PODCAST · education
The Play Louder Podcast
by Joe DiSanto
Personal Finance, Small Business and Real Estate Advice
Episodes
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You saved 50K! Now What?!?!
In this video, I discuss key financial decisions when your savings reach $40,000-$60,000. I address questions on savings placement, emergency funds, tax efficiency, and debt management. I suggest high-yield savings, emergency fund strategies, and prioritizing home buying over market investments.
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Smart Strategies for Roth 401k Conversions
In this video, I discuss the differences between traditional and Roth 401k accounts, focusing on tax implications and strategic conversion opportunities. I explain how each account type works, the tax benefits they offer, and when it might be advantageous to convert from traditional to Roth. I...
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Can You Use 401k Money For A Down Payment On A House?
In this video, I discuss the option of utilizing 401k funds for a down payment on a house. I explain the rules and regulations surrounding 401ks, including the possibility of loans and exempt withdrawals for a home purchase. Viewers are advised to inquire with their employer about available…
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Is Your Current Retirement Savings Plan Enough For You?
In this video, I discuss the importance of personalized retirement savings rates based on individual financial goals. I emphasize the need for calculating exact savings amounts and investment returns rather than relying on generic percentage guidelines. I encourage you to track income, expenses,...
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Situations Where You Would Use Your Emergency Fund
Hey there, it's Joe DiSanto. In this video, I discuss the importance of an emergency fund and when to use it. The primary scenario for using the fund is during a job loss or unexpected large expenses like home repairs or medical bills. I suggest prioritizing paying off high-interest credit card...
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Real Estate Mistakes That Will RUIN Your Retirement!
Hey there, it's Joe DiSanto. I discuss the pros and cons of including real estate in your retirement plan. Real estate can offer equity appreciation but may not provide reliable cash flow for retirement. I recommend adjusting real estate in your asset allocation as you age and consider more…
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Best Financial Education Strategies for Raising SMART KIDS
In this video, I discuss when children should start learning about financial education and the key lessons they should be taught from a young age. I share my approach of teaching my son the connection between hard work and earning money, allowing him to make choices on spending and investing. I...
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This Debit Card Mistake Could Cost You THOUSANDS
Hey everyone, it's Joe DiSanto. Today, I delve into the debate of using debit cards vs credit cards based on a recent survey on holiday shopping preferences. I advocate for using credit cards due to the potential for earning points and cash-back rewards, sharing my personal experience of earning...
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Small Business Financing Secrets (Loans, Credit & Leases OH MY!)
Looking for small business financing options? This video highlights 5 main financing methods AND how they affect your credit. We'll go into detail on SBA loans, working capital loans, revolving lines of credit, and equipment leases. I'll give insights into financing strategies I've employed as a...
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The SMART Way to Build an Emergency Fund
Hey there! In this video, I delve into calculating the duration of emergency savings in case of income loss. I emphasize the importance of basing your emergency fund on actual expenditure data rather than estimates. I guide you on using computer software to track expenses and determine the ideal...
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What You Don't Know About Financial Fraud is Putting You at Risk
In this video, I delve into different types of financial fraud, focusing on fraud within accounts and on credit reports. I explain common signs of fraud, how to detect it, and the importance of monitoring credit activity. No action requested, just valuable insights to safeguard your finances.
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EINs vs TIN vs ITIN - What's The Difference??
Hey there! In this video, I break down the differences between EINs, TINs, and ITINs. EIN is like a social security number for your business, while TIN covers a broader range of taxpayer identification numbers. ITIN is for non-citizens paying taxes.
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Two Simple Yet Effective Ways to Boost Your Credit Score
Hey there! In this video, I discuss the two most powerful ways to improve your credit score. Firstly, removing late payments and delinquencies can significantly boost your score, although it can be challenging. Secondly, reducing your credit card debt to below a 25% utilization rate can also have…
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Understanding Real Estate Profits
Playlouder.com Original Article: https://www.playlouder.com/real-estate-investing-returns/ Free Course: https://www.playlouder.com/courses/analyze-your-real-estate-investment-free/
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ABOUT THIS SHOW
Personal Finance, Small Business and Real Estate Advice
HOSTED BY
Joe DiSanto
CATEGORIES
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