The Money and Meaning Show
by moneyandmeaning
Join Jeff Bernier, CFP®, ChFC, CFS for quick insights and meaningful conversations with experienced professionals in wealth management, psychology, and personal development to help you navigate your path to a purposeful retirement.
Episodes
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Are Bonds Still Worth Owning? With Doug Longo of Dimensional Fund Advisors
After a challenging period for bonds, some investors are questioning whether they still deserve a place in a diversified portfolio. But have the fundamental reasons for owning bonds really changed? In this episode of The Money & Meaning Show, Jeff Bernier welcomes Doug Longo, Vice President at...
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Perspectives: Investing in a Future We Cannot Predict
In this Money & Meaning Perspective, host Jeff Bernier examines why we often recognize progress in hindsight while focusing on problems when looking ahead. Drawing on ideas from Thomas Macaulay, Matt Ridley, and Cal Newport, Jeff explores the limits of forecasting, the unpredictable nature of...
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Beyond the Will: Leaving Your Family Clarity, Not Chaos with Rachel Donnelly
In this episode of Money & Meaning, host Jeff Bernier is joined by Rachel Donnelly, founder and CEO of AfterLight and author of Late to Your Own Funeral: How to Leave a Legacy and Not a Log Jam. Rachel shares the personal losses that led her to build a business around helping overwhelmed…
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Perspectives: Will AI Replace Financial Advisors?
In this Money & Meaning Perspectives episode, host Jeff Bernier examines how artificial intelligence is changing financial advice and what that means for the future of financial advisors. Jeff explores the shift from knowledge work toward “wisdom work,” where experience, judgment, discernment,...
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Beyond the Liquidity Event: Finding Purpose After Financial Success
In this episode of Money & Meaning, Jeff Bernier speaks with entrepreneur and investor John Hutchinson, founder of Care Counseling and host of The Nuance Effect podcast. John shares his journey of building and exiting a fast-growing behavioral health company, only to confront deeper questions…
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Perspectives: What Advice Would Your 90-Year-Old Self Give You?
Retirement is often viewed as a financial milestone. But what if one of its greatest challenges has little to do with money? In this episode of Money & Meaning Perspectives, Jeff Bernier explores the transition from achievement to purpose, drawing on reflections from Chip Conley, founder of the...
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Preparing for the Psychological Side of Retirement with Dr. Joy Lere
In this episode of Money & Meaning, host Jeff Bernier is joined by Dr. Joy Lere, a licensed clinical psychologist and co-founder of Shaping Wealth. They examine retirement as more than a financial milestone, focusing on the shift in identity, purpose, and daily structure that comes with leaving a...
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What's the Difference Between a Great Company and a Great Investment?
In this Perspective episode of Money & Meaning, Jeff Bernier examines one of the most common questions investors ask: whether they’re missing out by not owning the latest high-profile stock or IPO. Using examples ranging from railroads and the telecom boom to NVIDIA, SpaceX, and artificial...
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Beyond Stocks and Bonds: Rethinking Diversification for Retirement with Peter Nakada
In this episode of Money & Meaning, Jeff Bernier speaks with Peter Nakada, Chief Education Officer at Stone Ridge Asset Management, about alternative investments and the role they can play in building more resilient retirement portfolios. They examine why traditional portfolios are often overly...
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May Perspectives: When Life Circumstances Become Investment Risk
In this episode of Money & Meaning, Jeff Bernier examines a recent discussion from The Rational Reminder podcast that challenges the common belief that stocks are always safe if held long enough. Jeff explores how market downturns often force investors to sell not because of panic, but because of...
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Evaluating Financial Advice and Planning Decisions with Jason Lina
In this episode of Money & Meaning, Jeff Bernier is joined by Jason Lina, Founder of Golden Bell Financial Planning. Together, they discuss how thoughtful financial planning goes beyond numbers and why clarity, simplicity, and good decision-making matter more than trying to predict the future....
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April Perspectives: War, Oil Prices, and Staying Grounded as an Investor
In this episode of Money & Meaning, Jeff Bernier examines how geopolitical conflict influences oil and gasoline prices, drawing on perspectives from economist John Cochrane and JPMorgan’s Michael Cembalest. He explains how war creates supply shocks, why energy markets react quickly, and how those...
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March Perspectives: Navigating AI Headlines
In this episode of Money & Meaning, Jeff Bernier reflects on a recent client conversation sparked by a Wall Street Journal article about an AI “tsunami.” Jeff examines the tension between AI as transformative breakthrough and potential disruption, and what that means for investors. Using recent...
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Success Is Not an Accident: Clarity, Habits, and the Four Ds with Tommy Newberry
In this episode of Money & Meaning, host Jeff Bernier talks with Tommy Newberry—executive coach, Wall Street Journal and New York Times best-selling author, and founder of The 1% Club and head coach of Tommy Newberry Coaching. Together, they explore what it means to live with clarity, purpose…
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January Perspectives: Expectations vs. Forecasting
In this perspectives episode of Money & Meaning, Jeff Bernier challenges the value of short-term market forecasts and urges listeners to focus instead on long-term financial planning. Drawing from recent blog posts and research by financial thinkers like Bob Seawright, Ruben Miller, and Larry...
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Tax-Efficient Charitable Planning with Fidelity Charitable’s Harrison Miller
In this episode of Money & Meaning, host Jeff Bernier speaks with Harrison Miller, Charitable Planning Consultant at Fidelity Charitable—the nation's largest grant maker. They explore how donor-advised funds offer families, business owners, and advisors strategic, tax-efficient ways to approach...
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November Perspectives: The Self-Healing Markets: Lessons from History, Behavior & Diversification
In this solo episode of Money & Meaning, Jeff Bernier explores how markets have a built-in ability to self-correct, a concept informed by his conversations with longtime colleague Larry Swedroe. Jeff ties together research from Joe Wiggins and Jason Zweig to explain how behavior, concentration...
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Investing with Taxes in Mind: A Conversation with Kacie Walsh of Dimensional
In this episode of Money & Meaning, host Jeff Bernier speaks with Kacie Walsh, Vice President at Dimensional Fund Advisors. They explore Dimensional’s evolving toolkit of tax-focused investment solutions designed to help clients keep more of what they earn. The conversation spans mutual funds,...
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October Perspectives: Why Retirement Planning Is About Resilience, Not Certainty
In this episode of Money & Meaning, Jeff Bernier connects 17th-century philosophy with modern financial planning. Using Blaise Pascal’s wager as a framework, Jeff examines how retirement planning isn’t about certainty—but resilience. He discusses scenario analysis, the role of Plan B, and why the...
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Purpose-Driven Planning and the Last Paycheck with Rob Hoxton
In this episode of Money & Meaning, host Jeff Bernier welcomes Rob Hoxton, founder of Hoxton Planning & Management and host of the Last Paycheck podcast. Rob shares his journey from aspiring minister to financial planner, exploring how life experiences shaped his unique approach to wealth...
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Perspectives: Navigating Tax Changes and Opportunities Before Year-End
In this Perspectives episode of Money & Meaning, host Jeff Bernier explores key year-end tax planning strategies shaped by recent legislation. He breaks down thresholds, deductions, and opportunities to optimize charitable giving—particularly through donor-advised funds and gifting appreciated...
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Carl Richards on Reimagining Wealth, One Sketch at a Time
In this episode of Money & Meaning, host Jeff Bernier speaks with Carl Richards, certified financial planner and creator of the New York Times "Sketch Guy" column. Carl discusses his newest book, Your Money: Reimagining Wealth in Simple Sketches, a collection of drawings and essays that spark...
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Perspectives: Balancing Economic Concern with Rational Optimism
In this episode of Money & Meaning: Perspectives, host Jeff Bernier explores the tension between recognizing serious economic headwinds—such as massive government debt, rising interest rates, and a shifting global financial system—and maintaining a posture of rational optimism. Drawing on…
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Funded Contentment and the Science of Better Financial Decisions with Neil Bage
In this episode of Money & Meaning, host Jeff Bernier welcomes Neil Bage, co-founder of Shaping Wealth, for a wide-ranging conversation on the human side of financial decision-making. They explore how neuroscience, behavioral science, and the pursuit of “funded contentment” intersect in personal...
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June Perspectives: Rethinking Retirement in a Longevity Economy
In this episode of Money & Meaning, host Jeff Bernier reflects on the passing of his father—his personal “George Bailey”—and explores the implications of living longer in today's evolving retirement landscape. Jeff outlines the financial risks and opportunities of extended longevity, including...
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Building Resilient Portfolios and Reducing Risk with Larry Swedroe
In this episode of Money & Meaning, host Jeff Bernier welcomes back Larry Swedroe, author, consultant, and former Director of Research at Buckingham Strategic Wealth. They explore how retirees and pre-retirees can construct portfolios that reduce risk, smooth returns, and withstand market shocks....
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May Perspectives: 3 Mindset Shifts for Navigating Long-Term Investing
In this short-form edition of the Money & Meaning Show, Jeff Bernier shares a perspective on simplifying investment thinking during uncertain times. He outlines three fundamental binary choices investors face: having faith in the future or not, being goal-focused versus performance-driven, and...
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From Wall Street to Meaning: Rubin Miller on Investing, Education, and Purpose
In this episode of Money & Meaning, host Jeff Bernier speaks with Rubin Miller, founder and Chief Investment Officer of Peltoma Capital Partners and author of the Fortunes and Frictions blog. They explore Rubin’s journey from trading floors to founding a boutique advisory firm, discuss market...
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Think Bigger Than the Headlines: Long-Term Investing Perspective
In this Perspectives episode of The Money & Meaning Show, Jeff Bernier explores how long-term investors can maintain confidence amid economic uncertainty. He outlines the frequency of recessions across a typical retirement span and emphasizes the importance of diversification, revisiting...
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Answering the Call: Embracing Life’s Transitions with Ben Katt
In this episode of Money & Meaning, host Jeff Bernier welcomes Ben Katt, author of The Way Home: Discovering the Hero’s Journey to Wholeness in Midlife. Ben is a transformation coach, meditation teacher, and former pastor who helps individuals navigate personal growth and midlife transitions....
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Perspectives: Weathering the Storm — Smart Strategies for Uncertain Markets
In this Perspectives episode of Money & Meaning, host Jeff Bernier shares insights on handling uncertainty during challenging times. Reflecting on past crises—9/11, the Great Financial Crisis, and the COVID-19 pandemic—Jeff explores how emotions can cloud judgment and why it's essential to…
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Rethinking Portfolio Diversification with Phil Huber
In this episode of Money & Meaning, host Jeff Bernier welcomes Phil Huber, Managing Director and Head of Portfolio Solutions at Cliffwater. Phil is also the author of The Allocator’s Edge, a modern guide to alternative investments and portfolio diversification. They discuss the evolving role of...
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February Perspectives
In this special "Money & Meaning Perspectives" episode, host Jeff Bernier shares key insights from recent readings and market trends to help listeners make informed financial decisions. He explores the concept of financial bubbles, including lessons from historical market cycles and current...
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Understanding Risk Management with Hunter Ewing
In this episode of Money & Meaning, host Jeff Bernier interviews Hunter Ewing, co-founder and director of Private Lines Insurance at Higher Ground Risk. They explore the essentials of risk management, including protecting assets, managing liability, and understanding insurance coverage in today’s...
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Aligning Wealth with Purpose: Dr. Daniel Crosby on “The Soul of Wealth”
In this episode of Money & Meaning, host Jeff Bernier welcomes back Dr. Daniel Crosby, a New York Times bestselling author and Chief Behavioral Officer at Orion. Together, they discuss concepts from Crosby’s new book, The Soul of Wealth, exploring how financial well-being intersects with…
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Navigating Midlife Transitions and Financial Empowerment with Sherry Finkel Murphy
In this episode of Money & Meaning, host Jeff Bernier sits down with Sherry Finkel Murphy, founder and CEO of Madrina Molly LLC. Sherry is a seasoned financial planner who focuses on helping midlife women navigate the complexities of financial and longevity planning. They explore the challenges...
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Elections and Markets 🗳️ with Apollo Lupescu, Vice President of Dimensional Fund Advisors
In this episode of the Money & Meaning Show, host Jeff Bernier welcomes Apollo Lupescu, Vice President of Dimensional Fund Advisors. Apollo, known as the “Secretary of Explaining Stuff,” discusses how investors can make sense of financial markets during election years. He shares his insights on...
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Financial Wellness and Purpose with James Grace
In this episode of Money & Meaning, host Jeff Bernier talks with James Grace, Director of Wealth Management at Silver Pine Capital and host of the Modern Financial Wellness podcast. They explore the evolving nature of the wealth management industry, emphasizing holistic financial planning that...
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Unpacking Reverse Mortgages: Myths, Benefits, and Strategic Uses with Gabrielle Welter
In this episode of Money & Meaning, host Jeff Bernier speaks with Gabrielle Welter, a retirement solutions manager at Finance of America. They explore the topic of reverse mortgages, dispelling common myths and misconceptions. Gabrielle explains how these financial tools can provide stability and...
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Evidence-Based Investing with Larry Swedroe
In this episode of Money & Meaning, host Jeff Bernier interviews Larry Swedroe, a renowned author and expert in evidence-based investing. They discuss Larry's journey and contributions to the financial industry, his approach to investment strategies, and the importance of diversifying portfolios....
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Finding Purpose Beyond Financial Success with Paul Ollinger
In this episode of Money & Meaning, host Jeff Bernier interviews Paul Ollinger, a former Facebook employee turned stand-up comedian and podcast host of Crazy Money. They discuss Paul's journey from the corporate world to comedy, exploring the themes of finding purpose and meaning beyond financial...
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Navigating Longevity and Place Planning for a Fulfilling Second Half 📌 with Guest Ryan Frederick
Join Host Jeff Bernier and Guest Ryan Frederick, founder of the Here movement, as they delve into the importance of place planning and healthy longevity. From personal journeys to proactive wealth management, this episode offers insights into living a fulfilling second half of life. Here is a...
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In the Zone 🧘♂️ Harnessing Flow in Financial Advising with Dr. Jordan Hutchison
In this enlightening episode of The Money & Meaning Show, host Jeff Bernier teams up with Dr. Jordan Hutchison, a leading figure in wealth management and psychology, to explore the concept of flow in financial advising. Dr. Hutchison, who serves as Vice President of Technology and Operations at…
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Mapping Joy 🗺️ A Conversation on Travel, Career, and Embracing Life with Guest Rachael Levine
Host Jeff Bernier and guest Rachael Levine, partner at Peltoma Capital Partners and creator of "Tripping Millennial," delve into the enriching power of experiences over material wealth. In this episode, you'll discover: Rachel's journey from seeking financial stability to embracing a life filled...
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Love, Trust, and Money 💑 Strategies for Financial Harmony with guests Doug and Heather Boneparth
Host Jeff Bernier welcomes guests Doug and Heather Boneparth to this episode! Doug and Heather delve into the key elements of fostering a healthy financial relationship between partners: 🤝 Connection: Start by initiating conversations about your money beliefs and behaviors, using resources like...
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Investment Insights 🗣️ A Conversation with Ben Felix, Co-Host the Rational Reminder Podcast
Join host Jeff Bernier, President of TandemGrowth Financial Advisors, and guest Ben Felix, Portfolio Manager and Head of Research at PWL Capital, for an enlightening episode of The Money & Meaning Show. Ben Felix shares insights from renowned experts in academia and the financial industry…
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The Year-End Positive Focus: Finding Optimism Amidst Challenges
In this special year-end episode of The Money & Meaning Show, host Jeff Bernier delves into the theme of positivity and optimism. Despite the challenges and negativity that often dominate the headlines and social media, Jeff presents a data-driven perspective on the progress humanity has made in...
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Year-End Tune-Up 🔧 Financial Checklist Ideas for Different Life Stages with guest Mona Fahmy
Join host Jeff Bernier and special guest Wealth Advisor Mona Fahmy as they dive into the world of year-end financial planning and what it may entail at different life stages. Whether you're still advancing your career and focused on building wealth or navigating retirement, this episode is packed...
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Navigating the Wealth Management Landscape with Matt Reiner: From Family Business Dynamics to AI and Creative Space
Host Jeff Bernier welcomes special guest Matt Reiner to explore a wide range of topics that are at the forefront of the financial advisory world: The curse of knowledge: Learn why it's crucial for leaders and growing entrepreneurs to balance their experience with a willingness to adapt and allow...
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A Deep Dive into Investing: From Human Capital to AI with Wes Crill of Dimensional Fund Advisors
Host Jeff Bernier, CFP®, ChFC, CFS welcomes guest Wes Crill, Senior Investment Director and Vice President, Dimensional Fund Advisors, to The Money & Meaning Show podcast! In this episode, Wes and Jeff dive deep into the world of investments! They cover a wide range of topics, including:...
About this show
Join Jeff Bernier, CFP®, ChFC, CFS for quick insights and meaningful conversations with experienced professionals in wealth management, psychology, and personal development to help you navigate your path to a purposeful retirement.
Hosted by
moneyandmeaning