The Money Gains Podcast

In this episode of the Money Gains Podcast we welcome Pete Matthew from Meaningful Money to the show. Pete unpacks his "cash flow ladder" approach to retirement drawdown, explains why blanket de-risking near retirement can be a costly mistake, and shares the behavioural side of financial planning that most advice ignores. ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why de-risking your pension automatically as retirement nears could actually hurt you, and what to do instead ✅ How the "cash flow ladder" protects your retirement pot from crashing markets at the worst possible moment ✅ Why chasing a round number like £1 million is the wrong goal, and how to work out what your life actually costs ✅ How most financial advice fails because it ignores the psychology and behaviour behind people's money decisions ✅ Why the biggest life transitions are when you should actually seek financial advice---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains is the UKs first budgeting and cashback app that helps you track your spending and save more!Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z------This week we welcome back Andrew Craig to the show to discuss why passive investing into index funds could actually be more dangerous than we might think.DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains is the UKs first budgeting and cashback app that helps you track your spending and save more!Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z-----CHAPTERS0:00   Intro2:10   Why £100 Matters5:10   Compounding & The Real Numbers9:51   What To Sort Before You Invest15:44  How The Stock Market Works22:18  A Stocks & Shares ISA (Fast vs Slow Pounds)26:47  Stocks, Funds, ETFs & Indexes31:15  The Strategy35:20  ConsistencyDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Michael Taylor joins me today to discuss the growing issue of big corporations tax avoidance in the UK and the £47 billion in lost taxes.---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------🚨 REFUND CLUB 🚨Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains-----Gains App is now LIVE!It's an AI-powered budgeting and cash back app designed to help you make more of your money.Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1zChapters0:00   Michael's back0:18   Starbucks pays zero tax3:30   How they legally do it11:31  Britain's £47bn tax gap12:08  AD: Trading 212 13:05  The wealth tax is the wrong fight16:38  The high street is dying21:57  AD: Refund Club23:43  UK stocks vs US stocks31:01  AD: Gains App 30:05  How to actually pick UK stocks 41:23  Shorting & raising money45:57  Trading life, trolls & wrap-up---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.REFUND CLUB DISCLAMER*Refund Club is a trading style of Sandsford Law LTD. You can pursuea claim free of charge directly to your lender and then to the FinancialOmbudsman Service. The FCA is likely introducing a free to useConsumer Redress Scheme; it estimates the average redress peragreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires - what is the reason you're not rich yet! ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------🚨 REFUND CLUB 🚨You could be due a £829 car finance refund!Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains-----Gains App is now LIVE!It's an AI-powered budgeting and cash back app designed to help you make more of your money.Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1zCHAPTERS0:00 What financial wellbeing means2:23 Does money buy happiness?9:58 £60k in debt at 2412:40 Ditch your credit card15:40 Trading 212 AD19:57 The 24-hour spending rule25:40 Refund Club AD32:34 Get rich slowly37:06 What do you actually want?37:54 Gains App AD49:02 Can you afford your job?57:28 Building a business---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.REFUND CLUB DISCLAMER*Refund Club is a trading style of Sandsford Law LTD. You can pursuea claim free of charge directly to your lender and then to the FinancialOmbudsman Service. The FCA is likely introducing a free to useConsumer Redress Scheme; it estimates the average redress peragreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Gains App is now LIVE!Download here in App Store & Google Play 👉  https://gainsapp.onelink.me/8IhT/oiaimr1zAny issues or questions you can reach out via [email protected]:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients. He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people.---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is now LIVE!It's an AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------ResourcesWhy the Golden Age of property is over 👉🏼 https://www.schroders.com/en-gb/uk/intermediary/insights/why-cash-is-riskier-than-stock-market-investing/Chapters 00:00 - The Property Ladder Is Dead04:08 - Renting vs Buying: Do The Maths11:47 - The UK's £1.5 Trillion Mistake14:53 - ISA Millionaires Don't Use Cash ISAs17:15 - State School To Rathbones25:29 - Why £300 Beats £40029:51 - The "Doing Everything Right" Trap40:08 - Your First Move43:59 - The Gateway Drug46:44 - He Locked His Mum Out51:10 - Why Crashes Are A GiftDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Join us this week with Neil Invests to discuss his incredible pathway from being homeless to having a 6-figure investment portfolio and an incredible financial education brand. What an incredible guy!---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is now LIVE!It's an AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Neil Invests 👉🏼 https://www.neilinvests.co.uk/Neil's Instagram 👉🏼 https://www.instagram.com/neilinvestsTalking Points this episode:✅ From sleeping on a floor with nothing to on track to retire by 50✅ Why he started investing in February 2020 and a 40% crash was the best thing that ever happened✅ The simple approach to investing for beginners and why most people overcomplicate it✅ How he went from £16,800 salary to six figures by job hopping and never upgrading his lifestyle✅ Why designing the life you want costs far less than you thinkChapters00:00 The Journey From Rock Bottom05:01 Growing Up in Ireland and Moving to England07:11 Four Years of Destruction at University14:55 The Gambling Disaster21:55 The Wedding in the Garden24:57 The New Year's Resolution That Changed His Life28:07 The Market Drops 40%34:02 Maxing the ISA and Never Upgrading40:11 Crossing Six Figures52:31 What He'd Tell His 21-Year-Old SelfDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

These money hacks help me save money and keep more of it too! Most of these you can set up and let them run for you in the background.--------Download Gains App here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z£175 First Direct Current Account Switch 👉🏼 https://www.firstdirect.com/banking/current-account/* Monzo (Get up to £100) 👉🏼 https://join.monzo.com/c/w3csv9fs* Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 👉🏼   https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)Commission-free investing: Other fees may apply. See terms and fees.------Chapters00:00 - Intro01:30 - Set A Savings Target04:15 - Sinking Funds07:30 - Track Your Spending11:00 - Stop Budgeting16:00 - Turn On Round-Ups18:30 - Stop Spending To Look Rich21:30 - The 24-Hour Rule25:00 - Cashback28:30 - Current Account Switch 30:30 - Bill SwitchingDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links * - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Join us this week to discuss what's actually making people rich in the UK right now with Financial Adviser Holly Guscott from LCH Wealth. We discuss the ins and outs of pensions, growing money through ISAs, ISA millionaires and so much more!---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------LCH Wealth for your Financial Diagnosis 👉🏼 https://lchwealth.co.uk/Talking Points for this episode:✅ Why there are now more ISA millionaires than National Lottery winners✅ What you should be doing with your pension in your 20s, 30s, 40s and 50s✅ The cash ISA rule change coming in 2027 that nobody is talking about✅ Why earning £100K still won't make you wealthy without a plan✅ The one thing every family needs to do about inheritance tax right nowChapters00:00 Introduction01:11 How Holly Fell Into Financial Advising02:47 Were Your Finances A Mess When You Started?05:48 What To Do With Your Pension In Your 20s09:33 Your 30s: Why Your Pension Can't Wait13:19 The Pension Struggle Nobody Talks About16:00 Your 40s: The Wake-Up Call Decade27:34 ISA Millionaires: More Than Lottery Winners33:11 Why 83% Of People Are Too Scared To Invest36:00 The Cash ISA Rule Change Coming In 202740:02 AI, Elon Musk & Why You Should Ignore The Noise46:34 Inheritance Tax: Why Normal Families Are Getting CaughtDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Join us this week with Financial Advisor to Footballers & Athletes, Emmelia Powell to discuss what it's like becoming a professional footballer and suddenly earning more money than you've ever dreamed of. And why so many footballers go bankrupt when they retire plus lots more!---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Emmelia's Linkshttps://www.instagram.com/emmelia_pws/------Chapters00:00 Introduction01:00 What Happens When A Teenager Signs For Man United04:18 Losing Your Identity To Someone Else's Success07:57 Why Nick Powell Turned Down Financial Advice15:27 Why 40% Of Footballers Struggle After Retirement17:50 The Silent Cost Of Doing Nothing With Your Money25:24 The Impulse Buying Trap30:07 Why Earning £100K Won't Make You Wealthy40:39 Lifestyle Inflation: When Upgrading Goes Wrong45:31 The Game Of Wealth Framework54:03 Teaching Kids About Money57:29 Life By DesignKey Talking Points:✅ Why 40% of footballers face financial struggles after retirement✅ The silent cost of doing nothing with your money✅ Why earning £100K still won't make you wealthy✅ The G.A.M.E. framework for building real wealth✅ How to teach your kids about money before it's too lateDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Join us this week with Ken & Mary Okofoafor from The Humble Penny to discuss their new book The Wealth Habit. It's how putting in the right habits and investing your money helps you become the rich version of yourself. Ken & Mary have been teaching personal finance for many years and have two Sunday Times Bestsellers teaching you how to get rich. Get the book 👉🏼 https://www.waterstones.com/book/the-wealth-habit/ken-okoroafor/mary-okoroafor/9781529449204---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Chapters00:00 Introduction01:00 Why Listen To The Humble Penny04:52 The Habit Framework That Actually Builds Wealth07:08 How To Stop Impulse Buying12:32 Identity-Based Wealth19:44 How They Became Mortgage Free In 7 Years21:52 Should You Invest Or Overpay Your Mortgage?32:38 Compound Interest43:35 The Employee Mindset47:05 Your Income Is Rented53:02 Building Multiple Income Streams56:24 UK Crabs-In-A-Bucket59:59 Learning To Be UncomfortableDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Andy Hart joins us this week to discuss the real reason most people don't get rich and his new book 'No Bullsh*t Money Advice'. This was a refreshing episode about why you're probably not rich yet and what to actually do about it.Andy's book 👉🏼🔗 https://www.nobullmoney.co.uk/---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)Commission-free investing: Other fees may apply. See terms and fees---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Your brain is your biggest wealth destroyer and you don't even know it✅ Why the hardest thing in investing is doing absolutely nothing✅ The truth about Elon Musk's "pensions are pointless" claim✅ What a financial advisor actually does (it's not what you think)✅ The first 3 things you should do with £500 sitting in your accountDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------CHAPTERS0:00 Intro0:41 Ryan's Portfolio Update: £140K to £180K2:40 Lost Pensions & Switching Your Workplace Fund10:11 Default Fund vs Global Fund: 11% to 76% Returns15:42 Why Should You Care About Investing?22:13 Compound Interest: Small Amounts Add Up28:00 Different Seasons of Life Mean Different Amounts37:42 What Is a Global Index Fund?48:25 Global Fund vs S&P 500: Do You Need Both?56:09 Ryan's Top 3 Global FundsDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there.----Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Chapters 0:00 Intro1:45 Habit 1: Treat Your Money Like a Business2:52 Habit 2: Know Your Numbers7:23 Habit 3: Watch Out For Lifestyle Inflation9:32 Habit 4: Build Systems Not Willpower15:44 Habit 5: Learn In Blocks Not Binges16:24 Habit 6: Prioritise Investing Over Saving18:15 Habit 7: Increase Your Earning Potential20:58 Habit 8: Spring Clean Your Finances23:24 Habit 9: Use Debt As A Tool Not A Crutch25:31 Habit 10: Get Cashback On Everything28:14 Habit 11: Know Where You're Going✅ Why food prices are up 38.6% since 2020 and what actually caused it✅ How the cost of living crisis is a global problem, not just a UK one✅ The system I use to take back control of my money without earning more✅ How to earn £700 to £1,000 a year in cashback on things you already buy✅ Why waiting for prices to drop isn't a plan and what to do insteadDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Here's why saving £10,000 will change your life. It's not just a number its SO much more than that. In this podcast we unpack why that is.Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Chapters 0:00 Introduction1:35 The Psychology Behind Saving £10,0004:07 What Happens When You Don't Have It7:00 How To Actually Save £10,00018:00 What Changes When You Hit £10K✅ Why £10,000 is the #1 predictor of financial wellbeing (backed by a 12,000 person study)✅ The real cost of NOT having savings✅ The step-by-step system to save £10K (even if you've never saved before)✅ Why 77% of people lose sleep over money and how to stop being one of themDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Oliver Cookson, founder of Myprotein, reveals the secrets to building a business worth over £350 million. Why anyone can build a business in today's day and age plus the story behind the Founder and his next steps.---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Follow Oliver 👉🏼 https://www.instagram.com/mrolivercooksonGet his latest book 👉🏼 https://amzn.to/4st7RaaVerve Supplements 👉🏼 https://vavaverve.com/Support Crookson First Aid 👉🏼 https://cooksonfirstaid.org/Chapters 0:00 Introduction0:28 Growing Up With No Money in Manchester2:13 1 GCSE & Leaving School at 162:42 Day One: A £500 Overdraft & A Bedroom4:54 The Protein Margin That Changed Everything5:14 Building The First Online Protein Brand8:14 Working 9-5 While Secretly Building an Empire17:06 Does Having Millions Actually Change You?19:33 The Hut Group Sale & The Fraud That Followed22:37 What He's Building Now: Verve & His AI App29:57 Training 30,000 People to Save Lives37:53 The Dark Side of Being a Solo Founder39:40 "Be Reasonably Unreasonable" (His Daily Framework)45:05 He Speaks to AI More Than His Wife48:13 50% of Jobs Will Be Gone in 18 Months50:01 Resourcefulness Over Resources (Final Advice)✅ How a man with 1 GCSE built a £350M company from a £500 overdraft✅ Why he never took a single investor and kept 100% of Myprotein✅ The moment he knew it was working✅ Why 50% of entry-level jobs will be gone in 18 months✅ His daily framework for compounding success over 25 yearsDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast, I share the ONE thing you need to invest in that's so easy and simple.Here's the FREE 10 Step Investing Checklist 👉🏼 https://subscribe.upthegains.co.uk/investing-checklist--------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ The exact number you need to make work optional and how to calculate yours✅ The one investment that beats 90% of professional fund managers✅ Why Person A ends up £70,000 richer than Person B with the exact same contribution✅ What the average UK pension pot looks like (and why it's nowhere near enough)✅ The 5 practical steps to start investing as a beginner This podcast is not financial advice. Always do your own research before making financial decisions. When you invest your capital is at risk. Past performance is not a future indicator. We do not provide direct investment advice or personal tax advice.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Tom McNally, founder of Pie Tax, reveals how the UK tax system takes 80% of your money and what you can do about it. From hidden tax refunds to property investment strategies, this episode is packed with money-saving insights every UK taxpayer needs to hear.---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Visit Pie Tax 👉🏼 https://www.pie.tax/✅ Why 86% of people have no clue about tax✅ How Pie Tax makes self-assessment free and simple✅ How the Laffer Curve proves lower taxes = more growth (and why Britain's in a death spiral)✅ Why your home is the best investment in Tom's eyes✅ Practical side hustle tips and the "gap" method to build wealth from nothingDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast, I share why you're probably doing better than you think and why it doesn't feel that way. I dive into the psychology of comparison, the people profiting from your insecurity, and why most "rich-looking" people are actually broke. Plus, I share my own story of being £24,000 in debt trying to keep up.--------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---✅ Why £2,200/month makes you an above-average UK earner✅ The real reason you always feel behind (it's not your fault)✅ Simon vs Mark: same salary, same decade, £80,000 apart✅ The one line I want you to remember: "If you have to finance a lifestyle, you can't afford it"✅ 5 things you can do THIS WEEK to start building real wealthThis episode is not financial advice. Always do your own research before making financial decisions. When you invest your capital is at risk. Past performance is not a future indicator.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast we welcome Ollie Gardner to the show.Ollie's campaign Rethink Repayment, is fighting for student loan reform in the UK. We discussed why your student loan goes up even when you're paying, the truth behind the £270 billion debt crisis, and whether an entire generation was mis-sold the biggest financial decision of their lives.---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why your student loan balance grows every year even if you're making payments✅ How the government expects 73% of graduates to never pay off their loans anyway✅ Why you need to earn £66,000 just to stop your debt from growing✅ The contract the government made in 2012 and then quietly broke✅ Why calling it a "loan" is the biggest lie in British education✅ How 112,000 graduates have left the UK to escape student debt---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast, I explain why your income is rented, not owned and what to do about it. I dive into the research on why we spend to prove ourselves, the dopamine trap that keeps us stuck, and the "tend your forest" framework for building real wealth. If you've ever felt like you're working hard but getting nowhere financially, this one's for you.--------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------IN THIS EPISODE:✅ Why your salary doesn't actually belong to you — and what to do about it✅ The psychology behind why we buy things we can't afford✅ Why 75% of luxury buyers earn less than $150K (the "aspirational" trap)✅ The boring wealth-building strategy that actually works✅ How to define your "enough" and stop chasing someone else's version of success✅ 5 steps to stop renting your income and start owning itThis video is not financial advice. Always do your own research before making financial decisions. When you invest your capital is at risk. Past performance is not a future indicator.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

How to turn yourself into a wealth-generating machine.---------In this episode of the Money Gains Podcast we welcome Timothy Armoo to the show. Timothy is the founder of FanBytes which he sold for an eight-figure sum before turning 30. We discussed the difference between your mental and physical environments, why successful entrepreneurs are far more unremarkable than you think and how to develop the courage to leave your existing tribe to pursue bigger goals. ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why your physical environment matters less than your mental one✅ How successful entrepreneurs simply failed their way forward ✅ Why property investment is the worst way to build wealth in the UK✅ How to develop a superiority mindset that makes you believe you're capable of more✅ Why the fear isn't actually living after making a decision but rather the two-minute conversation required to make it in the first place---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

The playbook to make 2026 your year. ---------In this episode of the Money Gains Podcast I'm breaking down a practical 12-week action plan covering everything from conducting a financial review to automating your money management. We talk about why personal finance is deeply personal and provide actionable steps for increasing income and capturing cashback opportunities that could save you over £1,000 a year.This is the CHATGPT Prompt >> “Here are my last 3 months of bank transactions. Please analyse them and categorise every transaction into 3 categories:Fixed expensesDiscretionary spending Debt paymentsThen: – Calculate my average monthly spending in each category – Identify areas where I may be overspending compared to typical averages (e.g., transport, subscriptions, eating out)- Highlight any merchants or transactions you’re not sure about so we can make a decision on these together – Estimate my potential savings rate (based on income vs spending) and explain it as if you are analysing a business’ profit vs loss”---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why reviewing three months of bank statements reveals the hidden spending leaks that keep you broke✅ How the three-bank automation system removes willpower from money management ✅ Why building an emergency fund before investing gives you the freedom to handle financial emergencies✅ How the debt snowball method creates quick psychological wins✅ Why asking for a pay rise has only three outcomes---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

There's more to the Budget than the headlines. ---------In this episode of the Money Gains Podcast we welcome award-winning journalist and bestselling author Joe Mayes to the show. We discussed the intense pressures faced by the Chancellor, why there's so much uncertainty about economic policies and ran through some interactive scenarios from Joe's book, Can You Run the Economy?---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Can You Run The Economy? on Amazon https://amzn.eu/d/67ADU4l---------✅ Why Rachel Reeves raised taxes despite having a £4 billion surplus✅ How the budget front-loads spending benefits whilst back-loading tax increases✅ Why every chancellor faces impossible choices between bad and worse options✅ How financial markets can force a chancellor from office immediately ✅ Why learning to think like a chancellor makes you better with your own money---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

They promised growth - did this Budget deliver?---------In this special UK Budget episode of the Money Gains Podcast we welcome best-selling author Andrew Craig and Brian Byrnes, Head of Personal Finance at Moneybox, back to the show. We discussed Rachel Reeves' latest Budget and the implications that tax changes will have on you, the economy and the country as a whole. ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Andrew Craig & Plan English Finance https://www.youtube.com/@PlainEnglishFinance Moneybox https://www.moneyboxapp.com/---------✅ Why spending increases create an unsustainable deficit✅ How fiscal drag will push more workers into higher-rate tax brackets by 2031 ✅ Why Australian retirees have 5-7 times more pension wealth than Brits✅ How the UK stock market and entrepreneurship is suffering✅ Why nothing changes immediately despite the headlines---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

This is what really matters if you want to be free.---------In this episode of the Money Gains Podcast we welcome Jason Graystone to the show. Jason shares his journey to achieving financial freedom at just 30 years old, spending a week with Richard Branson on Necker Island and revealing why most people are optimising for the wrong version of freedom. ---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------Jason online https://jasongraystone.com/Always Free on:Amazon https://amzn.to/3K03q5ZAudible (UK) https://www.audible.co.uk/pd/Always-Free-Audiobook/B0G15SS9L4 Audible (US) https://www.audible.com/pd/Always-Free-Audiobook/B0G161CVWS---------✅ Why 91% of Brits hate their job ✅ How to achieve financial freedom in 10-20 years✅ Why you should never grow your money at a rate your mindset can't keep up with✅ How to separate making money from building freedom✅ Why billionaires spend their time climbing rocks and riding bikes---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Are the Government about to get this all wrong?---------Check out Plum https://upthegains.co.uk/visit-plum-partner/(When you invest your capital is at risk. Past performance is not a guarantee of future success. Investments can go up and down in value. Lifetime ISAs can be used for a first home purchase or towards retirement)---------In this episode of the Money Gains Podcast we welcome Rajan Lakhani, Head of PR & Comms at Plum to the show. Rajan explains why Rachel Reeves' proposed cash ISA reforms might not achieve their intended goal of boosting UK investment, the psychological barriers preventing people from investing, and the Lifetime ISA trap affecting London buyers.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why most Britons oppose cash ISA changes ✅ How gamification locks in saving habits ✅ Why automation solves the psychological barriers to saving✅ How the £450,000 Lifetime ISA cap traps London first-time buyers✅ Why your pension investment feels safe but your ISA terrifies you ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

This is why workplace stress is affecting more than just your health. ---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome Bianca Errigo from Human OS to the show. Bianca shares groundbreaking insights into how chronic workplace stress creates invisible financial leaks, why 63% of 18-34 year-olds are worried about their finances, and how the resilience crisis amongst young people is fundamentally changing workplace dynamics---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Bianca on Instagram https://www.instagram.com/biancaerrigocoaching/Bianca on LinkedIn https://www.linkedin.com/in/biancaerrigo/HumanOS online https://humanos.co.uk/---------✅ Why chronic workplace stress creates a self-perpetuating financial trap that affects your sleep, cognitive bandwidth, and ultimately your earning potential✅ How under-30s have 30% lower resilience than any other age group✅ Why giving 110% across everything leads to burnout and actually slows your progress✅ How 80-90% of neurotransmitters are manufactured in your gut✅ Why checking your phone before brushing your teeth is exhausting you by 11am---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Society is splitting in two - which side you're on will determine your financial future.---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome James Gerrard to the show. James is a property investor, business owner and speaker with a unique view on the current economic landscape and how the middle class is effectively vanishing.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------James on Instagram https://www.instagram.com/jamesgerrard/James online https://www.james-gerrard.com/---------✅ Why your family home is a lifestyle purchase, not an investment✅ How institutional investors like Blackstone are creating the biggest generational buying opportunity in decades✅ Why Prime Central London property has crashed 38% since 2014 ✅ How to enter property investing with zero capital✅ Why the TIDED framework is pushing up the "drawbridge" between asset owners and wage earners---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

These are easy ways to pay for your Christmas shopping and expenses. -----------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z----------Other cashback providers mentioned:TopCashback 👉🏼 https://www.topcashback.co.uk/ref/sammieellardking-----Take My Money Personality Quiz (Get A Free Action Plan) 👉🏼 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Is there a hidden tax to being single? ---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome Jamie from Mattr to the show. Mattr is the UK's first lifestyle app for single people and Jamie talks about how there is far more to being single than dating, the financial realities single people are facing and the toxic influence of social media on dating expectations---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Mattr https://www.mattr.social/Jamie on Instagram https://www.instagram.com/datingwithjamie_/---------✅ Why the average London date costs £260 and how this pricing is driving Britain's singles crisis✅ How dating apps exploit dopamine responses more harmfully than alcohol✅ Why being single costs you £10,000 more per year than couples✅ How to have financial conversations with potential partners without awkwardness ✅ Why investing in a dating app subscription could be your most important financial decision---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Understanding tax and our pay slips shouldn't be this complicated.In this week's Money Moments we're back with Charlotte Baroukh to talk about common misunderstandings about payslips plus the hidden tax increases that are hurting your wallet. Tune into the full episode ⤵️YouTube: https://youtu.be/6NgwGZ2Lq3k?si=72qf90AhgJDLH9JRApple Podcasts: https://podcasts.apple.com/gb/podcast/accountant-exposes-why-the-uk-tax-system-stops-you/id1670382337?i=1000706623864Spotify: https://open.spotify.com/episode/3hogyEtacEFf5bUnyNjCte?si=1pXd_nqSTE2VFT08LHjNtw---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Everything is hitting record-highs - is this a warning sign? ---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome Rich from The Art of Investing to the show. Rich brings over two decades of finance experience to talk about a rare moment where seemingly everything is at all-time highs simultaneously. We talk about current market risks and opportunities, practical strategies to protect your portfolio and why the S&P 500's dominance may be creating dangerous concentration risk for everyday investors.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------The Art of Investing Podcast https://podcasts.apple.com/gb/podcast/the-art-of-investing/id1825201965Trade Live With IG https://www.youtube.com/@TradeLiveWithIG/videos---------✅ Why holding 20% cash at 4-5% interest is now a strategic investment decision, not a mistake✅ How to conduct the "fire drill" portfolio stress test - applying realistic haircuts to assess if you can stomach a proper correction✅ Why the S&P 500 trading at 24x earnings with 50% in the top 10 stocks means you're not actually diversified✅ How to spot market tops - when your vicar, taxi driver, or grandmother starts discussing asset prices, it's time to reduce risk✅ Why leverage and leveraged ETFs will destroy your wealth and what to do instead---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Is who you share your life with the most important financial decision you can make?In this week's Money Moments we're back with Bekah Donovan to talk about the often-avoided subject of money conversations in dating and relationships, and why financial compatibility matters just as much as emotional connectionTune into the full episode ⤵️YouTube: https://yt.openinapp.co/uce9nApple Podcasts: https://podcasts.apple.com/gb/podcast/financial-red-flags-in-dating-relationships-with-bekah/id1670382337?i=1000703692018Spotify: https://open.spotify.com/episode/0XETaXaJ0wMfG2kXJLrWDL?si=soekCwv4SveSuDXEE92Gag---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Why does it feel like everyone in the UK is struggling right now? ---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this special episode of the Money Gains Podcast we've rounded up some of the best discussions about the UK economy from the last year.We've got Andrew Craig, Grace Blakeley, Joe Bryan, Rich McDonald and Michael Taylor sharing decades of experience in UK economics, politics, tax and much more.This is a deep dive into everything from government policy to wealth taxes and how each part affects you and your wallet.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------✅ Why National Insurance increases cause mass unemployment and business closures rather than economic growth✅ How governments use money printing to steal wealth from workers whilst making asset holders appear richer on paper✅ Why the "tax the rich" movement fails without democratic accountability over how governments actually spend collected revenues✅ How supporting local independent businesses keeps money circulating in the UK economy instead of flowing to overseas shareholders✅ Why UK GDP per capita has stagnated for 30 years whilst Ireland, Singapore and even Poland have become significantly wealthier---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

What's the point of building wealth if you're too burnt out to enjoy it?In this week's Money Moments we're back with Wim Hof Instructor Dan Hughes from Vitae VI to talk about a simple change you can make to reduce stress, improve your decision-making and set yourself on the right path for long-term success. Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/1q3szApple Podcasts: https://podcasts.apple.com/gb/podcast/without-this-your-money-wont-matter-how-to-avoid-burnout/id1670382337?i=1000698837832Spotify: https://open.spotify.com/episode/257tjfueM56yVCDOkJvVe0?si=U303ASz9Rdau2gaYle8sNg---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

How to make a budget, stick to it and grow wealth for the long term 💸----------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome Brian Mitchell from Frugal Spender to the show.We chat about why your budget keeps failing, how car finance is silently destroying your wealth, and why the person you marry matters more than any investment strategy you'll ever learn. We also expose the hidden taxation draining 70-90% of your income and share the uncomfortable truth about why being "obsessed" with paying off debt might be the only way out.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Brian (Frugal Spender) on Instagram https://www.instagram.com/frugal_spender/Brian (Frugal Spender) online https://www.frugalspender.co.uk/---------✅ Why your first budget will fail and how to accept it, learn from it and try again✅ How to automate everything at the start of the month before you can sabotage yourself ✅ Why choosing your life partner is your single most important financial decision ✅ How you're actually paying 70-90% tax when you account for VAT, stamp duty, council tax, and others beyond income tax✅ Why the £100,000 investment milestone is where compound interest accelerates dramatically ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments we're back with financial experts and content creators Rotimi Merriman-Johnson and Laura Ann-Moore to talk about lost pension money, why it's such a problem and how you can find money you could be missing. Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/beqguddApple Podcasts: https://podcasts.apple.com/gb/podcast/dont-wait-your-state-pension-will-leave-you-broke-ask/id1670382337?i=1000697794758Spotify: https://open.spotify.com/episode/2N95X5bMYvw897SyIcSARQ?si=GNV45IwiSBiCaWS_EggiIA---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

From interest rates to inflation - this is what you really need to know 💸---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode of the Money Gains Podcast we welcome Bank of England economic advisor Jack Leslie to the show. We chat about the things that really matter when it comes to what's happening with your money. This episode reveals the intricate processes behind Britain's most powerful financial institution, exposing how decisions are made that directly impact millions of mortgages, savings accounts, and the entire UK economy. ---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Bank of England online https://www.bankofengland.co.uk/Bank of England on Instagram https://www.instagram.com/bankofenglandBank of England Museum on Instagram https://www.instagram.com/boemuseum---------✅ Why the Bank of England's basement contains 1/20th of all the world's mined gold ✅ How your mortgage rate is determined by what banks think interest rates will be in the future✅ What Taylor Swift has to do with interest rates✅ Why cash usage is rising during economic uncertainty ✅ How a Central Bank Digital Currency could replace traditional banking ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments we're back with Rich Mcdonald, former Head of Emerging Markets at Credit Suisse, to talk about the differences between the American and British stock markets and whether you should listen to hype around stocks.Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/l5j4tApple Podcasts: https://podcasts.apple.com/gb/podcast/dont-invest-in-the-s-p-500-former-credit-suisse-head/id1670382337?i=1000696120586Spotify: https://open.spotify.com/episode/1mjJ1Yt7iqofUsB1mUVVNP?si=vhnLvSVLRwOzIfr29iVpLA---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

This is how you can start keeping more of your hard-earned cash 💸---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this episode we've flipped things around as I'm interviewed by my good friend and host of the Trying To Adult Podcast, Adam Williams.I shared my transformation from drowning in £24,000 of consumer debt to building one of the UK's top financial education platforms. We also spoke about my huge new project, Gains App, designed to put £1,000+ back in the average person's pocket through intelligent cashback whilst removing the shame and friction from money management, with the goal of changing how millions of Brits handle their finances forever.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------✅ How I escaped £24,000 consumer debt and built a top UK finance education platform✅ Why 91% of people are losing £1,091+ a year by paying full price for everything✅ How you can completely transform your money mindset✅ Why I'm building an AI-powered mobile app to help remove shame and friction from money management ✅ How one simple cashback strategy could pay for your Christmas, holiday, or emergency fund---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments we discuss the difference between American and British business culture and why Brits might be feeling held back. Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/g7mrq2gApple Podcasts: https://podcasts.apple.com/gb/podcast/i-spent-10-years-becoming-an-overnight-success-what/id1670382337?i=1000693869157Spotify: https://open.spotify.com/episode/53tiY2YlzyhU5k20n4hwyo?si=AgHEanIDQeCLKT5MunJEdw---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

This is a masterclass in all things investing  💸--------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------In this special 150th episode of the Money Gains Podcast we're bringing you a round-up of some of our favourite investing conversations from the last year.  We've got Ryan King, Ayesha Ofori, Andrew Craig, Sam North, Michael Taylor and Rich McDonald sharing decades of experience in investing, trading and wealth building.Today, we go through everything you need to know, from compound interest to index funds and portfolio allocation.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------✅ How you can spot winning investments by looking at products you use daily ✅ Why global index funds could be a better option than single-country investing ✅ How starting investing 3 years earlier can result in hundreds of thousands more at retirement✅ Why dollar cost averaging during market crashes creates wealth✅ How women investors outperform men on average---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments, we talk about US vs UK markets and lump sum investing vs dollar cost averaging 💸Tune into the full episode ⤵️Spotify: https://open.spotify.com/episode/21xbsm1qLmXBEYoD0mfp4a?si=AL9mFDFzTuy_s0ApiWD2aQApple Podcasts: https://podcasts.apple.com/gb/podcast/s-p-500-vs-uk-stocks-where-should-you-invest-right/id1670382337?i=1000702802555YouTube: https://yt.openinapp.co/g7mrq2g---------Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Why does even a "good salary" not feel like enough anymore? 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------In this episode of the Money Gains Podcast we welcome financial advisor and content creator Rotimi Merriman-Johnson (Mr MoneyJar) back to the show.We dive deep into the UK's current economic crisis and why even those earning in the global top 1% (£45,000+) are struggling to make ends meet in modern Britain. This episode looks at some potentially controversial solutions from wealth taxes to regional economic restructuring, as well as practical ways to build both monetary and non-monetary wealth during these challenging times.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Mr MoneyJar online  https://www.mrmoneyjar.com/Mr MoneyJar on Instagram https://www.instagram.com/mrmoneyjar---------✅ How earning £45,000 puts you in the global top 1% but barely covers UK living costs ✅ Why you need to build non-monetary wealth through health, skills, and relationships ✅ How to develop skills now that AI can't replace ✅ Why the UK needs economic growth not just wealth redistribution✅ How to use cashback apps to save £1000s every year---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Ladies and gentlechaps - this one is for all of you that needs more money in their lives - is that all of you? Thought it might be because that's why you're here right!This episode is all about cashback and how to make money from your cashback.Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z-----Other apps available NOWTopcashback Sign Up Here - Get £10 (T&C's Apply) - https://www.topcashback.co.uk/ref/sammieellardkingEverup - Get up to 20% Instant Cashback on 150+ brands! - https://everup.onelink.me/9lgD/jjnekznlDISCLAIMER:This is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Everything feels like it's getting worse but is there a way to change it?  💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------In this episode of the Money Gains Podcast we welcome ex-Goldman Sachs banker & economist Joe Bryan to the show.Joe exposes how government money printing is the hidden root cause behind every major crisis we face today, from housing affordability to the obesity epidemic and from wealth inequality to the breakdown of families. Today, we uncover the mechanics of how monetary policies steal from citizens and what tools we have at our disposal to separate money from state control.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Joe on LinkedIn https://www.linkedin.com/in/joe-bryan-/Joe on X https://x.com/satmojoeWhat's The Problem? on YouTube https://www.youtube.com/watch?v=YtFOxNbmD38---------✅ Why Government money printing is the root cause of ALL major societal problems ✅ How Bitcoin represents humanity's first tool to achieve "perfect money"✅ Why you don't actually own your money in banks ✅ How inflation manifests in three different ways ✅ Why the pension system is mathematically insolvent ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.com/Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Revealing the uncomfortable truths about money and how you can save your future 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------In this episode of the Money Gains Podcast we welcome personal finance content creator Tom Wickstead to the show. Tom exposes the harsh reality of why an entire generation is financially screwed. From government money printing destroying purchasing power to the psychology behind why British people save instead of invest... Today, we uncover the uncomfortable truths about money that most people are oblivious to and why taking control of your own future through investing is so important.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Tom on Instagram https://www.instagram.com/tom.wickstead/Moneybox Financial Confidence Study https://www.moneyboxapp.com/moneybox-financial-confidence-index-uk-could-boost-net-worth-by-up-to-142bn-by-improving-nations-financial-confidence/---------✅ Why you need to start investing immediately with ANY amount ✅ How to use the 80/20 strategy for potentially higher returns✅ Why you need to avoid status games and social media comparison✅ How to set up automatic direct debits into stocks & shares ISAs to remove emotion ✅ Why you should download your bank statements and track every expense line by line---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist