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The Lending Link
by The Lending Link Podcast Powered by GDS Link
The Lending Link Powered by GDS Link is a podcast hosted by Rich Alterman and designed for the modern-day lender. Each episode deeply delves into innovation within the financial services industry and transformation efforts, including AI / ML integration, Modeling, Risk Management Tactics, and redefining Customer Experiences.We have a wide range of guests from various lending institutions and diverse organizations who talk about strategies, technology, and everything in between.
Episodes
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The Fraud You Can’t See Coming: Deepfakes and AI Impersonation
Why is fraud getting harder to spot just as AI gets better at pretending to be human? In this episode of The Lending Link, host Nathan George sits down with Justin Keene, Ph.D., CEO and Co-Founder of Moveris, to explore one of the fastest-growing threats in digital onboarding and account access:...
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Automating small business underwriting when identity isn’t straightforward
Why is underwriting small businesses so much harder than underwriting individuals? In this episode of The Lending Link, host Nathan George sits down with Michael LaSala from Baselayer to unpack one of the most persistent challenges in small business lending: verifying identity when businesses do...
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Behind the Partnership: How GDS Link and Stratyfy Are Building Trust in Credit Decisioning
How is data science changing the way we lend? In thisepisode of The Lending Link, host Nathan George sits down with Aarthi Muthukrishnan, Chief Product Officer at GDS Link, and Jose Tagunicar, Head of Product Strategy at Stratyfy, to discuss how AI, transparency, and ongoing learning are shaping...
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Fireside Chat: Rethinking Bank Data from the Ground Up
Most lenders are still treating bank data like a second-look tool. That’s a missed opportunity. Open banking has changed, and so has the way lenders can use cashflow data to make smarter, faster credit decisions. But with so many different aggregators, confusing connections, and news from the…
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Fireside Chat: AI Hype, Fraud Reality, and the Fixes That Actually Work
Most conversations about fraud either overcomplicate the tech or overlook what's happening on the ground. This one skips the noise and gets real. Join Darren Thomas, Director of Data Solutions at Point Predictive, Justin Davis, Vice President of Product at Point Predictive, and Nathan George…
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Fraud Prevention, Dealer Innovation, and Go-to-Market Tips from AttainX's CEO
In this episode, Jill Robb explores the growing threat of synthetic identity fraud in auto lending and lenders' strategies to fight back. From income misrepresentation to false employment claims, we unpack what's driving the $9.2 billion in estimated fraud exposure and how smarter data and...
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Embedded Finance, AI, and Fintech’s Next Big Disruption with Maven Advisory’s Founder
Embedded finance, AI, and digital transformation aren’t just buzzwords—they’re reshaping how financial products are built, delivered, and scaled. But with the rapid pace of change, how can fintechs, lenders, and financial institutions stay ahead? On this episode of The Lending Link, Matt Tepper…
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General Counsel and VP of Compliance at Carleton Discusses TILA, APR, and Navigating Lending Compliance
In this insightful episode of The Lending Link, Rich Alterman sits down with Sarah Way Milovich, General Counsel and VP of Compliance at Carleton, Inc., to explore the intricacies of lending compliance, with a particular focus on the Truth in Lending Act (TILA) and Annual Percentage Rate (APR)...
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Agus Sudjianto Discusses Democratizing AI, Interpretable Machine Learning, and Lessons from Crises
On this episode of The Lending Link, host Rich Alterman sits down with Agus Sudjianto, Senior Vice President of Risk and Technology at h2o.ai, for a candid conversation about the evolution of AI and machine learning in finance. Agus discusses his mission to make advanced AI tools, like generative...
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goeasy's Executive Vice-President & Chief Risk Officer Discusses Navigating Credit Risk in an Evolving Market
In the latest episode of The Lending Link, Rich chats with Jason Appel, Executive Vice-President & Chief Risk Officer at goeasy. In this episode, Rich and Jason discuss goeasy's mission to provide everyday Canadians with access to credit and a path to financial improvement. Jason shares goeasy's...
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Former Fintech Nexus CEO, Peter Renton, Discusses the Evolution and Future of Fintech
Join us for an insightful episode of the Lending Link Podcast as host Rich Alterman chats with Peter Renton, former CEO of FinTech Nexus and now leading CEO of Renton & Co, LLC. In this episode, Rich and Peter delve into the story of FinTech Nexus, exploring its growth and impact on the financial...
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CEO of Nova Credit Talks Financial Inclusion and the Future of Credit Data
Join us on the Lending Link Podcast, powered by GDS Link, where we explore the latest in data decisioning and credit risk solutions. In this episode, host Rich Alterman chats with Misha Esipov, the CEO and co-founder of Nova Credit. Since its launch in 2016, Nova Credit has been breaking new…
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Founder and CEO of Kevari Shares Insights on Combating New Account and Account Takeover Fraud
In this episode of The Lending Link, host Rich Alterman sits down with Adam Elliott, the CEO and Founder of Kevari, to delve into the critical issue of identity fraud and its evolving complexities. Adam begins by sharing his journey from holding senior roles at Check Systems to founding Kevari, a...
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New Market Growth Founder Discusses Affiliate Marketplaces, Lender Strategies, and Emerging Opportunities
Join host Rich Alterman as he chats with Carlos Caro, founder of New Market Growth. Carlos delves into affiliate marketplaces, sharing insights from his journey at Credit Karma and Capital One. Discover how these marketplaces connect consumers with lending products, explore integration…
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Wonga's CEO on Financial Inclusion, the Future of Finance in South Africa, and the Evolution of Wonga
In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in…
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SVP at TransUnion Discusses the Evolution of Credit Reporting for Buy Now, Pay Later Schemes
In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of "Buy Now, Pay Later" (BNPL) services and their integration into the traditional credit reporting...
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EVP Head of Fintech Banking at Cross River Discusses Economic Trends, Fintech Innovations, and Overcoming Industry Challenges
In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged...
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Baker Hill's SVP of Corporate Strategy and Product Marketing Unveils New Trends in Small Business Lending
In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small...
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TransUnion's Director of Financial Services Talks Collections, Communication, and Cutting-Edge Strategies
On this installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise…
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Vergent's CIO Unpacks the Future of FinTech: Adaptability and Innovation
Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology. In this...
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Equifax's Sales Director Explores Equifax Financial Wellbeing through Actionable Data
In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly...
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Matthew Gomes of Argyle Discusses Transforming Financial Services with Payroll API Technology
In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology…
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CRO of Point Predictive Discusses the Future of Fraud Prevention During Fintech Meetup
Live from the Fintech Meetup in Las Vegas, March 3-6, 2024, host Rich Alterman brings you a captivating Lending Link podcast episode featuring Jeff Hendren, the Chief Revenue Officer of Point Predictive. Recorded amidst the hustle and bustle of GDS Link's booth #1219, this episode dives deep into...
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Lending Link LIVE: CEO of FairPlay Discusses the Future of Compliance in Model Risk Management
Broadcasting live from Fintech Meetup in Las Vegas, Nevada, we are excited to showcase another exciting episode of the Lending Link Podcast. This time, we’re syncing up with Kareem Saleh, CEO of Fairplay, who shares Fairplay’s innovative approach that allows companies to evaluate the fairness of...
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Lending Link LIVE: LoanPro's CIO Explores How Transaction Level Credit is Redefining Card Programs
In the latest episode of The Lending Link LIVE, broadcasting from the Fintech Meetup in Las Vegas, Nevada, we dive into the evolving landscape of modern lending with Nate Bray, Chief Innovation Officer at LoanPro. Nate offers a behind-the-scenes look at the journey of innovating within the…
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Lending Link LIVE: CEO of Verdata Discusses the Evolution of Credit Scoring with Alternative Data
Broadcasting live from the Fintech Meetup in Las Vegas, Lending Link LIVE, hosted by Rich Alterman from GDS Link's booth #1219, features a special episode with Mike Mondelli, CEO of Verdata. They explore Verdata's innovative approach to credit scoring and SMB lending using alternative data and…
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Exploring GDS Link's Future with CEO Lisa Bonalle: Vision, Partnerships, and Industry Transformation
Lisa Bonalle, recently appointed CEO of GDS Link, is a key figure within financial services, and despite taking the helm just a few months ago, her fresh perspective is already making waves. On this episode of The Lending Link, she delves into the ways digital innovation is reshaping lending...
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Plaid's Jonathan Gurwitz Unveils the Future of Open Banking and Credit Risk Management
On this episode of the Lending Link, host Rich Alterman engages in an insightful conversation with Jonathan Gurwitz, Credit Lead at Plaid, offering insights into open banking and its growing role within credit risk management. Discover how Plaid's visionary strategies are reshaping lending...
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Peter Wyman, CIO at Brundage Management, Discusses Mastering Analytics and The Power of Modellica Analytics Pro
On this episode of The Lending Link, we dive into Brundage Management Company's transformative journey with GDS Link solutions, featuring CIO Peter Wyman. Explore the impact of advanced analytics, a remarkable 66% surge in approved applications, and insights from industry experts. Stay connected...
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TransUnion's Sean Flynn Explores Key Trends Impacting Credit Unions and Community Banks
Explore the latest trends impacting credit unions and community banks in 2023 with TransUnion's Sean Flynn on The Lending Link podcast. Dive into crucial topics like student loan payments, credit scoring, deposit marketing, and more. Don't miss this insightful discussion on the future of…
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Brian Clegg, Sr. Lender Solutions Manager at Black Book, Dives Deep into Vehicle Values and Auto Industry Trends
Explore the latest trends in vehicle values and the dynamic auto industry in this episode of The Lending Link podcast. Join host Rich Alterman and guest Brian Clegg, Senior Lender Solutions Manager at Black Book, for insights into car payments, remote work's impact, electric vehicles, and more....
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Kevin Moss Forecasts the Future of The Industry and Explores Fintech, Risk, and Economic Trends
Explore financial trends, risk management strategies, and best lending practices in this episode of The Lending Link podcast. Join Rich Alterman and lending expert Kevin Moss as they break down topics like credit risk assessment, economic forecasts, insights into the economy, fintech…
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MeasureOne's CEO Elan Amir Shares the Power of Consumer Permission Data in Lending
Discover the impact of consumer permission data on the latest episode of The Lending Link featuring MeasureOne's CEO, Elan Amir. Uncover key insights into enhancing underwriting, leveraging permission data's power for better conversion rates, and seamless integration with MeasureOne's platform....
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Equifax's SVP of Verification Services, Shelly Nischbach, and Best Egg's Senior Director of Credit & Fraud Risk Management, Doug Mihalow discuss the Evolution of Income Verification in Lending
Discover the evolution and future of income and employment verification in lending in this captivating episode of The Lending Link Podcast. Join industry experts from Equifax and Best Egg as they discuss digital verifications, compliance considerations, and the importance of financial inclusion....
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Credit Risk Expert, Richard Weil discusses the Art of Underwriting Strategy, Exploring Creditworthiness Assessment and Performance Evaluation
Join host Rich Alterman in this captivating episode of The Lending Link as he explores the realm of consumer lending and credit risk with Richard Weil, renowned for his extensive experience in underwriting strategy. Tune in to gain valuable insights into the world of effective lending practices…
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GDS Link's EVP of Global Analytics, Carl Spilker, and West Coast University's VP of Predictive Analytics and Data Science, Matt Shubert, Explore AI's Impact on Finance
Join GDS Link's Carl Spilker, EVP of Global Analytics and Advisory, and Matt Shubert, VP of Predictive Analytics and Data Science at West Coast University, along with guest host, GDS Link's VP of Global Marketing, Matthew Tepper, as they discuss the wide-ranging impact of artificial intelligence...
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Vouched's CEO John Baird discusses ID Verification in the Age of AI, Deep Fakes, and Reputation Management
Join Rich Alterman in an illuminating episode of The Lending Link as he engages in a dynamic conversation with John Baird, CEO and Co-founder of Vouched. Explore Vouched.ID's groundbreaking ID verification solutions and its ambitious mission to create the largest identity and reputation…
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Cracking the Code: Frank McKenna, Chief Fraud Specialist for Point Predictive, Shares Secrets to Predictive Lending and Fraud Prevention
In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss the turning points that have led to significant changes in the lending industry, particularly in relation to fraud prevention. With over two decades of...
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GDS Link's CEO Paul Greenwood Explores the Future of Credit Risk and Banking with The Fintech Cowboys
In this special episode of Lending Link, GDS Link's President and CEO, Paul Greenwood, sits down with the FedFis' Fintech Cowboys to discuss his 20+ years within the credit risk industry and the challenges of making changes to credit policy. Paul shares his insights on using data to target...
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Navigating the Evolving Landscape of Investment Banking: Insights from Tom McDermott
In this episode of The Lending Link, host Rich Alterman is joined by Tom McDermott, Managing Director at Cambridge Wilkinson, to discuss the constantly evolving world of investment banking. With over 25 years of experience in the industry, Tom shares valuable insights on mezzanine financing,...
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Combatting E-commerce Fraud in the Digital Age: Insights from Kount's Carlos Osuna Zemelman
As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. However, with the increasing popularity of online shopping, the threat of e-commerce fraud has also grown significantly. Experts have predicted that e-commerce fraud...
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Rise of Banking-as-a-Service: Exploring Partnerships and Innovation with Seattle Bank's Josh Williams
The Banking-as-a-Service (BaaS) market is having a profound impact on the financial service industry, with a projected market size of $48.40 Billion by 2030. The rise of BaaS has pushed traditional banks to adapt and digitalize their services, resulting in more partnerships between banks and...
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Exploring the Future of Buy Now Pay Later (BNPL) with TransUnion's Liz Pagel
Stay connected with The Lending Link! Subscribe and follow our listening and social platforms, plus access exclusive GDS Link offerings here: https://linktr.ee/thelendinglink On this episode of The Lending Link, we delve into the rapidly growing world of Buy Now Pay Later (BNPL) services. With…
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Unsecured Lending Risk Management: The State of Lending in the U.S. and Canada with Frank Tian
In the digital era, personal lending products emerge daily from various banks, credit unions, and fintech companies. When it comes to the U.S. and Canadian markets, it is critical to understand the full credit lifecycle of lending and risk management to remain agile and competitive. While the...
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The Numbers Don't Lie (Right?): The State of Lending and What to Trust in 2023 with Equifax's Tom O'Neill
There isn't a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention that spending fell off a cliff. It was only natural from a lending...
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Increasing Profitability and Fairness Through Decisioning with Kareem Saleh from Fairplay.ai
Bias may present itself in a variety of ways within lending. When assessing biases, two issues frequently arise: Was someone treated differently because of who they are? Or did a sincere goal activity end as being harmful to one group? A recent wave of technological innovation has enabled lenders...
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Leveraging Income Data Solutions to Accelerate Profitable Lending with Don Chapman of Powerlytics
Lenders within both consumer and SMB rely on data from a multitude of third-party sources to make informed credit decisions. Understanding a borrower’s income with a high degree of certainty is critical in terms of the borrower’s ability to repay. Today, we see income verification solutions...
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Protecting your Business Against Fraud and Synthetic Identities with Tom Algie from IDology
By end of this year, fraud is projected to cost U.S. businesses roughly $2.5 Billion, with some research suggesting that figure could rise as high as $5 Billion by 2025. There’s no doubt that every business is vulnerable to fraud, due largely to the numerous ways in which scammers can attack your...
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How to Properly Leverage Data & Technology Across the Entire Credit Lifecycle with Gary Byrne
As much as lending has changed in the last few years, its fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitization and the adoption of big data. This, combined with shifting...
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The Power of Technology in Financial Inclusion with Dan Quan from NevCaut Ventures
Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving "Fintech" industry. When it comes to financial inclusion, the more approachable you are, the more success you will have. New financial technology has made it possible for businesses to...
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ABOUT THIS SHOW
The Lending Link Powered by GDS Link is a podcast hosted by Rich Alterman and designed for the modern-day lender. Each episode deeply delves into innovation within the financial services industry and transformation efforts, including AI / ML integration, Modeling, Risk Management Tactics, and redefining Customer Experiences.We have a wide range of guests from various lending institutions and diverse organizations who talk about strategies, technology, and everything in between.
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The Lending Link Podcast Powered by GDS Link
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