rental Property Stop Being A Good Investment?
Most real estate investors can tell you what they paid for their rental. They can tell you what it's worth today. They can tell you the monthly rent. But ask them what their return on their current equity is—and many have absolutely no idea.” A rental could have been a fantastic investment when…
more -
Who's Really In Charge When You Can't Be?
Estate planning isn't only about what happens when you die. For many families, the more immediate risk is: What happens if you're still alive—but you can't manage your own affairs? A stroke. An accident. Dementia. A serious illness. Even temporary incapacity. Today we're going to walk listeners...
-
Northern Nevada Real Estate: Is The Market Finally Finding Its Balance?
The conversation covers a range of topics, from market anxieties, stock market recap, real estate market challenges, family business announcements, and the impact of stubborn interest rates. It also delves into the ripple effects of UWM's situation and the potential impact on the mortgage…
more -
Retirement Decisions You Only Get To Make Once
One of the things I always tell people about retirement planning is that not every financial decision carries the same weight. If you're 45 and you make a bad investment decision, you probably have time to recover. If you're spending a little too much, you can cut back. If your portfolio isn't...
-
How To Build A Retirement Paycheck
Let me ask you a question. You've worked for 30, 40, maybe 45 years. Every couple of weeks, a paycheck shows up. You know approximately how much you're going to receive. You know when it's coming. And you've built your entire financial life around that paycheck. Then one day you retire. And the...
-
How An HOA Can Foreclose On Your Home
When most people hear the word "foreclosure"... They immediately think... Someone stopped making their mortgage payments. But what if I told you... You could be current on your mortgage... And still lose your home? A recent report highlighted a growing trend of homeowners associations becoming…
more -
Why You Don't Have To Be Wealty To Need An Estate Plan
One of the most common things I hear is... "Jon... I'm not wealthy enough to need a trust." My response is always the same... Estate planning isn't about protecting wealth. It's about protecting people. Your spouse. Your children. Your grandchildren. Your home. Your wishes. Today, we're going to...
-
Could You Lose Your Home...Even If You're Making Your Mortgage Payments?
When most people hear the word "foreclosure"... They immediately think... Someone stopped making their mortgage payments. But what if I told you... You could be current on your mortgage... And still lose your home? A recent report highlighted a growing trend of homeowners associations becoming…
more -
Why The First 5 Years Of Retirement May Be The Most Important
Most people think retirement planning ends the day they retire. In reality... Retirement planning is just beginning. You spend thirty or forty years accumulating money. Now you have to make that money last another thirty years. The decisions you make during those first few years can affect the…
more -
What Caused The Market Selloff Today?
Dow Jones Industrial has its worst day of 2026. What caused it and should you be concerned?
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
Hosted by Jon Sanchez, Managing Partner at Sanchez Gaunt Capital Management, The Jon Sanchez Show offers thoughtful discussions on market developments, economic trends, and the factors shaping today’s investment landscape. Grounded in fiduciary principles and industry experience, each episode explores timely financial topics with a focus on clarity, discipline, and long-term perspective. Jon is joined by market professionals and guest contributors for well-rounded commentary designed to inform and engage listeners across the financial spectrum. This show is intended for those who seek a deeper understanding of financial markets without the noise—whether you're a seasoned investor or simply interested in how economic forces impact the world around you. Follow to stay informed and engaged in today’s evolving financial environment.
HOSTED BY
Sanchez Gaunt Capital Mgmt
CATEGORIES
Loading similar podcasts...