PODCAST · business
The Prosperity Podcast
by Kim D. H. Butler and Spencer Shaw
The Prosperity Podcast is where money meets freedom — without Wall Street's limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and long-term prosperity.
Episodes
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The Strongest Arguments Against Whole Life
This episode of The Prosperity Podcast takes a different format: instead of making the case for whole life insurance, Spencer Shaw puts Kim Butler on the spot with the strongest arguments against it. Why pay more in premium when term insurance is cheaper? Why pay interest to borrow against your…
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Will Your Kids Inherit Your Wealth or Your Money Anxiety?
What gets passed down to the next generation is about more than a number on a balance sheet. In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw explore the difference between leaving kids real wealth and quietly leaving them money anxiety instead, and why intention matters as...
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When Your Spouse Thinks Your Money Strategy Is Crazy
Money is one of the most common sources of friction in a marriage, and it's rarely about the numbers themselves. In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw dig into what happens when spouses aren't on the same page financially, whether that's a spender paired with a...
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Debt-Free, but Out of Cash
Being debt-free feels like winning, but plenty of financially disciplined people still end up broke. In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw unpack why so many savers who have done everything right, paid off the mortgage, maxed out the 401(k), avoided debt, can…
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Stop Saving Just to Save
In this Prosperity Podcast episode, Kim Butler and Spencer Shaw tackle a question straight from listener feedback: once someone has built a real opportunity fund, six figures or more sitting liquid and ready, what should they actually do with it? Kim starts by dismantling the old rule that...
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The Emergency Opportunity Fund: What to Build Before You Invest Your First $100K
This Prosperity Podcast episode is a guest crossover: Spencer Shaw hands the mic to Kim Butler's recent appearance on Martin Pyskerik's 21st Century Entrepreneurship, where Kim walks through what to build before you make your first investment. Kim has spent more than 30 years helping…
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The Hidden Price of Playing It Safe
Executive Summary In this Prosperity Podcast episode, Kim Butler and Spencer Shaw pick up where a recent conversation on missed opportunities left off, this time asking what it actually costs to play it safe. Kim explains that once real protections are in place, life insurance, disability…
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Why Smart People Miss Great Opportunities
Executive Summary In this Prosperity Podcast episode, Kim Butler and Spencer Shaw dig into a question every ambitious person eventually faces: why do smart, capable people still miss great opportunities? Kim doesn't exempt herself, sharing a live example of an opportunity sitting on her own desk...
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The Freedom Threshold: Redefining Time, Money, and Relationship Freedom
Executive Summary In this Prosperity Podcast episode, Kim Butler and Spencer Shaw dig into what they call the freedom threshold, the point where a person has enough time freedom, money freedom, and relationship freedom to actually live on their own terms. Kim breaks freedom into two categories,...
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Building Wealth Without Predicting the Economy
Executive Summary Everyone has an opinion about where silver, oil, or the stock market is headed next. In this episode, Kim Butler and Spencer Shaw make the case for stepping out of the prediction game entirely. Kim explains why she refuses to guess at market direction and instead builds her...
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Two Tax Categories Every Business Owner and Real Estate Investor Should Know
Executive Summary In this episode, Kim Butler and Spencer Shaw continue their conversation on taxes, moving past the W2 versus self-employed comparison to cover two categories they hadn't yet addressed: business ownership and real estate investment. Kim walks through the progression from a simple...
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What the Wealthy Know About Taxes That Most People Don't
Executive Summary Most people treat tax season as something that happens to them every March, a stack of forms to survive rather than a plan to work. In this episode, Kim Butler and Spencer Shaw make the case that taxes are not a maze to escape but a roadmap to follow, and that the wealthy simply...
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Trump Accounts vs. Whole Life Insurance: The House of Both
Executive Summary The new Trump Accounts officially opened for enrollment on July 4, and Kim Butler and Spencer Shaw use this Prosperity Podcast episode to walk through what families actually need to know before they get involved. Newborns qualify for a $1,000 government seed contribution, and...
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Why High Earners Still Feel Broke (And What to Do About It)
Executive Summary A six-figure income is supposed to mean financial freedom. But for many high earners, the reality is quite different. In this episode, Kim Butler digs into why families making $150,000 to $250,000 a year, well inside the top 5% of American earners, can still feel like they're...
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Financial Feedback Loops: How Better Systems Build Long-Term Wealth
Executive Summary In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw explore how feedback loops, as a concept borrowed from technology and systems thinking, apply directly to financial success. The conversation begins with a timely warning about AI: when you feed a tool only...
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The Founder's Mindset: Side Hustles, Robots, and the Future of Opportunity
Executive Summary The gig economy has never been more alive, and this episode of The Prosperity Podcast proves it with a collection of real-world examples that challenge the way most people think about work, income, and the future. Spencer kicks things off with a chance encounter at Chick-fil-A,...
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Why Cash Flow Beats Net Worth (And What the World's First Trillionaire Really Tells Us)
Executive Summary The world's first trillionaire is now a fact, and Kim Butler isn't impressed by the headline. In this episode of the Prosperity Podcast, Kim and Spencer use that cultural moment as a springboard for a deeper conversation about what actually matters in personal finance: cash…
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The Real Math Behind Your Retirement Portfolio
Executive Summary In the third and final episode of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw arrive at the topic most people want to start with: portfolio allocation. But three episodes in, the foundation is in place, and the numbers hit differently. Kim opens by...
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Retire at 65? Think Again.
Executive Summary In part two of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw move beyond the numbers and into the human dimension of stopping work. Kim opens with a deceptively simple question: what does a full day of doing nothing actually feel like? Her answer, drawn...
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Rethinking Retirement: Why the Numbers Don't Add Up
Executive Summary This episode opens a multi-part series on one of the most emotionally loaded words in personal finance: retirement. Kim Butler and Spencer Shaw start at the foundation, examining what the word actually means, why Kim resists it, and what the math really says about the most…
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Hidden Assets
Episode Summary In this episode of the Prosperity podcast, hosts Spencer Shaw and Kim Butler explore the concept of "hidden assets" and challenge traditional thinking around wealth, cash storage, retirement, and financial flexibility. The conversation dives into how families and entrepreneurs…
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Where Are You Actually Storing Cash Right Now?
Episode Summary In this episode of Prosperity Thinkers Podcast, hosts Spencer Shaw and Kim Butler break down one of the most misunderstood financial topics of 2026: where to safely store cash in an unpredictable economy. As markets fluctuate and interest rates remain uncertain, Kim explains why...
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Rich But Restless
Episode Summary In this thought-provoking episode, Spencer Shaw and Kim Butler unpack a growing financial concern highlighted by a recent Kiplinger article: why even high-net-worth individuals with millions saved still don't feel confident about retirement. The conversation explores how…
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From Scarcity to Prosperity: Raising Financially Confident Families
Episode Summary In this episode, Richard Lesperance sits down with financial expert and author Kim Butler to explore what it truly means to build financial competency—starting at home. Kim shares insights from nearly six decades of experience and her upcoming book Prosperity Parents, offering...
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How Strong Families Build Lasting Legacies
Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler explore one of the most powerful yet overlooked tools for building a strong, connected, and prosperous family: weekly family meetings. Kim shares deeply personal stories from her upbringing on a dairy farm and her...
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Busting Interest Rate Lies
Episode Summary In this episode, Spencer Shaw and Kim Butler break down one of the most misunderstood areas of personal finance: interest rates. Using insights from the book Busting the Interest Rate Lies, they challenge common beliefs about mortgages, debt, and financial decision-making. Kim...
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The Capacity to Give more
Episode Summary In this episode, Spencer Shaw and Kim Butler explore a powerful insight from a Princeton study: the ability to help others is directly tied to personal capacity. Through storytelling and financial wisdom, they unpack how time, money, and mindset influence generosity. The...
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Cash, Control & Legacy: The Real Formula Behind Lasting Prosperity
Episode Summary In this special compilation episode of Prosperity Thinkers, Spencer Shaw and Kim Butler break down the core principles that underpin long-term financial success and generational wealth. The conversation challenges common assumptions—like the idea that holding too much cash equals...
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Robots, Real Estate & The Great Migration
Episode Summary In this forward-looking episode of The Prosperity Podcast, Kim Butler and Spencer explore how autonomous vehicles and humanoid robots are poised to reshape both real estate markets and how we work — faster than most people expect. Drawing from insights shared in the Peter…
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Privacy Is Dead? DNA, Blockchain & Financial Transparency
Episode Summary In this bold episode of The Prosperity Podcast, Kim Butler and Spencer tackle a provocative idea: Privacy is dead. From DNA sweeps that can sequence genetic data for around $100 to the constant digital tracking happening online and offline, the landscape of privacy is shifting…
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AI Agents & the New Frontier of Finance
Episode Summary In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw explore a rapidly unfolding reality: AI is no longer just a tool — it's becoming an economic actor. From AI agents hiring humans to companies like Block (founded by Jack Dorsey) laying off thousands in favor of...
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Why Family Councils Matter: Bridging Wisdom Across Generations
Episode Summary In this episode of the Prosperity Podcast, Spencer Shaw and Kim Butler explore the growing disconnect between generations around money—and how multi-generational family councils can close that gap. As younger generations feel priced out of traditional milestones and turn toward...
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The Annual Wake-Up Call That Builds Financial Certainty
Episode Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler unpack the often-overlooked power of annual life insurance policy renewals. Rather than viewing renewals as a bill or inconvenience, Kim reframes them as a built-in opportunity to gain clarity, reinforce…
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The Unlimited ROI of Education & Experiences
Episode Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler explore the true return on investment of education and life experiences. While financial ROI is often easy to calculate, the value of learning, proximity, and personal growth is far less measurable—and potentially...
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Perseverance, Preparation, and Prosperity Thinking in Unbelievable Circumstances
Episode Summary Kim Butler and Spencer Shaw reflect on navigating a devastating Texas ice storm and the lessons it revealed about preparation, emergency funds, layered backups, and prosperity thinking. The episode explores how mindset, gratitude, and preparedness make perseverance possible when...
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Unlocking Capital Gains Secrets with Brett Swarts
Summary Tune into the Prosperity Podcast to hear Kim Butler interview Brett Swarts of Capital Gains Tax Solutions. Discover tax strategies for entrepreneurs and investors, and learn from Brett's inspiring personal stories on financial growth, parenthood, and turning failures into success..…
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Recalibrate for Prosperity
Summary Tune into the Prosperity Podcast for a "recalibration" session with host Kim! Whether you're on track with your goals or need a reset, Kim shares tips on how aligning small habits can drive big changes. Don't miss this chance to transform setbacks into successes! 🌟 #ProsperityTips.…
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Robo-Abundance: Future of Prosperity
Summary In this episode of the Prosperity Podcast, Kim and Spencer explore the future of technology with an intriguing discussion on robo-taxis and the implications of a tech-driven world. Kim shares her firsthand experience with Waymo taxis, highlighting the cost efficiency and potential of this...
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Faith, Family & Prosperity Resurgence
Summary Tune into The Prosperity Podcast as we explore the revival of family, faith, and prosperity in America. Discover enriching stories, including a charming lesson in value with silver coins. Perfect for those seeking inspiration and deeper connections with family.. Episode Highlights…
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Patent Power: Innovate & Prosper
Summary In this episode of the Prosperity Podcast, dive into the world of patents and innovation with insights from thought leaders Peter Diamandis and Dan Sullivan. Discover how intellectual property, from trademarks to blockchain, is transforming opportunities for creativity and growth. Learn…
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Timeless Wealth: Gold & Life Insurance
Summary In this episode of the Prosperity Podcast, we explore the enduring value of precious metals and the significance of mutual life insurance companies. Host Kim shares insights into assets that retain value over time and emphasizes the importance of having a long-term plan with investments....
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Personal annual review - Episode 651
Summary On this episode of the Prosperity Podcast, the hosts explore transformative personal growth with insights from thought leader Sahil Bloom. Dive into annual reflection questions that challenge your beliefs and habits. Discover what changes Kim's mind, her source of energy, and the impact…
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Christmas episode - Episode 651
Summary Tune into the "Prosperity Podcast" for its annual holiday episode celebrating gratitude with thought leader Kim Butler. Explore personal stories of finding peace, embracing small joyful moments, and discovering the power of intentionality. Perfect for anyone seeking inspiration and calm...
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The Science Side of Prosperity with David Osmond - Episode 650
Join Spencer and guest David Osmond on The Prosperity Podcast! Discover David's shift from academia to financial strategy, inspired by the power of freedom and choice. Learn how David's unique science and physics background offers a fresh perspective on financial success! Prosperity Thinkers is...
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Break Free from Playing Safe - Episode 649
In this episode of the Prosperity Podcast, explore the risks of "playing it safe" in finance, health, and personal growth. Embrace challenges to spur growth! Discover the power of accountability with special insights into managing your cash flow effectively. Don't miss actionable tips on taking...
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The Real ROI of Education: Teaching Kids Wealth Literacy - Episode 648
Unlock the true ROI of education with financial expert Kim as she explores wealth literacy for kids on the Prosperity Podcast. Discover how to blend soft and hard skills to empower the next generation with financial competency. A must-listen for parents dedicated to raising prosperous…
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Debt vs. Leverage - Episode 647
Dive into the Prosperity Podcast as Kim and Todd Langford dissect the vital difference between debt and leverage, offering practical insights for today's unpredictable financial landscape. Learn how to leverage your unique strengths for financial success, featuring engaging real-life examples. A...
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Why Cash Is Not Always King - Episode 646
Explore why the "myth of safety" makes you question if cash is truly king in this eye-opening episode of Prosperity Thinkers. Kim D.H. Butler unpacks cash flow's real power compared to cash, revealing how value creation drives financial confidence. Tune in to rethink wealth! Prosperity Thinkers…
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What Families Can Learn from the Government Shutdown - Episode 645
In this episode of the Prosperity Podcast, Kim and Spencer explore key financial lessons families can learn from the government shutdown, minus the politics. Discover insights on dependency, liquidity, self-reliance, and creating your personal family economy. It's rich with practical advice and…
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Prosperity Wisdom - Episode 644
In this special Prosperity Podcast episode, host Kim shares her wisdom on redefining prosperity beyond money—embracing a holistic approach that includes spiritual and practical aspects. Learn how to see life through a "prosperity lens," simplify savings, and build confidence in financial…
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ABOUT THIS SHOW
The Prosperity Podcast is where money meets freedom — without Wall Street's limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and long-term prosperity.
HOSTED BY
Kim D. H. Butler and Spencer Shaw
CATEGORIES
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Frequently Asked Questions
How many episodes does The Prosperity Podcast have?
The Prosperity Podcast currently has 710 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Prosperity Podcast about?
The Prosperity Podcast is where money meets freedom — without Wall Street's limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and...
How often does The Prosperity Podcast release new episodes?
The Prosperity Podcast releases new episodes frequently with a large back catalog of 710 episodes. Check the episode list for recent publication dates.
Where can I listen to The Prosperity Podcast?
You can listen to The Prosperity Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Prosperity Podcast?
The Prosperity Podcast is created and hosted by Kim D. H. Butler and Spencer Shaw.
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