The Money Professor with Chris Longworth

Labor Day weekend is here, a time of celebration, reflection, and appreciation of the hard work that goes into building our lives. As Chris Longworth and Jackie Selby dive into the rich history of Labor Day, they remind us of its profound significance beyond the barbecues and parades.  You can get clarity fast on your retirement plan with Chris Longworth.  Call 800-719-7917 or click here.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares crucial insights on avoiding costly mistakes in retirement planning, understanding IRS rules, and optimizing your income strategy to secure a stress-free retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

Retirement can change what life insurance needs to accomplish — from protecting a surviving spouse to unlocking living benefits and making sure a policy’s value reaches the right people. We’ll break down the questions to ask before an old policy becomes a new retirement decision   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

Inherited IRA rules are getting harder to ignore, retirement moves can change more than the scenery, and  a market that looks broad may be leaning on fewer companies than listeners realize.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares insights on insurance, annuities, and retirement planning strategies. Discover how to protect your assets, understand living benefits, and build a solid financial future with expert guidance. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, discusses the importance of proper insurance planning, understanding policy costs, and building a resilient retirement income strategy. He shares insights on how to avoid common pitfalls and ensure financial security for the future.  Call Chris at 800-719-7917 for a no-cost meeting. See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares vital strategies for retirement planning, including Social Security claiming, income gap filling, and the importance of a personalized benefits plan. Learn how to make informed decisions to secure your financial future and avoid common pitfalls.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares insights on retirement planning, longevity, income strategies, and how to protect your assets for a secure future. Learn how to design a plan that lasts as long as you do and ensures peace of mind.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares insights on retirement planning, risk management, and the importance of financial education. Discover how to protect your assets, create a reliable income stream, and plan for a secure future.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares vital insights on retirement planning, risk management, and how to navigate the complex world of financial advice. Learn how to protect your wealth, ask the right questions, and build a secure financial future   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares essential strategies for retirement planning, focusing on guaranteed income, risk management, and the importance of a well-structured plan to ensure financial security in retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares insights on retirement planning, early retirement challenges, and the importance of strategic asset management. Learn how to prepare for unforeseen events and optimize your wealth for a secure future.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

This episode explores the importance of strategic retirement planning, focusing on creating personal pension plans, managing longevity risks, and avoiding common financial pitfalls. Hosted by Jackie Selby with insights from Chris Longworth, The Money Professor, it offers practical advice for securing a worry-free retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.    See omnystudio.com/listener for privacy information.

Chris Longworth, known as the Money Professor, shares insights on annuities, life insurance, and retirement planning, dispelling myths and explaining the historical and modern significance of these financial tools. Learn how to leverage these strategies for a secure and prosperous retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

This episode emphasizes the importance of strategic financial planning for retirement, addressing longevity, risk management, and the psychological benefits of having a solid plan. Host Chris Longworth shares insights on income strategies, Social Security, healthcare costs, and the pitfalls of rules of thumb.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, a certified financial education instructor, discusses the pitfalls of social media hype in investing, the importance of defining your investment goals, and strategies for building a secure retirement. He emphasizes the need for education, proper planning, and avoiding the illusions of wealth portrayed online.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, a certified financial education instructor, discusses the common retirement mistakes, the psychology of money, and strategies to optimize retirement planning. Learn how to avoid pitfalls, understand market volatility, and create a personalized income plan for a secure future.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

When we hear the word “risk,” most people immediately think about losing money in themarket. But in retirement, risk isn’t just about losses—it’s also about missedopportunities. Let’s talk about the risks that don’t show up on a statement, but canimpact your plan just as much.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

Chris Longworth explains why you should build a defined benefit plan for you and your family.  Call the Money Professor at 800-719-7917.  Or click here.See omnystudio.com/listener for privacy information.

The Money Professor  Do you have a tax liability lurking in the background?  Call Chris Longworth at 800-719-7917 for a free, no obligation information session.  See omnystudio.com/listener for privacy information.

Today’s lesson dives deep into how emotions influence our money decisions. Many of us are just going through the motions, ignoring the psychology behind our spending and saving habits. It’s time to take control and make informed choices.   The truth is, fear often holds us back from making the right financial moves. Don’t let uncertainty dictate your financial future! Learn how to turn knowledge into action, and start shaping your wealth with confidence.   Remember, a solid strategy in financial planning isn’t just about numbers; it’s about aligning with your life goals. Let’s break down those barriers together!     Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Chris Longworth, the Money Professor, shares insights on financial planning, investment strategies, and how to navigate economic uncertainties. Discover how to build a secure retirement with proven strategies and expert advice.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

This episode features the Money Professor, Chris Longworth, discussing the realities of retirement planning, the pitfalls of market reliance, and strategies for financial security. Learn how to avoid common myths, build a personal defined benefits plan, and make informed decisions for a stress-free retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, Chris Longworth discusses the realities of retirement planning, emphasizing the importance of financial education and the need for defined benefits plans. He highlights the changing dynamics of the workforce, particularly the increasing number of older workers, and the alarming statistics regarding retirement savings. The conversation delves into the psychology of money, risk management, and the impact of financial stress on well-being. Longworth also addresses the two-year echo effect on retirement income and the necessity of creating structure in retirement planning. He encourages listeners to overcome financial fear and uncertainty through education and proactive planning.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

 Retirement used to last 10 or 15 years. Now it can last 30. That changeseverything — from how you invest to how you withdraw, how you manage taxes, andhow you think about legacy.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth, the Money Professor, discusses the importance of understanding real-life financial planning versus projections and assumptions. He emphasizes the need for a flexible mindset in financial decision-making and highlights the alarming levels of financial illiteracy among Americans. The discussion covers the significance of proper planning for retirement, the psychology of money, and the disconnect many retirees feel regarding their financial confidence. Longworth advocates for defined benefits plans and the role of education in achieving financial security, while also addressing common concerns about retirement and investment strategies.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation,Chris  delves into the intricacies of behavioral finance, emphasizing the psychological aspects that influence financial decisions. He discusses the importance of understanding one's relationship with money, the impact of market volatility on retirement planning, and the psychological phenomenon of loss aversion. Additionally, he addresses the challenges retirees face when supporting adult children financially, advocating for a balanced approach that encourages responsibility and independence.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth discusses the multifaceted approach to retirement planning, emphasizing the importance of not only financial strategies but also the psychological aspects of money management. He introduces the concept of a personal pension plan and the mechanics behind defined benefits plans, highlighting the role of fixed indexed annuities. The discussion also covers the necessity of emergency funds, insurance checkups, and the significance of financial education in achieving long-term financial security.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, draws parallels between sports strategies and financial planning, emphasizing the importance of consistency and knowledge in achieving retirement goals. He discusses the cyclical nature of sports and how it mirrors the financial planning process, where evaluation and improvement are key to success.He highlights the significance of understanding financial products, particularly annuities, and stresses the need for a well-structured plan that includes accumulation, preservation, and flexible distribution options. He also addresses the psychological aspects of money management, encouraging listeners to adopt a prosperity mindset to enhance their financial well-being.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Jackie Selby  and Chris Longworth discuss the critical aspects of retirement planning, emphasizing the difference between having a retirement plan and a well-defined benefits plan. They explore common misconceptions about retirement expenses, the importance of tax planning, and strategies for generating income in retirement. The discussion highlights the need for financial education and the role of healthcare costs in retirement planning, ultimately encouraging listeners to take proactive steps in their financial journey.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth, the Money Professor, discusses the importance of financial planning, budgeting, and overcoming fear in managing personal finances. He emphasizes the need for a structured approach to retirement planning, including understanding healthcare costs and long-term care. The discussion also covers the significance of knowledge in making informed financial decisions and the impact of debt on wealth building. Chris provides insights into social security benefits and the importance of planning for unexpected events in retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, Chris  discusses the common fears retirees face regarding their financial future, emphasizing the importance of education in making informed decisions. He highlights the risks of DIY retirement planning and the benefits of annuities as a stable income source. The conversation also covers tax planning strategies, the impact of market volatility, and the significance of planning for long-term care. Additionally, the episode addresses family dynamics in wealth inheritance and the importance of having a structured financial plan. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, Chris Longworth and  Jackie Selby discuss the importance of continuing to invest even after retirement. They emphasize the need for financial education, understanding longevity risk, and the changes in 401(k) plans. The conversation also covers the significance of income planning, the impact of inflation, and the necessity of preparing for unexpected life events. Additionally, they delve into legacy planning, tax efficiency, and answer listener questions, providing insights into effective retirement strategies.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode, Jackie Selby  and Chris Longworth discuss the impact of inflation on financial planning, emphasizing the importance of cash flow and retirement strategies. They explore the concept of building a personal pension for guaranteed income, the significance of financial discipline in inflationary times, and the rising healthcare costs in retirement. The conversation also delves into the psychology of money, highlighting the stress associated with financial uncertainty and the need for proactive planning for unexpected life events. Finally, they address the importance of avoiding emotional investing and making informed financial decisions.     Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

 As the year winds down, it's crucial to take a moment to assess your financial health and make strategic moves that can protect your wealth. In this episode of The Money Professor, host Chris Longworth emphasizes the importance of knowledge in financial planning and provides actionable steps to help you navigate the end-of-year financial landscape.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth discusses the importance of having a well-structured retirement plan that aligns with one's lifestyle, longevity, and legacy goals. He highlights the common conflicts found in traditional retirement plans, such as growth versus protection and income versus legacy. Longworth introduces the concept of the 'No Compromise Retirement Plan' as a solution to these conflicts, emphasizing the need for knowledge and strategic planning to ensure financial security in retirement. He also addresses the significance of planning for longevity, managing retirement spending, and the implications of required minimum distributions (RMDs) and Roth conversions. The conversation underscores the necessity of financial literacy in making informed retirement decisions. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris discusses the critical aspects of retirement funding, focusing on the importance of decumulation and income distribution strategies. He emphasizes the need for a defined distribution plan to ensure financial stability in retirement, addressing common pitfalls such as over-saving and under-spending. The conversation also highlights the risks associated with decumulation, including longevity and inflation, and the psychological factors that can impact financial decision-making. Ultimately, Nolan advocates for education and proactive planning to secure a comfortable retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth  discusses the upcoming tax changes due to the Secure Act 2.0, emphasizing the importance of understanding the tax code and its implications for individuals over 50. He explores strategies for tax mitigation, including the benefits of Roth conversions and the impact of Required Minimum Distributions (RMDs) on tax brackets. The discussion also covers the significance of financial education in navigating these complexities, the interplay between healthcare costs and retirement planning, and the potential benefits and risks of reverse mortgages. The conversation concludes with a call to action for listeners to seek personalized financial advice.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Jackie Selby and Chris Longworth discuss the multifaceted aspects of retirement planning, emphasizing the importance of not just financial security but also personal fulfillment. They explore the psychology of money, the necessity of personal pensions, and the critical role of education in financial literacy. The discussion also touches on tax strategies, long-term care considerations, and the value of mentorship in retirement. Overall, the conversation aims to empower listeners to take control of their financial futures and design a retirement that is both financially sound and personally rewarding. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, Chris Longworth discusses the journey of retirement, emphasizing the importance of packing the right mindset and strategies for financial success. He introduces the Wealth Defender Strategy, which focuses on accumulation, preservation, and flexible distribution of wealth. The conversation also addresses common financial clutter that can hinder retirement planning and the psychological aspects of money management. Listeners are encouraged to take proactive steps in their financial planning, including understanding taxes and creating a budget that allows for enjoyable retirement experiences. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this episode of The Money Professor, Chris Longworth discusses the critical aspects of retirement income planning, emphasizing the importance of having a structured income distribution plan. He highlights the psychological barriers that prevent individuals from spending their savings in retirement and the necessity of smart money management skills. The conversation also touches on the role of 401(k) plans, the future of social security, and the importance of financial literacy. Chris encourages listeners to create their own personal pension plans to ensure financial security in retirement. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth  discusses the unique challenges and strategies for Gen X as they approach retirement. He emphasizes the importance of strategic financial planning, understanding social security, and the role of cash value life insurance in creating a secure financial future. Through real-life case studies, he illustrates how proper planning can mitigate risks and enhance financial security. The discussion also touches on the psychological aspects of money management and the necessity of financial literacy in navigating retirement planning effectively. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth discusses various aspects of retirement planning, focusing on the importance of financial control, life insurance, tax management, and strategies for gifting and legacy planning. He emphasizes the significance of understanding different financial products, such as annuities and life insurance, and how they can be utilized effectively to secure a comfortable retirement. The discussion also highlights the psychological aspects of money management and the necessity of education in making informed financial decisions. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

In this conversation,Jackie Selby  and Chris Longworth delve into the psychology of money, emphasizing the importance of education in financial planning. They discuss the concept of building a personal pension for retirement, navigating 401k options, and the risks associated with cashing out retirement accounts. The conversation also highlights the significance of planning for healthcare costs and the complexities of long-term care insurance. Ultimately, they stress the necessity of having a comprehensive financial plan to ensure a secure and comfortable retirement.   Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.  See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth, the Money Professor, discusses the implications of Required Minimum Distributions (RMDs) and taxes in retirement. He emphasizes the importance of understanding tax strategies, including Roth conversions, to minimize tax liabilities. The discussion also covers the impact of RMDs on Medicare premiums, the significance of tax categories, and the psychology of money. Chris provides insights into inflation protection strategies and the benefits of laddering income for retirement. Additionally, he addresses special needs trusts and the importance of planning for heirs. The conversation concludes with a call to action for listeners to take control of their financial future.  Call The Money Professor at 800-719-7917.  Or click here:  The Financial Education Group.See omnystudio.com/listener for privacy information.

In this conversation, Chris Longworth, the Money Professor, discusses various aspects of retirement planning, including the importance of continuous contributions, understanding annuities, and the role of education in financial decision-making. He emphasizes the need for a solid retirement income plan, the impact of healthcare costs, and strategies for charitable giving. The discussion also covers navigating Medicare options and managing market volatility during retirement, ultimately highlighting the significance of a well-structured financial plan for a secure future.  Call The Money Professor at 800-719-7917. See omnystudio.com/listener for privacy information.

For decades, the default financial wisdom told us to sock money away in tax-deferredaccounts like IRAs and 401(k)s. And while those accounts are powerful, they can alsocreate a ticking tax time bomb if you’re not strategic about withdrawals. Add in theimpact of massive government spending during COVID, and it’s clear: the tax landscapein retirement is shifting.If you're nearing retirement or already there, this isn't just about saving more—it'sabout keeping more. So, let’s dive into three things you can do now to reduce your taxburden and increase your financial freedom in retirement. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

What worked for your parents or grandparents in retirement may not work for you.Longer lifespans, unpredictable markets, and the rising cost of living mean that the oldplaybook—while comforting—can sometimes lead to financial pitfalls. Today, we’retaking a closer look at these long-standing beliefs and revealing why a morepersonalized strategy may be the smarter path. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

When we think of retirement, we often picture leisure and relaxation. But for many, it’salso a time of uncertainty—especially when it comes to finances and staying mentallyengaged. Enter ChatGPT: a tool that's quietly becoming a trusted companion forretirees seeking both cognitive stimulation and financial clarity. From organizingstargazing schedules to simulating retirement income scenarios, AI is helping olderadults navigate this new chapter with confidence and curiosity. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.

You’ve built the business, led the team, and put in the years. But what about the nextchapter? Retirement rules are evolving fast, and if you’re not keeping up, you couldmiss key opportunities—or worse, face costly surprises. Today, we're diving into whatevery entrepreneur needs to know about SECURE 2.0, rising retirement ages, and newstrategies that could make all the difference when it’s time to transition out of yourbusiness. Call Chris Longworth and the team at The Financial Education Group at 800-719-7917 or visit wealthdefender.com.See omnystudio.com/listener for privacy information.